サンプル依頼リスト カート
  • English
  • Korean
デフォルト表紙
市場調査レポート
商品コード
1458131

B2B決済の世界市場規模、シェア、成長分析：決済タイプ別、エンドユーザー別、技術別 - 産業予測（2024～2031年）

Global B2B Payments Market Size, Share, Growth Analysis, By Payment Type(electronic funds transfer, credit cards), By End User(healthcare, manufacturing), By Technology(blockchain, artificial intelligence (AI)) - Industry Forecast 2024-2031
出版日: | 発行: SkyQuest | ページ情報: 英文 207 Pages | 納期: 3～5営業日

価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=158.97円
B2B決済の世界市場規模、シェア、成長分析：決済タイプ別、エンドユーザー別、技術別 - 産業予測（2024～2031年）
出版日: 2024年03月27日
発行: SkyQuest
ページ情報: 英文 207 Pages
納期: 3～5営業日
  • 全表示
  • 概要
  • 目次
概要

世界のB2B決済の市場規模は、2022年に120兆9,600億米ドルとなり、予測期間（2024～2031年）のCAGRは8%で、2023年の130兆6,400億米ドルから、2031年までには241兆8,000億米ドルに成長する見通しです。

ダイナミックかつ急速に拡大するB2B決済の世界市場は、企業間の金融取引を可能にしています。この市場には、企業間取引に関連する複雑な決済手続きを簡素化・迅速化することを目的とした、広範なプラットフォームや決済オプションが含まれています。世界のビジネス決済市場は、最先端のデジタル決済技術から小切手や電信送金のような従来型の方法まで、世界中の組織の変化する需要に対応する幅広いソリューションを提供しています。B2B決済分野は、主に企業間の金融取引を簡単かつ効率的に行うことを目的に設立されました。この市場は、安全で信頼できる便利な決済手段を提供することで、企業が全体的により効率的に事業を運営し、キャッシュフローをよりよく管理し、安心してビジネスを行うことを可能にします。貿易、迅速なサプライヤーへの支払い、国際的な企業拡大、金融の開放性と説明責任の促進は、すべて企業間（B2B）決済によって実現されています。世界のB2B決済市場は、いくつかの重要な要因により拡大しています。まず、デジタル決済ソリューションの採用は、企業経営のデジタル化の進展と紙ベースの取引からの脱却が背景にあります。電子請求書、インターネットプラットフォーム、クラウドベースの会計システムが普及するにつれ、企業は財務プロセスを最適化するためにデジタル決済を採用する企業が増えています。第二に、効果的なB2B決済ソリューションに対するニーズは、国境を越えた貿易の増加傾向やビジネスの世界化によって高まっています。国際的な取引を行う企業は、規制基準を満たし、異なる通貨に対応し、セキュリティ上の懸念に対処できる、安全で手頃な価格の決済手段を求めています。その結果、国際企業の要件に特化した最先端のクロスボーダー決済プラットフォームやサービスが登場しました。B2B決済分野は大きな発展の可能性を秘めていますが、同時に障害や限界にも直面しています。変化への消極性と時代遅れの決済方法の継続利用が、2つの重要な障壁です。デジタル決済システムの一般的な利用は、従来の方法に固執する一部の企業によって妨げられています。さらに、プライバシー、詐欺防止、データセキュリティの問題がB2B決済システムの迅速な普及を妨げており、強力なセキュリティプロトコルと信頼醸成の試みが必要となっています。

B2B決済ビジネスを再構築している重要な要因は数多くあります。決済と財務管理ソリューションの融合は注目すべき動向の1つで、企業は財務分析、キャッシュフロー管理、決済処理を含む統合プラットフォームを模索しています。このパターンによって生産性が向上し、企業は財務活動を完全に把握できるようになります。B2B市場でモバイルや非接触型決済手段の利用が拡大していることも、重要な発展のひとつです。より迅速で便利な決済体験を顧客に提供するため、スマートフォンの普及とタッチレス取引への要望の高まりを受けて、企業はモバイル決済アプリや非接触型決済技術を採用しています。技術革新企業、フィンテック企業、決済サービスプロバイダーは、B2B決済分野で収益機会を見出すことができます。同市場は、企業のさまざまな需要に応え、さまざまな業界の特定の痛みを抱える分野をターゲットにした、より高度な決済ソリューションを生み出す大きな可能性を秘めています。AIを活用した不正検知、ブロックチェーンを活用したソリューション、リアルタイム決済、ERPや会計システムとのシームレスな連携といった分野に可能性があります。さらに、さまざまなビジネスの継続的なデジタル化と、自動化された財務手続きのニーズの高まりは、ソリューションのサプライヤーにとって有利な環境を構築しています。経費を削減し、業務を簡素化し、財務上の意思決定の改善に役立つ情報を提供できる最新の決済システムは、企業から積極的に求められています。

目次

エグゼクティブサマリー

  • 市場概要
  • 運命の輪

調査手法

  • 情報調達
  • 二次・一次情報源
  • 市場規模の推定
  • 市場の危機と限界

親市場の分析

  • 市場概要
  • 市場規模
  • 市場力学
    • 促進要因
    • 機会
    • 抑制要因
    • 課題

主な市場の考察

  • 技術分析
  • 価格分析
  • サプライチェーン分析
  • バリューチェーン分析
  • 市場のエコシステム
  • IP分析
  • 貿易分析
  • スタートアップ分析
  • 原材料の分析
  • イノベーションマトリクス
  • パイプライン製品の分析
  • マクロ経済指標
  • 主な投資の分析
  • 主な成功要因
  • 競合の程度

市場力学と見通し

  • 市場力学
    • 促進要因
    • 機会
    • 抑制要因
    • 課題
  • 規制情勢
  • ポーターの分析
  • 将来の混乱についての特別な考察

B2B決済の世界市場：決済タイプ別

  • 市場概要
  • 電子送金
  • クレジットカード
  • モバイル決済
  • その他

B2B決済の世界市場：エンドユーザー別

  • 市場概要
  • ヘルスケア
  • 製造業
  • 小売り
  • IT・通信
  • その他

B2B決済の世界市場：技術別

  • 市場概要
  • ブロックチェーン
  • 人工知能（AI）
  • アプリケーションプログラミングインターフェース（API）

B2B決済の世界市場規模：地域別

  • 市場概要
  • 北米
    • 米国
    • カナダ
  • 欧州
    • ドイツ
    • スペイン
    • フランス
    • 英国
    • その他欧州地域
  • アジア太平洋
    • 中国
    • インド
    • 日本
    • 韓国
    • その他アジア太平洋
  • ラテンアメリカ
    • ブラジル
    • その他ラテンアメリカ地域
  • 中東・アフリカ（MEA）
    • GCC諸国
    • 南アフリカ
    • その他中東・アフリカ地域

競合情勢

  • 上位5社の比較
  • 主要企業の市場ポジショニング（2021年）
  • 主な市場企業が採用した戦略
  • 主要成功戦略
  • 市場における最近の活動
  • 主要企業の市場シェア（2021年）

主要企業プロファイル

  • Visa（US）
  • Mastercard（US）
  • American Express（US）
  • JPMorgan Chase（US）
  • Bank of America（US）
  • Citigroup（US）
  • PayPal（US）
  • Fiserv（US）
  • Square（US）
  • Worldpay（UK）
  • Barclays（UK）
  • HSBC（UK）
  • Santander（Spain）
  • ING Group（Netherlands）
  • Deutsche Bank（Germany）
  • BNP Paribas（France）
  • Credit Agricole（France）
  • Sumitomo Mitsui Financial Group（Japan）
  • Mizuho Financial Group（Japan）
  • UniCredit Group（Italy）
目次
Product Code: SQMIG40D2015

Global B2B Payments Market size was valued at USD 120.96 trillion in 2022 and is poised to grow from USD 130.64 trillion in 2023 to USD 241.80 trillion by 2031, at a CAGR of 8% during the forecast period (2024-2031).

The dynamic and quickly expanding global market for B2B payments enables companies to perform financial transactions with one another. It includes an extensive array of platforms and payment options intended to simplify and expedite the intricate payment procedures associated with business-to-business transactions. The global business payments market provides a wide range of solutions to address the changing demands of organizations around the globe, ranging from cutting-edge digital payment technology to more conventional methods like checks and wire transfers. The B2B payments sector was created primarily to facilitate easy and effective financial transactions between companies. The market enables businesses to operate more efficiently overall, manage cash flow better, and conduct business with ease by offering safe, dependable, and convenient payment options. Trade, prompt supplier payments, international corporate expansion, and the promotion of financial openness and accountability are all made possible by business-to-business (B2B) payments. The worldwide B2B payments market is expanding due to a number of important factors. First off, the adoption of digital payment solutions is fueled by the growing digitization of business operations and the move away from paper-based transactions. As electronic invoices, internet platforms, and cloud-based accounting systems gain traction, companies are adopting digital payment methods in greater numbers to optimize their financial processes. Second, the need for effective B2B payment solutions is being driven by the growing trend of cross-border trade and the globalization of businesses. Businesses that deal internationally look for safe, affordable payment options that meet regulatory standards, support different currencies, and handle security concerns. As a result, cutting-edge cross-border payment platforms and services that specifically address the requirements of international firms have emerged. The B2B payments sector has significant development potential, but it also faces obstacles and limitations. The reluctance to change and the continued use of outdated payment methods are two important barriers. The general use of digital payment systems is impeded by certain businesses that persist in using conventional methods. Furthermore, issues with privacy, fraud prevention, and data security are impeding the quick uptake of B2B payment systems, necessitating strong security protocols and attempts to foster confidence.

A number of significant factors are reshaping the B2B payments business. Convergence of payment and financial management solutions is one notable trend, with companies looking for integrated platforms that include financial analytics, cash flow management, and payment processing. This pattern increases productivity and gives companies a thorough understanding of their financial activities. The growing use of mobile and contactless payment methods in the B2B market is another significant development. In order to provide customers with faster and more convenient payment experiences, businesses are adopting mobile payment apps and contactless payment technologies due to the widespread use of smartphones and the increasing desire for touchless transactions. Technology innovators, fintech companies, and payment service providers can find profitable opportunities in the B2B payments sector. The market has enormous potential for creating enhanced payment solutions that meet a variety of company demands and target certain pain areas in various industries. Possibilities exist in fields like AI-powered fraud detection, blockchain-based solutions, real-time payments, and seamless interaction with ERP and accounting systems. Moreover, the continuous digitization of various businesses and the growing need for automated financial procedures establish a favorable environment for suppliers of solutions. Modern payment systems that can lower expenses, simplify operations, and offer useful information for improved financial decision-making are actively sought after by businesses.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global B2B Payments Market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.

Global B2B Payments Market Segmental Analysis

Based on payment type, end user, technology, and geography, the global B2B payments market is divided into segments. The market is divided by payment type into categories such as credit cards, mobile payments, electronic funds transfers, and others. The market is divided into several end-user segments, including healthcare, manufacturing, retail, IT, and telecommunications. The market is divided into three categories based on technology: application programming interfaces (APIs), blockchain, and artificial intelligence (AI). The market is divided into Latin America, Middle East and Africa, Asia Pacific, North America, and Europe.

Drivers of the Global B2B Payments Market

The B2B payments market is expanding due to rising use of digital payment methods and technological developments. Businesses are switching from manual invoicing and paper checks to digital systems that provide cost savings, efficiency, and convenience in payment processing. For instance, the emergence of electronic invoicing systems, online payment gateways, and mobile payment apps has simplified business-to-business (B2B) transactions by cutting down on costs, processing times, and human error.

Restraints in the Global B2B Payments Market

The dangers connected to fraud and security breaches rise in tandem with the volume and value of B2B transactions. Cybercriminals target payment systems in an attempt to obtain sensitive financial data without authorization, costing firms a substantial amount of money. Business-to-business payment procedures become more complicated and expensive due to the requirement for strong security measures like tokenization, encryption, and fraud detection systems. Moreover, the difficulties in guaranteeing secure transactions are increased by regulatory compliance requirements, especially in sectors like finance and healthcare that have strict data protection laws.

Market Trends of the Global B2B Payments Market

As a result of its ability to settle transactions instantly, real-time payment systems are becoming more and more popular in the business-to-business (B2B) market. Companies are looking for quicker payment solutions more and more in an effort to manage their cash flow better and increase liquidity. Businesses can make and receive payments instantly, around-the-clock, thanks to real-time payment networks like the RTP (Real-Time Payments) network in the US and the Faster Payments System in the UK. This tendency is especially important for sectors like supply chain management, manufacturing, and e-commerce where transactions must be completed on time.

Combining APIs with Open Banking: The combination of Application Programming Interfaces (APIs) and Open Banking initiatives is transforming B2B payments. Open banking encourages competition and innovation in the payments sector by granting third-party providers access to financial data and enabling payments to be made with firms' permission. Businesses may enhance financial insight and provide seamless payment experiences by integrating their systems with banks and payment service providers through the utilization of APIs. To improve efficiency and streamline B2B payment operations, organizations can, for example, initiate payments directly from their accounting or ERP systems, access real-time transaction data, and automatically reconcile payments.

Table of Contents

Executive Summary

  • Market Overview
  • Wheel of Fortune

Research Methodology

  • Information Procurement
  • Secondary & Primary Data Sources
  • Market Size Estimation
  • Market Assumptions & Limitations

Parent Market Analysis

  • Market Overview
  • Market Size
  • Market Dynamics
    • Drivers
    • Opportunities
    • Restraints
    • Challenges

Key Market Insights

  • Technology Analysis
  • Pricing Analysis
  • Supply Chain Analysis
  • Value Chain Analysis
  • Ecosystem of the Market
  • IP Analysis
  • Trade Analysis
  • Startup Analysis
  • Raw Material Analysis
  • Innovation Matrix
  • Pipeline Product Analysis
  • Macroeconomic Indicators
  • Top Investment Analysis
  • Key Success Factor
  • Degree of Competition

Market Dynamics & Outlook

  • Market Dynamics
    • Drivers
    • Opportunities
    • Restraints
    • Challenges
  • Regulatory Landscape
  • Porters Analysis
    • Competitive rivalry
    • Threat of Substitute Products
    • Bargaining Power of Buyers
    • Threat of New Entrants
    • Bargaining Power of Suppliers
  • Skyquest Special Insights on Future Disruptions
    • Political Impact
    • Economic Impact
    • Social Impact
    • Technical Impact
    • Environmental Impact
    • Legal Impact

Global B2B Payments Market by Payment Type

  • Market Overview
  • electronic funds transfer
  • credit cards
  • mobile payments
  • and others

Global B2B Payments Market by End User

  • Market Overview
  • healthcare
  • manufacturing
  • retail
  • IT and telecommunications
  • and others

Global B2B Payments Market by Technology

  • Market Overview
  • blockchain
  • artificial intelligence (AI)
  • and application programming interfaces (APIs)

Global B2B Payments Market Size by Region

  • Market Overview
  • North America
    • USA
    • Canada
  • Europe
    • Germany
    • Spain
    • France
    • UK
    • Rest of Europe
  • Asia Pacific
    • China
    • India
    • Japan
    • South Korea
    • Rest of Asia-Pacific
  • Latin America
    • Brazil
    • Rest of Latin America
  • Middle East & Africa (MEA)
    • GCC Countries
    • South Africa
    • Rest of MEA

Competitive Landscape

  • Top 5 Player Comparison
  • Market Positioning of Key Players, 2021
  • Strategies Adopted by Key Market Players
  • Top Winning Strategies
    • By Development
    • By Company
    • By Year
  • Recent Activities in the Market
  • Key Companies Market Share (%), 2021

Key Company Profiles

  • Visa (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Mastercard (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • American Express (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • JPMorgan Chase (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Bank of America (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Citigroup (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • PayPal (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Fiserv (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Square (US)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Worldpay (UK)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Barclays (UK)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • HSBC (UK)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Santander (Spain)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • ING Group (Netherlands)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Deutsche Bank (Germany)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • BNP Paribas (France)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Credit Agricole (France)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Sumitomo Mitsui Financial Group (Japan)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • Mizuho Financial Group (Japan)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments
  • UniCredit Group (Italy)
    • Company Overview
    • Business Segment Overview
    • Financial Updates
    • Key Developments