デフォルト表紙
市場調査レポート
商品コード
1467867

クレジットカード決済市場レポート:カードタイプ、プロバイダー、用途、地域別、2024~2032年

Credit Card Payment Market Report by Card Type, Provider, Application, and Region 2024-2032

出版日: | 発行: IMARC | ページ情報: 英文 137 Pages | 納期: 2~3営業日

● お客様のご希望に応じて、既存データの加工や未掲載情報(例:国別セグメント)の追加などの対応が可能です。  詳細はお問い合わせください。

価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=160.10円
クレジットカード決済市場レポート:カードタイプ、プロバイダー、用途、地域別、2024~2032年
出版日: 2024年04月08日
発行: IMARC
ページ情報: 英文 137 Pages
納期: 2~3営業日
  • 全表示
  • 概要
  • 図表
  • 目次
概要

世界のクレジットカード決済市場規模は、2023年に6,444億米ドルに達しました。今後、IMARC Groupは、2024~2032年にかけての成長率(CAGR)は7%で、2032年には1兆2,006億米ドルに達すると予測しています。同市場は、オンラインショッピングへの嗜好の高まり、決済手段の利便性と柔軟性の向上への注目の高まり、より迅速で安全かつ利便性の高い決済を可能にする決済処理技術の進歩などにより、着実な成長を遂げています。

クレジットカード決済市場の分析:

市場の成長と規模急速なデジタル化とともに、利便性の高い決済手段への需要が高まっており、市場は緩やかな成長を遂げています。

技術の進歩:非接触型決済の統合は、ユーザーエクスペリエンスの向上に貢献しています。また、バイオメトリクス認証方式は、クレジットカード取引のセキュリティ向上に役立っています。

産業への応用:クレジットカードは、エレクトロニクス、医療、旅行・観光など、さまざまな業界で広く利用されています。これらのカードは、国境を越えた取引や国際商取引を可能にする上でも極めて重要です。

地域別動向:便利で迅速な決済ソリューションへの注目が高まっていることから、北米が市場をリードしています。しかし、アジア太平洋は、個人のオンラインショッピング志向の高まりにより、急成長市場として浮上しています。

競合情勢:主要企業は、多要素認証の提供やデータ暗号化への投資により、セキュリティ対策を強化しています。

課題と機会:サイバーセキュリティの脅威などの課題に直面する一方で、セキュリティ対策の改善という機会にも遭遇しています。

今後の展望:クレジットカード決済市場の将来は、個人の利用体験を向上させることに重点が置かれるようになり、有望視されています。また、技術の進歩が市場の成長を促進すると予想されます。

クレジットカード決済市場の動向:

利便性と柔軟性の向上への注目の高まり

利便性と柔軟性の向上への注目の高まりにより、クレジットカード決済の需要が拡大していることは、市場の展望を明るいものにしています。これに伴い、安全な決済方法を好む人が増えており、市場の成長に寄与しています。さらに、クレジットカードを使えば、オンラインでも実店舗でも簡単に買い物ができます。これに加えて、クレジットカードは多額の現金を持ち歩く必要をなくし、盗難や紛失の際の安全性を高めてくれるため、個人にとって魅力的な選択肢となっています。さらに、これらのカードは信用枠を提供するため、利用者は効率的に財政を管理することができます。これとは別に、残高を長期にわたって返済できるため、利用者に経済的な柔軟性を提供しています。さらに、クレジットカード会社は、利用者の信頼性を高めるために、無責任な詐欺防止策を提供しています。その結果、クレジットカードは人々の進化するニーズと嗜好に応えています。

オンライン・ショッピングへの嗜好の高まり

世界中の大衆の間でオンライン・ショッピングへの嗜好が高まっているため、クレジットカードの需要が高まっており、市場の成長を強化しています。加えて、クレジットカードは、忙しいライフスタイルを送る個人にとって、外出先での決済オプションとなりつつあります。オンライン取引でカード情報を入力したり、保存された情報を使用したりする利便性は、個人の経験を向上させるのに役立っています。これとは別に、eコマース・プラットフォームでは、シームレスなクレジットカード決済をチェックアウト・プロセスに組み込む動きが加速しています。さらに、サブスクリプション・ベースサービスへの注目が高まっており、定期的なオンライン購入の決済手段としてクレジットカードが好まれるようになっていることも、市場の成長を後押ししています。これに伴い、クレジットカードはオンライン小売業者に広く受け入れられており、汎用性の高い決済手段となっています。このように広く受け入れられているため、個人はさまざまなウェブサイトやプラットフォームで買い物をすることができます。さらに、さまざまなクレジットカード会社が特典やキャッシュバック、ロイヤリティ・プログラムを提供しているため、オンライン購入にカードを利用する人が増えています。

決済処理技術の進歩

非接触型決済、モバイル・ウォレット、近距離無線通信(NFC)技術などの決済処理技術の進歩により、より迅速、安全、便利なクレジットカード取引が可能になりました。これに伴い、スピードが向上し、使いやすい非接触型決済オプションの採用が増加しており、市場の成長を後押ししています。さらに、人々はカードやスマートフォンをタップするだけで取引を完了できるため、決済端末に物理的に接触する必要性が減少します。さらに、指紋認証や顔認証などのバイオメトリクス認証方法の統合は、クレジットカード取引のセキュリティを強化し、金融データの安全性について個人を安心させる上でメリットがあります。このような技術による決済方法の強化は、利用者の体験を向上させるのに役立っています。これに伴い、人々は金銭的な損失を防ぐため、日常生活において高度で安全な支払方法を求めるようになっています。さらに、サイバー脅威の増加による安全な決済ソリューションへの需要の高まりが、市場の成長に寄与しています。

目次

第1章 序文

第2章 調査範囲と調査手法

  • 調査目的
  • 利害関係者
  • データソース
    • 一次情報
    • 二次情報
  • 市場推定
    • ボトムアップアプローチ
    • トップダウンアプローチ
  • 調査手法

第3章 エグゼクティブサマリー

第4章 イントロダクション

  • 概要
  • 主要業界動向

第5章 世界のクレジットカード決済市場

  • 市場概要
  • 市場実績
  • COVID-19の影響
  • 市場予測

第6章 市場内訳:カードタイプ別

  • 汎用クレジットカード
  • 特殊クレジットカード
  • その他

第7章 市場内訳:プロバイダー別

  • Visa
  • Mastercard
  • その他

第8章 市場内訳:用途別

  • 食品・食料品
  • 健康・薬局
  • レストラン・バー
  • 家電
  • メディアとエンターテイメント
  • 旅行・観光
  • その他

第9章 市場内訳:地域別

  • 北米
    • 米国
    • カナダ
  • アジア太平洋
    • 中国
    • 日本
    • インド
    • 韓国
    • オーストラリア
    • インドネシア
    • その他
  • 欧州
    • ドイツ
    • フランス
    • 英国
    • イタリア
    • スペイン
    • ロシア
    • その他
  • ラテンアメリカ
    • ブラジル
    • メキシコ
    • その他
  • 中東・アフリカ
    • 市場動向
    • 市場内訳:国別
    • 市場予測

第10章 SWOT分析

  • 概要
  • 強み
  • 弱み
  • 機会
  • 脅威

第11章 バリューチェーン分析

第12章 ポーターのファイブフォース分析

  • 概要
  • 買い手の交渉力
  • 供給企業の交渉力
  • 競合の程度
  • 新規参入業者の脅威
  • 代替品の脅威

第13章 価格分析

第14章 競合情勢

  • 市場構造
  • 主要企業
  • 主要企業のプロファイル
    • American Express Company
    • Bank of America Corporation
    • Barclays PLC
    • Capital One Financial Corporation
    • Citigroup Inc.
    • JPMorgan Chase & Co
    • Mastercard Inc.
    • Synchrony
    • The PNC Financial Services Group Inc.
    • United Services Automobile Association
    • Visa Inc.
図表

List of Figures

  • Figure 1: Global: Credit Card Payment Market: Major Drivers and Challenges
  • Figure 2: Global: Credit Card Payment Market: Sales Value (in Billion US$), 2018-2023
  • Figure 3: Global: Credit Card Payment Market Forecast: Sales Value (in Billion US$), 2024-2032
  • Figure 4: Global: Credit Card Payment Market: Breakup by Card Type (in %), 2023
  • Figure 5: Global: Credit Card Payment Market: Breakup by Provider (in %), 2023
  • Figure 6: Global: Credit Card Payment Market: Breakup by Application (in %), 2023
  • Figure 7: Global: Credit Card Payment Market: Breakup by Region (in %), 2023
  • Figure 8: Global: Credit Card Payment (General Purpose Credit Cards) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 9: Global: Credit Card Payment (General Purpose Credit Cards) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 10: Global: Credit Card Payment (Specialty Credit Cards) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 11: Global: Credit Card Payment (Specialty Credit Cards) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 12: Global: Credit Card Payment (Other Card types) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 13: Global: Credit Card Payment (Other Card types) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 14: Global: Credit Card Payment (Visa) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 15: Global: Credit Card Payment (Visa) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 16: Global: Credit Card Payment (Mastercard) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 17: Global: Credit Card Payment (Mastercard) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 18: Global: Credit Card Payment (Other Provider) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 19: Global: Credit Card Payment (Other Provider) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 20: Global: Credit Card Payment (Food and Groceries) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 21: Global: Credit Card Payment (Food and Groceries) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 22: Global: Credit Card Payment (Health and Pharmacy) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 23: Global: Credit Card Payment (Health and Pharmacy) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 24: Global: Credit Card Payment (Restaurants and Bars) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 25: Global: Credit Card Payment (Restaurants and Bars) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 26: Global: Credit Card Payment (Consumer Electronics) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 27: Global: Credit Card Payment (Consumer Electronics) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 28: Global: Credit Card Payment (Media and Entertainment) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 29: Global: Credit Card Payment (Media and Entertainment) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 30: Global: Credit Card Payment (Travel and Tourism) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 31: Global: Credit Card Payment (Travel and Tourism) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 32: Global: Credit Card Payment (Other Applications) Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 33: Global: Credit Card Payment (Other Applications) Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 34: North America: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 35: North America: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 36: United States: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 37: United States: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 38: Canada: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 39: Canada: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 40: Asia-Pacific: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 41: Asia-Pacific: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 42: China: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 43: China: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 44: Japan: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 45: Japan: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 46: India: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 47: India: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 48: South Korea: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 49: South Korea: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 50: Australia: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 51: Australia: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 52: Indonesia: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 53: Indonesia: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 54: Others: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 55: Others: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 56: Europe: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 57: Europe: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 58: Germany: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 59: Germany: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 60: France: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 61: France: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 62: United Kingdom: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 63: United Kingdom: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 64: Italy: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 65: Italy: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 66: Spain: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 67: Spain: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 68: Russia: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 69: Russia: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 70: Others: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 71: Others: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 72: Latin America: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 73: Latin America: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 74: Brazil: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 75: Brazil: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 76: Mexico: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 77: Mexico: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 78: Others: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 79: Others: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 80: Middle East and Africa: Credit Card Payment Market: Sales Value (in Million US$), 2018 & 2023
  • Figure 81: Middle East and Africa: Credit Card Payment Market: Breakup by Country (in %), 2023
  • Figure 82: Middle East and Africa: Credit Card Payment Market Forecast: Sales Value (in Million US$), 2024-2032
  • Figure 83: Global: Credit Card Payment Industry: SWOT Analysis
  • Figure 84: Global: Credit Card Payment Industry: Value Chain Analysis
  • Figure 85: Global: Credit Card Payment Industry: Porter's Five Forces Analysis

List of Tables

  • Table 1: Global: Credit Card Payment Market: Key Industry Highlights, 2023 and 2032
  • Table 2: Global: Credit Card Payment Market Forecast: Breakup by Card Type (in Million US$), 2024-2032
  • Table 3: Global: Credit Card Payment Market Forecast: Breakup by Provider (in Million US$), 2024-2032
  • Table 4: Global: Credit Card Payment Market Forecast: Breakup by Application (in Million US$), 2024-2032
  • Table 5: Global: Credit Card Payment Market Forecast: Breakup by Region (in Million US$), 2024-2032
  • Table 6: Global: Credit Card Payment Market: Competitive Structure
  • Table 7: Global: Credit Card Payment Market: Key Players
目次
Product Code: SR112024A4922

The global credit card payment market size reached US$ 644.4 Billion in 2023. Looking forward, IMARC Group expects the market to reach US$ 1,200.6 Billion by 2032, exhibiting a growth rate (CAGR) of 7% during 2024-2032. The market is experiencing steady growth driven by the growing preferences for online shopping, rising focus on enhanced convenience and flexibility in payment methods, and advancements in payment processing technology to enable faster, secure, and convenient payments.

Credit Card Payment Market Analysis:

Market Growth and Size: The market is witnessing moderate growth, driven by the increasing demand for convenient payment options, along with rapid digitalization.

Technological Advancements: Integration of contactless payments assists in enhancing user experiences. Moreover, biometric authentication methods benefit in improving the security of credit card transactions.

Industry Applications: Credit cards are widely used in various industries, including electronics, healthcare, and travel and tourism. These cards are also crucial in enabling cross-border transactions and international commerce.

Geographical Trends: North America leads the market on account of the rising focus on convenient and quick payment solutions. However, Asia Pacific is emerging as a fast-growing market due to increasing preferences for online shopping among individuals.

Competitive Landscape: Key players are improving their security measures by offering multi-factor authentication and investing in data encryption.

Challenges and Opportunities: While the market faces challenges, such as cybersecurity threats, it also encounters opportunities in improving security measures.

Future Outlook: The future of the credit card payment market looks promising, with the increasing focus on enhancing the experiences of individuals. In addition, technological advancements are expected to propel the market growth.

Credit Card Payment Market Trends:

Rising focus on enhanced convenience and flexibility

The growing demand for credit card payments due to the rising focus on enhanced convenience and flexibility is offering a positive market outlook. In line with this, people are increasingly preferring secure payment methods, which are contributing to the growth of the market. Moreover, credit cards allow individuals to make purchases both online and in physical stores with ease. Besides this, credit cards assist in eliminating the need for carrying large amounts of cash and offering an added layer of security in case of theft or loss, making them an attractive option among individuals. Furthermore, these cards provide a line of credit, enabling users to manage their finances efficiently. Apart from this, the ability to pay off balances over time offers financial flexibility to users. Additionally, credit card companies are offering zero-liability fraud protection, enhancing the confidence of users. As a result, credit cards cater to the evolving needs and preferences of people.

Increasing preferences for online shopping

The escalating demand for credit cards on account of increasing preferences for online shopping among the masses across the globe is strengthening the growth of the market. In addition, credit cards are becoming on-the-go payment options for individuals with busy lifestyles. The convenience of entering card details or using saved information for online transactions assists in improving the experiences of individuals. Apart from this, e-commerce platforms are increasingly integrating seamless credit card payments into their checkout processes. Additionally, the rising focus on subscription-based services are making credit cards a preferred mode of payment for regular online purchases is bolstering the market growth. In line with this, credit cards are widely accepted by vast online retailers, making them a versatile payment option. This wide acceptance ensures that individuals can shop at various websites and platforms. Furthermore, various credit card companies are offering rewards, cashback, or loyalty programs, that attract people to use their cards for online purchases.

Technological advancements in payment processing

Advancements in payment processing technologies, such as contactless payments, mobile wallets, and near field communication (NFC) technology enable faster, secure, and more convenient credit card transactions. In line with this, the rising adoption of contactless payment options, as they offer enhanced speed and are easy to use, is propelling the growth of the market. Moreover, people can simply tap their cards or smartphones to complete transactions, reducing the need for physical contact with payment terminals. Additionally, the integration of biometric authentication methods, such as fingerprint recognition and facial recognition, benefits in enhancing the security of credit card transactions and reassuring individuals about the safety of their financial data. These technology-driven enhancements in payment methods aid in improving the experiences of users. In line with this, people are increasingly seeking advanced and secure payment options in their daily lives to prevent financial losses. Furthermore, the escalating demand for secure payment solutions due to the increasing cyber threats is contributing to the market growth.

Credit Card Payment Industry Segmentation:

IMARC Group provides an analysis of the key trends in each segment of the market, along with forecasts at the global, regional, and country levels for 2024-2032. Our report has categorized the market based on card type, provider, and application.

Breakup by Card Type:

General Purpose Credit Cards

Specialty Credit Cards

Others

General purpose credit cards account for the majority of the market share

The report has provided a detailed breakup and analysis of the market based on the card type. This includes general purpose credit cards, specialty credit cards, and others. According to the report, general purpose credit cards represented the largest segment.

General purpose credit cards are versatile cards that can be used in a wide range of transactions. They are widely accepted by various companies and are not tied to a specific merchant or industry. In addition, they offer standard credit card features, such as revolving credit lines, interest rates, and payment options. Apart from this, the rising adoption of general-purpose credit cards due to their widespread acceptance and usability for everyday transactions is supporting the growth of the market.

Specialty credit cards are designed for specific purposes or tailored as per the needs or preferences of individuals. They often come with unique benefits, rewards, or specialized services related to a particular industry or interest. In line with this, specialty credit cards can include co-branded cards with airlines, retailers, or hotel chains, and cards designed for specific demographics like students or business owners.

Breakup by Provider:

Visa

Mastercard

Others

Visa holds the largest market share

A detailed breakup and analysis of the market based on the provider have also been provided in the report. This includes Visa, Mastercard, and others. According to the report, Visa accounted for the largest market share.

Visa provides a wide range of credit and debit card products and services. It operates a vast network that connects financial institutions, merchants, and individuals, enabling secure and convenient payments. It is actively involved in financial inclusion initiatives, aiming to provide access to financial services to underserved populations. Visa cards are accepted by numerous merchants across the globe. In addition, the rising demand for Visa due to its acceptance and reliability is bolstering the market growth.

Mastercard offers a variety of credit and debit card solutions and is recognized for its robust network and security features. In line with this, it operates a vast network that connects financial institutions, merchants, and people, enabling secure and efficient payment processing. Moreover, it focuses on promoting financial inclusion and providing underserved populations with access to financial services.

Breakup by Application:

Food and Groceries

Health and Pharmacy

Restaurants and Bars

Consumer Electronics

Media and Entertainment

Travel and Tourism

Others

The report has provided a detailed breakup and analysis of the market based on the application. This includes food and groceries, health and pharmacy, restaurants and bars, consumer electronics, media and entertainment, travel and tourism, and others.

In food and groceries, credit cards are widely used for purchasing food items, in grocery stores and at restaurants. They offer enhanced convenience, security, and usually provide rewards or cashback on dining-related expenses. People are increasingly utilizing credit cards for food and groceries as are essential expenditures for individuals.

In health and pharmacy, credit cards are used for various purposes, including paying for medical bills, prescription medications, and health insurance premiums. In addition, the growing adoption of credit cards in health and pharmacy-related transactions due to the rising number of online healthcare services is offering a positive market outlook.

Restaurants and bars often involve credit card payments. Credit cards provide a convenient and secure way to settle bills in these establishments. Besides this, the rising number of restaurants and bars around the world is bolstering the growth of the market. Furthermore, people are increasingly utilizing credit cards in these establishments, as these cards offer various discounts and cashbacks.

Credit cards are commonly used to purchase consumer electronics, including smartphones, laptops, and home appliances, either online or in retail stores. In line with this, the increasing adoption of smart home devices among the masses across the globe is impelling the market growth.

Credit cards are widely utilized in media and entertainment applications for purchasing tickets for concerts, movies, streaming services, and other forms of entertainment. They offer a convenient way to access various entertainment options. In addition, people are increasingly focusing on digital content, which is propelling the market growth.

Furthermore, credit cards play a vital role in the travel and tourism industry, facilitating bookings for flights, hotels, car rentals, and tourist activities. Moreover, the growing demand for credit cards due to the increasing air travel among individuals worldwide is positively influencing the market.

Breakup by Region:

North America

United States

Canada

Asia-Pacific

China

Japan

India

South Korea

Australia

Indonesia

Others

Europe

Germany

France

United Kingdom

Italy

Spain

Russia

Others

Latin America

Brazil

Mexico

Others

Middle East and Africa

North America leads the market, accounting for the largest credit card payment market share

The market research report has also provided a comprehensive analysis of all the major regional markets, which include North America (the United States and Canada); Asia Pacific (China, Japan, India, South Korea, Australia, Indonesia, and others); Europe (Germany, France, the United Kingdom, Italy, Spain, Russia, and others); Latin America (Brazil, Mexico, and others); and the Middle East and Africa. According to the report, North America accounted for the largest market share due to the rising focus on convenient and quick payment solutions among the masses. In line with this, technological advancements in payment processing, including the widespread adoption of contactless payments and mobile wallet solutions are propelling the growth of the market. These innovations also assist in enhancing the convenience and security of credit card payments.

Asia Pacific stands as another key region in the market, driven by the increasing adoption of smartphones among the masses. In addition, rising preferences for online shopping, as it provides enhanced convenience, is supporting the growth of the market. Besides this, the escalating demand for credit cards for secure and convenient transactions is propelling the market growth.

Europe maintains a strong presence in the market, with the increasing focus on cashless payment solutions among people. Apart from this, the introduction of co-branded credit cards to attract a larger consumer base is impelling the growth of the market. Furthermore, the rising demand for credit cards due to the thriving financial sector is supporting the market growth in the region.

Latin America exhibits growing potential in the credit card payment market on account of the increasing adoption of contactless payments, mobile wallets, and other digital payment solutions. In addition, stringent data privacy regulations are propelling the growth of the market.

The Middle East and Africa region show a developing market for credit card payment, primarily driven by the rising utilization of smartphones among the masses. In line with this, the growing demand for secure and efficient payment systems is offering a positive market outlook in the region.

Leading Key Players in the Credit Card Payment Industry:

Key players are focusing on advancing payment processing solutions and improving security features, such as Europay, Mastercard and Visa (EMV) chip technology and tokenization, to provide enhanced user experience. In line with this, many credit card providers are seeking to expand their global footprint by engaging in partnerships with banks and financial institutions in different countries. This helps in increasing card acceptance and attracting a broader consumer base worldwide. Moreover, companies are introducing new credit card products with unique features, such as rewards programs, cashback incentives, and exclusive partnerships with retailers or airlines. Furthermore, companies are improving their security measures by offering multi-factor authentication and investing in data encryption.

The market research report has provided a comprehensive analysis of the competitive landscape. Detailed profiles of all major companies have also been provided. Some of the key players in the market include:

American Express Company

Bank of America Corporation

Barclays PLC

Capital One Financial Corporation

Citigroup Inc.

JPMorgan Chase & Co

Mastercard Inc.

Synchrony

The PNC Financial Services Group Inc.

United Services Automobile Association

Visa Inc.

(Please note that this is only a partial list of the key players, and the complete list is provided in the report.)

Latest News:

April 21, 2021: American Express Company launch the American Express Cashback Credit Card. The new card provides card members the opportunity to earn uncapped cashback on every purchase and bill payments. Card members can also make the most of Plan It(TM) Instalments, a feature that offers the flexibility to pay off credit card balances in equal monthly instalments, with 0% p.a. interest and a fixed monthly fee.

December, 2023: Mastercard Inc. partnered with Samsung Electronics on a newly launched Mastercard program, which is known as Wallet Express. The service provides banks and card issuers with a quick and cost-effective means of expanding their digital wallet offerings. The partnership allows issuers to integrate Samsung Wallet into their services, providing users with a versatile range of payment options.

May, 2023: Citigroup Inc. plans to debut a new credit card, known as Citi Pay Credit. It is suitable for individuals seeking to make larger purchases. In addition, it will allow merchants to offer promotional financing to individuals.

Key Questions Answered in This Report

  • 1. What was the size of the global credit card payment market in 2023?
  • 2. What is the expected growth rate of the global credit card payment market during 2024-2032?
  • 3. What are the key factors driving the global credit card payment market?
  • 4. What has been the impact of COVID-19 on the global credit card payment market?
  • 5. What is the breakup of the global credit card payment market based on the card type?
  • 6. What is the breakup of the global credit card payment market based on the provider?
  • 7. What are the key regions in the global credit card payment market?
  • 8. Who are the key players/companies in the global credit card payment market?

Table of Contents

1 Preface

2 Scope and Methodology

  • 2.1 Objectives of the Study
  • 2.2 Stakeholders
  • 2.3 Data Sources
    • 2.3.1 Primary Sources
    • 2.3.2 Secondary Sources
  • 2.4 Market Estimation
    • 2.4.1 Bottom-Up Approach
    • 2.4.2 Top-Down Approach
  • 2.5 Forecasting Methodology

3 Executive Summary

4 Introduction

  • 4.1 Overview
  • 4.2 Key Industry Trends

5 Global Credit Card Payment Market

  • 5.1 Market Overview
  • 5.2 Market Performance
  • 5.3 Impact of COVID-19
  • 5.4 Market Forecast

6 Market Breakup by Card Type

  • 6.1 General Purpose Credit Cards
    • 6.1.1 Market Trends
    • 6.1.2 Market Forecast
  • 6.2 Specialty Credit Cards
    • 6.2.1 Market Trends
    • 6.2.2 Market Forecast
  • 6.3 Others
    • 6.3.1 Market Trends
    • 6.3.2 Market Forecast

7 Market Breakup by Provider

  • 7.1 Visa
    • 7.1.1 Market Trends
    • 7.1.2 Market Forecast
  • 7.2 Mastercard
    • 7.2.1 Market Trends
    • 7.2.2 Market Forecast
  • 7.3 Others
    • 7.3.1 Market Trends
    • 7.3.2 Market Forecast

8 Market Breakup by Application

  • 8.1 Food and Groceries
    • 8.1.1 Market Trends
    • 8.1.2 Market Forecast
  • 8.2 Health and Pharmacy
    • 8.2.1 Market Trends
    • 8.2.2 Market Forecast
  • 8.3 Restaurants and Bars
    • 8.3.1 Market Trends
    • 8.3.2 Market Forecast
  • 8.4 Consumer Electronics
    • 8.4.1 Market Trends
    • 8.4.2 Market Forecast
  • 8.5 Media and Entertainment
    • 8.5.1 Market Trends
    • 8.5.2 Market Forecast
  • 8.6 Travel and Tourism
    • 8.6.1 Market Trends
    • 8.6.2 Market Forecast
  • 8.7 Others
    • 8.7.1 Market Trends
    • 8.7.2 Market Forecast

9 Market Breakup by Region

  • 9.1 North America
    • 9.1.1 United States
      • 9.1.1.1 Market Trends
      • 9.1.1.2 Market Forecast
    • 9.1.2 Canada
      • 9.1.2.1 Market Trends
      • 9.1.2.2 Market Forecast
  • 9.2 Asia-Pacific
    • 9.2.1 China
      • 9.2.1.1 Market Trends
      • 9.2.1.2 Market Forecast
    • 9.2.2 Japan
      • 9.2.2.1 Market Trends
      • 9.2.2.2 Market Forecast
    • 9.2.3 India
      • 9.2.3.1 Market Trends
      • 9.2.3.2 Market Forecast
    • 9.2.4 South Korea
      • 9.2.4.1 Market Trends
      • 9.2.4.2 Market Forecast
    • 9.2.5 Australia
      • 9.2.5.1 Market Trends
      • 9.2.5.2 Market Forecast
    • 9.2.6 Indonesia
      • 9.2.6.1 Market Trends
      • 9.2.6.2 Market Forecast
    • 9.2.7 Others
      • 9.2.7.1 Market Trends
      • 9.2.7.2 Market Forecast
  • 9.3 Europe
    • 9.3.1 Germany
      • 9.3.1.1 Market Trends
      • 9.3.1.2 Market Forecast
    • 9.3.2 France
      • 9.3.2.1 Market Trends
      • 9.3.2.2 Market Forecast
    • 9.3.3 United Kingdom
      • 9.3.3.1 Market Trends
      • 9.3.3.2 Market Forecast
    • 9.3.4 Italy
      • 9.3.4.1 Market Trends
      • 9.3.4.2 Market Forecast
    • 9.3.5 Spain
      • 9.3.5.1 Market Trends
      • 9.3.5.2 Market Forecast
    • 9.3.6 Russia
      • 9.3.6.1 Market Trends
      • 9.3.6.2 Market Forecast
    • 9.3.7 Others
      • 9.3.7.1 Market Trends
      • 9.3.7.2 Market Forecast
  • 9.4 Latin America
    • 9.4.1 Brazil
      • 9.4.1.1 Market Trends
      • 9.4.1.2 Market Forecast
    • 9.4.2 Mexico
      • 9.4.2.1 Market Trends
      • 9.4.2.2 Market Forecast
    • 9.4.3 Others
      • 9.4.3.1 Market Trends
      • 9.4.3.2 Market Forecast
  • 9.5 Middle East and Africa
    • 9.5.1 Market Trends
    • 9.5.2 Market Breakup by Country
    • 9.5.3 Market Forecast

10 SWOT Analysis

  • 10.1 Overview
  • 10.2 Strengths
  • 10.3 Weaknesses
  • 10.4 Opportunities
  • 10.5 Threats

11 Value Chain Analysis

12 Porters Five Forces Analysis

  • 12.1 Overview
  • 12.2 Bargaining Power of Buyers
  • 12.3 Bargaining Power of Suppliers
  • 12.4 Degree of Competition
  • 12.5 Threat of New Entrants
  • 12.6 Threat of Substitutes

13 Price Analysis

14 Competitive Landscape

  • 14.1 Market Structure
  • 14.2 Key Players
  • 14.3 Profiles of Key Players
    • 14.3.1 American Express Company
      • 14.3.1.1 Company Overview
      • 14.3.1.2 Product Portfolio
      • 14.3.1.3 Financials
      • 14.3.1.4 SWOT Analysis
    • 14.3.2 Bank of America Corporation
      • 14.3.2.1 Company Overview
      • 14.3.2.2 Product Portfolio
      • 14.3.2.3 Financials
      • 14.3.2.4 SWOT Analysis
    • 14.3.3 Barclays PLC
      • 14.3.3.1 Company Overview
      • 14.3.3.2 Product Portfolio
      • 14.3.3.3 Financials
      • 14.3.3.4 SWOT Analysis
    • 14.3.4 Capital One Financial Corporation
      • 14.3.4.1 Company Overview
      • 14.3.4.2 Product Portfolio
    • 14.3.5 Citigroup Inc.
      • 14.3.5.1 Company Overview
      • 14.3.5.2 Product Portfolio
      • 14.3.5.3 Financials
      • 14.3.5.4 SWOT Analysis
    • 14.3.6 JPMorgan Chase & Co
      • 14.3.6.1 Company Overview
      • 14.3.6.2 Product Portfolio
      • 14.3.6.3 Financials
      • 14.3.6.4 SWOT Analysis
    • 14.3.7 Mastercard Inc.
      • 14.3.7.1 Company Overview
      • 14.3.7.2 Product Portfolio
      • 14.3.7.3 Financials
      • 14.3.7.4 SWOT Analysis
    • 14.3.8 Synchrony
      • 14.3.8.1 Company Overview
      • 14.3.8.2 Product Portfolio
      • 14.3.8.3 Financials
      • 14.3.8.4 SWOT Analysis
    • 14.3.9 The PNC Financial Services Group Inc.
      • 14.3.9.1 Company Overview
      • 14.3.9.2 Product Portfolio
      • 14.3.9.3 Financials
      • 14.3.9.4 SWOT Analysis
    • 14.3.10 United Services Automobile Association
      • 14.3.10.1 Company Overview
      • 14.3.10.2 Product Portfolio
      • 14.3.10.3 SWOT Analysis
    • 14.3.11 Visa Inc.
      • 14.3.11.1 Company Overview
      • 14.3.11.2 Product Portfolio
      • 14.3.11.3 Financials
      • 14.3.11.4 SWOT Analysis