決済処理ソリューションの市場規模、シェア、成長分析、製品別、ソリューション別、業界別、地域別 - 産業予測、2024年～2031年

決済処理ソリューションの世界市場規模は、2022年に928億米ドルと評価され、2023年の1,022億米ドルから2031年には2,066億米ドルに成長し、予測期間中（2024-2031年）のCAGRは9.2％で成長する見通しです。

世界の決済処理ソリューション市場は、主にオンライン決済の普及によって力強い成長を遂げています。このような市場拡大は、合理化された決済プロセスや、消費者に付加価値を提供し、デジタル決済の持続可能性を確保する統合サービスの強化に対する需要の高まりによってさらに後押しされています。オーストラリア、中国、インド、シンガポール、韓国などの新興国は、決済処理ソリューション・プロバイダーがサービス提供を強化し、新たな顧客層を開拓する大きな機会を提供しています。また、eウォレット、eコマース・プラットフォーム、その他の金融テクノロジー・ソリューションとの提携を促進することで市場の成長を促すため、規制機関の役割も極めて重要です。市場力学が良好で、デジタル決済の導入が増加していることから、決済処理ソリューションセクターは今後数年間で大幅な成長を遂げる見込みであり、既存プレーヤーと新規参入プレーヤーの双方に技術革新と事業拡大の十分な機会を提供しています。

目次

イントロダクション

• 調査の目的
• 調査範囲
• 定義

調査手法

• 情報調達
• 二次データと一次データの方法
• 市場規模予測
• 市場の前提条件と制限

エグゼクティブサマリー

• 世界市場の見通し
• 供給と需要の動向分析
• セグメント別機会分析

市場力学と見通し

• 市場概要
• 市場規模
• 市場力学
  • 促進要因と機会
  • 抑制要因と課題
• ポーター分析と影響
  • 競争企業間の敵対関係
  • 代替品の脅威
  • 買い手の交渉力
  • 新規参入業者の脅威
  • 供給企業の交渉力

主な市場の考察

• 重要成功要因
• 競合の程度
• 主な投資機会
• 市場エコシステム
• 規制分析
• ケーススタディ分析
• 特許分析
• 市場の魅力指数
• 顧客と購買基準の分析

決済処理ソリューションの市場規模：製品別

• 市場概要
• クレジットカード
• デビットカード
• 電子ウォレット
• 自動クリーニングハウス（ACH）
• その他の支払い方法

決済処理ソリューションの市場規模：ソリューション別

• 市場概要
• 決済ゲートウェイソリューション
• 販売時点管理（POS）ソリューション
• モバイル決済ソリューション
• eWalletソリューション
• その他のソリューション

決済処理ソリューションの市場規模：業界別

• 市場概要
• BFSI
• 政府および公共事業
• 通信
• ヘルスケア
• 不動産
• 小売り
• メディアとエンターテイメント
• 旅行とホスピタリティ
• その他の垂直

決済処理ソリューションの市場規模：地域別

• 北米
  • 米国
  • カナダ
• 欧州
  • 英国
  • ドイツ
  • スペイン
  • フランス
  • イタリア
  • その他欧州地域
• アジア太平洋
  • 中国
  • インド
  • 日本
  • 韓国
  • その他アジア太平洋地域
• ラテンアメリカ
  • ブラジル
  • その他ラテンアメリカ地域
• 中東およびアフリカ
  • GCC諸国
  • 南アフリカ
  • その他中東・アフリカ

競合情報

• 上位5社の比較
• 主要企業の市場ポジショニング（2023年）
• 主な市場企業が採用した戦略
• 市場の最近の動向
• 企業の市場シェア分析（2023年）
• 主要企業の企業プロファイル
  • 会社概要
  • 製品ポートフォリオ分析
  • セグメント別シェア分析
  • 収益の前年比比較（2021-2023）

主要企業プロファイル

• PayPal（US）
• Fiserv（US）
• FIS（US）
• Global Payments（US）
• ACI Worldwide（US）
• Square（Block）（US）
• Mastercard（US）
• Visa（US）
• Adyen（Netherlands）
• Stripe（US）
• PayU（Netherlands）
• Jack Henry & Associates（US）
• Paysafe（UK）
• PhonePe（India）
• Razorpay（India）
• Secure Payment Systems（US）
• Worldline（France）
• Spreedly（US）
• Fattmerchant（US）
• North American Bancard（US）

結論と推奨事項

Global Payment Processing Solutions Market size was valued at USD 92.8 billion in 2022 and is poised to grow from USD 102.2 billion in 2023 to USD 206.6 billion by 2031, growing at a CAGR of 9.2% during the forecast period (2024-2031).

The global payment processing solutions market is witnessing robust growth, primarily fueled by the increasing adoption of online payments, which is bolstered by the widespread use of mobile devices and internet accessibility in numerous countries. This expansion is further driven by a heightened demand for streamlined payment processes and enhanced integrated services that deliver added value to consumers, ensuring sustainability in the digital payment landscape. Emerging economies such as Australia, China, India, Singapore, and South Korea present significant opportunities for payment processing solution providers to enhance their service offerings and tap into new customer segments. The role of regulatory bodies is also pivotal, as they facilitate market growth by promoting partnerships with e-wallets, e-commerce platforms, and other financial technology solutions. With favorable market dynamics and increasing digital payment adoption, the payment processing solutions sector is poised for substantial growth in the coming years, providing ample opportunities for both established players and new entrants to innovate and expand their reach.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Payment Processing Solutions market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Payment Processing Solutions Market Segmental Analysis

Global Payment Processing Solutions Market is segmented by Product, Solution, Vertical, and Region. Based on Product, the market is segmented into Credit Card, Debit Card, eWallet, Automatic Cleaning House (ACH), and Other Payment Methods. Based on Solution, the market is segmented into Payment Gateway Solutions, Point of Sale (POS) Solutions, Mobile Payment Solutions, eWallet Solutions, and Other Solutions. Based on Vertical, the market is segmented into BFSI, Government and Utilities, Telecom, Healthcare, Real Estate, Retail, Media and Entertainment, Travel and Hospitality, and Other Vertical. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & and Africa.

Driver of the Global Payment Processing Solutions Market

One of the key drivers of the Global Payment Processing Solutions market is the heightened focus on fraud prevention and security measures. As the demand for safeguarding sensitive payment information intensifies, there is a growing awareness among consumers and businesses regarding the importance of security in payment transactions. This emphasis is rooted in the need to enhance consumer trust and mitigate financial risks associated with fraudulent activities. Payment processors and merchants are adopting advanced security protocols and cutting-edge payment technologies to ensure that digital transactions are conducted securely, thereby fostering a safer environment for customers and reinforcing the integrity of the payment processing ecosystem.

Restraints in the Global Payment Processing Solutions Market

One significant restraint impacting the Global Payment Processing Solutions market is digital illiteracy, particularly in developing nations. The lack of a well-established digital knowledge base hinders widespread adoption of online and mobile payments, ultimately stifling market growth. As a result, the limited volume of digital transactions further discourages technology companies from making significant investments in these regions. Consequently, the payment processing solutions market in emerging nations is expected to experience slower growth rates, primarily due to the prevailing low levels of digital literacy. This barrier may impede progress and limit opportunities for expanding innovative payment processing services in these markets.

Market Trends of the Global Payment Processing Solutions Market

The Global Payment Processing Solutions market is witnessing a significant trend driven by evolving consumer preferences, as mobile shopping continues to gain traction. Shoppers increasingly seek streamlined experiences characterized by faster checkouts, diverse payment options, and robust security measures. Consequently, payment processors are compelled to adapt by integrating advanced technologies such as biometric authentication and artificial intelligence to enhance transaction efficiency and security. As e-commerce accelerates, the demand for innovative payment solutions that align with consumer expectations is escalating, prompting industry players to innovate continually and remain competitive in this dynamic landscape, ultimately shaping the future of global financial transactions.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Driver & Opportunities
  • Restraints & Challenges
• Porters Analysis & Impact
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Regulatory Analysis
• Case Study Analysis
• Patent Analysis
• Market Attractiveness Index
• Customer & Buying Criteria Analysis

Global Payment Processing Solutions Market Size by Product & CAGR (2024-2031)

• Market Overview
• Credit Card
• Debit Card
• eWallet
• Automatic Cleaning House (ACH)
• Other Payment Methods

Global Payment Processing Solutions Market Size by Solution & CAGR (2024-2031)

• Market Overview
• Payment Gateway Solutions
• Point of Sale (POS) Solutions
• Mobile Payment Solutions
• eWallet Solutions
• Other Solutions

Global Payment Processing Solutions Market Size by Vertical & CAGR (2024-2031)

• Market Overview
• BFSI
• Government And Utilities
• Telecom
• Healthcare
• Real Estate
• Retail
• Media And Entertainment
• Travel And Hospitality
• Other Vertical

Global Payment Processing Solutions Market Size & CAGR (2024-2031)

• North America, (By Product, By Solution, By Vertical)
  • US
  • Canada
• Europe, (By Product, By Solution, By Vertical)
  • UK
  • Germany
  • Spain
  • France
  • Italy
  • Rest of Europe
• Asia-Pacific, (By Product, By Solution, By Vertical)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia Pacific
• Latin America, (By Product, By Solution, By Vertical)
  • Brazil
  • Rest of Latin America
• Middle East & Africa, (By Product, By Solution, By Vertical)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2023
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2023
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2021-2023)

Key Company Profiles

• PayPal (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fiserv (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• FIS (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Global Payments (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• ACI Worldwide (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Square (Block) (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Mastercard (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Visa (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Adyen (Netherlands)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Stripe (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• PayU (Netherlands)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Jack Henry & Associates (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Paysafe (UK)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• PhonePe (India)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Razorpay (India)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Secure Payment Systems (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Worldline (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Spreedly (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Fattmerchant (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• North American Bancard (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendation