市場調査レポート

商品コード

1801156

サードパーティバンキングソフトウェア市場規模、シェア、動向、予測：製品、展開タイプ、用途、エンドユーザー、地域別、2025年～2033年

Third-Party Banking Software Market Size, Share, Trends and Forecast by Product, Deployment Type, Application, End User, and Region, 2025-2033

出版日: 2025年08月01日
発行: IMARC
ページ情報: 英文 147 Pages
納期: 2～3営業日

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概要
図表
目次

概要

サンプル依頼リストに入れる

サードパーティバンキングソフトウェアの世界市場規模は、2024年に309億3,000万米ドルとなりました。今後、IMARC Groupは、同市場が2033年までに576億3,000万米ドルに達し、2025年から2033年にかけて6.80%のCAGRを示すと予測しています。現在、北米が市場を独占しており、2024年には36.6%という大きな市場シェアを占めています。同市場は、安全でスケーラブルなソリューションに対する需要の高まりと、クラウドベース技術の採用増加によって成長を遂げています。さらに、規制遵守の要件がこの動向をさらに後押しし、さまざまな金融分野におけるサードパーティバンキングソフトウェア市場のシェア拡大に寄与しています。

同市場の成長には、銀行業界におけるクラウド技術の利用拡大が大きく寄与しています。クラウドソリューションは、運用コストを削減し、拡張性を高めることができるため、銀行やその他の金融機関の間で支持を集めています。これらのプラットフォームにより、銀行はインフラへの初期投資として巨額の資金を投入することなく、先進的な機能やテクノロジーの進歩を利用することができます。さらに、これらのプラットフォームは、銀行のクラウドへの移行に伴い、俊敏性の向上、データ保護の強化、メンテナンスコストの削減を実現し、リソース配分を強化することもできます。さらに、クラウドテクノロジーは現行システムとの統合が容易なため、サードパーティのソフトウェアプロバイダがカスタマイズされたソリューションを提供することができます。より多くの銀行や金融機関がクラウドに移行することで、サードパーティバンキングソフトウェアソリューションの需要は拡大し、市場全体の成長に影響を与える可能性が高いです。

米国では、サードパーティバンキングソフトウェア市場の動向は、継続的な規制の進展と競合力学の変化によって大きく牽引されています。また、消費者金融保護局（CFPB）をはじめとする最新の規制により、銀行は消費者の金融情報へのアクセスをよりシンプルにするよう求められています。これはオープン・バンキングの進化における大きな一歩であり、金融機関間の競争を激化させ、消費者が銀行サービスと新しい金融アプリケーションを組み合わせることを可能にします。さらに、この移行は、新たなデータ共有規制への準拠をサポートし、サードパーティのプラットフォームとのシームレスな統合を提供できるサードパーティのソフトウェア・ソリューションを追求する金融機関の増加を促しています。

サードパーティバンキングソフトウェア市場動向：

銀行・金融サービス・保険（BFSI）セクターは著しい成長を遂げており、これが市場拡大の原動力となっています。IBEFによると、2024年7月現在、UPIを利用している銀行は602行あり、デジタル取引の総額は150億8,000万ルピー、2兆1,000億ルピーに達しています。この急増は、デジタルプラットフォームの導入が進んでいることが主因です。さらに、クラウドベースのアプリケーションをバンキングソフトウェアに統合することで、市場開拓が加速しています。従来の手作業による方法とは異なり、財務や取引の管理には自動化された会計システムを好む傾向が強まっています。消費者もデジタルプラットフォームへと移行しており、スマートフォン、ノートパソコン、タブレット端末を使って口座にアクセスし、取引を行うようになっています。最近の調査によると、米国のデジタル・バンキング利用者は2025年までに2億1,680万人に達すると予想されています。さらに、ビッグデータ分析をサードパーティバンキングソフトウェアに組み込むなど、技術の進歩も市場にプラスの影響を与えています。これらの分析ツールは、膨大なデータセットを処理し、収益性を高め、新たな動向を特定するためのデータ主導の意思決定を行う企業をサポートします。世界経済フォーラム（World Economic Forum）とサイバーセキュリティベンチャーズ（Cybersecurity Ventures）によると、サイバー犯罪のコストは2025年までに10兆5,000億米ドルに達すると予測されており、安全で適応性の高いバンキングソリューションに対する需要はかつてないほど高まっています。さらに、顧客中心のバンキングへの注目の高まりと、標準化されたプロセスへの要求は、今後も市場の成長を促進すると思われます。これらの開発は、進化するサードパーティバンキングソフトウェア市場動向を反映しており、金融機関に革新的なソリューションの採用を促しています。

戦略的買収がバンキングソフトウェアの革新を促進

サードパーティバンキングソフトウェア市場は、イノベーションと競争力を促進する戦略的買収へと顕著にシフトしています。金融機関が規制要件への準拠、業務効率の向上、革新的なデジタルソリューションの提供といったプレッシャーに直面するにつれ、買収の役割は極めて重要になっています。こうした買収により、企業は先進技術を統合し、金融機関により強固なソリューションを提供できるようになります。例えば、2024年10月、アクスウェイはソプラバンキングソフトウェア（SBS）を買収し、オープンバンキング分野での能力を大幅に向上させました。SBSの先進技術の統合により、Axwayのプラットフォームは強化され、新たに導入されたCFPBの規制に対応できるようになると同時に、データを安全に管理する能力も強化されました。この開発により、金融機関は厳しい規制に準拠しながら、より迅速で効率的なサービスを提供できるようになります。強化されたAPI管理と合理化されたデータアーキテクチャにより、Axwayは顧客に新たなビジネスチャンスを提供し、収益の流れを改善する力を与えました。また、この買収により、アクスウェイは、現代の銀行の進化するニーズに対応する柔軟で拡張性の高いソリューションを提供するマーケットリーダーとしての地位を確立しました。このような買収を通じて、企業は銀行業界の変革を主導し、市場全体でより大きなイノベーション、セキュリティ、顧客中心のソリューションを推進する態勢を整えつつあります。より多くの銀行が先進的で適応性の高いソリューションを求めているため、こうした戦略的な動きがサードパーティバンキングソフトウェア市場の成長を促進すると予想されます。

高まるパートナーシップによる顧客体験の向上

サードパーティバンキングソフトウェア市場におけるパートナーシップは、カスタマーエクスペリエンスの大幅な進化を促し、より協調的で統合されたソリューションへのシフトを示しています。顧客の期待が進化する中、金融機関はサービス提供と業務効率を高めるためにパートナーシップに注力しています。こうした提携により、各社はそれぞれの強みを組み合わせ、より包括的でユーザーフレンドリーなバンキングソリューションを提供できるようになります。例えば、2025年5月、ティートエフリー・バンキングはノルウェー市場向けに包括的でカスタマイズされたバンキングプラットフォームを提供するため、Lokalbankと戦略的パートナーシップを締結しました。このパートナーシップは、コアバンキングサービスとモバイルバンキング、オンラインバンキング、決済システム、カードサービス、金融犯罪対策ツールを統合した、拡張性のある安全なソリューションの提供に重点を置いたものです。このパートナーシップにより、Lokalbankのリソースが解放され、業務の合理化と主要プロセスの自動化により、顧客相談サービスと営業に集中できるようになりました。同プラットフォームの最新デジタルインターフェースは、サービスへのシームレスなアクセスとエンゲージメントの向上により、顧客体験をさらに向上させました。この提携は、業務の複雑性を軽減し、セキュリティを強化し、統合を簡素化するために設計されたもので、デジタルファーストの銀行業界で競争力を維持するために不可欠なものです。この動向は、高品質のバンキング体験を提供し、金融機関がスピード、セキュリティ、顧客中心のサービスに対する市場の要求に応えるために、戦略的パートナーシップがいかに不可欠になっているかを物語っています。

北米
- 米国
- カナダ
アジア太平洋地域
- 中国
- 日本
- インド
- 韓国
- オーストラリア
- インドネシア
- その他
欧州
- ドイツ
- フランス
- 英国
- イタリア
- スペイン
- ロシア
- その他
ラテンアメリカ
- ブラジル
- メキシコ
- その他
中東・アフリカ

第11章 SWOT分析

第12章バリューチェーン分析

第13章ポーターのファイブフォース分析

第14章価格指標

第15章競合情勢

市場構造
主要企業
主要企業のプロファイル
- Accenture
- Capgemini
- Deltek
- IBM
- Infosys
- Microsoft Corporation
- NetSuite Inc.
- Oracle Corporation
- SAP SE
- Tata Consultancy Services

図表

List of Figures

Figure 1: Global: Third-party Banking Software Market: Major Drivers and Challenges
Figure 2: Global: Third-party Banking Software Market: Sales Value (in Billion USD), 2019-2024
Figure 3: Global: Third-party Banking Software Market: Breakup by Product (in %), 2024
Figure 4: Global: Third-party Banking Software Market: Breakup by Deployment Type (in %), 2024
Figure 5: Global: Third-party Banking Software Market: Breakup by Application (in %), 2024
Figure 6: Global: Third-party Banking Software Market: Breakup by End-User (in %), 2024
Figure 7: Global: Third-party Banking Software Market: Breakup by Region (in %), 2024
Figure 8: Global: Third-party Banking Software Market Forecast: Sales Value (in Billion USD), 2025-2033
Figure 9: Global: Third-party Banking Software (Core Banking Software) Market: Sales Value (in Million USD), 2019 & 2024
Figure 10: Global: Third-party Banking Software (Core Banking Software) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 11: Global: Third-party Banking Software (Multi-Channel Banking Software) Market: Sales Value (in Million USD), 2019 & 2024
Figure 12: Global: Third-party Banking Software (Multi-Channel Banking Software) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 13: Global: Third-party Banking Software (Business Intelligence Software) Market: Sales Value (in Million USD), 2019 & 2024
Figure 14: Global: Third-party Banking Software (Business Intelligence Software) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 15: Global: Third-party Banking Software (Others) Market: Sales Value (in Million USD), 2019 & 2024
Figure 16: Global: Third-party Banking Software (Others) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 17: Global: Third-party Banking Software (On-premises) Market: Sales Value (in Million USD), 2019 & 2024
Figure 18: Global: Third-party Banking Software (On-Premises) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 19: Global: Third-party Banking Software (Cloud-based) Market: Sales Value (in Million USD), 2019 & 2024
Figure 20: Global: Third-party Banking Software (Cloud-based) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 21: Global: Third-party Banking Software (Risk Management) Market: Sales Value (in Million USD), 2019 & 2024
Figure 22: Global: Third-party Banking Software (Risk Management) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 23: Global: Third-party Banking Software (Information Security) Market: Sales Value (in Million USD), 2019 & 2024
Figure 24: Global: Third-party Banking Software (Information Security) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 25: Global: Third-party Banking Software (Business Intelligence) Market: Sales Value (in Million USD), 2019 & 2024
Figure 26: Global: Third-party Banking Software (Business Intelligence) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 27: Global: Third-party Banking Software (Other Applications) Market: Sales Value (in Million USD), 2019 & 2024
Figure 28: Global: Third-party Banking Software (Other Applications) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 29: Global: Third-party Banking Software (Commercial Banks) Market: Sales Value (in Million USD), 2019 & 2024
Figure 30: Global: Third-party Banking Software (Commercial Banks) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 31: Global: Third-party Banking Software (Retail and Trading Banks) Market: Sales Value (in Million USD), 2019 & 2024
Figure 32: Global: Third-party Banking Software (Retail and Trading Banks) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 33: North America: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 34: North America: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 35: United States: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 36: United States: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 37: Canada: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 38: Canada: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 39: Asia Pacific: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 40: Asia Pacific: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 41: China: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 42: China: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 43: Japan: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 44: Japan: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 45: India: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 46: India: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 47: South Korea: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 48: South Korea: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 49: Australia: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 50: Australia: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 51: Indonesia: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 52: Indonesia: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 53: Others: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 54: Others: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 55: Europe: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 56: Europe: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 57: Germany: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 58: Germany: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 59: France: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 60: France: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 61: United Kingdom: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 62: United Kingdom: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 63: Italy: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 64: Italy: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 65: Spain: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 66: Spain: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 67: Russia: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 68: Russia: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 69: Others: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 70: Others: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 71: Latin America: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 72: Latin America: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 73: Brazil: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 74: Brazil: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 75: Mexico: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 76: Mexico: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 77: Others: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 78: Others: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 79: Middle East and Africa: Third-party Banking Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 80: Middle East and Africa: Third-party Banking Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 81: Global: Third-party Banking Software Industry: SWOT Analysis
Figure 82: Global: Third-party Banking Software Industry: Value Chain Analysis
Figure 83: Global: Third-party Banking Software Industry: Porter's Five Forces Analysis

List of Tables

Table 1: Global: Third-party Banking Software Market: Key Industry Highlights, 2024 and 2033
Table 2: Global: Third-party Banking Software Market Forecast: Breakup by Product (in Million USD), 2025-2033
Table 3: Global: Third-party Banking Software Market Forecast: Breakup by Deployment Type (in Million USD), 2025-2033
Table 4: Global: Third-party Banking Software Market Forecast: Breakup by Application (in Million USD), 2025-2033
Table 5: Global: Third-party Banking Software Market Forecast: Breakup by End-User (in Million USD), 2025-2033
Table 6: Global: Third-party Banking Software Market Forecast: Breakup by Region (in Million USD), 2025-2033
Table 7: Global: Third-party Banking Software Market: Competitive Structure
Table 8: Global: Third-party Banking Software Market: Key Players

Product Code: SR112025A2121

The global third-party banking software market size was valued at USD 30.93 Billion in 2024. Looking forward, IMARC Group estimates the market to reach USD 57.63 Billion by 2033, exhibiting a CAGR of 6.80% during 2025-2033. North America currently dominates the market, holding a significant market share of 36.6% in 2024. The market is experiencing growth driven by the rising demand for secure, scalable solutions and the increasing adoption of cloud-based technologies. Moreover, regulatory compliance requirements further fuel this trend, contributing to the expansion of the third-party banking software market share across various financial sectors.

The growth in the market is being fueled extensively by the rising use of cloud technology in the banking industry. Cloud solutions are gaining traction among banks and other financial institutions because they can help cut down on operational expenditures as well as enhance scalability. These platforms enable banks to utilize advanced features and advancements in technology without having to incur massive funds as initial investments in infrastructure. Moreover, these platforms can also improve their agility, increase data protection, and lower the maintenance cost, with the transition of banks to the cloud, thereby enhancing resource allocation. In addition, cloud technology allows for easy integration with current systems, allowing third-party software providers to provide customized solutions. With more banks and financial institutions moving to the cloud, third-party banking software solutions are likely to witness greater demand, thereby influencing the overall market growth.

In the United States, the trends in the third-party banking software market are significantly driven by the continuous regulatory developments and changing competitive dynamics. In addition, the latest regulations, including those from the Consumer Financial Protection Bureau (CFPB), are compelling banks to give consumers simpler access to their financial information. It has been a major step in the evolution of open banking, which will make the competition among financial institutions grow and enable consumers to combine their banking services with new financial applications. In addition, this transition is encouraging an increasing number of financial institutions to pursue third-party software solutions that are able to support compliance with new data-sharing regulations and provide a seamless integration with third-party platforms.

Third-Party Banking Software Market Trends:

The banking, financial services, and insurance (BFSI) sector is experiencing significant growth, which is driving the expansion of the market. As of July 2024, there were 602 banks using UPI, with total digital transactions reaching 15.08 Billion, valued at Rs. 2,10,000 Crore, according to IBEF. This surge is largely attributed to the increasing adoption of digital platforms. Moreover, the integration of cloud-based applications into banking software is accelerating market development. Unlike traditional manual methods, there is a growing preference for automated accounting systems for managing finances and transactions. Consumers are also shifting toward digital platforms, using smartphones, laptops, and tablets to access accounts and conduct transactions. This transition is evident in the expected increase in digital banking users in the US, which is forecast to reach 216.8 Million by 2025, according to recent studies. Furthermore, advancements in technology, such as the incorporation of big data analytics into third-party banking software, are positively influencing the market. These analytics tools process vast data sets, supporting businesses in making data-driven decisions to boost profitability and identify emerging trends. With cybercrime costs projected to hit USD 10.5 Trillion by 2025, as per the World Economic Forum and Cybersecurity Ventures, the demand for secure, adaptable banking solutions is higher than ever. Additionally, the increasing focus on customer-centric banking and the demand for standardized processes will continue to propel market growth. These developments reflect the evolving third-party banking software market trends, pushing financial institutions to adopt innovative solutions.

Strategic Acquisitions Driving Innovation in Banking Software

The third-party banking software market has seen a marked shift towards strategic acquisitions that drive both innovation and competitiveness. As financial institutions face increasing pressure to comply with regulatory requirements, enhance operational efficiency, and offer innovative digital solutions, the role of acquisitions becomes crucial. These acquisitions allow companies to integrate advanced technologies, providing more robust solutions for financial institutions. For example, in October 2024, Axway's acquisition of Sopra Banking Software (SBS) exemplified this trend, significantly boosting its capabilities in the open banking space. The integration of SBS's advanced technology strengthened Axway's platform, enabling it to meet the newly introduced CFPB regulations while also enhancing its ability to securely manage data. This development ensures financial institutions can provide faster, more efficient services while remaining compliant with stringent regulations. With enhanced API management and a more streamlined data architecture, Axway empowered its clients to unlock new business opportunities and improve revenue streams. The acquisition also positioned Axway as a market leader in providing flexible, scalable solutions, which cater to the evolving needs of modern banks. Through acquisitions like this, companies are setting themselves up to lead the way in transforming the banking industry, pushing for greater innovation, security, and customer-centric solutions across the market. These strategic moves are expected to drive the third-party banking software market growth, as more banks seek advanced, adaptable solutions.

Rising Partnerships for Enhanced Customer Experience

Partnerships within the third-party banking software market are driving significant advancements in customer experience, marking a shift toward more collaborative and integrated solutions. As customer expectations evolve, financial institutions are focusing on partnerships to enhance service delivery and operational efficiency. These collaborations enable companies to combine their strengths and offer more comprehensive, user-friendly banking solutions. For instance, in May 2025, Tietoevry Banking entered a strategic partnership with Lokalbank to deliver a comprehensive, tailored banking platform for the Norwegian market. This partnership focused on providing a scalable, secure solution that integrates core banking services with mobile and online banking, payment systems, card services, and anti-financial crime tools. The partnership freed up resources for Lokalbank, allowing them to focus on customer advisory services and sales by streamlining operations and automating key processes. The platform's modern digital interface further enhanced the customer experience by providing seamless access to services and improving engagement. The collaboration was designed to reduce operational complexity, enhance security, and simplify integration, which is vital for staying competitive in the digital-first banking world. This trend illustrates how strategic partnerships are becoming essential for delivering high-quality banking experiences, enabling financial institutions to meet market demands for speed, security, and customer-centric services.

Third-Party Banking Software Industry Segmentation:

Analysis by Product:

Core Banking Software
Multi-Channel Banking Software
Business Intelligence Software
Others

As per the third-party banking software market outlook, in 2024, the core banking software segment led the market, accounting for a market share of 37.3%, driven by the growing demand for integrated, efficient banking solutions. As financial institutions work toward enhancing operational efficiency and improving customer experience, there is a strong push for seamless integration across all banking operations. Core banking systems enable banks to streamline daily transactions, account updates, and centralized data management, allowing them to provide real-time, accurate services. Furthermore, regulatory pressures are motivating banks to adopt more advanced systems that ensure compliance with stringent regulations and data protection laws. The need for scalability and flexibility in banking operations, coupled with technological advancements, is driving widespread adoption of core banking solutions across the financial sector.

Analysis by Deployment Type:

On-premises
Cloud-based

In 2024, the on-premises led the third-party banking software market, accounting for a market share of 82.4% as many banks prioritize control over their IT infrastructure. On-premises software gives financial institutions the ability to manage their systems and data internally, offering them enhanced security, privacy, and compliance capabilities, which are critical in the banking sector. This model also provides the flexibility to customize solutions according to the specific needs of an organization. Given the rising concerns around data breaches and increasing cybersecurity threats, many banks prefer to keep sensitive data on-site. Furthermore, on-premises software allows for smooth integration with existing legacy systems and enables institutions to adhere to local data protection regulations, ensuring both operational efficiency and regulatory compliance.

Analysis by Application:

Risk Management
Information Security
Business Intelligence
Others

Based on the third-party banking software market forecast, in 2024, the risk management segment led the market, accounting for a market share of 41.6%, driven by the growing complexity and volatility in financial markets. Banks are increasingly focused on risk mitigation to protect against various financial threats, including credit, market, operational, and cyber risks. Risk management software helps institutions proactively detect, assess, and address potential risks in real-time, minimizing financial exposure and enhancing decision-making. The rise of digital banking and the integration of artificial intelligence (AI) and machine learning in risk management software have further revolutionized the ability to identify patterns and predict risks before they escalate. Regulatory pressures and the need to ensure financial stability also drive banks to invest in cutting-edge risk management tools, leading to higher adoption rates in the market.

Analysis by End User:

Commercial Banks
Retail and Trading Banks

In 2024, the retail and trading banks led the market, accounting for a market share of 62.3%, driven by the demand for specialized solutions to enhance service delivery and operational efficiency. Retail banks focus on delivering personalized, seamless services to customers, improving engagement through digital channels. This has led to a surge in demand for advanced customer relationship management (CRM) software and omnichannel solutions. Trading banks, on the other hand, require sophisticated software solutions for real-time market analysis, trading platforms, and portfolio management. Both sectors benefit from the integration of artificial intelligence, machine learning, and data analytics, which enable more accurate decision-making and better risk management. These innovations empower banks to stay competitive, deliver better services, and address regulatory requirements, accelerating the growth of software solutions in both retail and trading banking sectors.

Regional Analysis:

North America
- United States
- Canada
Asia Pacific
- China
- Japan
- India
- South Korea
- Australia
- Indonesia
- Others
Europe
- Germany
- France
- United Kingdom
- Italy
- Spain
- Russia
- Others
Latin America
- Brazil
- Mexico
- Others
Middle East and Africa

In 2024, North America led the third-party banking software market, accounting for a market share of 36.6%, driven by the region's advanced technological infrastructure and high adoption rates of digital banking solutions. The demand for cutting-edge software in the region is fueled by a growing need for financial institutions to deliver personalized services, streamline operations, and enhance customer experience. North American banks are increasingly investing in digital transformation, adopting cloud-based and AI-driven software to remain competitive and compliant with stringent regulations. The region's regulatory environment also encourages the use of secure, scalable banking software to protect sensitive financial data. North America remains a key driver of innovation and growth in the third-party banking software market with the presence of leading banking institutions, technology providers, and a robust fintech ecosystem.

Key Regional Takeaways:

United States Third-Party Banking Software Market Analysis

In 2024, the United States accounted for 90.60% of the third-party banking software market in North America, driven by multiple factors. The market in the United States is experiencing robust growth, driven by the country's high digital adoption rate and increasing demand for personalized financial services. The rapid expansion of fintech ecosystems is accelerating the integration of advanced software platforms for customer relationship management, transaction automation, and data analytics. According to recent reports, U.S. bank executives plan to increase IT and tech spending by at least 10% in 2025 to enhance security measures following multiple data breaches in 2024. This emphasis on cybersecurity and infrastructure fortification is propelling investments in third-party platforms equipped with advanced security protocols. Additionally, the growing reliance on open banking frameworks is encouraging financial institutions to adopt modular third-party solutions to enhance operational efficiency. The shift toward cloud-native architectures and API-based platforms is facilitating seamless upgrades and integration with emerging technologies. Moreover, the evolving regulatory environment is compelling for banks to deploy agile and scalable software solutions. As banks focus on building ecosystem partnerships and leveraging data-driven strategies, the market is expected to witness sustained growth in the coming years.

Europe Third-Party Banking Software Market Analysis

The third-party banking software market in Europe is progressing steadily, fueled by the region's commitment to digital transformation and sustainable finance practices. The implementation of unified financial data standards enhances cross-border interoperability, prompting financial institutions to embrace standardized third-party platforms. According to the European Investment Bank, the EIB Group signed nearly USD 96.6 Billion in new financing for over 900 projects in 2024, mobilizing around USD 380 Billion in investment and supporting approximately 5.8 Million jobs. These large-scale investments are accelerating digitization efforts, further boosting demand for scalable software solutions. Additionally, the widespread use of mobile banking and digital wallets is encouraging the adoption of user-centric software. There is a growing trend toward integrating ESG considerations within banking systems, driving demand for analytical tools offered by third-party providers. As financial players focus on agile innovation and open finance initiatives, vendors providing embedded services and modular solutions are gaining traction, shaping a promising outlook for the European market.

Asia Pacific Third-Party Banking Software Market Analysis

The Asia Pacific third-party banking software market is witnessing dynamic growth, primarily driven by rapid urbanization and the expansion of digital ecosystems. The rising penetration of internet and mobile devices is accelerating the demand for mobile-first banking solutions offered by third-party vendors. As per the India Brand Equity Foundation, India's fintech industry is currently valued at approximately USD 111 Billion and projected to reach USD 421 Billion by 2029, making it the third-largest fintech ecosystem globally. This significant growth trajectory is pushing financial institutions across the region to adopt agile software for serving digitally native consumers. The growing popularity of real-time payment platforms and multilingual digital onboarding tools is encouraging the deployment of scalable third-party systems. Additionally, the focus on financial inclusion is prompting banks to implement inclusive and localized solutions. As regional institutions modernize legacy systems and embrace predictive analytics and cloud-native tools, the third-party software market is expected to maintain strong momentum.

Latin America Third-Party Banking Software Market Analysis

The Latin American third-party banking software market is expanding steadily, fueled by the growing digital engagement of consumers and the shift toward cashless economies. Financial institutions are increasingly adopting third-party solutions to automate processes and expand digital channels, especially in underserved areas. Reports state that over 70% of Brazilians now use digital banking services, while financial institutions are accelerating their adoption of technology-driven solutions. This digital shift is prompting greater investment in third-party platforms that enable real-time transactions and user-centric features. The demand for software supporting alternative credit assessments and gamified financial services is rising, aligned with goals of expanding financial access. With a growing appetite for fintech integration and scalable platforms, third-party software continues to emerge as a strategic enabler of financial modernization across the region.

Middle East and Africa Third-Party Banking Software Market Analysis

The third-party banking software market in the Middle East and Africa is gaining momentum due to the increasing push for digital financial services and infrastructure modernization. The region's young and tech-savvy population is driving demand for mobile-optimized banking experiences, encouraging adoption of agile third-party platforms. According to IMARC Group, the Saudi Arabian digital banking market was valued at USD 87.60 Million in 2024 and is projected to reach USD 278.19 Million by 2033, growing at a CAGR of 12.70%. This expansion highlights growing investment in software that supports scalable, cloud-based solutions with robust features like biometric authentication and AI analytics. As financial institutions embrace digital identity frameworks and expand into underbanked areas, the role of flexible and secure third-party platforms is becoming increasingly central to regional banking strategies.

Competitive Landscape:

Companies in the third-party banking software market are adopting advanced strategies to meet evolving technological demands and manage diverse workflows. They are leveraging automation tools and creation platforms to streamline software development, reduce manual tasks, and ensure consistent quality across various formats. By optimizing integration with publishing, analytics, and collaboration systems, organizations are ensuring seamless operations from design to deployment. Additionally, they are enhancing real-time editing and feedback capabilities, enabling quick adjustments based on performance data. These initiatives improve efficiency, maintain brand consistency, and support data-driven decision-making, minimizing risks of outdated messaging or inefficient workflows across digital platforms.

The report provides a comprehensive analysis of the competitive landscape in the third-party banking software market with detailed profiles of all major companies, including:

Accenture
Capgemini
Deltek, IBM
Infosys
Microsoft Corporation
NetSuite Inc.
Oracle Corporation
SAP SE
Tata Consultancy Services

Key Questions Answered in This Report

1.How big is the third-party banking software market?
2.What is the future outlook of third-party banking software market?
3.What are the key factors driving the third-party banking software market?
4.Which region accounts for the largest third-party banking software market share?
5.Which are the leading companies in the global third-party banking software market?

1 Preface

2 Scope and Methodology

2.1 Objectives of the Study
2.2 Stakeholders
2.3 Data Sources
- 2.3.1 Primary Sources
- 2.3.2 Secondary Sources
2.4 Market Estimation
- 2.4.1 Bottom-Up Approach
- 2.4.2 Top-Down Approach
2.5 Forecasting Methodology

3 Executive Summary

4 Introduction

4.1 Overview
4.2 Key Industry Trends

5 Global Third-party Banking Software Market

5.1 Market Overview
5.2 Market Performance
5.3 Impact Of COVID-19
5.4 Market Forecast

6 Market Breakup by Product

6.1 Core Banking Software
- 6.1.1 Market Trends
- 6.1.2 Market Forecast
6.2 Multi-Channel Banking Software
- 6.2.1 Market Trends
- 6.2.2 Market Forecast
6.3 Business Intelligence Software
- 6.3.1 Market Trends
- 6.3.2 Market Forecast
6.4 Others
- 6.4.1 Market Trends
- 6.4.2 Market Forecast

7 Market Breakup by Deployment Type

7.1 On-premises
- 7.1.1 Market Trends
- 7.1.2 Market Forecast
7.2 Cloud-based
- 7.2.1 Market Trends
- 7.2.2 Market Forecast

8 Market Breakup by Application

8.1 Risk Management
- 8.1.1 Market Trends
- 8.1.2 Market Forecast
8.2 Information Security
- 8.2.1 Market Trends
- 8.2.2 Market Forecast
8.3 Business Intelligence
- 8.3.1 Market Trends
- 8.3.2 Market Forecast
8.4 Others
- 8.4.1 Market Trends
- 8.4.2 Market Forecast

9 Market Breakup by End-User

9.1 Commercial Banks
- 9.1.1 Market Trends
- 9.1.2 Market Forecast
9.2 Retail and Trading Banks
- 9.2.1 Market Trends
- 9.2.2 Market Forecast

10 Market Breakup by Region

10.1 North America
- 10.1.1 United States
  - 10.1.1.1 Market Trends
  - 10.1.1.2 Market Forecast
- 10.1.2 Canada
  - 10.1.2.1 Market Trends
  - 10.1.2.2 Market Forecast
10.2 Asia Pacific
- 10.2.1 China
  - 10.2.1.1 Market Trends
  - 10.2.1.2 Market Forecast
- 10.2.2 Japan
  - 10.2.2.1 Market Trends
  - 10.2.2.2 Market Forecast
- 10.2.3 India
  - 10.2.3.1 Market Trends
  - 10.2.3.2 Market Forecast
- 10.2.4 South Korea
  - 10.2.4.1 Market Trends
  - 10.2.4.2 Market Forecast
- 10.2.5 Australia
  - 10.2.5.1 Market Trends
  - 10.2.5.2 Market Forecast
- 10.2.6 Indonesia
  - 10.2.6.1 Market Trends
  - 10.2.6.2 Market Forecast
- 10.2.7 Others
  - 10.2.7.1 Market Trends
  - 10.2.7.2 Market Forecast
10.3 Europe
- 10.3.1 Germany
  - 10.3.1.1 Market Trends
  - 10.3.1.2 Market Forecast
- 10.3.2 France
  - 10.3.2.1 Market Trends
  - 10.3.2.2 Market Forecast
- 10.3.3 United Kingdom
  - 10.3.3.1 Market Trends
  - 10.3.3.2 Market Forecast
- 10.3.4 Italy
  - 10.3.4.1 Market Trends
  - 10.3.4.2 Market Forecast
- 10.3.5 Spain
  - 10.3.5.1 Market Trends
  - 10.3.5.2 Market Forecast
- 10.3.6 Russia
  - 10.3.6.1 Market Trends
  - 10.3.6.2 Market Forecast
- 10.3.7 Others
  - 10.3.7.1 Market Trends
  - 10.3.7.2 Market Forecast
10.4 Latin America
- 10.4.1 Brazil
  - 10.4.1.1 Market Trends
  - 10.4.1.2 Market Forecast
- 10.4.2 Mexico
  - 10.4.2.1 Market Trends
  - 10.4.2.2 Market Forecast
- 10.4.3 Others
  - 10.4.3.1 Market Trends
  - 10.4.3.2 Market Forecast
10.5 Middle East and Africa
- 10.5.1 Market Trends
- 10.5.2 Market Breakup by Country
- 10.5.3 Market Forecast

11 SWOT Analysis

11.1 Overview
11.2 Strengths
11.3 Weaknesses
11.4 Opportunities
11.5 Threats

12 Value Chain Analysis

13 Porters Five Forces Analysis

13.1 Overview
13.2 Bargaining Power of Buyers
13.3 Bargaining Power of Suppliers
13.4 Degree of Competition
13.5 Threat of New Entrants
13.6 Threat of Substitutes

14 Price Indicators

15 Competitive Landscape

15.1 Market Structure
15.2 Key Players
15.3 Profiles of Key Players
- 15.3.1 Accenture
  - 15.3.1.1 Company Overview
  - 15.3.1.2 Product Portfolio
  - 15.3.1.3 Financials
  - 15.3.1.4 SWOT Analysis
- 15.3.2 Capgemini
  - 15.3.2.1 Company Overview
  - 15.3.2.2 Product Portfolio
  - 15.3.2.3 Financials
  - 15.3.2.4 SWOT Analysis
- 15.3.3 Deltek
  - 15.3.3.1 Company Overview
  - 15.3.3.2 Product Portfolio
- 15.3.4 IBM
  - 15.3.4.1 Company Overview
  - 15.3.4.2 Product Portfolio
  - 15.3.4.3 Financials
  - 15.3.4.4 SWOT Analysis
- 15.3.5 Infosys
  - 15.3.5.1 Company Overview
  - 15.3.5.2 Product Portfolio
  - 15.3.5.3 Financials
  - 15.3.5.4 SWOT Analysis
- 15.3.6 Microsoft Corporation
  - 15.3.6.1 Company Overview
  - 15.3.6.2 Product Portfolio
  - 15.3.6.3 Financials
  - 15.3.6.4 SWOT Analysis
- 15.3.7 NetSuite Inc.
  - 15.3.7.1 Company Overview
  - 15.3.7.2 Product Portfolio
  - 15.3.7.3 SWOT Analysis
- 15.3.8 Oracle Corporation
  - 15.3.8.1 Company Overview
  - 15.3.8.2 Product Portfolio
  - 15.3.8.3 Financials
  - 15.3.8.4 SWOT Analysis
- 15.3.9 SAP SE
  - 15.3.9.1 Company Overview
  - 15.3.9.2 Product Portfolio
  - 15.3.9.3 Financials
  - 15.3.9.4 SWOT Analysis
- 15.3.10 Tata Consultancy Services
  - 15.3.10.1 Company Overview
  - 15.3.10.2 Product Portfolio
  - 15.3.10.3 Financials
  - 15.3.10.4 SWOT Analysis

サードパーティバンキングソフトウェア市場規模、シェア、動向、予測：製品、展開タイプ、用途、エンドユーザー、地域別、2025年～2033年

Third-Party Banking Software Market Size, Share, Trends and Forecast by Product, Deployment Type, Application, End User, and Region, 2025-2033

サードパーティバンキングソフトウェア市場動向：

目次

第1章 序文

第2章 調査範囲と調査手法

第3章 エグゼクティブサマリー

第4章 イントロダクション

第5章 世界のサードパーティバンキングソフトウェア市場

第6章 市場内訳：製品別

第7章 市場内訳：展開タイプ別

第8章 市場内訳：用途別

第9章 市場内訳：エンドユーザー別

第10章 市場内訳：地域別

第11章 SWOT分析

第12章 バリューチェーン分析

第13章 ポーターのファイブフォース分析

第14章 価格指標

第15章 競合情勢