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表紙:米国における消費者金融市場
市場調査レポート
商品コード
971601

米国における消費者金融市場

Consumer Lending in the US

出版日: | 発行: Euromonitor International | ページ情報: 英文 20 Pages | 納期: 即納可能 即納可能とは

価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=110.15円
米国における消費者金融市場
出版日: 2020年11月11日
発行: Euromonitor International
ページ情報: 英文 20 Pages
納期: 即納可能 即納可能とは
  • 全表示
  • 概要
  • 目次
概要

2020年3月の米国におけるCOVID-19パンデミックの際、国内の大部分がロックダウンしました。市民が家に留まるように促され、本質的でない事業は閉鎖されました。結果として生じた経済の落ち込みは迅速かつ残忍であり、失業率は大恐慌後の時代のレベルに達し、6月下旬までに4,700万人が給付金を申請してしています。消費者金融への全体的な影響はまちまちであり、消費者は裁量的支出を削減する一方で、低金利の恩恵も受けています。

当レポートは、米国の消費者金融市場について調査しており、市場規模や予測、動向、COVID-19による市場への影響などの情報を提供しています。

目次

業界の概要

  • エグゼクティブサマリー
    • COVID-19が消費者金融に与える影響
    • COVID-19による国への影響
    • 教育融資の清算への直面
    • 住宅ローン金利の50年ぶりの低水準への低下
    • 規制当局のペイデイローン制限のロールバック
    • 消費者金融の今後
  • 市場データ
  • 免責事項
  • 世界のマクロ経済環境
  • 世界の産業環境
  • 情報源

消費者信用:カテゴリー分析

  • 主な結論
  • 2020年の影響
    • 経済を混乱させ、深刻な不確実性を引き起こすCOVID-19
    • 信用需要の減少を引き起こす個人消費の縮小
    • 政府支援の中での貸付猶予
  • 回復と機会
    • 支出の回収を条件とする消費者信用の回復スケジュール
    • 2021年に有望であるカード以外の貸付
    • 借入行動の長期的変化
  • カテゴリデータ
目次
Product Code: FCUScl

When COVID-19 hit the US in earnest in March 2020, much of the country locked down. Non-essential businesses were shuttered as citizens were encouraged to stay home. The resulting economic fallout has been swift and brutal, with unemployment reaching historic levels in the post-Depression era; 47 million people had filed for benefits by late June. The overall effect on consumer lending has been mixed, with consumers cutting back on discretionary spending, while also benefitting from low interest...

Euromonitor International's Consumer Lending in USA report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Consumer Lending market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market's major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.

TABLE OF CONTENTS

List OF CONTENTS AND TABLES

EXECUTIVE SUMMARY

COVID-19 impact on consumer lending

COVID-19 country impact

Education lending finally faces its reckoning

Mortgage rates fall to 50-year low

Regulators roll back restrictions on payday lending

What next for consumer lending?

MARKET DATA

  • Table 1 Consumer Lending: Outstanding Balance by Category: Value 2015-2020
  • Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2015-2020
  • Table 3 Consumer Lending: Gross Lending by Category: Value 2015-2020
  • Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2015-2020
  • Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2020-2025
  • Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2020-2025
  • Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2020-2025
  • Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2020-2025

DISCLAIMER

GLOBAL MACROECONOMIC ENVIRONMENT

GLOBAL INDUSTRY ENVIRONMENT

SOURCES

    • Summary 1 Research Sources

KEY DATA FINDINGS

2020 IMPACT

COVID-19 upends economy, causing deep uncertainty

Consumer spending contraction causes decrease in demand for credit

Loan forbearance amidst government support

RECOVERY AND OPPORTUNITIES

Recovery timeline for consumer credit contingent on return of spending

Non-card lending shows promise in 2021

Long-term shift in borrowing behaviour

CATEGORY DATA

  • Table 13 Consumer Credit: Outstanding Balance by Category: Value 2015-2020
  • Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2015-2020
  • Table 15 Consumer Credit: Gross Lending by Category: Value 2015-2020
  • Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2015-2020
  • Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2020-2025
  • Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2020-2025
  • Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2020-2025
  • Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2020-2025
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