歯科保険市場規模、シェア、成長分析、補償タイプ別、属性別、エンドユーザー別、地域別 - 産業予測、2025-2032年

歯科保険2023年の市場規模は2,251億8,000万米ドルで、2024年の2,463億5,000万米ドルから2032年には5,054億6,000万米ドルに成長し、予測期間中（2025-2032年）のCAGRは9.4％で成長する見通しです。

歯科医療市場は、口腔の健康に対する意識の高まりと歯科問題の増加、それに治療費の高騰が拍車をかけて成長を遂げています。COVID-19の大流行により、緊急性のない処置を差し控え、多くの人が定期的な歯科受診を見送るようになりました。現在、米国では約6,850万人の成人が歯科保険に加入していませんが、この数は保険が切れたり、メディケイドの課題によりさらに増加すると予測されています。SaaSやクラウドベースのソリューションへのシフトは、歯科保険の状況を一変させ、アクセシビリティとコラボレーションを強化しています。最近の技術革新としては、Delta Dental of CaliforniaがTeledentistry.comと提携してバーチャルケアを実現したことや、Ameritasが生涯控除オプションを導入したことが挙げられます。さらに、Dental Door CorporationのSmart Dental Checkup（TM）は、AIを活用して評価と予防ケアを近代化しています。

目次

イントロダクション

• 調査の目的
• 調査範囲
• 定義

調査手法

• 情報調達
• 二次と一次データの方法
• 市場規模予測
• 市場の前提条件と制限

エグゼクティブサマリー

• 世界市場の見通し
• 供給と需要の動向分析
• セグメント別機会分析

市場力学と見通し

• 市場概要
• 市場規模
• 市場力学
  • 促進要因と機会
  • 抑制要因と課題
• ポーターの分析

主な市場の考察

• 重要成功要因
• 競合の程度
• 主な投資機会
• 市場エコシステム
• 市場の魅力指数（2024年）
• PESTEL分析
• マクロ経済指標
• バリューチェーン分析
• 価格分析
• ケーススタディ
• 規制情勢
• 顧客と購買基準の分析

歯科保険市場規模：補償タイプ別

• 市場概要
• デンタル優先プロバイダー組織（DPPO）
• デンタルヘルスメインテナンス組織（DHMO）
• 歯科賠償責任保険
• その他

歯科保険市場規模：タイプ別

• 市場概要
• 主要
• 基本

歯科保険市場規模：属性別

• 市場概要
• 大人
• 高齢者
• 子供

歯科保険市場規模：エンドユーザー別

• 市場概要
• 個人
• 家族
• グループ

歯科保険市場規模

• 北米
  • 米国
  • カナダ
• 欧州
  • ドイツ
  • スペイン
  • フランス
  • 英国
  • イタリア
  • その他欧州地域
• アジア太平洋地域
  • 中国
  • インド
  • 日本
  • 韓国
  • その他アジア太平洋地域
• ラテンアメリカ
  • ブラジル
  • その他ラテンアメリカ地域
• 中東・アフリカ
  • GCC諸国
  • 南アフリカ
  • その他中東・アフリカ

競合情報

• 上位5社の比較
• 主要企業の市場ポジショニング（2024年）
• 主な市場企業が採用した戦略
• 最近の市場動向
• 企業の市場シェア分析（2024年）
• 主要企業の企業プロファイル
  • 企業の詳細
  • 製品ポートフォリオ分析
  • 企業のセグメント別シェア分析
  • 収益の前年比比較（2022-2024）

主要企業プロファイル

• Cigna（USA）
• AXA（France）
• AFLAC Inc.（USA）
• Allianz SE（Germany）
• Aetna Inc.（USA）
• Ameritas Life Insurance Corp.（USA）
• United HealthCare Services Inc.（USA）
• MetLife Services & Solutions（USA）
• Delta Dental Plans Association（USA）
• HDFC Ergo Health Insurance Ltd.（India）
• United Concordia（USA）
• Humana Inc.（USA）
• Guardian Life Insurance Company of America（USA）
• Principal Financial Group（USA）
• Anthem Inc.（USA）
• Blue Cross Blue Shield Association（USA）
• Sun Life Financial Inc.（Canada）
• Aviva plc（UK）
• Zurich Insurance Group（Switzerland）
• Tokio Marine Holdings, Inc.（Japan）

結論と提言

Dental Insurance Market size was valued at USD 225.18 billion in 2023 and is poised to grow from USD 246.35 billion in 2024 to USD 505.46 billion by 2032, growing at a CAGR of 9.4% during the forecast period (2025-2032).

The dental care market is experiencing growth fueled by increasing awareness of oral health and rising dental issues, compounded by escalating treatment costs. The Covid-19 pandemic led to a backlog of non-emergency procedures, causing many to forgo routine dental visits due to health concerns. Currently, around 68.5 million adults in the U.S. lack dental insurance, a number projected to increase further due to coverage losses and Medicaid challenges. The shift towards SaaS and cloud-based solutions is transforming the dental insurance landscape, enhancing accessibility and collaboration. Recent innovations include Delta Dental of California's partnership with Teledentistry.com for virtual care and Ameritas' lifetime deductible feature, both aimed at improving patient experiences. Additionally, Dental Door Corporation's Smart Dental Checkup(TM) utilizes AI to modernize assessments and preventive care.

Top-down and bottom-up approaches were used to estimate and validate the size of the Dental Insurance market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Dental Insurance Market Segments Analysis

Global Dental Insurance Market is segmented by Coverage Type, Type, Demographic, End-User and region. Based on Coverage Type, the market is segmented into Dental Preferred Provider Organizations (DPPO), Dental Health Maintenance Organizations (DHMO), Dental Indemnity Plans and Others. Based on Type, the market is segmented into Major and Basic. Based on Demographic, the market is segmented into Adults, Seniors and Children. Based on End-User, the market is segmented into Individuals, Families and Groups. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Dental Insurance Market

The Dental Insurance market is experiencing growth fueled by heightened awareness of oral health and its critical role in overall wellness. As governments and healthcare organizations advocate for preventive dental care, individuals are increasingly motivated to seek insurance that covers essential services. This focus on prevention aims to mitigate the risk of serious dental issues such as periodontal disease and tooth decay. As a result, consumers are actively looking for affordable insurance options that include routine exams, cleanings, and diagnostic procedures. This growing demand has led to a notable increase in enrollment in both individual and employer-sponsored dental insurance plans.

Restraints in the Dental Insurance Market

The dental insurance market faces several restraints that hinder its growth and accessibility, particularly for low-income groups. While basic and preventive plans are often reasonably priced, comprehensive dental insurance remains prohibitively expensive. This high cost limits access to essential services for those on tighter budgets. Furthermore, even with insurance, policyholders often find that advanced treatments such as cosmetic dentistry, implants, and orthodontics remain financially burdensome. Consequently, market penetration in price-sensitive demographics is constrained by the challenges associated with obtaining immediate or extensive care, coupled with various exclusions, coverage limitations, and waiting periods commonly found in most insurance plans.

Market Trends of the Dental Insurance Market

The dental insurance market is experiencing a significant trend towards digitalization, driven by the rising popularity of digital insurance services and tele dentistry. The integration of AI-based platforms is revolutionizing the sector by streamlining operations and enhancing accessibility for consumers. Insurers are adopting innovations such as AI-assisted claims processing, automated policy management, and virtual consultations, which greatly improve customer experience. This shift not only simplifies remote dental assessments but also reduces paperwork and expedites approval processes. As consumers increasingly favor the convenience of online policy comparisons and enrollments, the demand for technologically advanced dental insurance products continues to surge.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis
• Case Studies
• Regulatory Landscape
• Customer & Buying Criteria Analysis

Global Dental Insurance Market Size by Coverage Type & CAGR (2025-2032)

• Market Overview
• Dental Preferred Provider Organizations (DPPO)
• Dental Health Maintenance Organizations (DHMO)
• Dental Indemnity Plans
• Others

Global Dental Insurance Market Size by Type & CAGR (2025-2032)

• Market Overview
• Major
• Basic

Global Dental Insurance Market Size by Demographic & CAGR (2025-2032)

• Market Overview
• Adults
• Seniors
• Children

Global Dental Insurance Market Size by End-User & CAGR (2025-2032)

• Market Overview
• Individuals
• Families
• Groups

Global Dental Insurance Market Size & CAGR (2025-2032)

• North America (Coverage Type, Type, Demographic, End-User)
  • US
  • Canada
• Europe (Coverage Type, Type, Demographic, End-User)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Coverage Type, Type, Demographic, End-User)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Coverage Type, Type, Demographic, End-User)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Coverage Type, Type, Demographic, End-User)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• Cigna (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• AXA (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• AFLAC Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Allianz SE (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Aetna Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Ameritas Life Insurance Corp. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• United HealthCare Services Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• MetLife Services & Solutions (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Delta Dental Plans Association (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• HDFC Ergo Health Insurance Ltd. (India)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• United Concordia (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Humana Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Guardian Life Insurance Company of America (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Principal Financial Group (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Anthem Inc. (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Blue Cross Blue Shield Association (USA)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Sun Life Financial Inc. (Canada)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Aviva plc (UK)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Zurich Insurance Group (Switzerland)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Tokio Marine Holdings, Inc. (Japan)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations