ドローン保険の市場規模、シェア、成長分析、保険タイプ別、用途別、ドローンタイプ別、補償タイプ別、地域別 - 産業予測 2025年～2032年

ドローン保険の世界市場規模は2023年に16億米ドルと評価され、2024年の17億5,000万米ドルから2032年には35億米ドルに成長し、予測期間（2025-2032年）のCAGRは9.1％で成長する見通しです。

世界のドローン保険市場は、厳しい規制の枠組みとともに、農業、建設、eコマースなどの分野でドローンの利用が増加していることが大きな成長を後押ししています。事故や賠償請求のリスクの高まりは、ドローンエコシステムへの投資の増加と相まって、保険ソリューションの需要を促進しています。市場拡大を促進する主な動向には、利用ベースのオンデマンド保険モデル、パラメトリック保険とスマートコントラクトの採用、リスク管理におけるサービス提供の強化などがあります。さらに、サイバー賠償責任などの新たなリスクが市場の状況を形成しています。しかし、高い保険料コストや、ドローン保険の重要性に関する中小企業の一般的な認識不足といった課題が、より広範な市場への浸透と成長を妨げる可能性があります。継続的な製品革新と競争力学は、市場の発展にとって引き続き不可欠です。

目次

イントロダクション

• 調査の目的
• 調査範囲
• 定義

調査手法

• 情報調達
• 二次と一次データの方法
• 市場規模予測
• 市場の前提条件と制限

エグゼクティブサマリー

• 世界市場の見通し
• 供給と需要の動向分析
• セグメント別機会分析

市場力学と見通し

• 市場概要
• 市場規模
• 市場力学
  • 促進要因と機会
  • 抑制要因と課題
• ポーターの分析

主な市場の考察

• 重要成功要因
• 競合の程度
• 主な投資機会
• 市場エコシステム
• 市場の魅力指数（2024年）
• PESTEL分析
• マクロ経済指標
• バリューチェーン分析
• 価格分析
• ケーススタディ
• 技術分析
• 顧客購買行動分析

ドローン保険市場規模：保険タイプ別& CAGR（2025-2032）

• 市場概要
• ドローン第三者賠償責任保険
• ドローン機体損害保険
• ドローン船体保険
• ドローン貨物保険

ドローン保険市場規模：用途別& CAGR（2025-2032）

• 市場概要
• 商業用
• 個人的

ドローン保険市場規模：ドローンタイプ別& CAGR（2025-2032）

• 市場概要
• 固定翼マルチローター
• ハイブリッド

ドローン保険市場規模：補償タイプ別& CAGR（2025-2032）

• 市場概要
• 賠償責任保険
• 船体損傷
• 損失または飛行経路の補償
• 盗難補償
• 人身傷害補償
• その他

ドローン保険市場規模& CAGR（2025-2032）

• 北米
  • 米国
  • カナダ
• 欧州
  • ドイツ
  • スペイン
  • フランス
  • 英国
  • イタリア
  • その他欧州地域
• アジア太平洋地域
  • 中国
  • インド
  • 日本
  • 韓国
  • その他アジア太平洋地域
• ラテンアメリカ
  • ブラジル
  • その他ラテンアメリカ地域
• 中東・アフリカ
  • GCC諸国
  • 南アフリカ
  • その他中東・アフリカ

競合情報

• 上位5社の比較
• 主要企業の市場ポジショニング（2024年）
• 主な市場企業が採用した戦略
• 最近の市場動向
• 企業の市場シェア分析（2024年）
• 主要企業の企業プロファイル
  • 企業の詳細
  • 製品ポートフォリオ分析
  • 企業のセグメント別シェア分析
  • 収益の前年比比較（2022-2024年）

主要企業プロファイル

• Moonrock Insurance
• Avion Insurance
• American International Group, Inc.
• SkyWatch
• AIG US
• Coverdrone
• Aligned
• Thimble Insurance
• USAIG
• BWI
• Towergate
• InsureTech Connect
• REIN
• Global Aerospace Inc
• AutoPylot

結論と提言

Global Drone Insurance Market size was valued at USD 1.6 billion in 2023 and is poised to grow from USD 1.75 billion in 2024 to USD 3.5 billion by 2032, growing at a CAGR of 9.1% during the forecast period (2025-2032).

The global drone insurance market is experiencing significant growth propelled by increasing drone usage across sectors such as agriculture, construction, and e-commerce, alongside stringent regulatory frameworks. The heightened risk of accidents and liability claims, combined with rising investments in the drone ecosystem, is fueling demand for insurance solutions. Key trends driving market expansion include usage-based and on-demand insurance models, the adoption of parametric insurance and smart contracts, and enhanced service offerings in risk management. Additionally, emerging risks like cyber liability are shaping the market landscape. However, challenges such as high premium costs and a general lack of awareness among small businesses about the importance of drone insurance may hinder broader market penetration and growth. Continuous product innovation and competitive dynamics remain vital for market advancement.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Drone Insurance market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Drone Insurance Market Segments Analysis

Global Drone Insurance Market is segmented by Insurance Type, Application, Drone Type, Coverage Type and region. Based on Insurance Type, the market is segmented into Drone Third-Party Liability Insurance, Drone Fuselage Damage Insurance, Drone Hull Insurance and Drone Cargo Insurance. Based on Application, the market is segmented into Commercial and Personal. Based on Drone Type, the market is segmented into Fixed-Wing, Multi-Rotor and Hybrid. Based on Coverage Type, the market is segmented into Liability Coverage, Hull Damage, Loss or Flyway Coverage, Theft Coverage, Personal Injury Coverage and Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Drone Insurance Market

The growth of the global drone insurance market is significantly driven by the rising adoption of drones across various industries such as e-commerce, construction, and agriculture. As businesses increasingly utilize drones for diverse applications like delivery, monitoring, and surveying, there is a corresponding surge in demand for comprehensive insurance solutions to address potential risks and liabilities associated with their operations. This trend mirrors developments in other insurance sectors, where specialized products are created to meet the unique needs of different industries, thereby highlighting the importance of customizable coverage in effectively mitigating the specific challenges faced by businesses leveraging drone technology.

Restraints in the Global Drone Insurance Market

The Global Drone Insurance market faces a notable restraint due to the high premiums associated with drone insurance policies. Companies utilizing costly equipment or those operating in risky environments often find these costs prohibitive. As a result, smaller enterprises and hobbyist pilots may be discouraged from pursuing insurance coverage. This reluctance can hinder the overall growth and development of the drone insurance sector, limiting its potential to cater to a broader range of customers and applications. Consequently, the financial barrier posed by insurance premiums poses a challenge in fostering widespread adoption and advancing the industry's evolution.

Market Trends of the Global Drone Insurance Market

The Global Drone Insurance market is witnessing a significant shift towards Usage-Based Insurance (UBI) models, reflecting a growing trend in the industry. Insurers are embracing data-driven approaches to assess risk characteristics, flight hours, and usage patterns, enabling them to tailor premiums more accurately to individual operators. This innovative pricing strategy caters to a diverse range of drone users, making coverage more accessible and affordable, particularly for those who operate less frequently or in lower-risk environments. As a result, UBI is enhancing market attractiveness, fostering wider adoption of drone technology across various sectors while promoting safer operational practices.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Case Studies
• Technology Analysis
• Customer Buying Behavior Analysis

Global Drone Insurance Market Size by Insurance Type & CAGR (2025-2032)

• Market Overview
• Drone Third-Party Liability Insurance
• Drone Fuselage Damage Insurance
• Drone Hull Insurance
• Drone Cargo Insurance

Global Drone Insurance Market Size by Application & CAGR (2025-2032)

• Market Overview
• Commercial
• Personal

Global Drone Insurance Market Size by Drone Type & CAGR (2025-2032)

• Market Overview
• Fixed-Wing, Multi-Rotor
• Hybrid

Global Drone Insurance Market Size by Coverage Type & CAGR (2025-2032)

• Market Overview
• Liability Coverage
• Hull Damage
• Loss or Flyway Coverage
• Theft Coverage
• Personal Injury Coverage
• Others

Global Drone Insurance Market Size & CAGR (2025-2032)

• North America (Insurance Type, Application, Drone Type, Coverage Type)
  • US
  • Canada
• Europe (Insurance Type, Application, Drone Type, Coverage Type)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Insurance Type, Application, Drone Type, Coverage Type)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Insurance Type, Application, Drone Type, Coverage Type)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Insurance Type, Application, Drone Type, Coverage Type)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• Moonrock Insurance
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Avion Insurance
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• American International Group, Inc.
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• SkyWatch
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• AIG US
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Coverdrone
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Aligned
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Thimble Insurance
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• USAIG
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• BWI
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Towergate
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• InsureTech Connect
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• REIN
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Global Aerospace Inc
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• AutoPylot
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations