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市場調査レポート
商品コード
1762420
3Dセキュア決済認証市場、規模、シェア、動向、産業分析レポート:コンポーネント別、用途別、地域別、2025年~2034年の市場予測3D Secure Payment Authentication Market Size, Share, Trend & Industry Analysis Report: By Component (Access Control Server, Merchant Plug-in, and Others), By Application, and By Region - Market Forecast, 2025-2034 |
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3Dセキュア決済認証市場、規模、シェア、動向、産業分析レポート:コンポーネント別、用途別、地域別、2025年~2034年の市場予測 |
出版日: 2025年06月01日
発行: Polaris Market Research
ページ情報: 英文 129 Pages
納期: 即日から翌営業日
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Polaris Market Researchの最新調査によると、3Dセキュア決済認証市場規模は2034年までに51億7,713万米ドルに達する見込みです。この調査レポートは、現在の市場力学を詳細に洞察し、将来の市場成長に関する分析を提供しています。
3Dセキュア決済認証市場は、カードを提示しない取引時にセキュリティの追加層を提供するように設計されたデジタルプロトコルを中心に展開します。この市場は、金融機関、ペイメントゲートウェイ、加盟店がカード所有者の身元をリアルタイムで確認し、不正リスクを軽減すると同時に、世界のペイメントセキュリティ規制への準拠を可能にします。オンライン・ショッピング、モバイル・ウォレット、デジタル決済の成長により取引量が大幅に増加し、安全で摩擦のない認証への需要が高まっています。主要な促進要因の1つは、サイバー攻撃と支払詐欺の発生率が上昇していることで、利害関係者はリスクベースの認証モデルと多要素セキュリティを優先するようになっています。
3Dセキュア1.0から2.0への進化は、シームレスな認証のために生体認証とコンテキスト・リスク分析を導入し、劣悪なユーザー体験やカート放棄の多さといった以前の制限に対処してきました。技術動向は、AIを活用した認証、行動分析、トークン化へとシフトしており、低遅延で信頼性の高い決済フローを実現しています。モバイル・ファースト戦略や組み込み型金融を採用する分野では、安全なAPIと統合認証レイヤーが不可欠であり、ビジネスチャンスが拡大しています。PSD2やSCAのような規制上の義務化によって、発行者やアクワイアラーは高度な認証フレームワークの標準化を迫られています。摩擦を増やすことなくリアルタイム処理をサポートする適応性と拡張性のあるシステムへの需要が、この市場を非常にダイナミックなものにしています。不正検出アルゴリズムにおける継続的な技術革新と、決済エコシステム全体にわたる協力的な取り組みが今後の成長を促進し、3Dセキュア認証をデジタル商取引の信頼性を高める重要な手段として位置づけると予想されます。
コンポーネント別では、2024年にアクセスコントロールサーバセグメントが売上シェアの約32%を占め、これはカード発行者とアクワイアリングパーティ間のリアルタイムトランザクション認証を促進する重要な役割が牽引しています。
用途別では、2024年の加盟店・決済ゲートウェイ分野は7億6,997万米ドルでした。
2024年、北米の3Dセキュア決済認証市場は5億8,200万米ドルと評価されました。これは、デジタル決済の利用が広まり、金融エコシステム全体で厳格なセキュリティが義務付けられているためです。
アジア太平洋地域の3Dセキュア決済認証市場は、急速に拡大するデジタル経済とモバイルベースのトランザクションの普及により、2025年から2034年にかけてCAGR 13.56%で成長すると予測されています。
世界の主要企業には、American Express Company、Bluefin Payment Systems、Broadcom Inc.、DECTA Limited、DFS Services LLC、Entrust Corporation、Gpayments Pty Ltd.、日本クレジットビューロー、Marqeta Inc.、Mastercard Incoporated、RSA Security LLC、Visa Inc.
LIST OF TABLES
TABLE 1. MARKET SEGMENT
TABLE 2. Global 3D Secure Payment Authentication Market Growth Rate by Component (USD Million) (2025-2034)
TABLE 3. Global 3D Secure Payment Authentication Market Growth Rate by Application (USD Million) (2025-2034)
TABLE 4. Global 3D Secure Payment Authentication Market - Market snapshot & key buying criteria, 2025 - 2034
TABLE 5. Global 3D Secure Payment Authentication MARKET SIZE (USD Million) (2020-2034)
TABLE 6. Global 3D Secure Payment Authentication MARKET SIZE (USD Million) (2020-2034)
TABLE 7. Global 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 8. Global 3D Secure Payment Authentication market SHARE BY COMPONENT, (2020-2034)
TABLE 9. Global 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 10. Global 3D Secure Payment Authentication market SHARE BY COMPONENT, (2020-2034)
TABLE 11. Global 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 12. Global 3D Secure Payment Authentication market SHARE BY APPLICATION, (2020-2034)
TABLE 13. Global 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 14. Global 3D Secure Payment Authentication market SHARE BY APPLICATION, (2020-2034)
TABLE 15. Global 3D Secure Payment Authentication MARKET SIZE (USD Million) BY Region, (2020-2034)
TABLE 16. Global 3D Secure Payment Authentication market SHARE BY Region, (2020-2034)
TABLE 17. Global 3D Secure Payment Authentication marke SIZE (USD Million) BY Region, (2020-2034)
TABLE 18. Global 3D Secure Payment Authentication market SHARE BY Region, (2020-2034)
TABLE 19. North America 3D Secure Payment Authentication MARKET SIZE (USD Million) BY Countries, (2020-2034)
TABLE 20. North America 3D Secure Payment Authentication MARKET SIZE (USD Million) BY Countries, (2020-2034)
TABLE 21. North America 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 22. North America 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 23. North America 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 24. North America 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 25. United States 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 26. United States 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 27. United States 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 28. United States 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 29. Canada 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 30. Canada 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 31. Canada 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 32. Canada 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 33. Europe 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COUNTRIES, (2020-2034)
TABLE 34. Europe 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COUNTRIES, (2020-2034)
TABLE 35. Europe 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 36. Europe 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 37. Europe 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 38. Europe 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 39. United Kingdom 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 40. United Kingdom 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 41. United Kingdom 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 42. United Kingdom 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 43. Germany 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 44. Germany 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 45. Germany 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 46. Germany 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 47. France 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 48. France 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 49. France 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 50. France 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 51. Spain 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 52. Spain 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 53. Spain 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 54. Spain 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 55. Italy 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 56. Italy 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 57. Italy 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 58. Italy 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 59. Netherlands 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 60. Netherlands 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 61. Netherlands 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 62. Netherlands 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 63. Russia 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 64. Russia 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 65. Russia 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 66. Russia 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 67. Rest of Europe 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 68. Rest of Europe 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 69. Rest of Europe 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 70. Rest of Europe 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 71. Asia Pacific 3D Secure Payment Authentication MARKET SIZE (USD Million) BY Countries, (2020-2034)
TABLE 72. Asia Pacific 3D Secure Payment Authentication MARKET SIZE (USD Million) BY Countries, (2020-2034)
TABLE 73. Asia Pacific 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 74. Asia Pacific 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 75. Asia Pacific 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 76. Asia Pacific 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 77. China 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 78. China 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 79. China 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 80. China 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 81. India 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 82. India 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 83. India 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 84. India 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 85. Japan 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 86. Japan 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 87. Japan 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 88. Japan 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 89. South Korea 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 90. South Korea 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 91. South Korea 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 92. South Korea 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 93. Indonesia 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 94. Indonesia 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 95. Indonesia 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 96. Indonesia 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 97. Malaysia 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 98. Malaysia 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 99. Malaysia 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 100. Malaysia 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 101. Rest of Asia Pacific 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 102. Rest of Asia Pacific 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 103. Rest of Asia Pacific 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 104. Rest of Asia Pacific 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 105. Latin America 3D Secure Payment Authentication MARKET SIZE (USD Million) BY Countries, (2020-2034)
TABLE 106. Latin America 3D Secure Payment Authentication MARKET SIZE (USD Million) BY Countries, (2020-2034)
TABLE 107. Latin America 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 108. Latin America 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 109. Latin America 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 110. Latin America 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 111. Brazil 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 112. Brazil 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 113. Brazil 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 114. Brazil 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 115. Argentina 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 116. Argentina 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 117. Argentina 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 118. Argentina 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 119. Mexico 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 120. Mexico 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 121. Mexico 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 122. Mexico 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 123. Rest of Latin America 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 124. Rest of Latin America 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 125. Rest of Latin America 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 126. Rest of Latin America 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 127. Middle East & Africa 3D Secure Payment Authentication MARKET SIZE (USD Million) BY Countries, (2020-2034)
TABLE 128. Middle East & Africa 3D Secure Payment Authentication MARKET SIZE (USD Million) BY Countries, (2020-2034)
TABLE 129. Middle East & Africa 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 130. Middle East & Africa 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 131. Middle East & Africa 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 132. Middle East & Africa 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 133. Saudi Arabia 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 134. Saudi Arabia 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 135. Saudi Arabia 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 136. Saudi Arabia 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 137. UAE 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 138. UAE 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 139. UAE 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 140. UAE 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 141. South Africa 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 142. South Africa 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 143. South Africa 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 144. South Africa 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 145. Israel 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 146. Israel 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 147. Israel 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 148. Israel 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 149. Rest of MEA 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 150. Rest of MEA 3D Secure Payment Authentication MARKET SIZE (USD Million) BY COMPONENT, (2020-2034)
TABLE 151. Rest of MEA 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
TABLE 152. Rest of MEA 3D Secure Payment Authentication MARKET SIZE (USD Million) BY APPLICATION, (2020-2034)
LIST OF FIGURES
FIGURE 1. Market Overview
FIGURE 2. DROC of 3D Secure Payment Authentication Analysis
FIGURE 3. SWOT Analysis
FIGURE 4. PESTEL Analysis
FIGURE 5. Porter's Five Forces Analysis
FIGURE 6. Global 3D Secure Payment Authentication MARKET SIZE (USD Million), (2020-2034), (USD MILLION)
FIGURE 7. Global 3D Secure Payment Authentication MARKET SIZE (USD Million), (2020-2034), (USD MILLION)
FIGURE 8. Global 3D Secure Payment Authentication MARKET SIZE (USD Million), (2020-2034), (USD MILLION), by Component
FIGURE 9. Global 3D Secure Payment Authentication MARKET SHARE, (2027), by Component
FIGURE 10. Global 3D Secure Payment Authentication MARKET SIZE (USD Million), (2020-2034), (USD MILLION), by Component
FIGURE 11. Global 3D Secure Payment Authentication MARKET SHARE, (2034), by Component
FIGURE 12. Global 3D Secure Payment Authentication MARKET SIZE (USD Million), (2020-2034), (USD MILLION), by Application
FIGURE 13. Global 3D Secure Payment Authentication MARKET SHARE, (2027), by Application
FIGURE 14. Global 3D Secure Payment Authentication MARKET SIZE (USD Million), (2020-2034), (USD MILLION), by Application
FIGURE 15. Global 3D Secure Payment Authentication MARKET SHARE, (2034), by Application
FIGURE 16. Global 3D Secure Payment Authentication MARKET SIZE (USD Million), (2020-2034), (USD MILLION), by Region
FIGURE 17. Global 3D Secure Payment Authentication MARKET SHARE, (2027), by Region
FIGURE 18. Global 3D Secure Payment Authentication MARKET SIZE (USD Million), (2020-2034), (USD MILLION), by Region
FIGURE 19. Global 3D Secure Payment Authentication MARKET SHARE, (2034), by Region
The 3D secure payment authentication market size is expected to reach USD 5,177.13 million by 2034, according to a new study by Polaris Market Research. The report "3D Secure Payment Authentication Market Size, Share, Trend & Industry Analysis Report: By Component (Access Control Server, Merchant Plug-in, and Others), By Application, and By Region - Market Forecast, 2025-2034" gives a detailed insight into current market dynamics and provides analysis on future market growth.
The 3D secure payment authentication market revolves around digital protocols designed to provide an added layer of security during card-not-present transactions. This market supports financial institutions, payment gateways, and merchants in validating the identity of cardholders in real time, reducing fraud risk while enabling compliance with global payment security regulations. The growth of online shopping, mobile wallet, and digital payments has significantly increased the volume of transactions, intensifying the demand for secure, frictionless authentication. One of the key drivers is the rising incidence of cyberattacks and payment fraud, which has prompted stakeholders to prioritize risk-based authentication models and multi-factor security.
The evolution from 3D Secure 1.0 to 2.0 has addressed earlier limitations such as poor user experience and high cart abandonment, introducing biometric validation and contextual risk analysis for seamless verification. Technology trends are shifting toward AI-powered authentication, behavioral analytics, and tokenization to deliver low-latency, high-trust payment flows. Opportunities are expanding in sectors adopting mobile-first strategies and embedded finance, where secure APIs and integrated authentication layers are essential. Regulatory mandates such as PSD2 and SCA are pushing issuers and acquirers to standardize advanced authentication frameworks. The demand for adaptive and scalable systems that support real-time processing without adding friction has made this market highly dynamic. Continuous innovation in fraud detection algorithms and collaborative efforts across the payment ecosystem are expected to drive future growth, positioning 3D secure authentication as a critical enabler of digital commerce trust.
By component, in 2024, the access control server segment accounted for approximately 32% of the revenue share, driven by its critical role in facilitating real-time transaction authentication between the card issuer and acquiring parties.
Based on application, in 2024, the merchants and payment gateway segment was valued at USD 769.97 million, driven by the surge in digital commerce and demand for secure payment processing.
In 2024, the North America 3D secure payment authentication market was valued at USD 582 million due to widespread digital payment usage and stringent security mandates across the financial ecosystem.
The Asia Pacific 3D secure payment authentication market is projected to grow at a CAGR of 13.56% from 2025-2034 due to the region's rapidly expanding digital economy and widespread adoption of mobile-based transactions.
A few global key players include American Express Company; Bluefin Payment Systems; Broadcom Inc.; DECTA Limited; DFS Services LLC; Entrust Corporation; Gpayments Pty Ltd.; Japan Credit Bureau; Marqeta Inc.; Mastercard Incoporated; RSA Security LLC; Visa Inc.
Polaris market research has segmented on the basis of component, application and region:
By Component Outlook (Revenue USD Million, 2020-2034)
Access Control Server
Merchant Plug-in
Others
By Application Outlook (Revenue USD Million, 2020-2034)
Banks
Merchants & Payment Gateway
Others
By Regional Outlook (Revenue USD Million, 2020-2034)
North America
US
Canada
Europe
Germany
UK
France
Italy
Spain
Russia
Netherlands
Rest of Europe
Asia Pacific
China
India
Japan
South Korea
Indonesia
Malaysia
Vietnam
Australia
Rest of Asia Pacific
Latin America
Argentina
Brazil
Mexico
Rest of Latin America
Middle East & Africa
UAE
Saudi Arabia
Israel
South Africa
Rest of Middle East & Africa