介護保険市場規模、シェア、成長分析：対象リスク別、保険タイプ別、地域別 - 産業予測 2025～2032年

介護保険市場規模は2023年に244億米ドルと評価され、予測期間（2025-2032年）のCAGRは12.5%で、2024年の274億5,000万米ドルから2032年には704億3,000万米ドルに成長する見通しです。

介護保険市場は予測期間中に大きく成長する見込みであり、その主な要因は急速に進む高齢化と平均寿命の伸びです。高齢者層が増えるにつれて、加齢に関連した健康問題の発生率は上昇し、市場拡大の重要な要因となっています。このような健康問題の急増は、長期介護ソリューションの必要性を強調するだけでなく、家族の経済的負担を軽減します。その結果、包括的な情勢オプションへの需要が高まることが予想され、業界関係者にとっては進化する人口動態に対応する有望な機会となります。

目次

イントロダクション

• 調査の目的
• 調査範囲
• 定義

調査手法

• 情報調達
• 二次と一次データの方法
• 市場規模予測
• 市場の前提条件と制限

エグゼクティブサマリー

• 世界市場の見通し
• 供給と需要の動向分析
• セグメント別機会分析

市場力学と見通し

• 市場概要
• 市場規模
• 市場力学
  • 促進要因と機会
  • 抑制要因と課題
• ポーターの分析

主な市場の考察

• 重要成功要因
• 競合の程度
• 主な投資機会
• 市場エコシステム
• 市場の魅力指数（2024年）
• PESTEL分析
• マクロ経済指標
• バリューチェーン分析
• 価格分析

介護保険市場規模：対象リスク別& CAGR（2025-2032）

• 市場概要
• 医療・介護
• 在宅医療
• 生活支援とパーソナルケア
• 熟練した看護とリハビリテーションケア
• その他の長期サービスとサポート

介護保険市場規模：保険タイプ別& CAGR（2025-2032）

• 市場概要
• 従来の長期介護保険
• リンクベネフィット長期介護保険
• ハイブリッド長期介護保険

介護保険市場規模：給付期間別& CAGR（2025-2032）

• 市場概要
• 無期限（生涯）
• 限定給付期間（2年5年または10年）
• 無期限給付期間と限定給付期間の組み合わせ

介護保険市場規模：給付額別& CAGR（2025-2032）

• 市場概要
• 固定給付（月額2,000ドル）
• インデックス給付（インフレに応じて増加する給付）

介護保険市場規模：保険料支払い構造別& CAGR（2025-2032）

• 市場概要
• シングルプレミアム
• レベルプレミアム
• グレードプレミアム
• 保険料の返還

介護保険市場規模& CAGR（2025-2032）

• 北米
  • 米国
  • カナダ
• 欧州
  • ドイツ
  • スペイン
  • フランス
  • 英国
  • イタリア
  • その他欧州地域
• アジア太平洋地域
  • 中国
  • インド
  • 日本
  • 韓国
  • その他アジア太平洋地域
• ラテンアメリカ
  • ブラジル
  • その他ラテンアメリカ地域
• 中東・アフリカ
  • GCC諸国
  • 南アフリカ
  • その他中東・アフリカ

競合情報

• 上位5社の比較
• 主要企業の市場ポジショニング（2024年）
• 主な市場企業が採用した戦略
• 最近の市場動向
• 企業の市場シェア分析（2024年）
• 主要企業の企業プロファイル
  • 企業の詳細
  • 製品ポートフォリオ分析
  • 企業のセグメント別シェア分析
  • 収益の前年比比較（2022-2024）

主要企業プロファイル

• Mutual of Omaha（US）
• Thrivent Financial（US）
• Genworth（US）
• John Hancock（US）
• Aviva（UK）
• Allianz（Germany）
• Aegon（Netherlands）
• Dai-ichi Life（Japan）
• AXA（France）
• China Life（China）
• Prudential（US）
• Lincoln Financial（US）
• Securian Financial（US）
• Nationwide（US）
• OneAmerica（US）
• Brighthouse Financial（US）
• New York Life（US）
• Northwestern Mutual（US）
• Transamerica（US）
• Bankers Life（US）

結論と提言

Long-Term Care Insurance Market size was valued at USD 24.4 billion in 2023 and is poised to grow from USD 27.45 billion in 2024 to USD 70.43 billion by 2032, growing at a CAGR of 12.5% during the forecast period (2025-2032).

The long-term care insurance market is poised for significant growth during the forecast period, primarily fueled by the rapidly increasing aging population and rising life expectancy. As more individuals enter older age brackets, the incidence of age-related health issues escalates, acting as a critical driver for market expansion. This surge in health concerns not only emphasizes the essential need for long-term care solutions but also mitigates the financial burden on families. Consequently, the demand for comprehensive long-term care insurance options is expected to rise, highlighting a promising opportunity for industry players to cater to an evolving demographic landscape.

Top-down and bottom-up approaches were used to estimate and validate the size of the Long-Term Care Insurance market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Long-Term Care Insurance Market Segments Analysis

Global Long-Term Care Insurance Market is segmented by Risk Covered, Policy Type, Benefit Duration, Benefit Amount, Premium Payment Structure and region. Based on Risk Covered, the market is segmented into Medical and Nursing Care, Home Health Care, Assisted Living and Personal Care, Skilled Nursing and Rehabilitation Care and Other Long Term Services and Supports. Based on Policy Type, the market is segmented into Traditional Long Term Care Insurance, Linked Benefit Long Term Care Insurance and Hybrid Long Term Care Insurance. Based on Benefit Duration, the market is segmented into Indefinite (Lifetime), Limited Benefit Period (2, 5, or 10 years) and Combination of Indefinite and Limited Benefit Periods. Based on Benefit Amount, the market is segmented into Fixed Benefits ($2,000 per month) and Indexed Benefits (benefits that increase with inflation). Based on Premium Payment Structure, the market is segmented into Single Premium, Level Premium, Graded Premium and Return of Premium. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Long-Term Care Insurance Market

The Long-Term Care Insurance market is poised for significant growth, primarily driven by the rising awareness of specialized services catered to the elderly. As consumers begin to recognize the unique benefits offered by long-term care facilities compared to traditional hospital environments, demand for such services is expected to rise. This shift in perception is bolstered by ongoing technological advancements in healthcare delivery that enhance care management. Initially focused on durable medical devices like wheelchairs and safety aids, the sector is evolving to embrace innovative solutions that improve the quality of care, further fueling the expansion of the long-term care insurance market.

Restraints in the Long-Term Care Insurance Market

The long-term care insurance market is currently facing significant restraints due to the increasing premiums and revised coverage options, which have led to widespread uncertainty and skepticism regarding investments in these policies. Many potential buyers are experiencing hesitation as the rising costs make it difficult for them to secure the necessary medical coverage. As premiums continue to climb, individuals who are considering long-term care insurance find themselves grappling with affordability issues, creating a challenging landscape for both consumers and the industry. This surge in costs has ultimately deterred many from pursuing essential long-term care protection.

Market Trends of the Long-Term Care Insurance Market

The long-term care insurance market is experiencing a robust upward trend, primarily fueled by the unprecedented growth of the geriatric population globally. As life expectancy continues to rise, an increasing number of individuals are seeking comprehensive services to address their unique health and lifestyle needs. This escalating demand is further compounded by critical gaps in current care availability, emphasizing the necessity for tailored solutions. As highlighted in a December 2022 article in the BMC Journal, these unmet needs are driving innovation and investment within the industry, positioning long-term care insurance as a vital component of healthcare planning for aging populations.

Table of Contents

Introduction

• Objectives of the Study
• Scope of the Report
• Definitions

Research Methodology

• Information Procurement
• Secondary & Primary Data Methods
• Market Size Estimation
• Market Assumptions & Limitations

Executive Summary

• Global Market Outlook
• Supply & Demand Trend Analysis
• Segmental Opportunity Analysis

Market Dynamics & Outlook

• Market Overview
• Market Size
• Market Dynamics
  • Drivers & Opportunities
  • Restraints & Challenges
• Porters Analysis
  • Competitive rivalry
  • Threat of substitute
  • Bargaining power of buyers
  • Threat of new entrants
  • Bargaining power of suppliers

Key Market Insights

• Key Success Factors
• Degree of Competition
• Top Investment Pockets
• Market Ecosystem
• Market Attractiveness Index, 2024
• PESTEL Analysis
• Macro-Economic Indicators
• Value Chain Analysis
• Pricing Analysis

Global Long-Term Care Insurance Market Size by Risk Covered & CAGR (2025-2032)

• Market Overview
• Medical and Nursing Care
• Home Health Care
• Assisted Living and Personal Care
• Skilled Nursing and Rehabilitation Care
• Other Long Term Services and Supports

Global Long-Term Care Insurance Market Size by Policy Type & CAGR (2025-2032)

• Market Overview
• Traditional Long Term Care Insurance
• Linked Benefit Long Term Care Insurance
• Hybrid Long Term Care Insurance

Global Long-Term Care Insurance Market Size by Benefit Duration & CAGR (2025-2032)

• Market Overview
• Indefinite (Lifetime)
• Limited Benefit Period (2, 5, or 10 years)
• Combination of Indefinite and Limited Benefit Periods

Global Long-Term Care Insurance Market Size by Benefit Amount & CAGR (2025-2032)

• Market Overview
• Fixed Benefits ($2,000 per month)
• Indexed Benefits (benefits that increase with inflation)

Global Long-Term Care Insurance Market Size by Premium Payment Structure & CAGR (2025-2032)

• Market Overview
• Single Premium
• Level Premium
• Graded Premium
• Return of Premium

Global Long-Term Care Insurance Market Size & CAGR (2025-2032)

• North America (Risk Covered, Policy Type, Benefit Duration, Benefit Amount, Premium Payment Structure)
  • US
  • Canada
• Europe (Risk Covered, Policy Type, Benefit Duration, Benefit Amount, Premium Payment Structure)
  • Germany
  • Spain
  • France
  • UK
  • Italy
  • Rest of Europe
• Asia Pacific (Risk Covered, Policy Type, Benefit Duration, Benefit Amount, Premium Payment Structure)
  • China
  • India
  • Japan
  • South Korea
  • Rest of Asia-Pacific
• Latin America (Risk Covered, Policy Type, Benefit Duration, Benefit Amount, Premium Payment Structure)
  • Brazil
  • Rest of Latin America
• Middle East & Africa (Risk Covered, Policy Type, Benefit Duration, Benefit Amount, Premium Payment Structure)
  • GCC Countries
  • South Africa
  • Rest of Middle East & Africa

Competitive Intelligence

• Top 5 Player Comparison
• Market Positioning of Key Players, 2024
• Strategies Adopted by Key Market Players
• Recent Developments in the Market
• Company Market Share Analysis, 2024
• Company Profiles of All Key Players
  • Company Details
  • Product Portfolio Analysis
  • Company's Segmental Share Analysis
  • Revenue Y-O-Y Comparison (2022-2024)

Key Company Profiles

• Mutual of Omaha (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Thrivent Financial (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Genworth (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• John Hancock (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Aviva (UK)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Allianz (Germany)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Aegon (Netherlands)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Dai-ichi Life (Japan)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• AXA (France)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• China Life (China)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Prudential (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Lincoln Financial (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Securian Financial (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Nationwide (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• OneAmerica (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Brighthouse Financial (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• New York Life (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Northwestern Mutual (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Transamerica (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments
• Bankers Life (US)
  • Company Overview
  • Business Segment Overview
  • Financial Updates
  • Key Developments

Conclusion & Recommendations