マイクロレンディング市場の評価：プロバイダー (銀行・マイクロファイナンス機関・非銀行金融機関)・エンドユーザー (個人起業家・零細企業・小規模企業)・地域別の機会および予測 (2017-2031年)

世界のマイクロレンディングの市場規模は、2023年の1,801億2,000万米ドルから、予測期間中はCAGR 10.09％で推移し、2031年には3,886億4,000万米ドルに成長すると予測されています。

同市場は、金融包摂の重視の高まりなど、相互に関連するいくつかの促進要因によって大きく形成されています。同市場は、十分なサービスを受けていない人々にも金融サービスを提供しようとする努力によって勢いを増しています。また、特にモバイルバンキングやデジタルレンディングプラットフォームの出現といった技術の進歩によって、個人も中小企業も同様に融資を受けやすくなっており、このことも市場成長を促進しています。さらにこれは、女性起業家の貧困緩和や経済的エンパワーメントの手段としてのマイクロファイナンスに関する情報の増加に伴うものでもあります。

加えて、マイクロレンディングスキームへのソーシャルインパクト投資 (SII) が、マイクロレンディングイニシアチブへの投資資金を惹き付けており、持続可能な開発が促進されています。各地域における支援的な規制の枠組みもマイクロファイナンス機関 (MFI) の業務を促進しています。また、起業や事業拡大のために小口融資を必要とする個人の起業家精神が拡大しています。

当レポートでは、世界のマイクロレンディングの市場を調査し、市場の定義と概要、市場規模の推移・予測、各種区分・地域/主要国別の詳細分析、産業構造、市場成長への影響因子の分析、ケーススタディ、競合情勢、主要企業のプロファイルなどをまとめています。

目次

第1章 プロジェクトの範囲と定義

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 顧客の声

• 製品と市場の情報
• ブランド認知のモード
• 購入決定時に考慮される要素
• カスタマーサポート
• プライバシーと規制に関する考察

第5章 世界のマイクロレンディング市場の展望

• 市場規模の分析・予測
• 市場シェアの分析・予測
  • プロバイダー別
  • エンドユーザー別
  • 地域別
  • 企業シェア分析
• マーケットマップ分析

第6章 北米のマイクロレンディング市場の展望

• 市場規模の分析・予測
• 市場シェアの分析・予測
• 国別市場評価
  • 米国
  • カナダ
  • メキシコ

第7章 欧州のマイクロレンディング市場の展望

• ドイツ
• フランス
• イタリア
• 英国
• ロシア
• オランダ
• スペイン
• トルコ
• ポーランド

第8章 アジア太平洋のマイクロレンディング市場の展望

• インド
• 中国
• 日本
• オーストラリア
• ベトナム
• 韓国
• インドネシア
• フィリピン

第9章 南米のマイクロレンディング市場の展望

• ブラジル
• アルゼンチン

第10章 中東・アフリカのマイクロレンディング市場の展望

• サウジアラビア
• UAE
• 南アフリカ

第11章 需給分析

第12章 バリューチェーン分析

第13章 ポーターのファイブフォース分析

第14章 PESTLE分析

第15章 金利分析

第16章 市場力学

• 市場促進要因
• 市場の課題

第17章 市場の動向・展開

第18章 ケーススタディ

第19章 競合情勢

• 市場リーダー上位5社の競合マトリックス
• 上位5社のSWOT分析
• 主要企業上位10社の情勢
  • Accion International
  • LendingClub Corporation
  • Bluevine Inc.
  • Kiva Microfunds
  • Fundbox Inc.
  • Lendio Inc.
  • OnDeck Capital Inc.
  • Fundera Inc.
  • Funding Circle Holdings Plc
  • Lendr LLC

第20章 戦略的提言

第21章 当社について・免責事項

List of Tables

• Table 1. Pricing Analysis of Products from Key Players
• Table 2. Competition Matrix of Top 5 Market Leaders
• Table 3. Mergers & Acquisitions/ Joint Ventures (If Applicable)
• Table 4. About Us - Regions and Countries Where We Have Executed Client Projects

List of Figures

• Figure 1. Global Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 2. Global Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 3. Global Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 4. Global Micro Lending Market Share (%), By Region, 2017-2031F
• Figure 5. North America Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 6. North America Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 7. North America Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 8. North America Micro Lending Market Share (%), By Country, 2017-2031F
• Figure 9. United States Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 10. United States Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 11. United States Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 12. Canada Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 13. Canada Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 14. Canada Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 15. Mexico Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 16. Mexico Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 17. Mexico Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 18. Europe Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 19. Europe Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 20. Europe Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 21. Europe Micro Lending Market Share (%), By Country, 2017-2031F
• Figure 22. Germany Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 23. Germany Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 24. Germany Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 25. France Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 26. France Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 27. France Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 28. Italy Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 29. Italy Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 30. Italy Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 31. United Kingdom Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 32. United Kingdom Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 33. United Kingdom Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 34. Russia Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 35. Russia Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 36. Russia Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 37. Netherlands Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 38. Netherlands Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 39. Netherlands Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 40. Spain Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 41. Spain Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 42. Spain Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 43. Turkey Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 44. Turkey Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 45. Turkey Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 46. Poland Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 47. Poland Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 48. Poland Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 49. South America Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 50. South America Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 51. South America Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 52. South America Micro Lending Market Share (%), By Country, 2017-2031F
• Figure 53. Brazil Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 54. Brazil Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 55. Brazil Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 56. Argentina Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 57. Argentina Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 58. Argentina Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 59. Asia-Pacific Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 60. Asia-Pacific Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 61. Asia-Pacific Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 62. Asia-Pacific Micro Lending Market Share (%), By Country, 2017-2031F
• Figure 63. India Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 64. India Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 65. India Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 66. China Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 67. China Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 68. China Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 69. Japan Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 70. Japan Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 71. Japan Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 72. Australia Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 73. Australia Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 74. Australia Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 75. Vietnam Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 76. Vietnam Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 77. Vietnam Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 78. South Korea Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 79. South Korea Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 80. South Korea Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 81. Indonesia Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 82. Indonesia Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 83. Indonesia Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 84. Philippines Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 85. Philippines Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 86. Philippines Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 87. Middle East & Africa Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 88. Middle East & Africa Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 89. Middle East & Africa Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 90. Middle East & Africa Micro Lending Market Share (%), By Country, 2017-2031F
• Figure 91. Saudi Arabia Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 92. Saudi Arabia Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 93. Saudi Arabia Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 94. UAE Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 95. UAE Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 96. UAE Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 97. South Africa Micro Lending Market, By Value, In USD Billion, 2017-2031F
• Figure 98. South Africa Micro Lending Market Share (%), By Provider, 2017-2031F
• Figure 99. South Africa Micro Lending Market Share (%), By End-user, 2017-2031F
• Figure 100. By Provider Map-Market Size (USD Billion) & Growth Rate (%), 2023
• Figure 101. By End-user Map-Market Size (USD Billion) & Growth Rate (%), 2023
• Figure 102. By Region Map-Market Size (USD Billion) & Growth Rate (%), 2023

Global micro lending market is projected to witness a CAGR of 10.09% during the forecast period 2024-2031, growing from USD 180.12 billion in 2023 to USD 388.64 billion in 2031. The market has been greatly shaped by several interrelated drivers, such as the increasing and growing emphasis on financial inclusion. The market is gaining momentum due to the efforts to reach underserved populations with financial services, with advancements in technology, particularly the emergence of mobile banking and digital lending platforms, making it easier for individuals and small businesses alike to access loans. This is accompanied by increased information on microfinance as an avenue for poverty alleviation and economic empowerment amongst women entrepreneurs.

In addition, social impact investments into micro lending schemes have attracted funds to invest in micro-lending initiatives, hence encouraging sustainable development. Supportive regulatory frameworks in different regions hasten the operations of microfinance institutions (MFIs). The entrepreneurial spirit is expanding as individuals need smaller loans for startups or expanding their businesses. A growth in competition from fintech companies promises better delivery of services and more benevolent loan terms. These create a strong setting in which the micro lending marketplace operates, spurring innovation and adaptability as it seeks to fulfill the ever-changing needs of borrowers around the world.

Micro lending constitutes small loans to individuals or small businesses that are not in mainstream banking. This provides an actual avenue toward financial inclusion and empowerment of the underserved, mainly in the developing regions. Also, micro-lending employs technology and innovation lending models for entrepreneurs to develop the economy, impacting society significantly. In February 2024, Funding Circle Holdings Plc, a UK-based SME lending platform, announced a new lending partnership with Barclays Bank and TPG Angelo Gordon to lend up to USD 370 million in funding.

Peer-to-Peer Financing to Enhance Market Growth

Peer-to-peer financing is the new label that has gradually become a strong growth trigger in the micro-lending market. This model benefits the population facing challenges in accessing funds from conventional banks. The technology behind P2P platforms is making them increasingly user-friendly, speeding up loan applications and approvals. Further, with such platforms, investors can diversify their portfolio to fund various sectors of borrowers within the economy, thus forming a community ensuring that all take an active part in their financial responsibility.

P2P financing is transparent, which creates trust among the parties involved. Transparency leads to more participants entering the field. Moreover, with the rise in social impact investment, it would continue inviting interested individual lending, uplifting demand toward P2P lending. This incorporation of peer-to-peer financing drives market growth and increases financial inclusion and economic empowerment worldwide. In July 2023, Funding Circle Holdings Plc, a UK-based small business lending platform, forged a new partnership with Rainbow Energy, which aids in setting up clean energy infrastructure for small businesses. The funding circle loans will allow small businesses to install quality solar panels and battery storage using Rainbow, resulting in ongoing savings in energy costs because of the contribution such businesses make towards achieving societal Net Zero goals.

Technological Advancements to Drive Market Growth

Technological advancements are playing a pivotal role in driving the growth of the micro lending market, reshaping how financial services are delivered and accessed. The rise of digital lending platforms and mobile banking solutions has significantly improved the efficiency and accessibility of micro loans. These innovations enable borrowers to apply for loans anytime and anywhere, streamlining the application process and reducing the time required for approval. Advanced data analytics and machine learning algorithms allow lenders to assess creditworthiness more accurately, even for individuals without traditional credit histories. This shift broadens the pool of potential borrowers and helps mitigate risks for lenders. In July 2024, a non-profit organization based in the United States, Accion International, announced that the Accion Digital Transformation Fund will invest USD 10 million in Los Andes, a Peruvian microfinance company operating in rural areas. Los Andes' strategy is expected to bring micro and small entrepreneurs into the formal economy through better access to digital tools.

Additionally, blockchain technology enhances transparency and security in transactions, fostering participants' trust. The integration of automated systems for loan processing and customer service further increases operational efficiency and reduces costs. As technology continues to evolve, its capacity to facilitate micro-lending is expected to expand, allowing for more personalized lending experiences and innovative financial products. Ultimately, these technological advancements will boost market growth, promote financial inclusion, and empower underserved communities around the globe.

Banks to Dominate the Micro Lending Market Share

Being well established in infrastructure, regulatory compliance capabilities, and access to capital, banks can attract a diversified clientele through competitive micro-loan rates. Significantly, their adoption of artificial intelligence (AI) and machine learning enables them to upgrade the procedure for risk assessment, therefore allowing for better loan decisions while keeping default rates at bay. This strategy benefits beyond just the expansion of the customer base, satisfying the requirements to fulfill the financial inclusion imperative by providing access to necessary credits for individuals and small businesses that the ordinary lending practice ignores.

As banks tap into their resources and expertise, the micro lending business will likely see better loan disbursal processes and customer service, giving banks a very strategic position in driving economic activity and stability in local communities. It is one of the most promising trends that has reshaped the future of micro lending. In November 2023, Funding Circle Holdings Plc, an SME lending platform in the United Kingdom, and Atom Bank, the United Kingdom's first app-based bank, announced a new lending partnership that will make available up to USD 185 million in funding for small businesses. This collaboration will support SMEs by presenting the newest version of the Government-backed Recovery Loan Scheme (RLS) offered by Funding Circle, which is better placed to enhance access to finance for small and medium-sized enterprises.

Asia-Pacific to Dominate the Micro Lending Market Share

Asia-Pacific is expected to dominate the share of the micro lending market due to the combination of economic growth, unbanked population, and increasing digital adoption. Countries such as India, Indonesia, and the Philippines are witnessing a rising demand for accessible financial services, which has seen millions turn towards small businesses and personal needs through micro loans. In this regard, the lending landscape of that region has changed due to fintech companies: innovative products made borrowing processes simpler to make available funds for more people. Government policies and initiatives that target financial inclusion further fuel this micro lending ecosystem. Traditional banks are joining the competition, introducing products that match those of the fintech companies using their resources.

Consequently, it is growing very fast and is becoming an essential component of the development of economic power, empowering individuals and small enterprises and fostering overall financial resilience in the region. In September 2024, India-based digital lending NBFC FlexiLoans.com announced having raised USD 34.5 million through its successful equity raise from the Series C funding round. Following the company report, the round included the notable global and homegrown investors, Accion, Nuveen, Fundamentum, and the existing investor Maj Invest. The capital accessed is set to boost the company's scale, enhance product offerings, and strengthen technological infrastructure.

Future Market Scenario (2024 - 2031F)

Peer-to-peer lending platforms are expected to expand so that the person can lend directly to the borrower, increasing community engagement.

The market will spread a bigger number of micro loan products, such as education loans, health care financing, and green loans, that cater to the diverse needs of customers.

Mobile technology and internet access are expected to get deeper penetration and make it easy for borrowers in remote areas to access funds.

Key Players Landscape and Outlook

In the highly competitive global micro lending market scenario, most leading players have realized that the industry is fragmented. Chances for dilemmas and opportunities come forth in this recognized scenario. For enhanced market positioning and diversified offerings, most players are focusing increasingly on targeted strategies, including launching special products designed specifically for SMEs and aspiring entrepreneurs. Offering microloan products that can specifically meet the needs of businesses such as startup capital, equipment financing, and working capital, would attract a broader customer base for such lenders while promoting innovation and growth for the underserved. Strategic partnerships among fintech firms, local organizations, and traditional banks and microfinance institutions will also enable them to recover from the use of technology in their service delivery. This approach complements both competitive repositioning and greater financial inclusion. In an emerging market, such customization and customer-centric solutions will be the way ahead for players trying to stay ahead in a niche which continues to be dynamic and fragmented.

In April 2023, Bluevine Inc., the small business banking solutions provider in New Jersey partnered with technology company Wise to serve customers with an improved international payment experience. With the use of the Wise Platform, this collaboration will help make international payments easier, smoother, and far clearer within Bluevine's all-in-one digital banking account.

Table of Contents

1. Project Scope and Definitions

2. Research Methodology

3. Executive Summary

4. Voice of Customer

• 4.1. Product and Market Intelligence
• 4.2. Mode of Brand Awareness
• 4.3. Factors Considered in Purchase Decisions
  • 4.3.1. Lending Model
  • 4.3.2. Interest Rates
  • 4.3.3. Loan Purpose
  • 4.3.4. Repayment Terms
  • 4.3.5. Risk Involved
  • 4.3.6. Technological Integration
• 4.4. Customer Support
• 4.5. Consideration of Privacy and Regulations

5. Global Micro Lending Market Outlook, 2017-2031F

• 5.1. Market Size Analysis & Forecast
  • 5.1.1. By Value
• 5.2. Market Share Analysis & Forecast
  • 5.2.1. By Provider
    • 5.2.1.1. Banks
    • 5.2.1.2. Microfinance Institutes
    • 5.2.1.3. Non-banking Financial Institutions
  • 5.2.2. By End-user
    • 5.2.2.1. Solo Entrepreneurs
    • 5.2.2.2. Micro Enterprises
    • 5.2.2.3. Small Enterprises
  • 5.2.3. By Region
    • 5.2.3.1. North America
    • 5.2.3.2. Europe
    • 5.2.3.3. Asia-Pacific
    • 5.2.3.4. South America
    • 5.2.3.5. Middle East and Africa
  • 5.2.4. By Company Market Share Analysis (Top 5 Companies and Others - By Value, 2023)
• 5.3. Market Map Analysis, 2023
  • 5.3.1. By Provider
  • 5.3.2. By End-user
  • 5.3.3. By Region

6. North America Micro Lending Market Outlook, 2017-2031F*

• 6.1. Market Size Analysis & Forecast
  • 6.1.1. By Value
• 6.2. Market Share Analysis & Forecast
  • 6.2.1. By Provider
    • 6.2.1.1. Banks
    • 6.2.1.2. Microfinance Institutes
    • 6.2.1.3. Non-banking Financial Institutions
  • 6.2.2. By End-user
    • 6.2.2.1. Solo Entrepreneurs
    • 6.2.2.2. Micro Enterprises
    • 6.2.2.3. Small Enterprises
  • 6.2.3. By Country Share
    • 6.2.3.1. United States
    • 6.2.3.2. Canada
    • 6.2.3.3. Mexico
• 6.3. Country Market Assessment
  • 6.3.1. United States Micro Lending Market Outlook, 2017-2031F*
    • 6.3.1.1. Market Size Analysis & Forecast
      • 6.3.1.1.1. By Value
    • 6.3.1.2. Market Share Analysis & Forecast
      • 6.3.1.2.1. By Provider
        • 6.3.1.2.1.1. Banks
        • 6.3.1.2.1.2. Microfinance Institutes
        • 6.3.1.2.1.3. Non-banking Financial Institutions
      • 6.3.1.2.2. By End-user
        • 6.3.1.2.2.1. Solo Entrepreneurs
        • 6.3.1.2.2.2. Micro Enterprises
        • 6.3.1.2.2.3. Small Enterprises
  • 6.3.2. Canada
  • 6.3.3. Mexico

All segments will be provided for all regions and countries covered

7. Europe Micro Lending Market Outlook, 2017-2031F

• 7.1. Germany
• 7.2. France
• 7.3. Italy
• 7.4. United Kingdom
• 7.5. Russia
• 7.6. Netherlands
• 7.7. Spain
• 7.8. Turkey
• 7.9. Poland

8. Asia-Pacific Micro Lending Market Outlook, 2017-2031F

• 8.1. India
• 8.2. China
• 8.3. Japan
• 8.4. Australia
• 8.5. Vietnam
• 8.6. South Korea
• 8.7. Indonesia
• 8.8. Philippines

9. South America Micro Lending Market Outlook, 2017-2031F

• 9.1. Brazil
• 9.2. Argentina

10. Middle East and Africa Micro Lending Market Outlook, 2017-2031F

• 10.1. Saudi Arabia
• 10.2. UAE
• 10.3. South Africa

11. Demand Supply Analysis

12. Value Chain Analysis

13. Porter's Five Forces Analysis

14. PESTLE Analysis

15. Interest Rate Analysis

16. Market Dynamics

• 16.1. Market Drivers
• 16.2. Market Challenges

17. Market Trends and Developments

18. Case Studies

19. Competitive Landscape

• 19.1. Competition Matrix of Top 5 Market Leaders
• 19.2. SWOT Analysis for Top 5 Players
• 19.3. Key Players Landscape for Top 10 Market Players
  • 19.3.1. Accion International
    • 19.3.1.1. Company Details
    • 19.3.1.2. Key Management Personnel
    • 19.3.1.3. Products and Services
    • 19.3.1.4. Financials (As Reported)
    • 19.3.1.5. Key Market Focus and Geographical Presence
    • 19.3.1.6. Recent Developments/Collaborations/Partnerships/Mergers and Acquisition
  • 19.3.2. LendingClub Corporation
  • 19.3.3. Bluevine Inc.
  • 19.3.4. Kiva Microfunds
  • 19.3.5. Fundbox Inc.
  • 19.3.6. Lendio Inc.
  • 19.3.7. OnDeck Capital Inc.
  • 19.3.8. Fundera Inc.
  • 19.3.9. Funding Circle Holdings Plc
  • 19.3.10. Lendr LLC

Companies mentioned above DO NOT hold any order as per market share and can be changed as per information available during research work.

20. Strategic Recommendations

21. About Us and Disclaimer