農業保険の世界市場-2023-2030

市場の概要

世界の農業保険市場は、2022年に32億1,470万米ドルに達し、2030年には54億8,220万米ドルに達すると予測されます。同市場は予測期間（2023年～2030年）においてCAGR6.9%で成長する見通しです。

農業保険の利点に対する意識の高まりが、これらの商品に対する需要を喚起し、世界の農業保険市場の成長を促進しています。農業保険市場は非常にダイナミックな市場であり、新規参入企業や既存企業がより大きなシェアを獲得するために提供する商品を拡大しています。農業保険市場は、リスク管理ソリューションに対する需要の高まりと業界の継続的な進化を背景に、今後も安定したペースで成長すると予想されます。農業保険市場は高度な規制が特徴で、政府や業界団体が市場情勢の形成に重要な役割を担っています。

市場力学

技術の進歩が農業保険市場の成長を促進する

技術の進歩に伴い、農業保険市場は急成長すると予想されます。農家や農業関連企業の進化するニーズに対応するため、新しい商品やサービスが開発されています。例えば、2022年7月7日、人工知能とディープテクノロジーを活用して世界中の農家を守るインシュアテック企業であるWingsureは、インド政府財務省傘下の国営保険会社であるAgriculture Insurance Company of India Limited（AICIL）と3年間の協業で提携しました。この提携により、Wingsureは最先端の技術力を活用して、インドの農家への保険商品・サービスの提供を強化し、AICILの多様な農業保険商品のプロモーションを行い、グループや提携ブローカーなどの販売チャネルにモバイルアプリによる配信の権限を与えることになります。

気象パターンの変化とその他の気候関連リスクが農業保険市場の成長を促進する

気候変動の影響が拡大し続ける中、気候関連リスクに対応した農業保険商品・サービスの需要が高まると予想されます。また、農業保険市場は、作物収量モデルや気候リスクマップなど、気候関連リスクをより正確に評価できる新たなリスクモデルやツールの開発によって形成されています。例えば、2022年7月14日、インド保険規制開発庁（IRDAI）は、農業およびその関連活動に関連する保険商品を対象とする「使用・申告」手続きの延長を発表しました。この決定により、保険会社はこれらの分野向けの新しく革新的な商品を設計・導入する際の柔軟性が増し、保険契約者の進化するニーズに、よりタイムリーかつ効率的に対応できるようになると期待されます。

COVID-19の影響分析

COVID-19は、農業生産と収量への影響を通じて、農業保険市場に影響を与えています。このため、収量が減少し、作物の品質が低下し、これらの作物の保険性に影響を与え、農家や農業関連企業のリスク・エクスポージャーが増加する可能性があります。また、パンデミックは消費者行動の変化につながり、特定の作物に対する需要が減少し、農家や農業関連企業の価格や収益の低下につながります。

ウクライナ・ロシア戦争影響度分析

ウクライナ・ロシア戦争は、農業生産とサプライチェーンを混乱させ、政治的・経済的不確実性を高め、被災地の農家や農業関連企業のリスク・エクスポージャーを高めることにつながり、農業保険市場にとって大きな課題を生み出しました。紛争により農地、インフラ、家畜に被害が出ており、作物の収量や品質の低下を招き、保険金請求の可能性が高まっています。

人工知能の影響分析

人工知能（AI）は、保険会社がより効率的で正確なリスク管理ソリューションを提供できるようにすることで、農業保険市場を変革しています。天候パターン、作物の収量、市場動向などのソースから膨大な量のデータを分析する能力を持つAI搭載のツールは、保険会社がリスクをより正確に評価し、農家や農業関連企業の特定のニーズに合わせて商品やサービスを調整するのに役立ちます。

目次

第1章 調査手法とスコープ

• 調査手法
• 調査目的および調査範囲

第2章 定義と概要

第3章 エグゼクティブサマリー

• 製品別
• 組織別
• 販売チャネル別
• 地域別

第4章 市場力学

• 影響要因
  • 促進要因
    • リスク管理ソリューションの必要性に対する意識の高まりが市場成長を促進
  • 抑制要因
    • 農家や農業関連企業の認識不足が市場成長の妨げになります
  • 機会
    • 持続可能な農業への需要の高まりが市場成長の原動力となります
  • 影響度分析

第5章 産業分析

• ポーターのファイブフォース分析
• サプライチェーン分析
• 価格分析
• 法規制の分析

第6章 COVID-19の分析

• COVID-19の分析
  • COVID-19登場前シナリオ
  • 現在のCOVID-19シナリオ
  • COVID-19後または将来のシナリオ
• COVID-19の中での価格ダイナミクス
• 需給スペクトル
• パンデミック時の市場に関連する政府の取り組み
• メーカーの戦略的な取り組み
• サマリー

第7章 商品別

• 作物雹害保険
• 複合危険作物保険
• グリーンハウス保険
• 水産養殖保険
• その他

第8章 組織別

• 政府機関
• 民間

第9章 流通チャネル別

• デジタル・ダイレクトチャネル
• ブローカー
• 代理店
• その他

第10章 地域別

• 北米
  • 米国
  • カナダ
  • メキシコ
• 欧州
  • ドイツ
  • 英国
  • フランス
  • イタリア
  • スペイン
  • その他欧州
• 南米
  • ブラジル
  • アルゼンチン
  • その他南米地域
• アジア太平洋地域
  • 中国
  • インド
  • 日本
  • オーストラリア
  • その他アジア太平洋地域
• 中東・アフリカ地域

第11章 競合情勢

• 競合シナリオ
• 市況/シェア分析
• M&A（合併・買収）分析

第12章 企業プロファイル

• Insurance Company of India
  • 会社概要
  • 製品ポートフォリオと説明
  • 財務概要
  • 主な発展状況
• Prudentisl and XL Callin
• China United Property Insurance
• American Insurance Group.
• Tokio Mariane
• New India Assurance
• Farmers Mutual Hail
• Everest Re Group
• ICICI Lombard
• Chubb

第13章 付録

Market Overview

The global agricultural insurance market reached US$ 3214.7 million in 2022 and is projected to witness lucrative growth by reaching up to US$ 5,482.2 million by 2030. The market is growing at a CAGR of 6.9% during the forecast period (2023-2030).

Growing awareness of the benefits of agriculture insurance is fueling demand for these products and driving growth in the global agriculture insurance market. The agriculture insurance market is highly dynamic, with new players entering the market and existing players expanding their offerings to capture a larger share of the market. The agriculture insurance market is expected to continue growing at a steady pace, driven by increasing demand for risk management solutions and the ongoing evolution of the industry. The agriculture insurance market is characterized by a high degree of regulation, with governments and industry bodies playing a key role in shaping the market landscape.

Market Dynamics

Technological Advancements Drive the Agricultural Insurance Market Growth

As technology continues to advance, the agriculture insurance market is expected to grow rapidly. New products and services are being developed to meet the evolving needs of farmers and agribusinesses. For instance, on July 7, 2022, Wingsure, an insurtech firm that utilizes artificial intelligence and deep technology to safeguard farmers worldwide, partnered with Agriculture Insurance Company of India Limited (AICIL), a nationalized insurance company operating under the Ministry of Finance, Government of India, in a three-year collaboration. Through the partnership, Wingsure will leverage its cutting-edge technological capabilities to enhance the availability of insurance products and services to Indian farmers, promote AICIL's diverse range of agriculture insurance products, and empower its distribution channels, including groups and partner brokers, to distribute them via its mobile app.

Changing Weather Patterns and Other Climate-related Risks Drive the Agricultural Insurance Market Growth

As the impact of climate change continues to grow, the demand for agriculture insurance products and services that address climate-related risks is expected to increase. The agriculture insurance market is also being shaped by the development of new risk models and tools that enable more accurate assessment of climate-related risks, such as crop yield models and climate risk maps. For instance, on July 14th, 2022, the Insurance Regulatory and Development Authority of India (IRDAI) announced an extension of the 'Use and File' procedure to cover insurance products related to Agriculture and its related activities. This decision is expected to provide insurance companies with greater flexibility in designing and introducing new and innovative products for these sectors, enabling them to meet the evolving needs of policyholders in a more timely and efficient manner.

COVID-19 Impact Analysis

COVID-19 has impacted the agriculture insurance market through its effects on agricultural production and yields. This has led to reduced yields and lower-quality crops, which can affect the insurability of these crops and increase the risk exposure of farmers and agribusinesses. The pandemic has also led to changes in consumer behavior, reducing demand for certain crops and leading to lower prices and revenues for farmers and agribusinesses.

Ukraine-Russia War Impact Analysis

The Ukraine-Russia war has created significant challenges for the agriculture insurance market, as it has disrupted agricultural production and supply chains, increased political and economic uncertainty, and led to heightened risk exposure for farmers and agribusinesses in the affected regions. The conflict has resulted in damage to farmland, infrastructure, and livestock, leading to lower yields and quality of crops and increasing the likelihood of insurance claims.

Artificial Intelligence Impact Analysis

Artificial intelligence (AI) is transforming the agriculture insurance market by enabling insurers to offer more efficient and accurate risk management solutions. With the ability to analyze vast amounts of data from sources such as weather patterns, crop yields, and market trends, AI-powered tools can help insurers to assess risks more accurately and tailor their products and services to the specific needs of farmers and agribusinesses.

Segment Analysis

The global agricultural insurance market is segmented based on the product, organization, distribution channel, and region.

High Demand for Crop Protection Against Hail Damage is Expected to Drive the Segment Growth

Managed crop hail insurance segment held the largest share of the agriculture insurance market, driven by the high demand for crop protection against hail damage. This policy type is a popular choice among farmers and agribusinesses in regions prone to hailstorms, such as the Great Plains in the United States. The growth of the agriculture insurance market has also contributed to the popularity of managed crop hail insurance, as insurers are expanding their offerings to include this policy type.

Geographical Analysis

Increased Adoption of Various Insurance Policies in North America is Expected to Drive the Market Growth in This Region

North America dominated the agriculture insurance market in 2022, fueled by a range of market factors that have contributed to the region's market share. The region boasts a highly developed agriculture sector, a diverse crop range, and a high degree of market maturity, making it an attractive market for insurers. For instance, on November 25, 2022, Absolute, a plant bioscience firm, introduced the country's first do-it-yourself insurance, called 'Digifasal.' This innovative product will be offered through Upaj, Absolute's agcloud ecosystem, which provides a comprehensive range of services to over one million farmers at every stage of crop production.

Competitive Landscape

The major global agriculture insurance market players include Insurance Company of India, Prudentisl and XL Callin, China United Property Insurance, American Insurance Group, Tokio Mariane, New India Assurance, Farmers Mutual Hail, Everest Re Group, ICICI Lombard, and Chubb.

Why Purchase the Report?

• To visualize the global agricultural insurance market segmentation based on the product, organization, distribution channel, and region, as well as understand key commercial assets and players.
• Identify commercial opportunities by analyzing trends and co-development.
• Excel data sheet with numerous data points of agricultural insurance market-level with all segments.
• PDF report consists of a comprehensive analysis after exhaustive qualitative interviews and an in-depth study.
• Product mapping available as Excel consisting of key products of all the major players.

The global agricultural insurance market report would provide approximately 61 tables, 59 figures, and 120 Pages.

Target Audience 2023

• Manufacturers/ Buyers
• Industry Investors/Investment Bankers
• Research Professionals
• Emerging Companies

Table of Contents

1. Methodology and Scope

• 1.1. Research Methodology
• 1.2. Research Objective and Scope of the Report

2. Definition and Overview

3. Executive Summary

• 3.1. Snippet by Product
• 3.2. Snippet by Organization
• 3.3. Snippet by Distribution Channel
• 3.4. Snippet by Region

4. Dynamics

• 4.1. Impacting Factors
  • 4.1.1. Drivers
    • 4.1.1.1. Increasing awareness of the need for risk management solutions drives the market growth
  • 4.1.2. Restraints
    • 4.1.2.1. Lack of awareness among farmers and agribusinesses hamper the market growth
  • 4.1.3. Opportunity
    • 4.1.3.1. Growing demand for sustainable agriculture practices drives the market growth
  • 4.1.4. Impact Analysis

5. Industry Analysis

• 5.1. Porter's Five Forces Analysis
• 5.2. Supply Chain Analysis
• 5.3. Pricing Analysis
• 5.4. Regulatory Analysis

6. COVID-19 Analysis

• 6.1. Analysis of COVID-19
  • 6.1.1. Before COVID-19 Scenario
  • 6.1.2. Present COVID-19 Scenario
  • 6.1.3. Post COVID-19 or Future Scenario
• 6.2. Pricing Dynamics Amid COVID-19
• 6.3. Demand-Supply Spectrum
• 6.4. Government Initiatives Related to the Market During Pandemic
• 6.5. Manufacturers Strategic Initiatives
• 6.6. Conclusion

7. By Product

• 7.1. Introduction
  • 7.1.1. Market Size Analysis and Y-o-Y Growth Analysis (%), By Product
  • 7.1.2. Market Attractiveness Index, By Product
• 7.2. Managed Crop Hail Insurance*
  • 7.2.1. Introduction
  • 7.2.2. Market Size Analysis and Y-o-Y Growth Analysis (%)
• 7.3. Multi-Peril Crop Insurance
• 7.4. Greenhouse Insurance
• 7.5. Aquaculture Insurance
• 7.6. Others

8. By Organization

• 8.1. Introduction
  • 8.1.1. Market Size Analysis and Y-o-Y Growth Analysis (%), By Organization
  • 8.1.2. Market Attractiveness Index, By Organization
• 8.2. Government*
  • 8.2.1. Introduction
  • 8.2.2. Market Size Analysis and Y-o-Y Growth Analysis (%)
• 8.3. Private

9. By Distribution Channel

• 9.1. Introduction
  • 9.1.1. Market Size Analysis and Y-o-Y Growth Analysis (%), By Distribution Channel
  • 9.1.2. Market Attractiveness Index, By Distribution Channel
• 9.2. Digital & Direct Channel*
  • 9.2.1. Introduction
  • 9.2.2. Market Size Analysis and Y-o-Y Growth Analysis (%)
• 9.3. Broker
• 9.4. Agency
• 9.5. Others

10. By Region

• 10.1. Introduction
  • 10.1.1. Market Size Analysis and Y-o-Y Growth Analysis (%), By Region
  • 10.1.2. Market Attractiveness Index, By Region
• 10.2. North America
  • 10.2.1. Introduction
  • 10.2.2. Key Region-Specific Dynamics
  • 10.2.3. Market Size Analysis and Y-o-Y Growth Analysis (%), By Product
  • 10.2.4. Market Size Analysis and Y-o-Y Growth Analysis (%), By Organization
  • 10.2.5. Market Size Analysis and Y-o-Y Growth Analysis (%), By Distribution Channel
  • 10.2.6. Market Size Analysis and Y-o-Y Growth Analysis (%), By Country
    • 10.2.6.1. The U.S.
    • 10.2.6.2. Canada
    • 10.2.6.3. Mexico
• 10.3. Europe
  • 10.3.1. Introduction
  • 10.3.2. Key Region-Specific Dynamics
  • 10.3.3. Market Size Analysis and Y-o-Y Growth Analysis (%), By Product
  • 10.3.4. Market Size Analysis and Y-o-Y Growth Analysis (%), By Organization
  • 10.3.5. Market Size Analysis and Y-o-Y Growth Analysis (%), By Distribution Channel
  • 10.3.6. Market Size Analysis and Y-o-Y Growth Analysis (%), By Country
    • 10.3.6.1. Germany
    • 10.3.6.2. The U.K.
    • 10.3.6.3. France
    • 10.3.6.4. Italy
    • 10.3.6.5. Spain
    • 10.3.6.6. Rest of Europe
• 10.4. South America
  • 10.4.1. Introduction
  • 10.4.2. Key Region-Specific Dynamics
  • 10.4.3. Market Size Analysis and Y-o-Y Growth Analysis (%), By Product
  • 10.4.4. Market Size Analysis and Y-o-Y Growth Analysis (%), By Organization
  • 10.4.5. Market Size Analysis and Y-o-Y Growth Analysis (%), By Distribution Channel
  • 10.4.6. Market Size Analysis and Y-o-Y Growth Analysis (%), By Country
    • 10.4.6.1. Brazil
    • 10.4.6.2. Argentina
    • 10.4.6.3. Rest of South America
• 10.5. Asia-Pacific
  • 10.5.1. Introduction
  • 10.5.2. Key Region-Specific Dynamics
  • 10.5.3. Market Size Analysis and Y-o-Y Growth Analysis (%), By Product
  • 10.5.4. Market Size Analysis and Y-o-Y Growth Analysis (%), By Organization
  • 10.5.5. Market Size Analysis and Y-o-Y Growth Analysis (%), By Distribution Channel
  • 10.5.6. Market Size Analysis and Y-o-Y Growth Analysis (%), By Country
    • 10.5.6.1. China
    • 10.5.6.2. India
    • 10.5.6.3. Japan
    • 10.5.6.4. Australia
    • 10.5.6.5. Rest of Asia-Pacific
• 10.6. Middle East and Africa
  • 10.6.1. Introduction
  • 10.6.2. Key Region-Specific Dynamics
  • 10.6.3. Market Size Analysis and Y-o-Y Growth Analysis (%), By Product
  • 10.6.4. Market Size Analysis and Y-o-Y Growth Analysis (%), By Organization
  • 10.6.5. Market Size Analysis and Y-o-Y Growth Analysis (%), By Distribution Channel

11. Competitive Landscape

• 11.1. Competitive Scenario
• 11.2. Market Positioning/Share Analysis
• 11.3. Mergers and Acquisitions Analysis

12. Company Profiles

• 12.1. Insurance Company of India*
  • 12.1.1. Company Overview
  • 12.1.2. Product Portfolio and Description
  • 12.1.3. Financial Overview
  • 12.1.4. Key Developments
• 12.2. Prudentisl and XL Callin
• 12.3. China United Property Insurance
• 12.4. American Insurance Group.
• 12.5. Tokio Mariane
• 12.6. New India Assurance
• 12.7. Farmers Mutual Hail
• 12.8. Everest Re Group
• 12.9. ICICI Lombard
• 12.10. Chubb

LIST NOT EXHAUSTIVE

13. Appendix

• 13.1. About Us and Services
• 13.2. Contact Us