![]() |
市場調査レポート
商品コード
1292912
海上保険の世界市場2023-2030Global Marine Insurance Market 2023-2030 |
||||||
カスタマイズ可能
|
海上保険の世界市場2023-2030 |
出版日: 2023年05月20日
発行: Orion Market Research
ページ情報: 英文 110 Pages
納期: 2~3営業日
|
世界の海上保険市場は、予測期間中にCAGR 3.8%の大幅な成長が見込まれています。海上保険市場の成長を支える主な要因は、海上貿易業者、貨物所有者、その他の輸出業者や輸入業者に提供されるメリットです。例えば、海上保険は輸送中の貨物船、船舶、ターミナルに対する金銭的損失や損害をカバーします。この保険は、輸出入貿易の過程において、各国の厳しい規制を遵守するために頻繁に必要となります。保険会社の中には、盗難、故意による損害、欠品、商品の不着などのリスクをカバーするプランを提供するところも出てきています。これらのプログラムは、顧客の個々のビジネス要件に合わせることができます。さらに、火災、爆発、ハイジャック、事故、墜落、転覆による損害もカバーします。このような要因により、海上部門で働く、あるいは海上部門を通じて働く企業の間で、海上保険の需要が高まっています。
保険タイプに基づき、市場は海上賠償責任保険、内陸海上保険、貨物保険、船体保険、貨物保険、輸出入保険に細分化されます。このうち、貨物保険セグメントが最も高い市場シェアを占めると予想されます。貨物保険は、輸送中の貨物を保護し、損害、盗難、その他の危険による損失を補償するものです。世界貿易の増加と国境を越えた物品の移動の増加に伴い、貨物保険は貿易金融の不可欠な要素となっています。国際貿易が拡大し続けるにつれ、貨物保険の需要も増加しています。例えば、国際海上保険連合が2022年に発表した報告書によると、世界貿易量の増加により、2021年の貨物市場の保険料は189億米ドルに増加しました。さらに、この業界における2021年の保険金請求の影響は非常に穏やかで、ほとんどの地域で損害率が改善しました。
成長の主な原動力のひとつは、この地域における国際貿易と海運の継続的な成長です。欧州には、ロッテルダム、ハンブルグ、アントワープなど、世界で最も賑やかで重要な港があり、世界中の他の地域との貿易や通商の長い歴史があります。また、欧州にはMSIG Insurance Europe AG、Allianz、Nordic Marine Insuranceなど、市場の成長を支える海上保険会社が複数あります。また、この地域は海上保険料の徴収額も最も多いです。例えば、2021年の国際海上保険連合(IUMI)の報告書によると、IUMIが2020年度に世界で徴収した海上保険料は300億米ドルで、欧州が47.7%のシェアで引受市場のトップを維持しています。欧州の海上保険市場の成長に寄与しているもう一つの要因は、同地域の強力な規制環境と確立された海上保険の法的枠組みです。欧州連合(EU)は、EU域内で活動する保険会社や再保険会社に対するプルデンシャルルールを定めたSolvency II Directiveなど、海上保険に関連するさまざまな規制や指令を実施しています。
Global marine insurance market is anticipated to grow at a considerable CAGR of 3.8% during the forecast period. The key factor supporting the marine market's growth is the advantages it provides to marine traders, cargo owners, and other exporters and importers. For instance, a marine insurance policy covers financial losses and damages to cargo vessels, ships, and terminals during transit. It is frequently necessary throughout import and export trade processes to fulfill various nations' demanding regulatory compliance. Some insurance companies are now offering plans that cover the risk of theft, intentional damage, shortage, and non-delivery of products. These programs can be tailored to customers' individual business requirements. Besides that, they cover damages caused by fire, explosions, hijacking, accidents, crashes, and overturning. Such factors increase the demand for marine insurance among businesses that are working in or through the marine sector.
The global marine insurance market is segmented by insurance type and end user. Based on insurance type, the market is sub-segmented into marine liability insurance, inland marine insurance, cargo insurance, hull insurance, freight insurance, and import and export insurance. Based on end users, the market is sub-segmented into cargo owners and traders. Among end users, the cargo owners segment is expected to hold a significant share in the market. Cargo owners generally get the highest number of marine insurance policies compared to traders. This is because cargo owners have a direct financial interest in the cargo being transported, and they want to protect themselves against the risk of loss or damage to their goods during transport.
Based on insurance type, the market is sub-segmented into marine liability insurance, inland marine insurance, cargo insurance, hull insurance, freight insurance, and import and export insurance. Among these, the cargo insurance segment is expected to hold the highest market share. Cargo insurance protects goods while they are in transit, providing coverage against losses due to damage, theft, or other perils. With the rise in global trade and the increasing movement of goods across borders, cargo insurance has become an essential component of trade finance. As international trade continues to grow, the demand for cargo insurance also increases. For instance, according to a report published by the International Union of Marine Insurance in 2022, premiums in the cargo market for 2021 grew to $18.9 billion, owing to higher global trade volumes. In addition, the claims impact in this industry was very mild in 2021, and loss ratios in most areas improved.
The global marine insurance market is segmented based on geography, including North America (the US and Canada), Europe (Italy, Spain, Germany, France, and others), Asia-Pacific (India, China, Japan, South Korea, and others), and the rest of the world (the Middle East and Africa and Latin America). The market can be analyzed for a particular region or country level as per the requirement. Among the regions, the Asia-Pacific region is anticipated to generate the prominent market share, , owing to the large number of ship owners, ocean traders, and insurance policies. For instance, according to a UNCTAD report published in 2022, Asia remained the world's leading maritime cargo handling center in 2021, accounting for 42% of goods loaded.
One of the main drivers of growth is the continued growth of international trade and shipping in the region. Europe is home to some of the world's busiest and most important ports, including Rotterdam, Hamburg, and Antwerp, and it has a long history of trade and commerce with other regions around the world. Besides, the European region has several marine insurance companies that support its market's growth, such as MSIG Insurance Europe AG, Allianz, Nordic Marine Insurance, and others. The region also has the highest number of marine insurance premiums collected. For instance, according to the International Union of Marine Insurance (IUMI) report in 2021, IUMI collected $30 billion in global marine insurance premiums for the 2020 fiscal year, with Europe remaining the leading underwriting market with a 47.7% share. Another factor contributing to the growth of the European marine insurance market is the region's strong regulatory environment and established legal framework for marine insurance. The European Union (EU) has implemented various regulations and directives related to marine insurance, including the Solvency II Directive, which sets out prudential rules for insurers and reinsurers operating in the EU.
The major companies serving the global marine insurance market include: American International Group, Inc., Beazley Group, QBE Insurance Group Ltd., RSA, Allianz Group, and others. These companies are considerably contributing to the market's growth through the adoption of various strategies, including mergers and acquisitions, partnerships, collaborations, and investments, to stay competitive in the market. For instance, in December 2022, Beat Capital Partners and Kevin Wolfe collaborated to develop Marcato Marine Insurance Services, a specialty marine underwriting firm. Marcato initially provide services such as project cargo, general cargo, hull, protection and indemnity (P&I), marine excess liability, and marine general liability. It also intends to expand its portfolio to include inland marine items in the latter half of 2023. With the partnership Marcato is able offer project cargo limits of up to $147.5 million (project cargo and DSU combined limit), as well as $20 million for hull/P&I, cargo/warehouse, and marine liabilities (primary and excess).
The Report Covers: