農業保険市場- 世界の産業規模、シェア、動向、機会、予測、製品タイプ別、流通チャネル別、地域別、競争別、2020-2030F

農業保険の世界市場規模は2024年に423億2,000万米ドルで、予測期間中のCAGRは6.08%で2030年には603億2,000万米ドルに達すると予測されています。

世界の農業保険市場は、気候リスクの増加、政府の支援、農家の意識の高まりによって拡大しています。干ばつ、洪水、暴風雨などの異常気象が、農作物や家畜の損失に対する補償需要を押し上げています。米国、中国、インドなどの地域では、政府の補助金やイニシアチブが農家に保険契約の採用を促しています。衛星画像やAIを活用したリスク評価といった技術の進歩は、保険引受プロセスを強化しています。さらに、アグリビジネスの成長と食糧安全保障への懸念が市場拡大に拍車をかけています。

市場促進要因

気候変動リスクと異常気象の増加

主な市場課題

保険料の高騰と小規模農家にとっての支払い可能額の制限

主な市場動向

迅速な保険金支払いのためのパラメトリック保険の採用増加

目次

第1章 イントロダクション

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 世界の農業保険市場展望

• 市場規模・予測
  • 金額別
• 市場シェア・予測
  • 製品タイプ別（多種農作物保険（MPCI）、農作物雹害保険、家畜保険、その他）
  • 流通チャネル別（銀行、保険会社、その他）
  • 地域別
  • 企業別（2024）
• 市場マップ

第5章 北米の農業保険市場展望

• 市場規模・予測
  • 金額別
• 市場シェア・予測
  • 製品タイプ別
  • 流通チャネル別
  • 国別
• 北米：国別分析
  • 米国
  • カナダ
  • メキシコ

第6章 欧州の農業保険市場展望

• 市場規模・予測
• 市場シェア・予測
• 欧州：国別分析
  • フランス
  • ドイツ
  • スペイン
  • イタリア
  • 英国

第7章 アジア太平洋地域の農業保険市場展望

• 市場規模・予測
• 市場シェア・予測
• アジア太平洋地域：国別分析
  • 中国
  • 日本
  • インド
  • ベトナム
  • 韓国

第8章 中東・アフリカの農業保険市場展望

• 市場規模・予測
• 市場シェア・予測
• 中東・アフリカ：国別分析
  • 南アフリカ
  • サウジアラビア
  • アラブ首長国連邦
  • トルコ

第9章 南米の農業保険市場展望

• 市場規模・予測
• 市場シェア・予測
• 南米：国別分析
  • ブラジル
  • アルゼンチン
  • コロンビア

第10章 市場力学

• 促進要因
• 課題

第11章 市場動向と発展

• 合併と買収
• 製品の発売
• 最近の動向

第12章 ポーターのファイブフォース分析

• 業界内の競合
• 新規参入の可能性
• サプライヤーの力
• 顧客の力
• 代替品の脅威

第13章 競合情勢

• 企業プロファイル
  • Munich Re Group
  • AXA Group
  • Allianz SE Reinsurance
  • Great American Insurance Company
  • Zurich Insurance Company Ltd
  • Agriculture Insurance Company of India Limited（AIC）
  • Sompo International Holdings Ltd
  • Chubb Limited
  • QBE Insurance Ltd.
  • People's Insurance Company（Group）of China Limited

第14章 戦略的提言

第15章 調査会社について・免責事項

Global Agricultural Insurance Market was valued at USD 42.32 Billion in 2024 and is expected to reach USD 60.32 Billion by 2030 with a CAGR of 6.08% during the forecast period. The global agricultural insurance market is expanding due to increasing climate risks, government support, and rising awareness among farmers. Extreme weather events, including droughts, floods, and storms, have driven demand for coverage against crop and livestock losses. Government subsidies and initiatives in regions like the U.S., China, and India encourage farmers to adopt insurance policies. Technological advancements, such as satellite imagery and AI-driven risk assessment, are enhancing underwriting processes. Additionally, the growth of agribusiness and food security concerns is fueling market expansion.

Market Drivers

Increasing Climate Change Risks and Extreme Weather Events

The growing frequency and intensity of extreme weather events, such as droughts, floods, hurricanes, and wildfires, have significantly driven demand for agricultural insurance worldwide. According to the World Meteorological Organization (WMO), climate-related disasters have increased fivefold over the past 50 years, leading to severe crop and livestock losses. Countries like the United States, India, and China have witnessed substantial agricultural damage due to erratic monsoons, prolonged droughts, and unexpected frosts. In 2022, global insured losses from natural disasters reached $132 billion, highlighting the urgent need for risk mitigation solutions in agriculture. This heightened risk exposure has made farmers, agribusinesses, and financial institutions more inclined toward insurance policies to safeguard investments and ensure financial stability. As a result, the global agricultural insurance market is experiencing strong growth, with governments and private insurers developing new products to cater to the evolving risk landscape.

Key Market Challenges

High Premium Costs and Limited Affordability for Small-Scale Farmers

One of the major challenges facing the global agricultural insurance market is the high cost of premiums, which makes it unaffordable for small and marginal farmers. Unlike large agribusinesses that can absorb insurance costs, smallholder farmers, especially in developing countries, struggle to afford coverage due to their limited financial resources. The cost of agricultural insurance is influenced by factors such as increasing climate risks, expensive risk assessment technologies, and administrative costs for insurers. In regions like Africa and Southeast Asia, where farming is a primary livelihood for millions, the penetration of agricultural insurance remains low due to high premiums and lack of financial support. While some governments provide subsidies to offset costs, funding limitations often lead to inadequate coverage, leaving many farmers vulnerable to losses from extreme weather events. Additionally, complex pricing models, high administrative expenses, and the need for reinsurance further drive up costs, discouraging small farmers from purchasing insurance. Without more accessible and affordable insurance options, the market faces barriers to expansion, particularly in developing economies where agricultural resilience is crucial for food security.

Key Market Trends

Rising Adoption of Parametric Insurance for Faster Payouts

One of the most significant trends in the agricultural insurance market is the increasing adoption of parametric insurance, which offers predefined payouts based on objective weather data or other measurable indices rather than traditional damage assessments. Unlike conventional indemnity-based insurance, parametric insurance minimizes the need for lengthy claim verifications, enabling faster compensation for farmers affected by extreme weather events such as droughts, floods, and hurricanes. According to Swiss Re, the global parametric insurance market is expected to grow at a CAGR of over 10% in the coming years, driven by advancements in data analytics and satellite-based monitoring. Several countries, including India, the United States, and African nations, have started implementing parametric insurance solutions to improve coverage efficiency and farmer participation. For instance, the World Bank has been supporting index-based insurance programs in Kenya, helping smallholder farmers secure financial stability against climate risks. As the demand for quicker and more transparent insurance payouts rises, parametric insurance is expected to play a crucial role in expanding agricultural insurance penetration, particularly in emerging markets.

Key Market Players

• Munich Re Group
• AXA Group
• Allianz SE Reinsurance
• Great American Insurance Company
• Zurich Insurance Company Ltd
• Agriculture Insurance Company of India Limited (AIC)
• Sompo International Holdings Ltd
• Chubb Limited
• QBE Insurance Ltd.
• People's Insurance Company (Group) of China Limited

Report Scope:

In this report, the global Agricultural Insurance Market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:

Agricultural Insurance Market, By Product Type:

• Multi-peril Crop Insurance (MPCI)
• Crop-hail Insurance
• Livestock Insurance
• Others

Agricultural Insurance Market, By Distribution Channel:

• Banks
• Insurance Companies
• Others

Agricultural Insurance Market, By Region:

• North America
  • United States
  • Canada
  • Mexico
• Europe
  • France
  • Germany
  • Spain
  • Italy
  • United Kingdom
• Asia-Pacific
  • China
  • Japan
  • India
  • Vietnam
  • South Korea
• Middle East & Africa
  • South Africa
  • Saudi Arabia
  • UAE
  • Turkey
• South America
  • Brazil
  • Argentina
  • Colombia

Competitive Landscape

Company Profiles: Detailed analysis of the major companies presents in the global Agricultural Insurance Market.

Available Customizations:

Global Agricultural Insurance Market report with the given market data, TechSci Research offers customizations according to a company's specific needs. The following customization options are available for the report:

Company Information

Detailed analysis and profiling of additional market players (up to five).

Table of Contents

1. Introduction

• 1.1. Market Overview
• 1.2. Key Highlights of the Report
• 1.3. Market Coverage
• 1.4. Market Segments Covered
• 1.5. Research Tenure Considered

2. Research Methodology

• 2.1. Methodology Landscape
• 2.2. Objective of the Study
• 2.3. Baseline Methodology
• 2.4. Formulation of the Scope
• 2.5. Assumptions and Limitations
• 2.6. Sources of Research
• 2.7. Approach for the Market Study
• 2.8. Methodology Followed for Calculation of Market Size & Market Shares
• 2.9. Forecasting Methodology

3. Executive Summary

• 3.1. Overview of the Market
• 3.2. Overview of Key Market Segmentations
• 3.3. Overview of Key Market Players
• 3.4. Overview of Key Regions
• 3.5. Overview of Market Drivers, Challenges, and Trends

4. Global Agricultural Insurance Market Outlook

• 4.1. Market Size & Forecast
  • 4.1.1. By Value
• 4.2. Market Share & Forecast
  • 4.2.1. By Product Type (Multi-peril Crop Insurance (MPCI), Crop-hail Insurance, Livestock Insurance, Others)
  • 4.2.2. By Distribution Channel (Banks, Insurance Companies, Others)
  • 4.2.3. By Region
  • 4.2.4. By Company (2024)
• 4.3. Market Map

5. North America Agricultural Insurance Market Outlook

• 5.1. Market Size & Forecast
  • 5.1.1. By Value
• 5.2. Market Share & Forecast
  • 5.2.1. By Product Type
  • 5.2.2. By Distribution Channel
  • 5.2.3. By Country
• 5.3. North America: Country Analysis
  • 5.3.1. United States Agricultural Insurance Market Outlook
    • 5.3.1.1. Market Size & Forecast
      • 5.3.1.1.1. By Value
    • 5.3.1.2. Market Share & Forecast
      • 5.3.1.2.1. By Product Type
      • 5.3.1.2.2. By Distribution Channel
  • 5.3.2. Canada Agricultural Insurance Market Outlook
    • 5.3.2.1. Market Size & Forecast
      • 5.3.2.1.1. By Value
    • 5.3.2.2. Market Share & Forecast
      • 5.3.2.2.1. By Product Type
      • 5.3.2.2.2. By Distribution Channel
  • 5.3.3. Mexico Agricultural Insurance Market Outlook
    • 5.3.3.1. Market Size & Forecast
      • 5.3.3.1.1. By Value
    • 5.3.3.2. Market Share & Forecast
      • 5.3.3.2.1. By Product Type
      • 5.3.3.2.2. By Distribution Channel

6. Europe Agricultural Insurance Market Outlook

• 6.1. Market Size & Forecast
  • 6.1.1. By Value
• 6.2. Market Share & Forecast
  • 6.2.1. By Product Type
  • 6.2.2. By Distribution Channel
  • 6.2.3. By Country
• 6.3. Europe: Country Analysis
  • 6.3.1. France Agricultural Insurance Market Outlook
    • 6.3.1.1. Market Size & Forecast
      • 6.3.1.1.1. By Value
    • 6.3.1.2. Market Share & Forecast
      • 6.3.1.2.1. By Product Type
      • 6.3.1.2.2. By Distribution Channel
  • 6.3.2. Germany Agricultural Insurance Market Outlook
    • 6.3.2.1. Market Size & Forecast
      • 6.3.2.1.1. By Value
    • 6.3.2.2. Market Share & Forecast
      • 6.3.2.2.1. By Product Type
      • 6.3.2.2.2. By Distribution Channel
  • 6.3.3. Spain Agricultural Insurance Market Outlook
    • 6.3.3.1. Market Size & Forecast
      • 6.3.3.1.1. By Value
    • 6.3.3.2. Market Share & Forecast
      • 6.3.3.2.1. By Product Type
      • 6.3.3.2.2. By Distribution Channel
  • 6.3.4. Italy Agricultural Insurance Market Outlook
    • 6.3.4.1. Market Size & Forecast
      • 6.3.4.1.1. By Value
    • 6.3.4.2. Market Share & Forecast
      • 6.3.4.2.1. By Product Type
      • 6.3.4.2.2. By Distribution Channel
  • 6.3.5. United Kingdom Agricultural Insurance Market Outlook
    • 6.3.5.1. Market Size & Forecast
      • 6.3.5.1.1. By Value
    • 6.3.5.2. Market Share & Forecast
      • 6.3.5.2.1. By Product Type
      • 6.3.5.2.2. By Distribution Channel

7. Asia-Pacific Agricultural Insurance Market Outlook

• 7.1. Market Size & Forecast
  • 7.1.1. By Value
• 7.2. Market Share & Forecast
  • 7.2.1. By Product Type
  • 7.2.2. By Distribution Channel
  • 7.2.3. By Provider
  • 7.2.4. By Country
• 7.3. Asia-Pacific: Country Analysis
  • 7.3.1. China Agricultural Insurance Market Outlook
    • 7.3.1.1. Market Size & Forecast
      • 7.3.1.1.1. By Value
    • 7.3.1.2. Market Share & Forecast
      • 7.3.1.2.1. By Product Type
      • 7.3.1.2.2. By Distribution Channel
  • 7.3.2. Japan Agricultural Insurance Market Outlook
    • 7.3.2.1. Market Size & Forecast
      • 7.3.2.1.1. By Value
    • 7.3.2.2. Market Share & Forecast
      • 7.3.2.2.1. By Product Type
      • 7.3.2.2.2. By Distribution Channel
  • 7.3.3. India Agricultural Insurance Market Outlook
    • 7.3.3.1. Market Size & Forecast
      • 7.3.3.1.1. By Value
    • 7.3.3.2. Market Share & Forecast
      • 7.3.3.2.1. By Product Type
      • 7.3.3.2.2. By Distribution Channel
  • 7.3.4. Vietnam Agricultural Insurance Market Outlook
    • 7.3.4.1. Market Size & Forecast
      • 7.3.4.1.1. By Value
    • 7.3.4.2. Market Share & Forecast
      • 7.3.4.2.1. By Product Type
      • 7.3.4.2.2. By Distribution Channel
  • 7.3.5. South Korea Agricultural Insurance Market Outlook
    • 7.3.5.1. Market Size & Forecast
      • 7.3.5.1.1. By Value
    • 7.3.5.2. Market Share & Forecast
      • 7.3.5.2.1. By Product Type
      • 7.3.5.2.2. By Distribution Channel

8. Middle East & Africa Agricultural Insurance Market Outlook

• 8.1. Market Size & Forecast
  • 8.1.1. By Value
• 8.2. Market Share & Forecast
  • 8.2.1. By Product Type
  • 8.2.2. By Distribution Channel
  • 8.2.3. By Country
• 8.3. MEA: Country Analysis
  • 8.3.1. South Africa Agricultural Insurance Market Outlook
    • 8.3.1.1. Market Size & Forecast
      • 8.3.1.1.1. By Value
    • 8.3.1.2. Market Share & Forecast
      • 8.3.1.2.1. By Product Type
      • 8.3.1.2.2. By Distribution Channel
  • 8.3.2. Saudi Arabia Agricultural Insurance Market Outlook
    • 8.3.2.1. Market Size & Forecast
      • 8.3.2.1.1. By Value
    • 8.3.2.2. Market Share & Forecast
      • 8.3.2.2.1. By Product Type
      • 8.3.2.2.2. By Distribution Channel
  • 8.3.3. UAE Agricultural Insurance Market Outlook
    • 8.3.3.1. Market Size & Forecast
      • 8.3.3.1.1. By Value
    • 8.3.3.2. Market Share & Forecast
      • 8.3.3.2.1. By Product Type
      • 8.3.3.2.2. By Distribution Channel
  • 8.3.4. Turkey Agricultural Insurance Market Outlook
    • 8.3.4.1. Market Size & Forecast
      • 8.3.4.1.1. By Value
    • 8.3.4.2. Market Share & Forecast
      • 8.3.4.2.1. By Product Type
      • 8.3.4.2.2. By Distribution Channel

9. South America Agricultural Insurance Market Outlook

• 9.1. Market Size & Forecast
  • 9.1.1. By Value
• 9.2. Market Share & Forecast
  • 9.2.1. By Product Type
  • 9.2.2. By Distribution Channel
  • 9.2.3. By Country
• 9.3. South America: Country Analysis
  • 9.3.1. Brazil Agricultural Insurance Market Outlook
    • 9.3.1.1. Market Size & Forecast
      • 9.3.1.1.1. By Value
    • 9.3.1.2. Market Share & Forecast
      • 9.3.1.2.1. By Product Type
      • 9.3.1.2.2. By Distribution Channel
  • 9.3.2. Argentina Agricultural Insurance Market Outlook
    • 9.3.2.1. Market Size & Forecast
      • 9.3.2.1.1. By Value
    • 9.3.2.2. Market Share & Forecast
      • 9.3.2.2.1. By Product Type
      • 9.3.2.2.2. By Distribution Channel
  • 9.3.3. Colombia Agricultural Insurance Market Outlook
    • 9.3.3.1. Market Size & Forecast
      • 9.3.3.1.1. By Value
    • 9.3.3.2. Market Share & Forecast
      • 9.3.3.2.1. By Product Type
      • 9.3.3.2.2. By Distribution Channel

10. Market Dynamics

• 10.1. Drivers
• 10.2. Challenges

11. Market Trends & Developments

• 11.1. Merger & Acquisition (If Any)
• 11.2. Product Launches (If Any)
• 11.3. Recent Developments

12. Porters Five Forces Analysis

• 12.1. Competition in the Industry
• 12.2. Potential of New Entrants
• 12.3. Power of Suppliers
• 12.4. Power of Customers
• 12.5. Threat of Substitute Products

13. Competitive Landscape

• 13.1. Company Profiles
  • 13.1.1. Munich Re Group
    • 13.1.1.1. Business Overview
    • 13.1.1.2. Company Snapshot
    • 13.1.1.3. Products & Services
    • 13.1.1.4. Financials (As Per Availability)
    • 13.1.1.5. Key Market Focus & Geographical Presence
    • 13.1.1.6. Recent Developments
    • 13.1.1.7. Key Management Personnel
  • 13.1.2. AXA Group
  • 13.1.3. Allianz SE Reinsurance
  • 13.1.4. Great American Insurance Company
  • 13.1.5. Zurich Insurance Company Ltd
  • 13.1.6. Agriculture Insurance Company of India Limited (AIC)
  • 13.1.7. Sompo International Holdings Ltd
  • 13.1.8. Chubb Limited
  • 13.1.9. QBE Insurance Ltd.
  • 13.1.10. People's Insurance Company (Group) of China Limited

14. Strategic Recommendations

15. About Us & Disclaimer