デフォルト表紙
市場調査レポート
商品コード
1777508

借り換えの世界市場

Refinancing


出版日
ページ情報
英文 372 Pages
納期
即日から翌営業日
適宜更新あり
価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=151.79円
借り換えの世界市場
出版日: 2025年07月28日
発行: Global Industry Analysts, Inc.
ページ情報: 英文 372 Pages
納期: 即日から翌営業日
GIIご利用のメリット
  • 全表示
  • 概要
  • 目次
概要

借り換えの世界市場は2030年までに310億米ドルに達する見込み

2024年に218億米ドルと推定される借り換えの世界市場は、2030年には310億米ドルに達し、分析期間2024-2030年のCAGRは6.0%で成長すると予測されます。本レポートで分析したセグメントの一つである固定金利住宅ローン借り換えは、CAGR 4.6%を記録し、分析期間終了時には141億米ドルに達すると予測されます。金利変動型住宅ローン借り換えセグメントの成長率は、分析期間中CAGR 7.9%と推定されます。

米国市場は59億米ドル、中国はCAGR 9.2%で成長すると予測

米国の借り換え市場は、2024年に59億米ドルと推定されます。世界第2位の経済大国である中国は、2030年までに62億米ドルの市場規模に達すると予測され、分析期間2024-2030年のCAGRは9.2%です。その他の注目すべき地域別市場としては、日本とカナダがあり、分析期間中のCAGRはそれぞれ3.1%と5.8%と予測されています。欧州では、ドイツがCAGR 3.9%で成長すると予測されています。

世界の借り換え市場- 主要動向と促進要因のまとめ

借り換えが借り手の戦略的金融ツールになりつつある理由とは?

借り換えは、融資条件の最適化、金利負担の軽減、キャッシュフロー管理の改善を目指す個人、企業、政府にとって、重要な財務戦略として浮上しています。金利が変動する環境において、借り手はより有利な条件を確保するために既存の債務を借り換えたり、ローンを一本化したり、投資のための追加資金にアクセスしたりします。特に住宅ローン分野では、住宅所有者が低金利を利用し、変動金利ローンを固定金利契約に変更しようとするため、借り換えの活動が急増しています。企業もまた、借り換えを活用して債務を再構築し、バランスシートを強化し、拡張プロジェクトに資金を供給しています。さらに、デジタルレンディングプラットフォームの台頭により、借り換えのプロセスは合理化され、借り手はローンの選択肢を比較しやすくなり、効率的に取引を実行できるようになりました。

フィンテックの革新は借り換えの状況をどのように変えているのか?

人工知能、ブロックチェーン技術、デジタル引受ツールの統合は借り換え市場に革命をもたらし、借り手に迅速な承認、パーソナライズされたローン提案、透明性の高い条件を提供しています。オンライン住宅ローン借り換えプラットフォームは、予測分析を使って借り手のプロファイルを評価し、競争力のある金利を提供する貸し手とマッチングさせています。さらに、ブロックチェーンベースのスマートコントラクトは、ローン借り換え契約のセキュリティと効率性を高めています。また、ピアツーピア・レンディング・ネットワークやオルタナティブ・クレジットスコアリング・モデルの成長により、従来とは異なる金融履歴を持つ個人の借り換えの選択肢も広がっています。このような技術の進歩により、借り換えはより利用しやすく、費用対効果が高く、借り手のニーズに合ったものとなっています。

どのような市場動向が借り換えの活動を促進していますか?

借り換えの動向を形成する上で、金利変動、インフレ、住宅市場力学などのマクロ経済要因が重要な役割を果たしています。低金利の時期は、借り手がより有利な条件で借りようとするため、通常借り換えの申し込みが急増します。金融の柔軟性に対する需要の高まりも、キャッシュアウト型借り換えの人気を後押ししており、住宅所有者や企業は資産を活用することで流動性を確保できます。グリーン・ファイナンス・イニシアチブの拡大は借り換えの動向にさらに影響を与えており、政府や金融機関はエネルギー効率の高いプロジェクトに関連した借り換えローンを借り手にインセンティブを提供しています。さらに、デジタルバンキングやAIを活用した財務アドバイザリーサービスの台頭により、借り手の意識と借り換え機会への関与が高まっています。

借り換え市場の主な成長促進要因は?

世界の借り換え市場の成長は、変動する金利環境、デジタル融資プラットフォームの採用拡大、金融の柔軟性に対する借り手の嗜好の進化が原動力となっています。ピアツーピアの借り換えやAIを活用したローンマッチングを含む代替融資ソリューションの拡大により、借り換えオプションへのアクセスが広がっています。さらに、責任ある融資と金融リテラシーを促進する規制イニシアチブが、借り手に借り換えの機会を探るよう促しています。キャッシュフロー最適化の需要が消費者・商業セクターの双方で高まっていることも、市場の活性化に拍車をかけています。金融技術が進歩し続け、経済状況が変化するにつれ、借り換え市場は持続的な成長が見込まれ、債務管理やファイナンシャル・プランニングのための革新的なソリューションを借り手に提供しています。

セグメント

タイプ(固定金利住宅ローン借り換え、変動金利住宅ローン借り換え、キャッシュアウト借り換え、その他)、導入形態(クラウド、オンプレミス)、エンドユーザー(個人、商用)

調査対象企業の例

  • Australia and New Zealand Banking Group(ANZ)
  • Citizens Bank
  • Commonwealth Bank
  • Credit Suisse
  • CrossCountry Mortgage
  • Deutsche Bank
  • Fairway Independent Mortgage
  • HSBC Holdings
  • ING Group
  • Mr. Cooper Group
  • National Australia Bank(NAB)
  • Navy Federal Credit Union
  • PNC Bank
  • Rocket Mortgage
  • Royal Bank of Canada(RBC)
  • Santander Bank
  • Scotiabank
  • Toronto-Dominion Bank(TD Bank)
  • Truist Financial
  • U.S. Bank

AIインテグレーション

Global Industry Analystsは、有効な専門家コンテンツとAIツールにより、市場情報と競合情報を変革します。

Global Industry Analystsは、一般的なLLMや業界固有のSLMにクエリーする代わりに、ビデオ記録、ブログ、検索エンジン調査、大量の企業、製品/サービス、市場データなど、世界中の専門家から収集したコンテンツのリポジトリを構築しました。

関税影響係数

Global Industry Analystsは、本社の国、製造拠点、輸出入(完成品とOEM)に基づく企業の競争力の変化を予測しています。この複雑で多面的な市場力学は、売上原価(COGS)の増加、収益性の低下、サプライチェーンの再構築など、ミクロおよびマクロの市場力学の中でも特に競合他社に影響を与える見込みです。

目次

第1章 調査手法

第2章 エグゼクティブサマリー

  • 市場概要
  • 主要企業
  • 市場動向と促進要因
  • 世界市場の見通し

第3章 市場分析

  • 米国
  • カナダ
  • 日本
  • 中国
  • 欧州
  • フランス
  • ドイツ
  • イタリア
  • 英国
  • スペイン
  • ロシア
  • その他欧州
  • アジア太平洋
  • オーストラリア
  • インド
  • 韓国
  • その他アジア太平洋地域
  • ラテンアメリカ
  • アルゼンチン
  • ブラジル
  • メキシコ
  • その他ラテンアメリカ
  • 中東
  • イラン
  • イスラエル
  • サウジアラビア
  • アラブ首長国連邦
  • その他中東
  • アフリカ

第4章 競合

目次
Product Code: MCP32782

Global Refinancing Market to Reach US$31.0 Billion by 2030

The global market for Refinancing estimated at US$21.8 Billion in the year 2024, is expected to reach US$31.0 Billion by 2030, growing at a CAGR of 6.0% over the analysis period 2024-2030. Fixed-rate Mortgage Refinancing, one of the segments analyzed in the report, is expected to record a 4.6% CAGR and reach US$14.1 Billion by the end of the analysis period. Growth in the Adjustable-rate Mortgage Refinancing segment is estimated at 7.9% CAGR over the analysis period.

The U.S. Market is Estimated at US$5.9 Billion While China is Forecast to Grow at 9.2% CAGR

The Refinancing market in the U.S. is estimated at US$5.9 Billion in the year 2024. China, the world's second largest economy, is forecast to reach a projected market size of US$6.2 Billion by the year 2030 trailing a CAGR of 9.2% over the analysis period 2024-2030. Among the other noteworthy geographic markets are Japan and Canada, each forecast to grow at a CAGR of 3.1% and 5.8% respectively over the analysis period. Within Europe, Germany is forecast to grow at approximately 3.9% CAGR.

Global Refinancing Market - Key Trends & Drivers Summarized

Why Is Refinancing Becoming a Strategic Financial Tool for Borrowers?

Refinancing has emerged as a key financial strategy for individuals, businesses, and governments seeking to optimize loan terms, reduce interest expenses, and improve cash flow management. In an environment of fluctuating interest rates, borrowers refinance existing debt to secure more favorable terms, consolidate loans, or access additional funds for investments. The mortgage sector, in particular, has seen a surge in refinancing activity as homeowners look to take advantage of lower interest rates and convert variable-rate loans into fixed-rate agreements. Businesses are also leveraging refinancing to restructure debt, strengthen balance sheets, and fund expansion projects. Additionally, the rise of digital lending platforms has streamlined refinancing processes, making it easier for borrowers to compare loan options and execute transactions efficiently.

How Are Fintech Innovations Transforming the Refinancing Landscape?

The integration of artificial intelligence, blockchain technology, and digital underwriting tools has revolutionized the refinancing market, offering borrowers faster approvals, personalized loan recommendations, and transparent terms. Online mortgage refinancing platforms are using predictive analytics to assess borrower profiles and match them with lenders offering competitive rates. Additionally, blockchain-based smart contracts are enhancing security and efficiency in loan refinancing agreements. The growth of peer-to-peer lending networks and alternative credit scoring models has also expanded refinancing options for individuals with non-traditional financial histories. These technological advancements are making refinancing more accessible, cost-effective, and tailored to borrower needs.

What Market Trends Are Driving Refinancing Activity?

Macroeconomic factors such as interest rate fluctuations, inflation, and housing market dynamics play a significant role in shaping refinancing trends. Periods of low interest rates typically trigger a surge in refinancing applications, as borrowers seek to lock in more favorable terms. The increasing demand for financial flexibility has also driven the popularity of cash-out refinancing, allowing homeowners and businesses to access liquidity by leveraging their assets. The expansion of green financing initiatives has further influenced refinancing trends, with governments and financial institutions offering incentives for borrowers refinancing loans tied to energy-efficient projects. Additionally, the rise of digital banking and AI-driven financial advisory services has enhanced borrower awareness and engagement in refinancing opportunities.

What Are the Key Growth Drivers of the Refinancing Market?

The growth in the global refinancing market is driven by fluctuating interest rate environments, increased adoption of digital lending platforms, and evolving borrower preferences for financial flexibility. The expansion of alternative lending solutions, including peer-to-peer refinancing and AI-powered loan matching, has broadened access to refinancing options. Additionally, regulatory initiatives promoting responsible lending and financial literacy are encouraging borrowers to explore refinancing opportunities. The growing demand for cash flow optimization in both consumer and commercial sectors is further fueling market activity. As financial technology continues to advance and economic conditions shift, the refinancing market is expected to see sustained growth, offering borrowers innovative solutions for debt management and financial planning.

SCOPE OF STUDY:

The report analyzes the Refinancing market in terms of units by the following Segments, and Geographic Regions/Countries:

Segments:

Type (Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing, Others); Deployment (Cloud, On-Premise); End-Use (Personal, Commercial)

Geographic Regions/Countries:

World; United States; Canada; Japan; China; Europe (France; Germany; Italy; United Kingdom; Spain; Russia; and Rest of Europe); Asia-Pacific (Australia; India; South Korea; and Rest of Asia-Pacific); Latin America (Argentina; Brazil; Mexico; and Rest of Latin America); Middle East (Iran; Israel; Saudi Arabia; United Arab Emirates; and Rest of Middle East); and Africa.

Select Competitors (Total 42 Featured) -

  • Australia and New Zealand Banking Group (ANZ)
  • Citizens Bank
  • Commonwealth Bank
  • Credit Suisse
  • CrossCountry Mortgage
  • Deutsche Bank
  • Fairway Independent Mortgage
  • HSBC Holdings
  • ING Group
  • Mr. Cooper Group
  • National Australia Bank (NAB)
  • Navy Federal Credit Union
  • PNC Bank
  • Rocket Mortgage
  • Royal Bank of Canada (RBC)
  • Santander Bank
  • Scotiabank
  • Toronto-Dominion Bank (TD Bank)
  • Truist Financial
  • U.S. Bank

AI INTEGRATIONS

We're transforming market and competitive intelligence with validated expert content and AI tools.

Instead of following the general norm of querying LLMs and Industry-specific SLMs, we built repositories of content curated from domain experts worldwide including video transcripts, blogs, search engines research, and massive amounts of enterprise, product/service, and market data.

TARIFF IMPACT FACTOR

Our new release incorporates impact of tariffs on geographical markets as we predict a shift in competitiveness of companies based on HQ country, manufacturing base, exports and imports (finished goods and OEM). This intricate and multifaceted market reality will impact competitors by increasing the Cost of Goods Sold (COGS), reducing profitability, reconfiguring supply chains, amongst other micro and macro market dynamics.

TABLE OF CONTENTS

I. METHODOLOGY

II. EXECUTIVE SUMMARY

  • 1. MARKET OVERVIEW
    • Influencer Market Insights
    • Tariff Impact on Global Supply Chain Patterns
    • Refinancing - Global Key Competitors Percentage Market Share in 2025 (E)
    • Competitive Market Presence - Strong/Active/Niche/Trivial for Players Worldwide in 2025 (E)
  • 2. FOCUS ON SELECT PLAYERS
  • 3. MARKET TRENDS & DRIVERS
    • Rising Interest Rate Volatility Throws the Spotlight on Strategic Refinancing Opportunities
    • Increased Household Debt Levels Drive Demand for Mortgage Refinancing Options
    • Digital Transformation in Financial Services Spurs Growth of Online Refinancing Platforms
    • Shift Toward Fixed-Rate Instruments Amid Market Uncertainty Strengthens Refinancing Activity
    • Expansion of Fintech Lending Ecosystem Accelerates Access to Personalized Refinancing Solutions
    • Regulatory Support for Credit Reassessment and Debt Restructuring Enhances Borrower Mobility
    • Economic Downturns and Job Market Instability Propel Demand for Emergency Loan Refinancing
    • Growth in Home Equity Extraction as a Liquidity Strategy Spurs Refinancing Adoption
    • Increased Use of AI and Credit Analytics Tools Drives Smart Loan Matching and Approval Rates
    • Rising Demand for Sustainable and ESG-Aligned Financing Encourages Green Refinancing Instruments
    • Real Estate Price Appreciation Strengthens Borrower Incentives for Cash-Out Refinance Products
    • Bank Competition and Promotional Offers Generate Competitive Refinance Rate Structures
    • Government Relief Programs and Subsidies Propel Mass Refinancing Among Low-Income Borrowers
    • Increased Awareness of Debt Consolidation Benefits Fuels Consumer-Led Refinancing Decisions
    • Corporate Balance Sheet Optimization Strategies Expand Scope for Business Refinancing Activity
    • Evolution of Blockchain and Smart Contracts in Mortgage Markets Drives Process Automation
    • Growing Preference for Interest-Only or Hybrid Loans Spurs Product Diversification in Refinancing
    • Financial Literacy Campaigns and Digital Tools Strengthen Borrower Engagement in Refinancing Planning
    • Shifts in Loan Servicing Models by Banks and Credit Unions Enhance Flexibility in Refinancing Terms
    • Emergence of Embedded Finance Solutions Supports Seamless Refinancing Through Non-Banking Channels
    • Rising Use of Robo-Advisors and Financial Planning Apps Improves Refinancing Decision-Making
  • 4. GLOBAL MARKET PERSPECTIVE
    • TABLE 1: World Refinancing Market Analysis of Annual Sales in US$ Million for Years 2015 through 2030
    • TABLE 2: World Recent Past, Current & Future Analysis for Refinancing by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 3: World Historic Review for Refinancing by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 4: World 15-Year Perspective for Refinancing by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets for Years 2015, 2025 & 2030
    • TABLE 5: World Recent Past, Current & Future Analysis for Fixed-rate Mortgage Refinancing by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 6: World Historic Review for Fixed-rate Mortgage Refinancing by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 7: World 15-Year Perspective for Fixed-rate Mortgage Refinancing by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa for Years 2015, 2025 & 2030
    • TABLE 8: World Recent Past, Current & Future Analysis for Adjustable-rate Mortgage Refinancing by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 9: World Historic Review for Adjustable-rate Mortgage Refinancing by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 10: World 15-Year Perspective for Adjustable-rate Mortgage Refinancing by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa for Years 2015, 2025 & 2030
    • TABLE 11: World Recent Past, Current & Future Analysis for Cash-out Refinancing by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 12: World Historic Review for Cash-out Refinancing by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 13: World 15-Year Perspective for Cash-out Refinancing by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa for Years 2015, 2025 & 2030
    • TABLE 14: World Recent Past, Current & Future Analysis for Others by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 15: World Historic Review for Others by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 16: World 15-Year Perspective for Others by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa for Years 2015, 2025 & 2030
    • TABLE 17: World Recent Past, Current & Future Analysis for Cloud by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 18: World Historic Review for Cloud by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 19: World 15-Year Perspective for Cloud by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa for Years 2015, 2025 & 2030
    • TABLE 20: World Recent Past, Current & Future Analysis for On-Premise by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 21: World Historic Review for On-Premise by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 22: World 15-Year Perspective for On-Premise by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa for Years 2015, 2025 & 2030
    • TABLE 23: World Recent Past, Current & Future Analysis for Personal by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 24: World Historic Review for Personal by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 25: World 15-Year Perspective for Personal by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa for Years 2015, 2025 & 2030
    • TABLE 26: World Recent Past, Current & Future Analysis for Commercial by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 27: World Historic Review for Commercial by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 28: World 15-Year Perspective for Commercial by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa for Years 2015, 2025 & 2030

III. MARKET ANALYSIS

  • UNITED STATES
    • Refinancing Market Presence - Strong/Active/Niche/Trivial - Key Competitors in the United States for 2025 (E)
    • TABLE 29: USA Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 30: USA Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 31: USA 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 32: USA Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 33: USA Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 34: USA 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 35: USA Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 36: USA Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 37: USA 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • CANADA
    • TABLE 38: Canada Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 39: Canada Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 40: Canada 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 41: Canada Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 42: Canada Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 43: Canada 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 44: Canada Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 45: Canada Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 46: Canada 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • JAPAN
    • Refinancing Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Japan for 2025 (E)
    • TABLE 47: Japan Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 48: Japan Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 49: Japan 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 50: Japan Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 51: Japan Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 52: Japan 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 53: Japan Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 54: Japan Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 55: Japan 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • CHINA
    • Refinancing Market Presence - Strong/Active/Niche/Trivial - Key Competitors in China for 2025 (E)
    • TABLE 56: China Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 57: China Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 58: China 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 59: China Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 60: China Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 61: China 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 62: China Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 63: China Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 64: China 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • EUROPE
    • Refinancing Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Europe for 2025 (E)
    • TABLE 65: Europe Recent Past, Current & Future Analysis for Refinancing by Geographic Region - France, Germany, Italy, UK, Spain, Russia and Rest of Europe Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 66: Europe Historic Review for Refinancing by Geographic Region - France, Germany, Italy, UK, Spain, Russia and Rest of Europe Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 67: Europe 15-Year Perspective for Refinancing by Geographic Region - Percentage Breakdown of Value Sales for France, Germany, Italy, UK, Spain, Russia and Rest of Europe Markets for Years 2015, 2025 & 2030
    • TABLE 68: Europe Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 69: Europe Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 70: Europe 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 71: Europe Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 72: Europe Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 73: Europe 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 74: Europe Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 75: Europe Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 76: Europe 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • FRANCE
    • Refinancing Market Presence - Strong/Active/Niche/Trivial - Key Competitors in France for 2025 (E)
    • TABLE 77: France Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 78: France Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 79: France 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 80: France Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 81: France Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 82: France 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 83: France Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 84: France Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 85: France 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • GERMANY
    • Refinancing Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Germany for 2025 (E)
    • TABLE 86: Germany Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 87: Germany Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 88: Germany 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 89: Germany Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 90: Germany Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 91: Germany 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 92: Germany Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 93: Germany Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 94: Germany 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • ITALY
    • TABLE 95: Italy Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 96: Italy Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 97: Italy 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 98: Italy Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 99: Italy Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 100: Italy 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 101: Italy Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 102: Italy Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 103: Italy 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • UNITED KINGDOM
    • Refinancing Market Presence - Strong/Active/Niche/Trivial - Key Competitors in the United Kingdom for 2025 (E)
    • TABLE 104: UK Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 105: UK Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 106: UK 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 107: UK Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 108: UK Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 109: UK 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 110: UK Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 111: UK Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 112: UK 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • SPAIN
    • TABLE 113: Spain Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 114: Spain Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 115: Spain 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 116: Spain Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 117: Spain Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 118: Spain 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 119: Spain Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 120: Spain Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 121: Spain 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • RUSSIA
    • TABLE 122: Russia Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 123: Russia Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 124: Russia 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 125: Russia Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 126: Russia Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 127: Russia 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 128: Russia Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 129: Russia Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 130: Russia 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • REST OF EUROPE
    • TABLE 131: Rest of Europe Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 132: Rest of Europe Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 133: Rest of Europe 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 134: Rest of Europe Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 135: Rest of Europe Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 136: Rest of Europe 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 137: Rest of Europe Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 138: Rest of Europe Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 139: Rest of Europe 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • ASIA-PACIFIC
    • Refinancing Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Asia-Pacific for 2025 (E)
    • TABLE 140: Asia-Pacific Recent Past, Current & Future Analysis for Refinancing by Geographic Region - Australia, India, South Korea and Rest of Asia-Pacific Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 141: Asia-Pacific Historic Review for Refinancing by Geographic Region - Australia, India, South Korea and Rest of Asia-Pacific Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 142: Asia-Pacific 15-Year Perspective for Refinancing by Geographic Region - Percentage Breakdown of Value Sales for Australia, India, South Korea and Rest of Asia-Pacific Markets for Years 2015, 2025 & 2030
    • TABLE 143: Asia-Pacific Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 144: Asia-Pacific Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 145: Asia-Pacific 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 146: Asia-Pacific Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 147: Asia-Pacific Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 148: Asia-Pacific 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 149: Asia-Pacific Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 150: Asia-Pacific Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 151: Asia-Pacific 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • AUSTRALIA
    • Refinancing Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Australia for 2025 (E)
    • TABLE 152: Australia Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 153: Australia Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 154: Australia 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 155: Australia Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 156: Australia Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 157: Australia 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 158: Australia Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 159: Australia Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 160: Australia 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • INDIA
    • Refinancing Market Presence - Strong/Active/Niche/Trivial - Key Competitors in India for 2025 (E)
    • TABLE 161: India Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 162: India Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 163: India 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 164: India Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 165: India Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 166: India 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 167: India Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 168: India Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 169: India 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • SOUTH KOREA
    • TABLE 170: South Korea Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 171: South Korea Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 172: South Korea 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 173: South Korea Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 174: South Korea Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 175: South Korea 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 176: South Korea Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 177: South Korea Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 178: South Korea 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • REST OF ASIA-PACIFIC
    • TABLE 179: Rest of Asia-Pacific Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 180: Rest of Asia-Pacific Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 181: Rest of Asia-Pacific 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 182: Rest of Asia-Pacific Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 183: Rest of Asia-Pacific Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 184: Rest of Asia-Pacific 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 185: Rest of Asia-Pacific Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 186: Rest of Asia-Pacific Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 187: Rest of Asia-Pacific 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • LATIN AMERICA
    • Refinancing Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Latin America for 2025 (E)
    • TABLE 188: Latin America Recent Past, Current & Future Analysis for Refinancing by Geographic Region - Argentina, Brazil, Mexico and Rest of Latin America Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 189: Latin America Historic Review for Refinancing by Geographic Region - Argentina, Brazil, Mexico and Rest of Latin America Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 190: Latin America 15-Year Perspective for Refinancing by Geographic Region - Percentage Breakdown of Value Sales for Argentina, Brazil, Mexico and Rest of Latin America Markets for Years 2015, 2025 & 2030
    • TABLE 191: Latin America Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 192: Latin America Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 193: Latin America 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 194: Latin America Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 195: Latin America Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 196: Latin America 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 197: Latin America Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 198: Latin America Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 199: Latin America 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • ARGENTINA
    • TABLE 200: Argentina Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 201: Argentina Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 202: Argentina 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 203: Argentina Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 204: Argentina Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 205: Argentina 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 206: Argentina Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 207: Argentina Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 208: Argentina 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • BRAZIL
    • TABLE 209: Brazil Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 210: Brazil Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 211: Brazil 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 212: Brazil Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 213: Brazil Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 214: Brazil 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 215: Brazil Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 216: Brazil Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 217: Brazil 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • MEXICO
    • TABLE 218: Mexico Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 219: Mexico Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 220: Mexico 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 221: Mexico Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 222: Mexico Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 223: Mexico 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 224: Mexico Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 225: Mexico Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 226: Mexico 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • REST OF LATIN AMERICA
    • TABLE 227: Rest of Latin America Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 228: Rest of Latin America Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 229: Rest of Latin America 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 230: Rest of Latin America Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 231: Rest of Latin America Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 232: Rest of Latin America 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 233: Rest of Latin America Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 234: Rest of Latin America Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 235: Rest of Latin America 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • MIDDLE EAST
    • Refinancing Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Middle East for 2025 (E)
    • TABLE 236: Middle East Recent Past, Current & Future Analysis for Refinancing by Geographic Region - Iran, Israel, Saudi Arabia, UAE and Rest of Middle East Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
    • TABLE 237: Middle East Historic Review for Refinancing by Geographic Region - Iran, Israel, Saudi Arabia, UAE and Rest of Middle East Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 238: Middle East 15-Year Perspective for Refinancing by Geographic Region - Percentage Breakdown of Value Sales for Iran, Israel, Saudi Arabia, UAE and Rest of Middle East Markets for Years 2015, 2025 & 2030
    • TABLE 239: Middle East Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 240: Middle East Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 241: Middle East 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 242: Middle East Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 243: Middle East Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 244: Middle East 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 245: Middle East Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 246: Middle East Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 247: Middle East 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • IRAN
    • TABLE 248: Iran Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 249: Iran Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 250: Iran 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 251: Iran Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 252: Iran Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 253: Iran 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 254: Iran Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 255: Iran Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 256: Iran 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • ISRAEL
    • TABLE 257: Israel Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 258: Israel Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 259: Israel 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 260: Israel Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 261: Israel Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 262: Israel 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 263: Israel Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 264: Israel Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 265: Israel 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • SAUDI ARABIA
    • TABLE 266: Saudi Arabia Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 267: Saudi Arabia Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 268: Saudi Arabia 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 269: Saudi Arabia Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 270: Saudi Arabia Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 271: Saudi Arabia 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 272: Saudi Arabia Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 273: Saudi Arabia Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 274: Saudi Arabia 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • UNITED ARAB EMIRATES
    • TABLE 275: UAE Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 276: UAE Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 277: UAE 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 278: UAE Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 279: UAE Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 280: UAE 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 281: UAE Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 282: UAE Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 283: UAE 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • REST OF MIDDLE EAST
    • TABLE 284: Rest of Middle East Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 285: Rest of Middle East Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 286: Rest of Middle East 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 287: Rest of Middle East Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 288: Rest of Middle East Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 289: Rest of Middle East 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 290: Rest of Middle East Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 291: Rest of Middle East Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 292: Rest of Middle East 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030
  • AFRICA
    • Refinancing Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Africa for 2025 (E)
    • TABLE 293: Africa Recent Past, Current & Future Analysis for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 294: Africa Historic Review for Refinancing by Type - Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 295: Africa 15-Year Perspective for Refinancing by Type - Percentage Breakdown of Value Sales for Fixed-rate Mortgage Refinancing, Adjustable-rate Mortgage Refinancing, Cash-out Refinancing and Others for the Years 2015, 2025 & 2030
    • TABLE 296: Africa Recent Past, Current & Future Analysis for Refinancing by Deployment - Cloud and On-Premise - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 297: Africa Historic Review for Refinancing by Deployment - Cloud and On-Premise Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 298: Africa 15-Year Perspective for Refinancing by Deployment - Percentage Breakdown of Value Sales for Cloud and On-Premise for the Years 2015, 2025 & 2030
    • TABLE 299: Africa Recent Past, Current & Future Analysis for Refinancing by End-Use - Personal and Commercial - Independent Analysis of Annual Sales in US$ Million for the Years 2024 through 2030 and % CAGR
    • TABLE 300: Africa Historic Review for Refinancing by End-Use - Personal and Commercial Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
    • TABLE 301: Africa 15-Year Perspective for Refinancing by End-Use - Percentage Breakdown of Value Sales for Personal and Commercial for the Years 2015, 2025 & 2030

IV. COMPETITION