表紙:リテールバンキングの市場規模:タイプ別、サービス別、予測、2023年~2032年
市場調査レポート
商品コード
1389715

リテールバンキングの市場規模:タイプ別、サービス別、予測、2023年~2032年

Retail Banking Market Size - By Types (Large Bank, Community Bank, Online Bank, Regional Rural Bank, Post Office), By Service (Current Account, Saving Account, Debit Card, Credit Card, Loan) & Forecast, 2023 - 2032

出版日: | 発行: Global Market Insights Inc. | ページ情報: 英文 200 Pages | 納期: 2~3営業日

● お客様のご希望に応じて、既存データの加工や未掲載情報(例:国別セグメント)の追加などの対応が可能です。  詳細はお問い合わせください。

価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=156.58円
リテールバンキングの市場規模:タイプ別、サービス別、予測、2023年~2032年
出版日: 2023年10月23日
発行: Global Market Insights Inc.
ページ情報: 英文 200 Pages
納期: 2~3営業日
  • 全表示
  • 概要
  • 図表
  • 目次
概要

世界のリテールバンキング市場は2023年から2032年にかけてCAGR5%超を記録します。

この動向は、売り手と買い手の双方が取引から利益を得るという、銀行企業間の共生関係を反映しています。例えば、ニューヨークを拠点とするシティは2023年11月、ウェルス・マネジメントのような利益率の高い部門に重点を置くため、リテールバンキング14店舗の売却を世界的に開始しました。最近では、インドネシアの消費者金融部門をシンガポールに本社を置くユナイテッド・オーバーシーズ・アズ・バンク・インドネシア(UOB)に売却し、シティにとって戦略的見直しに伴う9番目の売却となっています。この取引は、米国企業が発表しているように、リテールバンキング、クレジットカード、無担保貸付部門、従業員の異動を含む、アジアにおける決定的な消費者事業の売却を意味します。

進化する市場情勢は相互力学を育み、ウィン・ウィンのシナリオを育み、リテールバンキング市場の展望をさらに後押しします。銀行が革新的な商品やサービスを提供することで、顧客はニーズに合ったサービスに魅了され、取引が拡大します。こうした活動の活発化は、リテール・バンカーと顧客との価値交換が、相互に有利な関係を築く新時代の到来を告げるという、業界の極めて重要な転換を意味します。

2023年から2032年にかけて、地方銀行部門は大きな発展を遂げると思われます。これらの小規模金融機関は、地域経済の柱として、地域社会特有のニーズに対応しています。地方銀行は、個々人に合わせた金融ソリューションと帰属意識を提供し、顧客との関係を育みます。地域との関わりを重視し、柔軟なサービスを提供することで、より親密なバンキング体験を求める顧客を強く惹きつけています。こうしたリテールバンキング市場の需要の高まりは、コミュニティ中心の金融サービスへのシフトを反映しています。

デビットカード分野は、2023年から2032年にかけて注目すべきCAGRを記録すると思われます。デビットカードは比類のない利便性を提供し、負債を抑制しながらシームレスな取引を可能にします。デビットカードが広く受け入れられ、使いやすいことから、日常的な金融活動に欠かせないものとなり、慎重な支出を志向する消費者の共感を呼んでいます。消費者が財務の透明性と管理を優先する中、デビットカードのリテールバンキング市場シェアが拡大していることは、決済規範の再構築においてデビットカードが極めて重要な役割を担っていることを裏付けています。

アジア太平洋地域のリテールバンキング市場は、2023年から2032年にかけて顕著なCAGRを示すと思われます。中間層が急増し、デジタル化が進む中、アクセスしやすく、技術主導のバンキング・ソリューションに対する需要が急増しています。金融の包括性がイノベーションを促進し、パーソナライズされたサービスやモバイル・バンキングのニーズを後押ししています。

アジア太平洋地域がフィンテックの進展と破壊的モデルを受け入れるにつれ、需要の高まりは銀行パラダイムの極めて重要な転換を反映し、アジア太平洋市場における顧客中心の金融体験の機会を増大させています。例えば、2023年11月、インド最大の貸金業者であるインドステイト銀行(SBI)と、もう一つの重要な国営銀行であるバローダ銀行は、CBDCパイロット・プロジェクトのリテール・セグメントにおける顧客基盤の拡大に向けた取り組みを強化しています。それぞれ現在の利用者数40万人、25万人から、RBIが設定した野心的な目標である100万人に達することを目指しています。

目次

第1章 調査手法と調査範囲

第2章 エグゼクティブサマリー

第3章 リテールバンキング市場産業洞察

  • COVID-19の影響
  • ロシア・ウクライナ戦争の影響
  • エコシステム分析
  • テクノロジーとイノベーションの展望
  • 特許分析
  • 主要ニュースとイニシアチブ
    • パートナーシップ/コラボレーション
    • 合併/買収
    • 投資
    • 製品上市とイノベーション
  • 規制状況
  • 影響要因
    • 促進要因
      • デジタル・バンキング・サービスへの需要の高まり
      • リテールバンキングにおける人工知能とブロックチェーンの採用拡大
      • 顧客中心のアプローチへの注目の高まり
      • 中間層の可処分所得の増加
    • 業界の潜在的リスク&課題
      • 規制コンプライアンス
  • 成長可能性分析
  • ポーター分析
  • PESTEL分析

第4章 競合情勢

  • イントロダクション
  • 各社の市場シェア
  • 主要市場プレーヤーの競合分析
    • JPMorgan Chase & Co.
    • Bank of America
    • Wells Fargo & Co.
    • Citigroup Inc.
    • TD Bank Group
    • HSBC Holdings plc
    • PNC Financial Services Group, Inc.
  • 競合のポジショニング・マトリックス
  • 戦略展望マトリックス

第5章 リテールバンキング市場推計・予測:タイプ別

  • 主要動向:タイプ別
  • 大手銀行
  • 地方銀行
  • オンライン銀行
  • 地方銀行
  • 郵便局

第6章 リテールバンキング市場推計・予測:サービス別

  • 主要動向:サービス別
  • 当座預金
  • 普通預金口座
  • デビットカード
  • クレジットカード
  • ローン
  • その他

第7章 リテールバンキング市場推計・予測:地域別

  • 主要動向:地域別
  • 北米
    • 米国
    • カナダ
  • 欧州
    • 英国
    • ドイツ
    • フランス
    • イタリア
    • スペイン
    • ロシア
  • アジア太平洋
    • 中国
    • インド
    • 日本
    • 韓国
    • 東南アジア
    • ニュージーランド
  • ラテンアメリカ
    • ブラジル
    • メキシコ
    • アルゼンチン
  • 中東・アフリカ
    • UAE
    • サウジアラビア
    • 南アフリカ

第8章 企業プロファイル

  • Bank of America
  • Barclays PLC
  • BNP Paribas
  • Capital One Financial Corporation
  • China Construction Bank Corp.
  • Citigroup Inc.
  • HSBC Holdings plc
  • Industrial and Commercial Bank of China
  • JPMorgan Chase & Co.
  • PNC Financial Services Group, Inc.
  • TD Bank Group
  • The Goldman Sachs Group, Inc.
  • Truist Bank
  • U.S. Bancorp
  • Wells Fargo & Co.
図表

Data Tables

  • TABLE 1 Global retail banking market 360 degree synopsis, 2018-2032
  • TABLE 2 Retail banking market, 2018 - 2022,
  • TABLE 3 Retail banking market, 2023 - 2032,
  • TABLE 4 Retail banking TAM, 2023 - 2032
  • TABLE 5 Retail banking market, by region, 2018 - 2022 (USD Million)
  • TABLE 6 Retail banking market, by region, 2023 - 2032 (USD Million)
  • TABLE 7 Retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 8 Retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 9 Retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 10 Retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 11 COVID-19 impact on the North America retail banking market
  • TABLE 12 COVID-19 impact on the Europe retail banking market
  • TABLE 13 COVID-19 impact on the Asia Pacific retail banking market
  • TABLE 14 COVID-19 impact on the Latin America retail banking market
  • TABLE 15 COVID-19 impact on the MEA retail banking market
  • TABLE 16 Vendor matrix
  • TABLE 17 Patent analysis
  • TABLE 18 Industry impact forces
  • TABLE 19 Company market share, 2022
  • TABLE 20 Competitive analysis of major market players, 2022
  • TABLE 21 Large bank market, 2018 - 2022 (USD Million)
  • TABLE 22 Large bank market, 2023 - 2032 (USD Million)
  • TABLE 23 Community bank market, 2018 - 2022 (USD Million)
  • TABLE 24 Community bank market, 2023 - 2032 (USD Million)
  • TABLE 25 Online banks market, 2018 - 2022 (USD Million)
  • TABLE 26 Online banks market, 2023 - 2032 (USD Million)
  • TABLE 27 Regional rural bank market, 2018 - 2022 (USD Million)
  • TABLE 28 Regional rural bank market, 2023 - 2032 (USD Million)
  • TABLE 29 Post office market, 2018 - 2022 (USD Million)
  • TABLE 30 Post office market, 2023 - 2032 (USD Million)
  • TABLE 31 Current account market, 2018 - 2022 (USD Million)
  • TABLE 32 Current account market, 2023 - 2032 (USD Million)
  • TABLE 33 Saving account market, 2018 - 2022 (USD Million)
  • TABLE 34 Saving account market, 2023 - 2032 (USD Million)
  • TABLE 35 Debit cards market, 2018 - 2022 (USD Million)
  • TABLE 36 Debit cards market, 2023 - 2032 (USD Million)
  • TABLE 37 Credit cards market, 2018 - 2022 (USD Million)
  • TABLE 38 Credit cards market, 2023 - 2032 (USD Million)
  • TABLE 39 Loans market, 2018 - 2022 (USD Million)
  • TABLE 40 Loans market, 2023 - 2032 (USD Million)
  • TABLE 41 Others market, 2018 - 2022 (USD Million)
  • TABLE 42 Others market, 2023 - 2032 (USD Million)
  • TABLE 43 North America retail banking market, 2018 - 2022 (USD Million)
  • TABLE 44 North America retail banking market, 2023 - 2032 (USD Million)
  • TABLE 45 North America retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 46 North America retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 47 North America retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 48 North America retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 49 U.S. retail banking market, 2018 - 2022 (USD Million)
  • TABLE 50 U.S. retail banking market, 2023 - 2032 (USD Million)
  • TABLE 51 U.S. retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 52 U.S. retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 53 U.S. retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 54 U.S. retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 55 Canada retail banking market, 2018 - 2022 (USD Million)
  • TABLE 56 Canada retail banking market, 2023 - 2032 (USD Million)
  • TABLE 57 Canada retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 58 Canada retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 59 Canada retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 60 Canada retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 61 Europe retail banking market, 2018 - 2022 (USD Million)
  • TABLE 62 Europe retail banking market, 2023 - 2032 (USD Million)
  • TABLE 63 Europe retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 64 Europe retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 65 Europe retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 66 Europe retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 67 UK retail banking market, 2018 - 2022 (USD Million)
  • TABLE 68 UK retail banking market, 2023 - 2032 (USD Million)
  • TABLE 69 UK retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 70 UK retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 71 UK retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 72 UK retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 73 Germany retail banking market, 2018 - 2022 (USD Million)
  • TABLE 74 Germany retail banking market, 2023 - 2032 (USD Million)
  • TABLE 75 Germany retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 76 Germany retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 77 Germany retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 78 Germany retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 79 France retail banking market, 2018 - 2022 (USD Million)
  • TABLE 80 France retail banking market, 2023 - 2032 (USD Million)
  • TABLE 81 France retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 82 France retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 83 France retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 84 France retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 85 Italy retail banking market, 2018 - 2022 (USD Million)
  • TABLE 86 Italy retail banking market, 2023 - 2032 (USD Million)
  • TABLE 87 Italy retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 88 Italy retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 89 Italy retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 90 Italy retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 91 Spain retail banking market, 2018 - 2022 (USD Million)
  • TABLE 92 Spain retail banking market, 2023 - 2032 (USD Million)
  • TABLE 93 Spain retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 94 Spain retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 95 Spain retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 96 Spain retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 97 Russia retail banking market, 2018 - 2022 (USD Million)
  • TABLE 98 Russia retail banking market, 2023 - 2032 (USD Million)
  • TABLE 99 Russia retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 100 Russia retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 101 Russia retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 102 Russia retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 103 Asia Pacific retail banking market, 2018 - 2022 (USD Million)
  • TABLE 104 Asia Pacific retail banking market, 2023 - 2032 (USD Million)
  • TABLE 105 Asia Pacific retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 106 Asia Pacific retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 107 Asia Pacific retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 108 Asia Pacific retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 109 China retail banking market, 2018 - 2022 (USD Million)
  • TABLE 110 China retail banking market, 2023 - 2032 (USD Million)
  • TABLE 111 China retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 112 China retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 113 China retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 114 China retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 115 India retail banking market, 2018 - 2022 (USD Million)
  • TABLE 116 India retail banking market, 2023 - 2032 (USD Million)
  • TABLE 117 India retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 118 India retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 119 India retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 120 India retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 121 Japan retail banking market, 2018 - 2022 (USD Million)
  • TABLE 122 Japan retail banking market, 2023 - 2032 (USD Million)
  • TABLE 123 Japan retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 124 Japan retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 125 Japan retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 126 Japan retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 127 South Korea retail banking market, 2018 - 2022 (USD Million)
  • TABLE 128 South Korea retail banking market, 2023 - 2032 (USD Million)
  • TABLE 129 South Korea retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 130 South Korea retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 131 South Korea retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 132 South Korea retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 133 Southeast Asia retail banking market, 2018 - 2022 (USD Million)
  • TABLE 134 Southeast Asia retail banking market, 2023 - 2032 (USD Million)
  • TABLE 135 Southeast Asia retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 136 Southeast Asia retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 137 Southeast Asia retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 138 Southeast Asia retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 139 Southeast Asia retail banking market, 2018 - 2022 (USD Million)
  • TABLE 140 Southeast Asia retail banking market, 2023 - 2032 (USD Million)
  • TABLE 141 Southeast Asia retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 142 Southeast Asia retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 143 Southeast Asia retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 144 Southeast Asia retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 145 ANZ retail banking market, 2018 - 2022 (USD Million)
  • TABLE 146 ANZ retail banking market, 2023 - 2032 (USD Million)
  • TABLE 147 ANZ retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 148 ANZ retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 149 ANZ retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 150 ANZ retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 151 Latin America retail banking market, 2018 - 2022 (USD Million)
  • TABLE 152 Latin America retail banking market, 2023 - 2032 (USD Million)
  • TABLE 153 Latin America retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 154 Latin America retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 155 Latin America retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 156 Latin America retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 157 Brazil retail banking market, 2018 - 2022 (USD Million)
  • TABLE 158 Brazil retail banking market, 2023 - 2032 (USD Million)
  • TABLE 159 Brazil retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 160 Brazil retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 161 Brazil retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 162 Brazil retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 163 Mexico retail banking market, 2018 - 2022 (USD Million)
  • TABLE 164 Mexico retail banking market, 2023 - 2032 (USD Million)
  • TABLE 165 Mexico retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 166 Mexico retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 167 Mexico retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 168 Mexico retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 169 Argentina retail banking market, 2018 - 2022 (USD Million)
  • TABLE 170 Argentina retail banking market, 2023 - 2032 (USD Million)
  • TABLE 171 Argentina retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 172 Argentina retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 173 Argentina retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 174 Argentina retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 175 MEA retail banking market, 2018 - 2022 (USD Million)
  • TABLE 176 MEA retail banking market, 2023 - 2032 (USD Million)
  • TABLE 177 MEA retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 178 MEA retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 179 MEA retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 180 MEA retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 181 UAE retail banking market, 2018 - 2022 (USD Million)
  • TABLE 182 UAE retail banking market, 2023 - 2032 (USD Million)
  • TABLE 183 UAE retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 184 UAE retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 185 UAE retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 186 UAE retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 187 Saudi Arabia retail banking market, 2018 - 2022 (USD Million)
  • TABLE 188 Saudi Arabia retail banking market, 2023 - 2032 (USD Million)
  • TABLE 189 Saudi Arabia retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 190 Saudi Arabia retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 191 Saudi Arabia retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 192 Saudi Arabia retail banking market, by service, 2023 - 2032 (USD Million)
  • TABLE 193 South Africa retail banking market, 2018 - 2022 (USD Million)
  • TABLE 194 South Africa retail banking market, 2023 - 2032 (USD Million)
  • TABLE 195 South Africa retail banking market, by type, 2018 - 2022 (USD Million)
  • TABLE 196 South Africa retail banking market, by type, 2023 - 2032 (USD Million)
  • TABLE 197 South Africa retail banking market, by service, 2018 - 2022 (USD Million)
  • TABLE 198 South Africa retail banking market, by service, 2023 - 2032 (USD Million)

Charts & Figures

  • FIG 1 GMI's report coverage in the global retail banking market
  • FIG 2 Industry segmentation
  • FIG 3 Forecast calculation
  • FIG 4 Profile break-up of primary respondents
  • FIG 5 Retail banking market 36 degree synopsis, 2018 - 2032
  • FIG 6 Retail banking ecosystem analysis
  • FIG 7 Profit margin analysis
  • FIG 8 Growth potential analysis
  • FIG 9 Porter's analysis
  • FIG 10 PESTEL analysis
  • FIG 11 Competitive analysis of major market players, 2022
  • FIG 12 Competitive positioning matrix
  • FIG 13 Strategic outlook matrix
  • FIG 14 Retail banking market, by type, 2022 & 2032
  • FIG 15 Retail banking market, by service, 2022 & 2032
  • FIG 16 SWOT analysis, Bank of America
  • FIG 17 SWOT analysis, Barclays PLC
  • FIG 18 SWOT analysis, BNP Paribas
  • FIG 19 SWOT analysis, Capital One Financial Corporation
  • FIG 20 SWOT analysis, China Construction Bank Corp.
  • FIG 21 SWOT analysis, Citigroup Inc.
  • FIG 22 SWOT analysis, HSBC Holdings plc
  • FIG 23 SWOT analysis, Industrial and Commercial Bank of China
  • FIG 24 SWOT analysis, JPMorgan Chase & Co.
  • FIG 25 SWOT analysis, PNC Financial Services Group, Inc.
  • FIG 26 SWOT analysis, TD Bank Group
  • FIG 27 SWOT analysis, The Goldman Sachs Group, Inc.
  • FIG 28 SWOT analysis, Truist Bank
  • FIG 29 SWOT analysis, U.S. Bancorp
  • FIG 30 SWOT analysis, Wells Fargo & Co.
目次
Product Code: 7132

Global Retail Banking Market will witness over 5% CAGR between 2023 and 2032, propelled by surging deals and sales, enticing retail bankers seeking mutual benefits. This trend mirrors a symbiotic relationship among banking enterprises, where in seller and buyer both have their benefits from the deals. For instance, in November 2023, Citi, the New York-based organization, initiated the divestiture of 14 retail banking branches globally, aligning its focus towards higher-margin sectors like wealth management. Recently, the sale of its Indonesia consumer banking arm to United Overseas as Bank Indonesia (UOB), headquartered in Singapore, marked Citi's ninth divestment in line with its strategic overhaul. This transaction represents the conclusive consumer business divestment in Asia, encompassing retail banking, credit card, unsecured lending divisions, and staff transfers, as stated by the US corporation.

The evolving landscape fosters a reciprocal dynamic, fostering a win-win scenario and further supporting the retail banking market outlook. As bankers harness innovative products and services, customers are lured by tailored offerings, augmenting transactions. Such heightened activity signifies a pivotal shift in the industry, where the exchange of value between retail bankers and customers heralds a new era of mutually advantageous engagements.

The overall Retail Banking Market is classified based on type, service, and region.

Community bank segment will undergo significant development from 2023 to 2032. These smaller financial institutions serve as pillars in local economies, catering to the unique needs of communities. Community banks foster personalized customer relationships, offering tailored financial solutions and a sense of belonging. Their emphasis on local engagement and flexible services resonates strongly, attracting customers seeking a more intimate banking experience. This elevated retail banking market demand reflects a shift towards community-centric financial services.

Debit card segment will register a noteworthy CAGR from 2023 to 2032. Debit cards offer unparalleled convenience, enabling seamless transactions while curbing debt. Their widespread acceptance and ease of use make them indispensable in everyday financial activities, resonating with a populace inclined towards prudent spending. As consumers prioritize transparency and control over finances, the escalating retail banking market share from debit cards underscores their pivotal role in reshaping payment norms.

Asia Pacific retail banking market will showcase a commendable CAGR from 2023 to 2032. With a burgeoning middle class and digital adoption, there's a surge in demand for accessible, tech-driven banking solutions. Financial inclusivity drives innovation, propelling a need for personalized services and mobile banking.

As the region embraces fintech advancements and disruptive models, the escalating demand reflects a pivotal shift in banking paradigms, amplifying opportunities for tailored, customer-centric financial experiences in the Asia-Pacific market. For instance, in November 2023, the State Bank of India (SBI), the nation's largest lender, and Bank of Baroda, another significant state-run bank, are intensifying efforts to expand their customer base within the CBDC pilot project's retail segment. They aim to elevate their user count from the current 400,000 and 250,000 respectively, to reach the ambitious 1 million target set by the RBI.

Table of Contents

Chapter 1 Methodology & Scope

  • 1.1 Market scope & definition
  • 1.2 Base estimates & calculations
  • 1.3 Forecast calculation
  • 1.4 Data sources
    • 1.4.1 Primary
    • 1.4.2 Secondary
      • 1.4.2.1 Paid sources
      • 1.4.2.2 Public sources

Chapter 2 Executive Summary

  • 2.1 Retail banking market 360 degree synopsis, 2018 - 2032
  • 2.2 Business trends
    • 2.2.1 Total Addressable Market (TAM), 2023 - 2032
  • 2.3 Regional trends
  • 2.4 Type trends
  • 2.5 Service trends

Chapter 3 Retail Banking Market Industry Insights

  • 3.1 Impact of COVID-19
  • 3.2 Impact of the Russia-Ukraine war
  • 3.3 Industry ecosystem analysis
  • 3.4 Technology & innovation landscape
  • 3.5 Patent analysis
  • 3.6 Key news and initiatives
    • 3.6.1 Partnership/Collaboration
    • 3.6.2 Merger/Acquisition
    • 3.6.3 Investment
    • 3.6.4 Product launch & innovation
  • 3.7 Regulatory landscape
  • 3.8 Impact forces
    • 3.8.1 Growth drivers
      • 3.8.1.1 Rising demand for digital banking services
      • 3.8.1.2 Growing adoption of artificial intelligence and blockchain in retail banking
      • 3.8.1.3 Growing focus on customer centric approach
      • 3.8.1.4 Rise in disposable income form middle class
    • 3.8.2 Industry pitfalls & challenges
      • 3.8.2.1 Regulatory compliance
  • 3.9 Growth potential analysis
  • 3.10 Porter's analysis
  • 3.11 PESTEL analysis

Chapter 4 Competitive Landscape, 2022

  • 4.1 Introduction
  • 4.2 Company market share, 2022
  • 4.3 Competitive analysis of major market players, 2022
    • 4.3.1 JPMorgan Chase & Co.
    • 4.3.2 Bank of America
    • 4.3.3 Wells Fargo & Co.
    • 4.3.4 Citigroup Inc.
    • 4.3.5 TD Bank Group
    • 4.3.6 HSBC Holdings plc
    • 4.3.7 PNC Financial Services Group, Inc.
  • 4.4 Competitive positioning matrix, 2022
  • 4.5 Strategic outlook matrix, 2022

Chapter 5 Retail Banking Market Estimates & Forecast, By Type (Revenue)

  • 5.1 Key trends, by type
  • 5.2 Large bank
  • 5.3 Community bank
  • 5.4 Online bank
  • 5.5 Regional rural bank
  • 5.6 Post office

Chapter 6 Retail Banking Market Estimates & Forecast, By Service (Revenue)

  • 6.1 Key trends, by service
  • 6.2 Current account
  • 6.3 Saving account
  • 6.4 Debit card
  • 6.5 Credit card
  • 6.6 Loan
  • 6.7 Others

Chapter 7 Retail Banking Market Estimates & Forecast, By Region (Revenue)

  • 7.1 Key trends, by region
  • 7.2 North America
    • 7.2.1 U.S.
    • 7.2.2 Canada
  • 7.3 Europe
    • 7.3.1 UK
    • 7.3.2 Germany
    • 7.3.3 France
    • 7.3.4 Italy
    • 7.3.5 Spain
    • 7.3.6 Russia
  • 7.4 Asia Pacific
    • 7.4.1 China
    • 7.4.2 India
    • 7.4.3 Japan
    • 7.4.4 South Korea
    • 7.4.5 Southeast Asia
    • 7.4.6 ANZ
  • 7.5 Latin America
    • 7.5.1 Brazil
    • 7.5.2 Mexico
    • 7.5.3 Argentina
  • 7.6 MEA
    • 7.6.1 UAE
    • 7.6.2 Saudi Arabia
    • 7.6.3 South Africa

Chapter 8 Company Profiles

  • 8.1 Bank of America
  • 8.2 Barclays PLC
  • 8.3 BNP Paribas
  • 8.4 Capital One Financial Corporation
  • 8.5 China Construction Bank Corp.
  • 8.6 Citigroup Inc.
  • 8.7 HSBC Holdings plc
  • 8.8 Industrial and Commercial Bank of China
  • 8.9 JPMorgan Chase & Co.
  • 8.10 PNC Financial Services Group, Inc.
  • 8.11 TD Bank Group
  • 8.12 The Goldman Sachs Group, Inc.
  • 8.13 Truist Bank
  • 8.14 U.S. Bancorp
  • 8.15 Wells Fargo & Co.