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1801127

アンチマネーロンダリング（AML）ソフトウェア市場：2025～2033年：コンポーネント、展開形態、用途、最終用途産業、地域別市場規模、シェア、動向、予測

Anti-Money Laundering (AML) Software Market Size, Share, Trends and Forecast by Component, Deployment Mode, Application, End Use Industry, and Region, 2025-2033

出版日: 2025年08月01日
発行: IMARC
ページ情報: 英文 136 Pages
納期: 2～3営業日

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概要
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目次

概要

サンプル依頼リストに入れる

アンチマネーロンダリング（AML）ソフトウェアの世界市場規模は2024年に28億米ドルとなりました。今後、IMARC Groupは、同市場が2033年までに82億米ドルに達し、2025～2033年にかけて12.6％のCAGRを示すと予測しています。現在、北米が市場を独占しており、2024年には29.8％を超える大きなアンチマネーロンダリング（AML）ソフトウェア市場シェアを占めています。市場を牽引しているのは、金融犯罪の増加、規制要件の厳格化、デジタル取引の拡大です。AIや機械学習などの先進技術により、リアルタイムのモニタリングや不正検知が可能になり、コンプライアンスが確保されるため、アンチマネーロンダリング（AML）ソフトウェア市場全体のシェアが高まっています。

AMLソフトウェア市場の主要促進要因は、金融犯罪対策を目的とした欧州のAML指令や米国のBSAなど、世界の規制要件の高まりです。洗練されたマネーロンダリング（資金洗浄）スキームにより、金融機関はリアルタイムのモニタリングと検知のためにAIやMLなどの先進技術を利用するようになっています。デジタル取引の拡大と詐欺リスクの増大がアンチマネーロンダリング（AML）ソフトウェア市場の需要を押し上げています。Press Information Bureauが発表した記事によると、2023～24年度、インドのデジタル決済取引は2017～18年度の207億1,000万インドルピーから1,873億7,000万インドルピーに急増し、CAGRは44％に達しました。UPIの取引額は9億2,000万インドルピーから129％成長し、1,311億6,000万インドルピーに達しました。取引額は1,962兆インドルピーから3,659インドルピーに増加しました。

米国のアンチマネーロンダリング（AML）ソフトウェア市場の主要促進要因には、銀行秘密法（BSA）や米国パトリオット法（PATRIOT Act）といった厳格な規制の枠組みがあり、強固なコンプライアンス対策が義務付けられています。デジタル決済や金融取引の増加によりマネーロンダリングのリスクが高まり、先進的AMLソリューションの導入が進んでいます。暗号通貨や巧妙な詐欺スキームの利用が増加していることも、こうした脅威をリアルタイムで検知し、コンプライアンスを強化し、金融犯罪を防止するAIベースAMLソリューションに対する需要を後押ししています。例えば、DataVisorは2024年3月、AIを活用したエンド・ツー・エンドのアンチマネーロンダリング（AML）ソリューションを発表し、金融犯罪対策と規制コンプライアンスを強化しました。この革新的なソリューションは、金融機関のAML実務を変革することを目指し、旧態依然としたシステムの課題に対処しています。

アンチマネーロンダリング（AML）ソフトウェア市場動向

AIと機械学習の統合

人工知能と機械学習技術は、アンチマネーロンダリング（AML）ソフトウェア市場に革命をもたらします。AIやMLのアルゴリズムでモニタリングされた取引は、手動システムや、より単純なルールベースや知識ベース技術に依存したものよりも、はるかに多くの不審な行動を特定できるとする最近の報告があります。これらの先進的技術は、リアルタイムの異常の特定、誤検知の削減、調査プロセスの迅速化を通じて、不正検知の精度と効率を高めています。米国金融犯罪取締ネットワーク（FinCEN）によると、金融機関は2020年に200万件以上の疑わしい取引報告（SAR）を報告しており、これはモニタリングを必要とする膨大な取引量を反映しています。AIとMLは、疑わしい活動の検出を大幅に改善し、誤検出を減らし、金融機関が新たな脅威により効果的に対応するのを助けることができます。AIベースツールは、新たなパターンを学習し、犯罪行動に応じて進化し続けるため、新たなマネーロンダリングの手口への適応にも役立ちます。AIとMLの統合は、金融機関がますます巧妙化する犯罪者に先んじ、全体的な規制遵守を強化し、金融犯罪のリスクを最小限に抑えるために不可欠です。これは主要なアンチマネーロンダリング（AML）ソフトウェアの市場動向の1つであり、金融機関がAMLの取り組みに、よりインテリジェントで自動化されたデータ主導のアプローチを取り入れるにつれて、そのペースは速まると考えられます。

クラウドベースソリューション

クラウドベースAMLソフトウェアソリューションに対する需要は、金融機関の間で高まっています。その理由は、コンプライアンスへの取り組みを強化するために使用できる、拡大性があり、費用対効果が高く、柔軟性の高いツールが求められているからです。産業のレポートによると、クラウドベースプラットフォームは、企業がインフラの初期費用を削減し、システム性能を向上させ、他の金融技術と統合するのに役立ちます。また、どのようなデバイスからでもリモートアクセスが可能なため、業務効率が向上します。Gartner社の最新予測によると、エンドユーザーによるパブリッククラウドサービスへの世界の支出は20.4％増加し、2023年の5,610億米ドルから2024年には6,754億米ドルに達すると予測されています。継続的なソフトウェアのアップグレードや、新しい規制要件の迅速な導入といった利点も、こうしたクラウドベースシステムによって提供されます。さらに、同プラットフォームは、産業標準への準拠を保証するデータセキュリティ機能を提供する一方、不正行為をより迅速に発見する可能性もあります。このようなクラウドベースAMLソリューションの拡大性は、オンプレミスに設置する余力のない中小企業にとって魅力的です。金融犯罪の複雑さが増すにつれ、規制が強化される世界環境でのコンプライアンスを維持するために、クラウドベースソフトウェアを利用する金融機関が増えており、これがアンチマネーロンダリング（AML）ソフトウェア市場の成長に寄与しています。

規制コンプライアンスの強化

世界中で金融規制が複雑化し続ける中、先進的アンチマネーロンダリング（AML）ソフトウェアソリューションへのニーズが高まっています。産業レポートによると、AMLソフトウェアベンダーは、より厳しいKYC（Know Your Customer）手続き、取引報告要件の強化、より頻繁な規制当局の監査など、ますます厳しくなる規制に対応するために製品を開発しています。FinCENの報告によると、2020年に金融機関が提出した疑わしい取引報告（Suspicious Activity Reports：SAR）の件数は210万件を超え、前年比30％増となりました。この増加は、複雑なAML要件を遵守するために金融機関に課される規制上の負担が増大していることを浮き彫りにしています。現行のソリューションは、コンプライアンスへの取り組みを合理化するだけでなく、関係者全員が世界中のさまざまな機関の規制要件を満たすことを保証するため、需要が高まっています。AMLソフトウェアは、今日の世界の枠組みや管轄区域の枠組みに容易に適合するように設計されており、報告機能の自動化や先進的リスク評価まで提供することで、金融機関が与えられた多様な要件の中で運用できるよう支援しています。終わりにマネーロンダリングやテロ資金供与の観点から、政府や規制当局による金融取引へのモニタリングが強化される中、AMLソフトウェアは規制の複雑さゆえに、こうした時代の変化と歩調を合わせなければならないです。

北米
- 米国
- カナダ
アジア太平洋
- 中国
- 日本
- インド
- 韓国
- オーストラリア
- インドネシア
- その他
欧州
- ドイツ
- フランス
- 英国
- イタリア
- スペイン
- ロシア
- その他
ラテンアメリカ
- ブラジル
- メキシコ
- その他
中東・アフリカ

第11章 SWOT分析

第12章バリューチェーン分析

第13章ポーターのファイブフォース分析

第14章価格分析

第15章競合情勢

市場構造
主要企業
主要企業のプロファイル
- ACI Worldwide Inc.
- AML Partners LLC
- BAE Systems Plc
- CaseWare RCM Inc.（CaseWare International Inc.）
- Experian Plc
- Fair Isaac Corporation
- Fidelity National Information Services Inc.
- Fiserv Inc.
- Oracle Corporation
- SAS Institute Inc.
- Tata Consultancy Services Limited（Tata Sons Private Limited）

図表

List of Figures

Figure 1: Global: Anti-Money Laundering Software Market: Major Drivers and Challenges
Figure 2: Global: Anti-Money Laundering Software Market: Sales Value (in Billion USD), 2019-2024
Figure 3: Global: Anti-Money Laundering Software Market: Breakup by Component (in %), 2024
Figure 4: Global: Anti-Money Laundering Software Market: Breakup by Deployment Mode (in %), 2024
Figure 5: Global: Anti-Money Laundering Software Market: Breakup by Application (in %), 2024
Figure 6: Global: Anti-Money Laundering Software Market: Breakup by End Use Industry (in %), 2024
Figure 7: Global: Anti-Money Laundering Software Market: Breakup by Region (in %), 2024
Figure 8: Global: Anti-Money Laundering Software Market Forecast: Sales Value (in Billion USD), 2025-2033
Figure 9: Global: Anti-Money Laundering Software (Software) Market: Sales Value (in Million USD), 2019 & 2024
Figure 10: Global: Anti-Money Laundering Software (Software) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 11: Global: Anti-Money Laundering Software (Services) Market: Sales Value (in Million USD), 2019 & 2024
Figure 12: Global: Anti-Money Laundering Software (Services) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 13: Global: Anti-Money Laundering Software (On-premises) Market: Sales Value (in Million USD), 2019 & 2024
Figure 14: Global: Anti-Money Laundering Software (On-premises) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 15: Global: Anti-Money Laundering Software (Cloud-based) Market: Sales Value (in Million USD), 2019 & 2024
Figure 16: Global: Anti-Money Laundering Software (Cloud-based) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 17: Global: Anti-Money Laundering Software (Transaction Monitoring) Market: Sales Value (in Million USD), 2019 & 2024
Figure 18: Global: Anti-Money Laundering Software (Transaction Monitoring) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 19: Global: Anti-Money Laundering Software (Currency Transaction Reporting) Market: Sales Value (in Million USD), 2019 & 2024
Figure 20: Global: Anti-Money Laundering Software (Currency Transaction Reporting) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 21: Global: Anti-Money Laundering Software (Customer Identity Management) Market: Sales Value (in Million USD), 2019 & 2024
Figure 22: Global: Anti-Money Laundering Software (Customer Identity Management) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 23: Global: Anti-Money Laundering Software (Compliance Management) Market: Sales Value (in Million USD), 2019 & 2024
Figure 24: Global: Anti-Money Laundering Software (Compliance Management) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 25: Global: Anti-Money Laundering Software (Other Applications) Market: Sales Value (in Million USD), 2019 & 2024
Figure 26: Global: Anti-Money Laundering Software (Other Applications) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 27: Global: Anti-Money Laundering Software (BFSI) Market: Sales Value (in Million USD), 2019 & 2024
Figure 28: Global: Anti-Money Laundering Software (BFSI) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 29: Global: Anti-Money Laundering Software (Defense) Market: Sales Value (in Million USD), 2019 & 2024
Figure 30: Global: Anti-Money Laundering Software (Defense) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 31: Global: Anti-Money Laundering Software (Healthcare) Market: Sales Value (in Million USD), 2019 & 2024
Figure 32: Global: Anti-Money Laundering Software (Healthcare) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 33: Global: Anti-Money Laundering Software (IT and Telecom) Market: Sales Value (in Million USD), 2019 & 2024
Figure 34: Global: Anti-Money Laundering Software (IT and Telecom) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 35: Global: Anti-Money Laundering Software (Retail) Market: Sales Value (in Million USD), 2019 & 2024
Figure 36: Global: Anti-Money Laundering Software (Retail) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 37: Global: Anti-Money Laundering Software (Other End Use Industries) Market: Sales Value (in Million USD), 2019 & 2024
Figure 38: Global: Anti-Money Laundering Software (Other End Use Industries) Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 39: North America: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 40: North America: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 41: United States: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 42: United States: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 43: Canada: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 44: Canada: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 45: Asia Pacific: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 46: Asia Pacific: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 47: China: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 48: China: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 49: Japan: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 50: Japan: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 51: India: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 52: India: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 53: South Korea: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 54: South Korea: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 55: Australia: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 56: Australia: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 57: Indonesia: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 58: Indonesia: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 59: Others: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 60: Others: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 61: Europe: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 62: Europe: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 63: Germany: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 64: Germany: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 65: France: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 66: France: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 67: United Kingdom: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 68: United Kingdom: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 69: Italy: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 70: Italy: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 71: Spain: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 72: Spain: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 73: Russia: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 74: Russia: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 75: Others: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 76: Others: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 77: Latin America: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 78: Latin America: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 79: Brazil: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 80: Brazil: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 81: Mexico: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 82: Mexico: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 83: Others: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 84: Others: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 85: Middle East and Africa: Anti-Money Laundering Software Market: Sales Value (in Million USD), 2019 & 2024
Figure 86: Middle East and Africa: Anti-Money Laundering Software Market Forecast: Sales Value (in Million USD), 2025-2033
Figure 87: Global: Anti-Money Laundering Software Industry: SWOT Analysis
Figure 88: Global: Anti-Money Laundering Software Industry: Value Chain Analysis
Figure 89: Global: Anti-Money Laundering Software Industry: Porter's Five Forces Analysis

List of Tables

Table 1: Global: Anti-Money Laundering Software Market: Key Industry Highlights, 2024 and 2033
Table 2: Global: Anti-Money Laundering Software Market Forecast: Breakup by Component (in Million USD), 2025-2033
Table 3: Global: Anti-Money Laundering Software Market Forecast: Breakup by Deployment Mode (in Million USD), 2025-2033
Table 4: Global: Anti-Money Laundering Software Market Forecast: Breakup by Application (in Million USD), 2025-2033
Table 5: Global: Anti-Money Laundering Software Market Forecast: Breakup by End Use Industry (in Million USD), 2025-2033
Table 6: Global: Anti-Money Laundering Software Market Forecast: Breakup by Region (in Million USD), 2025-2033
Table 7: Global: Anti-Money Laundering Software Market Structure
Table 8: Global: Anti-Money Laundering Software Market: Key Players

Product Code: SR112025A2785

The global anti-money laundering (AML) software market size was valued at USD 2.8 Billion in 2024. Looking forward, IMARC Group estimates the market to reach USD 8.2 Billion by 2033, exhibiting a CAGR of 12.6% during 2025-2033. North America currently dominates the market, holding a significant anti-money laundering (AML) software market share of over 29.8% in 2024. The market is driven by rising financial crimes, stringent regulatory requirements, and digital transaction growth. Advanced technologies like AI and machine learning enable real-time monitoring and fraud detection, ensuring compliance, thereby increasing the overall anti-money laundering (AML) software market share.

Key drivers in the AML software market are the growing regulatory requirements worldwide including the AML directives in Europe and BSA in the United States aimed at combating financial crimes. The sophisticated money-laundering schemes have led financial institutions to use advanced technologies such as AI and ML for real-time monitoring and detection. Growing digital transactions and increased risks of fraud boost the anti-money laundering (AML) software market demand. According to the article published by the Press Information Bureau, in FY 2023-24, digital payment transactions in India surged to 18,737 crores from 2,071 crore in FY 2017-18 with a CAGR of 44%. UPI transactions reached 13,116 crores growing 129% from 92 crore. Value transactions rose to ₹3,659 lakh crore up from ₹1,962 lakh crore.

Key drivers in the United States Anti-Money Laundering (AML) software market include stringent regulatory frameworks like the Bank Secrecy Act (BSA) and the USA PATRIOT Act which mandate robust compliance measures. Increasing digital payments and financial transactions have elevated the risk of money laundering driving the adoption of advanced AML solutions. The increasing usage of cryptocurrencies and sophisticated fraud schemes also drive the demand for AI-based AML solutions to ensure the real-time detection of such threats, enhanced compliance, and prevention of financial crimes. For instance, in March 2024, DataVisor launched an AI-powered end-to-end anti-money laundering (AML) solution enhancing financial crime combat and regulatory compliance. The innovative offering addresses challenges of outdated systems aiming to transform AML practices for financial institutions.

Anti-Money Laundering (AML) Software Market Trends:

AI and Machine Learning Integration

Artificial intelligence and machine learning technologies revolutionize the anti-money laundering (AML) software market. There are recent reports stating that transactions monitored with algorithms in AI and ML can identify far more suspicious activity than a manual system or those relying on simpler rule-based and knowledge-based technologies. These advanced technologies enhance the accuracy and efficiency of fraud detection through the identification of real-time anomalies, reduction of false positives, and faster investigation processes. According to the U.S. Financial Crimes Enforcement Network (FinCEN), financial institutions reported over 2 million suspicious activity reports (SARs) in 2020, reflecting the vast volume of transactions that require monitoring. AI and ML can significantly improve the detection of suspicious activities, reduce false positives, and help institutions respond to emerging threats more effectively. AI-based tools also help in the adaptation of new money laundering tactics as they continue to learn emerging patterns and evolve according to criminal behavior. The integration of AI and ML is essential for financial institutions to remain ahead of increasingly sophisticated criminals, enhance overall regulatory compliance, and minimize the risks of financial crime. This represents one of the key anti-money laundering (AML) software market trends, which is likely to gain pace as financial institutions embrace more intelligent, automated, and data-driven approaches to AML efforts.

Cloud-Based Solutions

The demand for cloud-based AML software solutions is increasing among financial institutions because of the need for scalable, cost-effective, and flexible tools that can be used to strengthen compliance efforts. According to industrial reports, cloud-based platforms help companies cut upfront infrastructure costs, improve system performance, and integrate with other financial technologies. Solutions offer significant benefits in terms of accessibility, which means they can be accessed remotely from any device, thereby improving operational efficiency. Global spending by end-users on public cloud services is projected to increase by 20.4%, reaching USD 675.4 billion in 2024, up from USD 561 billion in 2023, as per the most recent forecast by Gartner, Inc. Advantages like continuous software upgrade and rapid implementations of new regulatory requirements are also offered by these cloud-based systems. Moreover, the same platforms provide added data security features that ensure compliance with the standards of industry while possibly finding fraudulent activities at a much faster rate. The scalability of these cloud-based solutions for AML endears them to SMEs, which do not have the wherewithal for such on-premises installations. As the complexity of financial crimes continues to grow, more institutions are turning to cloud-based software to maintain compliance in an increasingly regulated global environment, which, in turn, is contributing to the anti-money laundering (AML) software market growth.

Regulatory Compliance Enhancements

As financial regulations continue to increase in complexity around the world, the need for advanced Anti-Money Laundering (AML) software solutions is increasing. Industry reports suggest that AML software vendors are developing their offerings to keep pace with the ever-stricter regulations, such as more stringent Know Your Customer (KYC) procedures, enhanced transaction reporting requirements, and more frequent regulatory audits. FinCEN reported that the number of Suspicious Activity Reports (SARs) filed by financial institutions in 2020 exceeded 2.1 million, an increase of 30% from previous years. This growth highlights the increasing regulatory burden placed on financial institutions to comply with complex AML requirements. Current solutions are in demand since not only do they streamline compliance efforts, but also ensure that all those involved meet the regulatory requirements of differing bodies worldwide. AML software is designed to fit easily into global and jurisdictional frameworks today, providing automation on reporting capabilities and even advanced risk assessments that help institutions operate within the diverse requirements given. End. With the tightening scrutiny of financial transactions by governments and regulators in terms of money laundering and terrorism financing, AML software must keep in step with these changing times because of the regulatory complexity.

Anti-Money Laundering (AML) Software Industry Segmentation:

Analysis by Component:

Software
Services

Software leads the market with around 63.0% of market anti-money laundering (AML) software market share in 2024. Software leads the AML software market by component because it plays a critical role in enabling real-time monitoring, data analysis and compliance management. AML software solutions streamline the detection of suspicious activities, automate reporting processes and enhance regulatory compliance. Organizations prefer software-based AML tools for their scalability and adaptability to evolving financial regulations and ability to integrate with existing systems. Advanced technologies such as artificial intelligence and machine learning increase the accuracy of fraud detection and risk assessment making software solutions indispensable. With the increasing complexity of money laundering schemes and growing adoption of digital banking and cryptocurrency demand for robust software solutions continues to rise establishing software as a leading component in the AML market.

Analysis by Deployment Mode:

On-premises
Cloud-based

On-premises leads the market with around 68.0% of market share in 2024. On-premises deployment is a leading deployment mode in the AML software market primarily due to its high control, security and customizability features. On-premises solutions are highly sought after by financial institutions and large corporations dealing with confidential financial information as they prefer the full ownership of infrastructure and comply with stringent regulatory needs. These deployments allow firms to tailor AML systems to specific operational needs while keeping data on internal servers reducing risks from the outside. On-premises solutions are most popular in regions that strictly enforce data residency laws or have industries handling high-risk transactions. Even as cloud-based alternatives become more popular on-premises deployment continues to be in strong demand by businesses that need to maximize control and security when it comes to combating financial crimes.

Analysis by Application:

Transaction Monitoring
Currency Transaction Reporting
Customer Identity Management
Compliance Management
Others

Customer identity management leads the AML software market. The application focuses on verifying customer identities, monitoring transactions, and identifying suspicious activities in order to reduce financial crime risks. Increasing regulatory scrutiny and digital banking are key factors driving businesses to focus on customer identity management in order to build trust and ensure transparency. Advanced technologies like biometric authentication, AI-driven identity verification and risk profiling make this application indispensable. Its ability to streamline onboarding, ensure compliance and safeguard against fraudulent activities drives its dominance in the AML software market.

Analysis by End Use Industry:

BFSI
Defense
Healthcare
IT and Telecom
Retail
Others

BFSI is the largest end-use industry in the AML software market as this sector is more exposed to financial crime risks and has stringent regulatory requirements. Financial institutions are considered prime targets for money laundering and hence they require advanced AML tools that can monitor their activities in real-time, assess the risks and report on compliance. With increasing digital transactions, online banking, and adoption of cryptocurrency the BFSI sector seeks to have robust AML solutions for safeguarding its assets and international standards such as FATF and AMLD. Customer trust enhancement and operational security further drives the adoption of sophisticated AML software solutions.

Regional Analysis

North America
- United States
- Canada
Europe
- Germany
- France
- United Kingdom
- Italy
- Spain
- Russia
- Others
Asia Pacific
- China
- Japan
- India
- South Korea
- Australia
- Indonesia
- Others
Latin America
- Brazil
- Mexico
- Others
Middle East and Africa

Based on the anti-money laundering (AML) software market forecast, in 2024, North America accounted for the largest market share of over 29.8%. North America has the largest share in the AML software market driven by stringent regulatory frameworks such as the Bank Secrecy Act (BSA), USA PATRIOT Act and FinCEN guidelines. The region's advanced financial infrastructure and significant adoption of digital banking and cryptocurrency have heightened the need for robust AML solutions. Financial institutions and fintech companies maintain strict compliance with evolving regulations. As a result, the need for AI-based solutions to identify and prevent financial crimes is constantly increasing. In North America high technological adoption rates and prominent market presence by leading AML software vendors reinforce its market dominance. Increased investments in regulatory technology and growing awareness of financial crimes also support North America's leading position in the AML software market.

Key Regional Takeaways:

United States Anti-Money Laundering (AML) Software Market Analysis

In 2024, the United States captured 78.90% of revenue in the North American market. The reason is the strict regulation and requirement of strong financial security. As stated by the Financial Crimes Enforcement Network (FinCEN), during 2023, U.S. financial institutions filed more than 4.6 million SARs, about 12,600 reports a day, making it evident that such advanced AML solutions are needed. The US banking industry has a size of more than USD 23 trillion in assets, and thus remains keen on AML compliance. Companies such as ACI Worldwide and FICO are major market leaders who come up with new innovative products and services. Due to the emergence of financial crime, AI, machine learning-based solutions are revolutionizing the enhancement of detection along with minimizing false positives. An increased BSA and Anti-Money Laundering Act of 2020 is still raising demand for AML software, with US-based financial institutions spreading AML measures across the global international market to become one of the biggest market players in AML software in the world.

Europe Anti-Money Laundering (AML) Software Market Analysis

The AML software market in Europe is growing, and this is largely because of increased regulatory pressure and cross-border financial crime. According to Oxford Economics, compliance costs in the UK financial sector increased by 12% in 2023, amounting to around £38.3 billion or about EUR 44.5 billion (USD 45.6 billion). The EBA has published reports on the cost of compliance with supervisory reporting requirements, but the reports do not give a comprehensive figure for Germany alone. AML technologies are being adopted by the UK, Germany, and France. Financial institutions are increasingly adopting more sophisticated AML software solutions. Firms like SAS and NICE Actimize dominate the market. The EU's push for real-time surveillance of financial transactions increases market demand for AML solutions that offer faster and more accurate detection. European institutions are also focusing on enhancing data privacy and security standards, driving anti-money laundering (AML) software market growth.

However, Germany's AML software market is driven by robust regulations and the need for efficient compliance tools. The financial sector, including banks and insurance companies, is investing in advanced AML solutions to combat money laundering and terrorist financing, in line with European Union directives and international best practices.

Also, the UK AML software market is witnessing growth due to the implementation of strict regulatory frameworks, including the UK's adaptation to the EU's 5th Anti-Money Laundering Directive. Financial institutions are embracing advanced technologies like machine learning and data analytics to meet compliance requirements and enhance fraud prevention capabilities.

Asia Pacific Anti-Money Laundering (AML) Software Market Analysis

Robust growth in the AML software market is observed in the Asia Pacific region, mainly driven by rapid technological advancements, and increased regulatory scrutiny. According to an industrial report, India's financial sector is sizeable, with assets over USD 5 trillion, and the country is slowly embracing more complex AML systems to mitigate increasing financial crime risks. China's financial sector is equally significant, holding assets worth more than USD 47 trillion, and the country continues to enhance AML infrastructure against increasing financial fraud concerns, as per reports. Both the countries are front-runners for advanced AML technologies as the financial services sector in these economies grows. There is a spate of bank and financial institution investments in the region in AI-powered solutions aimed at detecting suspicious activities and making compliance processes easier. Digital payments, fintech innovations, and cross-border transactions in Asia Pacific are driving demand for effective AML solutions. This makes the region a key player in the global AML technology market.

Additionally, the Japanese Anti-Money Laundering (AML) software market is shaped by stringent regulations and an increasing demand for automation in compliance processes. With a strong focus on financial institutions, technological advancements, and government-backed initiatives, Japan is witnessing steady growth in AML adoption, driven by security concerns and global standards.

Besides this, in China, the AML software market is expanding due to heightened regulatory scrutiny and rising financial crimes. The country is increasingly investing in AI and big data technologies for fraud detection, with banks and fintech companies adopting AML solutions to meet stricter compliance and improve risk management.

Latin America Anti-Money Laundering (AML) Software Market Analysis

Latin America is witnessing a major growth in its AML software market as nations in the region are increasing efforts to combat financial crime and achieve better regulatory compliance. According to an industry report, Brazil leads the region, with a financial industry worth more than USD 5 trillion, embracing advanced AML technologies. The country has improved its AML framework in line with international best practices, aided by strict policies from the FATF. Mexico, which has a fast-emerging fintech industry, is also adopting AML technologies to combat the threats of financial innovation. As Mexico's fintech industry attracted a significant share of Latin America's fintech deals in 2023, the need for effective AML solutions increased. While figures for government spending on AML infrastructure in 2023 are not readily available, there is a marked trend toward increased investments in compliance technology. This reflects the region's ongoing commitment to improving AML capabilities and strengthening its financial sector's integrity.

Middle East and Africa Anti-Money Laundering (AML) Software Market Analysis

Growing financial crimes and the need for robust compliance frameworks foster demand for AML software in the Middle East and Africa. Although the Emirates Development Bank provided a maximum of AED 1.3 billion or about USD 350 million toward the Energy Transition Accelerator Financing ETAF platform, the funding is for renewable energy projects, not financial security, or AML initiatives. According to reports, the banking sector of Saudi Arabia, with over USD 1 trillion in investment, is increasing investments in AML solutions since the country strengthens its financial regulations. Significant investment in fintech and digital banking throughout the region places a high importance on improving their AML frameworks up to international standards to fight effectively against money laundering. The Middle East and Africa are experiencing increased demand for sophisticated AML technologies as governments and financial institutions concentrate on protecting their economies from financial crime and strengthening regulatory compliance.

Competitive Landscape:

The AML software market is highly competitive with numerous providers offering solutions tailored to diverse industry needs. Companies focus on innovation integrating technologies like artificial intelligence, machine learning and big data analytics to enhance detection capabilities and streamline compliance processes. Cloud-based AML platforms are gaining traction due to their scalability and cost-effectiveness while on-premises solutions remain vital for high-security requirements. Providers differentiate through customizable features, ease of integration with existing systems and real-time monitoring capabilities. Strategic partnerships, acquisitions and regional expansions are common strategies to strengthen market position. As financial regulations evolve globally vendors compete to address compliance challenges effectively driving continuous advancements in AML software solutions and shaping the market's dynamic landscape.

The report provides a comprehensive analysis of the competitive landscape in the Anti-Money Laundering (AML) software market with detailed profiles of all major companies, including:

ACI Worldwide Inc.
AML Partners LLC
BAE Systems Plc
CaseWare RCM Inc. (CaseWare International Inc.)
Experian Plc
Fair Isaac Corporation
Fidelity National Information Services Inc.
Fiserv Inc.
Oracle Corporation
SAS Institute Inc.
Tata Consultancy Services Limited (Tata Sons Private Limited).

Key Questions Answered in This Report

1.What is the growth rate of the anti-money laundering (AML) software market?
2.What is the future outlook of anti-money laundering (AML) software market?
3.What are the key factors driving the anti-money laundering (AML) software market?
4.Which region accounts for the largest anti-money laundering (AML) software market share?
5.Which are the leading companies in the global anti-money laundering (AML) software market?

1 Preface

2 Scope and Methodology

2.1 Objectives of the Study
2.2 Stakeholders
2.3 Data Sources
- 2.3.1 Primary Sources
- 2.3.2 Secondary Sources
2.4 Market Estimation
- 2.4.1 Bottom-Up Approach
- 2.4.2 Top-Down Approach
2.5 Forecasting Methodology

3 Executive Summary

4 Introduction

4.1 Overview
4.2 Key Industry Trends

5 Global Anti-Money Laundering (AML) Software Market

5.1 Market Overview
5.2 Market Performance
5.3 Impact of COVID-19
5.4 Market Forecast

6 Market Breakup by Component

6.1 Software
- 6.1.1 Market Trends
- 6.1.2 Market Forecast
6.2 Services
- 6.2.1 Market Trends
- 6.2.2 Market Forecast

7 Market Breakup by Deployment Mode

7.1 On-premises
- 7.1.1 Market Trends
- 7.1.2 Market Forecast
7.2 Cloud-based
- 7.2.1 Market Trends
- 7.2.2 Market Forecast

8 Market Breakup by Application

8.1 Transaction Monitoring
- 8.1.1 Market Trends
- 8.1.2 Market Forecast
8.2 Currency Transaction Reporting
- 8.2.1 Market Trends
- 8.2.2 Market Forecast
8.3 Customer Identity Management
- 8.3.1 Market Trends
- 8.3.2 Market Forecast
8.4 Compliance Management
- 8.4.1 Market Trends
- 8.4.2 Market Forecast
8.5 Others
- 8.5.1 Market Trends
- 8.5.2 Market Forecast

9 Market Breakup by End Use Industry

9.1 BFSI
- 9.1.1 Market Trends
- 9.1.2 Market Forecast
9.2 Defense
- 9.2.1 Market Trends
- 9.2.2 Market Forecast
9.3 Healthcare
- 9.3.1 Market Trends
- 9.3.2 Market Forecast
9.4 IT and Telecom
- 9.4.1 Market Trends
- 9.4.2 Market Forecast
9.5 Retail
- 9.5.1 Market Trends
- 9.5.2 Market Forecast
9.6 Others
- 9.6.1 Market Trends
- 9.6.2 Market Forecast

10 Market Breakup by Region

10.1 North America
- 10.1.1 United States
  - 10.1.1.1 Market Trends
  - 10.1.1.2 Market Forecast
- 10.1.2 Canada
  - 10.1.2.1 Market Trends
  - 10.1.2.2 Market Forecast
10.2 Asia Pacific
- 10.2.1 China
  - 10.2.1.1 Market Trends
  - 10.2.1.2 Market Forecast
- 10.2.2 Japan
  - 10.2.2.1 Market Trends
  - 10.2.2.2 Market Forecast
- 10.2.3 India
  - 10.2.3.1 Market Trends
  - 10.2.3.2 Market Forecast
- 10.2.4 South Korea
  - 10.2.4.1 Market Trends
  - 10.2.4.2 Market Forecast
- 10.2.5 Australia
  - 10.2.5.1 Market Trends
  - 10.2.5.2 Market Forecast
- 10.2.6 Indonesia
  - 10.2.6.1 Market Trends
  - 10.2.6.2 Market Forecast
- 10.2.7 Others
  - 10.2.7.1 Market Trends
  - 10.2.7.2 Market Forecast
10.3 Europe
- 10.3.1 Germany
  - 10.3.1.1 Market Trends
  - 10.3.1.2 Market Forecast
- 10.3.2 France
  - 10.3.2.1 Market Trends
  - 10.3.2.2 Market Forecast
- 10.3.3 United Kingdom
  - 10.3.3.1 Market Trends
  - 10.3.3.2 Market Forecast
- 10.3.4 Italy
  - 10.3.4.1 Market Trends
  - 10.3.4.2 Market Forecast
- 10.3.5 Spain
  - 10.3.5.1 Market Trends
  - 10.3.5.2 Market Forecast
- 10.3.6 Russia
  - 10.3.6.1 Market Trends
  - 10.3.6.2 Market Forecast
- 10.3.7 Others
  - 10.3.7.1 Market Trends
  - 10.3.7.2 Market Forecast
10.4 Latin America
- 10.4.1 Brazil
  - 10.4.1.1 Market Trends
  - 10.4.1.2 Market Forecast
- 10.4.2 Mexico
  - 10.4.2.1 Market Trends
  - 10.4.2.2 Market Forecast
- 10.4.3 Others
  - 10.4.3.1 Market Trends
  - 10.4.3.2 Market Forecast
10.5 Middle East and Africa
- 10.5.1 Market Trends
- 10.5.2 Market Breakup by Country
- 10.5.3 Market Forecast

11 SWOT Analysis

11.1 Overview
11.2 Strengths
11.3 Weaknesses
11.4 Opportunities
11.5 Threats

12 Value Chain Analysis

13 Porters Five Forces Analysis

13.1 Overview
13.2 Bargaining Power of Buyers
13.3 Bargaining Power of Suppliers
13.4 Degree of Competition
13.5 Threat of New Entrants
13.6 Threat of Substitutes

14 Price Analysis

15 Competitive Landscape

15.1 Market Structure
15.2 Key Players
15.3 Profiles of Key Players
- 15.3.1 ACI Worldwide Inc.
  - 15.3.1.1 Company Overview
  - 15.3.1.2 Product Portfolio
  - 15.3.1.3 Financials
  - 15.3.1.4 SWOT Analysis
- 15.3.2 AML Partners LLC
  - 15.3.2.1 Company Overview
  - 15.3.2.2 Product Portfolio
- 15.3.3 BAE Systems Plc
  - 15.3.3.1 Company Overview
  - 15.3.3.2 Product Portfolio
  - 15.3.3.3 Financials
  - 15.3.3.4 SWOT Analysis
- 15.3.4 CaseWare RCM Inc. (CaseWare International Inc.)
  - 15.3.4.1 Company Overview
  - 15.3.4.2 Product Portfolio
- 15.3.5 Experian Plc
  - 15.3.5.1 Company Overview
  - 15.3.5.2 Product Portfolio
  - 15.3.5.3 Financials
- 15.3.6 Fair Isaac Corporation
  - 15.3.6.1 Company Overview
  - 15.3.6.2 Product Portfolio
  - 15.3.6.3 Financials
  - 15.3.6.4 SWOT Analysis
- 15.3.7 Fidelity National Information Services Inc.
  - 15.3.7.1 Company Overview
  - 15.3.7.2 Product Portfolio
  - 15.3.7.3 Financials
  - 15.3.7.4 SWOT Analysis
- 15.3.8 Fiserv Inc.
  - 15.3.8.1 Company Overview
  - 15.3.8.2 Product Portfolio
  - 15.3.8.3 Financials
  - 15.3.8.4 SWOT Analysis
- 15.3.9 Oracle Corporation
  - 15.3.9.1 Company Overview
  - 15.3.9.2 Product Portfolio
  - 15.3.9.3 Financials
  - 15.3.9.4 SWOT Analysis
- 15.3.10 SAS Institute Inc.
  - 15.3.10.1 Company Overview
  - 15.3.10.2 Product Portfolio
  - 15.3.10.3 SWOT Analysis
- 15.3.11 Tata Consultancy Services Limited (Tata Sons Private Limited)
  - 15.3.11.1 Company Overview
  - 15.3.11.2 Product Portfolio
  - 15.3.11.3 Financials
  - 15.3.11.4 SWOT Analysis

アンチマネーロンダリング（AML）ソフトウェア市場：2025～2033年：コンポーネント、展開形態、用途、最終用途産業、地域別市場規模、シェア、動向、予測

Anti-Money Laundering (AML) Software Market Size, Share, Trends and Forecast by Component, Deployment Mode, Application, End Use Industry, and Region, 2025-2033

アンチマネーロンダリング（AML）ソフトウェア市場動向

目次

第1章 序文

第2章 調査範囲と調査手法

第3章 エグゼクティブサマリー

第4章 イントロダクション

第5章 世界のアンチマネーロンダリング（AML）ソフトウェア市場

第6章 市場内訳：コンポーネント別

第7章 市場内訳：展開モード別

第8章 市場内訳：用途別

第9章 市場内訳：最終用途産業別

第10章 市場内訳：地域別

第11章 SWOT分析

第12章 バリューチェーン分析

第13章 ポーターのファイブフォース分析

第14章 価格分析

第15章 競合情勢