デジタルバンキングプラットフォーム市場レポート：コンポーネント別、タイプ別、展開モード別、バンキングモード別、地域別、2025年～2033年

世界のデジタルバンキングプラットフォーム市場規模は2024年に73億米ドルに達しました。今後、IMARC Groupは、同市場が2033年までに190億米ドルに達し、2025年から2033年にかけて10.66%の成長率（CAGR）を示すと予測しています。便利でシームレスなバンキング体験に対する需要の高まり、数々の技術的進歩、オンライン取引やパーソナライズされたバンキングサービスに対する顧客の嗜好の高まりなどが、市場を推進する主な要因となっています。

デジタルバンキングプラットフォームの世界市場分析：

• 主な市場促進要因：便利で外出先でも利用できるバンキングサービスを求める消費者の増加により、モバイルバンキング、オンライン決済、遠隔口座管理を提供するデジタルプラットフォームに対する需要が高まっていることが、主に市場の成長を促進しています。
• 主な市場動向：強化されたセキュリティとパーソナライズされたバンキング体験を可能にするために、人工知能（AI）、バイオメトリクス、ブロックチェーンなどの先進技術とバンキングプラットフォームとの統合が進んでいることが、市場の主要動向として作用しています。
• 地理的動向：報告書によると、デジタルバンキングプラットフォームの地域別市場規模は北米が最大です。この地域は、高度な技術インフラ、高いインターネット普及率、技術に精通した消費者の大規模な基盤を誇っており、デジタルバンキングプラットフォーム市場の主要地域となっています。
• 競合情勢：デジタルバンキングプラットフォーム市場のリーダーとしては、Appway AG（FNZ（UK）Ltd.）、Fidelity Information Services（FIS）、Finastra Limited、Fiserv Inc.、Infosys Limited、nCino、NCR Corporation、Oracle Corporation、SAP SE、Sopra Steria、Tata Consultancy Services Limited、Temenos AG、The Bank of New York Mellon Corporation、Worldlineなどが挙げられます。
• 課題と機会：不正取引や技術的な遅れが発生しやすいことは、業界事業者が直面する顕著な課題です。しかし、強化されたセキュリティ技術をオンラインバンキングに統合することで、市場全体に有利な成長機会がもたらされると予想されます。

世界のデジタルバンキングプラットフォーム市場動向：

シームレスで便利なバンキングへの需要の高まり

シームレスで便利なバンキング体験に対する顧客ニーズの高まりが、デジタルバンキングプラットフォーム市場を活性化しています。現代の消費者は、従来の実店舗に縛られることなく、外出先でも取引や財務管理ができるような、ペースの速いライフスタイルに合ったバンキングサービスを求めています。その結果、さまざまな金融機関がテクノロジープロバイダーと協力して、オンラインバンキングをよりシームレスで安全なものにするための取り組みを進めています。例えば、2022年12月、デロイトはAWSとの協業を発表し、銀行業務における慢性的な課題である、クライアントインターフェースからバックオフィス業務までをカバーするデジタルファーストシステムへの移行に取り組んでいます。同様に、2023年1月、アクシス銀行はOPENと協業し、中小企業、フリーランサー、ホームプレナー、インフルエンサーなどの顧客に完全ネイティブのデジタル当座預金を提供します。この提携により、アクシス銀行の包括的なバンキング体験とOPENのエンドツーエンドの財務自動化機能を、より多くのビジネスコミュニティが利用できるようになります。これに加えて、デジタルバンキングプラットフォームは、モバイルアプリケーション、オンラインバンキングポータル、口座情報へのリアルタイムアクセス、資金移動、請求書支払いを提供するユーザーフレンドリーなインターフェイスを提供しており、今後数年間でデジタルバンキングプラットフォーム市場シェアを押し上げると予想されます。

技術の進歩と革新

急速な技術進歩は、デジタルバンキングプラットフォーム市場を前進させる上で極めて重要な役割を果たしています。人工知能（AI）、機械学習（ML）、バイオメトリクス、ブロックチェーンなどの新興技術の統合が進み、銀行セクターを変革する可能性が高まっています。さらに、WhatsApp PayやPhone Payなど、リアルタイム決済のためのサードパーティ製アプリケーションの採用が増加したことで、UPI取引を円滑に行うための信頼性の高いインフラに対する銀行の需要が高まっています。例えば、ビザは最近、アプリケーションが顧客の銀行口座に簡単かつ即座に接続できるようにするフィンテックの新興企業、プレイドの53億米ドルの買収を完了しました。さらに、クラウドベースのプラットフォームとオンラインバンキングプラットフォームの統合も、市場全体に明るい見通しをもたらしています。2023年1月、フィリピンのデジタルバンクであるGoTyme Bankは、世界のクラウドバンキングプラットフォームであるMambuと提携し、フィリピン人の高品質な金融サービスへのアクセス向上を目指す革新的なデジタルバンキングソリューションを構築しました。これらのイノベーションにより、デジタルバンキングプラットフォームは、強化されたセキュリティ対策、消費者の行動や嗜好に基づくパーソナライズされたサービス、効率的な取引処理、より良い意思決定のためのデータ駆動型インサイトを提供することができます。

規制当局の取り組みとオープンバンキング

政府や規制当局は、オンライン取引を規制し、オープンバンキングやデータ共有を促進する努力を行っており、これは世界のデジタルバンキングプラットフォーム市場にプラスの影響を与えています。例えば、2024年2月、インド準備銀行（RBI）は、金融市場、貸出機関に関する規制と政策、デジタル通貨やフィンテックを含む決済システムを対象とした、いくつかの発展的・規制的イニシアチブの概要を示す主要な政策声明を発表しました。金融市場の面では、RBIは外国為替や国債など、RBIが規制する金融商品の取引を可能にする電子取引プラットフォーム（ETP）に関する既存の規制ガイドラインを包括的に見直すと発表しました。オープンバンキングは、金融機関が認定された第三者プロバイダーと顧客データを安全に共有することを義務付けるもので、金融エコシステムの相互接続を促進するものです。

目次

第1章 序文

第2章 調査範囲と調査手法

• 調査の目的
• ステークホルダー
• データソース
  • 一次情報
  • 二次情報
• 市場推定
  • ボトムアップアプローチ
  • トップダウンアプローチ
• 調査手法

第3章 エグゼクティブサマリー

第4章 イントロダクション

• 概要
• 主要業界動向

第5章 世界のデジタルバンキングプラットフォーム市場

• 市場概要
• 市場実績
• COVID-19の影響
• 市場予測

第6章 市場内訳：コンポーネント別

• ソリューション
• サービス

第7章 市場内訳：タイプ別

• リテールバンキング
• コーポレートバンキング

第8章 市場内訳：展開モード別

• オンプレミス
• クラウドベース

第9章 市場内訳：バンキングモード別

• オンラインバンキング
• モバイルバンキング

第10章 市場内訳：地域別

• 北米
  • 米国
  • カナダ
• アジア太平洋地域
  • 中国
  • 日本
  • インド
  • 韓国
  • オーストラリア
  • インドネシア
  • その他
• 欧州
  • ドイツ
  • フランス
  • 英国
  • イタリア
  • スペイン
  • ロシア
  • その他
• ラテンアメリカ
  • ブラジル
  • メキシコ
  • その他
• 中東・アフリカ
  • 市場内訳：国別

第11章 SWOT分析

• 概要
• 強み
• 弱み
• 機会
• 脅威

第12章 バリューチェーン分析

第13章 ポーターのファイブフォース分析

• 概要
• 買い手の交渉力
• 供給企業の交渉力
• 競合の程度
• 新規参入業者の脅威
• 代替品の脅威

第14章 価格分析

第15章 競合情勢

• 市場構造
• 主要企業
• 主要企業のプロファイル
  • Appway AG（FNZ（UK）Ltd.）
  • Fidelity Information Services（FIS）
  • Finastra Limited
  • Fiserv Inc.
  • Infosys Limited
  • nCino
  • NCR Corporation
  • Oracle Corporation
  • SAP SE
  • Sopra Steria
  • Tata Consultancy Services Limited
  • Temenos AG
  • The Bank of New York Mellon Corporation
  • Worldline

List of Figures

Figure 1: Global: Digital Banking Platform Market: Major Drivers and Challenges

• Figure 2: Global: Digital Banking Platform Market: Sales Value (in Billion USD), 2019-2024
• Figure 3: Global: Digital Banking Platform Market Forecast: Sales Value (in Billion USD), 2025-2033
• Figure 4: Global: Digital Banking Platform Market: Breakup by Component (in %), 2024
• Figure 5: Global: Digital Banking Platform Market: Breakup by Type (in %), 2024
• Figure 6: Global: Digital Banking Platform Market: Breakup by Deployment Mode (in %), 2024
• Figure 7: Global: Digital Banking Platform Market: Breakup by Banking Mode (in %), 2024
• Figure 8: Global: Digital Banking Platform Market: Breakup by Region (in %), 2024
• Figure 9: Global: Digital Banking Platform (Solutions) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 10: Global: Digital Banking Platform (Solutions) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 11: Global: Digital Banking Platform (Services) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 12: Global: Digital Banking Platform (Services) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 13: Global: Digital Banking Platform (Retail Banking) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 14: Global: Digital Banking Platform (Retail Banking) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 15: Global: Digital Banking Platform (Corporate Banking) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 16: Global: Digital Banking Platform (Corporate Banking) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 17: Global: Digital Banking Platform (On-premises) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 18: Global: Digital Banking Platform (On-premises) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 19: Global: Digital Banking Platform (Cloud-based) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 20: Global: Digital Banking Platform (Cloud-based) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 21: Global: Digital Banking Platform (Online Banking) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 22: Global: Digital Banking Platform (Online Banking) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 23: Global: Digital Banking Platform (Mobile Banking) Market: Sales Value (in Million USD), 2019 & 2024
• Figure 24: Global: Digital Banking Platform (Mobile Banking) Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 25: North America: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 26: North America: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 27: United States: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 28: United States: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 29: Canada: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 30: Canada: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 31: Asia-Pacific: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 32: Asia-Pacific: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 33: China: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 34: China: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 35: Japan: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 36: Japan: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 37: India: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 38: India: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 39: South Korea: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 40: South Korea: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 41: Australia: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 42: Australia: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 43: Indonesia: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 44: Indonesia: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 45: Others: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 46: Others: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 47: Europe: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 48: Europe: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 49: Germany: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 50: Germany: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 51: France: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 52: France: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 53: United Kingdom: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 54: United Kingdom: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 55: Italy: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 56: Italy: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 57: Spain: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 58: Spain: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 59: Russia: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 60: Russia: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 61: Others: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 62: Others: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 63: Latin America: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 64: Latin America: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 65: Brazil: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 66: Brazil: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 67: Mexico: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 68: Mexico: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 69: Others: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 70: Others: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 71: Middle East and Africa: Digital Banking Platform Market: Sales Value (in Million USD), 2019 & 2024
• Figure 72: Middle East and Africa: Digital Banking Platform Market: Breakup by Country (in %), 2024
• Figure 73: Middle East and Africa: Digital Banking Platform Market Forecast: Sales Value (in Million USD), 2025-2033
• Figure 74: Global: Digital Banking Platform Industry: SWOT Analysis
• Figure 75: Global: Digital Banking Platform Industry: Value Chain Analysis
• Figure 76: Global: Digital Banking Platform Industry: Porter's Five Forces Analysis

List of Tables

• Table 1: Global: Digital Banking Platform Market: Key Industry Highlights, 2024 and 2033
• Table 2: Global: Digital Banking Platform Market Forecast: Breakup by Component (in Million USD), 2025-2033
• Table 3: Global: Digital Banking Platform Market Forecast: Breakup by Type (in Million USD), 2025-2033
• Table 4: Global: Digital Banking Platform Market Forecast: Breakup by Deployment Mode (in Million USD), 2025-2033
• Table 5: Global: Digital Banking Platform Market Forecast: Breakup by Banking Mode (in Million USD), 2025-2033
• Table 6: Global: Digital Banking Platform Market Forecast: Breakup by Region (in Million USD), 2025-2033
• Table 7: Global: Digital Banking Platform Market: Competitive Structure
• Table 8: Global: Digital Banking Platform Market: Key Players

The global digital banking platform market size reached USD 7.3 Billion in 2024. Looking forward, IMARC Group expects the market to reach USD 19.0 Billion by 2033, exhibiting a growth rate (CAGR) of 10.66% during 2025-2033. The increasing demand for convenient and seamless banking experiences, numerous technological advancements, and growing customer preferences for online transactions and personalized banking services are some of the major factors propelling the market.

Global Digital Banking Platform Market Analysis:

• Major Market Drivers: The rising demand for digital platforms that offer mobile banking, online payments, and remote account management due to the increasing consumer preference for convenient, on-the-go banking services is primarily driving the growth of the market.
• Key Market Trends: The increasing integration of advanced technologies, such as artificial intelligence (AI), biometrics, and blockchain, with banking platforms to enable enhanced security and personalized banking experiences is acting as a primary key trend for the market.
• Geographical Trend: According to the report, North America holds the largest regional market for digital banking platforms. This region boasts an advanced technological infrastructure, high internet penetration rates, and a large base of tech-savvy consumers, which makes it the leading region for the digital banking platform market.
• Competitive Landscape: Some of the digital banking platform market leaders are Appway AG (FNZ (UK) Ltd.), Fidelity Information Services (FIS), Finastra Limited, Fiserv Inc., Infosys Limited, nCino, NCR Corporation, Oracle Corporation, SAP SE, Sopra Steria, Tata Consultancy Services Limited, Temenos AG, The Bank of New York Mellon Corporation, Worldline, among others.
• Challenges and Opportunities: The susceptibility to fraudulent transactions and technical delays are prominent challenges faced by industry operators. However, the integration of enhanced security technologies with online banking is anticipated to offer lucrative growth opportunities to the overall market.

Global Digital Banking Platform Market Trends:

Increasing Demand for Seamless and Convenient banking

The escalating customer demand for seamless and convenient banking experiences is primarily catalyzing the market for digital banking platforms. Modern consumers expect banking services that align with their fast-paced lifestyles, enabling them to conduct transactions and manage finances on-the-go, without being constrained by traditional brick-and-mortar operations. Consequently, various financial institutions, in collaboration with technology providers, are taking initiatives to make online banking more seamless and secure. For instance, in December 2022, Deloitte announced a collaboration with AWS to address a chronic difficulty in banking: the transition to digital-first systems that span the client interface to back-office operations. Similarly, In January 2023, Axis Bank collaborated with OPEN to provide its clients, including SMEs, freelancers, homepreneurs, influencers, and others, with a completely native digital current account. This collaboration gives the larger business community access to Axis Bank's comprehensive banking experience and OPEN's end-to-end financial automation capabilities for business administration. In addition to this, digital banking platforms are offering mobile applications, online banking portals, and user-friendly interfaces that provide real-time access to account information, fund transfers, and bill payments, which is anticipated to propel the digital banking platform market share in the coming years.

Technological Advancements and Innovations

Rapid technological advancements are playing a pivotal role in driving the digital banking platform market forward. Various leading market players are increasingly integrating emerging technologies like artificial intelligence (AI), machine learning (ML), biometrics, and blockchain offer immense potential to revolutionize the banking sector. Moreover, increased adoption of third-party applications for real-time payments, such as WhatsApp Pay and Phone Pay, has led to increased demand for reliable infrastructure by the banks to carry out UPI transactions smoothly. For instance, Visa recently completed a US$ 5.3 Billion acquisition of Plaid, a fintech startup that allows applications to connect with customers' bank accounts easily and instantly. Moreover, the integration of cloud-based platforms with online banking platforms is also creating a positive outlook for the overall market. In January 2023, the digital bank in the Philippines, GoTyme Bank, collaborated with the worldwide cloud banking platform Mambu to create an innovative digital banking solution that seeks to increase Filipinos' access to high-quality financial services. These innovations empower digital banking platforms to provide enhanced security measures, personalized services based on consumer behavior and preferences, efficient transaction processing, and data-driven insights for better decision-making.

Regulatory Initiatives and Open Banking

Government and regulatory authorities are making efforts to regulate online transactions and promote open banking and data sharing, which is positively impacting the global digital banking platform market. For instance, in February 2024, the Reserve Bank of India (RBI) released a major policy statement outlining several developmental and regulatory initiatives covering financial markets, regulations pertaining to lending institutions, and payment systems, including digital currency and fintech. On the financial markets front, RBI announced that it would comprehensively review the existing regulatory guidelines for Electronic Trading Platforms (ETPs) that enable transactions in financial instruments regulated by RBI, such as foreign exchange and government securities. Open banking mandates financial institutions to share customer data securely with authorized third-party providers, which is fostering a more interconnected financial ecosystem.

Digital Banking Platform Industry Segmentation:

Breakup by Component:

• Solutions
• Services

Solutions dominate the market

Solutions drive innovation by providing flexible and customizable offerings to financial institutions. Rather than a monolithic approach, digital banking platform providers offer modular solutions that can be integrated into existing systems, allowing banks to select specific functionalities based on their needs and preferences. Additionally, a number of banks are launching banking solutions with improved security, which is catering to eh growth of this segment. For instance, Next Bank, a Taiwanese digital bank, launched Temenos in January 2023. Next Bank can bring products to market quickly and effectively with Temenos' open platform. The bank intends to add foreign exchange services, such as remittance services for migrant workers and wealth management tools, over time. Next Bank, which is powered by Temenos, swiftly expanded to approximately 300,000 users within nine months of its launch. Additionally, solutions foster collaboration between banks and fintech partners, promoting the development of new and innovative services.

Breakup by Type:

• Retail Banking
• Corporate Banking

Retail banking holds the largest share of the market

Retail banking has a massive customer base and is witnessing a substantial increase in demand for convenient and personalized banking services. Customers are increasingly opening saving accounts in retail banks to leverage benefits such as mobile banking, online account management, contactless payments, and real-time customer support. For instance, in 2023, RBL Bank reported a total of INR 78,186 crore, which is a 21% surge from the year 2022. Breaking this down, the bank's retail advances grew by 34% year-on-year, while its wholesale advances rose by 7%. Moreover, retail banking is undergoing a significant transformation, requiring banks to adopt advanced technologies such as natural language processing (NLP), artificial intelligence (AI), and machine learning (ML) to become trusted partners and deliver improved services.

Breakup by Deployment Mode:

• On-premises
• Cloud-based

On-premises represents the most popular mode of deployment

On-premises deployment caters to the specific needs and preferences of financial institutions that prioritize maintaining control and security over their infrastructure and data. Many banks, especially large and established ones, prefer on-premises solutions owing to regulatory compliance requirements and data privacy concerns.

Breakup by Banking Mode:

• Online Banking
• Mobile Banking

Online banking accounts for the majority of the share in the market

Online banking enables financial institutions to offer a wide range of services to customers through digital channels. According to Deloitte Insights reports, web/online banking is preferred over mobile for tasks like paying bills, updating account details, making international transfers, and researching financial products. This is due to the need for greater accuracy, ease of comparison, or simply personal preference. According to an October 2023 ABA study, Baby Boomers, at 39%, lead the pack in using online banking as their primary banking channel. Moreover, with the rapid proliferation of smartphones, tablets, and internet connectivity, customers today expect seamless and convenient access to their accounts and banking services online.

Breakup by Region:

• North America
  • United States
  • Canada
• Asia-Pacific
  • China
  • Japan
  • India
  • South Korea
  • Australia
  • Indonesia
  • Others
• Europe
  • Germany
  • France
  • United Kingdom
  • Italy
  • Spain
  • Russia
  • Others
• Latin America
  • Brazil
  • Mexico
  • Others
• Middle East and Africa

North America exhibits a clear dominance in the market.

The report has also provided a comprehensive analysis of all the major regional markets, which include North America (the United States and Canada); Asia Pacific (China, Japan, India, South Korea, Australia, Indonesia, and others); Europe (Germany, France, the United Kingdom, Italy, Spain, Russia, and others); Latin America (Brazil, Mexico, and others); and the Middle East and Africa. According to the report, North America was the largest regional market for digital banking platforms.

The presence of various big banks in North America is one of the primary reasons for the region's growth. Digital banking companies in the region offer software as a service so that legacy systems can be turned into digital ones. For instance, Temenos helps new US digital banks go live in 90 days with the most functionally rich and technologically advanced front-to-back SaaS digital banking offering. Moreover, the region's strong economy and well-established banking sector is further contributing to the growth of digital banking platforms. With a highly competitive financial services landscape, banks in the North American region are constantly seeking innovative ways to attract and retain customers.

Competitive Landscape:

The report has provided a comprehensive analysis of the competitive landscape in the market. Detailed profiles of all major companies have also been provided. Some of the digital banking platform top companies are listed below:

• Appway AG (FNZ (UK) Ltd.)
• Fidelity Information Services (FIS)
• Finastra Limited
• Fiserv Inc.
• Infosys Limited
• nCino
• NCR Corporation
• Oracle Corporation
• SAP SE
• Sopra Steria
• Tata Consultancy Services Limited
• Temenos AG
• The Bank of New York Mellon Corporation
• Worldline

Key Questions Answered in This Report

• 1.How big is the global digital banking platform market?
• 2.What is the expected growth rate of the global digital banking platform market during 2025-2033?
• 3.What are the key factors driving the global digital banking platform market?
• 4.What has been the impact of COVID-19 on the global digital banking platform market?
• 5.What is the breakup of the global digital banking platform market based on the component?
• 6.What is the breakup of the global digital banking platform market based on the type?
• 7.What is the breakup of the global digital banking platform market based on the deployment mode?
• 8.What is the breakup of the global digital banking platform market based on the banking mode?
• 9.What are the key regions in the global digital banking platform market?
• 10.Who are the key players/companies in the global digital banking platform market?

Table of Contents

1 Preface

2 Scope and Methodology

• 2.1 Objectives of the Study
• 2.2 Stakeholders
• 2.3 Data Sources
  • 2.3.1 Primary Sources
  • 2.3.2 Secondary Sources
• 2.4 Market Estimation
  • 2.4.1 Bottom-Up Approach
  • 2.4.2 Top-Down Approach
• 2.5 Forecasting Methodology

3 Executive Summary

4 Introduction

• 4.1 Overview
• 4.2 Key Industry Trends

5 Global Digital Banking Platform Market

• 5.1 Market Overview
• 5.2 Market Performance
• 5.3 Impact of COVID-19
• 5.4 Market Forecast

6 Market Breakup by Component

• 6.1 Solutions
  • 6.1.1 Market Trends
  • 6.1.2 Market Forecast
• 6.2 Services
  • 6.2.1 Market Trends
  • 6.2.2 Market Forecast

7 Market Breakup by Type

• 7.1 Retail Banking
  • 7.1.1 Market Trends
  • 7.1.2 Market Forecast
• 7.2 Corporate Banking
  • 7.2.1 Market Trends
  • 7.2.2 Market Forecast

8 Market Breakup by Deployment Mode

• 8.1 On-premises
  • 8.1.1 Market Trends
  • 8.1.2 Market Forecast
• 8.2 Cloud-based
  • 8.2.1 Market Trends
  • 8.2.2 Market Forecast

9 Market Breakup by Banking Mode

• 9.1 Online Banking
  • 9.1.1 Market Trends
  • 9.1.2 Market Forecast
• 9.2 Mobile Banking
  • 9.2.1 Market Trends
  • 9.2.2 Market Forecast

10 Market Breakup by Region

• 10.1 North America
  • 10.1.1 United States
    • 10.1.1.1 Market Trends
    • 10.1.1.2 Market Forecast
  • 10.1.2 Canada
    • 10.1.2.1 Market Trends
    • 10.1.2.2 Market Forecast
• 10.2 Asia-Pacific
  • 10.2.1 China
    • 10.2.1.1 Market Trends
    • 10.2.1.2 Market Forecast
  • 10.2.2 Japan
    • 10.2.2.1 Market Trends
    • 10.2.2.2 Market Forecast
  • 10.2.3 India
    • 10.2.3.1 Market Trends
    • 10.2.3.2 Market Forecast
  • 10.2.4 South Korea
    • 10.2.4.1 Market Trends
    • 10.2.4.2 Market Forecast
  • 10.2.5 Australia
    • 10.2.5.1 Market Trends
    • 10.2.5.2 Market Forecast
  • 10.2.6 Indonesia
    • 10.2.6.1 Market Trends
    • 10.2.6.2 Market Forecast
  • 10.2.7 Others
    • 10.2.7.1 Market Trends
    • 10.2.7.2 Market Forecast
• 10.3 Europe
  • 10.3.1 Germany
    • 10.3.1.1 Market Trends
    • 10.3.1.2 Market Forecast
  • 10.3.2 France
    • 10.3.2.1 Market Trends
    • 10.3.2.2 Market Forecast
  • 10.3.3 United Kingdom
    • 10.3.3.1 Market Trends
    • 10.3.3.2 Market Forecast
  • 10.3.4 Italy
    • 10.3.4.1 Market Trends
    • 10.3.4.2 Market Forecast
  • 10.3.5 Spain
    • 10.3.5.1 Market Trends
    • 10.3.5.2 Market Forecast
  • 10.3.6 Russia
    • 10.3.6.1 Market Trends
    • 10.3.6.2 Market Forecast
  • 10.3.7 Others
    • 10.3.7.1 Market Trends
    • 10.3.7.2 Market Forecast
• 10.4 Latin America
  • 10.4.1 Brazil
    • 10.4.1.1 Market Trends
    • 10.4.1.2 Market Forecast
  • 10.4.2 Mexico
    • 10.4.2.1 Market Trends
    • 10.4.2.2 Market Forecast
  • 10.4.3 Others
    • 10.4.3.1 Market Trends
    • 10.4.3.2 Market Forecast
• 10.5 Middle East and Africa
  • 10.5.1 Market Trends
  • 10.5.2 Market Breakup by Country
  • 10.5.3 Market Forecast

11 SWOT Analysis

• 11.1 Overview
• 11.2 Strengths
• 11.3 Weaknesses
• 11.4 Opportunities
• 11.5 Threats

12 Value Chain Analysis

13 Porters Five Forces Analysis

• 13.1 Overview
• 13.2 Bargaining Power of Buyers
• 13.3 Bargaining Power of Suppliers
• 13.4 Degree of Competition
• 13.5 Threat of New Entrants
• 13.6 Threat of Substitutes

14 Price Analysis

15 Competitive Landscape

• 15.1 Market Structure
• 15.2 Key Players
• 15.3 Profiles of Key Players
  • 15.3.1 Appway AG (FNZ (UK) Ltd.)
    • 15.3.1.1 Company Overview
    • 15.3.1.2 Product Portfolio
  • 15.3.2 Fidelity Information Services (FIS)
    • 15.3.2.1 Company Overview
    • 15.3.2.2 Product Portfolio
    • 15.3.2.3 Financials
    • 15.3.2.4 SWOT Analysis
  • 15.3.3 Finastra Limited
    • 15.3.3.1 Company Overview
    • 15.3.3.2 Product Portfolio
  • 15.3.4 Fiserv Inc.
    • 15.3.4.1 Company Overview
    • 15.3.4.2 Product Portfolio
    • 15.3.4.3 Financials
    • 15.3.4.4 SWOT Analysis
  • 15.3.5 Infosys Limited
    • 15.3.5.1 Company Overview
    • 15.3.5.2 Product Portfolio
    • 15.3.5.3 Financials
    • 15.3.5.4 SWOT Analysis
  • 15.3.6 nCino
    • 15.3.6.1 Company Overview
    • 15.3.6.2 Product Portfolio
    • 15.3.6.3 Financials
  • 15.3.7 NCR Corporation
    • 15.3.7.1 Company Overview
    • 15.3.7.2 Product Portfolio
    • 15.3.7.3 Financials
    • 15.3.7.4 SWOT Analysis
  • 15.3.8 Oracle Corporation
    • 15.3.8.1 Company Overview
    • 15.3.8.2 Product Portfolio
    • 15.3.8.3 Financials
    • 15.3.8.4 SWOT Analysis
  • 15.3.9 SAP SE
    • 15.3.9.1 Company Overview
    • 15.3.9.2 Product Portfolio
    • 15.3.9.3 Financials
    • 15.3.9.4 SWOT Analysis
  • 15.3.10 Sopra Steria
    • 15.3.10.1 Company Overview
    • 15.3.10.2 Product Portfolio
    • 15.3.10.3 Financials
    • 15.3.10.4 SWOT Analysis
  • 15.3.11 Tata Consultancy Services Limited
    • 15.3.11.1 Company Overview
    • 15.3.11.2 Product Portfolio
    • 15.3.11.3 Financials
    • 15.3.11.4 SWOT Analysis
  • 15.3.12 Temenos AG
    • 15.3.12.1 Company Overview
    • 15.3.12.2 Product Portfolio
    • 15.3.12.3 Financials
    • 15.3.12.4 SWOT Analysis
  • 15.3.13 The Bank of New York Mellon Corporation
    • 15.3.13.1 Company Overview
    • 15.3.13.2 Product Portfolio
    • 15.3.13.3 Financials
    • 15.3.13.4 SWOT Analysis
  • 15.3.14 Worldline
    • 15.3.14.1 Company Overview
    • 15.3.14.2 Product Portfolio
    • 15.3.14.3 Financials