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1441241

商業貸し付けの世界市場規模、シェア、成長分析、タイプ別、企業規模別 - 産業予測2023～2030年

Global Commercial Lending Market Size, Share, Growth Analysis, By Type(Unsecured Lending, Secured Lending), By Enterprise Size(Large Enterprises, Small & Medium Sized Enterprises) - Industry Forecast 2023-2030

出版日: 2024年02月22日 | 発行: SkyQuest

| ページ情報: 英文 157 Pages | 納期: 3～5営業日

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概要
目次

概要

サンプル依頼リストに入れる

世界の商業貸し付けの市場規模は、2022年に9兆8,230億8,000万米ドルとなり、2023年の10兆7,071億6,000万米ドルから、2031年までには21兆3,346億8,000万米ドルに成長し、予測期間中（2024年～2031年）のCAGRは9%となる見通しです。

世界の商業貸し付け市場は常に進化しており、貸し付け手続き、動向、全体的な拡大に影響を与える様々な要因の影響を受けています。最近の洞察により、経済状況や技術の進歩に対応した大きな動向と変化が明らかになっています。主な動向は、商業用融資手続きのデジタル化の高まりです。フィンテックの進歩とオンライン・プラットフォームは、申請、承認、流通のプロセスを簡素化し、融資の効率性とアクセシビリティを高めています。デジタル融資へのシフトは、顧客体験を向上させ、意思決定を迅速化し、リスク評価のためのリアルタイムのデータ分析を可能にします。さらに、マクロ経済状況の変化は商業貸し付け市場に大きな影響を与えます。金利の変動、経済成長動向、規制調整は、貸出金利、信用需要、市場全体の安定性に影響を与えます。貸出業者は、貸出条件やリスク管理に関して十分な情報を得た上で意思決定を行うため、これらの要因を注意深く監視しています。

技術分析
価格分析
サプライチェーン分析
バリューチェーン分析
市場のエコシステム
IP分析
貿易分析
スタートアップ分析
原材料の分析
イノベーションマトリクス
パイプライン製品の分析
マクロ経済指標
主な投資の分析
主な成功要因
競合の程度

市場力学と見通し

市場力学
- 促進要因
- 機会
- 抑制要因
- 課題
規制情勢
ポーターの分析
将来の混乱についての特別な考察

商業貸し付けの世界市場：タイプ別

市場概要
無担保貸し付け
担保付き貸し付け

商業貸し付けの世界市場：企業規模別

市場概要
大企業
中小企業

商業貸し付けの世界市場規模：地域別

市場概要
北米
- 米国
- カナダ
欧州
- ドイツ
- スペイン
- フランス
- 英国
- その他欧州地域
アジア太平洋
- 中国
- インド
- 日本
- 韓国
- その他アジア太平洋
ラテンアメリカ
- ブラジル
- その他ラテンアメリカ地域
中東・アフリカ（MEA）
- GCC諸国
- 南アフリカ
- その他中東・アフリカ地域

競合情勢

上位5社の比較
主要企業の市場ポジショニング（2021年）
主な市場企業が採用した戦略
主要成功戦略
市場における最近の活動
主要企業の市場シェア（2021年）

主要企業プロファイル

American Express Company（USA）
Credit Suisse（Switzerland）
Nordea（Sweden）
Citigroup（USA）
Fundation Group LLC（USA）
JPMorgan Chase（USA）
Fundbox（USA）
Funding Circle（UK）
Bank of America（USA）
Goldman Sachs（USA）
Kabbage（USA）
LoanBuilder（USA）
HSBC（UK）
Merchant Capital（USA）
OnDeck（USA）
BNP Paribas（France）
DBS Bank（Singapore）
Mizuho Financial Group（Japan）
Standard Chartered（UK）
Wells Fargo（USA）

Product Code: SQMIG40A2010

Global Commercial Lending Market size was valued at USD 9823.08 Billion in 2022 and is poised to grow from USD 10707.16 Billion in 2023 to USD 21334.68 Billion by 2031, at a CAGR of 9% during the forecast period (2024-2031).

The global commercial lending market is constantly evolving, influenced by various factors that affect lending practices, trends, and overall expansion. Recent insights reveal significant trends and changes in response to economic conditions and technological advancements. A key trend is the rising digitalization of commercial lending procedures. Fintech advancements and online platforms are simplifying the application, approval, and distribution processes, enhancing the efficiency and accessibility of lending. This shift towards digital lending improves customer experience, speeds up decision-making, and enables real-time data analysis for risk assessment. Furthermore, changing macroeconomic conditions have a substantial impact on the commercial lending market. Fluctuations in interest rates, economic growth trends, and regulatory adjustments affect lending rates, credit demand, and the overall stability of the market. Lenders closely monitor these factors to make informed decisions regarding lending terms and risk management.

Top-down and bottom-up approaches were used to estimate and validate the size of the Global Commercial Lending and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analysed to get the final quantitative and qualitative data.

Global Commercial Lending Market Segmental Analysis

The global commercial lending market is segmented on the basis of type, enterprise size, provider, region. By type, the market is segmented into unsecured lending, secured lending. By enterprise size, the market is segmented into large enterprises, small & medium sized enterprises. By provider, the market is segmented into banks, NBFCs. By region, the market is segmented into North America, Europe, Latin America, Asia- Pacific, Middle East and Africa.

Drivers of the Global Commercial Lending Market

Positive economic conditions and promising growth opportunities motivate businesses to seek financing for expansion, resulting in heightened demand within the commercial lending market.

Changing regulations influence lending practices, affecting interest rates, loan terms, and criteria for assessing risk. Shifts in regulations can influence market behaviour and the risk tolerance of lenders.

The expansion of cross-border business operations creates a necessity for international financing, leading to an increased demand for global commercial lending solutions.

Restraints in the Global Commercial Lending Market

The risk of borrowers defaulting presents a considerable challenge, especially during economic downturns, impacting both lenders' profitability and their risk management approaches.

Instances of economic uncertainty, such as geopolitical conflicts or unforeseen occurrences (like pandemics), may result in prudent lending practices and diminished demand.

Changes in interest rates affect the expenses of borrowing and the profitability of lenders, which in turn affect decisions on lending and the desire for loans from borrowers.

Market Trends of the Global Commercial Lending Market

Alternative forms of lending such as peer-to-peer lending, crowdfunding, and marketplace lending platforms provide additional avenues for funding, particularly focusing on markets that have not been adequately served.

Lenders are integrating ESG (Environmental, Social, and Governance) considerations into their lending choices, in line with commitments to corporate responsibility and sustainability objectives.

Through open banking APIs, financial institutions and fintech companies are collaborating to create smooth lending processes and broaden their market reach.

Executive Summary

Market Overview
Wheel of Fortune

Research Methodology

Information Procurement
Secondary & Primary Data Sources
Market Size Estimation
Market Assumptions & Limitations

Parent Market Analysis

Market Overview
Market Size
Market Dynamics
- Drivers
- Opportunities
- Restraints
- Challenges

Key Market Insights

Technology Analysis
Pricing Analysis
Supply Chain Analysis
Value Chain Analysis
Ecosystem of the Market
IP Analysis
Trade Analysis
Startup Analysis
Raw Material Analysis
Innovation Matrix
Pipeline Product Analysis
Macroeconomic Indicators
Top Investment Analysis
Key Success Factor
Degree of Competition

Market Dynamics & Outlook

Market Dynamics
- Drivers
- Opportunities
- Restraints
- Challenges
Regulatory Landscape
Porters Analysis
- Competitive rivalry
- Threat of Substitute Products
- Bargaining Power of Buyers
- Threat of New Entrants
- Bargaining Power of Suppliers
Skyquest Special Insights on Future Disruptions
- Political Impact
- Economic Impact
- Social Impact
- Technical Impact
- Environmental Impact
- Legal Impact

Global Commercial Lending Market by Type

Market Overview
Unsecured Lending
Secured Lending

Global Commercial Lending Market by Enterprise Size

Market Overview
Large Enterprises
Small & Medium Sized Enterprises

Global Commercial Lending Market Size by Region

Market Overview
North America
- USA
- Canada
Europe
- Germany
- Spain
- France
- UK
- Rest of Europe
Asia Pacific
- China
- India
- Japan
- South Korea
- Rest of Asia-Pacific
Latin America
- Brazil
- Rest of Latin America
Middle East & Africa (MEA)
- GCC Countries
- South Africa
- Rest of MEA

Competitive Landscape

Top 5 Player Comparison
Market Positioning of Key Players, 2021
Strategies Adopted by Key Market Players
Top Winning Strategies
- By Development
- By Company
- By Year
Recent Activities in the Market
Key Companies Market Share (%), 2021

Key Company Profiles

American Express Company (USA)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Credit Suisse (Switzerland)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Nordea (Sweden)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Citigroup (USA)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Fundation Group LLC (USA)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
JPMorgan Chase (USA)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Fundbox (USA)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Funding Circle (UK)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Bank of America (USA)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Goldman Sachs (USA)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Kabbage (USA)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
LoanBuilder (USA)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
HSBC (UK)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Merchant Capital (USA)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
OnDeck (USA)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
BNP Paribas (France)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
DBS Bank (Singapore)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Mizuho Financial Group (Japan)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Standard Chartered (UK)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments
Wells Fargo (USA)
- Company Overview
- Business Segment Overview
- Financial Updates
- Key Developments

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