電子請求書プレゼンメントと支払の市場規模、シェア、成長分析、製品別、最終用途別、チャネル別、最終使用産業別、地域別 - 産業予測、2025～2032年

電子請求書プレゼンメントと支払の世界市場規模は、2023年に253億米ドルと評価され、2024年の279億1,000万米ドルから2032年には611億4,000万米ドルに成長し、予測期間中（2025-2032年）のCAGRは10.3％で成長する見通しです。

電子請求書プレゼンメントと支払（EBPP）は、請求書管理における変革の象徴であり、企業が請求書を電子的に配信し、インターネットを介した自動支払いを促進することを可能にします。eビリングやeインボイシングとも呼ばれるこの方法は、通信、金融サービス、公益事業部門で主に採用されています。EBPPで利用される主なモデルには、ダイレクト・アプローチとアグリゲーター・アプローチがあります。同市場は、透明性、利便性、取引の時間効率に対する需要の高まりとともに、電子請求書システムに対する消費者の意識の高まりによって力強い成長を遂げています。これらの要因が存在感を増すにつれて、EBPPの状況は、日常業務プロセスにおけるデジタル金融ソリューションへの広範な動向を反映し、大きく拡大する態勢を整えています。

目次

イントロダクション

• 調査の目的
• 調査範囲
• 定義

調査手法

• 情報調達
• 二次データと一次データの方法
• 市場規模予測
• 市場の前提条件と制限

エグゼクティブサマリー

• 世界市場の見通し
• 供給と需要の動向分析
• セグメント別機会分析

市場力学と見通し

• 市場概要
• 市場規模
• 市場力学
  • 促進要因と機会
  • 抑制要因と課題
• ポーターの分析

主な市場の考察

• 重要成功要因
• 競合の程度
• 主な投資機会
• 市場エコシステム
• 市場の魅力指数（2024年）
• PESTEL分析
• マクロ経済指標
• バリューチェーン分析
• 価格分析
• 技術分析
• 規制分析

電子請求書プレゼンメントと支払市場規模：製品別

• 市場概要
• 電子請求書提示
• 電子請求書支払い
• 電子請求書発行

電子請求書プレゼンメントと支払市場規模：用途別

• 市場概要
• 請求者
• 消費者
• 請求書統合
• 銀行および金融機関

電子請求書プレゼンメントと支払市場規模：チャネル別

• 市場概要
• アプリケーションプログラミングインターフェイス（API）
• 携帯
• Web
• Eメール
• IVR
• POS
• キオスク

電子請求書プレゼンメントと支払市場規模：最終用途産業別

• 市場概要
• BFSI（銀行金融サービス保険）
• 保険
• ヘルスケア
• ITおよび通信
• 小売
• 教育
• メディアとエンターテイメント
• 製造業
• その他

電子請求書プレゼンメントと支払市場規模

• 北米
  • 米国
  • カナダ
• 欧州
  • ドイツ
  • スペイン
  • フランス
  • 英国
  • イタリア
  • その他欧州地域
• アジア太平洋地域
  • 中国
  • インド
  • 日本
  • 韓国
  • その他アジア太平洋地域
• ラテンアメリカ
  • ブラジル
  • その他ラテンアメリカ地域
• 中東・アフリカ
  • GCC諸国
  • 南アフリカ
  • その他中東・アフリカ

競合情報

• 上位5社の比較
• 主要企業の市場ポジショニング（2024年）
• 主な市場企業が採用した戦略
• 市場の最近の動向
• 企業の市場シェア分析（2024年）
• 主要企業の企業プロファイル
  • 会社概要
  • 製品ポートフォリオ分析
  • セグメント別シェア分析
  • 収益の前年比比較（2022-2024）

主要企業プロファイル

• ACI Worldwide, Inc.
• Adyen NV
• AliPay
• Bottomline Technologies, Inc.
• CyberSource Corporation
• Fidelity National Information Services, Inc.（FIS）
• Fiserv, Inc.
• Global Payments, Inc.
• Ingenico Group SA
• Intuit, Inc.
• JPMorgan Chase & Co.
• Mastercard Incorporated
• PayPal Holdings, Inc.
• Stripe, Inc.
• Worldline SA

結論と推奨事項

Global Electronic Bill Presentment and Payment Market size was valued at USD 25.3 billion in 2023 and is poised to grow from USD 27.91 billion in 2024 to USD 61.14 billion by 2032, growing at a CAGR of 10.3% during the forecast period (2025-2032).

Electronic Bill Presentment and Payment (EBPP) represents a transformative shift in bill management, enabling companies to deliver invoices electronically and facilitating automated payments via the internet. Also known as e-billing and e-invoicing, this method is predominantly adopted by telecommunications, financial services, and utility sectors. The primary models utilized in EBPP include direct and aggregator approaches. The market is experiencing robust growth driven by heightened consumer awareness of e-bill systems, alongside increasing demand for transparency, convenience, and time efficiency in transactions. As these factors consolidate their presence, the EBPP landscape is poised for significant expansion, reflecting a broader trend towards digital financial solutions in everyday business processes.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Electronic Bill Presentment And Payment market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Electronic Bill Presentment And Payment Market Segmental Analysis

Global Electronic Bill Presentment and Payment Market is segmented by Product, Application, Channel, End Use Industries and region. Based on Product, the market is segmented into Electronic Bill Presentment, Electronic Bill Payment and Electronic Bill Posting. Based on Application, the market is segmented into Billers, Consumers, Bill Consolidator and Banks & Financial Institutions. Based on Channel, the market is segmented into Application Programming Interface (API), Mobile, Web, Email, IVR, POS and Kiosk. Based on End Use Industries, the market is segmented into BFSI (Banking, Financial Services, and Insurance), Insurance, Healthcare, IT & Telecom, Retail, Education, Media & Entertainment, Manufacturing and Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Electronic Bill Presentment And Payment Market

The Global Electronic Bill Presentment and Payment (EBPP) market is set to experience substantial growth, driven by the rising adoption of electronic billing solutions by organizations looking to streamline customer expenditure management and optimize workforce efficiency to lower operational costs and enhance profitability. A pivotal factor contributing to this growth is the widespread use of smartphones with robust internet connectivity, including prevalent 4G and emerging 5G networks. This mobile internet access enables customers to easily navigate various payment platforms, allowing for seamless debit and credit card transactions, online banking transfers, and quick access to email accounts, ultimately enhancing the overall payment experience.

Restraints in the Global Electronic Bill Presentment And Payment Market

The Global Electronic Bill Presentment and Payment market is facing several restraints that could impede its growth. A notable challenge is the shortage of skilled labor, which hampers the adoption of advanced electronic payment systems. Additionally, continued reliance on traditional payment methods, such as cheques and paper bills, remains prevalent in many developing countries. Consumers often favor physical copies of their bill payment receipts due to a lack of trust in third-party websites for digital transactions. This hesitance towards embracing electronic solutions, combined with insufficient cooperation from banking institutions, poses significant obstacles to the market's expansion.

Market Trends of the Global Electronic Bill Presentment And Payment Market

The Global Electronic Bill Presentment and Payment (EBPP) market is witnessing a significant shift as businesses increasingly transition from traditional paper billing systems to innovative mobile platforms. This trend is largely driven by the demand for enhanced convenience and efficiency among consumers, who prefer receiving bills and making payments through digital mediums like SMS and email. The increasing adoption of smartphones and improvements in digital payment technologies are propelling this market's growth. Moreover, businesses are realizing the potential of EBPP solutions to streamline operations, reduce costs, and improve customer satisfaction, positioning mobile bill presentment as the preferred choice for modern billing needs.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Technology Analysis
• Regulatory Analysis

Global Electronic Bill Presentment and Payment Market Size by Product & CAGR (2025-2032)

• Market Overview
• Electronic Bill Presentment
• Electronic Bill Payment
• Electronic Bill Posting

Global Electronic Bill Presentment and Payment Market Size by Application & CAGR (2025-2032)

• Market Overview
• Billers
• Consumers
• Bill Consolidator
• Banks & Financial Institutions

Global Electronic Bill Presentment and Payment Market Size by Channel & CAGR (2025-2032)

• Market Overview
• Application Programming Interface (API)
• Mobile
• Web
• Email
• IVR
• POS
• Kiosk

Global Electronic Bill Presentment and Payment Market Size by End Use Industries & CAGR (2025-2032)

• Market Overview
• BFSI (Banking, Financial Services, and Insurance)
• Insurance
• Healthcare
• IT & Telecom
• Retail
• Education
• Media & Entertainment
• Manufacturing
• Others

Global Electronic Bill Presentment and Payment Market Size & CAGR (2025-2032)

• North America (Product, Application, Channel, End Use Industries)
  • US
  • Canada
• Europe (Product, Application, Channel, End Use Industries)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Product, Application, Channel, End Use Industries)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Product, Application, Channel, End Use Industries)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Product, Application, Channel, End Use Industries)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• ACI Worldwide, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Adyen NV
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• AliPay
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Bottomline Technologies, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• CyberSource Corporation
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fidelity National Information Services, Inc. (FIS)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fiserv, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Global Payments, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Ingenico Group SA
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Intuit, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• JPMorgan Chase & Co.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Mastercard Incorporated
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• PayPal Holdings, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Stripe, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Worldline SA
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations