パーソナルファイナンスソフトウェア市場規模：ツール別、エンドユーザー別、展開別、タイプ別、世界予測、2023年～2032年

パーソナルファイナンスソフトウェア市場規模は、オンライン決済システムとデジタル取引の普及、それに伴う安全で効率的なパーソナルファイナンスソフトウェアへのニーズにより、2023年から2032年にかけてCAGR 5%以上で拡大する見通しです。

財務データへの即時アクセス、パーソナライズされた推奨、包括的なファイナンシャル・プランニング・ソリューションに対する義務の高まりが、パーソナルファイナンスソフトウェアの重要性を高めており、業界参加者に有利な成長機会を提供しています。例えば、2023年4月、P&NグループのBCU銀行子会社は、顧客によりお金の管理を提供するため、個人財務管理アプリを発表しました。さらに、カスタマイズされたファイナンシャル・プランニング、リスク評価、目標に基づく財務管理を重視する動きが加速していることも、製品受容の拡大に寄与すると思われます。

パーソナルファイナンスソフトウェア業界は、ツール、展開、タイプ、エンドユーザー、地域別に分類されます。

ツール別では、投資追跡ソフトウェア・セグメントの市場シェアが2023年から2032年にかけて大きく牽引すると予測されます。これは、個人や企業の多様な投資ポートフォリオに対応するための包括的な投資管理ツールやソリューションに対する需要が高まっているためです。さらに、投資管理ツールは、ポートフォリオの最適化やリスク評価機能とともに、投資活動のリアルタイムの追跡、分析、パフォーマンス評価を行うことができるため、同分野の成長を後押しすることになります。

パーソナルファイナンスソフトウェア市場は、2022年には企業向け最終用途セグメントから著しい成長が見られ、2023年から2032年にかけて有利な成長率を示すと推定されます。合理化された財務業務、透明性の向上、効率的な資源配分に対する需要が、企業全体におけるパーソナルファイナンスソフトウェアの採用拡大に寄与しています。

さらに、いくつかの業界参加者は、リアルタイムの財務洞察を提供し、データ駆動型の意思決定を促進し、規制基準へのコンプライアンスを確保するために、ソフトウェアの能力を向上させるために投資しており、セグメントの成長を増強しています。例えば、世界の金融テクノロジー・プラットフォームであるIntuitは、2023年9月、小規模企業や消費者にオーダーメイドの財務提案を提供するGenerative AIを搭載したパーソナル・ファイナンシャル・アシスタント「Intuit Assist」を発表しました。

地域別では、アジア太平洋地域のパーソナルファイナンスソフトウェア産業は2022年に大幅な成長を記録し、ファイナンシャル・プランニングに対する意識の高まりと個人の資産管理を重視する傾向の強まりを背景に、2032年まで堅調なCAGRで拡大すると推定されます。さらに、テクノロジーに精通したミレニアル世代の人口が拡大し、中間層が急増していることから、APAC全域でユーザーフレンドリーで直感的なパーソナルファイナンスソフトウェア・ソリューションの需要が高まると思われます。

目次

第1章 調査手法と調査範囲

第2章 エグゼクティブサマリー

第3章 パーソナルファイナンスソフトウェア市場の産業洞察

• COVID-19の影響
• ロシア・ウクライナ戦争の影響
• エコシステム分析
• ベンダー・マトリックス
• 利益率分析
• ツール＆イノベーション・情勢
• 特許分析
• 主要ニュースと取り組み
• 規制状況
• 影響要因
  • 促進要因
    • IoTの大規模な拡大
    • コネクティビティ強化へのニーズの高まり
    • モバイル機器の採用増加
  • 業界の潜在的リスク＆課題
    • 高いインフラコスト
    • カバレッジと範囲の狭さ
• 利益率分析
• ベンダー・マトリックス分析
• 成長可能性分析
• ポーター分析
• PESTEL分析

第4章 競合情勢

• イントロダクション
• 各社の市場シェア
• 主要市場プレーヤーの競合分析
  • Quicken Inc.
  • Intuit, Inc.（Mint）
  • You Need A Budget LLC
  • Doxo Inc.
  • Money Dashboards
  • Moneyspire Inc.
  • Empower（Formerly Personal Capital）
• 競合のポジショニング・マトリックス
• 戦略展望マトリックス

第5章 パーソナルファイナンスソフトウェア市場推計・予測：ツール別

• 主要動向：ツール別
• 予算管理ソフト
• 税金ソフト
• 投資追跡ソフト
• 退職計画ソフト
• その他

第6章 パーソナルファイナンスソフトウェア市場推計・予測：展開別

• 主要動向：デプロイメント別
• クラウド
• オンプレミス

第7章 パーソナルファイナンスソフトウェア市場推定・予測：タイプ別

• 主要動向：タイプ別
• デスクトップ
• モバイルベース

第8章 パーソナルファイナンスソフトウェア市場推定・予測：エンドユーザー別

• 主要動向：エンドユーザー別
  • 個人
  • 金融機関
  • 企業

第9章 パーソナルファイナンスソフトウェア市場推定・予測：地域別

• 主要動向：地域別
• 北米
  • 米国
  • カナダ
• 欧州
  • 英国
  • ドイツ
  • フランス
  • イタリア
  • スペイン
  • ロシア
  • 北欧
• アジア太平洋
  • 中国
  • 日本
  • インド
  • 韓国
  • ニュージーランド
  • 東南アジア
• ラテンアメリカ
  • ブラジル
  • メキシコ
  • アルゼンチン
• 中東・アフリカ
  • UAE
  • サウジアラビア
  • 南アフリカ

第10章 企業プロファイル

• Quicken Inc.
• Moneydance
• Intuit, Inc.（Mint）
• You Need A Budget LLC
• Buxfer Inc.
• Doxo Inc.
• Money Dashboards
• Moneyspire Inc.
• Pocket Smith Ltd.
• Empower（Formerly Personal Capital）
• Tiller Money
• Banktree
• HomeBank
• AceMoney Lite

Data Tables

• TABLE 1 Personal finance software market 360 degree synopsis, 2018-2032
• TABLE 2 Personal finance software market, 2018 - 2022, (USD Million)
• TABLE 3 Personal finance software market, 2023 - 2032, (USD Million)
• TABLE 4 Personal finance software market, by region, 2018 - 2022 (USD Million)
• TABLE 5 Personal finance software market, by region, 2023 - 2032 (USD Million)
• TABLE 6 Personal finance software market, by tool, 2018 - 2022, (USD Million)
• TABLE 7 Personal finance software market, by tool, 2023 - 2032, (USD Million)
• TABLE 8 Personal finance software market, by Deployment, 2018 - 2022, (USD Million)
• TABLE 9 Personal finance software market, by Deployment, 2023 - 2032, (USD Million)
• TABLE 10 Personal finance software market, by type, 2023 - 2032, (USD Million)
• TABLE 11 Personal finance software market, by type, 2023 - 2032, (USD Million)
• TABLE 12 Personal finance software market, by end user, 2018 - 2022, (USD Million)
• TABLE 13 Personal finance software market, by end user, 2023 - 2032, (USD Million)
• TABLE 14 Covid-19 impact on North America personal finance software market
• TABLE 15 Covid-19 impact on Europe personal finance software market
• TABLE 16 Covid-19 impact on Asia Pacific personal finance software market
• TABLE 17 Covid-19 impact on Latin America personal finance software market
• TABLE 18 Covid-19 impact on MEA personal finance software market
• TABLE 19 Vendor matrix
• TABLE 20 Patent analysis
• TABLE 21 Industry impact forces
• TABLE 22 Company market share, 2022
• TABLE 23 Competitive analysis of major market players, 2022
• TABLE 24 Budgeting Software market, 2018 - 2022 (USD Million)
• TABLE 25 Budgeting Software market, 2023 - 2032 (USD Million)
• TABLE 26 Tax Software market, 2018 - 2022 (USD Million)
• TABLE 27 Tax Software market, 2023 - 2032 (USD Million)
• TABLE 28 Investment Tracking Software market, 2018 - 2022 (USD Million)
• TABLE 29 Investment Tracking Software market, 2023 - 2032 (USD Million)
• TABLE 30 Retirement Planning Software market, 2018 - 2022 (USD Million)
• TABLE 31 Retirement Planning Software market, 2023 - 2032 (USD Million)
• TABLE 32 Cloud market, 2018 - 2022 (USD Million)
• TABLE 33 Cloud market, 2023 - 2032 (USD Million)
• TABLE 34 On-premise market, 2018 - 2022 (USD Million)
• TABLE 35 On-premise market, 2023 - 2032 (USD Million)
• TABLE 36 Desktop based market, 2018 - 2022 (USD Million)
• TABLE 37 Desktop based market, 2023 - 2032 (USD Million)
• TABLE 38 Mobile based market, 2018 - 2022 (USD Million)
• TABLE 39 Mobile based market, 2023 - 2032 (USD Million)
• TABLE 40 Individual market, 2018 - 2022 (USD Million)
• TABLE 41 Individual market, 2023 - 2032 (USD Million)
• TABLE 42 Financial Institutions market, 2018 - 2022 (USD Million)
• TABLE 43 Financial Institutions market, 2023 - 2032 (USD Million)
• TABLE 44 Enterprises market, 2018 - 2022 (USD Million)
• TABLE 45 Enterprises market, 2023 - 2032 (USD Million)
• TABLE 46 North America personal finance software market, 2018 - 2022 (USD Million)
• TABLE 47 North America personal finance software market, 2023 - 2032 (USD Million)
• TABLE 48 North America personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 49 North America personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 50 North America personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 51 North America personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 52 North America personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 53 North America personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 54 North America personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 55 North America personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 56 U.S. personal finance software market, 2018 - 2022 (USD Million)
• TABLE 57 U.S. personal finance software market, 2023 - 2032 (USD Million)
• TABLE 58 U.S. personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 59 U.S. personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 60 U.S. personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 61 U.S. personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 62 U.S. personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 63 U.S. personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 64 U.S. personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 65 U.S. personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 66 Canada personal finance software market, 2018 - 2022 (USD Million)
• TABLE 67 Canada personal finance software market, 2023 - 2032 (USD Million)
• TABLE 68 Canada personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 69 Canada personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 70 Canada personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 71 Canada personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 72 Canada personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 73 Canada personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 74 Canada personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 75 Canada personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 76 Europe personal finance software market, 2018 - 2022 (USD Million)
• TABLE 77 Europe personal finance software market, 2023 - 2032 (USD Million)
• TABLE 78 Europe personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 79 Europe personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 80 Europe personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 81 Europe personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 82 Europe personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 83 Europe personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 84 Europe personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 85 Europe personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 86 UK personal finance software market, 2018 - 2022 (USD Million)
• TABLE 87 UK personal finance software market, 2023 - 2032 (USD Million)
• TABLE 88 UK personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 89 UK personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 90 UK personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 91 UK personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 92 UK personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 93 UK personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 94 UK personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 95 UK personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 96 Germany personal finance software market, 2018 - 2022 (USD Million)
• TABLE 97 Germany personal finance software market, 2023 - 2032 (USD Million)
• TABLE 98 Germany personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 99 Germany personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 100 Germany personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 101 Germany personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 102 Germany personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 103 Germany personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 104 Germany personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 105 Germany personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 106 France personal finance software market, 2018 - 2022 (USD Million)
• TABLE 107 France personal finance software market, 2023 - 2032 (USD Million)
• TABLE 108 France personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 109 France personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 110 France personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 111 France personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 112 France personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 113 France personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 114 France personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 115 France personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 116 Italy personal finance software market, 2018 - 2022 (USD Million)
• TABLE 117 Italy personal finance software market, 2023 - 2032 (USD Million)
• TABLE 118 Italy personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 119 Italy personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 120 Italy personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 121 Italy personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 122 Italy personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 123 Italy personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 124 Italy personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 125 Italy personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 126 Spain personal finance software market, 2018 - 2022 (USD Million)
• TABLE 127 Spain personal finance software market, 2023 - 2032 (USD Million)
• TABLE 128 Spain personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 129 Spain personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 130 Spain personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 131 Spain personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 132 Spain personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 133 Spain personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 134 Spain personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 135 Spain personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 136 Russia personal finance software market, 2018 - 2022 (USD Million)
• TABLE 137 Russia personal finance software market, 2023 - 2032 (USD Million)
• TABLE 138 Russia personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 139 Russia personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 140 Russia personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 141 Russia personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 142 Russia personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 143 Russia personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 144 Russia personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 145 Russia personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 146 Nordics personal finance software market, 2018 - 2022 (USD Million)
• TABLE 147 Nordics personal finance software market, 2023 - 2032 (USD Million)
• TABLE 148 Nordics personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 149 Nordics personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 150 Nordics personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 151 Nordics personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 152 Nordics personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 153 Nordics personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 154 Nordics personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 155 Nordics personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 156 Asia Pacific personal finance software market, 2018 - 2022 (USD Million)
• TABLE 157 Asia Pacific personal finance software market, 2023 - 2032 (USD Million)
• TABLE 158 Asia Pacific personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 159 Asia Pacific personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 160 Asia Pacific personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 161 Asia Pacific personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 162 Asia Pacific personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 163 Asia Pacific personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 164 Asia Pacific personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 165 Asia Pacific personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 166 China personal finance software market, 2018 - 2022 (USD Million)
• TABLE 167 China personal finance software market, 2023 - 2032 (USD Million)
• TABLE 168 China personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 169 China personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 170 China personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 171 China personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 172 China personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 173 China personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 174 China personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 175 China personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 176 Japan personal finance software market, 2018 - 2022 (USD Million)
• TABLE 177 Japan personal finance software market, 2023 - 2032 (USD Million)
• TABLE 178 Japan personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 179 Japan personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 180 Japan personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 181 Japan personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 182 Japan personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 183 Japan personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 184 Japan personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 185 Japan personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 186 India personal finance software market, 2018 - 2022 (USD Million)
• TABLE 187 India personal finance software market, 2023 - 2032 (USD Million)
• TABLE 188 India personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 189 India personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 190 India personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 191 India personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 192 India personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 193 India personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 194 India personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 195 India personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 196 South Korea personal finance software market, 2018 - 2022 (USD Million)
• TABLE 197 South Korea personal finance software market, 2023 - 2032 (USD Million)
• TABLE 198 South Korea personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 199 South Korea personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 200 South Korea personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 201 South Korea personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 202 South Korea personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 203 South Korea personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 204 South Korea personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 205 South Korea personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 206 ANZ personal finance software market, 2018 - 2022 (USD Million)
• TABLE 207 ANZ personal finance software market, 2023 - 2032 (USD Million)
• TABLE 208 ANZ personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 209 ANZ personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 210 ANZ personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 211 ANZ personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 212 ANZ personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 213 ANZ personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 214 ANZ personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 215 ANZ personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 216 Southeast Asia personal finance software market, 2018 - 2022 (USD Million)
• TABLE 217 Southeast Asia personal finance software market, 2023 - 2032 (USD Million)
• TABLE 218 Southeast Asia personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 219 Southeast Asia personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 220 Southeast Asia personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 221 Southeast Asia personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 222 Southeast Asia personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 223 Southeast Asia personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 224 Southeast Asia personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 225 Southeast Asia personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 226 Latin America personal finance software market, 2018 - 2022 (USD Million)
• TABLE 227 Latin America personal finance software market, 2023 - 2032 (USD Million)
• TABLE 228 Latin America personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 229 Latin America personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 230 Latin America personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 231 Latin America personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 232 Latin America personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 233 Latin America personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 234 Latin America personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 235 Latin America personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 236 Brazil personal finance software market, 2018 - 2022 (USD Million)
• TABLE 237 Brazil personal finance software market, 2023 - 2032 (USD Million)
• TABLE 238 Brazil personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 239 Brazil personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 240 Brazil personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 241 Brazil personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 242 Brazil personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 243 Brazil personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 244 Brazil personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 245 Brazil personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 246 Mexico personal finance software market, 2018 - 2022 (USD Million)
• TABLE 247 Mexico personal finance software market, 2023 - 2032 (USD Million)
• TABLE 248 Mexico personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 249 Mexico personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 250 Mexico personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 251 Mexico personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 252 Mexico personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 253 Mexico personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 254 Mexico personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 255 Mexico personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 256 Argentina personal finance software market, 2018 - 2022 (USD Million)
• TABLE 257 Argentina personal finance software market, 2023 - 2032 (USD Million)
• TABLE 258 Argentina personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 259 Argentina personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 260 Argentina personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 261 Argentina personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 262 Argentina personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 263 Argentina personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 264 Argentina personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 265 Argentina personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 266 MEA personal finance software market, 2018 - 2022 (USD Million)
• TABLE 267 MEA personal finance software market, 2023 - 2032 (USD Million)
• TABLE 268 MEA personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 269 MEA personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 270 MEA personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 271 MEA personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 272 MEA personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 273 MEA personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 274 MEA personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 275 MEA personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 276 South Africa personal finance software market, 2018 - 2022 (USD Million)
• TABLE 277 South Africa personal finance software market, 2023 - 2032 (USD Million)
• TABLE 278 South Africa personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 279 South Africa personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 280 South Africa personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 281 South Africa personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 282 South Africa personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 283 South Africa personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 284 South Africa personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 285 South Africa personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 286 Saudi Arabia personal finance software market, 2018 - 2022 (USD Million)
• TABLE 287 Saudi Arabia personal finance software market, 2023 - 2032 (USD Million)
• TABLE 288 Saudi Arabia personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 289 Saudi Arabia personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 290 Saudi Arabia personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 291 Saudi Arabia personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 292 Saudi Arabia personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 293 Saudi Arabia personal finance software market, by type, 2023 - 2032 (USD Million)
• TABLE 294 Saudi Arabia personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 295 Saudi Arabia personal finance software market, by end user, 2023 - 2032 (USD Million)
• TABLE 296 UAE personal finance software market, 2018 - 2022 (USD Million)
• TABLE 297 UAE personal finance software market, 2023 - 2032 (USD Million)
• TABLE 298 UAE personal finance software market, by tool, 2018 - 2022 (USD Million)
• TABLE 299 UAE personal finance software market, by tool, 2023 - 2032 (USD Million)
• TABLE 300 UAE personal finance software market, by Deployment, 2018 - 2022 (USD Million)
• TABLE 301 UAE personal finance software market, by Deployment, 2023 - 2032 (USD Million)
• TABLE 302 UAE personal finance software market, by Type, 2023 - 2032 (USD Million)
• TABLE 303 UAE personal finance software market, by Type, 2023 - 2032 (USD Million)
• TABLE 304 UAE personal finance software market, by end user, 2018 - 2022 (USD Million)
• TABLE 305 UAE personal finance software market, by end user, 2023 - 2032 (USD Million)

Charts & Figures

• FIG 1 GMI's report coverage in the global personal finance software market
• FIG 2 Industry segmentation
• FIG 3 Forecast calculation
• FIG 4 Profile break-up of primary respondents
• FIG 5 personal finance software market 36 degree synopsis, 2018 - 2032
• FIG 6 personal finance software market ecosystem analysis
• FIG 7 Profit margin analysis
• FIG 8 Growth potential analysis
• FIG 9 Porter's analysis
• FIG 10 PESTEL analysis
• FIG 11 Competitive analysis of major market players, 2022
• FIG 12 Competitive positioning matrix
• FIG 13 Strategic outlook matrix
• FIG 14 SWOT Analysis, Quicken Inc.
• FIG 15 SWOT Analysis, Moneydance
• FIG 16 SWOT Analysis, Intuit, Inc. (Mint)
• FIG 17 SWOT Analysis, You Need A Budget LLC
• FIG 18 SWOT Analysis, Buxfer Inc.
• FIG 19 SWOT Analysis, Doxo Inc.
• FIG 20 SWOT Analysis, Money Dashboards
• FIG 21 SWOT Analysis, Moneyspire Inc.
• FIG 22 SWOT Analysis, Pocket Smith Ltd.
• FIG 23 SWOT Analysis, Empower (Formerly Personal Capital)
• FIG 24 SWOT Analysis, Tiller Money
• FIG 25 SWOT Analysis, Banktree
• FIG 26 SWOT Analysis, HomeBank
• FIG 27 SWOT Analysis, AceMoney Lite

Personal Finance Software Market size is poised to expand at over 5% CAGR from 2023 to 2032 driven by the widespread adoption of online payment systems and digital transactions along with the subsequent need for secure and efficient personal finance software.

The growing obligation for instant access to financial data, personalized recommendations, and comprehensive financial planning solutions is escalating the significance of personal finance software, providing lucrative growth opportunities to the industry participants. For instance, in April 2023, P&N Group's BCU Bank subsidiary launched a personal financial management app to provide its customers more control over their money. Moreover, the surging emphasis on customized financial planning, risk assessment, and goal-based financial management will contribute to increasing product acceptance.

The personal finance software industry is categorized by tool, deployment, type, end user, and region.

Based on tool, the market share from the investment tracking software segment is projected to gain significant traction between 2023 and 2032. This is due to the increasing demand for comprehensive investment management tools and solutions for catering to the diverse investment portfolios of individuals and businesses. Moreover, the ability of investment management tools to provide real-time tracking, analysis, and performance evaluation of investment activities along with portfolio optimization and risk assessment functionalities will drive the segment growth.

Personal finance software market will witness remarkable growth from the enterprises end-use segment in 2022 and is estimated to exhibit lucrative growth rate between 2023 and 2032. The demand for streamlined financial operations, enhanced transparency, and efficient resource allocation is contributing to the rising adoption of personal finance software across enterprises.

Additionally, several industry participants are investing on advancing the abilities of the software to provide real-time financial insights, facilitate data-driven decision-making, and ensure compliance with regulatory standards, augmenting the segment growth. For instance, in September 2023, Intuit, a global financial technology platform, unveiled Intuit Assist, a Generative AI-powered personal financial assistant to provide tailored financial suggestions to small companies and consumers.

Regionally, the Asia Pacific personal finance software industry registered substantial growth in 2022 and is estimated to expand at robust CAGR through 2032 driven by the rising awareness of financial planning and the growing emphasis on individual wealth management. Furthermore, the expanding population of tech-savvy millennials and the burgeoning middle-class demographic will fuel the demand for user-friendly and intuitive personal finance software solutions across APAC.

Table of Contents

Chapter 1 Methodology & Scope

• 1.1 Market definitions
• 1.2 Base estimates & calculations
• 1.3 Forecast calculation
• 1.4 Data sources
  • 1.4.1 Primary
  • 1.4.2 Secondary
    • 1.4.2.1 Paid sources
    • 1.4.2.2 Public sources

Chapter 2 Executive Summary

• 2.1 Machine translation market 360 degree synopsis, 2018 - 2032
• 2.2 Regional trends
• 2.3 Communication type trends
• 2.4 Deployment trends
• 2.5 End-user trends

Chapter 3 Personal Finance Software Market Industry Insights

• 3.1 Impact of COVID-19
• 3.2 Impact of Russia-Ukraine war
• 3.3 Industry ecosystem analysis
• 3.4 Vendor matrix
• 3.5 Profit margin analysis
• 3.6 Tool & innovation landscape
• 3.7 Patent analysis
• 3.8 Key news and initiatives
• 3.9 Regulatory landscape
• 3.10 Impact forces
  • 3.10.1 Growth drivers
    • 3.10.1.1 Massive IoT expansion
    • 3.10.1.2 Rising need for enhanced connectivity
    • 3.10.1.3 Increasing adoption of mobile devices
  • 3.10.2 Industry pitfalls & challenges
    • 3.10.2.1 High infrastructure costs
    • 3.10.2.2 Limited coverage and range
• 3.11 Profit margin analysis
• 3.12 Vendor matrix analysis
• 3.13 Growth potential analysis
• 3.14 Porter's analysis
• 3.15 PESTEL analysis

Chapter 4 Competitive Landscape, 2022

• 4.1 Introduction
• 4.2 Company market share, 2022
• 4.3 Competitive analysis of major market players, 2022
  • 4.3.1 Quicken Inc.
  • 4.3.2 Intuit, Inc. (Mint)
  • 4.3.3 You Need A Budget LLC
  • 4.3.4 Doxo Inc.
  • 4.3.5 Money Dashboards
  • 4.3.6 Moneyspire Inc.
  • 4.3.7 Empower (Formerly Personal Capital)
• 4.4 Competitive positioning matrix, 2022
• 4.5 Strategic outlook matrix, 2022

Chapter 5 Personal Finance Software Market Estimates & Forecast, By Tool

• 5.1 Key trends, by tool
• 5.2 Budgeting Software
• 5.3 Tax Software
• 5.4 Investment Tracking Software
• 5.5 Retirement Planning Software
• 5.6 Others

Chapter 6 Personal Finance Software Market Estimates & Forecast, By Deployment

• 6.1 Key trends, by deployment
• 6.2 Cloud
• 6.3 On-premise

Chapter 7 Personal Finance Software Market Estimates & Forecast, By Type

• 7.1 Key trends, by Type
• 7.2 Desktop based
• 7.3 Mobile based

Chapter 8 Personal Finance Software Market Estimates & Forecast, By End User

• 8.1 Key trends, by end user
  • 8.1.1 Individual
  • 8.1.2 Financial Institutions
  • 8.1.3 Enterprises

Chapter 9 Personal Finance Software Market Estimates & Forecast, By Region

• 9.1 Key trends, by region
• 9.2 North America
  • 9.2.1 U.S.
  • 9.2.2 Canada
• 9.3 Europe
  • 9.3.1 UK
  • 9.3.2 Germany
  • 9.3.3 France
  • 9.3.4 Italy
  • 9.3.5 Spain
  • 9.3.6 Russia
  • 9.3.7 Nordics
• 9.4 Asia Pacific
  • 9.4.1 China
  • 9.4.2 Japan
  • 9.4.3 India
  • 9.4.4 South Korea
  • 9.4.5 ANZ
  • 9.4.6 Southeast Asia
• 9.5 Latin America
  • 9.5.1 Brazil
  • 9.5.2 Mexico
  • 9.5.3 Argentina
• 9.6 MEA
  • 9.6.1 UAE
  • 9.6.2 Saudi Arabia
  • 9.6.3 South Africa

Chapter 10 Company Profiles

• 10.1 Quicken Inc.
• 10.2 Moneydance
• 10.3 Intuit, Inc. (Mint)
• 10.4 You Need A Budget LLC
• 10.5 Buxfer Inc.
• 10.6 Doxo Inc.
• 10.7 Money Dashboards
• 10.8 Moneyspire Inc.
• 10.9 Pocket Smith Ltd.
• 10.10 Empower (Formerly Personal Capital)
• 10.11 Tiller Money
• 10.12 Banktree
• 10.13 HomeBank
• 10.14 AceMoney Lite