B2B2C保険市場レポート：2031年までの動向、予測、競合分析

世界のB2B2C保険市場の将来は、個人市場と法人市場に機会がありそうです。世界のB2B2C保険市場は、2025年から2031年にかけてCAGR 9.6%の成長が見込まれています。この市場の主な促進要因は、デジタル保険への需要の高まり、顧客中心モデルの採用の増加、カスタマイズされた保険への嗜好の高まりです。

• Lucintelの予測では、タイプ別では損害保険が予測期間中に高い成長を遂げる見込みです。
• 用途別では、個人保険が高い成長を遂げる見込みです。
• 地域別では、APACが予測期間中に最も高い成長が見込まれます。

150ページを超える包括的なレポートで、ビジネス上の意思決定に役立つ貴重な洞察が得られます。本レポートのサンプル図表は以下の通りです。

B2B2C保険市場の新たな動向

B2B2C保険市場は、保険商品の提供方法と消費方法を再構築するいくつかの新たな動向によって急速に進化しています。こうした動向の背景には、テクノロジーの革新、消費者行動の変化、新たな規制の枠組みなどがあります。以下は、B2B2C保険市場の将来を形作る5つの主要動向です。

• 保険の組み込み：エンベディッド・インシュアランスとは、保険商品を保険以外の商品、例えば自動車、電化製品、旅行予約などの購入プロセスに組み込むことです。エンベディッド・インシュアランスは、摩擦のない体験の必要性によって引き起こされます。保険は消費者が購入する瞬間に簡単に追加することができ、企業は顧客とのインタラクションを増やし、コンバージョン率を向上させることができます。この形式は、商品を購入してから保険に加入するまでの抵抗を減らし、プロセスをより効率的で顧客に優しいものにします。
• アンダーライティングにおけるAIと機械学習：機械学習とAIは、B2B2C保険業界のアンダーライティングに革命をもたらしています。これらのテクノロジーにより、保険会社は膨大な量のデータを分析し、より正確でリアルタイムの意思決定を行うことができます。パターンを分析し、リスクをより的確に予測することで、保険会社はよりカスタマイズされたダイナミックな価格設定を行うことができます。さらに、AIを活用したチャットボットやバーチャルアシスタントは顧客サービスを向上させ、企業が顧客と即座に、かつ大規模につながることを可能にすると同時に、運用コストを削減します。
• マイクロインシュランス：B2B2C保険モデルでは、特にインドやアフリカなどの新興国でマイクロインシュランスが普及しています。この商品は、低所得者層向けに手頃な価格で簡素化された保険契約を提供するものです。保険会社はeコマース・ウェブサイトや携帯電話事業者、その他の組織と提携し、低所得層向けにマイクロ保険を販売しています。マイクロインシュランスは、従来の保険商品ではカバーされなかった層の保障格差に対応し、金融包摂を強化し、市場規模を拡大します。
• 保険金請求と不正防止のためのブロックチェーン：ブロックチェーン・テクノロジーは、B2B2Cの保険業界において、特に透明性の向上、不正行為の減少、保険金請求処理の強化のために、ますます不可欠なものとなりつつあります。ブロックチェーンでは、すべての取引が不変の台帳に保存されるため、透明性が高まり、不正請求が最小限に抑えられます。ブロックチェーン技術はまた、保険会社がリアルタイムで情報を認証できるようにすることでクレーム処理を加速し、顧客満足度を向上させ、業務の非効率性を最小限に抑えます。
• 顧客中心の保険モデル：B2B2C保険における顧客中心モデルへの移行は、より柔軟でパーソナライズされた透明性の高い商品を求める消費者ニーズによって推進されています。消費者はもはや、画一的なソリューションを求めるのではなく、保険会社が個々のニーズに対応した保険を提供してくれることを期待しています。各社は、顧客がライフスタイルや選択に応じて保険をカスタマイズできるよう、モジュール型の保険商品や利用ごとの支払い方式を提供することで、このニーズに応えています。

B2B2C保険分野におけるこうした新たな動向は、よりパーソナライズされた、デジタル・ファーストで顧客中心の戦略への大きな動きを示唆しています。組み込み型保険、AI、マイクロインシュランス、ブロックチェーン、顧客中心モデルは、保険会社と消費者との関わり方に革命をもたらし、保険商品をより身近で、効率的で、パーソナライズされたものにしています。こうした動向が拡大し続ければ、消費者のアクセスを拡大し、コストを削減し、全体的な顧客体験を向上させることで、市場に変革をもたらすと思われます。

B2B2C保険市場における最近の動向

B2B2C保険分野は、技術の進歩、顧客の期待の変化、規制改革などを背景に、ここ数年で数々の大きな進展を目の当たりにしてきました。こうした進歩は、保険商品の販売促進、販売、サービスのあり方を変えつつあります。以下は、世界中のB2B2C保険セクターを変革しつつある5つの主要な進歩です。

• インシュアテック・パートナーシップの出現：インシュアテック企業は、特にB2B2Cの領域において、レガシー保険会社にとって不可欠な味方として台頭してきました。保険会社はテクノロジーを通じて、保険金支払プロセスの最適化、保険引受精度の向上、商品発売の迅速化を実現しました。こうしたコラボレーションにより、保険会社はより革新的でパーソナライズされた商品をより低価格で提供することが可能となり、飽和状態のマーケットプレースにおいて競争上の優位性を獲得しています。消費者はスピードとオープン性によって利益を得、保険会社は業務効率の向上によって利益を得ています。
• 顧客接点のデジタル化の拡大：デジタル化によって、消費者と保険会社の接点は大きく変化しました。保険会社は、保険加入から保険金請求に至るまで、利便性の高い体験を提供するため、アプリやウェブサイト、AIベースのプラットフォームを活用するようになっています。デジタル・プラットフォームの活用は、アクセシビリティを高めるだけでなく、インスタント・サポートやリアルタイムの更新を通じて顧客エンゲージメントを高める。このようなオンライン・プラットフォームへの移行により、保険会社はより多くの人々と接することができ、従来のチャネルに関連する運営経費を削減することができます。
• デジタル保険を促進する政府の取り組み各国政府は、デジタル保険を促進するための規制やイニシアチブを確立しつつあります。例えばインドでは、政府の金融包括推進策により、保険会社とテクノロジー企業との協業が簡素化され、恵まれない人々にも低コストの保険を提供できるようになりました。同様に米国では、NAICが保険のデジタル流通に関するガイドラインを開発し、デジタル・ファーストの保険商品に対する消費者の信頼を高めています。こうした規制の更新は、B2B2C市場の成長を可能にする上で極めて重要です。
• 持続可能性とグリーン保険商品の重視：持続可能性に対する消費者のニーズの高まりは、B2B2C保険業界に影響を与えています。保険会社は、環境に配慮したプロジェクトや企業を保証するグリーン保険商品を発売することで対応しています。このような持続可能性に向けた動きは、消費者の価値観に共鳴するだけでなく、保険会社が新たな市場セグメントを開拓する上でも有効です。各国政府が環境規制を強化する中、保険会社は気候変動リスクを管理するだけでなく、こうした新たな要件に対応するために商品を調整する必要があります。
• エンベディッド保険モデルの成長保険契約を他の商品やサービスとセットで販売するエンベディッド保険が急成長しています。このモデルにより、例えば自動車を購入する時や飛行機に乗る時など、顧客は取引全体の一部として保険を簡単に購入することができます。組み込み型保険は、保険会社にとって、より多くの顧客にサービスを提供し、商品の契約率を高めることができます。企業は顧客維持率を高め、より包括的なサービスを提供できるようになります。

こうした重要な進歩は、イノベーションを促し、顧客体験を向上させ、保険会社がより柔軟で利用しやすく、持続可能な商品を販売できるようにすることで、B2B2C保険業界に革命をもたらしています。テクノロジーがさらに進化し、消費者の習慣が変化する中、こうした進歩は今後の市場の方向性を決定付ける上で重要な役割を果たすと思われます。

目次

第1章 エグゼクティブサマリー

第2章 世界のB2B2C保険市場：市場力学

• イントロダクション、背景、分類
• サプライチェーン
• PESTLE分析
• 特許分析
• 規制環境
• 業界の促進要因と課題

第3章 2019年から2031年までの市場動向と予測分析

• マクロ経済動向（2019～2024年）と予測（2025～2031年）
• 世界のB2B2C保険市場の動向（2019～2024年）と予測（2025～2031年）
• 世界のB2B2C保険市場：タイプ別
  • 生命保険：動向と予測（2019～2031年）
  • 損害保険：動向と予測（2019～2031年）
• 世界のB2B2C保険市場：企業規模別
  • 大企業：動向と予測（2019～2031年）
  • 中小企業：動向と予測（2019～2031年）
• 世界のB2B2C保険市場：用途別
  • 個人：動向と予測（2019～2031年）
  • 企業：動向と予測（2019～2031年）

第4章 2019年から2031年までの地域別市場動向と予測分析

• 世界のB2B2C保険市場：地域別
• 北米のB2B2C保険市場
• 欧州のB2B2C保険市場
• アジア太平洋地域のB2B2C保険市場
• その他地域 B2B2C保険市場

第5章 競合分析

• 製品ポートフォリオ分析
• 運用統合
• ポーターのファイブフォース分析
  • 競争企業間の敵対関係
  • 買い手の交渉力
  • 供給企業の交渉力
  • 代替品の脅威
  • 新規参入業者の脅威

第6章 成長機会と戦略分析

• 成長機会分析
  • 世界のB2B2C保険市場における成長機会：タイプ別
  • 世界のB2B2C保険市場における成長機会：企業規模別
  • 世界のB2B2C保険市場における成長機会：用途別
  • 世界のB2B2C保険市場における成長機会：地域別
• 世界のB2B2C保険市場における新たな動向
• 戦略分析
  • 新製品開発
  • 世界のB2B2C保険市場のキャパシティ拡大
  • 世界のB2B2C保険市場における合併、買収、合弁事業
  • 認証とライセンシング

第7章 主要企業の企業プロファイル

• UnitedHealth Group
• Berkshire Hathaway
• Prudential
• AXA Partners Holding
• ICICI Lombard General Insurance Company
• American International Group
• Munich Re
• China Life Insurance Company
• Allianz
• Zurich Insurance Group

List of Figures

• Figure 2.1: Classification of the Global B2B2C Insurance Market
• Figure 2.2: Supply Chain of the Global B2B2C Insurance Market
• Figure 3.1: Trends of the Global GDP Growth Rate
• Figure 3.2: Trends of the Global Population Growth Rate
• Figure 3.3: Trends of the Global Inflation Rate
• Figure 3.4: Trends of the Global Unemployment Rate
• Figure 3.5: Trends of the Regional GDP Growth Rate
• Figure 3.6: Trends of the Regional Population Growth Rate
• Figure 3.7: Trends of the Regional Inflation Rate
• Figure 3.8: Trends of the Regional Unemployment Rate
• Figure 3.9: Trends of Regional Per Capita Income
• Figure 3.10: Forecast for the Global GDP Growth Rate
• Figure 3.11: Forecast for the Global Population Growth Rate
• Figure 3.12: Forecast for the Global Inflation Rate
• Figure 3.13: Forecast for the Global Unemployment Rate
• Figure 3.14: Forecast for the Regional GDP Growth Rate
• Figure 3.15: Forecast for the Regional Population Growth Rate
• Figure 3.16: Forecast for the Regional Inflation Rate
• Figure 3.17: Forecast for the Regional Unemployment Rate
• Figure 3.18: Forecast for Regional Per Capita Income
• Figure 3.19: Global B2B2C Insurance Market by Type in 2019, 2024, and 2031 ($Billion)
• Figure 3.20: Trends of the Global B2B2C Insurance Market ($B) by Type (2019-2024)
• Figure 3.21: Forecast for the Global B2B2C Insurance Market ($B) by Type (2025-2031)
• Figure 3.22: Trends and Forecast for Life Insurance in the Global B2B2C Insurance Market (2019-2031)
• Figure 3.23: Trends and Forecast for Non-life Insurance in the Global B2B2C Insurance Market (2019-2031)
• Figure 3.24: Global B2B2C Insurance Market by Enterprise Size in 2019, 2024, and 2031 ($Billion)
• Figure 3.25: Trends of the Global B2B2C Insurance Market ($B) by Enterprise Size (2019-2024)
• Figure 3.26: Forecast for the Global B2B2C Insurance Market ($B) by Enterprise Size (2025-2031)
• Figure 3.27: Trends and Forecast for Large Enterprises in the Global B2B2C Insurance Market (2019-2031)
• Figure 3.28: Trends and Forecast for Small & Medium-sized Enterprises in the Global B2B2C Insurance Market (2019-2031)
• Figure 3.29: Global B2B2C Insurance Market by Application in 2019, 2024, and 2031 ($Billion)
• Figure 3.30: Trends of the Global B2B2C Insurance Market ($B) by Application (2019-2024)
• Figure 3.31: Forecast for the Global B2B2C Insurance Market ($B) by Application (2025-2031)
• Figure 3.32: Trends and Forecast for Individual in the Global B2B2C Insurance Market (2019-2031)
• Figure 3.33: Trends and Forecast for Corporate in the Global B2B2C Insurance Market (2019-2031)
• Figure 4.1: Trends of the Global B2B2C Insurance Market ($B) by Region (2019-2024)
• Figure 4.2: Forecast for the Global B2B2C Insurance Market ($B) by Region (2025-2031)
• Figure 4.3: Trends and Forecast for the North American B2B2C Insurance Market (2019-2031)
• Figure 4.4: North American B2B2C Insurance Market by Type in 2019, 2024, and 2031 ($Billion)
• Figure 4.5: Trends of the North American B2B2C Insurance Market ($B) by Type (2019-2024)
• Figure 4.6: Forecast for the North American B2B2C Insurance Market ($B) by Type (2025-2031)
• Figure 4.7: North American B2B2C Insurance Market by Enterprise Size in 2019, 2024, and 2031 ($Billion)
• Figure 4.8: Trends of the North American B2B2C Insurance Market ($B) by Enterprise Size (2019-2024)
• Figure 4.9: Forecast for the North American B2B2C Insurance Market ($B) by Enterprise Size (2025-2031)
• Figure 4.10: North American B2B2C Insurance Market by Application in 2019, 2024, and 2031 ($Billion)
• Figure 4.11: Trends of the North American B2B2C Insurance Market ($B) by Application (2019-2024)
• Figure 4.12: Forecast for the North American B2B2C Insurance Market ($B) by Application (2025-2031)
• Figure 4.13: Trends and Forecast for the United States B2B2C Insurance Market (2019-2031)
• Figure 4.14: Trends and Forecast for the Mexican B2B2C Insurance Market (2019-2031)
• Figure 4.15: Trends and Forecast for the Canadian B2B2C Insurance Market (2019-2031)
• Figure 4.16: Trends and Forecast for the European B2B2C Insurance Market (2019-2031)
• Figure 4.17: European B2B2C Insurance Market by Type in 2019, 2024, and 2031 ($Billion)
• Figure 4.18: Trends of the European B2B2C Insurance Market ($B) by Type (2019-2024)
• Figure 4.19: Forecast for the European B2B2C Insurance Market ($B) by Type (2025-2031)
• Figure 4.20: European B2B2C Insurance Market by Enterprise Size in 2019, 2024, and 2031 ($Billion)
• Figure 4.21: Trends of the European B2B2C Insurance Market ($B) by Enterprise Size (2019-2024)
• Figure 4.22: Forecast for the European B2B2C Insurance Market ($B) by Enterprise Size (2025-2031)
• Figure 4.23: European B2B2C Insurance Market by Application in 2019, 2024, and 2031 ($Billion)
• Figure 4.24: Trends of the European B2B2C Insurance Market ($B) by Application (2019-2024)
• Figure 4.25: Forecast for the European B2B2C Insurance Market ($B) by Application (2025-2031)
• Figure 4.26: Trends and Forecast for the German B2B2C Insurance Market (2019-2031)
• Figure 4.27: Trends and Forecast for the French B2B2C Insurance Market (2019-2031)
• Figure 4.28: Trends and Forecast for the Spanish B2B2C Insurance Market (2019-2031)
• Figure 4.29: Trends and Forecast for the Italian B2B2C Insurance Market (2019-2031)
• Figure 4.30: Trends and Forecast for the United Kingdom B2B2C Insurance Market (2019-2031)
• Figure 4.31: Trends and Forecast for the APAC B2B2C Insurance Market (2019-2031)
• Figure 4.32: APAC B2B2C Insurance Market by Type in 2019, 2024, and 2031 ($Billion)
• Figure 4.33: Trends of the APAC B2B2C Insurance Market ($B) by Type (2019-2024)
• Figure 4.34: Forecast for the APAC B2B2C Insurance Market ($B) by Type (2025-2031)
• Figure 4.35: APAC B2B2C Insurance Market by Enterprise Size in 2019, 2024, and 2031 ($Billion)
• Figure 4.36: Trends of the APAC B2B2C Insurance Market ($B) by Enterprise Size (2019-2024)
• Figure 4.37: Forecast for the APAC B2B2C Insurance Market ($B) by Enterprise Size (2025-2031)
• Figure 4.38: APAC B2B2C Insurance Market by Application in 2019, 2024, and 2031 ($Billion)
• Figure 4.39: Trends of the APAC B2B2C Insurance Market ($B) by Application (2019-2024)
• Figure 4.40: Forecast for the APAC B2B2C Insurance Market ($B) by Application (2025-2031)
• Figure 4.41: Trends and Forecast for the Japanese B2B2C Insurance Market (2019-2031)
• Figure 4.42: Trends and Forecast for the Indian B2B2C Insurance Market (2019-2031)
• Figure 4.43: Trends and Forecast for the Chinese B2B2C Insurance Market (2019-2031)
• Figure 4.44: Trends and Forecast for the South Korean B2B2C Insurance Market (2019-2031)
• Figure 4.45: Trends and Forecast for the Indonesian B2B2C Insurance Market (2019-2031)
• Figure 4.46: Trends and Forecast for the ROW B2B2C Insurance Market (2019-2031)
• Figure 4.47: ROW B2B2C Insurance Market by Type in 2019, 2024, and 2031 ($Billion)
• Figure 4.48: Trends of the ROW B2B2C Insurance Market ($B) by Type (2019-2024)
• Figure 4.49: Forecast for the ROW B2B2C Insurance Market ($B) by Type (2025-2031)
• Figure 4.50: ROW B2B2C Insurance Market by Enterprise Size in 2019, 2024, and 2031 ($Billion)
• Figure 4.51: Trends of the ROW B2B2C Insurance Market ($B) by Enterprise Size (2019-2024)
• Figure 4.52: Forecast for the ROW B2B2C Insurance Market ($B) by Enterprise Size (2025-2031)
• Figure 4.53: ROW B2B2C Insurance Market by Application in 2019, 2024, and 2031 ($Billion)
• Figure 4.54: Trends of the ROW B2B2C Insurance Market ($B) by Application (2019-2024)
• Figure 4.55: Forecast for the ROW B2B2C Insurance Market ($B) by Application (2025-2031)
• Figure 4.56: Trends and Forecast for the Middle Eastern B2B2C Insurance Market (2019-2031)
• Figure 4.57: Trends and Forecast for the South American B2B2C Insurance Market (2019-2031)
• Figure 4.58: Trends and Forecast for the African B2B2C Insurance Market (2019-2031)
• Figure 5.1: Porter's Five Forces Analysis for the Global B2B2C Insurance Market
• Figure 6.1: Growth Opportunities for the Global B2B2C Insurance Market by Type
• Figure 6.2: Growth Opportunities for the Global B2B2C Insurance Market by Enterprise Size
• Figure 6.3: Growth Opportunities for the Global B2B2C Insurance Market by Application
• Figure 6.4: Growth Opportunities for the Global B2B2C Insurance Market by Region
• Figure 6.5: Emerging Trends in the Global B2B2C Insurance Market

List of Table

• Table 1.1: Growth Rate (%, 2019-2024) and CAGR (%, 2025-2031) of the B2B2C Insurance Market by Type, Enterprise Size, and Application
• Table 1.2: Attractiveness Analysis for the B2B2C Insurance Market by Region
• Table 1.3: Global B2B2C Insurance Market Parameters and Attributes
• Table 3.1: Trends of the Global B2B2C Insurance Market (2019-2024)
• Table 3.2: Forecast for the Global B2B2C Insurance Market (2025-2031)
• Table 3.3: Attractiveness Analysis for the Global B2B2C Insurance Market by Type
• Table 3.4: Market Size and CAGR of Various Type in the Global B2B2C Insurance Market (2019-2024)
• Table 3.5: Market Size and CAGR of Various Type in the Global B2B2C Insurance Market (2025-2031)
• Table 3.6: Trends of Life Insurance in the Global B2B2C Insurance Market (2019-2024)
• Table 3.7: Forecast for the Life Insurance in the Global B2B2C Insurance Market (2025-2031)
• Table 3.8: Trends of Non-life Insurance in the Global B2B2C Insurance Market (2019-2024)
• Table 3.9: Forecast for the Non-life Insurance in the Global B2B2C Insurance Market (2025-2031)
• Table 3.10: Attractiveness Analysis for the Global B2B2C Insurance Market by Enterprise Size
• Table 3.11: Market Size and CAGR of Various Enterprise Size in the Global B2B2C Insurance Market (2019-2024)
• Table 3.12: Market Size and CAGR of Various Enterprise Size in the Global B2B2C Insurance Market (2025-2031)
• Table 3.13: Trends of Large Enterprises in the Global B2B2C Insurance Market (2019-2024)
• Table 3.14: Forecast for the Large Enterprises in the Global B2B2C Insurance Market (2025-2031)
• Table 3.15: Trends of Small & Medium-sized Enterprises in the Global B2B2C Insurance Market (2019-2024)
• Table 3.16: Forecast for the Small & Medium-sized Enterprises in the Global B2B2C Insurance Market (2025-2031)
• Table 3.17: Attractiveness Analysis for the Global B2B2C Insurance Market by Application
• Table 3.18: Market Size and CAGR of Various Application in the Global B2B2C Insurance Market (2019-2024)
• Table 3.19: Market Size and CAGR of Various Application in the Global B2B2C Insurance Market (2025-2031)
• Table 3.20: Trends of Individual in the Global B2B2C Insurance Market (2019-2024)
• Table 3.21: Forecast for the Individual in the Global B2B2C Insurance Market (2025-2031)
• Table 3.22: Trends of Corporate in the Global B2B2C Insurance Market (2019-2024)
• Table 3.23: Forecast for the Corporate in the Global B2B2C Insurance Market (2025-2031)
• Table 4.1: Market Size and CAGR of Various Regions in the Global B2B2C Insurance Market (2019-2024)
• Table 4.2: Market Size and CAGR of Various Regions in the Global B2B2C Insurance Market (2025-2031)
• Table 4.3: Trends of the North American B2B2C Insurance Market (2019-2024)
• Table 4.4: Forecast for the North American B2B2C Insurance Market (2025-2031)
• Table 4.5: Market Size and CAGR of Various Type in the North American B2B2C Insurance Market (2019-2024)
• Table 4.6: Market Size and CAGR of Various Type in the North American B2B2C Insurance Market (2025-2031)
• Table 4.7: Market Size and CAGR of Various Enterprise Size in the North American B2B2C Insurance Market (2019-2024)
• Table 4.8: Market Size and CAGR of Various Enterprise Size in the North American B2B2C Insurance Market (2025-2031)
• Table 4.9: Market Size and CAGR of Various Application in the North American B2B2C Insurance Market (2019-2024)
• Table 4.10: Market Size and CAGR of Various Application in the North American B2B2C Insurance Market (2025-2031)
• Table 4.11: Trends of the European B2B2C Insurance Market (2019-2024)
• Table 4.12: Forecast for the European B2B2C Insurance Market (2025-2031)
• Table 4.13: Market Size and CAGR of Various Type in the European B2B2C Insurance Market (2019-2024)
• Table 4.14: Market Size and CAGR of Various Type in the European B2B2C Insurance Market (2025-2031)
• Table 4.15: Market Size and CAGR of Various Enterprise Size in the European B2B2C Insurance Market (2019-2024)
• Table 4.16: Market Size and CAGR of Various Enterprise Size in the European B2B2C Insurance Market (2025-2031)
• Table 4.17: Market Size and CAGR of Various Application in the European B2B2C Insurance Market (2019-2024)
• Table 4.18: Market Size and CAGR of Various Application in the European B2B2C Insurance Market (2025-2031)
• Table 4.19: Trends of the APAC B2B2C Insurance Market (2019-2024)
• Table 4.20: Forecast for the APAC B2B2C Insurance Market (2025-2031)
• Table 4.21: Market Size and CAGR of Various Type in the APAC B2B2C Insurance Market (2019-2024)
• Table 4.22: Market Size and CAGR of Various Type in the APAC B2B2C Insurance Market (2025-2031)
• Table 4.23: Market Size and CAGR of Various Enterprise Size in the APAC B2B2C Insurance Market (2019-2024)
• Table 4.24: Market Size and CAGR of Various Enterprise Size in the APAC B2B2C Insurance Market (2025-2031)
• Table 4.25: Market Size and CAGR of Various Application in the APAC B2B2C Insurance Market (2019-2024)
• Table 4.26: Market Size and CAGR of Various Application in the APAC B2B2C Insurance Market (2025-2031)
• Table 4.27: Trends of the ROW B2B2C Insurance Market (2019-2024)
• Table 4.28: Forecast for the ROW B2B2C Insurance Market (2025-2031)
• Table 4.29: Market Size and CAGR of Various Type in the ROW B2B2C Insurance Market (2019-2024)
• Table 4.30: Market Size and CAGR of Various Type in the ROW B2B2C Insurance Market (2025-2031)
• Table 4.31: Market Size and CAGR of Various Enterprise Size in the ROW B2B2C Insurance Market (2019-2024)
• Table 4.32: Market Size and CAGR of Various Enterprise Size in the ROW B2B2C Insurance Market (2025-2031)
• Table 4.33: Market Size and CAGR of Various Application in the ROW B2B2C Insurance Market (2019-2024)
• Table 4.34: Market Size and CAGR of Various Application in the ROW B2B2C Insurance Market (2025-2031)
• Table 5.1: Market Presence of Major Players in the Global B2B2C Insurance Market
• Table 5.2: Operational Integration of the Global B2B2C Insurance Market
• Table 6.1: New Product Launch by a Major B2B2C Insurance Producer (2019-2024)

The future of the global B2B2C insurance market looks promising with opportunities in the individual and corporate markets. The global B2B2C insurance market is expected to grow with a CAGR of 9.6% from 2025 to 2031. The major drivers for this market are the increasing demand for digital insurance, the rising adoption of customer-centric models, and the growing preference for customized policies.

• Lucintel forecasts that, within the type category, non-life insurance is expected to witness higher growth over the forecast period.
• Within the application category, individual is expected to witness higher growth.
• In terms of region, APAC is expected to witness the highest growth over the forecast period.

Gain valuable insights for your business decisions with our comprehensive 150+ page report. Sample figures with some insights are shown below.

Emerging Trends in the B2B2C Insurance Market

The B2B2C insurance market is evolving rapidly due to several emerging trends that are reshaping how insurance products are delivered and consumed. These trends are driven by innovations in technology, changing consumer behavior, and new regulatory frameworks. Below are five key trends that are shaping the future of the B2B2C insurance market.

• Embedded Insurance: Embedded insurance is a process where insurance products are embedded within the buying process of non-insurance goods, e.g., cars, electronics, or travel reservations. Embedded insurance is triggered by the need for frictionless experiences. Insurance coverage can be easily added at the moment of purchase by consumers, with businesses gaining more customer interaction and better conversion rates. This format lessens the resistance between purchasing an item and getting insured, making the process more efficient and customer-friendly.
• AI and Machine Learning in Underwriting: Machine learning and AI are revolutionizing underwriting in the B2B2C insurance industry. These technologies allow insurers to analyze huge volumes of data to make more precise, real-time decisions. Through analyzing patterns and better predicting risks, insurers can provide more customized and dynamic pricing. Moreover, AI-powered chatbots and virtual assistants are improving customer service, allowing businesses to connect with customers instantly and at scale while lowering operational expenses.
• Microinsurance: Microinsurance is becoming popular in the B2B2C insurance model, particularly in emerging economies such as India and Africa. This product provides affordable, simplified insurance policies for low-income groups. Insurance companies tie up with e-commerce websites, mobile operators, or other organizations to sell microinsurance to low-income segments. Microinsurance addresses the coverage gap for segments not covered by conventional insurance products, enhancing financial inclusion and increasing the market size.
• Blockchain for Claims and Fraud Prevention: Blockchain technology is increasingly becoming essential in the B2B2C insurance industry, especially for increased transparency, decreased fraud, and enhanced claims processing. With blockchain, all transactions are stored in an immutable ledger, making it transparent and minimizing fraudulent claims. Blockchain technology also accelerates claims processing by enabling insurers to authenticate information in real time, improving customer satisfaction, and minimizing operational inefficiencies.
• Customer-Centric Insurance Models: The move to customer-centric models in B2B2C insurance is driven by consumer needs for more flexible, personalized, and transparent products. Consumers no longer want one-size-fits-all solutions but instead expect insurers to offer them coverage that addresses their individual needs. Companies are meeting this by providing modular insurance products and pay-per-use schemes so that customers can customize their policies according to their lifestyle and choices.

These new trends in the B2B2C insurance sector point to a major move towards more personalized, digital-first, and customer-centric strategies. Embedded insurance, AI, microinsurance, blockchain, and customer-centric models are revolutionizing the way insurers interact with consumers, making insurance products more accessible, efficient, and personalized. As these trends keep growing, they will transform the market by expanding consumer access, lowering costs, and improving overall customer experience.

Recent Developments in the B2B2C Insurance Market

The B2B2C insurance sector has witnessed a number of major advances over the last few years driven by technological advancements, changing customer expectations, and regulatory reforms. These advances are transforming the ways in which insurance products are promoted, sold, and serviced. Following are five major advances which are transforming the B2B2C insurance sector across the world.

• Emergence of Insurtech Partnerships: Insurtech firms have emerged as essential allies for legacy insurers, particularly in the B2B2C domain. Through technology, insures firms have optimized the process of claims payment, enhanced underwriting precision, and accelerated product release. These collaborations enabled insurers to provide more innovative and personalized products at lesser prices, gaining a competitive advantage in a saturated marketplace. Consumers are gaining through speed and openness, while insurers are gaining through enhanced operational efficiency.
• Expanded Digitalization of Customer Touchpoints: Digitalization has changed consumer interaction with insurance companies. Insurers are making greater use of apps, websites, and AI-based platforms to provide a convenient experience from buying insurance to settling claims. Utilization of digital platforms not only enhances accessibility but also increases customer engagement through instant support and real-time updates. This change to online platforms enables insurers to touch more people and lower operational expenses related to traditional channels.
• Government Initiatives Facilitating Digital Insurance: Governments of various nations are establishing regulations and initiatives to facilitate digital insurance. In India, for instance, the government's financial inclusion push has simplified insurers' collaboration with technology firms to provide low-cost insurance to underprivileged groups. Likewise, in the United States, the NAIC has been developing guidelines for digital distribution of insurance, which facilitates consumer confidence in digital-first insurance products. Such regulatory updates are critical in enabling growth in the B2B2C market.
• Emphasis on Sustainability and Green Insurance Products: The increasing consumer need for sustainability is impacting the B2B2C insurance industry. Insurers are reacting by launching green insurance products that insure environmentally friendly projects or enterprises. This movement towards sustainability not only resonates with consumer values but also assists insurers in reaching new market segments. As governments implement tighter environmental regulations, insurers will have to adjust their products to address these new requirements, as well as manage climate risks.
• Growth of Embedded Insurance Models: Embedded insurance, whereby policies are sold with other goods or services, is growing very fast. The model enables customers to buy insurance effortlessly as part of their total transaction, for instance, when purchasing a vehicle or taking an airplane ride. Embedded insurance provides insurers with the prospect of serving a wider pool of customers and enhancing product take-up rates. Companies enjoy increased customer retention and being able to deliver more comprehensive services.

These critical advancements are revolutionizing the B2B2C insurance industry by encouraging innovation, improving customer experience, and allowing insurers to distribute more flexible, accessible, and sustainable products. With technology evolving further and consumer habits changing, these advancements will be instrumental in defining the direction of the market in the future.

Strategic Growth Opportunities in the B2B2C Insurance Market

The B2B2C insurance market provides many insurers with various opportunities for growth in different applications. With digital technologies, changing consumer needs, and greater collaborations between insurers and businesses, there are many growth areas to be explored. The following five are major opportunities for growth by application within the B2B2C insurance market.

• Health and Wellness Insurance: Health and wellbeing insurance is also one of the most promising opportunities for growth within the B2B2C market. Thanks to the advances in wearable technology and individual health data, the insurers can supply more tailored health policies. Firms in the wellness industry can collaborate with the insurers to secure coverage for the services of health and fitness, thereby increasing the value proposition for their customers. The growth factor comes from rising demand for prevention-based health cover and the increase in interest towards comprehensive well-being.
• Travel and Event Insurance: Travel and event insurance is another significant area of growth, as international travel and large events continue to bounce back post-pandemic. Travel, tourism, and entertainment businesses can embed insurance products within booking processes, giving consumers an additional level of protection. The convenience of purchasing travel or event insurance when buying increases consumer take-up and generates new business opportunities for insurers.
• Embedded Auto Insurance: As electric cars and ride-sharing become more popular, embedded auto insurance has enormous growth potential. Insurers can offer dynamic, usage-based coverage that adjusts to the needs of today's drivers by collaborating with car makers, mobility firms, and even ride-hailing apps. This is especially appealing to younger consumers who want convenience and value in their insurance offerings.
• Cybersecurity Insurance: With growing cyber threats, the demand for cybersecurity insurance increases. Companies within the tech and e-commerce industries can incorporate cyber risk coverage within their services to meet the requirements of tech-aware consumers. Such a trend assumes significant importance since increasing numbers of companies are converting to digital forms and processing sensitive information. Insurance companies can profit from this move by offering specialist, adaptable cybersecurity policies to corporations and individuals alike.
• Emerging Market Microinsurance: Microinsurance is a huge potential field, especially in emerging markets such as India, Africa, and Southeast Asia. By providing affordable, accessible insurance products on digital platforms, insurers can access the under-insured. Strategic collaborations with mobile telecommunication operators, fintech, and e-commerce websites will allow insurers to penetrate further and deliver financial security to low-income communities.

B2B2C insurance market offers various strategic opportunities for growth through a wide range of applications. From wellness and health to microinsurance and cybersecurity, the market is ready to grow as insurers and government and businesses engage in collaboration to provide customized solutions to a more technologies-oriented and discerning consumer segment. These opportunities not just propel growth but also play a role in transforming the insurance sector as a whole.

B2B2C Insurance Market Driver and Challenges

The B2B2C insurance industry is shaped by a number of drivers and challenges that shape the way products are designed, marketed, and distributed. The drivers and challenges are informed by technological innovation, economic changes, and regulatory movements. The five principal drivers and three most influential challenges affecting the industry are given below.

The factors responsible for driving the B2B2C insurance market include:

1. Technological Advancements: The integration of cutting-edge technologies like AI, machine learning, and blockchain is propelling growth in the B2B2C insurance sector. These technologies allow insurers to provide more customized services, make claims processing more efficient, and enhance underwriting precision. With the use of big data, insurers are able to grasp consumer behavior and risks better, resulting in more customized products and pricing models. Technology is also powering customer engagement in the form of digital platforms and automation.

2. Consumer Demand for Personalization: Today's consumers are increasingly demanding personalized insurance products that are tailored to their individual needs. This is pushing insurers to implement more flexible, modular insurance models that enable customers to tailor coverage. The move towards customer-centric models is not only enhancing consumer satisfaction but also helping businesses to provide more competitive and innovative products.

3. Regulatory Support for Digital Insurance Models: Regulatory systems that facilitate the digitalization of the insurance industry are driving expansion in the B2B2C market. In nations such as the U.S. and India, regulators are developing rules that promote the convergence of insurance with digital products, while also protecting consumers. Such facilitatory regulations enhance the trust in digital-first insurance products, which increases their uptake by consumers.

4. Changing Risk Environment: As the international risk environment evolves based on drivers such as climate change, cyber-attacks, and emerging diseases, the need for innovative insurance products grows. Insurers are meeting this need by developing coverage for emerging and evolving risks, including cyber insurance, climate risks, and pandemic insurance. This opens the door for businesses to collaborate with insurers to provide more complete risk management solutions.

5. Rising Smartphone Penetration: As smartphones have become pervasive, more customers are accessing insurance through mobile apps and online platforms. This is increasing the accessibility of B2B2C insurance products, especially in emerging economies where mobile-first solutions are frequently the only means of accessing services. Insurers are taking advantage of this trend by creating mobile-friendly solutions that simplify the purchase and management of policies.

Challenges in the B2B2C insurance market are:

1. Regulatory Complexity: Whereas regulatory backing is a catalyst, the intricacy of complying with insurance regulations across various geographies continues to pose a challenge. Insurers and companies have to deal with an assortment of local, domestic, and global rules, which can hamper innovation and augment operating expenses. Balancing compliance with consumer protection legislations and fostering innovation is a fine line.

2. Consumer Education and Trust: While digital insurance products are growing in popularity, many consumers remain skeptical about the security and reliability of these offerings. Insurers must invest in educating consumers about the benefits and protections of digital-first insurance products. Building trust in these new models is essential for long-term market growth.

3. Data Privacy Concerns: With greater dependence on data for the purpose of tailoring insurance products, data privacy issues are taking center stage. People are sensitive to how their personal data is utilized, and data breaches can do considerable harm to an insurer's reputation. Insurers must make sure they follow robust data protection laws and provide transparency in data usage practices.

The challenges and drivers of the B2B2C insurance market reflect the intricacies of balancing technological progress with consumer protection and regulatory compliance. As technological innovation and consumer demand for customized products drive market growth, issues of regulatory complexity, consumer trust, and data privacy need to be tackled in order to support sustainable growth.

List of B2B2C Insurance Companies

Companies in the market compete on the basis of product quality offered. Major players in this market focus on expanding their manufacturing facilities, R&D investments, infrastructural development, and leverage integration opportunities across the value chain. With these strategies B2B2C insurance companies cater increasing demand, ensure competitive effectiveness, develop innovative products & technologies, reduce production costs, and expand their customer base. Some of the B2B2C insurance companies profiled in this report include-

• UnitedHealth Group
• Berkshire Hathaway
• Prudential
• AXA Partners Holding
• ICICI Lombard General Insurance Company
• American International Group
• Munich Re
• China Life Insurance Company
• Allianz
• Zurich Insurance Group

B2B2C Insurance Market by Segment

The study includes a forecast for the global B2B2C insurance market by type, enterprise size, application, and region.

B2B2C Insurance Market by Type [Value from 2019 to 2031]:

• Life Insurance
• Non-life Insurance

B2B2C Insurance Market by Enterprise Size [Value from 2019 to 2031]:

• Large Enterprises
• Small & Medium-sized Enterprises

B2B2C Insurance Market by Region [Value from 2019 to 2031]:

• North America
• Europe
• Asia Pacific
• The Rest of the World

Country Wise Outlook for the B2B2C Insurance Market

The B2B2C model of insurance where companies join forces with insurance firms to sell coverages to ultimate consumers has recorded considerable growth in recent times. This is through the existing channels of business to access a wide consumer base for insurers, increasing accessibility to the insurance products. In the United States, China, Germany, India, and Japan, the B2B2C insurance model has been transforming amid shifting consumer habits, technological leaps, and policy changes. An overview of recent trends in the B2B2C insurance market in these major countries follows:

• United States: The US B2B2C insurance industry is experiencing growing use of digital platforms, where insurers are using AI, big data, and automation to improve the consumer experience. Collaboration between insurers and technology firms has resulted in the creation of more customized insurance products. Insurers are also integrating with e-commerce platforms to provide tailored policies, opening up new opportunities in healthcare and life insurance. The U.S. market is also experiencing shifts in regulatory requirements, with increased focus on consumer protection and data privacy.
• China: China's B2B2C insurance sector is growing rapidly, fueled by the developing middle class in China and growing demand for customized insurance products. Insurers in China are joining forces with e-commerce majors such as Alibaba and Tencent to sell insurance products on their platforms, leveraging their huge customer bases. The government has also implemented reforms to enhance digital insurance innovation and enhance consumer confidence in the sector. Additionally, China's focus on health and life insurance, following an aging population, is compelling insurers to evolve their B2B2C strategies.
• Germany: The B2B2C insurance sector in Germany is marked by robust regulatory supervision, which provides transparency and protection to consumers. Digitalization is transforming the market, with insurers making greater use of artificial intelligence and data analytics to customize products for consumers. Insurers are also joining forces with retail chains and auto companies to provide targeted insurance products, like car and travel insurance. The German government's emphasis on sustainability is also having an impact on insurers to add green policies to their B2B2C offerings, consistent with the larger European trend toward environmental responsibility.
• India: India's B2B2C insurance business is expanding rapidly with the help of the proliferation of mobile technology and the government's initiative for financial inclusion. Insurance companies are tying up with telecommunications operators and financial institutions to sell low-cost insurance products to urban and rural areas. Insurtech startups' emergence is also facilitating greater convenience for customers in accessing digital-first insurance solutions, enhancing customer experience overall. Moreover, regulatory reforms to enhance the transparency of the insurance industry will also ensure the sector's growth in India's B2B2C insurance market.
• Japan: In Japan, the B2B2C insurance market is shaped by the nation's aging population and adoption of hi-tech. Insurers are now providing digital policies through mobile apps and online channels to meet the demands of tech-embracing consumers. Japan's special demographic issues have prompted insurers to emphasize life and health insurance products, opening doors to B2B2C collaborations with healthcare organizations and tech firms. Additionally, Japan's robust regulatory system ensures that insurance providers meet high standards of consumer protection, supporting confidence in digital insurance products.

Features of the Global B2B2C Insurance Market

• Market Size Estimates: B2B2C insurance market size estimation in terms of value ($B).
• Trend and Forecast Analysis: Market trends (2019 to 2024) and forecast (2025 to 2031) by various segments and regions.
• Segmentation Analysis: B2B2C insurance market size by type, enterprise size, application, and region in terms of value ($B).
• Regional Analysis: B2B2C insurance market breakdown by North America, Europe, Asia Pacific, and Rest of the World.
• Growth Opportunities: Analysis of growth opportunities in different type, enterprise size, application, and regions for the B2B2C insurance market.
• Strategic Analysis: This includes M&A, new product development, and competitive landscape of the B2B2C insurance market.

Analysis of competitive intensity of the industry based on Porter's Five Forces model.

This report answers following 11 key questions:

• Q.1. What are some of the most promising, high-growth opportunities for the B2B2C insurance market by type (life insurance and non-life insurance), enterprise size (large enterprises and small & medium-sized enterprises), application (individual and corporate), and region (North America, Europe, Asia Pacific, and the Rest of the World)?
• Q.2. Which segments will grow at a faster pace and why?
• Q.3. Which region will grow at a faster pace and why?
• Q.4. What are the key factors affecting market dynamics? What are the key challenges and business risks in this market?
• Q.5. What are the business risks and competitive threats in this market?
• Q.6. What are the emerging trends in this market and the reasons behind them?
• Q.7. What are some of the changing demands of customers in the market?
• Q.8. What are the new developments in the market? Which companies are leading these developments?
• Q.9. Who are the major players in this market? What strategic initiatives are key players pursuing for business growth?
• Q.10. What are some of the competing products in this market and how big of a threat do they pose for loss of market share by material or product substitution?
• Q.11. What M&A activity has occurred in the last 5 years and what has its impact been on the industry?

Table of Contents

1. Executive Summary

2. Global B2B2C Insurance Market : Market Dynamics

• 2.1: Introduction, Background, and Classifications
• 2.2: Supply Chain
• 2.3: PESTLE Analysis
• 2.4: Patent Analysis
• 2.5: Regulatory Environment
• 2.6: Industry Drivers and Challenges

3. Market Trends and Forecast Analysis from 2019 to 2031

• 3.1. Macroeconomic Trends (2019-2024) and Forecast (2025-2031)
• 3.2. Global B2B2C Insurance Market Trends (2019-2024) and Forecast (2025-2031)
• 3.3: Global B2B2C Insurance Market by Type
  • 3.3.1: Life Insurance: Trends and Forecast (2019 to 2031)
  • 3.3.2: Non-life Insurance: Trends and Forecast (2019 to 2031)
• 3.4: Global B2B2C Insurance Market by Enterprise Size
  • 3.4.1: Large Enterprises: Trends and Forecast (2019 to 2031)
  • 3.4.2: Small & Medium-sized Enterprises: Trends and Forecast (2019 to 2031)
• 3.5: Global B2B2C Insurance Market by Application
  • 3.5.1: Individual: Trends and Forecast (2019 to 2031)
  • 3.5.2: Corporate: Trends and Forecast (2019 to 2031)

4. Market Trends and Forecast Analysis by Region from 2019 to 2031

• 4.1: Global B2B2C Insurance Market by Region
• 4.2: North American B2B2C Insurance Market
  • 4.2.1: North American Market by Type: Life Insurance and Non-life Insurance
  • 4.2.2: North American Market by Application: Individual and Corporate
  • 4.2.3: The United States B2B2C Insurance Market
  • 4.2.4: Mexican B2B2C Insurance Market
  • 4.2.5: Canadian B2B2C Insurance Market
• 4.3: European B2B2C Insurance Market
  • 4.3.1: European Market by Type: Life Insurance and Non-life Insurance
  • 4.3.2: European Market by Application: Individual and Corporate
  • 4.3.3: German B2B2C Insurance Market
  • 4.3.4: French B2B2C Insurance Market
  • 4.3.5: Spanish B2B2C Insurance Market
  • 4.3.6: Italian B2B2C Insurance Market
  • 4.3.7: The United Kingdom B2B2C Insurance Market
• 4.4: APAC B2B2C Insurance Market
  • 4.4.1: APAC Market by Type: Life Insurance and Non-life Insurance
  • 4.4.2: APAC Market by Application: Individual and Corporate
  • 4.4.3: Japanese B2B2C Insurance Market
  • 4.4.4: Indian B2B2C Insurance Market
  • 4.4.5: Chinese B2B2C Insurance Market
  • 4.4.6: South Korean B2B2C Insurance Market
  • 4.4.7: Indonesian B2B2C Insurance Market
• 4.5: ROW B2B2C Insurance Market
  • 4.5.1: ROW Market by Type: Life Insurance and Non-life Insurance
  • 4.5.2: ROW Market by Application: Individual and Corporate
  • 4.5.3: Middle Eastern B2B2C Insurance Market
  • 4.5.4: South American B2B2C Insurance Market
  • 4.5.5: African B2B2C Insurance Market

5. Competitor Analysis

• 5.1: Product Portfolio Analysis
• 5.2: Operational Integration
• 5.3: Porter's Five Forces Analysis
  • Competitive Rivalry
  • Bargaining Power of Buyers
  • Bargaining Power of Suppliers
  • Threat of Substitutes
  • Threat of New Entrants

6. Growth Opportunities and Strategic Analysis

• 6.1: Growth Opportunity Analysis
  • 6.1.1: Growth Opportunities for the Global B2B2C Insurance Market by Type
  • 6.1.2: Growth Opportunities for the Global B2B2C Insurance Market by Enterprise Size
  • 6.1.3: Growth Opportunities for the Global B2B2C Insurance Market by Application
  • 6.1.4: Growth Opportunities for the Global B2B2C Insurance Market by Region
• 6.2: Emerging Trends in the Global B2B2C Insurance Market
• 6.3: Strategic Analysis
  • 6.3.1: New Product Development
  • 6.3.2: Capacity Expansion of the Global B2B2C Insurance Market
  • 6.3.3: Mergers, Acquisitions, and Joint Ventures in the Global B2B2C Insurance Market
  • 6.3.4: Certification and Licensing

7. Company Profiles of Leading Players

• 7.1: UnitedHealth Group
  • Company Overview
  • B2B2C Insurance Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 7.2: Berkshire Hathaway
  • Company Overview
  • B2B2C Insurance Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 7.3: Prudential
  • Company Overview
  • B2B2C Insurance Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 7.4: AXA Partners Holding
  • Company Overview
  • B2B2C Insurance Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 7.5: ICICI Lombard General Insurance Company
  • Company Overview
  • B2B2C Insurance Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 7.6: American International Group
  • Company Overview
  • B2B2C Insurance Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 7.7: Munich Re
  • Company Overview
  • B2B2C Insurance Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 7.8: China Life Insurance Company
  • Company Overview
  • B2B2C Insurance Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 7.9: Allianz
  • Company Overview
  • B2B2C Insurance Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 7.10: Zurich Insurance Group
  • Company Overview
  • B2B2C Insurance Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing