市場調査レポート
商品コード
1422975
ローンサービシングソフトウェア市場:コンポーネント別、展開モード別、企業規模別、エンドユーザー別、地域別、2024-2032年Loan Servicing Software Market by Component, Deployment Mode, Enterprise Size, End User, and Region 2024-2032 |
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ローンサービシングソフトウェア市場:コンポーネント別、展開モード別、企業規模別、エンドユーザー別、地域別、2024-2032年 |
出版日: 2024年01月30日
発行: IMARC
ページ情報: 英文 144 Pages
納期: 2~3営業日
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世界のローンサービシングソフトウェア市場規模は2023年に30億米ドルに達しました。今後、IMARC Groupは、2024年から2032年にかけての成長率(CAGR)は10.9%を示し、2032年には77億米ドルに達すると予測しています。銀行・金融サービス・保険(BFSI)セクターの著しい成長、モバイルアプリケーションの発売、先端技術の統合などが、市場を牽引する主な要因となっています。
ローンサービシングソフトウェアは、貸金業者の収益増加、顧客満足度の向上、ポートフォリオ管理の簡素化、営業費用の削減をサポートするよう設計されています。住宅ローンの貸し手、銀行、信用組合は、価格設定や潜在顧客の信用プロファイルの調査に関連するリアルタイムで正確なデータ分析を行うことができます。融資の組成から与信判断、支払・回収、会計、報告まで、融資のライフサイクルの自動化と管理を支援します。また、ワークフローの効率を改善し、サービスローンを社内で管理し、顧客サービス業務を管理し、ローンを追跡・照合する際のエラーや労力を最小限に抑えます。住宅ローン、ホームエクイティローン、消費者ローン、ビジネスローンを取り扱っています。ローンサービシングソフトウェアは、支払ゲートウェイや会計ソフトウェアと統合され、借り手や貸し手に包括的なソリューションを提供しているため、その需要は世界中で高まっています。
ローンサービシングソフトウェアは、銀行・金融サービス・保険(BFSI)セクターで採用され、借り手がローン情報や支払いオプションに簡単にアクセスできるようにすることで、銀行業務を合理化し、顧客体験を向上させています。これは、世界の市場成長を後押しする主な要因のひとつです。さらに、融資実績に関するリアルタイムのデータを提供し、潜在的なリスクを特定して管理するために、中小企業(SME)でローンサービシングソフトウェアの採用が増加していることも、市場の成長に寄与しています。これとは別に、借り手がスマートフォンでローンを管理し、支払いを行うことを容易にし、利便性とアクセシビリティを高めるモバイルアプリケーションの登場が、市場の成長を後押ししています。さらに、ローンサービシングソフトウェアに人工知能(AI)、機械学習(ML)、クラウドコンピューティング、ブロックチェーン技術を統合し、効率性を向上させ、利用者のエクスペリエンスを高める動きが活発化しています。これらの先端技術は、文書の識別や分類、意思決定に役立つ動向やパターンを特定するためのデータ分析など、さまざまな作業の自動化にも利用されています。また、サービシングプロセスの正確性と効率性の向上に役立つ、トランザクションの安全かつ透明性の高い追跡も可能にします。さらに、データ入力などの反復作業を自動化し、スタッフの作業負担を軽減するロボティックプロセスオートメーション(RPA)の導入も、市場の成長を後押ししています。
The global loan servicing software market size reached US$ 3.0 Billion in 2023. Looking forward, IMARC Group expects the market to reach US$ 7.7 Billion by 2032, exhibiting a growth rate (CAGR) of 10.9% during 2024-2032. Significant growth in the banking, financial services and insurance (BFSI) sector, the launch of mobile applications, and the integration of advanced technologies represent some of the key factors driving the market.
Loan servicing software is designed to support lenders in increasing revenue, enhancing customer satisfaction, simplifying portfolio management, and lessening operating expenses. It facilitates mortgage lenders, banks, and credit unions to produce real-time and precise data analysis related to price setting and examining credit profiles of potential clients. It assists in automating and managing the loan lifecycle, from origination, credit decisions, payment and collections, accounting, and reporting. It also improves workflow efficiency, controls service loans internally, manages customer service operations, and minimizes error and effort when tracking and reconciling loans. It offers mortgage, home equity, consumer, and business loans. As loan servicing software is being integrated with payment gateways and accounting software to provide a comprehensive solution for borrowers and lenders, its demand is escalating across the globe.
Loan servicing software is employed in the banking, financial services and insurance (BFSI) sector to streamline banking operations and improve the customer experience by providing borrowers with easy access to their loan information and payment options. This represents one of the major factors bolstering the market growth around the world. Moreover, the increasing adoption of loan servicing software in small and medium enterprises (SMEs) to provide real time data on loan performance and identify and manage potential risks is contributing to the market growth. Apart from this, the advent of mobile applications that facilitates borrowers to manage their loans and make payments via smartphones and enhance convenience and accessibility is propelling the market growth. Furthermore, there is a rise in the integration of artificial intelligence (AI), machine learning (ML), cloud computing, and blockchain technology in loan servicing software to improve efficiency and enhance the experience of the user. These advanced technologies are also used to automate various tasks, such as identifying and categorizing documents and analyzing data to identify trends and patterns that can help in decision-making. They also enable secure and transparent tracking of transactions that can help improve the accuracy and efficiency of the loan servicing process. This, coupled with the incorporation of robotic process automation (RPA) that allows the software to automate repetitive tasks, such as data entry, and helps reduce the workload of staff, is strengthening the growth of the market.
IMARC Group provides an analysis of the key trends in each segment of the global loan servicing software market, along with forecasts at the global, regional, and country level from 2024-2032. Our report has categorized the market based on component, deployment mode, enterprise size, and end user.
Software
Services
The report has provided a detailed breakup and analysis of the loan servicing software market based on the component. This includes software and services. According to the report, software represented the largest segment.
On-premises
Cloud-based
A detailed breakup and analysis of the loan servicing software market based on the deployment mode has also been provided in the report. This includes on-premises and cloud-based. According to the report, cloud-based accounted for the largest market share.
Large Enterprises
Small and Medium-sized Enterprises
The report has provided a detailed breakup and analysis of the loan servicing software market based on the enterprise size. This includes large enterprises and small and medium-sized enterprises. According to the report, large enterprises represented the largest segment.
Banks
Credit Unions
Mortgage Lenders and Brokers
Others
A detailed breakup and analysis of the loan servicing software market based on the end user has also been provided in the report. This includes banks, credit unions, mortgage lenders and brokers, and others. According to the report, banks represented the largest segment.
North America
United States
Canada
Asia-Pacific
China
Japan
India
South Korea
Australia
Indonesia
Others
Europe
Germany
France
United Kingdom
Italy
Spain
Russia
Others
Latin America
Brazil
Mexico
Others
Middle East and Africa
The report has also provided a comprehensive analysis of all the major regional markets that include North America (the United States and Canada), Asia Pacific (China, Japan, India, South Korea, Australia, Indonesia, and others), Europe (Germany, France, United Kingdom, Italy, Spain, Russia, and others), Latin America (Brazil, Mexico, and others), and the Middle East and Africa. According to the report, North America was the largest market for loan servicing software. Some of the factors driving the North America loan servicing software market included significant growth in the banking, financial services and insurance (BFSI) sector, integration of advanced technologies, increasing adoption of loan servicing software in numerous industries, etc.
The report has also provided a comprehensive analysis of the competitive landscape in the global loan servicing software market. Detailed profiles of all major companies have also been provided. Some of the companies covered include Altisource, Applied Business Software, Bryt Software LCC, C-Loans Inc., Emphasys Software (Constellation Software), Financial Industry Computer Systems Inc., Fiserv Inc., GOLDPoint Systems Inc., Graveco Software Inc., LoanPro, Nortridge Software LLC, Q2 Software Inc. (Q2 Holdings Inc.), and Shaw Systems Associates LLC.