コアバンキングソリューション市場規模、シェア、成長分析：コンポーネント別、銀行タイプ別、展開別、エンドユーザー別、地域別-2025-2032年産業予測

コアバンキングソリューションの世界市場規模は2023年に188億米ドルと評価され、2024年の205億3,000万米ドルから2032年には415億1,000万米ドルに成長し、予測期間（2025-2032年）のCAGRは9.2％で成長する見通しです。

世界のコアバンキングソリューション市場は、金融業界のデジタル化の進展、クラウドベースのバンキングに対する需要の高まり、金融セキュリティの強化を目的とした規制圧力の高まりに後押しされています。銀行がリアルタイムのサービスに対する顧客の期待に応えようとする中、顧客体験、業務効率、コンプライアンスを向上させるデジタルソリューションの採用が重要になっています。クラウドベースのシステムは、その拡張性と費用対効果から特に人気が高いです。AIや機械学習の革新は銀行業務をさらに合理化し、GDPRやAMLなどの規制への対応は新たな成長機会を促進します。サイバーセキュリティリスクや導入コストなどの課題はあるもの、デジタルバンキングソリューションへの移行が進んでいることから、市場には大きな可能性が広がっており、MashreqやFusion Bankといった業界大手の最近の動向からもそのことがうかがえます。

目次

イントロダクション

• 調査の目的
• 調査範囲
• 定義

調査手法

• 情報調達
• 二次と一次データの方法
• 市場規模予測
• 市場の前提条件と制限

エグゼクティブサマリー

• 世界市場の見通し
• 供給と需要の動向分析
• セグメント別機会分析

市場力学と見通し

• 市場概要
• 市場規模
• 市場力学
  • 促進要因と機会
  • 抑制要因と課題
• ポーターの分析

主な市場の考察

• 重要成功要因
• 競合の程度
• 主な投資機会
• 市場エコシステム
• 市場の魅力指数（2024年）
• PESTEL分析
• マクロ経済指標
• バリューチェーン分析
• 価格分析
• 規制情勢
• ケーススタディ
• 技術分析

コアバンキングソリューション市場規模：コンポーネント別& CAGR（2025-2032）

• 市場概要
• ソリューション
  • アカウント処理
  • デポジット
  • ローン
  • エンタープライズ顧客ソリューション
  • その他
• サービス
  • プロフェッショナルサービス
  • マネージドサービス

コアバンキングソリューション市場規模：銀行タイプ別& CAGR（2025-2032）

• 市場概要
• 大手銀行
• 中規模銀行
• 小規模銀行
• 信用金庫
• 信用組合

コアバンキングソリューション市場規模：展開別& CAGR（2025-2032）

• 市場概要
• オンプレミス
• クラウド

コアバンキングソリューション市場規模：エンドユーザー別& CAGR（2025-2032）

• 市場概要
• リテールバンキング
• 財務省
• コーポレートバンキング
• 資産管理

コアバンキングソリューション市場規模：地域別& CAGR（2025-2032）

• 北米
  • 米国
  • カナダ
• 欧州
  • ドイツ
  • スペイン
  • フランス
  • 英国
  • イタリア
  • その他欧州地域
• アジア太平洋地域
  • 中国
  • インド
  • 日本
  • 韓国
  • その他アジア太平洋地域
• ラテンアメリカ
  • ブラジル
  • その他ラテンアメリカ地域
• 中東・アフリカ
  • GCC諸国
  • 南アフリカ
  • その他中東・アフリカ

競合情報

• 上位5社の比較
• 主要企業の市場ポジショニング（2024年）
• 主な市場企業が採用した戦略
• 最近の市場動向
• 企業の市場シェア分析（2024年）
• 主要企業の企業プロファイル
  • 企業の詳細
  • 製品ポートフォリオ分析
  • 企業のセグメント別シェア分析
  • 収益の前年比比較（2022-2024）

主要企業プロファイル

• Temenos AG（Switzerland）
• SS&C Technologies（United States）
• Fiserv（United States）
• Oracle Financial Services Software（India）
• TCS BaNCS（India）
• Infosys Finacle（India）
• SAP SE（Germany）
• FIS（United States）
• Jack Henry & Associates（United States）
• Misys（United Kingdom）
• Path Solutions（Kuwait）
• Sopra Banking Software（France）
• EdgeVerve Systems（India）
• Nucleus Software（India）
• Temenos Multifonds（Luxembourg）
• Avaloq（Switzerland）
• Diasoft（Russia）
• InfrasoftTech（India）
• SAB Group（France）
• ERI Bancaire（Switzerland）
• BankWorld by CR2（Ireland）

結論と提言

Global Core Banking Solutions Market size was valued at USD 18.8 billion in 2023 and is poised to grow from USD 20.53 billion in 2024 to USD 41.51 billion by 2032, growing at a CAGR of 9.2% during the forecast period (2025-2032).

The global core banking solutions market is propelled by the rising digitization of the financial industry, the growing demand for cloud-based banking, and increasing regulatory pressures aimed at enhancing financial security. As banks seek to meet customer expectations for real-time services, the adoption of digital solutions to improve customer experience, operational efficiency, and compliance becomes critical. Cloud-based systems are particularly popular due to their scalability and cost-effectiveness. Innovations in AI and machine learning further streamline banking operations, while compliance with regulations such as GDPR and AML fosters new growth opportunities. Despite challenges like cybersecurity risks and implementation costs, the ongoing transition towards digital banking solutions presents considerable market potential, emphasized by recent key developments from major industry players like Mashreq and Fusion Bank.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Core Banking Solutions market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Core Banking Solutions Market Segments Analysis

Global Core Banking Solutions Market is segmented by Component, Banking Type, Deployment, End User and region. Based on Component, the market is segmented into Solution and Service. Based on Banking Type, the market is segmented into Large Banks, Midsize Banks, Small Banks, Community Banks and Credit Unions. Based on Deployment, the market is segmented into On-premises and Cloud. Based on End User, the market is segmented into Retail Banking, Treasury, Corporate Banking and Wealth Management. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Core Banking Solutions Market

The global emphasis on financial inclusion is a significant driver for the core banking solutions market, particularly in emerging nations. As governments and financial institutions make substantial investments in digital banking infrastructure, they aim to extend essential banking services to the unbanked and underbanked populations. This commitment to enhancing access to financial services is expected to significantly increase the demand for core banking solutions in the coming years, projecting a positive growth trajectory through 2032. By addressing the needs of diverse populations, these banking solutions are poised to play a crucial role in the development and modernization of the financial landscape worldwide.

Restraints in the Global Core Banking Solutions Market

The global core banking solutions market faces significant challenges due to the rising digitization of banking and financial services, which has rendered these systems more susceptible to cyberattacks and data breaches. Core banking solution providers must strike a balance between implementing stringent security measures and ensuring smooth operational efficiency. This ongoing struggle to maintain a secure environment while providing uninterrupted services hinders the overall growth potential of the market on a global scale. As cybersecurity threats continue to evolve, the ability of core banking solutions to adapt and protect sensitive information becomes crucial for market expansion and consumer trust.

Market Trends of the Global Core Banking Solutions Market

As of October 2023, the Global Core Banking Solutions market is witnessing a significant shift towards the adoption of Banking-as-a-Service (BaaS) and embedded finance models. This trend is driven by an increasing demand for flexible and scalable core banking solutions that can seamlessly integrate with non-banking entities, enabling them to offer financial services to their customer base. Companies in this space are strategically positioning themselves to leverage these developments, creating innovative solutions that enhance customer experience and improve operational efficiency. The emergence of BaaS represents a pivotal opportunity for market players to expand their service offerings and foster new revenue streams.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Regulatory Landscape
• Case Studies
• Technology Analysis

Global Core Banking Solutions Market Size by Component & CAGR (2025-2032)

• Market Overview
• Solution
  • Account Processing
  • Deposit
  • Loan
  • Enterprise Customer solution
  • Others
• Service
  • Professional Services
  • Managed Services

Global Core Banking Solutions Market Size by Banking Type & CAGR (2025-2032)

• Market Overview
• Large Banks
• Midsize Banks
• Small Banks
• Community Banks
• Credit Unions

Global Core Banking Solutions Market Size by Deployment & CAGR (2025-2032)

• Market Overview
• On-premises
• Cloud

Global Core Banking Solutions Market Size by End User & CAGR (2025-2032)

• Market Overview
• Retail Banking
• Treasury
• Corporate Banking
• Wealth Management

Global Core Banking Solutions Market Size & CAGR (2025-2032)

• North America (Component, Banking Type, Deployment, End User)
  • US
  • Canada
• Europe (Component, Banking Type, Deployment, End User)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Component, Banking Type, Deployment, End User)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Component, Banking Type, Deployment, End User)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Component, Banking Type, Deployment, End User)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• Temenos AG (Switzerland)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• SS&C Technologies (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fiserv (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Oracle Financial Services Software (India)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• TCS BaNCS (India)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Infosys Finacle (India)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• SAP SE (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• FIS (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Jack Henry & Associates (United States)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Misys (United Kingdom)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Path Solutions (Kuwait)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Sopra Banking Software (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• EdgeVerve Systems (India)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Nucleus Software (India)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Temenos Multifonds (Luxembourg)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Avaloq (Switzerland)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Diasoft (Russia)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• InfrasoftTech (India)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• SAB Group (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• ERI Bancaire (Switzerland)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• BankWorld by CR2 (Ireland)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations