ファイナンシャルプランニングソフトウェアの市場規模、シェア、成長分析、コンポーネント別、展開別、用途別、エンドユーザー別、地域別 - 産業予測 2025～2032年

ファイナンシャルプランニングソフトウェアの世界市場規模は、2023年に52億米ドルと評価され、2024年の59億米ドルから2032年には202億米ドルに成長し、予測期間（2025-2032年）のCAGRは16.6%で成長する見通しです。

高度な予算編成と予測機能を優先する企業の間で、財務管理ソリューションに対する需要が急速に高まっています。主な成長促進要因としては、タイムリーな財務計画を可能にする自動化技術や、税務、投資、資産管理といった財務関連の課題に対する意識の高まりが挙げられます。中小企業も大企業も、スケーラビリティと費用対効果を提供するクラウド技術への普遍的なシフトに後押しされ、リアルタイムデータ処理を備えたソリューションの採用を増やしています。しかし、導入コストの高さやデータセキュリティの懸念といった障害が、普及を妨げています。人工知能は、予算編成やリスク管理などのタスクを自動化することで、財務計画に変革をもたらしつつあり、ガートナーの調査では、財務部門の58％がAIを統合していることが明らかになっています。JedoxAIのようなイノベーションは、財務能力を強化し、エンゲージメントを促進し、業界慣行を進歩させることを目的とした継続的な投資を意味します。

目次

イントロダクション

• 調査の目的
• 調査範囲
• 定義

調査手法

• 情報調達
• 二次と一次データの方法
• 市場規模予測
• 市場の前提条件と制限

エグゼクティブサマリー

• 世界市場の見通し
• 供給と需要の動向分析
• セグメント別機会分析

市場力学と見通し

• 市場概要
• 市場規模
• 市場力学
  • 促進要因と機会
  • 抑制要因と課題
• ポーターの分析

主な市場の考察

• 重要成功要因
• 競合の程度
• 主な投資機会
• 市場エコシステム
• 市場の魅力指数（2024年）
• PESTEL分析
• マクロ経済指標
• バリューチェーン分析
• 価格分析
• ケーススタディ
• 規制情勢
• 顧客と購買基準の分析

ファイナンシャルプランニングソフトウェア市場規模：コンポーネント別& CAGR（2025-2032）

• 市場概要
• ソリューション
• サービス

ファイナンシャルプランニングソフトウェア市場規模：展開別& CAGR（2025-2032）

• 市場概要
• クラウド
• オンプレミス

ファイナンシャルプランニングソフトウェア市場規模：用途別& CAGR（2025-2032）

• 市場概要
• 財務アドバイスと管理
• ポートフォリオ、会計、取引管理
• 資産管理
• 個人銀行業務
• その他

ファイナンシャルプランニングソフトウェア市場規模：エンドユーザー別& CAGR（2025-2032）

• 市場概要
• 大企業
• 中小企業
• 個人企業

ファイナンシャルプランニングソフトウェア市場規模：地域別& CAGR（2025-2032）

• 北米
  • 米国
  • カナダ
• 欧州
  • ドイツ
  • スペイン
  • フランス
  • 英国
  • イタリア
  • その他欧州地域
• アジア太平洋地域
  • 中国
  • インド
  • 日本
  • 韓国
  • その他アジア太平洋地域
• ラテンアメリカ
  • ブラジル
  • その他ラテンアメリカ地域
• 中東・アフリカ
  • GCC諸国
  • 南アフリカ
  • その他中東・アフリカ

競合情報

• 上位5社の比較
• 主要企業の市場ポジショニング（2024年）
• 主な市場企業が採用した戦略
• 最近の市場動向
• 企業の市場シェア分析（2024年）
• 主要企業の企業プロファイル
  • 企業の詳細
  • 製品ポートフォリオ分析
  • 企業のセグメント別シェア分析
  • 収益の前年比比較（2022-2024年）

主要企業プロファイル

• MoneyGuidePro（Envestnet）
• eMoney Advisor（Fidelity Investments）
• RightCapital
• Orion Advisor Solutions
• InvestCloud
• Morningstar
• Personal Capital（Empower Retirement）
• Quicken Inc.
• Wealthfront
• Betterment
• Facet Wealth
• Planful
• Workday
• Anaplan
• SAP
• Oracle
• IBM
• Vena Solutions
• Prophix
• Advicent Solutions（NaviPlan）

結論と提言

Global Financial Planning Software Market size was valued at USD 5.2 Billion in 2023 and is poised to grow from USD 5.9 Billion in 2024 to USD 20.2 Billion by 2032, growing at a CAGR of 16.6% in the forecast period (2025-2032).

The demand for financial management solutions is rapidly increasing among businesses prioritizing advanced budgeting and forecasting capabilities. Key growth drivers include automation technologies that enable timely financial planning, along with a heightened awareness of finance-related challenges such as tax, investment, and asset management. Both small and large enterprises are increasingly adopting solutions with real-time data processing, fueled by the universal shift to cloud technology, which offers scalability and cost-effectiveness. However, obstacles like the high costs of implementation and data security concerns impede widespread adoption. Artificial intelligence is transforming financial planning by automating tasks like budgeting and risk management, with a Gartner survey revealing that 58% of finance functions have integrated AI. Innovations such as JedoxAI signify ongoing investments aimed at enhancing financial capabilities, fostering engagement, and advancing industry practices.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Financial Planning Software market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Financial Planning Software Market Segments Analysis

The financial planning software market is divided into segments on the basis of component, deployment, application, end user and region. Segmentation of the market on the basis of component is solution and services. Segmentation of the market on the basis of deployment is cloud and on-premises. Segmentation of the market on the basis of application is financial advice & management, portfolio, accounting & trading management, wealth management, personal banking and others. The market is categorized on the basis of end users as individuals, small and medium businesses, and big businesses. Region-wise, the market is portrayed across Asia-Pacific, Europe, North America, Middle East & Africa, and Latin America.

Driver of the Global Financial Planning Software Market

The global financial planning software market is experiencing substantial growth driven by the widespread adoption of digital transformation within financial services. Governments are actively promoting this shift through regulations and initiatives, such as the EU's Digital Finance Package and the U.S.'s Digital Financial Inclusion Initiative. These efforts encourage digital innovation in financial planning, attracting significant investments from industry leaders like Intuit and Envestnet. Additionally, substantial government investments in cloud-based infrastructure are enhancing security and ensuring compliance with strict data protection regulations like GDPR. Collectively, these factors create a favorable environment for the widespread acceptance of advanced financial planning solutions.

Restraints in the Global Financial Planning Software Market

The global financial planning software market is confronted with a significant challenge due to the lack of qualified professionals capable of managing and enhancing these sophisticated systems. In response, both government entities and industry leaders, such as Envestnet and Intuit, are investing in training programs to bridge this talent gap. According to the U.S. Bureau of Labor Statistics, there is projected to be a 12% rise in demand for financial software specialists by 2026, intensifying the competition for skilled labor. Additionally, initiatives like the EU's Digital Finance Strategy are urging the establishment of more educational programs in fintech, but the current supply remains insufficient to meet market demands.

Market Trends of the Global Financial Planning Software Market

The Global Financial Planning Software market is witnessing a significant trend driven by the rising adoption of artificial intelligence (AI) and machine learning. Governments worldwide, including the European Central Bank (ECB), are actively promoting the integration of AI within financial services, fostering an environment conducive to innovation in financial planning products. AI facilitates automated, complex financial analysis with enhanced accuracy, optimizing decision-making processes. This trend is particularly pronounced in emerging economies, where regulatory shifts and an increasing demand for tailored financial services are propelling the adoption of advanced financial planning software solutions, ultimately reshaping the landscape of financial advisory practices globally.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Case Studies
• Regulatory Landscape
• Customer & Buying Criteria Analysis

Global Financial Planning Software Market Size by Component & CAGR (2025-2032)

• Market Overview
• Solution
• Services

Global Financial Planning Software Market Size by Deployment & CAGR (2025-2032)

• Market Overview
• Cloud
• On-premises

Global Financial Planning Software Market Size by Application & CAGR (2025-2032)

• Market Overview
• Financial Advice & Management
• Portfolio, Accounting & Trading Management
• Wealth Management
• Personal Banking
• Others

Global Financial Planning Software Market Size by End User & CAGR (2025-2032)

• Market Overview
• Large Enterprises
• Small and Medium Enterprises
• Individuals

Global Financial Planning Software Market Size & CAGR (2025-2032)

• North America (Component, Deployment, Application, End User)
  • US
  • Canada
• Europe (Component, Deployment, Application, End User)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Component, Deployment, Application, End User)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Component, Deployment, Application, End User)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Component, Deployment, Application, End User)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• MoneyGuidePro (Envestnet)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• eMoney Advisor (Fidelity Investments)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• RightCapital
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Orion Advisor Solutions
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• InvestCloud
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Morningstar
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Personal Capital (Empower Retirement)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Quicken Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Wealthfront
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Betterment
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Facet Wealth
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Planful
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Workday
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Anaplan
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• SAP
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Oracle
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• IBM
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Vena Solutions
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Prophix
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Advicent Solutions (NaviPlan)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations