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市場調査レポート
商品コード
1510333
保険流通の世界市場(2024年版):エンドユーザー別、タイプ別、流通チャネル別、地域別、国別の分析、市場考察、予測(2020年~2030年)Global Insurance Distribution Market (2024 Edition): Analysis By End User (Corporate and Individual), By Type, By Distribution Channel, By Region, By Country: Market Insights and Forecast (2020-2030) |
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保険流通の世界市場(2024年版):エンドユーザー別、タイプ別、流通チャネル別、地域別、国別の分析、市場考察、予測(2020年~2030年) |
出版日: 2024年07月01日
発行: Azoth Analytics
ページ情報: 英文 261 Pages
納期: 即納可能
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世界の保険流通の市場規模は、2020年~2023年にCAGRで7.95%の成長を示しました。市場規模は2023年に5,461億米ドルであり、2030年に1兆1,165億5,000万米ドルに達すると予測されます。市場の需要の増加は、経済の高成長によるものです。経済が拡大するにつれ、企業や個人は富を蓄積し、それを保険で守ろうとします。これは特に新興市場で顕著であり、急速な経済発展により、可処分所得と保護を必要とする資産を持つ中間層が急増しています。中国、インド、ブラジルのような国々では、個人の資産や事業投資の増加により、生命保険、医療保険、損害保険などのさまざまな保険商品に対する需要が高まっています。さらに、特に新興市場における中産階級の拡大が、保険流通に対する高い需要に大きく寄与しています。より多くの人々が中流階級に移行するにつれて、彼らは増加している所得や新たに取得した資産を保護しようとします。中間層の増加は保険商品の普及率を高め、この層に効果的にリーチし、サービスを提供できる販売チャネルに対する高い需要につながっています。
グローバリゼーションと国際貿易の拡大は、保険需要をさらに加速させています。複数の国で活動する企業は、政情不安、為替変動、サプライチェーンの混乱などのさまざまなリスクに直面しています。こうしたリスクを管理するため、企業は貿易信用保険、政治リスク保険、海上保険などの保険商品に依存しています。さらに、国外旅行や国外勤務をする個人が増えるにつれて、旅行保険、国外駐在員健康保険、その他のクロスボーダー保険ソリューションへのニーズが高まっています。
さらに、医療の進歩や生活水準の向上により、世界的に平均寿命が延び、医療保険に対する需要が高まっています。人々は長生きするようになり、より長期の経済的および医学的なサポートを必要とするようになっています。この長寿により、生命保険、医療保険、介護保険などのさまざまな保険商品に対する需要が高まっています。保険流通チャネルは、高齢化社会のニーズに対応し、経済的安全性と医療費の保障を長期的にもたらす商品を提供しなければなりません。医療技術の進歩、慢性疾患の流行、医療サービスに対する需要の高まりなどの要因によって、医療費は高騰しています。特に高齢者は、加齢に伴う健康問題により、より高い医療費に直面します。健康保険はこうした費用を管理する上で極めて重要であり、高齢化社会に不可欠な商品となっています。保険流通チャネルは、このような医療費の増加をカバーするのに役立つ医療保険プランへのアクセスを教育し、提供する上で重要な役割を果たしています。
さらに、高齢になるにつれて、長期介護が必要になる可能性が高まる。長期介護保険は、居宅介護、生活支援、介護施設などのサービスをカバーするもので、これらは通常の医療保険ではカバーされません。長期介護保険への需要は、こうしたサービスに伴う高額な費用から身を守ろうとする個人によって高まっています。保険流通チャネルは、介護保険商品を提供し、その利点と重要性について消費者を教育する必要があります。
従来の代理店やブローカーは、依然として保険流通市場の要です。彼らは個別化されたサービスを提供し、顧客との強い関係を築き、専門的なアドバイスを提供します。これらは、カスタマイズされた保険ソリューションを求める顧客に特に評価されています。これらの仲介業者は、複雑な保険商品について顧客を教育し、購入プロセスを通じて顧客を導く上で極めて重要です。流通チャネルの拡大は、保険商品へのアクセシビリティを大幅に高めます。代理店やブローカーのような従来のチャネルは、農村部やデジタル接続の少ない地域の顧客が保険サービスを利用できるようにしています。一方、デジタルチャネルは、オンラインでのやり取りを好む都市部や若年層に対応しています。この二重のアプローチにより、幅広い層が保険商品を利用できるようになり、市場全体の普及率が向上しています。
消費者行動は、デジタル化と意識の高まりによって急速に進化しています。現代の消費者は、利便性、スピード、個別化されたサービスを期待します。流通チャネルの拡大は、複数のタッチポイントを提供することで、こうした期待に応えています。デジタルチャネルは、今日の消費者が求める即時性とパーソナライゼーションを提供します。一方、従来のチャネルは、特に複雑な保険商品や高額な保険商品において、依然として多くの消費者に評価されている心遣いや専門家によるアドバイスを提供します。さらに、保険企業とさまざまな事業体との提携が、販売チャネルの拡大を後押ししています。小売チェーン、通信企業、その他のサービスプロバイダーとの提携により、保険企業はより多くの人々にリーチすることができます。
当レポートでは、世界の保険流通市場について調査し、市場規模と予測、地域とセグメントの分析、主要動向と機会などの情報を提供しています。
List of Table
Table A1: Global Impact of Macro Economic Factors, By Region
Table A2: United States Insurance Distribution Market, By End User, By Value, 2020-2023 (USD Billion)
Table A3: United States Insurance Distribution Market, By End User, By Value, 2024-2030 (USD Billion)
Table A4: United States Insurance Distribution Market, By Type, By Value, 2020-2023 (USD Billion)
Table A5: United States Insurance Distribution Market, By Type, By Value, 2024-2030 (USD Billion)
Table A6: United States Insurance Distribution Market, By Distribution Channel, By Value, 2020-2023 (USD Billion)
Table A7: United States Insurance Distribution Market, By Distribution Channel, By Value, 2024-2030 (USD Billion)
Table A8: Canada Insurance Distribution Market, By End User, By Value, 2020-2023 (USD Billion)
Table A9: Canada Insurance Distribution Market, By End User, By Value, 2024-2030 (USD Billion)
Table A10: Canada Insurance Distribution Market, By Type, By Value, 2020-2023 (USD Billion)
Table A11: Canada Insurance Distribution Market, By Type, By Value, 2024-2030 (USD Billion)
Table A12: Canada Insurance Distribution Market, By Distribution Channel, By Value, 2020-2023 (USD Billion)
Table A13: Canada Insurance Distribution Market, By Distribution Channel, By Value, 2024-2030 (USD Billion)
Table A14: Rest of Americas Insurance Distribution Market, By End User, By Value, 2020-2023 (USD Billion)
Table A15: Rest of Americas Insurance Distribution Market, By End User, By Value, 2024-2030 (USD Billion)
Table A16: Rest of Americas Insurance Distribution Market, By Type, By Value, 2020-2023 (USD Billion)
Table A17: Rest of Americas Insurance Distribution Market, By Type, By Value, 2024-2030 (USD Billion)
Table A18: Rest of Americas Insurance Distribution Market, By Distribution Channel, By Value, 2020-2023 (USD Billion)
Table A19: Rest of Americas Insurance Distribution Market, By Distribution Channel, By Value, 2024-2030 (USD Billion)
Table A20: United Kingdom Insurance Distribution Market, By End User, By Value, 2020-2023 (USD Billion)
Table A21: United Kingdom Insurance Distribution Market, By End User, By Value, 2024-2030 (USD Billion)
Table A22: United Kingdom Insurance Distribution Market, By Type, By Value, 2020-2023 (USD Billion)
Table A23: United Kingdom Insurance Distribution Market, By Type, By Value, 2024-2030 (USD Billion)
Table A24: United Kingdom Insurance Distribution Market, By Distribution Channel, By Value, 2020-2023 (USD Billion)
Table A25: United Kingdom Insurance Distribution Market, By Distribution Channel, By Value, 2024-2030 (USD Billion)
Table A26: Germany Insurance Distribution Market, By End User, By Value, 2020-2023 (USD Billion)
Table A27: Germany Insurance Distribution Market, By End User, By Value, 2024-2030 (USD Billion)
Table A28: Germany Insurance Distribution Market, By Type, By Value, 2020-2023 (USD Billion)
Table A29: Germany Insurance Distribution Market, By Type, By Value, 2024-2030 (USD Billion)
Table A30: Germany Insurance Distribution Market, By Distribution Channel, By Value, 2020-2023 (USD Billion)
Table A31: Germany Insurance Distribution Market, By Distribution Channel, By Value, 2024-2030 (USD Billion)
Table A32: France Insurance Distribution Market, By End User, By Value, 2020-2023 (USD Billion)
Table A33: France Insurance Distribution Market, By End User, By Value, 2024-2030 (USD Billion)
Table A34: France Insurance Distribution Market, By Type, By Value, 2020-2023 (USD Billion)
Table A35: France Insurance Distribution Market, By Type, By Value, 2024-2030 (USD Billion)
Table A36: France Insurance Distribution Market, By Distribution Channel, By Value, 2020-2023 (USD Billion)
Table A37: France Insurance Distribution Market, By Distribution Channel, By Value, 2024-2030 (USD Billion)
Table A38: Italy Insurance Distribution Market, By End User, By Value, 2020-2023 (USD Billion)
Table A39: Italy Insurance Distribution Market, By End User, By Value, 2024-2030 (USD Billion)
Table A40: Italy Insurance Distribution Market, By Type, By Value, 2020-2023 (USD Billion)
Table A41: Italy Insurance Distribution Market, By Type, By Value, 2024-2030 (USD Billion)
Table A42: Italy Insurance Distribution Market, By Distribution Channel, By Value, 2020-2023 (USD Billion)
Table A43: Italy Insurance Distribution Market, By Distribution Channel, By Value, 2024-2030 (USD Billion)
Table A44: Rest of Europe Insurance Distribution Market, By End User, By Value, 2020-2023 (USD Billion)
Table A45: Rest of Europe Insurance Distribution Market, By End User, By Value, 2024-2030 (USD Billion)
Table A46: Rest of Europe Insurance Distribution Market, By Type, By Value, 2020-2023 (USD Billion)
Table A47: Rest of Europe Insurance Distribution Market, By Type, By Value, 2024-2030 (USD Billion)
Table A48: Rest of Europe Insurance Distribution Market, By Distribution Channel, By Value, 2020-2023 (USD Billion)
Table A49: Rest of Europe Insurance Distribution Market, By Distribution Channel, By Value, 2024-2030 (USD Billion)
Table A50: China Insurance Distribution Market, By End User, By Value, 2020-2023 (USD Billion)
Table A51: China Insurance Distribution Market, By End User, By Value, 2024-2030 (USD Billion)
Table A52: China Insurance Distribution Market, By Type, By Value, 2020-2023 (USD Billion)
Table A53: China Insurance Distribution Market, By Type, By Value, 2024-2030 (USD Billion)
Table A54: China Insurance Distribution Market, By Distribution Channel, By Value, 2020-2023 (USD Billion)
Table A55: China Insurance Distribution Market, By Distribution Channel, By Value, 2024-2030 (USD Billion)
Table A56: Japan Insurance Distribution Market, By End User, By Value, 2020-2023 (USD Billion)
Table A57: Japan Insurance Distribution Market, By End User, By Value, 2024-2030 (USD Billion)
Table A58: Japan Insurance Distribution Market, By Type, By Value, 2020-2023 (USD Billion)
Table A59: Japan Insurance Distribution Market, By Type, By Value, 2024-2030 (USD Billion)
Table A60: Japan Insurance Distribution Market, By Distribution Channel, By Value, 2020-2023 (USD Billion)
Table A61: Japan Insurance Distribution Market, By Distribution Channel, By Value, 2024-2030 (USD Billion)
Table A62: South Korea Insurance Distribution Market, By End User, By Value, 2020-2023 (USD Billion)
Table A63: South Korea Insurance Distribution Market, By End User, By Value, 2024-2030 (USD Billion)
Table A64: South Korea Insurance Distribution Market, By Type, By Value, 2020-2023 (USD Billion)
Table A65: South Korea Insurance Distribution Market, By Type, By Value, 2024-2030 (USD Billion)
Table A66: South Korea Insurance Distribution Market, By Distribution Channel, By Value, 2020-2023 (USD Billion)
Table A67: South Korea Insurance Distribution Market, By Distribution Channel, By Value, 2024-2030 (USD Billion)
Table A68: India Insurance Distribution Market, By End User, By Value, 2020-2023 (USD Billion)
Table A69: India Insurance Distribution Market, By End User, By Value, 2024-2030 (USD Billion)
Table A70: India Insurance Distribution Market, By Type, By Value, 2020-2023 (USD Billion)
Table A71: India Insurance Distribution Market, By Type, By Value, 2024-2030 (USD Billion)
Table A72: India Insurance Distribution Market, By Distribution Channel, By Value, 2020-2023 (USD Billion)
Table A73: India Insurance Distribution Market, By Distribution Channel, By Value, 2024-2030 (USD Billion)
Table A74: Rest of Asia Pacific Insurance Distribution Market, By End User, By Value, 2020-2023 (USD Billion)
Table A75: Rest of Asia Pacific Insurance Distribution Market, By End User, By Value, 2024-2030 (USD Billion)
Table A76: Rest of Asia Pacific Insurance Distribution Market, By Type, By Value, 2020-2023 (USD Billion)
Table A77: Rest of Asia Pacific Insurance Distribution Market, By Type, By Value, 2024-2030 (USD Billion)
Table A78: Rest of Asia Pacific Insurance Distribution Market, By Distribution Channel, By Value, 2020-2023 (USD Billion)
Table A79: Rest of Asia Pacific Insurance Distribution Market, By Distribution Channel, By Value, 2024-2030 (USD Billion)
Table A80: Aon PLC Key Company Financials, 2021-2023
Table A81: Marsh & McLennan Key Company Financials, 2021-2023
Table A82: Willis Towers Watson Key Company Financials, 2021-2023
Table A83: Gallagher Key Company Financials, 2021-2023
Table A84: Allianz Key Company Financials, 2021-2023
Table A85: Zurich Insurance Company Financials, 2021-2023
Table A86: Brown & Brown Company Financials, 2021-2023
Table A87: Prudential Company Financials, 2021-2023
Table A88: Metlife Company Financials, 2021-2023
Table A89: Munich Re Company Financials, 2021-2023
Azoth Analytics has released a research report titled "Global Insurance Distribution Market (2024 Edition)" which provides a complete analysis of the Global Insurance Distribution industry in terms of market segmentation By End User (Corporate and Individual), By Type (Life, P&C and Health), By Distribution Channel (Bancassurance, Broker and Agents, Third Party Administrator, Online Sales and Direct Sales) for the historical period of 2020-2023, the estimates of 2024 and the forecast period of 2025-2030.
The report analyses the Insurance Distribution Market by Region (Americas, Europe, Asia Pacific, Middle East & Africa) and 10 Countries (United States, Canada, Germany, United Kingdom, France, Italy, China, Japan, India and South Korea). The Global Insurance Distribution market showcased growth at a CAGR of 7.95% during 2020-2023. The market was valued at USD 546.10 Billion in 2023 which is expected to reach USD 1116.55 Billion in 2030. Increased demand for insurance distribution market globally is due to high economic growth. As economies expand, businesses and individuals accumulate wealth, which they seek to protect through insurance. This is particularly evident in emerging markets where rapid economic development has led to a burgeoning middle class with disposable income and assets that require protection. In countries like China, India, and Brazil, the rise in personal wealth and business investments has fuelled the demand for various insurance products, including life, health, property, and casualty insurance. Moreover, due to expansion of the middle class, particularly in emerging markets, significantly contributes to the high demand for insurance distribution. As more people move into the middle class, they seek to protect their rising incomes and newly acquired assets. The growing middle class increases the penetration of insurance products, leading to higher demand for distribution channels that can effectively reach and serve this demographic.
Globalization and the expansion of international trade have further fuelled the demand for insurance. Businesses operating in multiple countries face various risks, including political instability, currency fluctuations, and supply chain disruptions. To manage these risks, companies rely on insurance products such as trade credit insurance, political risk insurance, and marine insurance. Moreover, as more individuals travel and work abroad, there is an increasing need for travel insurance, expatriate health insurance, and other cross-border insurance solutions.
Additionally, due to advances in healthcare and living standards have led to increased life expectancy worldwide there is high demand for health insurance. As people live longer, they require more extended periods of financial and healthcare support. This longevity increases the demand for various insurance products, such as life insurance, health insurance, and long-term care insurance. Insurance distribution channels must adapt to meet the needs of an aging population, offering products that provide financial security and coverage for healthcare expenses over a longer period. Healthcare costs have been escalating, driven by factors such as advanced medical technologies, increased prevalence of chronic diseases, and higher demand for healthcare services. Older adults, in particular, face higher medical expenses due to age-related health issues. Health insurance becomes crucial in managing these costs, making it an essential product for the aging population. Insurance distribution channels play a vital role in educating and providing access to health insurance plans that can help cover these rising healthcare expenses.
Furthermore, as people age, the likelihood of needing long-term care increases. Long-term care insurance covers services such as in-home care, assisted living, and nursing home care, which are not typically covered by regular health insurance. The demand for long-term care insurance is rising as individuals seek to protect themselves from the high costs associated with these services. Insurance distribution channels need to offer long-term care insurance products and educate consumers about their benefits and importance.
Traditional agents and brokers remain a cornerstone of the insurance distribution market. They offer personalized services, build strong client relationships, and provide expert advice, which are particularly valued by customers seeking customized insurance solutions. These intermediaries are crucial in educating clients about complex insurance products and guiding them through the purchasing process. The expansion of distribution channels significantly enhances the accessibility of insurance products. Traditional channels like agents and brokers ensure that customers in rural or less digitally connected areas can access insurance services. Meanwhile, digital channels cater to urban and younger populations who prefer online interactions. This dual approach ensures that insurance products are available to a wide range of demographics, improving overall market penetration.
Consumer behaviour is evolving rapidly, driven by digitalization and increased awareness. Modern consumers expect convenience, speed, and personalized services. The expansion of distribution channels meets these expectations by providing multiple touchpoints for interaction. Digital channels offer the immediacy and personalization that today's consumers demand, while traditional channels provide the personal touch and expert advice that is still valued by many, particularly for complex or high-value insurance products. Moreover, Collaborations between insurers and various entities are driving the expansion of distribution channels. Partnerships with retail chains, telecommunications companies, and other service providers enable insurers to reach a wider audience.
Scope of the Report: