市場調査レポート

商品コード

1614833

ピアツーピアレンディング市場規模、シェア、成長分析、タイプ別、ローンタイプ別、用途別、地域別- 産業予測、2024年～2031年

Peer to Peer Lending Market Size, Share, Growth Analysis, By Type (Consumer Lending, Business Lending), By Loan Type (Secured, Unsecured), By Application (Education, Home Renovation), By Region - Industry Forecast 2024-2031

出版日: 2024年12月13日
発行: SkyQuest
ページ情報: 英文 207 Pages
納期: 3～5営業日

価格

PDF & Excel (Single User License)

USD 5,300 779,047円

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USD 6,200 911,338円

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USD 7,100 1,043,629円

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全表示
概要
目次

概要

サンプル依頼リストに入れる

ピアツーピアレンディングの世界市場規模は、2022年に1,470億5,000万米ドルと評価され、2023年の1,904億3,000万米ドルから2031年には1兆5,062億4,000万米ドルに成長し、予測期間（2024年～2031年）のCAGRは29.5%で成長する見通しです。

世界のピアツーピア（P2P）融資市場は急速に発展し、オンライン・プラットフォームを通じて借り手と貸し手が直接つながることで従来の融資を変革しています。この成長の原動力となっているのは、技術の進歩、インターネットアクセスの増加、迅速なクレジットソリューションに対する需要の高まり、そしてオルタナティブ投資に対する投資家の関心です。北米などの地域は、強固なP2Pプラットフォームと支持的な規制環境の恩恵を受け、圧倒的な存在感を確立しています。同市場は、消費者ローン、中小企業ローン、不動産ローンなど、さまざまな融資ニーズに対応しており、効率的なローンマッチングのために高度なアルゴリズムを活用しています。規制リスクやサイバーセキュリティの脅威など潜在的な課題はあるもの、ブロックチェーンや分散型金融のようなイノベーションがP2P融資の情勢を強化し、借り手と投資家の双方に豊富な機会を創出することで、将来は有望視されています。

北米
- 米国
- カナダ
欧州
- 英国
- ドイツ
- スペイン
- フランス
- イタリア
- その他欧州
アジア太平洋
- 中国
- インド
- 日本
- 韓国
- その他アジア太平洋
ラテンアメリカ
- ブラジル
- その他ラテンアメリカ
中東およびアフリカ
- GCC諸国
- 南アフリカ
- その他中東・アフリカ

競合情報

上位5社の比較
主要企業の市場ポジショニング（2023年）
主な市場企業が採用した戦略
市場の最近の動向
企業の市場シェア分析（2023年）
主要企業の企業プロファイル
- 会社概要
- 製品ポートフォリオ分析
- セグメント別シェア分析
- 収益の前年比比較（2021年～2023年）

主要企業プロファイル

LendingClub
Prosper
Zopa
Upstart
SoFi
Kiva
LendInvest
Mintos
Peerform
Faircent
CircleBack Lending
Daric
Pave
Avant LLC
LendingTree
Lendix（October）

結論と推奨事項

Product Code: SQMIG40G2007

Global Peer to Peer Lending Market size was valued at USD 147.05 billion in 2022 and is poised to grow from USD 190.43 billion in 2023 to USD 1506.24 billion by 2031, growing at a CAGR of 29.5 % during the forecast period (2024-2031).

The global peer-to-peer (P2P) lending market has rapidly evolved, transforming traditional lending through direct connections between borrowers and lenders via online platforms. This growth is fueled by technological advancements, increased internet access, and a rising demand for quick credit solutions, as well as investor interest in alternative investments. Regions such as North America have established a dominant presence, benefiting from robust P2P platforms and supportive regulatory environments. The market caters to various lending needs, including consumer, small business, and real estate loans, utilizing advanced algorithms for efficient loan matching. Despite potential challenges such as regulatory risks and cybersecurity threats, the future looks promising with innovations like blockchain and decentralized finance set to enhance the P2P lending landscape, creating abundant opportunities for borrowers and investors alike.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Peer To Peer Lending market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Peer To Peer Lending Market Segmental Analysis

Global Peer to Peer Lending Market is segmented by Type, Loan Type, Application, End-user and region. Based on Type, the market is segmented into Consumer Lending, Business Lending. Based on Loan Type, the market is segmented into Secured, Unsecured. Based on Application, the market is segmented into Repaying Bank Debt, Credit Card Recycling, Education, Home Renovation, Buying Car, Family Celebration, Others. Based on End-user, the market is segmented into Non-Business Loans, Business Loans. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Peer To Peer Lending Market

A primary catalyst for the expansion of the Global Peer to Peer Lending Market is the remarkable progress in technology. Innovations in data analytics, artificial intelligence, and blockchain have played a vital role in enhancing the functionality and efficiency of P2P lending platforms. These advancements have streamlined the loan application process, elevated credit assessment techniques, bolstered risk management strategies, and ensured a smooth user experience for both borrowers and lenders. Additionally, the incorporation of cutting-edge technologies has broadened the accessibility of P2P lending, making it more efficient and attractive to a diverse range of participants in the financial ecosystem.

Restraints in the Global Peer To Peer Lending Market

One significant factor restraining the Global Peer to Peer Lending Market is the presence of regulatory uncertainties. As P2P lending continues to disrupt traditional lending practices and challenges established financial frameworks, regulators worldwide are struggling to devise suitable regulations for this rapidly evolving sector. Inconsistent regulatory environments and the lack of clear guidelines create compliance hurdles, complicating licensing and risk management for P2P lending platforms. This ambiguity affects both borrowers and lenders, potentially stifling market growth and overall industry development. Therefore, it is essential to establish clear and equitable regulatory frameworks that safeguard stakeholder interests while promoting innovation for the sustainable advancement of the P2P lending sector.

Market Trends of the Global Peer To Peer Lending Market

The global peer-to-peer lending market is witnessing a notable trend towards the integration of blockchain technology, which enhances transparency, security, and efficiency in lending transactions. By adopting decentralized systems, P2P platforms can create immutable loan records and utilize smart contracts for streamlined loan management, including automated repayment and loan terms. Additionally, blockchain empowers enhanced identity verification and credit scoring processes, effectively tackling issues like fraud prevention and data security. This transformative trend is reshaping the landscape of peer-to-peer lending, driving greater trust among users and potentially increasing market participation as stakeholders seek more secure transactional environments.

Introduction

Objectives of the Study
Scope of the Report
Definitions

Research Methodology

Information Procurement
Secondary & Primary Data Methods
Market Size Estimation
Market Assumptions & Limitations

Executive Summary

Global Market Outlook
Supply & Demand Trend Analysis
Segmental Opportunity Analysis

Market Dynamics & Outlook

Market Overview
Market Size
Market Dynamics
- Driver & Opportunities
- Restraints & Challenges
Porters Analysis & Impact
- Competitive rivalry
- Threat of substitute
- Bargaining power of buyers
- Threat of new entrants
- Bargaining power of suppliers

Key Market Insights

Key Success Factors
Degree of Competition
Top Investment Pockets
Market Ecosystem
Market Attractiveness Index, 2023
PESTEL Analysis
Macro-Economic Indicators
Value Chain Analysis
Pricing Analysis
Technological Advancement
Regulatory Landscape
Case Studies
Customer & Buying Criteria Analysis
Trade Analysis
Raw Material Analysis

Global Peer to Peer Lending Market Size by Type & CAGR (2024-2031)

Market Overview
Consumer Lending
Business Lending

Global Peer to Peer Lending Market Size by Loan Type & CAGR (2024-2031)

Market Overview
Secured
Unsecured

Global Peer to Peer Lending Market Size by Application & CAGR (2024-2031)

Market Overview
Repaying Bank Debt
Credit Card Recycling
Education
Home Renovation
Buying Car
Family Celebration
Others

Global Peer to Peer Lending Market Size by End-user & CAGR (2024-2031)

Market Overview
Non-Business Loans
Business Loans

Global Peer to Peer Lending Market Size & CAGR (2024-2031)

North America (Type, Loan Type, Application, End-user)
- US
- Canada
Europe (Type, Loan Type, Application, End-user)
- UK
- Germany
- Spain
- France
- Italy
- Rest of Europe
Asia-Pacific (Type, Loan Type, Application, End-user)
- China
- India
- Japan
- South Korea
- Rest of Asia Pacific
Latin America (Type, Loan Type, Application, End-user)
- Brazil
- Rest of Latin America
Middle East & Africa (Type, Loan Type, Application, End-user)
- GCC Countries
- South Africa
- Rest of Middle East & Africa

Competitive Intelligence

Top 5 Player Comparison
Market Positioning of Key Players, 2023
Strategies Adopted by Key Market Players
Recent Developments in the Market
Company Market Share Analysis, 2023
Company Profiles of All Key Players
- Company Details
- Product Portfolio Analysis
- Company's Segmental Share Analysis
- Revenue Y-O-Y Comparison (2021-2023)

Key Company Profiles

LendingClub
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Prosper
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Zopa
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Upstart
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
SoFi
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Kiva
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
LendInvest
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Mintos
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Peerform
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Faircent
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
CircleBack Lending
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Daric
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Pave
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Avant LLC
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
LendingTree
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Lendix (October)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments

ピアツーピアレンディング市場規模、シェア、成長分析、タイプ別、ローンタイプ別、用途別、地域別- 産業予測、2024年～2031年

Peer to Peer Lending Market Size, Share, Growth Analysis, By Type (Consumer Lending, Business Lending), By Loan Type (Secured, Unsecured), By Application (Education, Home Renovation), By Region - Industry Forecast 2024-2031

目次

イントロダクション

調査手法

エグゼクティブサマリー

市場力学と見通し

主な市場の考察

ピアツーピアレンディング市場規模：タイプ別& CAGR（2024年～2031年）

ピアツーピアレンディング市場規模：ローンタイプ別& CAGR（2024年～2031年）

ピアツーピアレンディング市場規模：用途別& CAGR（2024年～2031年）

ピアツーピアレンディング市場規模：エンドユーザー別& CAGR（2024年～2031年）

ピアツーピアレンディング市場規模& CAGR（2024年～2031年）