イスラム金融市場規模、シェア、成長分析、金融機関タイプ別、金融商品別、対象市場別、地域別-2025年～2032年産業予測

イスラム金融の世界市場規模は、2023年に3兆3,160億米ドルと評価され、2024年の3兆4,851億2,000万米ドルから2032年には5兆1,884億7,000万米ドルに成長し、予測期間（2025年～2032年）のCAGRは5.1％で成長する見通しです。

世界のイスラム金融市場は、シャリアに準拠した金融商品に対する消費者の需要の高まりと、イスラム教圏と非イスラム教圏の両方における意識の高まりによって、力強い成長を遂げています。イスラム金融の重要性は、その倫理原則とリスク分担の仕組みによって高まっています。デジタル化とイスラム規制の枠組みの進展は、市場の拡大をさらに加速させる。Sukのフレームワークにも革新が生まれつつあり、ドキュメンテーションの標準化や発行時間の短縮によって効率性が向上し、すべての利害関係者に利益をもたらしています。さらに、多くの新興国が金融包摂に注力しており、イスラム金融は包摂的成長モデルの育成における重要なプレーヤーとして位置づけられています。イスラム金融の資産ベースの基盤は安定性を促進し、経済の不確実性の中で実行可能な代替手段として機能します。

目次

イントロダクション

• 調査の目的
• 調査範囲
• 定義

調査手法

• 情報調達
• 二次と一次データの方法
• 市場規模予測
• 市場の前提条件と制限

エグゼクティブサマリー

• 世界市場の見通し
• 供給と需要の動向分析
• セグメント別機会分析

市場力学と見通し

• 市場概要
• 市場規模
• 市場力学
  • 促進要因と機会
  • 抑制要因と課題
• ポーターの分析

主な市場の考察

• 重要成功要因
• 競合の程度
• 主な投資機会
• 市場エコシステム
• 市場の魅力指数（2024年）
• PESTEL分析
• マクロ経済指標
• バリューチェーン分析
• 価格分析
• 規制分析
• 技術分析
• ケーススタディ
• 顧客購買行動分析

イスラム金融市場規模：金融機関タイプ別& CAGR（2025年～2032年）

• 市場概要
• イスラム銀行
• イスラム系非銀行金融機関（NBFI）
• 従来型銀行内のシャリア準拠部門
• タカフル（イスラム保険）会社

イスラム金融市場規模：金融商品別& CAGR（2025年～2032年）

• 市場概要
• スクーク（イスラム債券）
• Murabaha（コストプラスファイナンス）
• ムシャラカ（利益分配パートナーシップ）
• イジャラ（リース）

イスラム金融市場規模：対象市場別& CAGR（2025年～2032年）

• 市場概要
• 個人
• 法人
• 政府
• ソブリン・ウェルス・ファンド

イスラム金融市場規模& CAGR（2025年～2032年）

• 北米
  • 米国
  • カナダ
• 欧州
  • ドイツ
  • スペイン
  • フランス
  • 英国
  • イタリア
  • その他の欧州
• アジア太平洋
  • 中国
  • インド
  • 日本
  • 韓国
  • その他のアジア太平洋
• ラテンアメリカ
  • ブラジル
  • その他のラテンアメリカ
• 中東・アフリカ
  • GCC諸国
  • 南アフリカ
  • その他の中東・アフリカ

競合情報

• 上位5社の比較
• 主要企業の市場ポジショニング（2024年）
• 主な市場企業が採用した戦略
• 最近の市場動向
• 企業の市場シェア分析（2024年）
• 主要企業の企業プロファイル
  • 企業の詳細
  • 製品ポートフォリオ分析
  • 企業のセグメント別シェア分析
  • 収益の前年比比較（2022年～2024年）

主要企業プロファイル

• Al Hilal Bank
• Al Rajhi Bank
• Ajman Bank
• Kuwait Finance House
• Boubyan Bank
• Al Baraka Banking Group
• Bank Islam Malaysia
• Abu Dhabi Islamic Bank
• Maybank Islamic
• Bank Muamalat
• Sharjah Islamic Bank
• Bahrain Islamic Bank
• Indonesia Financial Services Authority
• Noor Bank
• Qatar Islamic Bank
• Dubai Islamic

結論と提言

Global Islamic Finance Market size was valued at USD 3316.0 billion in 2023 and is poised to grow from USD 3485.12 billion in 2024 to USD 5188.47 billion by 2032, growing at a CAGR of 5.1% during the forecast period (2025-2032).

The global Islamic finance market is witnessing robust growth driven by rising consumer demand for Shariah-compliant financial products and heightened awareness in both Muslim and non-Muslim regions. The significance of Islamic banking is increasing, facilitated by its ethical principles and risk-sharing mechanisms. Digitization and the advancement of Islamic regulatory frameworks further amplify market expansion. Innovations in Sukuk frameworks are emerging, enhancing efficiency by standardizing documentation and reducing issuance time, thus benefiting all stakeholders. Additionally, many emerging economies are focusing on financial inclusion, positioning Islamic finance as a key player in fostering inclusive growth models. The asset-based foundation of Islamic finance promotes stability and serves as a viable alternative during economic uncertainties, while jurisdictions strive to align regulations to boost market confidence.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Islamic Finance market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Islamic Finance Market Segments Analysis

Global Islamic Finance Market is segmented by Type of Institution, Financial product, Target Market and region. Based on Type of Institution, the market is segmented into Islamic Banks, Islamic Non-Banking Financial Institutions (NBFIs), Shariah-compliant units within Conventional Banks and Takaful (Islamic Insurance) Companies. Based on Financial product, the market is segmented into Sukuk (Islamic Bonds), Murabaha (Cost-plus Financing), Musharaka (Profit-Sharing Partnerships) and Ijara (Leasing). Based on Target Market, the market is segmented into Individuals, Corporations, Governments and Sovereign Wealth Funds. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Islamic Finance Market

The expansion of the global Muslim population, which exceeds 1.9 billion, significantly boosts the demand for Sharia-compliant financial products. Individuals are increasingly interested in financial offerings that align with their ethical beliefs, favoring options that are interest-free and emphasize risk-sharing. This growing awareness and preference for culturally resonant financial solutions position Islamic finance as an attractive alternative. The desire for a morally grounded financial system drives consumers to seek out products that not only meet their spiritual needs but also adhere to principles of fairness and justice, thereby enhancing the appeal of Islamic finance on a global scale.

Restraints in the Global Islamic Finance Market

One of the key challenges facing the Global Islamic Finance market is the absence of universally accepted Sharia standards, which hampers the industry's growth and advancement. Due to differing interpretations and regulatory frameworks in various regions, complexities arise in compliance, creating obstacles for institutions navigating these diverse requirements. This lack of standardization often leads to inefficiencies, complicating cross-border transactions and limiting cooperation among Islamic finance entities worldwide. Consequently, the inability to harmonize practices can stifle innovation and detract from the potential for a cohesive global Islamic finance ecosystem, ultimately restraining the market's overall development.

Market Trends of the Global Islamic Finance Market

The Global Islamic Finance market is experiencing a dynamic shift towards Islamic fintech and digital banking models, which are reshaping the landscape of financial services. This trend is characterized by the adoption of technology-driven platforms that enhance access to Islamic financial products such as mobile banking solutions, halal investment instruments, and blockchain-enabled lending systems. A growing number of startups, alongside established financial institutions, are tapping into digital ecosystems to engage millennial and Gen-Z Muslim consumers, who possess a high level of digital literacy. This integration of technology not only broadens the reach of Islamic finance but also fosters innovation, inclusivity, and convenience in financial transactions.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Regulatory Analysis
• Technology Analysis
• Case Studies
• Customer Buying Behavior Analysis

Global Islamic Finance Market Size by Type of Institution & CAGR (2025-2032)

• Market Overview
• Islamic Banks
• Islamic Non-Banking Financial Institutions (NBFIs)
• Shariah-compliant units within Conventional Banks
• Takaful (Islamic Insurance) Companies

Global Islamic Finance Market Size by Financial product & CAGR (2025-2032)

• Market Overview
• Sukuk (Islamic Bonds)
• Murabaha (Cost-plus Financing)
• Musharaka (Profit-Sharing Partnerships)
• Ijara (Leasing)

Global Islamic Finance Market Size by Target Market & CAGR (2025-2032)

• Market Overview
• Individuals
• Corporations
• Governments
• Sovereign Wealth Funds

Global Islamic Finance Market Size & CAGR (2025-2032)

• North America (Type of Institution, Financial product, Target Market)
  • US
  • Canada
• Europe (Type of Institution, Financial product, Target Market)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Type of Institution, Financial product, Target Market)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Type of Institution, Financial product, Target Market)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Type of Institution, Financial product, Target Market)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• Al Hilal Bank
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Al Rajhi Bank
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Ajman Bank
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Kuwait Finance House
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Boubyan Bank
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Al Baraka Banking Group
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Bank Islam Malaysia
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Abu Dhabi Islamic Bank
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Maybank Islamic
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Bank Muamalat
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Sharjah Islamic Bank
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Bahrain Islamic Bank
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Indonesia Financial Services Authority
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Noor Bank
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Qatar Islamic Bank
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Dubai Islamic
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations