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市場調査レポート
商品コード
1610725
インシュアテックの市場規模、シェア、成長分析、タイプ別、サービス別、技術別、地域別 - 産業予測、2024年~2031年Insurtech Market Size, Share, Growth Analysis, By Type (Auto, Business), By Service (Consulting, Support & Maintenance), By Technology, By Type, By Region - Industry Forecast 2024-2031 |
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インシュアテックの市場規模、シェア、成長分析、タイプ別、サービス別、技術別、地域別 - 産業予測、2024年~2031年 |
出版日: 2024年12月09日
発行: SkyQuest
ページ情報: 英文 166 Pages
納期: 3~5営業日
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インシュアテックの世界市場規模は2022年に53億6,000万米ドルと評価され、2023年の82億米ドルから2031年には2,448億1,000万米ドルに成長し、予測期間(2024年~2031年)のCAGRは52.90%で成長する見通しです。
金融サービス分野ではデジタル変革が進行しており、今後数年間でインシュアテックの需要が大きく伸びると予測されます。主な要因としては、保険サービスの強化に対するニーズの高まり、規制枠組みの複雑化、技術の進歩などが挙げられます。消費者の嗜好がパーソナライズされた保険ソリューションにシフトするにつれ、インシュアテック企業はこうした機会を活用することが期待されます。さらに、支援的な規制環境の確立は、保険事業を促進し、市場の将来性を高めると思われます。しかし、高い導入コスト、規制状況の不一致、伝統的な保険会社からの抵抗、テクノロジーの信頼性に関する懸念などの課題は、インシュアテックの成長を妨げる可能性があります。全体として、市場には大きなビジネスチャンスがあるが、成功のためにはこれらの障壁を乗り越えることが重要です。
Global Insurtech Market size was valued at USD 5.36 billion in 2022 and is poised to grow from USD 8.20 billion in 2023 to USD 244.81 billion by 2031, growing at a CAGR of 52.90% during the forecast period (2024-2031).
The ongoing digital transformation in the financial services sector is poised to drive significant demand for insurtech in the coming years. Key contributing factors include the increasing need for enhanced insurance services, the evolving complexity of regulatory frameworks, and technological advancements. As consumer preferences shift towards personalized insurance solutions, insurtech companies are expected to capitalize on these opportunities. Furthermore, the establishment of supportive regulatory environments will facilitate insurance operations and enhance market prospects. However, challenges such as high implementation costs, regulatory inconsistencies, resistance from traditional insurers, and concerns regarding technology trust could hinder growth in the insurtech landscape. Overall, while the market presents substantial opportunities, navigating these barriers will be crucial for success.
Top-down and bottom-up approaches were used to estimate and validate the size of the Global Insurtech market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.
Global Insurtech Market Segmental Analysis
Global Insurtech Market is segmented by Type, Service, Technology, End-use, and Region. Based on Type, the market is segmented into Auto, Business, Health, Home, Specialty, Travel, Others. Based on Service, the market is segmented into Consulting, Support & Maintenance, Managed Services. Based on Technology, the market is segmented into Blockchain, Cloud Computing, IoT, Machine Learning, Robo Advisory, Others. Based on End-use, the market is segmented into Automotive, BFSI, Government, Healthcare, Manufacturing, Retail, Transportation, Others. Based on Region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.
Driver of the Global Insurtech Market
The global insurtech market is poised for significant growth, primarily driven by the ongoing digital transformation within the banking, financial services, and insurance (BFSI) sector. As industries and nations increasingly prioritize digitization to enhance their financial services, the integration of advanced digital technologies is becoming essential. This modernization aims to streamline and optimize operations within insurance and finance, leading to a heightened demand for insurtech solutions in the coming years. The focus on innovation and efficiency in these sectors underscores the vital role that insurtech will play in shaping the future landscape of financial services worldwide.
Restraints in the Global Insurtech Market
The global insurtech market faces significant restraints, primarily due to the high costs associated with implementing advanced technologies and solutions. Many insurance organizations, particularly those operating with tight budgets or limited financial resources, find these innovations to be cost-prohibitive. Additionally, the need for further investments in maintenance, ongoing technical support, and employee training only amplifies these financial burdens. Consequently, these factors create barriers to entry and growth within the market, hindering the potential for widespread adoption and expansion of insurtech solutions across the insurance industry.
Market Trends of the Global Insurtech Market
The global Insurtech market is increasingly embracing blockchain technology as a pivotal trend, aligning with the broader movement towards decentralized finance. By leveraging blockchain, Insurtech companies can ensure secure, tamper-proof records that streamline the claims process and minimize disputes, enhancing customer trust and operational efficiency. Additionally, the integration of smart contracts within insurance products presents innovative opportunities for market players, fostering automation and reducing administrative burdens. As regulatory landscapes evolve and consumer demand for transparency grows, the adoption of blockchain is anticipated to create a competitive edge, positioning Insurtech firms at the forefront of the evolving insurance landscape.