日本の企業向け保険市場：タイプ別、企業規模別、流通チャネル別、業界別、地域別レポート 2025年～2033年

日本の企業向け保険市場規模は2024年に545億5,760万米ドルに達しました。今後、IMARC Groupは、同市場が2033年までに1,168億5,970万米ドルに達し、2025年から2033年にかけて8.80%の成長率（CAGR）を示すと予測しています。同市場は、ビジネスリスクに対する意識の高まり、法規制の要求の進化、テクノロジー主導のリスク評価の登場、自然災害や気候変動の影響の拡大、サイバー脅威の急増など、さまざまな要因が絡み合って成長を遂げています。

本レポートで扱う主な質問

• 日本の企業向け保険市場はこれまでどのように推移し、今後どのように推移するのか？
• COVID-19が日本の企業向け保険市場に与えた影響は？
• 日本の企業向け保険市場のタイプ別区分は？
• 国内企業向け保険市場の企業規模別区分は？
• 国内企業向け保険市場の流通チャネル別区分は？
• 国内企業向け保険市場の業種別区分は？
• 日本の企業向け保険市場のバリューチェーンにおける様々なステージとは？
• 日本の企業向け保険の主要な促進要因と課題は何か？
• 日本の企業向け保険市場の構造と主要企業は？
• 日本の企業向け保険市場における競合の程度は？

目次

第1章 序文

第2章 調査範囲と調査手法

• 調査の目的
• ステークホルダー
• データソース
• 市場推定
• 調査手法

第3章 エグゼクティブサマリー

第4章 日本の企業向け保険市場-イントロダクション

• 概要
• 市場力学
• 業界動向
• 競合情報

第5章 日本の企業向け保険市場情勢

• 過去および現在の市場動向（2019年～2024年）
• 市場予測（2025年～2033年）

第6章 日本の企業向け保険市場- タイプ別内訳

• 賠償責任保険
• 商業用自動車保険
• 商業用不動産保険
• 海上保険
• その他

第7章 日本の企業向け保険市場- 企業規模別内訳

• 大企業
• 中小企業

第8章 日本の企業向け保険市場- 流通チャネル別内訳

• エージェントとブローカー
• ダイレクトレスポンス
• その他

第9章 日本の企業向け保険市場- 業界別内訳

• 運輸・物流
• 製造
• 建設
• ITおよび通信
• ヘルスケア
• エネルギーと公益事業
• その他

第10章 日本の企業向け保険市場-競合情勢

• 概要
• 市場構造
• 市場企業のポジショニング
• 主要成功戦略
• 競合ダッシュボード
• 企業評価象限

第11章 主要企業のプロファイル

第12章 日本の企業向け保険市場- 業界分析

• 促進要因・抑制要因・機会
• ポーターのファイブフォース分析
• バリューチェーン分析

第13章 付録

Japan commercial insurance market size reached USD 54,557.6 Million in 2024. Looking forward, IMARC Group expects the market to reach USD 116,859.7 Million by 2033, exhibiting a growth rate (CAGR) of 8.80% during 2025-2033. The market is experiencing growth due to a combination of factors, including heightened awareness of business risks, evolving regulatory demands, the emergence of technology-driven risk assessment, the escalating influence of natural disasters and climate change, and the surge in cyber threats.

Commercial insurance is a specialized insurance category aimed at providing businesses and organizations with protection against a diverse range of risks and liabilities that could lead to financial losses. It plays a crucial role in safeguarding businesses, shielding them from potential financial devastation. Commercial insurance encompasses various types of coverage, each designed to address specific requirements. These include property insurance, which offers protection against damage to physical assets like buildings and equipment; liability insurance, which covers legal expenses and settlements in the event of third-party claims; and workers' compensation, which provides benefits to employees injured while performing job-related duties. In line with this, the benefits of commercial insurance are multifaceted and include mitigating financial risks stemming from unexpected events, accidents, or legal disputes, as well as ensuring business continuity even when faced with adversity. Consequently, it is gaining traction across Japan.

Japan Commercial Insurance Market Trends:

The Japan commercial insurance market is experiencing significant growth, primarily driven by a heightened awareness of the advantages offered by commercial insurance policies among business proprietors. Commercial insurance provides vital security for business operations, safeguarding a company's reputation and ensuring the welfare of its employees. The proliferation of small- and medium-sized enterprises (SMEs) worldwide is another key factor contributing to market expansion. Furthermore, leading market players are embracing advanced technologies like machine learning (ML) and artificial intelligence (AI) to deliver improved services, including personalized and convenient insurance plans at reduced premium costs, enhancing customer loyalty. This technological integration, coupled with supportive government policies encouraging employers and business owners to invest in various coverage types, is exerting a positive influence on market growth. Additionally, the growing presence of commercial insurance providers, the widespread adoption of telematics devices across various industries, and the rapid pace of industrialization are anticipated to fuel the market growth over the forecasted period.

Japan Commercial Insurance Market Segmentation:

Type Insights:

• Liability Insurance
• Commercial Motor Insurance
• Commercial Property Insurance
• Marine Insurance
• Others

Enterprise Size Insights:

• Large Enterprises
• Small and Medium-sized Enterprises

Distribution Channel Insights:

• Agents and Brokers
• Direct Response
• Others

Industry Vertical Insights:

• Transportation and Logistics
• Manufacturing
• Construction
• IT and Telecom
• Healthcare
• Energy and Utilities
• Others

Competitive Landscape:

The market research report has also provided a comprehensive analysis of the competitive landscape in the market. Competitive analysis such as market structure, key player positioning, top winning strategies, competitive dashboard, and company evaluation quadrant has been covered in the report. Also, detailed profiles of all major companies have been provided.

Key Questions Answered in This Report:

• How has the Japan commercial insurance market performed so far and how will it perform in the coming years?
• What has been the impact of COVID-19 on the Japan commercial insurance market?
• What is the breakup of the Japan commercial insurance market on the basis of type?
• What is the breakup of the Japan commercial insurance market on the basis of enterprise size?
• What is the breakup of the Japan commercial insurance market on the basis of distribution channel?
• What is the breakup of the Japan commercial insurance market on the basis of industry vertical?
• What are the various stages in the value chain of the Japan commercial insurance market?
• What are the key driving factors and challenges in the Japan commercial insurance?
• What is the structure of the Japan commercial insurance market and who are the key players?
• What is the degree of competition in the Japan commercial insurance market?

Table of Contents

1 Preface

2 Scope and Methodology

• 2.1 Objectives of the Study
• 2.2 Stakeholders
• 2.3 Data Sources
  • 2.3.1 Primary Sources
  • 2.3.2 Secondary Sources
• 2.4 Market Estimation
  • 2.4.1 Bottom-Up Approach
  • 2.4.2 Top-Down Approach
• 2.5 Forecasting Methodology

3 Executive Summary

4 Japan Commercial Insurance Market - Introduction

• 4.1 Overview
• 4.2 Market Dynamics
• 4.3 Industry Trends
• 4.4 Competitive Intelligence

5 Japan Commercial Insurance Market Landscape

• 5.1 Historical and Current Market Trends (2019-2024)
• 5.2 Market Forecast (2025-2033)

6 Japan Commercial Insurance Market - Breakup by Type

• 6.1 Liability Insurance
  • 6.1.1 Overview
  • 6.1.2 Historical and Current Market Trends (2019-2024)
  • 6.1.3 Market Forecast (2025-2033)
• 6.2 Commercial Motor Insurance
  • 6.2.1 Overview
  • 6.2.2 Historical and Current Market Trends (2019-2024)
  • 6.2.3 Market Forecast (2025-2033)
• 6.3 Commercial Property Insurance
  • 6.3.1 Overview
  • 6.3.2 Historical and Current Market Trends (2019-2024)
  • 6.3.3 Market Forecast (2025-2033)
• 6.4 Marine Insurance
  • 6.4.1 Overview
  • 6.4.2 Historical and Current Market Trends (2019-2024)
  • 6.4.3 Market Forecast (2025-2033)
• 6.5 Others
  • 6.5.1 Historical and Current Market Trends (2019-2024)
  • 6.5.2 Market Forecast (2025-2033)

7 Japan Commercial Insurance Market - Breakup by Enterprise Size

• 7.1 Large Enterprises
  • 7.1.1 Overview
  • 7.1.2 Historical and Current Market Trends (2019-2024)
  • 7.1.3 Market Forecast (2025-2033)
• 7.2 Small and Medium-sized Enterprises
  • 7.2.1 Overview
  • 7.2.2 Historical and Current Market Trends (2019-2024)
  • 7.2.3 Market Forecast (2025-2033)

8 Japan Commercial Insurance Market - Breakup by Distribution Channel

• 8.1 Agents and Brokers
  • 8.1.1 Overview
  • 8.1.2 Historical and Current Market Trends (2019-2024)
  • 8.1.3 Market Forecast (2025-2033)
• 8.2 Direct Response
  • 8.2.1 Overview
  • 8.2.2 Historical and Current Market Trends (2019-2024)
  • 8.2.3 Market Forecast (2025-2033)
• 8.3 Others
  • 8.3.1 Historical and Current Market Trends (2019-2024)
  • 8.3.2 Market Forecast (2025-2033)

9 Japan Commercial Insurance Market - Breakup by Industry Vertical

• 9.1 Transportation and Logistics
  • 9.1.1 Overview
  • 9.1.2 Historical and Current Market Trends (2019-2024)
  • 9.1.3 Market Forecast (2025-2033)
• 9.2 Manufacturing
  • 9.2.1 Overview
  • 9.2.2 Historical and Current Market Trends (2019-2024)
  • 9.2.3 Market Forecast (2025-2033)
• 9.3 Construction
  • 9.3.1 Overview
  • 9.3.2 Historical and Current Market Trends (2019-2024)
  • 9.3.3 Market Forecast (2025-2033)
• 9.4 IT and Telecom
  • 9.4.1 Overview
  • 9.4.2 Historical and Current Market Trends (2019-2024)
  • 9.4.3 Market Forecast (2025-2033)
• 9.5 Healthcare
  • 9.5.1 Overview
  • 9.5.2 Historical and Current Market Trends (2019-2024)
  • 9.5.3 Market Forecast (2025-2033)
• 9.6 Energy and Utilities
  • 9.6.1 Overview
  • 9.6.2 Historical and Current Market Trends (2019-2024)
  • 9.6.3 Market Forecast (2025-2033)
• 9.7 Others
  • 9.7.1 Historical and Current Market Trends (2019-2024)
  • 9.7.2 Market Forecast (2025-2033)

10 Japan Commercial Insurance Market - Competitive Landscape

• 10.1 Overview
• 10.2 Market Structure
• 10.3 Market Player Positioning
• 10.4 Top Winning Strategies
• 10.5 Competitive Dashboard
• 10.6 Company Evaluation Quadrant

11 Profiles of Key Players

• 11.1 Company A
  • 11.1.1 Business Overview
  • 11.1.2 Services Offered
  • 11.1.3 Business Strategies
  • 11.1.4 SWOT Analysis
  • 11.1.5 Major News and Events
• 11.2 Company B
  • 11.2.1 Business Overview
  • 11.2.2 Services Offered
  • 11.2.3 Business Strategies
  • 11.2.4 SWOT Analysis
  • 11.2.5 Major News and Events
• 11.3 Company C
  • 11.3.1 Business Overview
  • 11.3.2 Services Offered
  • 11.3.3 Business Strategies
  • 11.3.4 SWOT Analysis
  • 11.3.5 Major News and Events
• 11.4 Company D
  • 11.4.1 Business Overview
  • 11.4.2 Services Offered
  • 11.4.3 Business Strategies
  • 11.4.4 SWOT Analysis
  • 11.4.5 Major News and Events
• 11.5 Company E
  • 11.5.1 Business Overview
  • 11.5.2 Services Offered
  • 11.5.3 Business Strategies
  • 11.5.4 SWOT Analysis
  • 11.5.5 Major News and Events

12 Japan Commercial Insurance Market - Industry Analysis

• 12.1 Drivers, Restraints, and Opportunities
  • 12.1.1 Overview
  • 12.1.2 Drivers
  • 12.1.3 Restraints
  • 12.1.4 Opportunities
• 12.2 Porters Five Forces Analysis
  • 12.2.1 Overview
  • 12.2.2 Bargaining Power of Buyers
  • 12.2.3 Bargaining Power of Suppliers
  • 12.2.4 Degree of Competition
  • 12.2.5 Threat of New Entrants
  • 12.2.6 Threat of Substitutes
• 12.3 Value Chain Analysis

13 Appendix