PSD2とオープンバンキングのバイオメトリクス認証市場：機能別、エンドユーザー別-2025-2030年の世界予測

PSD2とオープンバンキングのバイオメトリクス認証市場は、2023年に56億4,000万米ドルと評価され、2024年には62億1,000万米ドルに達すると予測され、CAGR 10.27％で成長し、2030年には111億8,000万米ドルに達すると予測されています。

PSD2とオープン・バンキングのイニシアチブの台頭は、バイオメトリクス認証の範囲を大幅に広げ、金融機関が高度な顧客認証対策でトランザクションを保護しなければならない情勢を定義しています。指紋、顔認識、音声認識を含むバイオメトリクス認証は、セキュリティと使いやすさを保証し、顧客体験とセキュリティのバランスを取る強固な認証に対する需要の高まりに対応しています。その必要性は、不正行為を防止すると同時に、カスタマージャーニーにおける摩擦を減らし、シームレスなバンキング体験を促進し、デジタル金融サービスを拡大する必要性から生じる。このアプローチは、銀行、フィンテック企業、オンライン取引に従事する消費者など、さまざまなエンドユーザーに応用されています。市場に影響を与える主な成長要因としては、PSD2のような規制の義務化、生体認証技術の進歩、モバイル・バンキングに対する消費者の信頼の高まりなどが挙げられます。潜在的なビジネスチャンスは、技術展開と顧客エンゲージメントを強化するためのハイテク企業と金融機関のパートナーシップ確立にあります。このような機会を活用するために、組織は拡張性があり、安全で、ユーザーフレンドリーなバイオメトリック・ソリューションの開発に注力すべきです。しかし、課題としては、プライバシーの問題、データ保存の問題、バイオメトリック・データ漏洩の可能性などがあり、これらの問題には強固なサイバーセキュリティのフレームワークと透明性の高いデータ管理ポリシーが必要です。さらに、導入の初期コストが高いことが、中小企業の足かせになる可能性もあります。大きな可能性を秘めた革新的分野には、精度と効率を高めることができるAI主導のバイオメトリクス・ソリューションや、セキュリティ・プロトコルとユーザー認証プロセスを強化するためのマルチモーダルバイオメトリクスの統合が含まれます。市場はダイナミックで、急速な技術の進歩と進化する規制環境によって特徴付けられ、企業は継続的な革新と適応を迫られています。企業はこうした変化に常に注意を払い、先を行くために研究開発に投資しなければならないです。データ保護、顧客教育、規制遵守を重視することで、PSD2やオープン・バンキングの枠組みの下で、バイオメトリクス認証の成長を促進し、消費者の信頼を築くことができます。

市場力学：急速に進化するPSD2とオープンバンキングのバイオメトリクス認証市場の主要市場インサイトを公開

PSD2とオープンバンキングのバイオメトリクス認証市場は、需要と供給のダイナミックな相互作用によって変貌を遂げています。このような市場力学の進化を理解することで、企業は十分な情報に基づいた投資決定、戦略的意思決定、新たなビジネスチャンスの獲得を行うことができます。こうした動向を包括的に把握することで、企業は政治的、地理的、技術的、社会的、経済的な領域にわたる様々なリスクを軽減することができるとともに、消費者行動とそれが製造コストや購買動向に与える影響をより明確に理解することができます。

• 市場促進要因
  • モバイルバンキングアプリケーションのユーザー数の増加
  • さまざまな金融分野におけるアプリケーション・プログラム・インターフェース（API）の重要性の高まり
  • 金融取引における高いセキュリティリスクと決済システムにおける多要素認証の必要性
• 市場抑制要因
  • セキュリティ・ソリューションの高コストと誤検知・不正確性の可能性
• 市場機会
  • 金融機関のオンラインビジネスへの大きなシフトと顧客中心の規制による金融サービスの改善
  • バイオメトリクス認証を開発する技術系新興企業にとって有利なエコシステム
• 市場の課題
  • バイオメトリクスにおける人口統計学的バイアスの最小化における複雑さ

ポーターの5つの力：PSD2とオープンバンキングのバイオメトリクス認証市場をナビゲートする戦略ツール

ポーターの5つの力フレームワークは、市場情勢の競合情勢を理解するための重要なツールです。ポーターのファイブフォース・フレームワークは、企業の競争力を評価し、戦略的機会を探るための明確な手法を提供します。このフレームワークは、企業が市場内の勢力図を評価し、新規事業の収益性を判断するのに役立ちます。これらの洞察により、企業は自社の強みを活かし、弱みに対処し、潜在的な課題を回避することで、より強靭な市場でのポジショニングを確保することができます。

PESTLE分析：PSD2とオープンバンキングのバイオメトリクス認証市場における外部からの影響の把握

外部マクロ環境要因は、PSD2とオープンバンキングのバイオメトリクス認証市場の業績ダイナミクスを形成する上で極めて重要な役割を果たします。政治的、経済的、社会的、技術的、法的、環境的要因の分析は、これらの影響をナビゲートするために必要な情報を提供します。PESTLE要因を調査することで、企業は潜在的なリスクと機会をよりよく理解することができます。この分析により、企業は規制、消費者の嗜好、経済動向の変化を予測し、先を見越した積極的な意思決定を行う準備ができます。

市場シェア分析PSD2とオープンバンキングのバイオメトリクス認証市場における競合情勢の把握

PSD2とオープンバンキングのバイオメトリクス認証市場の詳細な市場シェア分析により、ベンダーの業績を包括的に評価することができます。企業は、収益、顧客ベース、成長率などの主要指標を比較することで、競争上のポジショニングを明らかにすることができます。この分析により、市場の集中、断片化、統合の動向が明らかになり、ベンダーは競争が激化する中で自社の地位を高める戦略的意思決定を行うために必要な知見を得ることができます。

FPNVポジショニング・マトリックスPSD2とオープンバンキングのバイオメトリクス認証市場におけるベンダーのパフォーマンス評価

FPNVポジショニングマトリックスは、PSD2とオープンバンキングのバイオメトリクス認証市場においてベンダーを評価するための重要なツールです。このマトリックスにより、ビジネス組織はベンダーのビジネス戦略と製品満足度に基づき評価することで、目標に沿った十分な情報に基づいた意思決定を行うことができます。4つの象限はベンダーを明確かつ正確に区分し、ユーザーが戦略目標に最適なパートナーやソリューションを特定するのに役立ちます。

本レポートは、主要な注目分野を網羅した包括的な市場分析を提供しています：

1.市場の浸透度：業界主要企業の広範なデータを含む、現在の市場環境の詳細なレビュー。

2.市場の開拓度：新興市場における成長機会を特定し、既存分野における拡大可能性を評価し、将来の成長に向けた戦略的ロードマップを提供します。

3.市場の多様化：最近の製品発売、未開拓の地域、業界の主要な進歩、市場を形成する戦略的投資を分析します。

4.競合の評価と情報：競合情勢を徹底的に分析し、市場シェア、事業戦略、製品ポートフォリオ、認証、規制当局の承認、特許動向、主要企業の技術進歩などを検証します。

5.製品開発およびイノベーション：将来の市場成長を促進すると期待される最先端技術、研究開発活動、製品イノベーションをハイライトしています。

また、利害関係者が十分な情報を得た上で意思決定できるよう、重要な質問にも答えています：

1.現在の市場規模と今後の成長予測は？

2.最高の投資機会を提供する製品、セグメント、地域はどこか？

3.市場を形成する主な技術動向と規制の影響とは？

4.主要ベンダーの市場シェアと競合ポジションは？

5.ベンダーの市場参入・撤退戦略の原動力となる収益源と戦略的機会は何か？

目次

第1章 序文

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 市場の概要

第5章 市場洞察

• 市場力学
  • 促進要因
    • モバイルバンキングアプリケーションのユーザー数の増加
    • さまざまな金融セクターにおけるアプリケーションプログラムインターフェース（API）の重要性の高まり
    • 金融取引における高いセキュリティリスクと決済システムにおける多要素認証の必要性
  • 抑制要因
    • セキュリティソリューションのコストが高く、誤検知や不正確さが発生する可能性
  • 機会
    • 金融機関のオンラインビジネスへの大きなシフトと顧客中心の規制による金融サービスの向上
    • 技術系スタートアップが生体認証を開発するための好ましいエコシステム
  • 課題
    • 生体認証における人口統計的バイアスの最小化の複雑さ
• 市場セグメンテーション分析
  • 機能：リアルタイムのアイデンティティおよびアクセス管理システムの重要性の高まり
  • エンドユーザー：決済プロセスの摩擦を軽減するために、加盟店によるPSD2およびオープンバンキング生体認証ソリューションの導入が進む
• ポーターのファイブフォース分析
• PESTEL分析
  • 政治的
  • 経済
  • 社交
  • 技術的
  • 法律上
  • 環境
• 顧客のカスタマイズ

第6章 PSD2とオープンバンキングのバイオメトリクス認証市場：機能別

• 認証と承認
• コンテンツベースの攻撃検出
• データ暗号化
• 個人情報の追跡
• メッセージの検証
• 交通管理

第7章 PSD2とオープンバンキングのバイオメトリクス認証市場：エンドユーザー別

• 銀行
• 顧客
• 行商人
• 決済サービスプロバイダー

第8章 南北アメリカのPSD2とオープンバンキングのバイオメトリクス認証市場

• アルゼンチン
• ブラジル
• カナダ
• メキシコ
• 米国

第9章 アジア太平洋地域のPSD2とオープンバンキングのバイオメトリクス認証市場

• オーストラリア
• 中国
• インド
• インドネシア
• 日本
• マレーシア
• フィリピン
• シンガポール
• 韓国
• 台湾
• タイ
• ベトナム

第10章 欧州・中東・アフリカのPSD2とオープンバンキングのバイオメトリクス認証市場

• デンマーク
• エジプト
• フィンランド
• フランス
• ドイツ
• イスラエル
• イタリア
• オランダ
• ナイジェリア
• ノルウェー
• ポーランド
• カタール
• ロシア
• サウジアラビア
• 南アフリカ
• スペイン
• スウェーデン
• スイス
• トルコ
• アラブ首長国連邦
• 英国

第11章 競合情勢

• 市場シェア分析2023
• FPNVポジショニングマトリックス, 2023
• 競合シナリオ分析
  • Tell Money LimitedがPSD2コンプライアンスのためにMoorwandと提携
  • BanficoとInfoCertがBanficoのOBディレクトリからオープンバンキング/PSD2証明書を提供する独占的パートナーシップを発表
  • 上海商業銀行がPSD2コンプライアンスソリューションにSalt Edgeを採用

企業一覧

• Plaid Financial Ltd.
• Incode Technologies Inc.
• Tell Money Limited
• iProov Limited
• Mollie B.V.
• Okta, Inc.
• Accenture PLC
• Banfico Ltd
• INFOSISTEMA, SISTEMAS DE INFORMACAO, S.A. by JYON Group
• Salt Edge Inc.
• Temenos Headquarters SA
• Google LLC by Alphabet Inc.
• National Westminster Bank plc
• Nok Nok Labs, Inc.
• ClearBank Ltd.
• Capgemini SE
• Fujitsu Limited
• TAS S.p.A.
• LexisNexis Risk Solutions Inc. by RELX Group PLC
• Apple Inc.
• Moneyhub Financial Technology Ltd
• Thales Group
• Avanade Inc.
• Tata Consultancy Services Limited
• Mastercard International Incorporated
• Metro Bank PLC
• CardinalCommerce Corporation
• InfoCert S.p.A.
• Enfuce Financial Services Ltd.

LIST OF FIGURES

• FIGURE 1. PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET RESEARCH PROCESS
• FIGURE 2. PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, 2023 VS 2030
• FIGURE 3. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, 2018-2030 (USD MILLION)
• FIGURE 4. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY REGION, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 5. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 6. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2023 VS 2030 (%)
• FIGURE 7. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 8. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2023 VS 2030 (%)
• FIGURE 9. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 10. AMERICAS PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 11. AMERICAS PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 12. UNITED STATES PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY STATE, 2023 VS 2030 (%)
• FIGURE 13. UNITED STATES PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY STATE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 14. ASIA-PACIFIC PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 15. ASIA-PACIFIC PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 16. EUROPE, MIDDLE EAST & AFRICA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 17. EUROPE, MIDDLE EAST & AFRICA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 18. PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SHARE, BY KEY PLAYER, 2023
• FIGURE 19. PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET, FPNV POSITIONING MATRIX, 2023

LIST OF TABLES

• TABLE 1. PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SEGMENTATION & COVERAGE
• TABLE 2. UNITED STATES DOLLAR EXCHANGE RATE, 2018-2023
• TABLE 3. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, 2018-2030 (USD MILLION)
• TABLE 4. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY REGION, 2018-2030 (USD MILLION)
• TABLE 5. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 6. PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET DYNAMICS
• TABLE 7. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 8. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY AUTHENTICATION & AUTHORIZATION, BY REGION, 2018-2030 (USD MILLION)
• TABLE 9. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY CONTENT BASED ATTACKS DETECTION, BY REGION, 2018-2030 (USD MILLION)
• TABLE 10. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY DATA ENCRYPTION, BY REGION, 2018-2030 (USD MILLION)
• TABLE 11. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY IDENTITY TRACKING, BY REGION, 2018-2030 (USD MILLION)
• TABLE 12. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY MESSAGE VALIDATION, BY REGION, 2018-2030 (USD MILLION)
• TABLE 13. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY TRAFFIC MANAGEMENT, BY REGION, 2018-2030 (USD MILLION)
• TABLE 14. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 15. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY BANKS, BY REGION, 2018-2030 (USD MILLION)
• TABLE 16. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY CUSTOMERS, BY REGION, 2018-2030 (USD MILLION)
• TABLE 17. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY MARCHANTS, BY REGION, 2018-2030 (USD MILLION)
• TABLE 18. GLOBAL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY PAYMENT SERVICE PROVIDER, BY REGION, 2018-2030 (USD MILLION)
• TABLE 19. AMERICAS PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 20. AMERICAS PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 21. AMERICAS PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 22. ARGENTINA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 23. ARGENTINA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 24. BRAZIL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 25. BRAZIL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 26. CANADA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 27. CANADA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 28. MEXICO PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 29. MEXICO PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 30. UNITED STATES PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 31. UNITED STATES PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 32. UNITED STATES PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY STATE, 2018-2030 (USD MILLION)
• TABLE 33. ASIA-PACIFIC PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 34. ASIA-PACIFIC PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 35. ASIA-PACIFIC PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 36. AUSTRALIA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 37. AUSTRALIA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 38. CHINA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 39. CHINA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 40. INDIA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 41. INDIA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 42. INDONESIA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 43. INDONESIA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 44. JAPAN PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 45. JAPAN PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 46. MALAYSIA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 47. MALAYSIA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 48. PHILIPPINES PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 49. PHILIPPINES PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 50. SINGAPORE PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 51. SINGAPORE PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 52. SOUTH KOREA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 53. SOUTH KOREA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 54. TAIWAN PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 55. TAIWAN PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 56. THAILAND PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 57. THAILAND PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 58. VIETNAM PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 59. VIETNAM PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 60. EUROPE, MIDDLE EAST & AFRICA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 61. EUROPE, MIDDLE EAST & AFRICA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 62. EUROPE, MIDDLE EAST & AFRICA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 63. DENMARK PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 64. DENMARK PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 65. EGYPT PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 66. EGYPT PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 67. FINLAND PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 68. FINLAND PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 69. FRANCE PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 70. FRANCE PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 71. GERMANY PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 72. GERMANY PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 73. ISRAEL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 74. ISRAEL PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 75. ITALY PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 76. ITALY PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 77. NETHERLANDS PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 78. NETHERLANDS PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 79. NIGERIA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 80. NIGERIA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 81. NORWAY PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 82. NORWAY PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 83. POLAND PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 84. POLAND PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 85. QATAR PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 86. QATAR PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 87. RUSSIA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 88. RUSSIA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 89. SAUDI ARABIA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 90. SAUDI ARABIA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 91. SOUTH AFRICA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 92. SOUTH AFRICA PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 93. SPAIN PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 94. SPAIN PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 95. SWEDEN PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 96. SWEDEN PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 97. SWITZERLAND PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 98. SWITZERLAND PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 99. TURKEY PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 100. TURKEY PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 101. UNITED ARAB EMIRATES PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 102. UNITED ARAB EMIRATES PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 103. UNITED KINGDOM PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY FUNCTION, 2018-2030 (USD MILLION)
• TABLE 104. UNITED KINGDOM PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SIZE, BY END USERS, 2018-2030 (USD MILLION)
• TABLE 105. PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET SHARE, BY KEY PLAYER, 2023
• TABLE 106. PSD2 & OPEN BANKING BIOMETRIC AUTHENTICATION MARKET, FPNV POSITIONING MATRIX, 2023

The PSD2 & Open Banking Biometric Authentication Market was valued at USD 5.64 billion in 2023, expected to reach USD 6.21 billion in 2024, and is projected to grow at a CAGR of 10.27%, to USD 11.18 billion by 2030.

The rise of PSD2 and open banking initiatives has significantly broadened the scope of biometric authentication, defining a landscape where financial institutions must secure transactions with heightened customer authentication measures. Biometric authentication, including fingerprints, facial recognition, and voice recognition, ensures security and ease of use, catering to the increasing demand for robust authentication that balances customer experience with security. The necessity arises from a need to prevent fraud while reducing friction in the customer journey, facilitating seamless banking experiences and expanding digital finance services. This approach finds application across various end-users such as banks, fintech companies, and consumers engaging in online transactions. Key growth factors influencing the market include regulatory mandates like PSD2, advances in biometric technology, and consumers' growing trust in mobile banking. Potential opportunities lie in establishing partnerships between tech companies and financial entities to enhance technology deployment and customer engagement. To leverage these opportunities, organizations should focus on developing scalable, secure, and user-friendly biometric solutions. Challenges, however, include privacy concerns, data storage issues, and the potential for biometric data breaches, which require robust cybersecurity frameworks and transparent data management policies. Additionally, the high initial costs of implementation may deter smaller firms. Innovation areas with significant potential include AI-driven biometric solutions, which can enhance accuracy and efficiency, and the integration of multi-modal biometrics to strengthen security protocols and user verification processes. The market is dynamic and characterized by rapid technological advancements and evolving regulatory environments, pushing firms to continuously innovate and adapt. Companies must remain vigilant to these changes and invest in research and development to stay ahead. Emphasizing data protection, customer education, and regulatory compliance can further foster growth and build consumer trust in biometric authentication under PSD2 and open banking frameworks.

Market Dynamics: Unveiling Key Market Insights in the Rapidly Evolving PSD2 & Open Banking Biometric Authentication Market

The PSD2 & Open Banking Biometric Authentication Market is undergoing transformative changes driven by a dynamic interplay of supply and demand factors. Understanding these evolving market dynamics prepares business organizations to make informed investment decisions, refine strategic decisions, and seize new opportunities. By gaining a comprehensive view of these trends, business organizations can mitigate various risks across political, geographic, technical, social, and economic domains while also gaining a clearer understanding of consumer behavior and its impact on manufacturing costs and purchasing trends.

• Market Drivers
  • Increasing Number of Users with Mobile Banking Application
  • Rising Importance of Application Program Interfaces (APIs) in Different Financial Sectors
  • High-Security Risk in Financial Transactions and Need For Multi-Factor Authentication in Payment Systems
• Market Restraints
  • High Cost for Security Solution and Potential False Positives & Inaccuracy
• Market Opportunities
  • Major Shift of Financial Institutions Toward the Online Business and Improving Financial Services with Customer-Centric Regulation
  • Favorable Ecosystem for Tech-Startups to Develop Biometric Authentication
• Market Challenges
  • Complexities in Minimizing Demographic Bias in Biometrics

Porter's Five Forces: A Strategic Tool for Navigating the PSD2 & Open Banking Biometric Authentication Market

Porter's five forces framework is a critical tool for understanding the competitive landscape of the PSD2 & Open Banking Biometric Authentication Market. It offers business organizations with a clear methodology for evaluating their competitive positioning and exploring strategic opportunities. This framework helps businesses assess the power dynamics within the market and determine the profitability of new ventures. With these insights, business organizations can leverage their strengths, address weaknesses, and avoid potential challenges, ensuring a more resilient market positioning.

PESTLE Analysis: Navigating External Influences in the PSD2 & Open Banking Biometric Authentication Market

External macro-environmental factors play a pivotal role in shaping the performance dynamics of the PSD2 & Open Banking Biometric Authentication Market. Political, Economic, Social, Technological, Legal, and Environmental factors analysis provides the necessary information to navigate these influences. By examining PESTLE factors, businesses can better understand potential risks and opportunities. This analysis enables business organizations to anticipate changes in regulations, consumer preferences, and economic trends, ensuring they are prepared to make proactive, forward-thinking decisions.

Market Share Analysis: Understanding the Competitive Landscape in the PSD2 & Open Banking Biometric Authentication Market

A detailed market share analysis in the PSD2 & Open Banking Biometric Authentication Market provides a comprehensive assessment of vendors' performance. Companies can identify their competitive positioning by comparing key metrics, including revenue, customer base, and growth rates. This analysis highlights market concentration, fragmentation, and trends in consolidation, offering vendors the insights required to make strategic decisions that enhance their position in an increasingly competitive landscape.

FPNV Positioning Matrix: Evaluating Vendors' Performance in the PSD2 & Open Banking Biometric Authentication Market

The Forefront, Pathfinder, Niche, Vital (FPNV) Positioning Matrix is a critical tool for evaluating vendors within the PSD2 & Open Banking Biometric Authentication Market. This matrix enables business organizations to make well-informed decisions that align with their goals by assessing vendors based on their business strategy and product satisfaction. The four quadrants provide a clear and precise segmentation of vendors, helping users identify the right partners and solutions that best fit their strategic objectives.

Key Company Profiles

The report delves into recent significant developments in the PSD2 & Open Banking Biometric Authentication Market, highlighting leading vendors and their innovative profiles. These include Plaid Financial Ltd., Incode Technologies Inc., Tell Money Limited, iProov Limited, Mollie B.V., Okta, Inc., Accenture PLC, Banfico Ltd, INFOSISTEMA, SISTEMAS DE INFORMACAO, S.A. by JYON Group, Salt Edge Inc., Temenos Headquarters SA, Google LLC by Alphabet Inc., National Westminster Bank plc, Nok Nok Labs, Inc., ClearBank Ltd., Capgemini SE, Fujitsu Limited, TAS S.p.A., LexisNexis Risk Solutions Inc. by RELX Group PLC, Apple Inc., Moneyhub Financial Technology Ltd, Thales Group, Avanade Inc., Tata Consultancy Services Limited, Mastercard International Incorporated, Metro Bank PLC, CardinalCommerce Corporation, InfoCert S.p.A., and Enfuce Financial Services Ltd..

Market Segmentation & Coverage

This research report categorizes the PSD2 & Open Banking Biometric Authentication Market to forecast the revenues and analyze trends in each of the following sub-markets:

• Based on Function, market is studied across Authentication & Authorization, Content Based Attacks Detection, Data Encryption, Identity Tracking, Message Validation, and Traffic Management.
• Based on End Users, market is studied across Banks, Customers, Marchants, and Payment Service Provider.
• Based on Region, market is studied across Americas, Asia-Pacific, and Europe, Middle East & Africa. The Americas is further studied across Argentina, Brazil, Canada, Mexico, and United States. The United States is further studied across California, Florida, Illinois, New York, Ohio, Pennsylvania, and Texas. The Asia-Pacific is further studied across Australia, China, India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan, Thailand, and Vietnam. The Europe, Middle East & Africa is further studied across Denmark, Egypt, Finland, France, Germany, Israel, Italy, Netherlands, Nigeria, Norway, Poland, Qatar, Russia, Saudi Arabia, South Africa, Spain, Sweden, Switzerland, Turkey, United Arab Emirates, and United Kingdom.

The report offers a comprehensive analysis of the market, covering key focus areas:

1. Market Penetration: A detailed review of the current market environment, including extensive data from top industry players, evaluating their market reach and overall influence.

2. Market Development: Identifies growth opportunities in emerging markets and assesses expansion potential in established sectors, providing a strategic roadmap for future growth.

3. Market Diversification: Analyzes recent product launches, untapped geographic regions, major industry advancements, and strategic investments reshaping the market.

4. Competitive Assessment & Intelligence: Provides a thorough analysis of the competitive landscape, examining market share, business strategies, product portfolios, certifications, regulatory approvals, patent trends, and technological advancements of key players.

5. Product Development & Innovation: Highlights cutting-edge technologies, R&D activities, and product innovations expected to drive future market growth.

The report also answers critical questions to aid stakeholders in making informed decisions:

1. What is the current market size, and what is the forecasted growth?

2. Which products, segments, and regions offer the best investment opportunities?

3. What are the key technology trends and regulatory influences shaping the market?

4. How do leading vendors rank in terms of market share and competitive positioning?

5. What revenue sources and strategic opportunities drive vendors' market entry or exit strategies?

Table of Contents

1. Preface

• 1.1. Objectives of the Study
• 1.2. Market Segmentation & Coverage
• 1.3. Years Considered for the Study
• 1.4. Currency & Pricing
• 1.5. Language
• 1.6. Stakeholders

2. Research Methodology

• 2.1. Define: Research Objective
• 2.2. Determine: Research Design
• 2.3. Prepare: Research Instrument
• 2.4. Collect: Data Source
• 2.5. Analyze: Data Interpretation
• 2.6. Formulate: Data Verification
• 2.7. Publish: Research Report
• 2.8. Repeat: Report Update

3. Executive Summary

4. Market Overview

5. Market Insights

• 5.1. Market Dynamics
  • 5.1.1. Drivers
    • 5.1.1.1. Increasing Number of Users with Mobile Banking Application
    • 5.1.1.2. Rising Importance of Application Program Interfaces (APIs) in Different Financial Sectors
    • 5.1.1.3. High-Security Risk in Financial Transactions and Need For Multi-Factor Authentication in Payment Systems
  • 5.1.2. Restraints
    • 5.1.2.1. High Cost for Security Solution and Potential False Positives & Inaccuracy
  • 5.1.3. Opportunities
    • 5.1.3.1. Major Shift of Financial Institutions Toward the Online Business and Improving Financial Services with Customer-Centric Regulation
    • 5.1.3.2. Favorable Ecosystem for Tech-Startups to Develop Biometric Authentication
  • 5.1.4. Challenges
    • 5.1.4.1. Complexities in Minimizing Demographic Bias in Biometrics
• 5.2. Market Segmentation Analysis
  • 5.2.1. Function: Growing significance of real-time identity and access management systems
  • 5.2.2. End Users: Higher deployment of PSD2 and open banking biometric authentication solutions by merchants for reducing friction in payment processes
• 5.3. Porter's Five Forces Analysis
  • 5.3.1. Threat of New Entrants
  • 5.3.2. Threat of Substitutes
  • 5.3.3. Bargaining Power of Customers
  • 5.3.4. Bargaining Power of Suppliers
  • 5.3.5. Industry Rivalry
• 5.4. PESTLE Analysis
  • 5.4.1. Political
  • 5.4.2. Economic
  • 5.4.3. Social
  • 5.4.4. Technological
  • 5.4.5. Legal
  • 5.4.6. Environmental
• 5.5. Client Customization

6. PSD2 & Open Banking Biometric Authentication Market, by Function

• 6.1. Introduction
• 6.2. Authentication & Authorization
• 6.3. Content Based Attacks Detection
• 6.4. Data Encryption
• 6.5. Identity Tracking
• 6.6. Message Validation
• 6.7. Traffic Management

7. PSD2 & Open Banking Biometric Authentication Market, by End Users

• 7.1. Introduction
• 7.2. Banks
• 7.3. Customers
• 7.4. Marchants
• 7.5. Payment Service Provider

8. Americas PSD2 & Open Banking Biometric Authentication Market

• 8.1. Introduction
• 8.2. Argentina
• 8.3. Brazil
• 8.4. Canada
• 8.5. Mexico
• 8.6. United States

9. Asia-Pacific PSD2 & Open Banking Biometric Authentication Market

• 9.1. Introduction
• 9.2. Australia
• 9.3. China
• 9.4. India
• 9.5. Indonesia
• 9.6. Japan
• 9.7. Malaysia
• 9.8. Philippines
• 9.9. Singapore
• 9.10. South Korea
• 9.11. Taiwan
• 9.12. Thailand
• 9.13. Vietnam

10. Europe, Middle East & Africa PSD2 & Open Banking Biometric Authentication Market

• 10.1. Introduction
• 10.2. Denmark
• 10.3. Egypt
• 10.4. Finland
• 10.5. France
• 10.6. Germany
• 10.7. Israel
• 10.8. Italy
• 10.9. Netherlands
• 10.10. Nigeria
• 10.11. Norway
• 10.12. Poland
• 10.13. Qatar
• 10.14. Russia
• 10.15. Saudi Arabia
• 10.16. South Africa
• 10.17. Spain
• 10.18. Sweden
• 10.19. Switzerland
• 10.20. Turkey
• 10.21. United Arab Emirates
• 10.22. United Kingdom

11. Competitive Landscape

• 11.1. Market Share Analysis, 2023
• 11.2. FPNV Positioning Matrix, 2023
• 11.3. Competitive Scenario Analysis
  • 11.3.1. Tell Money Limited Partners with Moorwand for PSD2 Compliance
  • 11.3.2. Banfico and InfoCert Announce Exclusive Partnership to Offer Open Banking / PSD2 Certificates from Banfico's OB Directory
  • 11.3.3. Shanghai Commercial Bank Taps Salt Edge for PSD2 Compliance Solution

Companies Mentioned

• 1. Plaid Financial Ltd.
• 2. Incode Technologies Inc.
• 3. Tell Money Limited
• 4. iProov Limited
• 5. Mollie B.V.
• 6. Okta, Inc.
• 7. Accenture PLC
• 8. Banfico Ltd
• 9. INFOSISTEMA, SISTEMAS DE INFORMACAO, S.A. by JYON Group
• 10. Salt Edge Inc.
• 11. Temenos Headquarters SA
• 12. Google LLC by Alphabet Inc.
• 13. National Westminster Bank plc
• 14. Nok Nok Labs, Inc.
• 15. ClearBank Ltd.
• 16. Capgemini SE
• 17. Fujitsu Limited
• 18. TAS S.p.A.
• 19. LexisNexis Risk Solutions Inc. by RELX Group PLC
• 20. Apple Inc.
• 21. Moneyhub Financial Technology Ltd
• 22. Thales Group
• 23. Avanade Inc.
• 24. Tata Consultancy Services Limited
• 25. Mastercard International Incorporated
• 26. Metro Bank PLC
• 27. CardinalCommerce Corporation
• 28. InfoCert S.p.A.
• 29. Enfuce Financial Services Ltd.