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デジタルバンキングの世界市場:市場規模、シェア、成長分析 - コンポーネント別、モード別、産業予測(2024~2031年)

Global Digital Banking Market Size, Share, Growth Analysis, By Component(Solutions and Services), By Mode(Online and Mobile) - Industry Forecast 2024-2031

出版日: | 発行: SkyQuest | ページ情報: 英文 207 Pages | 納期: 3~5営業日

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デジタルバンキングの世界市場:市場規模、シェア、成長分析 - コンポーネント別、モード別、産業予測(2024~2031年)
出版日: 2024年03月19日
発行: SkyQuest
ページ情報: 英文 207 Pages
納期: 3~5営業日
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  • 概要
  • 目次
概要

世界のデジタルバンキングの市場規模は、2022年に268億3,000万米ドル、2023年に322億2,000万米ドルに達し、2024~2031年にかけてCAGR 20.10%で成長し、2031年には1,394億8,000万米ドルに成長すると予測されています。

デジタルバンキングの急増は、フィンテックの新規参入企業の急増により、急速に加速する見通しです。これらの企業は現在、決済、投資、保険、ローン、資産管理など、幅広いデジタルバンキングサービスを提供しており、主にハイテクに精通し、目の肥えた顧客に対応しています。銀行とフィンテック企業のコラボレーションは一般的になりつつあり、銀行全体の大規模な改革を必要とすることなく、金融に関する顧客の自主性を高め、ユーザーエクスペリエンスを向上させることで、双方に利益をもたらしています。オンライン小売業者が提供するようなシームレスなデジタル体験を顧客が求めるようになるにつれ、WhatsApp PayやPhonePeのようなリアルタイム決済サービスをサポートする堅牢なインフラへの需要が急増しています。Visaが53億米ドルでPlaidを買収したような大規模な買収は、業界の技術的進化を裏付けるものであり、クラウドインフラに対する需要の急増を促しています。2022年までに、人口の75%以上に相当する1億9,700万人以上の米国人がデジタルバンキングを導入すると予測されており、この地域の市場は、主要市場プレーヤーの強力なプレゼンスに後押しされ、今後数年間で大幅な成長を遂げる態勢が整っています。

目次

エグゼクティブサマリー

調査手法

  • 情報調達
  • セカンダリ・プライマリデータソース
  • 市場規模の推定
  • 市場の前提条件と制限

親市場の分析

  • 市場概要
  • 市場規模
  • 市場力学
    • 促進要因
    • 機会
    • 抑制要因
    • 課題

主な市場の考察

  • 技術分析
  • 価格分析
  • サプライチェーン分析
  • バリューチェーン分析
  • 市場のエコシステム
  • IP分析
  • 貿易分析
  • スタートアップ分析
  • 原材料分析
  • イノベーションマトリクス
  • パイプライン製品の分析
  • マクロ経済指標
  • 主な投資の分析
  • 主な成功要因
  • 競合の程度

市場力学と見通し

  • 市場力学
    • 促進要因
    • 機会
    • 抑制要因
    • 課題
  • 規制情勢
  • ポーターの分析
  • 将来の混乱についての特別な考察

世界のデジタルバンキング市場:コンポーネント別

  • 市場概要
  • ソリューション・サービス

世界のデジタルバンキング市場:モード別

  • 市場概要
  • オンライン・モバイル

世界のデジタルバンキング市場:地域別

  • 市場概要
  • 北米
    • 米国
    • カナダ
  • 欧州
    • ドイツ
    • スペイン
    • フランス
    • 英国
    • その他の欧州
  • アジア太平洋
    • 中国
    • インド
    • 日本
    • 韓国
    • その他のアジア太平洋
  • ラテンアメリカ
    • ブラジル
    • その他のラテンアメリカ
  • 中東・アフリカ
    • GCC諸国
    • 南アフリカ
    • その他の中東・アフリカ

競合情勢

  • 上位5社の比較
  • 主要企業の市場ポジショニング(2021年)
  • 主な市場企業が採用した戦略
  • 主要成功戦略
  • 市場における最近の活動
  • 主要企業の市場シェア(2021年)

主要企業プロファイル

  • ACI Worldwide Inc.(US)
  • Appway AG(Switzerland)
  • Backbase(Netherlands)
  • BNY Mellon(US)
  • Cachet Financial Solutions Inc.(US)
  • Capital Banking Solutions(US)
  • CR2(Ireland)
  • EdgeVerve Systems Limited(India)
  • Fidelity National Information Services, Inc.(US)
  • Fiserv, Inc.(US)
  • Infosys Limited(India)
  • Kony, Inc.(US)
  • NETinfo Plc(Cyprus)
  • Oracle Corporation(US)
  • SAB Group(France)
  • SAP SE(Germany)
  • Sopra Banking Software(France)
  • Tata Consultancy Services Limited(India)
  • Temenos AG(Switzerland)
  • The Bank of New York Mellon Corporation(US)
  • Worldline(France)
  • Wipro Limited(India)
目次
Product Code: SQMIG40A2007

Global Digital Banking Market size was valued at USD 26.83 billion in 2022 and is poised to grow from USD 32.22 billion in 2023 to USD 139.48 billion by 2031, growing at a CAGR of 20.10% during the forecast period (2024-2031).

The surge in digital banking is poised for rapid acceleration thanks to the burgeoning influx of new fintech entrants. These companies now offer an extensive array of digital banking services, spanning payments, investments, insurance, loans, and asset management, catering primarily to tech-savvy, discerning customers. Collaborations between banks and fintech firms are becoming more commonplace, mutually benefiting both parties by enhancing customer autonomy over finances and improving user experience without necessitating extensive bank-wide overhauls. As customers increasingly expect seamless digital experiences akin to those offered by online retailers, the demand for robust infrastructure to support real-time payment services like WhatsApp Pay and PhonePe is skyrocketing. Major acquisitions such as Visa's acquisition of Plaid for USD 5.3 billion underscore the industry's technological evolution, driving a corresponding surge in demand for cloud infrastructure. With over 197 million Americans, representing over 75% of the population, projected to embrace digital banking by 2022, the market in the region is poised for substantial growth in the coming years, fueled by the strong presence of key market players.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Digital Banking Market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Digital Banking Market Segmental Analysis

Global Digital Banking Market is segmented on the basis of type, component, mode and region. By type, the market is segmented into retail banking, corporate banking, investment banking. By component, market is segmented into solutions and service. By mode the market is segmented into online and mobile. By region, the market is segmented into North America, Europe, Asia Pacific, Middle East and Africa, and Latin America.

Drivers of the Global Digital Banking Market

The traditional banking sector is experiencing heightened competition from non-traditional entities like fintech firms, payment service providers, and technology behemoths. To maintain competitiveness, conventional banks can leverage digital banking services to provide customers with innovative and convenient financial solutions.

Restraints in the Global Digital Banking Market

A considerable segment of the population, especially in developing nations, remains uninformed about the existence of digital banking services and harbors reservations regarding their trustworthiness. This skepticism poses a hindrance to the widespread acceptance and utilization of digital banking services in these regions.

Market Trends of the Global Digital Banking Market

The pervasive use of smartphones and mobile devices has spurred a transition to a mobile-centric strategy in the realm of digital banking. Financial institutions are crafting mobile applications enabling users to effortlessly perform transactions, retrieve account details, and interact seamlessly with customer service representatives. This trend underscores the growing importance of optimizing banking services for the mobile platform to meet the evolving preferences and needs of customers.

Table of Contents

Executive Summary

  • Market Overview
  • Wheel of Fortune

Research Methodology

  • Information Procurement
  • Secondary & Primary Data Sources
  • Market Size Estimation
  • Market Assumptions & Limitations

Parent Market Analysis

  • Market Overview
  • Market Size
  • Market Dynamics
    • Drivers
    • Opportunities
    • Restraints
    • Challenges

Key Market Insights

  • Technology Analysis
  • Pricing Analysis
  • Supply Chain Analysis
  • Value Chain Analysis
  • Ecosystem of the Market
  • IP Analysis
  • Trade Analysis
  • Startup Analysis
  • Raw Material Analysis
  • Innovation Matrix
  • Pipeline Product Analysis
  • Macroeconomic Indicators
  • Top Investment Analysis
  • Key Success Factor
  • Degree of Competition

Market Dynamics & Outlook

  • Market Dynamics
    • Drivers
    • Opportunities
    • Restraints
    • Challenges
  • Regulatory Landscape
  • Porters Analysis
    • Competitive rivalry
    • Threat of Substitute Products
    • Bargaining Power of Buyers
    • Threat of New Entrants
    • Bargaining Power of Suppliers
  • Skyquest Special Insights on Future Disruptions
    • Political Impact
    • Economic Impact
    • Social Impact
    • Technical Impact
    • Environmental Impact
    • Legal Impact

Global Digital Banking Market by Component

  • Market Overview
  • Solutions and Services

Global Digital Banking Market by Mode

  • Market Overview
  • Online and Mobile

Global Digital Banking Market Size by Region

  • Market Overview
  • North America
    • USA
    • Canada
  • Europe
    • Germany
    • Spain
    • France
    • UK
    • Rest of Europe
  • Asia Pacific
    • China
    • India
    • Japan
    • South Korea
    • Rest of Asia-Pacific
  • Latin America
    • Brazil
    • Rest of Latin America
  • Middle East & Africa (MEA)
    • GCC Countries
    • South Africa
    • Rest of MEA

Competitive Landscape

  • Top 5 Player Comparison
  • Market Positioning of Key Players, 2021
  • Strategies Adopted by Key Market Players
  • Top Winning Strategies
    • By Development
    • By Company
    • By Year
  • Recent Activities in the Market
  • Key Companies Market Share (%), 2021

Key Company Profiles

  • ACI Worldwide Inc. (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Appway AG (Switzerland)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Backbase (Netherlands)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • BNY Mellon (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Cachet Financial Solutions Inc. (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Capital Banking Solutions (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • CR2 (Ireland)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • EdgeVerve Systems Limited (India)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Fidelity National Information Services, Inc. (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Fiserv, Inc. (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Infosys Limited (India)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Kony, Inc. (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • NETinfo Plc (Cyprus)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Oracle Corporation (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • SAB Group (France)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • SAP SE (Germany)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Sopra Banking Software (France)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Tata Consultancy Services Limited (India)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Temenos AG (Switzerland)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • The Bank of New York Mellon Corporation (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Worldline (France)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Wipro Limited (India)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments