銀行におけるリスク管理システムの世界市場：分析 - 展開別、機能別、企業規模別、エンドユーザー別、地域別、予測（～2030年）

世界の銀行におけるリスク管理システムの市場規模は、2024年に112億1,000万米ドルに達し、2030年には263億3,000万米ドルに達すると予測されています。

銀行がリスク管理システムを必要とするのは、日常業務の一部である多種多様なリスクを認識、評価、削減するために不可欠な仕組みだからです。前述のシステムは、銀行の経営資源を保全し、法令遵守を守り、経済的安定性を保証するために設計された、様々な手続き、手段、戦術で構成されています。

国際通貨基金（IMF）によると、効果的なリスク管理システムは、金融の安定を維持し、銀行部門の持続可能な経済成長を促進するために不可欠です。

金融の安定性に関する懸念

過去の金融危機、とりわけ2008年の世界金融危機からの影響は、効率的なリスク管理がシステミックなレベルでの金融の安定を維持するためにいかに重要であるかを強調しています。銀行は、強力なリスク管理手続きとストレステスト技法を用いて、コネクティビティや波及効果などのシステミックリスクを検出し、低減しなければなりません。さらに、金融システムの安定を危うくしかねない潜在的なシステミックショックを予見し、それを軽減するために、シナリオ分析、マクロ経済指標のモニタリング、様々な資産クラスにわたる徹底的なリスク評価も含まれます。

低いデータアクセシビリティとクオリティ

正確でタイムリーなデータは、リスクをモデル化し、エクスポージャーを評価し、十分な情報に基づいた意思決定を行うために、効果的なリスク管理に不可欠です。それにもかかわらず、銀行はデータの入手性、完全性、質の面で困難に直面することが多いです。さらに、データの質が不十分だと、リスク評価の信頼性が損なわれ、リスク管理手法の有効性が制限され、その結果、意思決定が理想的でなくなり、リスクエクスポージャーが増大する可能性があります。

新興テクノロジーの採用

人工知能（AI）、機械学習（ML）、ビッグデータ分析といったテクノロジーの急速な進歩は、銀行にリスク管理の熟練度を向上させる大きな可能性を提供しています。大量のデータをAIやMLアルゴリズムによってリアルタイムで分析することで、銀行は動向や異常を発見し、起こりうるリスクをより正確に予測することができます。さらに、ビッグデータ分析は、消費者行動、市場動向、リスクエクスポージャーに関する深い洞察を提供することで、銀行がデータ主導の意思決定を行い、より強力なリスク軽減計画を策定するのに役立ちます。

市場のボラティリティと経済の不確実性

銀行は、金融市場の変動、景気後退、地政学的な出来事により、市場リスク、信用リスク、流動性リスクを管理する難しさに直面しています。市場のボラティリティは、資産価格の変動、資金調達の制約、カウンターパーティの信用リスクへのエクスポージャーの変化を引き起こすことにより、収益性と自己資本比率に影響を及ぼす可能性があります。さらに、システミックリスクは、金融の回復力を弱める地政学的不安や経済の不確実性によって悪化する可能性があります。不利な市場環境の影響を緩和し、システミックリスクから保護するために、銀行は強力なリスク管理戦略、ストレステスト手順、シナリオ分析手法を導入する必要があります。

COVID-19の影響：

COVID-19パンデミックは、業務上の困難、規制措置、経済の混乱など、銀行産業に大きな混乱をもたらしました。経済活動の低下、信用リスクの上昇、市場のボラティリティの上昇は、封鎖措置、サプライチェーンの混乱、不確実性の増大の結果もたらされました。貸し倒れの増加、利ざやの圧縮、流動性の制約により、銀行は現在、損失を吸収するためにより大きな資本バッファーと引当金を必要としています。さらに、デジタルトランスフォーメーションへの取り組みやリモートワークの増加により、サイバーセキュリティと技術的回復力の重要性が強調されています。

予測期間中、リスクモニタリング部門が最大となる見込み

リスクモニタリングが最大の市場シェアを占めると予測されています。リスクモニタリングには、信用リスク、市場リスク、流動性リスク、オペレーショナルコンプライアンスリスクなど、複数のリスクカテゴリーを継続的に観察・追跡することが含まれます。さらに、リスク選好度のしきい値からの逸脱を発見し、必要な措置を講じるために、新たなリスク、早期警戒兆候、主要リスク指標をリアルタイムで監視することも含まれます。データ分析、機械学習アルゴリズム、ダッシュボード可視化ツールを活用することで、高度なリスクモニタリングシステムは、銀行がリスクエクスポージャーに関する洞察をタイムリーに提供することで、リスクとリターンのトレードオフを最適化し、リスクをプロアクティブに管理することを可能にします。

予測期間中、BFSIセグメントが最も高いCAGRが見込まれる

銀行におけるリスク管理システム市場では、銀行・金融サービス・保険（BFSI）産業のCAGRが最も高くなると予測されます。BFSI産業は、信用リスク、市場リスク、流動性リスク、オペレーショナルリスク、規制リスクなど、複雑かつダイナミックなリスク環境に直面しているため、金融の安定性を守り、規制遵守を保証するためには強力なリスク管理の枠組みが必要です。さらに、銀行は、銀行サービスのデジタル化の進展、サイバー脅威、規制当局の監視に対応するため、リスクの特定、評価、軽減、監視能力を向上させる高度なリスク管理システムへの投資を進めています。

最もシェアの高い地域：

銀行におけるリスク管理システム市場に関しては、通常北米が最大のシェアを占めています。北米は銀行部門が発達しており、厳格な法的規制、高度なリスク管理技術、最先端技術の普及が特徴です。この地域の銀行が強力なリスク管理ソリューションを必要としている背景には、重要な銀行拠点の存在、厳しい規制監督、サイバーセキュリティへの懸念の高まりといった要因があります。さらに、最先端のリスク管理テクノロジーへの投資は、同地域のフィンテックエコシステムの繁栄や、イノベーションとデジタルトランスフォーメーションの重視によって促進されています。

CAGRが最も高い地域：

銀行におけるリスク管理システム市場のCAGRが最も高いのは欧州地域です。欧州は、既存の金融機関と課題的な銀行の両方が存在する、多様な銀行環境に直面しています。また、サイバーセキュリティの脅威の増大、デジタルトランスフォーメーションの必要性、規制要件の進化にも直面しています。金融の安定性を維持し、バーゼルIIIのような厳格な規制要件を遵守し、サイバー犯罪やデータプライバシー問題のような新たなリスクに対処するため、欧州の銀行はリスク管理に高い優先順位を置いています。さらに、独創的なリスク管理戦略の採用は、この地域が持続可能な金融と環境・社会・ガバナンス（ESG）を重視していることが後押ししています。

目次

第1章 エグゼクティブサマリー

第2章 序文

• 概要
• ステークホルダー
• 調査範囲
• 調査手法
  • データマイニング
  • データ分析
  • データ検証
  • 調査アプローチ
• 調査情報源
  • 1次調査情報源
  • 2次調査情報源
  • 前提条件

第3章 市場動向分析

• 促進要因
• 抑制要因
• 機会
• 脅威
• エンドユーザー分析
• 新興市場
• COVID-19の影響

第4章 ポーターのファイブフォース分析

• 供給企業の交渉力
• 買い手の交渉力
• 代替品の脅威
• 新規参入業者の脅威
• 競争企業間の敵対関係

第5章 世界の銀行におけるリスク管理システム市場：展開別

• オンプレミス
• クラウド
  • パブリッククラウド
  • プライベートクラウド
  • ハイブリッドクラウド
• その他の展開

第6章 世界の銀行におけるリスク管理システム市場：機能別

• リスク特定
• リスク評価
• リスク軽減
• リスク監視
• その他の機能

第7章 世界の銀行におけるリスク管理システム市場：企業規模別

• 中小企業
• 大企業

第8章 世界の銀行におけるリスク管理システム市場：エンドユーザー別

• BFSI
• ヘルスケア
• 小売
• IT・通信
• 政府
• その他のエンドユーザー

第9章 世界の銀行におけるリスク管理システム市場：地域別

• 北米
  • 米国
  • カナダ
  • メキシコ
• 欧州
  • ドイツ
  • 英国
  • イタリア
  • フランス
  • スペイン
  • その他の欧州
• アジア太平洋
  • 日本
  • 中国
  • インド
  • オーストラリア
  • ニュージーランド
  • 韓国
  • その他のアジア太平洋
• 南米
  • アルゼンチン
  • ブラジル
  • チリ
  • その他の南米
• 中東・アフリカ
  • サウジアラビア
  • アラブ首長国連邦
  • カタール
  • 南アフリカ
  • その他の中東・アフリカ

第10章 主な発展

• 契約、パートナーシップ、コラボレーション、合弁事業
• 買収と合併
• 新製品発売
• 事業拡大
• その他の主要戦略

第11章 企業プロファイリング

• Palisade Corporation
• Fiserv Inc.
• LogicManager Inc
• Moody's Investors Service Inc.
• International Business Machines（IBM）
• Oracle
• Lockpath Inc.
• Sword GRC
• Xactium
• IBM Risk Analytics
• Qualys Inc

List of Tables

• Table 1 Global Risk Management Systems in Banks Market Outlook, By Region (2022-2030) ($MN)
• Table 2 Global Risk Management Systems in Banks Market Outlook, By Deployment (2022-2030) ($MN)
• Table 3 Global Risk Management Systems in Banks Market Outlook, By On-Premise (2022-2030) ($MN)
• Table 4 Global Risk Management Systems in Banks Market Outlook, By Cloud (2022-2030) ($MN)
• Table 5 Global Risk Management Systems in Banks Market Outlook, By Public Cloud (2022-2030) ($MN)
• Table 6 Global Risk Management Systems in Banks Market Outlook, By Private Cloud (2022-2030) ($MN)
• Table 7 Global Risk Management Systems in Banks Market Outlook, By Hybrid Cloud (2022-2030) ($MN)
• Table 8 Global Risk Management Systems in Banks Market Outlook, By Other Deployments (2022-2030) ($MN)
• Table 9 Global Risk Management Systems in Banks Market Outlook, By Functionality (2022-2030) ($MN)
• Table 10 Global Risk Management Systems in Banks Market Outlook, By Risk Identification (2022-2030) ($MN)
• Table 11 Global Risk Management Systems in Banks Market Outlook, By Risk Assessment (2022-2030) ($MN)
• Table 12 Global Risk Management Systems in Banks Market Outlook, By Risk Mitigation (2022-2030) ($MN)
• Table 13 Global Risk Management Systems in Banks Market Outlook, By Risk Monitoring (2022-2030) ($MN)
• Table 14 Global Risk Management Systems in Banks Market Outlook, By Other Functionalities (2022-2030) ($MN)
• Table 15 Global Risk Management Systems in Banks Market Outlook, By Enterprise Size (2022-2030) ($MN)
• Table 16 Global Risk Management Systems in Banks Market Outlook, By Small & Medium Enterprises (2022-2030) ($MN)
• Table 17 Global Risk Management Systems in Banks Market Outlook, By Large Enterprise (2022-2030) ($MN)
• Table 18 Global Risk Management Systems in Banks Market Outlook, By End User (2022-2030) ($MN)
• Table 19 Global Risk Management Systems in Banks Market Outlook, By BFSI (2022-2030) ($MN)
• Table 20 Global Risk Management Systems in Banks Market Outlook, By Healthcare (2022-2030) ($MN)
• Table 21 Global Risk Management Systems in Banks Market Outlook, By Retail (2022-2030) ($MN)
• Table 22 Global Risk Management Systems in Banks Market Outlook, By IT and Telecommunication (2022-2030) ($MN)
• Table 23 Global Risk Management Systems in Banks Market Outlook, By Government (2022-2030) ($MN)
• Table 24 Global Risk Management Systems in Banks Market Outlook, By Other End Users (2022-2030) ($MN)
• Table 25 North America Risk Management Systems in Banks Market Outlook, By Country (2022-2030) ($MN)
• Table 26 North America Risk Management Systems in Banks Market Outlook, By Deployment (2022-2030) ($MN)
• Table 27 North America Risk Management Systems in Banks Market Outlook, By On-Premise (2022-2030) ($MN)
• Table 28 North America Risk Management Systems in Banks Market Outlook, By Cloud (2022-2030) ($MN)
• Table 29 North America Risk Management Systems in Banks Market Outlook, By Public Cloud (2022-2030) ($MN)
• Table 30 North America Risk Management Systems in Banks Market Outlook, By Private Cloud (2022-2030) ($MN)
• Table 31 North America Risk Management Systems in Banks Market Outlook, By Hybrid Cloud (2022-2030) ($MN)
• Table 32 North America Risk Management Systems in Banks Market Outlook, By Other Deployments (2022-2030) ($MN)
• Table 33 North America Risk Management Systems in Banks Market Outlook, By Functionality (2022-2030) ($MN)
• Table 34 North America Risk Management Systems in Banks Market Outlook, By Risk Identification (2022-2030) ($MN)
• Table 35 North America Risk Management Systems in Banks Market Outlook, By Risk Assessment (2022-2030) ($MN)
• Table 36 North America Risk Management Systems in Banks Market Outlook, By Risk Mitigation (2022-2030) ($MN)
• Table 37 North America Risk Management Systems in Banks Market Outlook, By Risk Monitoring (2022-2030) ($MN)
• Table 38 North America Risk Management Systems in Banks Market Outlook, By Other Functionalities (2022-2030) ($MN)
• Table 39 North America Risk Management Systems in Banks Market Outlook, By Enterprise Size (2022-2030) ($MN)
• Table 40 North America Risk Management Systems in Banks Market Outlook, By Small & Medium Enterprises (2022-2030) ($MN)
• Table 41 North America Risk Management Systems in Banks Market Outlook, By Large Enterprise (2022-2030) ($MN)
• Table 42 North America Risk Management Systems in Banks Market Outlook, By End User (2022-2030) ($MN)
• Table 43 North America Risk Management Systems in Banks Market Outlook, By BFSI (2022-2030) ($MN)
• Table 44 North America Risk Management Systems in Banks Market Outlook, By Healthcare (2022-2030) ($MN)
• Table 45 North America Risk Management Systems in Banks Market Outlook, By Retail (2022-2030) ($MN)
• Table 46 North America Risk Management Systems in Banks Market Outlook, By IT and Telecommunication (2022-2030) ($MN)
• Table 47 North America Risk Management Systems in Banks Market Outlook, By Government (2022-2030) ($MN)
• Table 48 North America Risk Management Systems in Banks Market Outlook, By Other End Users (2022-2030) ($MN)
• Table 49 Europe Risk Management Systems in Banks Market Outlook, By Country (2022-2030) ($MN)
• Table 50 Europe Risk Management Systems in Banks Market Outlook, By Deployment (2022-2030) ($MN)
• Table 51 Europe Risk Management Systems in Banks Market Outlook, By On-Premise (2022-2030) ($MN)
• Table 52 Europe Risk Management Systems in Banks Market Outlook, By Cloud (2022-2030) ($MN)
• Table 53 Europe Risk Management Systems in Banks Market Outlook, By Public Cloud (2022-2030) ($MN)
• Table 54 Europe Risk Management Systems in Banks Market Outlook, By Private Cloud (2022-2030) ($MN)
• Table 55 Europe Risk Management Systems in Banks Market Outlook, By Hybrid Cloud (2022-2030) ($MN)
• Table 56 Europe Risk Management Systems in Banks Market Outlook, By Other Deployments (2022-2030) ($MN)
• Table 57 Europe Risk Management Systems in Banks Market Outlook, By Functionality (2022-2030) ($MN)
• Table 58 Europe Risk Management Systems in Banks Market Outlook, By Risk Identification (2022-2030) ($MN)
• Table 59 Europe Risk Management Systems in Banks Market Outlook, By Risk Assessment (2022-2030) ($MN)
• Table 60 Europe Risk Management Systems in Banks Market Outlook, By Risk Mitigation (2022-2030) ($MN)
• Table 61 Europe Risk Management Systems in Banks Market Outlook, By Risk Monitoring (2022-2030) ($MN)
• Table 62 Europe Risk Management Systems in Banks Market Outlook, By Other Functionalities (2022-2030) ($MN)
• Table 63 Europe Risk Management Systems in Banks Market Outlook, By Enterprise Size (2022-2030) ($MN)
• Table 64 Europe Risk Management Systems in Banks Market Outlook, By Small & Medium Enterprises (2022-2030) ($MN)
• Table 65 Europe Risk Management Systems in Banks Market Outlook, By Large Enterprise (2022-2030) ($MN)
• Table 66 Europe Risk Management Systems in Banks Market Outlook, By End User (2022-2030) ($MN)
• Table 67 Europe Risk Management Systems in Banks Market Outlook, By BFSI (2022-2030) ($MN)
• Table 68 Europe Risk Management Systems in Banks Market Outlook, By Healthcare (2022-2030) ($MN)
• Table 69 Europe Risk Management Systems in Banks Market Outlook, By Retail (2022-2030) ($MN)
• Table 70 Europe Risk Management Systems in Banks Market Outlook, By IT and Telecommunication (2022-2030) ($MN)
• Table 71 Europe Risk Management Systems in Banks Market Outlook, By Government (2022-2030) ($MN)
• Table 72 Europe Risk Management Systems in Banks Market Outlook, By Other End Users (2022-2030) ($MN)
• Table 73 Asia Pacific Risk Management Systems in Banks Market Outlook, By Country (2022-2030) ($MN)
• Table 74 Asia Pacific Risk Management Systems in Banks Market Outlook, By Deployment (2022-2030) ($MN)
• Table 75 Asia Pacific Risk Management Systems in Banks Market Outlook, By On-Premise (2022-2030) ($MN)
• Table 76 Asia Pacific Risk Management Systems in Banks Market Outlook, By Cloud (2022-2030) ($MN)
• Table 77 Asia Pacific Risk Management Systems in Banks Market Outlook, By Public Cloud (2022-2030) ($MN)
• Table 78 Asia Pacific Risk Management Systems in Banks Market Outlook, By Private Cloud (2022-2030) ($MN)
• Table 79 Asia Pacific Risk Management Systems in Banks Market Outlook, By Hybrid Cloud (2022-2030) ($MN)
• Table 80 Asia Pacific Risk Management Systems in Banks Market Outlook, By Other Deployments (2022-2030) ($MN)
• Table 81 Asia Pacific Risk Management Systems in Banks Market Outlook, By Functionality (2022-2030) ($MN)
• Table 82 Asia Pacific Risk Management Systems in Banks Market Outlook, By Risk Identification (2022-2030) ($MN)
• Table 83 Asia Pacific Risk Management Systems in Banks Market Outlook, By Risk Assessment (2022-2030) ($MN)
• Table 84 Asia Pacific Risk Management Systems in Banks Market Outlook, By Risk Mitigation (2022-2030) ($MN)
• Table 85 Asia Pacific Risk Management Systems in Banks Market Outlook, By Risk Monitoring (2022-2030) ($MN)
• Table 86 Asia Pacific Risk Management Systems in Banks Market Outlook, By Other Functionalities (2022-2030) ($MN)
• Table 87 Asia Pacific Risk Management Systems in Banks Market Outlook, By Enterprise Size (2022-2030) ($MN)
• Table 88 Asia Pacific Risk Management Systems in Banks Market Outlook, By Small & Medium Enterprises (2022-2030) ($MN)
• Table 89 Asia Pacific Risk Management Systems in Banks Market Outlook, By Large Enterprise (2022-2030) ($MN)
• Table 90 Asia Pacific Risk Management Systems in Banks Market Outlook, By End User (2022-2030) ($MN)
• Table 91 Asia Pacific Risk Management Systems in Banks Market Outlook, By BFSI (2022-2030) ($MN)
• Table 92 Asia Pacific Risk Management Systems in Banks Market Outlook, By Healthcare (2022-2030) ($MN)
• Table 93 Asia Pacific Risk Management Systems in Banks Market Outlook, By Retail (2022-2030) ($MN)
• Table 94 Asia Pacific Risk Management Systems in Banks Market Outlook, By IT and Telecommunication (2022-2030) ($MN)
• Table 95 Asia Pacific Risk Management Systems in Banks Market Outlook, By Government (2022-2030) ($MN)
• Table 96 Asia Pacific Risk Management Systems in Banks Market Outlook, By Other End Users (2022-2030) ($MN)
• Table 97 South America Risk Management Systems in Banks Market Outlook, By Country (2022-2030) ($MN)
• Table 98 South America Risk Management Systems in Banks Market Outlook, By Deployment (2022-2030) ($MN)
• Table 99 South America Risk Management Systems in Banks Market Outlook, By On-Premise (2022-2030) ($MN)
• Table 100 South America Risk Management Systems in Banks Market Outlook, By Cloud (2022-2030) ($MN)
• Table 101 South America Risk Management Systems in Banks Market Outlook, By Public Cloud (2022-2030) ($MN)
• Table 102 South America Risk Management Systems in Banks Market Outlook, By Private Cloud (2022-2030) ($MN)
• Table 103 South America Risk Management Systems in Banks Market Outlook, By Hybrid Cloud (2022-2030) ($MN)
• Table 104 South America Risk Management Systems in Banks Market Outlook, By Other Deployments (2022-2030) ($MN)
• Table 105 South America Risk Management Systems in Banks Market Outlook, By Functionality (2022-2030) ($MN)
• Table 106 South America Risk Management Systems in Banks Market Outlook, By Risk Identification (2022-2030) ($MN)
• Table 107 South America Risk Management Systems in Banks Market Outlook, By Risk Assessment (2022-2030) ($MN)
• Table 108 South America Risk Management Systems in Banks Market Outlook, By Risk Mitigation (2022-2030) ($MN)
• Table 109 South America Risk Management Systems in Banks Market Outlook, By Risk Monitoring (2022-2030) ($MN)
• Table 110 South America Risk Management Systems in Banks Market Outlook, By Other Functionalities (2022-2030) ($MN)
• Table 111 South America Risk Management Systems in Banks Market Outlook, By Enterprise Size (2022-2030) ($MN)
• Table 112 South America Risk Management Systems in Banks Market Outlook, By Small & Medium Enterprises (2022-2030) ($MN)
• Table 113 South America Risk Management Systems in Banks Market Outlook, By Large Enterprise (2022-2030) ($MN)
• Table 114 South America Risk Management Systems in Banks Market Outlook, By End User (2022-2030) ($MN)
• Table 115 South America Risk Management Systems in Banks Market Outlook, By BFSI (2022-2030) ($MN)
• Table 116 South America Risk Management Systems in Banks Market Outlook, By Healthcare (2022-2030) ($MN)
• Table 117 South America Risk Management Systems in Banks Market Outlook, By Retail (2022-2030) ($MN)
• Table 118 South America Risk Management Systems in Banks Market Outlook, By IT and Telecommunication (2022-2030) ($MN)
• Table 119 South America Risk Management Systems in Banks Market Outlook, By Government (2022-2030) ($MN)
• Table 120 South America Risk Management Systems in Banks Market Outlook, By Other End Users (2022-2030) ($MN)
• Table 121 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Country (2022-2030) ($MN)
• Table 122 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Deployment (2022-2030) ($MN)
• Table 123 Middle East & Africa Risk Management Systems in Banks Market Outlook, By On-Premise (2022-2030) ($MN)
• Table 124 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Cloud (2022-2030) ($MN)
• Table 125 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Public Cloud (2022-2030) ($MN)
• Table 126 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Private Cloud (2022-2030) ($MN)
• Table 127 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Hybrid Cloud (2022-2030) ($MN)
• Table 128 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Other Deployments (2022-2030) ($MN)
• Table 129 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Functionality (2022-2030) ($MN)
• Table 130 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Risk Identification (2022-2030) ($MN)
• Table 131 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Risk Assessment (2022-2030) ($MN)
• Table 132 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Risk Mitigation (2022-2030) ($MN)
• Table 133 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Risk Monitoring (2022-2030) ($MN)
• Table 134 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Other Functionalities (2022-2030) ($MN)
• Table 135 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Enterprise Size (2022-2030) ($MN)
• Table 136 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Small & Medium Enterprises (2022-2030) ($MN)
• Table 137 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Large Enterprise (2022-2030) ($MN)
• Table 138 Middle East & Africa Risk Management Systems in Banks Market Outlook, By End User (2022-2030) ($MN)
• Table 139 Middle East & Africa Risk Management Systems in Banks Market Outlook, By BFSI (2022-2030) ($MN)
• Table 140 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Healthcare (2022-2030) ($MN)
• Table 141 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Retail (2022-2030) ($MN)
• Table 142 Middle East & Africa Risk Management Systems in Banks Market Outlook, By IT and Telecommunication (2022-2030) ($MN)
• Table 143 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Government (2022-2030) ($MN)
• Table 144 Middle East & Africa Risk Management Systems in Banks Market Outlook, By Other End Users (2022-2030) ($MN)

According to Stratistics MRC, the Global Risk Management Systems in Banks Market is accounted for $11.21 billion in 2024 and is expected to reach $26.33 billion by 2030 growing at a CAGR of 15.3% during the forecast period. Banks need risk management systems because they are essential structures meant to recognize, evaluate, and reduce the many kinds of risks that are part of their daily business. The aforementioned systems comprise an assortment of procedures, instruments, and tactics designed to preserve the bank's resources, uphold legal observance, and guarantee economic steadiness.

According to the International Monetary Fund (IMF), Effective risk management systems are essential for maintaining financial stability and promoting sustainable economic growth in the banking sector.

Market Dynamics:

Driver:

Concerns about financial stability

The fallout from previous financial crises, most notably the global financial crisis of 2008, emphasizes how crucial efficient risk management is to preserving financial stability on a systemic level. Banks must use strong risk management procedures and stress testing techniques to detect and reduce systemic risks, such as connectivity and spillover effects. Additionally, this includes scenario analysis, macroeconomic indicator monitoring, and thorough risk assessment across a range of asset classes in order to foresee and reduce potential systemic shocks that might jeopardize the stability of the financial system.

Restraint:

Low data accessibility and quality

Accurate and timely data is essential for effective risk management in order to model risks, evaluate exposures, and make well-informed decisions. Nonetheless, banks frequently face difficulties with data availability, completeness, and quality, particularly when working with different data sources and outdated systems. Furthermore, inadequate data quality can compromise risk assessments dependability and restrict the efficacy of risk management techniques, resulting in less-than-ideal decision-making and heightened risk exposure.

Opportunity:

Adoption of emerging technologies

The swift progression of technologies like artificial intelligence (AI), machine learning (ML), and big data analytics offers banks substantial prospects to improve their risk management proficiencies. Large volumes of data can be analyzed in real time by AI and an ML algorithm, which helps banks find trends, spot abnormalities, and more accurately forecast possible risks. Moreover, big data analytics helps banks make data-driven decisions and create more potent risk mitigation plans by offering deeper insights into consumer behavior, market trends, and risk exposures.

Threat:

Volatility of the markets and economic uncertainties

Banks face difficulties in managing market, credit, and liquidity risks due to fluctuations in financial markets, economic downturns, and geopolitical events. Market volatility can affect profitability and capital adequacy by causing changes in asset prices, funding limitations, and exposure to counterparty credit risk. Furthermore, systemic risks can be made worse by geopolitical unrest and economic uncertainty, which weaken financial resilience. In order to mitigate the effects of unfavorable market conditions and protect against systemic risks, banks need to implement strong risk management strategies, stress testing procedures, and scenario analysis techniques.

Covid-19 Impact:

The COVID-19 pandemic has caused significant disruptions to the banking industry, including operational difficulties, regulatory actions, and economic turmoil. Reduced economic activity, elevated credit risks, and increased market volatility have resulted from lockdown measures, supply chain disruptions, and increased uncertainty. Due to increasing loan losses, margin compression, and liquidity constraints, banks now need larger capital buffers and provisions to absorb losses. Additionally, the rise in digital transformation initiatives and remote work arrangements emphasizes the significance of cyber security and technology resilience.

The Risk Monitoring segment is expected to be the largest during the forecast period

It is projected that risk monitoring will command the largest market share. Risk monitoring entails the ongoing observation and tracking of multiple risk categories, such as credit, market, liquidity, operational, and compliance risks. Moreover, this section includes real-time monitoring of emerging risks, early warning signs, and key risk indicators in order to spot departures from risk appetite thresholds and take the necessary action. By utilizing data analytics, machine learning algorithms, and dashboard visualization tools, advanced risk monitoring systems enable banks to optimize risk-return trade-offs and manage risks proactively by providing timely insights into risk exposures.

The BFSI segment is expected to have the highest CAGR during the forecast period

In the Risk Management Systems in Banks Market, the Banking, Financial Services, and Insurance (BFSI) industry is projected to have the highest CAGR. Strong risk management frameworks are necessary to protect financial stability and guarantee regulatory compliance in the BFSI sector because of the complex and dynamic risk landscapes it faces, which include credit, market, liquidity, operational, and regulatory risks. Additionally, banks are investing in sophisticated risk management systems to improve risk identification, assessment, mitigation, and monitoring capabilities in response to the growing digitization of banking services, cyber threats, and regulatory scrutiny.

Region with largest share:

When it comes to the market for risk management systems in banks, North America usually has the largest share. North America has a well-developed banking sector that is distinguished by strict legal regulations, sophisticated risk management techniques, and the widespread use of cutting-edge technologies. The need for strong risk management solutions among banks in the region is driven by factors like the existence of significant banking hubs, stringent regulatory oversight, and growing cyber security concerns. Furthermore, investments in cutting-edge risk management technologies are fuelled by the region's thriving fintech ecosystem and a strong emphasis on innovation and digital transformation.

Region with highest CAGR:

The European region has the highest CAGR in the risk management systems market for banks. Europe faces a banking landscape that is diverse, with both established institutions and challenger banks. It also faces growing cybersecurity threats, digital transformation imperatives, and evolving regulatory requirements. In order to preserve financial stability, adhere to strict regulatory requirements like Basel III, and handle new risks like cybercrime and data privacy issues, European banks place a high priority on risk management. Moreover, the adoption of creative risk management strategies is fueled by the region's emphasis on sustainable finance and environmental, social, and governance (ESG) considerations.

Key players in the market

Some of the key players in Risk Management Systems in Banks market include Palisade Corporation, Fiserv Inc., LogicManager Inc, Moody's Investors Service Inc., International Business Machines (IBM), Oracle, Lockpath Inc., Sword GRC, Xactium, IBM Risk Analytics and Qualys Inc.

Key Developments:

In December 2023, IBM announced that it has entered into a definitive agreement with Software AG (FRA: SOW), a company majority owned by Silver Lake, to purchase StreamSets and webMethods, Software AG's Super iPaaS (integration platform-as-a-service) enterprise technology platforms, for €2.13 billion in cash.

In August 2023, Fiserv, Inc., a leading global provider of payments and financial services technology, and Akoya, an API-only network for the consumer-permissioned sharing of financial data, are collaborating to enable secure data sharing among financial institutions, their customers, and the third parties with which they do business.

Deployments Covered:

• On-Premise
• Cloud
• Other Deployments

Functionalities Covered:

• Risk Identification
• Risk Assessment
• Risk Mitigation
• Risk Monitoring
• Other Functionalities

Enterprise Sizes Covered:

• Small & Medium Enterprises
• Large Enterprise

End Users Covered:

• BFSI
• Healthcare
• Retail
• IT and Telecommunication
• Government
• Other End Users

Regions Covered:

• North America
  • US
  • Canada
  • Mexico
• Europe
  • Germany
  • UK
  • Italy
  • France
  • Spain
  • Rest of Europe
• Asia Pacific
  • Japan
  • China
  • India
  • Australia
  • New Zealand
  • South Korea
  • Rest of Asia Pacific
• South America
  • Argentina
  • Brazil
  • Chile
  • Rest of South America
• Middle East & Africa
  • Saudi Arabia
  • UAE
  • Qatar
  • South Africa
  • Rest of Middle East & Africa

What our report offers:

• Market share assessments for the regional and country-level segments
• Strategic recommendations for the new entrants
• Covers Market data for the years 2022, 2023, 2024, 2026, and 2030
• Market Trends (Drivers, Constraints, Opportunities, Threats, Challenges, Investment Opportunities, and recommendations)
• Strategic recommendations in key business segments based on the market estimations
• Competitive landscaping mapping the key common trends
• Company profiling with detailed strategies, financials, and recent developments
• Supply chain trends mapping the latest technological advancements

Free Customization Offerings:

All the customers of this report will be entitled to receive one of the following free customization options:

• Company Profiling
  • Comprehensive profiling of additional market players (up to 3)
  • SWOT Analysis of key players (up to 3)
• Regional Segmentation
  • Market estimations, Forecasts and CAGR of any prominent country as per the client's interest (Note: Depends on feasibility check)
• Competitive Benchmarking
  • Benchmarking of key players based on product portfolio, geographical presence, and strategic alliances

Table of Contents

1 Executive Summary

2 Preface

• 2.1 Abstract
• 2.2 Stake Holders
• 2.3 Research Scope
• 2.4 Research Methodology
  • 2.4.1 Data Mining
  • 2.4.2 Data Analysis
  • 2.4.3 Data Validation
  • 2.4.4 Research Approach
• 2.5 Research Sources
  • 2.5.1 Primary Research Sources
  • 2.5.2 Secondary Research Sources
  • 2.5.3 Assumptions

3 Market Trend Analysis

• 3.1 Introduction
• 3.2 Drivers
• 3.3 Restraints
• 3.4 Opportunities
• 3.5 Threats
• 3.6 End User Analysis
• 3.7 Emerging Markets
• 3.8 Impact of Covid-19

4 Porters Five Force Analysis

• 4.1 Bargaining power of suppliers
• 4.2 Bargaining power of buyers
• 4.3 Threat of substitutes
• 4.4 Threat of new entrants
• 4.5 Competitive rivalry

5 Global Risk Management Systems in Banks Market, By Deployment

• 5.1 Introduction
• 5.2 On-Premise
• 5.3 Cloud
  • 5.3.1 Public Cloud
  • 5.3.2 Private Cloud
  • 5.3.3 Hybrid Cloud
• 5.4 Other Deployments

6 Global Risk Management Systems in Banks Market, By Functionality

• 6.1 Introduction
• 6.2 Risk Identification
• 6.3 Risk Assessment
• 6.4 Risk Mitigation
• 6.5 Risk Monitoring
• 6.6 Other Functionalities

7 Global Risk Management Systems in Banks Market, By Enterprise Size

• 7.1 Introduction
• 7.2 Small & Medium Enterprises
• 7.3 Large Enterprise

8 Global Risk Management Systems in Banks Market, By End User

• 8.1 Introduction
• 8.2 BFSI
• 8.3 Healthcare
• 8.4 Retail
• 8.5 IT and Telecommunication
• 8.6 Government
• 8.7 Other End Users

9 Global Risk Management Systems in Banks Market, By Geography

• 9.1 Introduction
• 9.2 North America
  • 9.2.1 US
  • 9.2.2 Canada
  • 9.2.3 Mexico
• 9.3 Europe
  • 9.3.1 Germany
  • 9.3.2 UK
  • 9.3.3 Italy
  • 9.3.4 France
  • 9.3.5 Spain
  • 9.3.6 Rest of Europe
• 9.4 Asia Pacific
  • 9.4.1 Japan
  • 9.4.2 China
  • 9.4.3 India
  • 9.4.4 Australia
  • 9.4.5 New Zealand
  • 9.4.6 South Korea
  • 9.4.7 Rest of Asia Pacific
• 9.5 South America
  • 9.5.1 Argentina
  • 9.5.2 Brazil
  • 9.5.3 Chile
  • 9.5.4 Rest of South America
• 9.6 Middle East & Africa
  • 9.6.1 Saudi Arabia
  • 9.6.2 UAE
  • 9.6.3 Qatar
  • 9.6.4 South Africa
  • 9.6.5 Rest of Middle East & Africa

10 Key Developments

• 10.1 Agreements, Partnerships, Collaborations and Joint Ventures
• 10.2 Acquisitions & Mergers
• 10.3 New Product Launch
• 10.4 Expansions
• 10.5 Other Key Strategies

11 Company Profiling

• 11.1 Palisade Corporation
• 11.2 Fiserv Inc.
• 11.3 LogicManager Inc
• 11.4 Moody's Investors Service Inc.
• 11.5 International Business Machines (IBM)
• 11.6 Oracle
• 11.7 Lockpath Inc.
• 11.8 Sword GRC
• 11.9 Xactium
• 11.10 IBM Risk Analytics
• 11.11 Qualys Inc