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消費者信用の日本市場：クレジットタイプ別、サービスタイプ別、発行者別、支払方法別、地域別、2025年～2033年

Japan Consumer Credit Market Report by Credit Type, Service Type, Issuer, Payment Method, and Region 2025-2033

出版日
発行
IMARC
ページ情報
英文 119 Pages
納期
5～7営業日
カスタマイズ可能
価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=144.08円
消費者信用の日本市場：クレジットタイプ別、サービスタイプ別、発行者別、支払方法別、地域別、2025年～2033年
出版日: 2025年06月02日
発行: IMARC
ページ情報: 英文 119 Pages
納期: 5～7営業日
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  • 全表示
  • 概要
  • 目次
概要

日本の消費者信用の市場規模は、2025年から2033年にかけて3.85%の成長率（CAGR）を示すと予測されます。緊急時の与信ニーズの高まり、旅行やレジャーへの支出の増加、与信への容易なアクセスを提供するデジタルバンキングやフィンテックの進歩などが、市場を牽引する主な要因となっています。

本レポートで扱う主な質問

  • 日本の消費者信用市場はこれまでどのように推移し、今後どのように推移するのか？
  • 日本の消費者信用市場にCOVID-19が与えた影響は？
  • 日本の消費者信用市場のクレジットタイプ別区分は？
  • 日本の消費者信用市場のサービスタイプ別区分は？
  • 日本の消費者信用市場の発行者別区分は？
  • 日本の消費者信用市場の支払方法別区分は？
  • 日本の消費者信用市場のバリューチェーンにおける様々なステージとは？
  • 日本の消費者信用の主な促進要因と課題は？
  • 日本の消費者信用市場の構造と主要企業は？
  • 日本の消費者信用市場における競合の程度は？

目次

第1章 序文

第2章 調査範囲と調査手法

  • 調査の目的
  • ステークホルダー
  • データソース
  • 市場推定
  • 調査手法

第3章 エグゼクティブサマリー

第4章 日本の消費者信用市場-イントロダクション

  • 概要
  • 市場力学
  • 業界動向
  • 競合情報

第5章 日本の消費者信用市場情勢

  • 過去および現在の市場動向（2019年～2024年）
  • 市場予測（2025年～2033年）

第6章 日本の消費者信用市場-クレジットタイプ別内訳

  • 回転クレジット
  • 非回転クレジット

第7章 日本の消費者信用市場-サービスタイプ別内訳

  • クレジットサービス
  • ソフトウェア・ITサポートサービス

第8章 日本の消費者信用市場-発行者別内訳

  • 銀行・金融会社
  • 信用組合
  • その他

第9章 日本の消費者信用市場-支払方法別内訳

  • 直接入金
  • デビットカード
  • その他

第10章 日本の消費者信用市場-競合情勢

  • 概要
  • 市場構造
  • 市場企業のポジショニング
  • 主要成功戦略
  • 競合ダッシュボード
  • 企業評価象限

第11章 主要企業のプロファイル

第12章 日本の消費者信用市場-業界分析

  • 促進要因、抑制要因、機会
  • ポーターのファイブフォース分析
  • バリューチェーン分析

第13章 付録

目次
Product Code: SR112025A18976

Japan consumer credit market size is projected to exhibit a growth rate (CAGR) of 3.85% during 2025-2033. The growing need for credit in emergency cases, increasing spending on travel and leisure activities, and advancements in digital banking and fintech providing easy access to credit represent some of the key factors driving the market.

Consumer credit refers to financial services that allow individuals to borrow funds for personal expenses, such as purchasing consumer goods, covering medical bills, or financing education. It is typically available in various forms, including credit cards, personal loans, installment plans, auto loans, and student loans. It offers a convenient means to manage finances and make essential purchases without the need for substantial upfront payments. It allows individuals to make purchases and repay the borrowed amount over time in full by the due date or make partial payments, incurring interest on the remaining balance. It provides enhanced flexibility to people by allowing them to make purchases and pay off the balance over time. It serves as a safety net during emergencies and prevents financial crises. It enables individuals to maintain transparency in income and expenditure disparities. It assists in stimulating economic growth by encouraging consumer spending. It aids in simplifying budgeting and expense tracking and is helpful in financial planning. Besides this, it is beneficial in enhancing credit history for obtaining favorable terms on future loans, such as mortgages, and may result in lower interest rates. As it makes it easier for individuals to manage their finances, the demand for consumer credit is increasing in Japan.

Japan Consumer Credit Market Trends:

At present, the rising use of credit cards, as they offer rewards programs, cashback incentives, or travel perks to users, represents one of the major factors supporting the growth of the market in Japan. Besides this, the increasing utilization of consumer credit due to their lower interest rates in the country is strengthening the market growth. Additionally, there is a rise in the demand for credit in cases of emergencies among individuals. This, coupled with the increasing adoption of credit cards for everyday transactions, is bolstering the market growth in Japan. Apart from this, the growing demand for consumer credit on account of the rising spending on travel and leisure activities is positively influencing the market in the country. In addition, advancements in digital banking and fintech provide easy access of credit to individuals, which is contributing to the market growth. Moreover, the increasing need for consumer credit to start or expand a small business is offering lucrative growth opportunities to industry investors in the country. In line with this, the growing demand for credit cards, as they are easy to use, is offering a positive market outlook in Japan. Furthermore, the rising adoption of credit among students for educational purposes is impelling the market growth in the country.

Japan Consumer Credit Market Segmentation:

Credit Type Insights:

  • Revolving Credits
  • Non-Revolving Credits

Service Type Insights:

  • Credit Services
  • Software and IT Support Services

Issuer Insights:

  • Banks and Finance Companies
  • Credit Unions
  • Others

Payment Method Insights:

  • Direct Deposit
  • Debit Card
  • Others

Competitive Landscape:

The market research report has also provided a comprehensive analysis of the competitive landscape. Competitive analysis such as market structure, key player positioning, top winning strategies, competitive dashboard, and company evaluation quadrant has been covered in the report. Also, detailed profiles of all major companies have been provided. Some of the key players include:

  • ACOM Co. Ltd. (Mitsubishi UFJ Financial Group Inc.)
  • AIFUL Corporation
  • Jaccs Co. Ltd.
  • Orient Corporation

Key Questions Answered in This Report:

  • How has the Japan consumer credit market performed so far and how will it perform in the coming years?
  • What has been the impact of COVID-19 on the Japan consumer credit market?
  • What is the breakup of the Japan consumer credit market on the basis of credit type?
  • What is the breakup of the Japan consumer credit market on the basis of service type?
  • What is the breakup of the Japan consumer credit market on the basis of issuer?
  • What is the breakup of the Japan consumer credit market on the basis of payment method?
  • What are the various stages in the value chain of the Japan consumer credit market?
  • What are the key driving factors and challenges in the Japan consumer credit?
  • What is the structure of the Japan consumer credit market and who are the key players?
  • What is the degree of competition in the Japan consumer credit market?

Table of Contents

1 Preface

2 Scope and Methodology

  • 2.1 Objectives of the Study
  • 2.2 Stakeholders
  • 2.3 Data Sources
    • 2.3.1 Primary Sources
    • 2.3.2 Secondary Sources
  • 2.4 Market Estimation
    • 2.4.1 Bottom-Up Approach
    • 2.4.2 Top-Down Approach
  • 2.5 Forecasting Methodology

3 Executive Summary

4 Japan Consumer Credit Market - Introduction

  • 4.1 Overview
  • 4.2 Market Dynamics
  • 4.3 Industry Trends
  • 4.4 Competitive Intelligence

5 Japan Consumer Credit Market Landscape

  • 5.1 Historical and Current Market Trends (2019-2024)
  • 5.2 Market Forecast (2025-2033)

6 Japan Consumer Credit Market - Breakup by Credit Type

  • 6.1 Revolving Credits
    • 6.1.1 Overview
    • 6.1.2 Historical and Current Market Trends (2019-2024)
    • 6.1.3 Market Forecast (2025-2033)
  • 6.2 Non-Revolving Credits
    • 6.2.1 Overview
    • 6.2.2 Historical and Current Market Trends (2019-2024)
    • 6.2.3 Market Forecast (2025-2033)

7 Japan Consumer Credit Market - Breakup by Service Type

  • 7.1 Credit Services
    • 7.1.1 Overview
    • 7.1.2 Historical and Current Market Trends (2019-2024)
    • 7.1.3 Market Forecast (2025-2033)
  • 7.2 Software and IT Support Services
    • 7.2.1 Overview
    • 7.2.2 Historical and Current Market Trends (2019-2024)
    • 7.2.3 Market Forecast (2025-2033)

8 Japan Consumer Credit Market - Breakup by Issuer

  • 8.1 Banks and Finance Companies
    • 8.1.1 Overview
    • 8.1.2 Historical and Current Market Trends (2019-2024)
    • 8.1.3 Market Forecast (2025-2033)
  • 8.2 Credit Unions
    • 8.2.1 Overview
    • 8.2.2 Historical and Current Market Trends (2019-2024)
    • 8.2.3 Market Forecast (2025-2033)
  • 8.3 Others
    • 8.3.1 Historical and Current Market Trends (2019-2024)
    • 8.3.2 Market Forecast (2025-2033)

9 Japan Consumer Credit Market - Breakup by Payment Method

  • 9.1 Direct Deposit
    • 9.1.1 Overview
    • 9.1.2 Historical and Current Market Trends (2019-2024)
    • 9.1.3 Market Forecast (2025-2033)
  • 9.2 Debit Card
    • 9.2.1 Overview
    • 9.2.2 Historical and Current Market Trends (2019-2024)
    • 9.2.3 Market Forecast (2025-2033)
  • 9.3 Others
    • 9.3.1 Historical and Current Market Trends (2019-2024)
    • 9.3.2 Market Forecast (2025-2033)

10 Japan Consumer Credit Market - Competitive Landscape

  • 10.1 Overview
  • 10.2 Market Structure
  • 10.3 Market Player Positioning
  • 10.4 Top Winning Strategies
  • 10.5 Competitive Dashboard
  • 10.6 Company Evaluation Quadrant

11 Profiles of Key Players

  • 11.1 ACOM Co. Ltd. (Mitsubishi UFJ Financial Group Inc.)
    • 11.1.1 Business Overview
    • 11.1.2 Product Portfolio
    • 11.1.3 Business Strategies
    • 11.1.4 SWOT Analysis
    • 11.1.5 Major News and Events
  • 11.2 AIFUL Corporation
    • 11.2.1 Business Overview
    • 11.2.2 Product Portfolio
    • 11.2.3 Business Strategies
    • 11.2.4 SWOT Analysis
    • 11.2.5 Major News and Events
  • 11.3 Jaccs Co. Ltd.
    • 11.3.1 Business Overview
    • 11.3.2 Product Portfolio
    • 11.3.3 Business Strategies
    • 11.3.4 SWOT Analysis
    • 11.3.5 Major News and Events
  • 11.4 Orient Corporation
    • 11.4.1 Business Overview
    • 11.4.2 Product Portfolio
    • 11.4.3 Business Strategies
    • 11.4.4 SWOT Analysis
    • 11.4.5 Major News and Events

12 Japan Consumer Credit Market - Industry Analysis

  • 12.1 Drivers, Restraints, and Opportunities
    • 12.1.1 Overview
    • 12.1.2 Drivers
    • 12.1.3 Restraints
    • 12.1.4 Opportunities
  • 12.2 Porters Five Forces Analysis
    • 12.2.1 Overview
    • 12.2.2 Bargaining Power of Buyers
    • 12.2.3 Bargaining Power of Suppliers
    • 12.2.4 Degree of Competition
    • 12.2.5 Threat of New Entrants
    • 12.2.6 Threat of Substitutes
  • 12.3 Value Chain Analysis

13 Appendix