市場調査レポート

商品コード

1603273

マイクロインシュアランスの市場規模、シェア、成長分析、タイプ別、年齢層別、製品別、プロバイダー別、モデル別、地域別 - 産業予測、2024年～2031年

Microinsurance Market Size, Share, Growth Analysis, By Type, By Age Group, By Product, By Provider, By Model, By Region - Industry Forecast 2024-2031

出版日: 2024年11月27日
発行: SkyQuest
ページ情報: 英文 242 Pages
納期: 3～5営業日

価格

PDF & Excel (Single User License)

USD 5,300 763,518円

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全表示
概要
目次

概要

サンプル依頼リストに入れる

マイクロインシュアランスの世界市場規模は、2022年に783億米ドルと評価され、2023年の835億米ドルから2031年には1,403億米ドルに成長し、予測期間中（2024年～2031年）のCAGRは6.7％で成長する見通しです。

世界のマイクロインシュアランス市場は、消費者に優しい保険モデルの台頭と保険会社のデジタル化の進展に牽引され、予測期間を通じて大きく成長する見通しです。この成長は、マイクロインシュアランスの取り組みを通じて手頃な保険にアクセスできる低所得世帯に特に関連しています。透明性が高く、費用対効果の高い保険プランを提供することで、この分野は市場アクセシビリティの拡大を促進しています。さらに、多くの企業がマルチチャネルのインタラクション・プラットフォームやバーチャル・ネットワークを活用することで、顧客体験を向上させ、長期的なバリューチェーンを確立しています。マイクロインシュアランスソリューション・プロバイダーは、商品提供をさらに強化するため、従来の保険会社と戦略的提携を結ぶケースが増えており、消費者体験の最適化を目指しています。例えば、2021年10月、Micro Insurance Companyの子会社であるMicroEnsureは、ナイロビの保険プラットフォームであるChamasureと提携し、デジタル保険ソリューションへのアクセスを容易にし、ケニアの十分なサービスを受けていないコミュニティの加入と保険金請求プロセスを合理化しました。この動向は、新興国においてマイクロインシュアランスの保険が広く受け入れられていることを示すものであり、デジタル化の進展や、多様な保険オプションに関する消費者の意識の高まりが後押ししています。このような発展により、マイクロインシュアランス市場は大幅に拡大し、十分なサービスを受けていない人々の高まるニーズに応え、業界の持続可能な成長のための強固な枠組みを構築することが期待されます。

北米
- 米国
- カナダ
欧州
- 英国
- ドイツ
- スペイン
- フランス
- イタリア
- その他欧州地域
アジア太平洋
- 中国
- インド
- 日本
- 韓国
- その他アジア太平洋地域
ラテンアメリカ
- ブラジル
- その他ラテンアメリカ地域
中東およびアフリカ
- GCC諸国
- 南アフリカ
- その他中東・アフリカ

競合情報

上位5社の比較
主要企業の市場ポジショニング（2023年）
主な市場企業が採用した戦略
市場の最近の動向
企業の市場シェア分析（2023年）
主要企業の企業プロファイル
- 会社概要
- 製品ポートフォリオ分析
- セグメント別シェア分析
- 収益の前年比比較（2021-2023）

主要企業プロファイル

Allianz SE
Berkshire Hathaway Inc.
Ping An Insurance（China）
Zurich Insurance Group
MetLife Inc.
American International Group（AIG）
China Life Insurance Company
Liberty Mutual
Aviva PLC
Munich Re Group
Swiss Re Group
Chubb Limited
SBI Life Insurance（India）
ICICI Prudential Life Insurance（India）
HDFC Ergo General Insurance（India）
Tata AIA Life Insurance（India）
Bharti AXA Life Insurance（India）
Bandhan Bank（India）
Protecta Insurance（New Zealand）
MicroEnsure Holdings Limited（UK）

結論と推奨事項

Product Code: SQMIG40N2004

Global Microinsurance Market size was valued at USD 78.3 billion in 2022 and is poised to grow from USD 83.5 billion in 2023 to USD 140.3 billion by 2031, growing at a CAGR of 6.7% during the forecast period (2024-2031).

The global microinsurance market is poised for significant growth throughout the forecast period, driven by the rise of consumer-friendly insurance models and the increasing digitization of insurance companies. This growth is particularly relevant for low-income households, who can access affordable insurance coverage through microinsurance initiatives. By offering transparent and cost-effective insurance plans, the sector is fostering expanded market accessibility. Additionally, many companies are improving customer experiences and establishing long-term value chains by leveraging multichannel interaction platforms and virtual networks. To further enhance their product offerings, microinsurance solution providers are increasingly forming strategic alliances with traditional insurance companies, aiming to optimize the consumer experience. For example, in October 2021, MicroEnsure, a subsidiary of the Micro Insurance Company, partnered with Chamasure, an insurance platform in Nairobi, to facilitate access to digital insurance solutions and streamline enrollment and claims processes for underserved communities in Kenya. This trend signifies a broader acceptance of microinsurance policies in emerging economies, aided by ongoing digitization efforts and heightened consumer awareness regarding diverse insurance options. With these developments, the microinsurance market is expected to expand significantly, meeting the growing demands of underserved populations and creating a robust framework for sustainable growth in the industry.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Microinsurance market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global Microinsurance Market Segmental Analysis

Global Microinsurance Market is segmented by Type, Age Group, Product, Provider, Distribution Channel, Model and region. Based on Type, the market is segmented into Lifetime Coverage, Term Insurance. Based on Age Group, the market is segmented into Minor, Adult, Senior Citizens. Based on Product, the market is segmented into Property Insurance, Health Insurance, Life Insurance, Index Insurance, Accidental Death, Others. Based on Provider, the market is segmented into Microinsurance Commercially Viable, Microinsurance Through Aid/Government Support. Based on Distribution Channel, the market is segmented into Direct Sales, Financial Institutions, E-Commerce, Hospitals, Others. Based on Model, the market is segmented into Partner Agent Model, Full-Service Model, Provider Driven Model, Community-Based, Other. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & and Africa.

Driver of the Global Microinsurance Market

The global microinsurance market is primarily driven by the enhanced availability of financial services and the growth of the insurance sector, making coverage accessible to various socio-economic groups. This trend is bolstered by recent innovations, such as peer-to-peer insurance models, which offer more consumer-friendly alternatives. These developments are reshaping the insurance landscape, enabling broader participation and awareness among underserved populations. As a result, the microinsurance market is experiencing significant expansion, reflecting a growing recognition of the importance of affordable insurance options in promoting financial inclusion and security for individuals in diverse communities worldwide.

Restraints in the Global Microinsurance Market

The growth of the global microinsurance market is likely to face several challenges during the forecast period. Key constraints include the increasing production costs associated with healthcare insurance, which can deter potential market entrants. Additionally, stringent regulations imposed by authorities can create hurdles for microinsurance providers, making it difficult for them to operate efficiently. Furthermore, prolonged claim reimbursement timelines may discourage policyholders from engaging with microinsurance products, as they seek quicker and more reliable coverage options. Together, these factors may significantly impede the progress and expansion of the microinsurance sector on a global scale.

Market Trends of the Global Microinsurance Market

The Global Microinsurance market is experiencing significant growth, propelled by advancements in accessibility and operational transparency that enhance consumer experience. Organizations are strategically leveraging multichannel platforms and virtual networks to construct robust value chains, fostering innovation and incentivizing uptake. Additionally, the emergence of consumer-centric models, such as peer-to-peer insurance, is further stimulating market expansion by encouraging community solidarity and shared risk. Automated portfolio monitoring is increasingly adopted by providers for efficient tracking of client credit flows, allowing for timely interventions. This proactive approach not only mitigates risks but also drives profitability, positioning microinsurance as a compelling solution in emerging markets.

Introduction

Objectives of the Study
Scope of the Report
Definitions

Research Methodology

Information Procurement
Secondary & Primary Data Methods
Market Size Estimation
Market Assumptions & Limitations

Executive Summary

Global Market Outlook
Supply & Demand Trend Analysis
Segmental Opportunity Analysis

Market Dynamics & Outlook

Market Overview
Market Size
Market Dynamics
- Driver & Opportunities
- Restraints & Challenges
Porters Analysis & Impact
- Competitive rivalry
- Threat of substitute
- Bargaining power of buyers
- Threat of new entrants
- Bargaining power of suppliers

Key Market Insights

Key Success Factors
Degree of Competition
Top Investment Pockets
Market Ecosystem
Technological Advancement
Regulatory Landscape
Case Study Analysis
Customer & Buying Criteria Analysis
PESTEL Analysis
Macro-Economic Indicators
Startup Analysis
Market Attractiveness Index
Supply Chain Analysis
Pricing Analysis

Global Microinsurance Market Size by Type & CAGR (2024-2031)

Market Overview
Lifetime Coverage
Term Insurance

Global Microinsurance Market Size by Age Group & CAGR (2024-2031)

Market Overview
Minor
Adult
Senior Citizens

Global Microinsurance Market Size by Product & CAGR (2024-2031)

Market Overview
Property Insurance
Health Insurance
Life Insurance
Index Insurance
Accidental Death
Others

Global Microinsurance Market Size by Provider & CAGR (2024-2031)

Market Overview
Microinsurance Commercially Viable
Microinsurance Through Aid/Government Support

Global Microinsurance Market Size by Distribution Channel & CAGR (2024-2031)

Market Overview
Direct Sales
Financial Institutions
E-Commerce
Hospitals
Others

Global Microinsurance Market Size by Model & CAGR (2024-2031)

Market Overview
Partner Agent Model
Full-Service Model
Provider Driven Model
Community-Based
Other

Global Microinsurance Market Size & CAGR (2024-2031)

North America, (Type, Age Group, Product, Provider, Distribution Channel, Model)
- US
- Canada
Europe, (Type, Age Group, Product, Provider, Distribution Channel, Model)
- UK
- Germany
- Spain
- France
- Italy
- Rest of Europe
Asia-Pacific, (Type, Age Group, Product, Provider, Distribution Channel, Model)
- China
- India
- Japan
- South Korea
- Rest of Asia Pacific
Latin America, (Type, Age Group, Product, Provider, Distribution Channel, Model)
- Brazil
- Rest of Latin America
Middle East & Africa, (Type, Age Group, Product, Provider, Distribution Channel, Model)
- GCC Countries
- South Africa
- Rest of Middle East & Africa

Competitive Intelligence

Top 5 Player Comparison
Market Positioning of Key Players, 2023
Strategies Adopted by Key Market Players
Recent Developments in the Market
Company Market Share Analysis, 2023
Company Profiles of All Key Players
- Company Details
- Product Portfolio Analysis
- Company's Segmental Share Analysis
- Revenue Y-O-Y Comparison (2021-2023)

Key Company Profiles

Allianz SE
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Berkshire Hathaway Inc.
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Ping An Insurance (China)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Zurich Insurance Group
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
MetLife Inc.
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
American International Group (AIG)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
China Life Insurance Company
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Liberty Mutual
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Aviva PLC
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Munich Re Group
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Swiss Re Group
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Chubb Limited
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
SBI Life Insurance (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
ICICI Prudential Life Insurance (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
HDFC Ergo General Insurance (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Tata AIA Life Insurance (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Bharti AXA Life Insurance (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Bandhan Bank (India)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Protecta Insurance (New Zealand)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
MicroEnsure Holdings Limited (UK)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments

マイクロインシュアランスの市場規模、シェア、成長分析、タイプ別、年齢層別、製品別、プロバイダー別、モデル別、地域別 - 産業予測、2024年～2031年

Microinsurance Market Size, Share, Growth Analysis, By Type, By Age Group, By Product, By Provider, By Model, By Region - Industry Forecast 2024-2031

目次

イントロダクション

調査手法

エグゼクティブサマリー

市場力学と見通し

主な市場の考察

マイクロインシュアランスの市場規模：タイプ別& CAGR（2024-2031）

マイクロインシュアランスの市場規模：年齢層別& CAGR（2024-2031）

マイクロインシュアランスの市場規模：製品別& CAGR（2024-2031）

マイクロインシュアランスの市場規模：プロバイダー別& CAGR（2024-2031）

マイクロインシュアランスの市場規模：流通チャネル別& CAGR（2024-2031）

マイクロインシュアランスの市場規模：モデル別& CAGR（2024-2031）

マイクロインシュアランス市場規模：地域別& CAGR（2024-2031）