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市場調査レポート
商品コード
1614997
送金の市場規模、シェア、成長分析、送金手段別、タイプ別、チャネル別、最終用途別、地域別- 産業予測、2024~2031年Remittance Market Size, Share, Growth Analysis, By Mode of Transfer, By Type, By Channel, By End Use, By Region - Industry Forecast 2024-2031 |
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送金の市場規模、シェア、成長分析、送金手段別、タイプ別、チャネル別、最終用途別、地域別- 産業予測、2024~2031年 |
出版日: 2024年12月14日
発行: SkyQuest
ページ情報: 英文 207 Pages
納期: 3~5営業日
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送金の世界市場規模は、2022年には546億7,000万米ドルと評価され、2023年の607億3,000万米ドルから2031年には1,408億7,000万米ドルに成長し、予測期間中(2024年~2031年)のCAGRは11.1%で成長する見通しです。
国際送金は歴史的に、多数の仲介業者、隠れた手数料、膨大な事務手続きといった課題を抱えており、取引にコストと時間がかかるという問題がありました。しかし、金融分野における最近の進歩は、より迅速で手頃な価格の効率的なサービスを提供することで、個人や中小企業の経験を大幅に向上させています。例えば、2022年8月にオープン・バンキング決済を提供するTrustyとポーランドを拠点とするConotoxiaが提携したことは、銀行口座から直接シームレスな世界送金を可能にするもので、この動向を象徴しています。こうした改善が市場の成長に寄与する一方で、懸念される側面もあります。それは、送金を受け取る家族の間で、より良い収入を得るためには先進国への移住が望ましいという認識が広がり、意図せず労働移民を促進し、労働市場外の人々が直面する課題を反映しているという点です。
Global Remittance Market size was valued at USD 54.67 billion in 2022 and is poised to grow from USD 60.73 billion in 2023 to USD 140.87 billion by 2031, growing at a CAGR of 11.1% during the forecast period (2024-2031).
International money transfers have historically been fraught with challenges such as numerous intermediaries, hidden fees, and extensive paperwork, leading to costly and slow transactions. However, recent advancements in the financial sector are significantly enhancing the experience for individuals and small-to-medium-sized enterprises by offering faster, more affordable, and efficient services. For instance, the partnership between Trusty, a provider of open banking payments, and Poland-based Conotoxia in August 2022 exemplifies this trend, as it enables seamless global money transfers directly from bank accounts. While these improvements contribute to market growth, there remains a concerning aspect: the perception among families receiving remittances that migration to developed countries for better earnings is preferable, inadvertently fueling labor migration and reflecting the challenges faced by those outside the labor market.
Top-down and bottom-up approaches were used to estimate and validate the size of the Global Remittance market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.
Global Remittance Market Segmental Analysis
Global Remittance Market is segmented by Mode of Transfer, by Channel, by End User and by Region. Based on Mode of Transfer, the market is segmented into Digital, Traditional (Non-digital). Based on Type, the market is segmented into Inward Remittance, Outward Remittance. Based on Channel, the market is segmented into Banks, Money Transfer Operators, Online Platforms (Wallets). Based on End User, the market is segmented into Migrant Labor Workforce, Personal, Small Businesses, Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.
Driver of the Global Remittance Market
One of the key drivers of the Global Remittance market is the enhancement of remittance infrastructure and strategic partnerships that facilitate increased sales. A well-established remittance framework is crucial for market growth, as it allows for improved accessibility and reach. Collaborations among financial institutions, remittance service providers, mobile network operators, and various stakeholders play a significant role in this expansion. By forming alliances with payment networks and technology providers, these entities enable smooth cross-border transactions, thereby fostering growth within the remittance market. Such advancements are essential for meeting the evolving needs of customers and maintaining a competitive edge in the industry.
Restraints in the Global Remittance Market
Restraints
The global remittance market faces significant challenges due to stringent regulatory frameworks aimed at curbing illicit financial activities such as money laundering and terrorist financing. These regulations impose complex compliance obligations that can be particularly burdensome for smaller remittance providers who may lack the resources to meet the necessary standards. As a result, these compliance requirements can lead to increased operational costs and delays in transaction processing, ultimately impeding the swift growth of the market. The intricate nature of these regulations may hinder innovation and limit competition, making it difficult for providers to enhance their services and attract new customers.
Market Trends of the Global Remittance Market
The Global Remittance market is witnessing a significant shift towards mobile wallets as the preferred method for receiving funds, driven by their convenience and accessibility. With the rise of smartphone penetration and digital payment technology, mobile wallets enable users to receive, store, and manage remittances directly on their devices. This trend is particularly appealing to unbanked populations, allowing them to conduct transactions without needing a traditional bank account. The seamless integration of mobile wallets with remittance services facilitates instant transactions, accelerates financial inclusion, and enhances user experience, solidifying mobile wallets' dominance in the evolving remittance landscape.