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市場調査レポート
商品コード
1614997

送金の市場規模、シェア、成長分析、送金手段別、タイプ別、チャネル別、最終用途別、地域別- 産業予測、2024~2031年

Remittance Market Size, Share, Growth Analysis, By Mode of Transfer, By Type, By Channel, By End Use, By Region - Industry Forecast 2024-2031


出版日
発行
SkyQuest
ページ情報
英文 207 Pages
納期
3~5営業日
価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=143.83円
送金の市場規模、シェア、成長分析、送金手段別、タイプ別、チャネル別、最終用途別、地域別- 産業予測、2024~2031年
出版日: 2024年12月14日
発行: SkyQuest
ページ情報: 英文 207 Pages
納期: 3~5営業日
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  • 概要
  • 目次
概要

送金の世界市場規模は、2022年には546億7,000万米ドルと評価され、2023年の607億3,000万米ドルから2031年には1,408億7,000万米ドルに成長し、予測期間中(2024年~2031年)のCAGRは11.1%で成長する見通しです。

国際送金は歴史的に、多数の仲介業者、隠れた手数料、膨大な事務手続きといった課題を抱えており、取引にコストと時間がかかるという問題がありました。しかし、金融分野における最近の進歩は、より迅速で手頃な価格の効率的なサービスを提供することで、個人や中小企業の経験を大幅に向上させています。例えば、2022年8月にオープン・バンキング決済を提供するTrustyとポーランドを拠点とするConotoxiaが提携したことは、銀行口座から直接シームレスな世界送金を可能にするもので、この動向を象徴しています。こうした改善が市場の成長に寄与する一方で、懸念される側面もあります。それは、送金を受け取る家族の間で、より良い収入を得るためには先進国への移住が望ましいという認識が広がり、意図せず労働移民を促進し、労働市場外の人々が直面する課題を反映しているという点です。

目次

イントロダクション

  • 調査の目的
  • 調査範囲
  • 定義

調査手法

  • 情報調達
  • 二次データと一次データの方法
  • 市場規模予測
  • 市場の前提条件と制限

エグゼクティブサマリー

  • 世界市場の見通し
  • 供給と需要の動向分析
  • セグメント別機会分析

市場力学と見通し

  • 市場概要
  • 市場規模
  • 市場力学
    • 促進要因と機会
    • 抑制要因と課題
  • ポーター分析と影響
    • 競争企業間の敵対関係
    • 代替品の脅威
    • 買い手の交渉力
    • 新規参入業者の脅威
    • 供給企業の交渉力

主な市場の考察

  • 重要成功要因
  • 競合の程度
  • 主な投資機会
  • 市場エコシステム
  • 市場の魅力指数(2023年)
  • PESTEL分析
  • マクロ経済指標
  • バリューチェーン分析
  • 価格分析
  • 技術の進歩
  • 規制情勢
  • ケーススタディ

送金の市場規模:送金手段別& CAGR(2024-2031)

  • デジタル
  • 従来型(非デジタル)

送金の市場規模:タイプ別& CAGR(2024-2031)

  • 対内送金
  • 対外送金

送金の市場規模:チャネル別& CAGR(2024-2031)

  • 銀行
  • 送金業者
  • オンラインプラットフォーム(ウォレット)

送金の市場規模:最終用途別& CAGR(2024-2031)

  • 移民労働力
  • 個人
  • 中小企業
  • その他

送金の市場規模:地域別& CAGR(2024-2031)

  • 北米
    • 米国
    • カナダ
  • 欧州
    • 英国
    • ドイツ
    • スペイン
    • フランス
    • イタリア
    • その他欧州地域
  • アジア太平洋
    • 中国
    • インド
    • 日本
    • 韓国
    • その他アジア太平洋地域
  • ラテンアメリカ
    • ブラジル
    • その他ラテンアメリカ地域
  • 中東およびアフリカ
    • GCC諸国
    • 南アフリカ
    • その他中東・アフリカ

競合情報

  • 上位5社の比較
  • 主要企業の市場ポジショニング(2023年)
  • 主な市場企業が採用した戦略
  • 市場の最近の動向
  • 企業の市場シェア分析(2023年)
  • 主要企業の企業プロファイル
    • 会社概要
    • 製品ポートフォリオ分析
    • セグメント別シェア分析
    • 収益の前年比比較(2021-2023)

主要企業プロファイル

  • Bank of America Corporation
  • ZEPZ
  • Citigroup, Inc.
  • Ria Financial Services, Inc.
  • OFX
  • Wells Fargo
  • Western Union Holdings, Inc.
  • PayPal
  • MoneyGram International, Inc.
  • Wise US, Inc.

結論と推奨事項

目次
Product Code: SQMIG40D2019

Global Remittance Market size was valued at USD 54.67 billion in 2022 and is poised to grow from USD 60.73 billion in 2023 to USD 140.87 billion by 2031, growing at a CAGR of 11.1% during the forecast period (2024-2031).

International money transfers have historically been fraught with challenges such as numerous intermediaries, hidden fees, and extensive paperwork, leading to costly and slow transactions. However, recent advancements in the financial sector are significantly enhancing the experience for individuals and small-to-medium-sized enterprises by offering faster, more affordable, and efficient services. For instance, the partnership between Trusty, a provider of open banking payments, and Poland-based Conotoxia in August 2022 exemplifies this trend, as it enables seamless global money transfers directly from bank accounts. While these improvements contribute to market growth, there remains a concerning aspect: the perception among families receiving remittances that migration to developed countries for better earnings is preferable, inadvertently fueling labor migration and reflecting the challenges faced by those outside the labor market.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Remittance market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Remittance Market Segmental Analysis

Global Remittance Market is segmented by Mode of Transfer, by Channel, by End User and by Region. Based on Mode of Transfer, the market is segmented into Digital, Traditional (Non-digital). Based on Type, the market is segmented into Inward Remittance, Outward Remittance. Based on Channel, the market is segmented into Banks, Money Transfer Operators, Online Platforms (Wallets). Based on End User, the market is segmented into Migrant Labor Workforce, Personal, Small Businesses, Others. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.

Driver of the Global Remittance Market

One of the key drivers of the Global Remittance market is the enhancement of remittance infrastructure and strategic partnerships that facilitate increased sales. A well-established remittance framework is crucial for market growth, as it allows for improved accessibility and reach. Collaborations among financial institutions, remittance service providers, mobile network operators, and various stakeholders play a significant role in this expansion. By forming alliances with payment networks and technology providers, these entities enable smooth cross-border transactions, thereby fostering growth within the remittance market. Such advancements are essential for meeting the evolving needs of customers and maintaining a competitive edge in the industry.

Restraints in the Global Remittance Market

Restraints

The global remittance market faces significant challenges due to stringent regulatory frameworks aimed at curbing illicit financial activities such as money laundering and terrorist financing. These regulations impose complex compliance obligations that can be particularly burdensome for smaller remittance providers who may lack the resources to meet the necessary standards. As a result, these compliance requirements can lead to increased operational costs and delays in transaction processing, ultimately impeding the swift growth of the market. The intricate nature of these regulations may hinder innovation and limit competition, making it difficult for providers to enhance their services and attract new customers.

Market Trends of the Global Remittance Market

The Global Remittance market is witnessing a significant shift towards mobile wallets as the preferred method for receiving funds, driven by their convenience and accessibility. With the rise of smartphone penetration and digital payment technology, mobile wallets enable users to receive, store, and manage remittances directly on their devices. This trend is particularly appealing to unbanked populations, allowing them to conduct transactions without needing a traditional bank account. The seamless integration of mobile wallets with remittance services facilitates instant transactions, accelerates financial inclusion, and enhances user experience, solidifying mobile wallets' dominance in the evolving remittance landscape.

Table of Contents

Introduction

  • Objectives of the Study
  • Scope of the Report
  • Definitions

Research Methodology

  • Information Procurement
  • Secondary & Primary Data Methods
  • Market Size Estimation
  • Market Assumptions & Limitations

Executive Summary

  • Global Market Outlook
  • Supply & Demand Trend Analysis
  • Segmental Opportunity Analysis

Market Dynamics & Outlook

  • Market Overview
  • Market Size
  • Market Dynamics
    • Driver & Opportunities
    • Restraints & Challenges
  • Porters Analysis & Impact
    • Competitive rivalry
    • Threat of substitute
    • Bargaining power of buyers
    • Threat of new entrants
    • Bargaining power of suppliers

Key Market Insights

  • Key Success Factors
  • Degree of Competition
  • Top Investment Pockets
  • Market Ecosystem
  • Market Attractiveness Index, 2023
  • PESTEL Analysis
  • Macro-Economic Indicators
  • Value Chain Analysis
  • Pricing Analysis
  • Technological Advancement
  • Regulatory Landscape
  • Case Studies

Global Remittance Market Size by Mode of Transfer & CAGR (2024-2031)

  • Digital
  • Traditional (Non-digital)

Global Remittance Market Size by Type & CAGR (2024-2031)

  • Inward Remittance
  • Outward Remittance

Global Remittance Market Size by Channel & CAGR (2024-2031)

  • Banks
  • Money Transfer Operators
  • Online Platforms (Wallets)

Global Remittance Market Size by End Use & CAGR (2024-2031)

  • Migrant Labor Workforce
  • Personal
  • Small Businesses
  • Others

Global Remittance Market Size by Region & CAGR (2024-2031)

  • North America (by Mode of Transfer, by Channel, by End Use)
    • US
    • Canada
  • Europe (by Mode of Transfer, by Channel, by End Use)
    • UK
    • Germany
    • Spain
    • France
    • Italy
    • Rest of Europe
  • Asia-Pacific (by Mode of Transfer, by Channel, by End Use)
    • China
    • India
    • Japan
    • South Korea
    • Rest of Asia Pacific
  • Latin America (by Mode of Transfer, by Channel, by End Use)
    • Brazil
    • Rest of Latin America
  • Middle East & Africa (by Mode of Transfer, by Channel, by End Use)
    • GCC Countries
    • South Africa
    • Rest of Middle East & Africa

Competitive Intelligence

  • Top 5 Player Comparison
  • Market Positioning of Key Players, 2023
  • Strategies Adopted by Key Market Players
  • Recent Developments in the Market
  • Company Market Share Analysis, 2023
  • Company Profiles of All Key Players
    • Company Details
    • Product Portfolio Analysis
    • Company's Segmental Share Analysis
    • Revenue Y-O-Y Comparison (2021-2023)

Key Company Profiles

  • Bank of America Corporation
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • ZEPZ
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Citigroup, Inc.
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Ria Financial Services, Inc.
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • OFX
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Wells Fargo
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Western Union Holdings, Inc.
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • PayPal
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • MoneyGram International, Inc.
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Wise US, Inc.
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments

Conclusion & Recommendation