表紙:無担保ローン市場- 世界の産業規模、シェア、動向、機会、予測、2018~2028年
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無担保ローン市場- 世界の産業規模、シェア、動向、機会、予測、2018~2028年

Unsecured Loan Market - Global Industry Size, Share, Trends, Opportunity, and Forecast, 2018-2028F Segmented By Type, By Provider Type, By Interest Rate, By Tenure, By Region, Competition

出版日: | 発行: TechSci Research | ページ情報: 英文 116 Pages | 納期: 2~3営業日

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無担保ローン市場- 世界の産業規模、シェア、動向、機会、予測、2018~2028年
出版日: 2023年08月01日
発行: TechSci Research
ページ情報: 英文 116 Pages
納期: 2~3営業日
  • 全表示
  • 概要
  • 目次
概要

世界の無担保ローン市場は、その合理化された申請プロセス、担保不要、迅速な支払率により、予測期間中に大幅な成長が見込まれています。

銀行やその他の金融機関が提供するローンは、借入額と所定の金利を毎月返済します。元本と利息を合わせた毎月の返済額は、EMI(Equated Monthly Installment)と呼ばれます。無担保ローンは、しばしば署名ローンと呼ばれ、裏付けとなる担保がないです。借り手の大部分(57.6%)は、カードローンの借り換えや既存の債務の一本化のために個人向けローンを利用しており、住宅リフォームは融資目的の第2位(5.8%)です。無担保ローンの条件(承認、認可、流通など)は、借り手のクレジットスコアに影響されることが多いです。無担保ローン商品の中には、承認に高いクレジット・スコアを必要とするものもあれば、借り手が債務不履行に陥った場合に債務返済の責任を負う連帯保証人を必要とするものもあります。2022年、米国ではかつてないレベルの個人ローン債務が発生しています。米国人が保有する無担保個人ローンの1件当たりの平均残高は9,896米ドルで、総残高は1,779億米ドルに達します。

無担保ローンは、少ない融資額を短期間で返済できる利便性があります。融資額と融資期間は目的に応じて調整できます。融資額が少なく期間も短いため、借り手は効率的に債務を清算し、別の資金源から融資返済に充てることができます。

利用可能なカスタマイズ

所定の市場データを用いて、TechSci Researchは企業の特定のニーズに応じてカスタマイズを提供します。レポートでは以下のカスタマイズが可能です。

企業情報

  • 追加市場参入企業(最大5社)の詳細分析とプロファイリング

目次

第1章 イントロダクション

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 顧客の声分析

  • サンプルサイズの決定
  • 回答者の属性
    • 性別
    • 年齢別
    • 職業別
  • ブランド認知度
  • ローン利用決定要因
  • 直面する課題

第5章 世界の無担保ローン市場展望

  • 市場規模と予測
    • 金額別
  • 市場シェアと予測
    • タイプ別(個人ローン、教育ローン、カードローン、農業ローン、住宅リフォームローン、その他(短期ビジネスローン、耐久消費財ローンなど))
    • プロバイダータイプ別(銀行、非銀行金融会社、その他(Fintech企業))
    • 金利別(固定金利、変動金利)
    • 期間別(3年未満、3~5年、5年以上)
    • 地域別
    • 主要5企業別、その他(2022年)
  • 世界の無担保ローン市場マッピングと機会評価
    • タイプ別
    • プロバイダータイプ別
    • 金利別
    • 期間別
    • 地域別

第6章 北米の無担保ローン市場展望

  • 市場規模・予測
    • 金額別
  • 市場シェアと予測
    • タイプ別
    • プロバイダータイプ別
    • 金利別
    • 期間別
    • 国別

第7章 欧州の無担保ローン市場展望

  • 市場規模・予測
    • 金額別
  • 市場シェア・予測
    • タイプ別
    • プロバイダータイプ別
    • 金利別
    • 期間別
    • 国別

第8章 アジア太平洋の無担保ローン市場展望

  • 市場規模・予測
    • 金額別
  • 市場シェアと予測
    • タイプ別
    • プロバイダータイプ別
    • 金利別
    • 期間別
    • 国別

第9章 中東・アフリカの無担保ローン市場展望

  • 市場規模・予測
    • 金額別
  • 市場シェア・予測
    • タイプ別
    • プロバイダータイプ別
    • 金利別
    • 期間別
    • 国別

第10章 南米の無担保ローン市場展望

  • 市場規模・予測
    • 金額別
  • 市場シェアと予測
    • タイプ別
    • プロバイダータイプ別
    • 金利別
    • 期間別
    • 国別
  • ブラジルの無担保ローン市場展望
    • 市場規模・予測
    • 金額別
    • 市場シェアと予測
    • タイプ別
    • プロバイダータイプ別
    • 金利別
    • 期間別
  • アルゼンチンの無担保ローン市場展望
    • 市場規模・予測
    • 金額別
    • 市場シェアと予測
    • タイプ別
    • プロバイダータイプ別
    • 金利別
    • 期間別
  • コロンビアの無担保ローン市場展望
    • 市場規模・予測
    • 金額別
    • 市場シェア&予測
    • タイプ別
    • プロバイダータイプ別
    • 金利別
    • 期間別

第11章 市場力学

  • 促進要因
    • 容易な申請プロセス
    • 担保不要
    • 迅速な支払い
  • 課題
    • 高いクレジットスコア
    • NBFCとの競合激化

第12章 世界の無担保ローン市場へのCOVID-19の影響

  • 影響評価モデル
    • 影響を受ける主要セグメント
    • 影響を受ける主要地域
    • 影響を受ける主要国

第13章 市場動向と発展

  • 銀行やNBFCによるローン分野への注目の高まり
  • チャットボットによるサポートの増加
  • 魅力的なマーケティング戦略
  • 新興諸国における需要の急増
  • オンラインポータルの増加

第14章 ポーターのファイブフォース分析

  • 競争企業間の敵対関係
  • 買い手の交渉力
  • 供給企業の交渉力
  • 新規参入業者の脅威
  • 代替品の脅威

第15章 SWOT分析

  • 強み
  • 弱み
  • 機会
  • 脅威

第16章 競合情勢

  • Bank of America Corporation
  • Citigroup, Inc.
  • Wells Fargo & Co.
  • U.S. Bancorp
  • PNC Financial Services Group, Inc.
  • American Express Company
  • Ally Financial Inc.
  • Truist Financial Corporation
  • Bank of China
  • HDFC Bank Ltd.

第17章 戦略的提言/アクションプラン

  • 重点分野
  • ターゲットタイプ
  • ターゲットプロバイダー・タイプ

第18章 調査会社・免責事項

(注:企業リストは、クライアントの要求に基づいてカスタマイズすることができます。)

目次
Product Code: 14544

The global unsecured loan market is expected to experience substantial growth in the forecast period due to its streamlined application process, absence of collateral requirements, and prompt disbursement rate. Loans, provided by banks and other financial institutions, entail repayment of the borrowed amount along with a predetermined interest rate on a monthly basis. The monthly payment made to the lender, encompassing both principal and interest, is referred to as Equated Monthly Installment (EMI). Unsecured loans, often referred to as signature loans, are not backed by any underlying collateral. A significant majority of borrowers (57.6%) utilize personal loans to refinance credit card debt or consolidate existing debts, while home renovations rank second (5.8%) in terms of loan purpose. The terms and conditions of unsecured loans, including approval, sanction, and distribution, are frequently influenced by the borrower's credit score. Some unsecured loan products necessitate a high credit score for approval, while others may require a cosigner to assume responsibility for debt repayment in the event of borrower default. In 2022, the United States is witnessing unprecedented levels of personal loan debt. The average balance per loan of unsecured personal loans held by Americans is USD9,896, with a total balance amounting to USD177.9 billion.

An unsecured loan offers the convenience of repaying a smaller loan amount within a shorter time frame. The loan amount and duration can be tailored based on the intended purpose. Due to the reduced loan amount and shorter term, borrowers can efficiently settle debts and allocate funds from alternate sources to cover the loan repayment.

The application process for unsecured loans is simple and expedited, in contrast to secured loans. Financial institutions meticulously review each loan application, including secured and unsecured loans, as well as other financing options such as business lines of credit, merchant cash advances, and invoice finance. However, secured loans require thorough evaluation of provided collateral to determine its value, which can be time-consuming. On the other hand, the application and approval processes for unsecured loans are streamlined and prompt. The loan amount is disbursed within a few days. As a result, the unsecured loan market is expected to exhibit faster-than-average growth, driven by the increasing demand for its swift application process.

The absence of collateral requirements is poised to further boost market growth. Many businesses necessitate collateral to secure loans. Startups, for instance, may lack valuable company assets to offer as collateral, rendering them ineligible for most secured business loans. Consequently, factors like business strategy and market potential are considered during the assessment of a company. Unsecured business loans provide an opportunity for startups and asset-limited enterprises to obtain financing. In the first quarter of 2022, the number of Americans with personal loans reached 20.4 million, up from 19.9 million the previous year. Despite the increase in personal loan debt, the number of borrowers decreased from 20.8 million at the end of 2019. Individuals lacking the necessary equity to secure loans can benefit from unsecured loans, as they provide access to funds for purposes beyond asset acquisition. This borrowing method allows borrowers to quickly address credit card balances and close other outstanding loans. Consequently, the unsecured loan market is anticipated to expand due to the non-requirement of collateral.

The market for personal loans has experienced growth attributed to the adoption of advanced technologies such as Chatbots, IoT, AI, and big data analytics. Platforms like Zopa, Prosper, and Lending Club facilitate person-to-person lending for personal loans, offering credit cards, fixed-term savings accounts, and access to loans from various lenders or investors. These platforms enable customers to conveniently apply for loans from the comfort of their homes. Additionally, as digitalization continues to advance, providers of unsecured loans are investing in customer interactions through digital and voice-activated assistants. Chatbot software programs are increasingly used by businesses offering unsecured loans to deliver personalized and user-friendly experiences for clients. Technological advancements have also spurred the development of innovative unsecured loan schemes. Therefore, the potential for technological advancements is limitless, paving the way for profitable opportunities in the expansion of the unsecured loans market.

Market Segmentation

The Unsecured Loan Market is segmented based on type, provider type, interest rate, tenure, region and competitive landscape. Based on type, the market is segmented into personal loan, education loan, credit card loan, agricultural loan, home improvement loan and others (short term business loan, consumer durable loan, etc.). The market is further divided into bank, non-banking financial companies, others (fintech companies), based on provider type. On the basis of interest rate, the market is segmented into fixed and floating. Based on tenure, the market is fragmented into less than 3 years, 3-5 years, and more than 5 years. On the basis of region, the market is segmented into North America, Europe, Asia-Pacific, Middle East & Africa and South America.

Company Profiles

Bank of America Corporation, Citigroup, Inc., Wells Fargo & Co., U.S. Bancorp, PNC Financial Services Group, Inc., American Express Company, Ally Financial Inc., Truist Financial Corporation, Bank of China and HDFC Bank Ltd. are among the major market players in the global unsecured loan market.

Report Scope:

In this report, the global unsecured loan market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:

Global Unsecured Loan Market, By Type:

  • Personal Loan
  • Education Loan
  • Credit Card Loan
  • Agricultural Loan
  • Home Improvement Loan
  • Others

Global Unsecured Loan Market, By Provider Type:

  • Banks
  • Non-Banking Financial Companies
  • Others

Global Unsecured Loan Market, By Interest Rate:

  • Fixed
  • Floating

Global Unsecured Loan Market, By Tenure:

  • Less than 3 Years
  • 3-5 Years
  • More than 5 Years

Global Unsecured Loan Market, By Region:

  • North America
    • United States
    • Canada
    • Mexico
  • Europe
    • Germany
    • France
    • United Kingdom
    • Italy
    • Spain
  • Asia-Pacific
    • China
    • India
    • Japan
    • South Korea
    • Australia
  • Middle East & Africa
    • Saudi Arabia
    • UAE
    • South Africa
    • Turkey
  • South America
    • Brazil
    • Argentina
    • Colombia

Competitive Landscape

Company Profiles: Detailed analysis of the major companies present in the global unsecured loan market.

Available Customizations

With the given market data, TechSci Research offers customizations according to a company's specific needs. The following customization options are available for the report:

Company Information

  • Detailed analysis and profiling of additional market players (up to five).

Table of Contents

1. Introduction

  • 1.1. Product Overview
  • 1.2. Key Highlights of the Report
  • 1.3. Market Coverage
  • 1.4. Market Segments Covered
  • 1.5. Research Tenure Considered

2. Research Methodology

  • 2.1. Objective of the Study
  • 2.2. Baseline Methodology
  • 2.3. Key Industry Partners
  • 2.4. Major Association and Secondary Sources
  • 2.5. Forecasting Methodology
  • 2.6. Data Triangulation & Validation
  • 2.7. Assumptions and Limitations

3. Executive Summary

  • 3.1. Market Overview
  • 3.2. Market Forecast
  • 3.3. Key Regions
  • 3.4. Key Segments

4. Voice of Customer Analysis

  • 4.1. Sample Size Determination
  • 4.2. Respondent Demographics
    • 4.2.1. By Gender
    • 4.2.2. By Age
    • 4.2.3. By Occupation
  • 4.3. Brand Awareness
  • 4.4. Factors Influencing Loan Availing Decisions
  • 4.5. Challenges Faced

5. Global Unsecured Loan Market Outlook

  • 5.1. Market Size & Forecast
    • 5.1.1. By Value
  • 5.2. Market Share & Forecast
    • 5.2.1. By Type Market Share Analysis (Personal Loan, Education Loan, Credit Card Loan, Agricultural Loan, Home Improvement Loan and Others (Short Term Business Loan, Consumer Durable Loan, etc.))
    • 5.2.2. By Provider Type Market Share Analysis (Bank, Non-Banking Financial Companies and Others (Fintech Companies))
    • 5.2.3. By Interest Rate Market Share Analysis (Fixed and Floating)
    • 5.2.4. By Tenure Market Share Analysis (Less than 3 Years, 3-5 Years, More than 5 Years)
    • 5.2.5. By Regional Market Share Analysis
      • 5.2.5.1. North America Market Share Analysis
      • 5.2.5.2. Europe Market Share Analysis
      • 5.2.5.3. Asia -Pacific Market Share Analysis
      • 5.2.5.4. Middle East & Africa Market Share Analysis
      • 5.2.5.5. South America Market Share Analysis
    • 5.2.6. By To 5 Companies Market Share Analysis, Others (2022)
  • 5.3. Global Unsecured Loan Market Mapping & Opportunity Assessment
    • 5.3.1. By Type Market Mapping & Opportunity Assessment
    • 5.3.2. By Provider Type Market Mapping & Opportunity Assessment
    • 5.3.3. By Interest Rate Market Mapping & Opportunity Assessment
    • 5.3.4. By Tenure Market Mapping & Opportunity Assessment
    • 5.3.5. By Regional Market Mapping & Opportunity Assessment

6. North America Unsecured Loan Market Outlook

  • 6.1. Market Size & Forecast
    • 6.1.1. By Value
  • 6.2. Market Share & Forecast
    • 6.2.1. By Type Market Share Analysis
    • 6.2.2. By Provider Type Market Share Analysis
    • 6.2.3. By Interest Rate Market Share Analysis
    • 6.2.4. By Tenure Market Share Analysis
    • 6.2.5. By Country Market Share Analysis
      • 6.2.5.1. United States Unsecured Loan Market Outlook
        • 6.2.5.1.1. Market Size & Forecast
        • 6.2.5.1.1.1. By Value
        • 6.2.5.1.2. Market Share & Forecast
        • 6.2.5.1.2.1. By Type Market Share Analysis
        • 6.2.5.1.2.2. By Provider Type Market Share Analysis
        • 6.2.5.1.2.3. By Interest Rate Market Share Analysis
        • 6.2.5.1.2.4. By Tenure Market Share Analysis
      • 6.2.5.2. Canada Unsecured Loan Market Outlook
        • 6.2.5.2.1. Market Size & Forecast
        • 6.2.5.2.1.1. By Value
        • 6.2.5.2.2. Market Share & Forecast
        • 6.2.5.2.2.1. By Type Market Share Analysis
        • 6.2.5.2.2.2. By Provider Type Market Share Analysis
        • 6.2.5.2.2.3. By Interest Rate Market Share Analysis
        • 6.2.5.2.2.4. By Tenure Market Share Analysis
      • 6.2.5.3. Mexico Unsecured Loan Market Outlook
        • 6.2.5.3.1. Market Size & Forecast
        • 6.2.5.3.1.1. By Value
        • 6.2.5.3.2. Market Share & Forecast
        • 6.2.5.3.2.1. By Type Market Share Analysis
        • 6.2.5.3.2.2. By Provider Type Market Share Analysis
        • 6.2.5.3.2.3. By Interest Rate Market Share Analysis
        • 6.2.5.3.2.4. By Tenure Market Share Analysis

7. Europe Unsecured Loan Market Outlook

  • 7.1. Market Size & Forecast
    • 7.1.1. By Value
  • 7.2. Market Share & Forecast
    • 7.2.1. By Type Market Share Analysis
    • 7.2.2. By Provider Type Market Share Analysis
    • 7.2.3. By Interest Rate Market Share Analysis
    • 7.2.4. By Tenure Market Share Analysis
    • 7.2.5. By Country Market Share Analysis
      • 7.2.5.1. Germany Unsecured Loan Market Outlook
        • 7.2.5.1.1. Market Size & Forecast
        • 7.2.5.1.1.1. By Value
        • 7.2.5.1.2. Market Share & Forecast
        • 7.2.5.1.2.1. By Type Market Share Analysis
        • 7.2.5.1.2.2. By Provider Type Market Share Analysis
        • 7.2.5.1.2.3. By Interest Rate Market Share Analysis
        • 7.2.5.1.2.4. By Tenure Market Share Analysis
      • 7.2.5.2. France Unsecured Loan Market Outlook
        • 7.2.5.2.1. Market Size & Forecast
        • 7.2.5.2.1.1. By Value
        • 7.2.5.2.2. Market Share & Forecast
        • 7.2.5.2.2.1. By Type Market Share Analysis
        • 7.2.5.2.2.2. By Provider Type Market Share Analysis
        • 7.2.5.2.2.3. By Interest Rate Market Share Analysis
        • 7.2.5.2.2.4. By Tenure Market Share Analysis
      • 7.2.5.3. United Kingdom Unsecured Loan Market Outlook
        • 7.2.5.3.1. Market Size & Forecast
        • 7.2.5.3.1.1. By Value
        • 7.2.5.3.2. Market Share & Forecast
        • 7.2.5.3.2.1. By Type Market Share Analysis
        • 7.2.5.3.2.2. By Provider Type Market Share Analysis
        • 7.2.5.3.2.3. By Interest Rate Market Share Analysis
        • 7.2.5.3.2.4. By Tenure Market Share Analysis
      • 7.2.5.4. Italy Unsecured Loan Market Outlook
        • 7.2.5.4.1. Market Size & Forecast
        • 7.2.5.4.1.1. By Value
        • 7.2.5.4.2. Market Share & Forecast
        • 7.2.5.4.2.1. By Type Market Share Analysis
        • 7.2.5.4.2.2. By Provider Type Market Share Analysis
        • 7.2.5.4.2.3. By Interest Rate Market Share Analysis
        • 7.2.5.4.2.4. By Tenure Market Share Analysis
      • 7.2.5.5. Spain Unsecured Loan Market Outlook
        • 7.2.5.5.1. Market Size & Forecast
        • 7.2.5.5.1.1. By Value
        • 7.2.5.5.2. Market Share & Forecast
        • 7.2.5.5.2.1. By Type Market Share Analysis
        • 7.2.5.5.2.2. By Provider Type Market Share Analysis
        • 7.2.5.5.2.3. By Interest Rate Market Share Analysis
        • 7.2.5.5.2.4. By Tenure Market Share Analysis

8. Asia-Pacific Unsecured Loan Market Outlook

  • 8.1. Market Size & Forecast
    • 8.1.1. By Value
  • 8.2. Market Share & Forecast
    • 8.2.1. By Type Market Share Analysis
    • 8.2.2. By Provider Type Market Share Analysis
    • 8.2.3. By Interest Rate Market Share Analysis
    • 8.2.4. By Tenure Market Share Analysis
    • 8.2.5. By Country Market Share Analysis
      • 8.2.5.1. China Unsecured Loan Market Outlook
        • 8.2.5.1.1. Market Size & Forecast
        • 8.2.5.1.1.1. By Value
        • 8.2.5.1.2. Market Share & Forecast
        • 8.2.5.1.2.1. By Type Market Share Analysis
        • 8.2.5.1.2.2. By Provider Type Market Share Analysis
        • 8.2.5.1.2.3. By Interest Rate Market Share Analysis
        • 8.2.5.1.2.4. By Tenure Market Share Analysis
      • 8.2.5.2. India Unsecured Loan Market Outlook
        • 8.2.5.2.1. Market Size & Forecast
        • 8.2.5.2.1.1. By Value
        • 8.2.5.2.2. Market Share & Forecast
        • 8.2.5.2.2.1. By Type Market Share Analysis
        • 8.2.5.2.2.2. By Provider Type Market Share Analysis
        • 8.2.5.2.2.3. By Interest Rate Market Share Analysis
        • 8.2.5.2.2.4. By Tenure Market Share Analysis
      • 8.2.5.3. Japan Unsecured Loan Market Outlook
        • 8.2.5.3.1. Market Size & Forecast
        • 8.2.5.3.1.1. By Value
        • 8.2.5.3.2. Market Share & Forecast
        • 8.2.5.3.2.1. By Type Market Share Analysis
        • 8.2.5.3.2.2. By Provider Type Market Share Analysis
        • 8.2.5.3.2.3. By Interest Rate Market Share Analysis
        • 8.2.5.3.2.4. By Tenure Market Share Analysis
      • 8.2.5.4. South Korea Unsecured Loan Market Outlook
        • 8.2.5.4.1. Market Size & Forecast
        • 8.2.5.4.1.1. By Value
        • 8.2.5.4.2. Market Share & Forecast
        • 8.2.5.4.2.1. By Type Market Share Analysis
        • 8.2.5.4.2.2. By Provider Type Market Share Analysis
        • 8.2.5.4.2.3. By Interest Rate Market Share Analysis
        • 8.2.5.4.2.4. By Tenure Market Share Analysis
      • 8.2.5.5. Australia Unsecured Loan Market Outlook
        • 8.2.5.5.1. Market Size & Forecast
        • 8.2.5.5.1.1. By Value
        • 8.2.5.5.2. Market Share & Forecast
        • 8.2.5.5.2.1. By Type Market Share Analysis
        • 8.2.5.5.2.2. By Provider Type Market Share Analysis
        • 8.2.5.5.2.3. By Interest Rate Market Share Analysis
        • 8.2.5.5.2.4. By Tenure Market Share Analysis

9. Middle East & Africa Unsecured Loan Market Outlook

  • 9.1. Market Size & Forecast
    • 9.1.1. By Value
  • 9.2. Market Share & Forecast
    • 9.2.1. By Type Market Share Analysis
    • 9.2.2. By Provider Type Market Share Analysis
    • 9.2.3. By Interest Rate Market Share Analysis
    • 9.2.4. By Tenure Market Share Analysis
    • 9.2.5. By Country Market Share Analysis
      • 9.2.5.1. Saudi Arabia Unsecured Loan Market Outlook
        • 9.2.5.1.1. Market Size & Forecast
        • 9.2.5.1.1.1. By Value
        • 9.2.5.1.2. Market Share & Forecast
        • 9.2.5.1.2.1. By Type Market Share Analysis
        • 9.2.5.1.2.2. By Provider Type Market Share Analysis
        • 9.2.5.1.2.3. By Interest Rate Market Share Analysis
        • 9.2.5.1.2.4. By Tenure Market Share Analysis
      • 9.2.5.2. UAE Unsecured Loan Market Outlook
        • 9.2.5.2.1. Market Size & Forecast
        • 9.2.5.2.1.1. By Value
        • 9.2.5.2.2. Market Share & Forecast
        • 9.2.5.2.2.1. By Type Market Share Analysis
        • 9.2.5.2.2.2. By Provider Type Market Share Analysis
        • 9.2.5.2.2.3. By Interest Rate Market Share Analysis
        • 9.2.5.2.2.4. By Tenure Market Share Analysis
      • 9.2.5.3. South Africa Unsecured Loan Market Outlook
        • 9.2.5.3.1. Market Size & Forecast
        • 9.2.5.3.1.1. By Value
        • 9.2.5.3.2. Market Share & Forecast
        • 9.2.5.3.2.1. By Type Market Share Analysis
        • 9.2.5.3.2.2. By Provider Type Market Share Analysis
        • 9.2.5.3.2.3. By Interest Rate Market Share Analysis
        • 9.2.5.3.2.4. By Tenure Market Share Analysis
      • 9.2.5.4. Turkey Unsecured Loan Market Outlook
        • 9.2.5.4.1. Market Size & Forecast
        • 9.2.5.4.1.1. By Value
        • 9.2.5.4.2. Market Share & Forecast
        • 9.2.5.4.2.1. By Type Market Share Analysis
        • 9.2.5.4.2.2. By Provider Type Market Share Analysis
        • 9.2.5.4.2.3. By Interest Rate Market Share Analysis
        • 9.2.5.4.2.4. By Tenure Market Share Analysis

10. South America Unsecured Loan Market Outlook

  • 10.1. Market Size & Forecast
    • 10.1.1. By Value
  • 10.2. Market Share & Forecast
    • 10.2.1. By Type Market Share Analysis
    • 10.2.2. By Provider Type Market Share Analysis
    • 10.2.3. By Interest Rate Market Share Analysis
    • 10.2.4. By Tenure Market Share Analysis
    • 10.2.5. By Country Market Share Analysis

10.2.5.1.Brazil Unsecured Loan Market Outlook

        • 10.2.5.1.1. Market Size & Forecast
        • 10.2.5.1.1.1. By Value
        • 10.2.5.1.2. Market Share & Forecast
        • 10.2.5.1.2.1. By Type Market Share Analysis
        • 10.2.5.1.2.2. By Provider Type Market Share Analysis
        • 10.2.5.1.2.3. By Interest Rate Market Share Analysis
        • 10.2.5.1.2.4. By Tenure Market Share Analysis

10.2.5.2.Argentina Unsecured Loan Market Outlook

        • 10.2.5.2.1. Market Size & Forecast
        • 10.2.5.2.1.1. By Value
        • 10.2.5.2.2. Market Share & Forecast
        • 10.2.5.2.2.1. By Type Market Share Analysis
        • 10.2.5.2.2.2. By Provider Type Market Share Analysis
        • 10.2.5.2.2.3. By Interest Rate Market Share Analysis
        • 10.2.5.2.2.4. By Tenure Market Share Analysis

10.2.5.3.Colombia Unsecured Loan Market Outlook

        • 10.2.5.3.1. Market Size & Forecast
        • 10.2.5.3.1.1. By Value
        • 10.2.5.3.2. Market Share & Forecast
        • 10.2.5.3.2.1. By Type Market Share Analysis
        • 10.2.5.3.2.2. By Provider Type Market Share Analysis
        • 10.2.5.3.2.3. By Interest Rate Market Share Analysis
        • 10.2.5.3.2.4. By Tenure Market Share Analysis

11. Market Dynamics

  • 11.1. Drivers
    • 11.1.1. Easy Application Process
    • 11.1.2. Non-Requirement of Collateral
    • 11.1.3. Fast Disbursement Rate
  • 11.2. Challenges
    • 11.2.1. High Credit Score Requirement
    • 11.2.2. Increasing Competition from NBFCs

12. Impact of COVID-19 on Global Unsecured Loan Market

  • 12.1. Impact Assessment Model
    • 12.1.1. Key Segments Impacted
    • 12.1.2. Key Regions Impacted
    • 12.1.3. Key Countries Impacted

13. Market Trends & Developments

  • 13.1. Rising focus towards loan sector by Bank and NBFCs
  • 13.2. Increasing support from chatbots
  • 13.3. Attractive marketing strategies
  • 13.4. surging demand in developing countries
  • 13.5. Increase in online portals

14. Porter's Five Forces Model

  • 14.1. Competitive Rivalry
  • 14.2. Bargaining Power of Buyers
  • 14.3. Bargaining Power of Suppliers
  • 14.4. Threat of New Entrants
  • 14.5. Threat of Substitutes

15. SWOT Analysis

  • 15.1. Strengths
  • 15.2. Weaknesses
  • 15.3. Opportunities
  • 15.4. Threats

16. Competitive Landscape

  • 16.1. Company Profiles
    • 16.1.1. Bank of America Corporation
      • 16.1.1.1. Company Details
      • 16.1.1.2. Product & Services
      • 16.1.1.3. Financials (As Per Availability)
      • 16.1.1.4. Key Market Focus & Geographical Presence
      • 16.1.1.5. Recent Developments
      • 16.1.1.6. Key Management Personnel
    • 16.1.2. Citigroup, Inc.
      • 16.1.2.1. Company Details
      • 16.1.2.2. Product & Services
      • 16.1.2.3. Financials (As Per Availability)
      • 16.1.2.4. Key Market Focus & Geographical Presence
      • 16.1.2.5. Recent Developments
      • 16.1.2.6. Key Management Personnel
    • 16.1.3. Wells Fargo & Co.
      • 16.1.3.1. Company Details
      • 16.1.3.2. Product & Services
      • 16.1.3.3. Financials (As Per Availability)
      • 16.1.3.4. Key Market Focus & Geographical Presence
      • 16.1.3.5. Recent Developments
      • 16.1.3.6. Key Management Personnel
    • 16.1.4. U.S. Bancorp
      • 16.1.4.1. Company Details
      • 16.1.4.2. Product & Services
      • 16.1.4.3. Financials (As Per Availability)
      • 16.1.4.4. Key Market Focus & Geographical Presence
      • 16.1.4.5. Recent Developments
      • 16.1.4.6. Key Management Personnel
    • 16.1.5. PNC Financial Services Group, Inc.
      • 16.1.5.1. Company Details
      • 16.1.5.2. Product & Services
      • 16.1.5.3. Financials (As Per Availability)
      • 16.1.5.4. Key Market Focus & Geographical Presence
      • 16.1.5.5. Recent Developments
      • 16.1.5.6. Key Management Personnel
    • 16.1.6. American Express Company
      • 16.1.6.1. Company Details
      • 16.1.6.2. Product & Services
      • 16.1.6.3. Financials (As Per Availability)
      • 16.1.6.4. Key Market Focus & Geographical Presence
      • 16.1.6.5. Recent Developments
      • 16.1.6.6. Key Management Personnel
    • 16.1.7. Ally Financial Inc.
      • 16.1.7.1. Company Details
      • 16.1.7.2. Product & Services
      • 16.1.7.3. Financials (As Per Availability)
      • 16.1.7.4. Key Market Focus & Geographical Presence
      • 16.1.7.5. Recent Developments
      • 16.1.7.6. Key Management Personnel
    • 16.1.8. Truist Financial Corporation
      • 16.1.8.1. Company Details
      • 16.1.8.2. Product & Services
      • 16.1.8.3. Financials (As Per Availability)
      • 16.1.8.4. Key Market Focus & Geographical Presence
      • 16.1.8.5. Recent Developments
      • 16.1.8.6. Key Management Personnel
    • 16.1.9. Bank of China
      • 16.1.9.1. Company Details
      • 16.1.9.2. Product & Services
      • 16.1.9.3. Financials (As Per Availability)
      • 16.1.9.4. Key Market Focus & Geographical Presence
      • 16.1.9.5. Recent Developments
      • 16.1.9.6. Key Management Personnel
    • 16.1.10. HDFC Bank Ltd.
      • 16.1.10.1. Company Details
      • 16.1.10.2. Product & Services
      • 16.1.10.3. Financials (As Per Availability)
      • 16.1.10.4. Key Market Focus & Geographical Presence
      • 16.1.10.5. Recent Developments
      • 16.1.10.6. Key Management Personnel

17. Strategic Recommendations/Action Plan

  • 17.1. Key Focus Areas
  • 17.2. Target Type
  • 17.3. Target Provider Type

18. About Us & Disclaimer

(Note: The companies list can be customized based on the client requirements.)