インドのウェルステックソリューション市場：コンポーネント別、展開モード別、企業別、エンドユーザー別、地域別、機会、予測、2018年～2032年

インドのウェルステックソリューションの市場規模は、2025年～2032年の予測期間中に20.98％のCAGRで拡大し、2024年の1億5,438万米ドルから2032年には7億843万米ドルに成長すると予測されています。デジタル革命が金融サービスを再構築する中、ウェルステック企業が最もエキサイティングなイノベーションのいくつかを打ち出しているのは、ウェルスマネジメントの民主化、合理化、個別化においてです。インドにおけるウェルステックソリューション市場の急成長には、中間層の増加、インターネット普及率の急速な上昇、ウェルステックの進歩を後押しするテクノロジーに精通した若年層など、多くの要因があります。

重要な促進要因のひとつは、洗練されたテクノロジーソリューションの統合で、顧客のデータをさまざまなソースから集め、全体像を把握しやすくし、個別化された情報に基づいたアドバイスを提供します。また、チェックや報告の自動化により、コンプライアンスやリスク管理が容易になり、企業は規制要件を容易に満たすことができます。さらに、モバイルアプリ、ウェブポータル、直接の対話など、統合されたコミュニケーションツールは、企業が顧客とより密接に関わることを支援します。

ウェルステックはウェルスマネジメントとテクノロジーの合流点であり、インドのフィンテック領域で最も変革的なセクターの一つとして急速に台頭しています。2024年、DeZervはPremji Investが主導する319億米ドルの資金調達を発表し、さらに現在、顧客資産の評価額が8億4,000万米ドルを超え、インドで最も急成長しているウェルス・マネジメント・プラットフォームの1つとなっています。

当レポートでは、インドのウェルステックソリューション市場について調査し、市場の概要とともに、コンポーネント別、展開モード別、企業別、エンドユーザー別、地域別動向、および市場に参入する企業のプロファイルなどを提供しています。

目次

第1章 プロジェクトの範囲と定義

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 顧客の声

第5章 インドのウェルステックソリューション市場の見通し、2018年～2032年

• 市場規模の分析と予測
• 市場シェア分析と予測
• 市場マップ分析、2024年
  • コンポーネント別
  • 展開モード別
  • 企業別
  • エンドユーザー別
  • 地域別

第6章 需要供給分析

第7章 バリューチェーン分析

第8章 ポーターのファイブフォース分析

第9章 PESTLE分析

第10章 コスト構造分析

第11章 市場力学

第12章 市場の動向と発展

第13章 ケーススタディ

第14章 競合情勢

• 市場リーダートップ5の競合マトリックス
• 参入企業トップ5のSWOT分析
• 市場の主要参入企業トップ10の情勢
  • Alt DRX Private Limited
  • Equirus Wealth Private Limited
  • Neuokosh Capital Private Limited (Koshex)
  • Daulat Finvest Private Limited
  • Jokanomy Tech Solutions Private Limited (Vitt.AI)
  • Wealth Technology & Services Private Limited
  • Lime Internet Private Limited (Wealthzi)
  • Cube Wealth Solutions Private Limited
  • 360 ONE WAM Limited
  • Scripbox.com India Private Limited

第15章 戦略的提言

第16章 お問い合わせと免責事項

List of Tables

• Table 1. Pricing Analysis of Products from Key Players
• Table 2. Competition Matrix of Top 5 Market Leaders
• Table 3. Mergers & Acquisitions/ Joint Ventures (If Applicable)
• Table 4. About Us - Regions and Countries Where We Have Executed Client Projects

List of Figures

• Figure 1. India WealthTech Solutions Market, By Value, In USD Million, FY2018-FY2032F
• Figure 2. India WealthTech Solutions Market Share (%), By Component, FY2018-FY2032F
• Figure 3. India WealthTech Solutions Market Share (%), By Deployment Mode, FY2018-FY2032F
• Figure 4. India WealthTech Solutions Market Share (%), By Enterprise, FY2018-FY2032F
• Figure 5. India WealthTech Solutions Market Share (%), By End-user, FY2018-FY2032F
• Figure 6. India WealthTech Solutions Market Share (%), By Region, FY2018-FY2032F
• Figure 7. By Component Map-Market Size (USD Million) & Growth Rate (%), FY2024
• Figure 8. By Deployment Mode Map-Market Size (USD Million) & Growth Rate (%), FY2024
• Figure 9. By Enterprise Map-Market Size (USD Million) & Growth Rate (%), FY2024
• Figure 10. By End-user Map-Market Size (USD Million) & Growth Rate (%), FY2024
• Figure 11. By Region Map-Market Size (USD Million) & Growth Rate (%), FY2024

India WealthTech solutions market is projected to witness a CAGR of 20.98% during the forecast period FY2025-FY2032, growing from USD 154.38 million in FY2024 to USD 708.43 million in FY2032. It is in democratizing, rationalizing, and personalizing wealth management that WealthTech companies are coming up with some of the most exciting innovations as the digital revolution reshapes financial services. There are many factors contributing to the rapid growth of the WealthTech solutions market in India, including a growing middle class, rapidly rising internet penetration, and a youthful tech-savvy population that makes ground for WealthTech advancements.

Crucially, one of the growth drivers would be the integration of sophisticated technology solutions that bring together customers' data from different sources, facilitate a holistic view, and offer personalized and informed advice. It enhances client satisfaction and trust and eases compliance and risk management through the automation of checks and reporting that ensures firms easily meet their regulatory requirements. Moreover, integrated communication tools across mobile apps, web portals, and direct interactions help firms engage better with their clientele.

WealthTech is the confluence of wealth management and technology, and it has quickly emerged as one of the most transformative sectors within the Indian fintech space. In 2024, DeZerv announced that it raised USD 31.9 billion of funding led by Premji Invest, besides being amongst the fastest-growing wealth management platforms in India, with more than USD 0.84 billion of client assets valued, currently.

Advanced Technological Innovations to Drive Market Growth

Mergers and acquisitions (M&A) in WealthTech are often driven by the desire to acquire and integrate superior technological capabilities. Hence, firms seeking acquisitions scout for companies that have cutting-edge digital applications and tools that use AI, machine learning, or any other new technologies to accomplish the goal of changing how retail investors interact with their wealth management strategies. Introducing these types of technologies better equips the investor with advanced and more efficient facilities for portfolio management, decision-making, and adapting to the changing market conditions. One major way such technological evolution would take place is through the infusion of AI to increase investment accuracy by using exhaustive datasets and predictive analytics. AI-driven solutions help to polish investment decisions and give rise to innovative robo-advisory platforms, which, in their capacity, can handle portfolios based on real-time market data and individual investor preferences.

In 2023, ALT DRX, a Bootstrapped home-grown startup from Bangalore, launched the World's first Stock Exchange Digital Real Estate Marketplace to allow Indians to Invest in Dematerialized Real Estate, 1 SQFT at a time. With an India-first launch strategy, the startup raised in a seed round of USD 1.6 million in equity and USD 2.0 million in callable mezz debt for co-investing into real estate assets.

Surge in Fintech Startups Fuels Market Growth

Fintech players fundamentally changed how financial services are delivered to online and mobile channels, digitalizing core processes to offer quicker, more convenient, and affordable solutions. The recovery of the world economy further solidified trust by banks, insurance companies, asset managers, and consumers in fintech through the vast adoption of high-speed, safe internet and mobile technologies. This has led banks and insurers to make fintech buying interesting by pushing higher margins and attracting the clientele to the young generation. Invest India reported that India has the highest fintech adoption rate globally, at 87%, which is considerably higher than the global average rate of 64% in 2024. There is an increased venture capital and private equity funding, which fuels a higher number of fintech firms to concentrate on hyper-growth strategies that enable financial institutions to offer global access and innovative solutions, thereby enhancing investment management through cost-reduction and revenue-enhancing developments.

Solution Segment to Dominate the WealthTech Market in India

The solution segment is anticipated to dominate the market in the forecast period due to the wide implementation of automation across industries. WealthTech solution is growing as small consulting firms and large banks are slowly realizing that modern clients want tech-driven financial services, automatic rebalancing, and portfolio management. These firms are working towards changing the sector through finding and resolving inefficiencies in the value chain of financial services. These vendors for wealth managers provide cloud-based solutions tailored for private banking departments and asset managers, targeting the maximization of customer satisfaction through smoothing and digitization of the entire value chain, reporting, and margin optimization.

West and Central Region Dominates India WealthTech Solutions Market

It is the western region of India, with Mumbai at its center, that dominates the WealthTech solutions market because it is the country's financial capital. Mumbai offers a high density of financial institutions, investment firms, and high net-worth individuals that give rise to a dynamic environment for WealthTech innovations. The well-established infrastructure, business ecosystem, and access to capital make a great deal of difference in elaborating its leadership in the market. More than this, Mumbai acts as the center for traditional financing services and rising fintech solutions. This consolidates its lead in the WealthTech sector. In March 2024, Cube obtained USD 20 million to foster more innovation in the sphere of financial planning software. This investment will give a major boost to product development by focusing on innovative AI technologies used in advanced use cases for better financial planning and analysis (FP&A). The integration of AI into FP&A will change patterns to predict and plan, giving insights and efficiencies and making financial strategies knowledgeable and forward-looking.

The Southern region with Bangalore is emerging as an important player in India WealthTech solutions market. Due to its strong background in technology and start-up ecosystems, Bangalore is becoming a place for incubating and innovating new-fangled WealthTech products.

Future Market Scenario (FY2025 - FY2032F)

Artificial intelligence is gaining momentum in the marketplace and is expected to be one of the most sought-after solutions to enhance financial decision-making processes. It offers new ways of looking at active risks through alternative models in the process automation of investments.

Intuitive interfaces and engaging and informative content make for a high level of user education regarding financial planning, investment, and retirement with the advancement of WealthTech solutions, making such complex financial concepts easy for consumers to understand and act on.

Investment firms and property management firms around the world have started to use cryptocurrencies and engage in blockchain technology. They are studying the same digital assets to understand more about the revolutionary change in investment and asset management practices.

Key Players Landscape and Outlook

The WealthTech solutions market in India has become extremely dynamic and competitive, with increasing entries of new players. Large WealthTech companies use their internally developed or outsourced technologies to improve the operations of the wealth management firms. These transformers are committed to changing the face of the industry through the way they identify and eliminate inefficiencies along the value chain. In the Indian context, companies concern themselves with delivering benefits related to effective portfolio management, increasing the liquidity of assets, and improving the customer experience. They are further making efforts toward cost transparency, smoother transaction processes, and ease of access to alternatives, including private equity or hedge funds. The march toward technological progress and operational efficiency is changing the face of managing wealth in India and opening newer opportunities while raising the bar on financial services.

In June 2024, 360 ONE WAM, India's leading wealth manager for ultra-high net worth individuals and families, entered a definitive agreement to acquire Times Internet incubated, wealth-focused fintech, ET Money. ET Money acquisition would be 100 percent, via a stock swap and cash deal. The acquisition will help 360 WAM complete the flywheel across client segments and fortify its position as India's preeminent wealth manager.

Table of Contents

1. Project Scope and Definitions

2. Research Methodology

3. Executive Summary

4. Voice of Customer

• 4.1. Product and Market Intelligence
• 4.2. Mode of Brand Awareness
• 4.3. Factors Considered in Purchase Decisions
  • 4.3.1. Functionality
  • 4.3.2. Cost Structure
  • 4.3.3. Security and Compliance
  • 4.3.4. Integration Capabilities
• 4.4. Customer Support
• 4.5. Consideration of Privacy and Regulations

5. India WealthTech Solutions Market Outlook, FY2018-FY2032F

• 5.1. Market Size Analysis & Forecast
  • 5.1.1. By Value
• 5.2. Market Share Analysis & Forecast
  • 5.2.1. By Component
    • 5.2.1.1. Solution
    • 5.2.1.2. Services
  • 5.2.2. By Deployment Mode
    • 5.2.2.1. On-premises
    • 5.2.2.2. Cloud
  • 5.2.3. By Enterprise
    • 5.2.3.1. Large Enterprises
    • 5.2.3.2. Small and Medium Enterprises
  • 5.2.4. By End-user
    • 5.2.4.1. Banking
    • 5.2.4.2. Investment Firms
    • 5.2.4.3. Wealth Management Firms
    • 5.2.4.4. Others
  • 5.2.5. By Region
    • 5.2.5.1. North
    • 5.2.5.2. South
    • 5.2.5.3. East
    • 5.2.5.4. West and Central
  • 5.2.6. By Company Market Share Analysis (Top 5 Companies and Others - By Value, FY2024)
• 5.3. Market Map Analysis, FY2024
  • 5.3.1. By Component
  • 5.3.2. By Deployment Mode
  • 5.3.3. By Enterprise
  • 5.3.4. By End-user
  • 5.3.5. By Region

6. Demand Supply Analysis

7. Value Chain Analysis

8. Porter's Five Forces Analysis

9. PESTLE Analysis

10. Cost Structure Analysis

11. Market Dynamics

• 11.1. Market Drivers
• 11.2. Market Challenges

12. Market Trends and Developments

13. Case Studies

14. Competitive Landscape

• 14.1. Competition Matrix of Top 5 Market Leaders
• 14.2. SWOT Analysis for Top 5 Players
• 14.3. Key Players Landscape for Top 10 Market Players
  • 14.3.1. Alt DRX Private Limited
    • 14.3.1.1. Company Details
    • 14.3.1.2. Key Management Personnel
    • 14.3.1.3. Products and Services
    • 14.3.1.4. Financials (As Reported)
    • 14.3.1.5. Key Market Focus and Geographical Presence
    • 14.3.1.6. Recent Developments/Collaborations/Partnerships/Mergers and Acquisition
  • 14.3.2. Equirus Wealth Private Limited
  • 14.3.3. Neuokosh Capital Private Limited (Koshex)
  • 14.3.4. Daulat Finvest Private Limited
  • 14.3.5. Jokanomy Tech Solutions Private Limited (Vitt.AI)
  • 14.3.6. Wealth Technology & Services Private Limited
  • 14.3.7. Lime Internet Private Limited (Wealthzi)
  • 14.3.8. Cube Wealth Solutions Private Limited
  • 14.3.9. 360 ONE WAM Limited
  • 14.3.10. Scripbox.com India Private Limited

Companies mentioned above DO NOT hold any order as per market share and can be changed as per information available during research work.

15. Strategic Recommendations

16. About Us and Disclaimer