保証市場規模、シェア、成長分析、エクスポージャータイプ別、建設業界別、保証引受基準別、契約タイプ別、地域別-2025年～2032年産業予測

保証の世界市場規模は2023年に183億米ドルと評価され、2024年の192億3,000万米ドルから2032年には286億3,000万米ドルに成長し、予測期間（2025年～2032年）のCAGRは5.1％で成長する見通しです。

保証市場は、インフラプロジェクトの流入、建設におけるリスク管理の必要性の高まり、さまざまな部門における規制枠組みの拡大などを背景に、着実な成長を遂げています。プロジェクトがより複雑化し、財務的に厳しくなるにつれ、プロジェクトの成功や請負業者のパフォーマンスに対する財務保証の必要性がますます重要になってきています。保証ボンドは、契約義務の遵守を強制し、債務不履行や不履行に伴うリスクを軽減するための不可欠なツールとして台頭してきています。この動向により、プロジェクト・オーナーや政府は、特に建設、不動産、エネルギー分野において、請負業者に保証ボンドを義務付けるようになってきています。さらに、政府や企業の顧客がより厳格なコンプライアンス基準を採用することで、特に高額プロジェクトに携わる中小企業において、保証ソリューションの認知度が高まっています。

目次

イントロダクション

• 調査の目的
• 調査範囲
• 定義

調査手法

• 情報調達
• 二次と一次データの方法
• 市場規模予測
• 市場の前提条件と制限

エグゼクティブサマリー

• 世界市場の見通し
• 供給と需要の動向分析
• セグメント別機会分析

市場力学と見通し

• 市場概要
• 市場規模
• 市場力学
  • 促進要因と機会
  • 抑制要因と課題
• ポーターの分析

主な市場の考察

• 重要成功要因
• 競合の程度
• 主な投資機会
• 市場エコシステム
• 市場の魅力指数（2024年）
• PESTEL分析
• マクロ経済指標
• バリューチェーン分析
• 価格分析

保証市場規模：エクスポージャータイプ別& CAGR（2025年～2032年）

• 市場概要
• 契約保証
• 商業保証
• フィデリティ保証
• 司法保証
• その他の保証

保証市場規模：建設業界別& CAGR（2025年～2032年）

• 市場概要
• 商業建設
• 住宅建設
• 重機建設
• インフラ建設
• その他の建設

保証市場規模：保証別引受基準別& CAGR（2025年～2032年）

• 市場概要
• 元金の財務体質
• 元金の経験と実績
• プロジェクトまたは契約の価値
• 契約条件
• その他のリスク要因

保証市場規模：契約タイプ別& CAGR（2025年～2032年）

• 市場概要
• 履行保証金
• 支払保証金
• 入札保証金
• その他の契約債券

保証市場規模& CAGR（2025年～2032年）

• 北米
  • 米国
  • カナダ
• 欧州
  • ドイツ
  • スペイン
  • フランス
  • 英国
  • イタリア
  • その他の欧州
• アジア太平洋
  • 中国
  • インド
  • 日本
  • 韓国
  • その他のアジア太平洋
• ラテンアメリカ
  • ブラジル
  • その他のラテンアメリカ
• 中東・アフリカ
  • GCC諸国
  • 南アフリカ
  • その他の中東・アフリカ

競合情報

• 上位5社の比較
• 主要企業の市場ポジショニング（2024年）
• 主な市場企業が採用した戦略
• 最近の市場動向
• 企業の市場シェア分析（2024年）
• 主要企業の企業プロファイル
  • 企業の詳細
  • 製品ポートフォリオ分析
  • 企業のセグメント別シェア分析
  • 収益の前年比比較（2022年～2024年）

主要企業プロファイル

• Travelers Bond（USA）
• Liberty Mutual Group（USA）
• Zurich Insurance Group Ltd.（Switzerland）
• CNA Surety Group（USA）
• Chubb Limited（Switzerland）
• The Hartford Financial Services Group, Inc.（USA）
• Arch Capital Group Ltd.（Bermuda）
• Great American Insurance Company（USA）
• Tokio Marine Holdings, Inc.（Japan）
• Markel Group Inc.（USA）
• Sompo Holdings, Inc.（Japan）
• Old Republic International Corporation（USA）
• RLI Corp.（USA）
• Berkshire Hathaway Specialty Insurance Company（USA）
• Merchants Bonding Company（USA）
• Crum & Forster（USA）
• Intact Financial Corporation（Canada）
• Everest Group, Ltd.（Bermuda）
• Allianz Trade（France）
• IAT Insurance Group（USA）

結論と提言

Global Surety Market size was valued at USD 18.3 billion in 2023 and is poised to grow from USD 19.23 billion in 2024 to USD 28.63 billion by 2032, growing at a CAGR of 5.1% during the forecast period (2025-2032).

The surety market is experiencing a steady growth trajectory, driven by an influx of infrastructure projects, heightened need for risk management in construction, and growing regulatory frameworks across various sectors. As projects grow more complex and financially demanding, the necessity for financial guarantees for successful project execution and contractor performance becomes increasingly crucial. Surety bonds are emerging as essential tools for enforcing compliance with contractual obligations and mitigating risks associated with default or non-performance. This trend is leading project owners and governments to mandate surety bonds for contractors, particularly within construction, real estate, and energy sectors. Furthermore, the adoption of stricter compliance standards by government and corporate clients is fostering greater awareness of surety solutions, particularly among small and mid-sized enterprises engaged in high-value projects.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Surety market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Surety Market Segments Analysis

Global Surety Market is segmented by Exposure Type, Construction Industry, Surety Underwriting Criteria, Contract Type and region. Based on Exposure Type, the market is segmented into Contract Surety, Commercial Surety, Fidelity Surety, Judicial Surety and Other Surety. Based on Construction Industry, the market is segmented into Commercial Construction, Residential Construction, Heavy Construction, Infrastructure Construction and Other Construction. Based on Surety Underwriting Criteria, the market is segmented into Financial Strength of the Principal, Experience and Track Record of the Principal, Value of the Project or Contract, Terms and Conditions of the Contract and Other Risk Factors. Based on Contract Type, the market is segmented into Performance Bonds, Payment Bonds, Bid Bonds and Other Contract Bonds. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Surety Market

The global Surety market is experiencing significant growth driven by an increase in infrastructure development worldwide, encompassing sectors such as public works, housing, and energy projects. Surety bonds have become vital as they provide clients with assurance regarding a contractor's ability to successfully complete projects and adhere to contractual obligations. This functionality highlights the bonds' effectiveness in mitigating risks, making them essential across various industries. As both emerging and developed economies continue to expand their infrastructure initiatives, the relevance and demand for surety bonds are likely to increase, further fueling the growth of the market.

Restraints in the Global Surety Market

Despite growth within the Global Surety Market, many small and medium-sized enterprises (SMEs) remain unaware of the benefits and responsibilities associated with Surety bonds. This lack of awareness, coupled with insufficient education and information regarding the bonds available to contractors, hinders adoption in developing regions. As a result, various sectors struggle to expand and face challenges in delivering projects effectively while managing risks. Additionally, Surety bond issuers primarily focus on businesses with robust credit profiles, further complicating access for those smaller enterprises that could benefit from these financial instruments.

Market Trends of the Global Surety Market

The global surety market is experiencing a significant trend towards digitalization and data-driven risk assessment, transforming traditional practices within the industry. Insurers are increasingly integrating cutting-edge digital solutions and advanced analytics to refine risk evaluation and underwriting processes. By leveraging real-time project data, sophisticated predictive models, and electronic documentation, companies can expedite bond issuance and optimize claims management. This shift not only enhances operational efficiency and decision-making capabilities but also paves the way for innovative pricing models tailored to the unique risk profiles of individual projects. As a result, stakeholders in the surety market can expect improved accuracy and profitability.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis

Global Surety Market Size by Exposure Type & CAGR (2025-2032)

• Market Overview
• Contract Surety
• Commercial Surety
• Fidelity Surety
• Judicial Surety
• Other Surety

Global Surety Market Size by Construction Industry & CAGR (2025-2032)

• Market Overview
• Commercial Construction
• Residential Construction
• Heavy Construction
• Infrastructure Construction
• Other Construction

Global Surety Market Size by Surety Underwriting Criteria & CAGR (2025-2032)

• Market Overview
• Financial Strength of the Principal
• Experience and Track Record of the Principal
• Value of the Project or Contract
• Terms and Conditions of the Contract
• Other Risk Factors

Global Surety Market Size by Contract Type & CAGR (2025-2032)

• Market Overview
• Performance Bonds
• Payment Bonds
• Bid Bonds
• Other Contract Bonds

Global Surety Market Size & CAGR (2025-2032)

• North America (Exposure Type, Construction Industry, Surety Underwriting Criteria, Contract Type)
  • US
  • Canada
• Europe (Exposure Type, Construction Industry, Surety Underwriting Criteria, Contract Type)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Exposure Type, Construction Industry, Surety Underwriting Criteria, Contract Type)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Exposure Type, Construction Industry, Surety Underwriting Criteria, Contract Type)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Exposure Type, Construction Industry, Surety Underwriting Criteria, Contract Type)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• Travelers Bond (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Liberty Mutual Group (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Zurich Insurance Group Ltd. (Switzerland)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• CNA Surety Group (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Chubb Limited (Switzerland)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• The Hartford Financial Services Group, Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Arch Capital Group Ltd. (Bermuda)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Great American Insurance Company (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Tokio Marine Holdings, Inc. (Japan)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Markel Group Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Sompo Holdings, Inc. (Japan)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Old Republic International Corporation (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• RLI Corp. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Berkshire Hathaway Specialty Insurance Company (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Merchants Bonding Company (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Crum & Forster (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Intact Financial Corporation (Canada)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Everest Group, Ltd. (Bermuda)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Allianz Trade (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• IAT Insurance Group (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations