![]() |
市場調査レポート
商品コード
1737190
リテール向け勘定系システムの世界市場:市場規模(製品種類別・用途別・地域別)、将来予測Global Retail Core Banking Systems Market Size By Product Type (On-Premise, Cloud-Based), By Application (Web-Based, Installed), By Geographic Scope And Forecast |
||||||
|
リテール向け勘定系システムの世界市場:市場規模(製品種類別・用途別・地域別)、将来予測 |
出版日: 2025年05月09日
発行: Verified Market Research
ページ情報: 英文 202 Pages
納期: 2~3営業日
|
リテール向け勘定系システム市場規模は、2024年に78億3,060万米ドルと評価され、2026年から2032年にかけて10.10%のCAGRで成長し、2032年には169億804万米ドルに達すると予測されます。
リテール・バンキング・システムは、銀行にとって低コストの資金調達手段であり、効果的な顧客関係管理を維持し、強固な基盤を構築することから、予測期間中に採用が増加しています。これらの要因がリテール向け勘定系システム市場の顕著な促進要因となっています。「世界のリテール向け勘定系システム市場」レポートは、市場の全体的な評価を提供します。主要セグメント、動向、市場促進要因、市場抑制要因、競合情勢、市場で重要な役割を果たしている要因などを包括的に分析しています。
世界のリテール向け勘定系システム市場の定義
リテール勘定系は、コンシューマーバンキングまたはパーソナルバンキングとも呼ばれ、個人としての消費者に金融サービスを提供します。個人消費者が資金を管理し、クレジットを利用し、安全に資金を預けるための手段です。このシステムが提供するサービスには、普通預金、当座預金、住宅ローン、個人ローン、デビットカード/クレジットカード、預金証書などがあります。リテール・バンキング・システムは安定性を提供し、コア預金を構成します。リテール・バンキングは、銀行にとって利回りの向上と収益の改善につながり、また、このシステムは、手ごろな価格のクレジットを通じて、人々のライフスタイルを改善し、願望を実現します。
当社のレポートには、実用的なデータと将来を見据えた分析が含まれており、ピッチの作成、ビジネスプランの作成、プレゼンテーションの構築、提案書の作成に役立ちます。
世界のリテール向け勘定系システム市場の概要
リテールバンキングシステムの採用は、銀行にとって低コストの資金調達手段であり、効果的な顧客関係管理を維持し、強固な基盤を構築することから、予測期間中に増加傾向にあります。消費者ローンはリスクが低いと推定され、リテール・バンキング・システムは生産活動の増加を通じて国家の経済復興に貢献します。これらの要因が、リテール向け勘定系システム市場の顕著な促進要因となっています。
また、リテール・バンキング・システムは、需要主導型経済において最小限のマーケティング努力しか必要としないです。現在、顧客は支店でのバンキングよりもネットバンキングを好むようになっています。テクノロジーを駆使した商品の導入が遅れている銀行は、ネットバンキングを希望する顧客の囲い込みが難しくなっています。膨大な量のローン口座のフォローアップとモニタリングのために、銀行は人材部門に多額の費用を費やすことになります。これらは、今後のリテール向け勘定系システムの市場成長に影響を与えうる主な抑制要因です。
Retail Core Banking Systems Market size was valued at USD 7830.6 Million in 2024 and is projected to reach USD 16908.04 Million by 2032, growing at a CAGR of 10.10% from 2026 to 2032.
The adoption of the retail banking system is rising over the forecast period as it constitutes low-cost funds for the banks, maintains effective customer relationship management, and builds a strong base. These factors are the prominent driving factors of the Retail Core Banking Systems Market. The Global Retail Core Banking Systems Market report provides a holistic evaluation of the market. The report offers a comprehensive analysis of key segments, trends, drivers, restraints, competitive landscape, and factors that are playing a substantial role in the market.
Global Retail Core Banking Systems Market Definition
Retail core banking is also known as consumer banking or personal banking which provides financial services to the consumers as individuals. It is a way for individual consumers to manage their money, have access to credit, and securely deposit their money. Services offered by the system include savings and checking accounts, mortgages, personal loans, debit/credit cards, and certificates of deposit. The retail banking system provides stability and constitutes core deposits. Retail banking results in better yield and improved bottom line for the bank and the system improves the lifestyle and fulfills the aspirations of the people through affordable credit.
Our reports include actionable data and forward-looking analysis that help you craft pitches, create business plans, build presentations and write proposals.
Global Retail Core Banking Systems Market Overview
The adoption of the retail banking system is rising over the forecast period as it constitutes low-cost funds for the banks, maintains effective customer relationship management, and builds a strong base. Consumer loans are presumed to be at lower risk and the retail banking system helps in the economic revival of the nation through increased production activity. These factors are the prominent driving factors of the Retail Core Banking Systems Market.
The retail banking system also involves minimum marketing efforts in a demand-driven economy. Customers nowadays prefer net banking over branch banking. The banks that are slow in introducing technology-based products are finding it difficult to retain customers who wish to opt for net banking. The follow-up and monitoring of the huge volume of loan accounts induce banks to spend heavily in the human resource department. These are major restraints that can affect the market growth of the retail core banking system in the coming future.
The Global Retail Core Banking Systems Market is Segmented on the basis of Product Type, Application, And Geography.
Based on Product Type, the market is segmented into On-Premise and Cloud Based. Cloud-based type is the leading segment to grow at the highest rate during the forecast period. Several Bank in various regions aim to seek efficiency in their operating model that would help them make data-driven decisions and so the cloud-based type segment is nurtured with its implementation in retail banking institutions that help to transform their business by providing a data-driven decision, Big Data Analytics, and reduction in operational cost.
Based on Application, the market is segmented into Web-Based, Installed, and Others. The web-based system is leading the segment and is expected to grow and have the highest CAGR during the forecast period. This can be attributed to some of the benefits, it provides real-time data and helps in making data-driven decisions. However, security issues like data breach is still a concern for major key players, but this issue is expected to be eradicated by advanced technologies coming forth.
Based on Regional Analysis, the Global Retail Core Banking Systems Market is classified into North America, Europe, Asia Pacific, and the Rest of the world. Asia Pacific is leading and is expected to grow at the highest CAGR during the forecast period as cloud and AI-enabled digital transformation enable Bank to provide banking solutions and the rise in adoption of advanced technologies in the BFSI industry in other countries such as India, China, Japan, and Australia. Companies are more inclined toward investing in mobile and cloud technologies used in their business operations which is likely to nurture the region's growth.
The "Global Retail Core Banking Systems Market" study report will provide valuable insight with an emphasis on the global market including some of the major players such as Temenos, EdgeVerve, Oracle, Tata Consultancy, Fiserv, FIS Global, Finastra, BML Istisharat, Intertech, Exictos, and Infrasoft Tech.
Our market analysis also entails a section solely dedicated to such major players wherein our analysts provide an insight into the financial statements of all the major players, along with product benchmarking and SWOT analysis. The competitive landscape section also includes key development strategies, market share, and market ranking analysis of the above-mentioned players globally.