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QRコード決済の世界市場：タイプ・決済モード・エンドユーザー・用途・地域別の機会および予測 (2018-2032年)

Global QR Code Payments Market Assessment, By Type, By Payment Mode, By End-user, By Application, By Region, Opportunities and Forecast, 2018-2032F

出版日
ページ情報
英文 220 Pages
納期
3～5営業日
カスタマイズ可能
価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=145.58円
QRコード決済の世界市場：タイプ・決済モード・エンドユーザー・用途・地域別の機会および予測 (2018-2032年)
出版日: 2025年06月20日
発行: Markets & Data
ページ情報: 英文 220 Pages
納期: 3～5営業日
GIIご利用のメリット
  • 全表示
  • 概要
  • 図表
  • 目次
概要

世界のQRコード決済の市場規模は、非接触で利便性の高い決済ソリューションに対する需要の高まりにより、2025年から2032年の予測期間中にCAGR 12.89％で推移し、2024年の159億8,000万米ドルから、2032年には421億5,000万米ドルに成長すると予測されています。

COVID-19の流行は、消費者や企業がより安全な取引方法を求めたため、QRコード決済の採用を加速させました。この動きは、スマートフォンの広範な普及や、QRコード決済オプションがEコマースやモバイルアプリケーションなどさまざまなプラットフォームへのQRコード決済オプションの統合によってさらに後押しされています。QRコードシステムはシンプルで費用対効果に優れているため、中小企業にとっては特に魅力的であり、より幅広い市場への浸透を促しています。

こうした成長要因にもかかわらず、市場はいくつかの課題に直面しています。大きな障害の一つは、地域やプラットフォームごとに標準化がされていないことであり、断片化と相互運用性の問題を引き起こしています。この一貫性の欠如は、国境を越えた取引を妨げ、QRコード決済を世界的にシームレスに利用することを制限する可能性があります。また、セキュリティへの懸念も依然として存在しており、ユーザーが詐欺的なQRコードに騙されてフィッシング攻撃や不正取引に巻き込まれるリスクがあります。さらに、インターネット接続やデジタルインフラが限られている地域では、QRコード決済の導入が制約される可能性があり、技術開発やユーザー教育へのさらなる投資が必要です。

結論として、世界のQRコード決済市場は今後も拡大が見込まれる一方で、標準化、セキュリティ、インフラの課題への対応が極めて重要となります。長期的な成長を維持できる、安全で標準化された包括的なQRコード決済エコシステムを構築するには、業界関係者、規制当局、技術提供者の協力が不可欠です。

当レポートでは、世界のQRコード決済の市場を調査し、市場の定義と概要、市場規模の推移・予測、各種区分別の詳細分析、産業構造、市場成長への影響因子の分析、競合情勢、主要企業のプロファイルなどをまとめています。

目次

第1章 プロジェクトの範囲と定義

第2章 調査手法

第3章 米国の関税の影響

第4章 エグゼクティブサマリー

第5章 顧客の声

  • 回答者の人口統計
  • QRコード決済の認知度と利用状況
  • 導入の主な促進要因
  • 利用事例別の支払いの好み
  • QR決済に関する課題と懸念

第6章 世界のQRコード決済市場の展望

  • 市場規模の分析・予測
  • 市場シェアの分析・予測
    • タイプ別
      • 静的QRコード
      • 動的QRコード
    • 支払い方法別
      • カードベース
      • ウォレットベース
      • 銀行振込
    • エンドユーザー別
      • 一般消費者
      • 販売業者
      • 企業
    • 用途別
      • 小売
      • 交通機関
      • ホスピタリティ
      • ヘルスケア
      • その他
    • 地域別
      • 北米
      • 欧州
      • アジア太平洋
      • 南米
      • 中東・アフリカ
    • 企業シェア分析（上位5社およびその他）
  • 市場マップ分析

第7章 北米のQRコード決済市場の展望

  • 市場規模の分析・予測
  • 市場シェアの分析・予測
  • 国別市場評価
    • 米国
    • カナダ
    • メキシコ

第8章 欧州のQRコード決済市場の展望

  • ドイツ
  • フランス
  • イタリア
  • 英国
  • ロシア
  • オランダ
  • スペイン
  • トルコ
  • ポーランド

第9章 アジア太平洋のQRコード決済市場の展望

  • インド
  • 中国
  • 日本
  • オーストラリア
  • ベトナム
  • 韓国
  • インドネシア
  • フィリピン

第10章 南米のQRコード決済市場の展望

  • ブラジル
  • アルゼンチン

第11章 中東・アフリカのQRコード決済市場の展望

  • サウジアラビア
  • UAE
  • 南アフリカ

第12章 需給分析

第13章 バリューチェーン分析

第14章 ポーターのファイブフォース分析

第15章 PESTLE分析

第16章 手数料/サブスクリプション分析

第17章 市場力学

  • 市場促進要因
  • 市場の課題

第18章 市場動向と展開

第19章 政策と規制状況

第20章 ケーススタディ

第21章 競合情勢

  • 上位5社の競合マトリックス
  • 上位5社のSWOT分析
  • 上位10社の情勢
    • Ant Group CO., Ltd.
    • Tencent Holdings Limited
    • Paytm Limited
    • Google Pay
    • Block, Inc.
    • Visa Inc.
    • Mastercard Inc.
    • PayPal, Inc.
    • American Express Company
    • UnionPay International Co., Ltd.

第22章 戦略的提言

第23章 調査会社について・免責事項

図表

List of Tables

  • Table 1. Competition Matrix of Top 5 Market Leaders
  • Table 2. Mergers & Acquisitions/ Joint Ventures (If Applicable)
  • Table 3. About Us - Regions and Countries Where We Have Executed Client Projects

List of Figures

  • Figure 1. Global QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 2. Global QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 3. Global QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 4. Global QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 5. Global QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 6. Global QR Code Payments Market Share (%), By Region, 2018-2032F
  • Figure 7. North America QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 8. North America QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 9. North America QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 10. North America QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 11. North America QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 12. North America QR Code Payments Market Share (%), By Country, 2018-2032F
  • Figure 13. United States QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 14. United States QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 15. United States QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 16. United States QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 17. United States QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 18. Canada QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 19. Canada QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 20. Canada QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 21. Canada QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 22. Canada QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 23. Mexico QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 24. Mexico QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 25. Mexico QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 26. Mexico QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 27. Mexico QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 28. Europe QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 29. Europe QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 30. Europe QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 31. Europe QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 32. Europe QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 33. Europe QR Code Payments Market Share (%), By Country, 2018-2032F
  • Figure 34. Germany QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 35. Germany QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 36. Germany QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 37. Germany QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 38. Germany QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 39. France QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 40. France QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 41. France QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 42. France QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 43. France QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 44. Italy QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 45. Italy QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 46. Italy QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 47. Italy QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 48. Italy QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 49. United Kingdom QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 50. United Kingdom QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 51. United Kingdom QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 52. United Kingdom QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 53. United Kingdom QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 54. Russia QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 55. Russia QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 56. Russia QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 57. Russia QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 58. Russia QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 59. Netherlands QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 60. Netherlands QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 61. Netherlands QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 62. Netherlands QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 63. Netherlands QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 64. Spain QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 65. Spain QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 66. Spain QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 67. Spain QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 68. Spain QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 69. Turkey QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 70. Turkey QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 71. Turkey QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 72. Turkey QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 73. Turkey QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 74. Poland QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 75. Poland QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 76. Poland QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 77. Poland QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 78. Poland QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 79. South America QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 80. South America QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 81. South America QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 82. South America QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 83. South America QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 84. South America QR Code Payments Market Share (%), By Country, 2018-2032F
  • Figure 85. Brazil QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 86. Brazil QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 87. Brazil QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 88. Brazil QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 89. Brazil QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 90. Argentina QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 91. Argentina QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 92. Argentina QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 93. Argentina QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 94. Argentina QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 95. Asia-Pacific QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 96. Asia-Pacific QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 97. Asia-Pacific QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 98. Asia-Pacific QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 99. Asia-Pacific QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 100. Asia-Pacific QR Code Payments Market Share (%), By Country, 2018-2032F
  • Figure 101. India QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 102. India QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 103. India QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 104. India QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 105. India QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 106. China QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 107. China QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 108. China QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 109. China QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 110. China QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 111. Japan QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 112. Japan QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 113. Japan QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 114. Japan QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 115. Japan QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 116. Australia QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 117. Australia QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 118. Australia QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 119. Australia QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 120. Australia QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 121. Vietnam QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 122. Vietnam QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 123. Vietnam QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 124. Vietnam QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 125. Vietnam QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 126. South Korea QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 127. South Korea QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 128. South Korea QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 129. South Korea QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 130. South Korea QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 131. Indonesia QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 132. Indonesia QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 133. Indonesia QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 134. Indonesia QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 135. Indonesia QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 136. Philippines QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 137. Philippines QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 138. Philippines QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 139. Philippines QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 140. Philippines QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 141. Middle East & Africa QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 142. Middle East & Africa QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 143. Middle East & Africa QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 144. Middle East & Africa QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 145. Middle East & Africa QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 146. Middle East & Africa QR Code Payments Market Share (%), By Country, 2018-2032F
  • Figure 147. Saudi Arabia QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 148. Saudi Arabia QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 149. Saudi Arabia QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 150. Saudi Arabia QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 151. Saudi Arabia QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 152. UAE QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 153. UAE QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 154. UAE QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 155. UAE QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 156. UAE QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 157. South Africa QR Code Payments Market, By Value, In USD Billion, 2018-2032F
  • Figure 158. South Africa QR Code Payments Market Share (%), By Type, 2018-2032F
  • Figure 159. South Africa QR Code Payments Market Share (%), By Payment Mode, 2018-2032F
  • Figure 160. South Africa QR Code Payments Market Share (%), By End-user, 2018-2032F
  • Figure 161. South Africa QR Code Payments Market Share (%), By Application, 2018-2032F
  • Figure 162. By Type Map-Market Size (USD Billion) & Growth Rate (%), 2024
  • Figure 163. By Payment Mode Map-Market Size (USD Billion) & Growth Rate (%), 2024
  • Figure 164. By End-user Map-Market Size (USD Billion) & Growth Rate (%), 2024
  • Figure 165. By Application Map-Market Size (USD Billion) & Growth Rate (%), 2024
  • Figure 166. By Region Map-Market Size (USD Billion) & Growth Rate (%), 2024
目次
Product Code: MX13401

Global QR code payments market is projected to witness a CAGR of 12.89% during the forecast period 2025-2032, growing from USD 15.98 billion in 2024 to USD 42.15 billion in 2032F, owing to increasing demand for contactless and convenient payment solutions. The COVID-19 pandemic accelerated the adoption of QR code payments as consumers and businesses sought safer transaction methods. This shift is further supported by the widespread availability of smartphones and the integration of QR code payment options into various platforms, including e-commerce and mobile applications. The simplicity and cost-effectiveness of QR code systems make them particularly attractive to small and medium-sized enterprises, facilitating broader market penetration.

Despite these growth drivers, the market faces several challenges. A significant hurdle is the lack of standardization across different regions and platforms, leading to fragmentation and interoperability issues. This inconsistency can hinder cross-border transactions and limit the seamless use of QR code payments globally. Security concerns also persist, as users may be vulnerable to fraudulent QR codes leading to phishing attacks or unauthorized transactions. Additionally, in regions with limited internet connectivity and digital infrastructure, adopting QR code payments may be constrained, necessitating further investment in technological development and user education.

In conclusion, while the global QR code payments market is set for continued expansion, addressing standardization, security, and infrastructure challenges will be crucial. Collaborative efforts among industry stakeholders, regulatory bodies, and technology providers are essential to create a secure, standardized, and inclusive QR code payment ecosystem that can sustain long-term growth.

For instance, in July 2024, the Delhi Metro Rail Corporation (DMRC) rolled out digital QR ticketing for passengers, enabling payments via Amazon Pay. This enhancement is part of DMRC's ongoing 'ease of booking' initiative focused on digitizing the ticketing process. The new system is expected to significantly reduce long queues at token counters during peak travel hours, improving convenience and efficiency for commuters.

Surge in Contactless and Mobile Payments Post Pandemic

The global shift towards contactless transactions has been significantly accelerated by the COVID-19 pandemic, leading to a heightened demand for QR code payment solutions. Consumers and businesses alike have sought safer, touch-free payment methods to minimize physical contact, propelling the adoption of QR code payments across various sectors. This trend is further reinforced by the convenience and speed offered by QR code transactions, which require minimal infrastructure and are easily integrated into existing systems. The global shift towards contactless transactions has been significantly accelerated by the COVID-19 pandemic, leading to a heightened demand for QR code payment solutions. Consumers and businesses alike have sought safer, touch-free payment methods to minimize physical contact, propelling the adoption of QR code payments across various sectors. This trend is further reinforced by the convenience and speed offered by QR code transactions, which require minimal infrastructure and are easily integrated into existing systems.

For instance, in March 2025, the Indian Ministry of Finance published that digital payments transactions including transactions through Unified Payment Interface (UPI) have increased consistently during the last five financial years, surging USD 2.10 billion transactions in 2024-25 in India.

Integration of QR Code Payments into E-Commerce and Mobile Applications

The integration of QR code payment options into e-commerce platforms and mobile applications has become a significant trend, driven by the growing preference for online shopping and the need for seamless payment experiences within digital environments. E-commerce businesses are increasingly incorporating QR code payments as a checkout option, allowing customers to complete purchases quickly and securely. Additionally, mobile apps across various sectors are integrating QR code payment functionality, enhancing user experience by reducing friction in the payment process.

For instance, in 2025, the European Payments Initiative (EPI), a consortium of 16 major banks (including BNP Paribas, ING, and KBC), launched Wero, a unified QR code payment system, in 2025 to streamline cross-border transactions and reduce reliance on non-European payment providers like Visa or Mastercard. The service integrates with existing banking apps (e.g., KBC, DZ BANK) and supports cross-border transfers without third-party fees, starting in Germany and expanding to the Netherlands/Luxembourg.

Wallet-Based Payments Dominates the Market

The global market for QR code payment is seeing rapid growth, with residential use becoming the largest and fastest-growing segment. With families across the globe looking for economic, effective, and versatile cooling systems, QR code payments have gained immense popularity, especially in hot and dry climates. Their space-saving nature, simplicity, and affordability make them perfect for apartments, homes, and small dwellings where conventional air conditioning would be impractical or beyond budget. One of the reasons why the residential segment leads market expansion is increased urbanization, particularly in emerging economies such as India, China, and Africa, which has created a steep surge in demand for light, portable cooling products in high-density urban settings. In contrast to fixed air-cooling equipment, QR code payments do not involve intricate installation and thus remain a popular option for homebuyers, renters, and homeowners. Manufacturers are also serving home consumers by launching slim, good-looking designs and intelligent features such as remote control and IoT connectivity, increasing consumer convenience and attractiveness. As climate change is making summer hotter and urban heat islands are worsening living conditions, the home QR code payments market is anticipated to increase steadily in the future years.

For instance, WeChat, a Chinese instant messaging, social media, and mobile payment app developed by Tencent, revealed its users increased from 50 million in 2012 to 1371 million in 2024, which shows how the use of QR codes has grown exponentially for payments in Asia.

Asia-Pacific Leads the Global QR Code Payments Market

Asia-Pacific stands as the dominant force in the QR code payment landscape, backed by high smartphone penetration rates and supportive government policies promoting digital transactions. Countries like China and India have made significant headway in QR code adoption, with widespread usage across urban and rural areas. This regional leadership is further bolstered by the integration of QR code payments into various aspects of daily life, from retail purchases to transportation and utility payments.

For instance, in April 2025, Grab, Southeast Asia's leading superapp, today announced the rollout of new agentic AI solutions designed to empower its merchant- and driver-partners. The newly introduced AI Merchant Assistant and AI Driver Companion leverage advanced artificial intelligence to deliver actionable insights and streamline daily operations for Grab's partners. Developed in collaboration with leading AI research organizations OpenAI and Anthropic, these intelligent tools utilize cutting-edge foundational models to provide practical support and enhance productivity across the Grab platform. The launch underscores Grab's commitment to harnessing technology to unlock greater potential for its ecosystem of partners throughout the region.

Meanwhile, North America is poised for rapid growth, driven by a mature digital infrastructure and increasing consumer preference for contactless payment methods.

Key Players Landscape and Outlook

The competitive landscape of the global QR code payments market is characterized by intense rivalry among major technology firms, financial service providers, and digital payment platforms. Leading players such as Ant Group, Tencent Holdings, Paytm, Google Pay, Visa, Mastercard, and PayPal are competing to strengthen their foothold by offering seamless, secure, and integrated payment solutions tailored to both consumers and merchants. Competition in this space is largely driven by innovation, user experience, geographic reach, transaction security, and ease of integration with various platforms. Companies compete based on technological advancement, particularly in areas such as dynamic QR code generation, encryption protocols, and real-time fraud detection. The ability to offer a fast, intuitive, and low-cost payment method with minimal infrastructure requirements plays a critical role in gaining adoption, especially among SMEs and in emerging markets. Strategic partnerships with banks, retail chains, telecom operators, and governments also form a key competitive parameter, as they expand the user base and drive trust in the system.

Another significant factor of competition is ecosystem development. Companies that can integrate QR code payments into a broader digital financial ecosystem including wallets, loyalty programs, credit offerings, and cross-border functionality gain a competitive edge. User acquisition and retention through promotional offers, cashback, and low transaction fees are widely used tactics.

For instance, in September 2024, Google Pay announced the rollout of six innovative features aimed at enriching user experience and broadening the app's functionality. The newly introduced features are UPI Circle, UPI Vouchers (eRupi), ClickPay QR scan for bill payments, prepaid utilities payment, Tap & Pay with RuPay cards, and Autopay for UPI Lite. Among these, the UPI Circle feature stands out by enabling users to make digital payments without the need to link their personal bank accounts, simplifying the transaction process. Other additions, such as ClickPay QR scan and Tap & Pay with RuPay cards further streamline bill payments and contactless transactions, while Autopay for UPI Lite and support for prepaid utilities expand the app's versatility for everyday financial needs.

Table of Contents

1. Project Scope and Definitions

2. Research Methodology

3. Impact of U.S. Tariffs

4. Executive Summary

5. Voice of Customers

  • 5.1. Respondent Demographics
  • 5.2. Awareness and Usage of QR Code Payments
  • 5.3. Key Drivers for Adoption
  • 5.4. Payment Preferences by Use Case
  • 5.5. Challenges and Concerns Regarding QR Payments

6. Global QR Code Payments Market Outlook, 2018-2032F

  • 6.1. Market Size Analysis & Forecast
    • 6.1.1. By Value
  • 6.2. Market Share Analysis & Forecast
    • 6.2.1. By Type
      • 6.2.1.1. Static QR Code
      • 6.2.1.2. Dynamic QR Code
    • 6.2.2. By Payment Mode
      • 6.2.2.1. Card-based
      • 6.2.2.2. Wallet-based
      • 6.2.2.3. Bank Transfer
    • 6.2.3. By End-user
      • 6.2.3.1. Retail Consumer
      • 6.2.3.2. Merchants
      • 6.2.3.3. Enterprises
    • 6.2.4. By Application
      • 6.2.4.1. Retail
      • 6.2.4.2. Transportation
      • 6.2.4.3. Hospitality
      • 6.2.4.4. Healthcare
      • 6.2.4.5. Other
    • 6.2.5. By Region
      • 6.2.5.1. North America
      • 6.2.5.2. Europe
      • 6.2.5.3. Asia-Pacific
      • 6.2.5.4. South America
      • 6.2.5.5. Middle East and Africa
    • 6.2.6. By Company Market Share Analysis (Top 5 Companies and Others - By Value, 2024)
  • 6.3. Market Map Analysis, 2024
    • 6.3.1. By Type
    • 6.3.2. By Payment Mode
    • 6.3.3. By End-user
    • 6.3.4. By Application
    • 6.3.5. By Region

7. North America QR Code Payments Market Outlook, 2018-2032F

  • 7.1. Market Size Analysis & Forecast
    • 7.1.1. By Value
  • 7.2. Market Share Analysis & Forecast
    • 7.2.1. By Type
      • 7.2.1.1. Static QR Code
      • 7.2.1.2. Dynamic QR Code
    • 7.2.2. By Payment Mode
      • 7.2.2.1. Card-based
      • 7.2.2.2. Wallet-based
      • 7.2.2.3. Bank Transfer
    • 7.2.3. By End-user
      • 7.2.3.1. Retail Consumer
      • 7.2.3.2. Merchants
      • 7.2.3.3. Enterprises
    • 7.2.4. By Application
      • 7.2.4.1. Retail
      • 7.2.4.2. Transportation
      • 7.2.4.3. Hospitality
      • 7.2.4.4. Healthcare
      • 7.2.4.5. Other
    • 7.2.5. By Country Share
      • 7.2.5.1. United States
      • 7.2.5.2. Canada
      • 7.2.5.3. Mexico
  • 7.3. Country Market Assessment
    • 7.3.1. United States QR Code Payments Market Outlook, 2018-2032F*
      • 7.3.1.1. Market Size Analysis & Forecast
        • 7.3.1.1.1. By Value
      • 7.3.1.2. Market Share Analysis & Forecast
        • 7.3.1.2.1. By Type
          • 7.3.1.2.1.1. Static QR Code
          • 7.3.1.2.1.2. Dynamic QR Code
        • 7.3.1.2.2. By Payment Mode
          • 7.3.1.2.2.1. Card-based
          • 7.3.1.2.2.2. Wallet-based
          • 7.3.1.2.2.3. Bank Transfer
        • 7.3.1.2.3. By End-user
          • 7.3.1.2.3.1. Retail Consumer
          • 7.3.1.2.3.2. Merchants
          • 7.3.1.2.3.3. Enterprises
        • 7.3.1.2.4. By Application
          • 7.3.1.2.4.1. Retail
          • 7.3.1.2.4.2. Transportation
          • 7.3.1.2.4.3. Hospitality
          • 7.3.1.2.4.4. Healthcare
          • 7.3.1.2.4.5. Other
    • 7.3.2. Canada
    • 7.3.3. Mexico

All segments will be provided for all regions and countries covered

8. Europe QR Code Payments Market Outlook, 2018-2032F

  • 8.1. Germany
  • 8.2. France
  • 8.3. Italy
  • 8.4. United Kingdom
  • 8.5. Russia
  • 8.6. Netherlands
  • 8.7. Spain
  • 8.8. Turkey
  • 8.9. Poland

9. Asia-Pacific QR Code Payments Market Outlook, 2018-2032F

  • 9.1. India
  • 9.2. China
  • 9.3. Japan
  • 9.4. Australia
  • 9.5. Vietnam
  • 9.6. South Korea
  • 9.7. Indonesia
  • 9.8. Philippines

10. South America QR Code Payments Market Outlook, 2018-2032F

  • 10.1. Brazil
  • 10.2. Argentina

11. Middle East and Africa QR Code Payments Market Outlook, 2018-2032F

  • 11.1. Saudi Arabia
  • 11.2. UAE
  • 11.3. South Africa

12. Demand Supply Analysis

13. Value Chain Analysis

14. Porter's Five Forces Analysis

15. PESTLE Analysis

16. Commission/Subscription Analysis

17. Market Dynamics

  • 17.1. Market Drivers
  • 17.2. Market Challenges

18. Market Trends and Developments

19. Policy and Regulatory Landscape

20. Case Studies

21. Competitive Landscape

  • 21.1. Competition Matrix of Top 5 Market Leaders
  • 21.2. SWOT Analysis for Top 5 Players
  • 21.3. Key Players Landscape for Top 10 Market Players
    • 21.3.1. Ant Group CO., Ltd.
      • 21.3.1.1. Company Details
      • 21.3.1.2. Key Management Personnel
      • 21.3.1.3. Products and Services
      • 21.3.1.4. Financials (As Reported)
      • 21.3.1.5. Key Market Focus and Geographical Presence
      • 21.3.1.6. Recent Developments/Collaborations/Partnerships/Mergers and Acquisition
    • 21.3.2. Tencent Holdings Limited
    • 21.3.3. Paytm Limited
    • 21.3.4. Google Pay
    • 21.3.5. Block, Inc.
    • 21.3.6. Visa Inc.
    • 21.3.7. Mastercard Inc.
    • 21.3.8. PayPal, Inc.
    • 21.3.9. American Express Company
    • 21.3.10. UnionPay International Co., Ltd.

Companies mentioned above DO NOT hold any order as per market share and can be changed as per information available during research work.

22. Strategic Recommendations

23. About Us and Disclaimer