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デュアルインターフェース決済カードの世界市場：カードタイプ別、発行チャネル別、エンドユーザー別、地域別、機会、予測、2018年～2032年

Global Dual Interface Payment Card Market Assessment, By Card Type, By Issuance Channel, By End-user, By Region, Opportunities and Forecast, 2018-2032F

出版日
ページ情報
英文 225 Pages
納期
3～5営業日
カスタマイズ可能
価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=147.98円
デュアルインターフェース決済カードの世界市場：カードタイプ別、発行チャネル別、エンドユーザー別、地域別、機会、予測、2018年～2032年
出版日: 2025年07月29日
発行: Markets & Data
ページ情報: 英文 225 Pages
納期: 3～5営業日
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  • 概要
  • 図表
  • 目次
概要

世界のデュアルインターフェース決済カードの市場規模は、2025年～2032年の予測期間中に15.08％のCAGRで拡大し、2024年の100億8,000万米ドルから2032年には309億9,000万米ドルに成長すると予測されています。世界のデュアルインターフェース決済カード市場は、主に安全な非接触型決済技術の台頭とデジタル金融サービスの拡大により、力強い成長を遂げています。接触型（チップベース）と非接触型（NFC）の両機能を併せ持つデュアルインターフェイスカードは、ユーザーの利便性向上、取引処理の高速化、セキュリティの向上を実現し、銀行、小売、運輸の各分野で好まれるソリューションとなっています。

世界のデュアルインターフェース決済カード市場は、決済カードチップの技術的進歩と非接触決済技術の採用増加により、大幅な成長が見込まれています。市場を牽引しているのは、近距離無線通信（NFC）や無線自動識別（RFID）などの技術を利用した非接触型決済方式の採用拡大です。これらの技術により、デュアルインターフェイスカードの機能性が向上し、接触と非接触の両方の取引を安全に実行する方法をユーザーに提供することで、デュアルインターフェイスカードの利便性が向上しています。

デュアルインターフェースカードは、利用者により高い柔軟性、より速いトランザクション速度、より短いチェックアウト時間を提供し、消費者が無意識のうちにデュアルインターフェース決済ソリューションに切り替えるよう促しています。さらに、デュアルインターフェースカードは、長寿命カード、Tap to Payオプション、高水準の不正防止機能などの特徴を備えており、ユーザーや加盟店の間でその魅力が高まっています。非接触型取引（特に中小企業や銀行顧客）の需要の高まりが、引き続き市場の成長を牽引しています。業界では、フィンテック企業がカードメーカーと提携し、バイオメトリクス対応のデュアルインターフェースカードを開発し、イノベーションの限界に課題し続けています。しかし、非接触決済のセキュリティ、加盟店端末のハードウェア・アップグレード、カード製造の高コストに対する懸念は、依然として成長の重大な障壁となっています。それでも、技術革新と製造効率への継続的な投資は、こうした障壁と将来の成長軌道を緩和するのに役立つはずです。

例えば、2025年4月、Thales S.A.は、スマートカード発行とインフラに革命を起こすために設計されたD1リアルタイム、クラウドネイティブ決済発行プラットフォームを発表しました。2億枚以上の有効カードをサポートする能力を持つD1は、銀行やフィンテックがバーチャルカード、Click to Payのデジタル発行、デュアルインターフェースの非接触カードなどのサービスを提供することを可能にします。今回の発表により、安全でスケーラブル、かつ迅速な展開が可能な代替決済ソリューションに対する需要の高まりに対応し、特に北米や欧州などデジタルが成熟した市場において、デュアルインターフェースカード技術とトークン化の世界の普及を加速します。

当レポートでは、世界のデュアルインターフェース決済カード市場について調査し、市場の概要とともに、カードタイプ別、発行チャネル別、エンドユーザー別、地域別動向、および市場に参入する企業のプロファイルなどを提供しています。

目次

第1章 プロジェクトの範囲と定義

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 お客様の声

第5章 世界デュアルインターフェース決済カード市場の見通し、2018年～2032年

  • 市場規模分析と予測
  • 市場シェア分析と予測
    • カードタイプ別
      • クレジットカード
      • デビットカード
      • プリペイドカード
    • 発行チャネル別
      • 銀行支店
      • オンラインプラットフォーム
      • 第三者
    • エンドユーザー別
      • 消費者
      • 商店
    • 地域別
      • 北米
      • 欧州
      • アジア太平洋
      • 南米
      • 中東・アフリカ
    • 企業別市場シェア分析（上位5社およびその他- 金額別、2024年）
  • 2024年の市場マップ分析

第6章 北米のデュアルインターフェース決済カード市場の見通し、2018年～2032年

  • 市場規模分析と予測
  • 市場シェア分析と予測
  • 国別市場評価
    • 米国
    • カナダ
    • メキシコ

第7章 欧州のデュアルインターフェース決済カード市場の見通し、2018年～2032年

  • ドイツ
  • フランス
  • イタリア
  • 英国
  • ロシア
  • オランダ
  • スペイン
  • トルコ
  • ポーランド

第8章 アジア太平洋のデュアルインターフェース決済カード市場の見通し、2018年～2032年

  • インド
  • 中国
  • 日本
  • オーストラリア
  • ベトナム
  • 韓国
  • インドネシア
  • フィリピン

第9章 南米のデュアルインターフェース決済カード市場の見通し、2018年～2032年

  • ブラジル
  • アルゼンチン

第10章 中東・アフリカのデュアルインターフェース決済カード市場の見通し、2018年～2032年

  • サウジアラビア
  • アラブ首長国連邦
  • 南アフリカ

第11章 需要供給分析

第12章 バリューチェーン分析

第13章 ポーターのファイブフォース分析

第14章 PESTLE分析

第15章 市場力学

  • 市場の促進要因
  • 市場の課題

第16章 市場動向と発展

第17章 政策と規制状況

第18章 ケーススタディ

第19章 競合情勢

  • 市場リーダートップ5の競合マトリックス
  • 参入企業トップ5のSWOT分析
  • 市場の主要企業トップ10の情勢
    • Thales Group
    • IDEMIA Group
    • CPI Card Group Inc.
    • Giesecke+Devrient GmbH
    • Valid S.A.
    • Eastcompeace Technology Co., Ltd.
    • Goldpac Group Limited
    • Beijing Watchdata Co. Ltd
    • dz Card (International) Ltd.
    • HID Global Corporation

第20章 戦略的提言

第21章 調査会社について・免責事項

図表

List of Tables

  • Table 1. Competition Matrix of Top 5 Market Leaders
  • Table 2. Mergers & Acquisitions/ Joint Ventures (If Applicable)
  • Table 3. About Us - Regions and Countries Where We Have Executed Client Projects

List of Figures

  • Figure 1. Global Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 2. Global Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 3. Global Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 4. Global Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 5. Global Dual Interface Payment Card Market Share (%), By Region, 2018-2032F
  • Figure 6. North America Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 7. North America Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 8. North America Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 9. North America Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 10. North America Dual Interface Payment Card Market Share (%), By Country, 2018-2032F
  • Figure 11. United States Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 12. United States Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 13. United States Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 14. United States Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 15. Canada Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 16. Canada Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 17. Canada Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 18. Canada Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 19. Mexico Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 20. Mexico Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 21. Mexico Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 22. Mexico Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 23. Europe Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 24. Europe Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 25. Europe Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 26. Europe Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 27. Europe Dual Interface Payment Card Market Share (%), By Country, 2018-2032F
  • Figure 28. Germany Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 29. Germany Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 30. Germany Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 31. Germany Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 32. France Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 33. France Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 34. France Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 35. France Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 36. Italy Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 37. Italy Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 38. Italy Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 39. Italy Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 40. United Kingdom Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 41. United Kingdom Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 42. United Kingdom Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 43. United Kingdom Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 44. Russia Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 45. Russia Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 46. Russia Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 47. Russia Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 48. Netherlands Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 49. Netherlands Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 50. Netherlands Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 51. Netherlands Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 52. Spain Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 53. Spain Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 54. Spain Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 55. Spain Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 56. Turkey Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 57. Turkey Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 58. Turkey Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 59. Turkey Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 60. Poland Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 61. Poland Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 62. Poland Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 63. Poland Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 64. South America Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 65. South America Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 66. South America Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 67. South America Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 68. South America Dual Interface Payment Card Market Share (%), By Country, 2018-2032F
  • Figure 69. Brazil Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 70. Brazil Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 71. Brazil Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 72. Brazil Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 73. Argentina Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 74. Argentina Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 75. Argentina Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 76. Argentina Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 77. Asia-Pacific Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 78. Asia-Pacific Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 79. Asia-Pacific Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 80. Asia-Pacific Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 81. Asia-Pacific Dual Interface Payment Card Market Share (%), By Country, 2018-2032F
  • Figure 82. India Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 83. India Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 84. India Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 85. India Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 86. China Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 87. China Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 88. China Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 89. China Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 90. Japan Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 91. Japan Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 92. Japan Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 93. Japan Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 94. Australia Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 95. Australia Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 96. Australia Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 97. Australia Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 98. Vietnam Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 99. Vietnam Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 100. Vietnam Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 101. Vietnam Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 102. South Korea Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 103. South Korea Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 104. South Korea Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 105. South Korea Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 106. Indonesia Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 107. Indonesia Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 108. Indonesia Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 109. Indonesia Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 110. Philippines Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 111. Philippines Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 112. Philippines Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 113. Philippines Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 114. Middle East & Africa Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 115. Middle East & Africa Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 116. Middle East & Africa Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 117. Middle East & Africa Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 118. Middle East & Africa Dual Interface Payment Card Market Share (%), By Country, 2018-2032F
  • Figure 119. Saudi Arabia Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 120. Saudi Arabia Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 121. Saudi Arabia Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 122. Saudi Arabia Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 123. UAE Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 124. UAE Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 125. UAE Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 126. UAE Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 127. South Africa Dual Interface Payment Card Market, By Value, In USD Billion, 2018-2032F
  • Figure 128. South Africa Dual Interface Payment Card Market Share (%), By Card Type, 2018-2032F
  • Figure 129. South Africa Dual Interface Payment Card Market Share (%), By Issuance Channel, 2018-2032F
  • Figure 130. South Africa Dual Interface Payment Card Market Share (%), By End-user, 2018-2032F
  • Figure 131. By Card Type Map-Market Size (USD Billion) & Growth Rate (%), 2024
  • Figure 132. By Issuance Channel Map-Market Size (USD Billion) & Growth Rate (%), 2024
  • Figure 133. By End-user Map-Market Size (USD Billion) & Growth Rate (%), 2024
  • Figure 134. By Region Map-Market Size (USD Billion) & Growth Rate (%), 2024
目次
Product Code: MX13757

Global dual interface payment card market is projected to witness a CAGR of 15.08% during the forecast period 2025-2032, growing from USD 10.08 billion in 2024 to USD 30.99 billion in 2032. The global dual interface payment card market is experiencing robust growth, primarily driven by the rise in secure, contactless payment technologies and the expansion of digital financial services. Dual interface cards, which combine both contact (chip-based) and contactless (NFC) functionalities, offer enhanced user convenience, faster transaction processing, and improved security, making them a preferred solution across the banking, retail, and transportation sectors.

The global dual interface payment card market is expected to experience substantial growth due to technological advancements in payment card chips and the increasing adoption of contactless payment technologies. The market is driven by the growing adoption of Contactless payment methods, which utilize technologies such as Near Field Communication (NFC) and Radio Frequency Identification (RFID). These technologies have led to improved functionality for dual interface cards, making them more convenient by providing users with a secure method to perform both contact and contactless transactions.

Dual interface cards provide users with more flexibility, faster transaction speeds, and lower checkout times, stimulating consumers unconsciously to switch towards dual interface payment solutions. Additionally, dual interface cards offer features such as long-life cards, tap-to-pay options, and higher levels of fraud protection, which contribute to their growing appeal among users and merchants. The increasing demand for contactless transactions (specifically by small businesses and banking customers) continues to drive the market's growth. The industry continues to witness fintech companies partnering with card manufacturers to develop biometric-enabled dual-interface cards and push the boundaries of innovation. However, concerns about contactless payment security, hardware upgrades at merchant terminals, and the high cost of card production remain critical barriers to growth. Nonetheless, ongoing investments in innovation and manufacturing efficiencies should help mitigate these barriers and future growth trajectories.

For instance, in April 2025, Thales S.A. announced its D1 real-time, cloud-native payment issuing platform designed to revolutionize smart card issuance and infrastructure. With the ability to support over 200 million active cards, D1 enables banks and fintechs to offer services such as virtual cards, Click-to-Pay digital issuance, and dual-interface contactless cards, all through a modular API-first model. This launch addresses the growing demand for secure, scalable, and rapidly deployable alternative payment solutions, accelerating the global adoption of dual interface card technology and tokenization, particularly in digitally mature markets such as North America and Europe.

Rising Demand for Contactless Payments Drives Global Dual Interface Payment Card

The global dual interface payment card market is experiencing significant growth, fueled by the rising demand for contactless payments. Consumers and businesses increasingly favor the convenience, speed, and security of tap-and-go transactions, particularly since the pandemic. Dual interface cards, which support both contactless (RFID/NFC) and traditional chip-and-PIN transactions, offer enhanced flexibility and compatibility with existing payment infrastructures.

Financial institutions and card issuers are adopting this technology to meet consumer expectations for seamless transactions while ensuring robust security against fraud. Regions such as Europe and North America lead the adoption, while emerging markets in the Asia-Pacific are catching up rapidly. With advancements in payment technology and growing digitalization, the dual interface payment card market is poised for continued expansion in the coming years.

For instance, in March 2025, Visa Inc. revealed that the Tap to Phone solution, which enables merchants to accept contactless payments from consumers using smartphones equipped with NFC, has noted a level of global adoption that has increased by 200% in the last year alone. The most significant growth was in the U.S., UK, and Brazil, with a combined increase of 234%. The camping growth figures reflect a distinct worldwide trend of mobile-first, secure, and hardware-free payment. Conversion payment products experience an uptick, as well as growing consumer demand for fast, contactless transactions. The increasing demand is addressed by the accelerated issuance and usage of dual interface payment cards to support a new payment ecosystem.

Technological Advancements and Biometric Integration Drive Market Growth

Innovations in smart card technology are shaping the future of dual-interface payment cards globally in the payments arena. Developments in biometric authentication (e.g., fingerprints), more sophisticated EMV chip technology, and RFID/NFC advancements are rapidly transforming dual interface cards into highly secure and user-friendly methods of payment. The focus on security and PKI provisioning to ensure authorization of high-value transactions is forcing financial institutions to rely more on biometric-enabled payment cards, relying on touch sensors for identity verification and removing the requirement for PINs. New advancements in mobile card enrollment and card composition with metal have enhanced the strength and usability of cards across various applications. All these advances demonstrate increased security, acceptance, and openness in card policies. Emerging technology that directly enhances user confidence in the payment process is aligned with global government regulatory standards to improve overall consumer and merchant education on fraud assurance and data safeguarding options available now and in the future. As users and merchants competed for safe, fast, and flexible transaction methods, dual interface cards utilizing advanced technical features will be the new digital payment option.

For example, in January 2025, IDEMIA Secure Transactions introduced a biometric dual interface payment card with phone-based fingerprint enrollment. The solution comprises a mobile app and a USB-C device, which enables seamless fingerprint enrollment. Once enrolled, users can make PIN-free, contactless transactions. It represents a clear shift in how the market desires security, convenience, and sophisticated card payment solutions.

Credit Card Segment Dominates Global Dual Interface Payment Card Market Share

The credit card segment leads the global dual interface payment card market due to its high level of use, particularly for large transaction amounts, frequent transactions among consumers, and focus on urban, digitally mature regions. Consumers value dual-interface credit cards for their contactless features, which provide convenience, safety, and benefits such as rewards. Financial institutions are happy to issue dual-interface credit cards as examples of their premium card offerings. Features such as biometric authentication, metal card finishes, and mobile-based onboarding solutions are being adopted in credit cards before other card products, which demonstrates the credit card segment's role as a leader in technology adoption, innovation, and overall market share.

For instance, in January 2025, LIFE CARD, one of Japan's largest credit card issuers, partnered with IDEX Biometrics ASA to launch the country's first biometric dual interface credit card. With this card, users can authenticate transactions using the card's embedded fingerprint sensor, enabling PIN-free contactless payments and chip-based transactions. The launch exemplifies how credit cards are backing the access-controlled, contactless dual interface category, embedding some of the highest security credential capabilities in the market and addressing the adoption rates in digitally mature markets.

North America Dominates the Global Dual Interface Payment Card Market Size

North America is also the leading region in the global dual interface payment card space. Early adoption of advanced payment technology, combined with outstanding consumer awareness and a robust financial infrastructure, has positioned North America at the forefront. The region has witnessed rapid growth in contactless transactions due to the widespread deployment of NFC-enabled POS terminals, the issuance of EMV-compliant cards, consumer demand for security and convenience through tap-to-pay, and the strong perception of tablets and phones. Furthermore, the aging infrastructure of the region and legislative support for securing digital payments have also contributed to the market's maturity in North America. Most large Canadian and U.S. based banks are deploying dual-identity credit and debit payment cards in collaboration with global card manufacturers or fintechs and combining them with loyalty rewards, biometric security features, and eco-friendly materials. Lastly, industry players such as CPI Card Group, HID Global, and IDEMIA USA have all contributed to product development and advancement in North America.

For instance, in May 2025, Giesecke+Devrient GmbH (G+D) launched the Convego Secure Code dual interface payment card in North America. The card features a dynamic CVV displayed on an e-ink display to combat card-not-present fraud. The solution is battery-free, works with existing point-of-sale (POS) systems, and highlights North America as a leader in the adoption of modern payment technologies that resist fraud.

Key Players Landscape and Outlook

Strategic investments and technological innovation drive the global dual interface payment card market, led by leading players. Companies at the forefront of secure and contactless payment solutions, such as Thales Group, IDEMIA, and Giesecke+Devrient GmbH, have continually challenged and innovated with their offerings. Many have partnered with semiconductor manufacturers and cloud providers to push the limits and broaden card capabilities to include biometric authentication, dynamic CVV display, and sustainability. As competition intensifies, industry leaders are increasingly focusing on partnerships within their secure supply chains and creating an environment of regulatory compliance to remain competitive and meet consumer demands.

For instance, in August 2024, CPI Card Group Inc. partnered with Rippleshot, an AI-driven fraud prevention firm, to integrate cloud-based fraud protection tools into its dual interface card services. This collaboration aims to reduce fraud-related costs and enhance customer trust, particularly in prepaid and small business card programs, highlighting CPI's strong presence in this segment of the market.

Table of Contents

1. Project Scope and Definitions

2. Research Methodology

3. Executive Summary

4. Voice of Customers

  • 4.1. Respondent Demographics
  • 4.2. Awareness of Dual Interface Payment Card
  • 4.3. Usage Frequency and Purpose
  • 4.4. Satisfaction Levels and Challenges
  • 4.5. Preferred Card Types and Issuance Channels

5. Global Dual Interface Payment Card Market Outlook, 2018-2032F

  • 5.1. Market Size Analysis & Forecast
    • 5.1.1. By Value
  • 5.2. Market Share Analysis & Forecast
    • 5.2.1. By Card Type
      • 5.2.1.1. Credit Cards
      • 5.2.1.2. Debit Cards
      • 5.2.1.3. Prepaid Cards
    • 5.2.2. By Issuance Channel
      • 5.2.2.1. Bank Branches
      • 5.2.2.2. Online Platforms
      • 5.2.2.3. Third-party
    • 5.2.3. By End-user
      • 5.2.3.1. Consumer
      • 5.2.3.2. Merchant
    • 5.2.4. By Region
      • 5.2.4.1. North America
      • 5.2.4.2. Europe
      • 5.2.4.3. Asia-Pacific
      • 5.2.4.4. South America
      • 5.2.4.5. Middle East and Africa
    • 5.2.5. By Company Market Share Analysis (Top 5 Companies and Others - By Value, 2024)
  • 5.3. Market Map Analysis, 2024
    • 5.3.1. By Card Type
    • 5.3.2. By Issuance Channel
    • 5.3.3. By End-user
    • 5.3.4. By Region

6. North America Dual Interface Payment Card Market Outlook, 2018-2032F

  • 6.1. Market Size Analysis & Forecast
    • 6.1.1. By Value
  • 6.2. Market Share Analysis & Forecast
    • 6.2.1. By Card Type
      • 6.2.1.1. Credit Cards
      • 6.2.1.2. Debit Cards
      • 6.2.1.3. Prepaid Cards
    • 6.2.2. By Issuance Channel
      • 6.2.2.1. Bank Branches
      • 6.2.2.2. Online Platforms
      • 6.2.2.3. Third-party
    • 6.2.3. By End-user
      • 6.2.3.1. Consumer
      • 6.2.3.2. Merchant
    • 6.2.4. By Country Share
      • 6.2.4.1. United States
      • 6.2.4.2. Canada
      • 6.2.4.3. Mexico
  • 6.3. Country Market Assessment
    • 6.3.1. United States dual interface payment card market Outlook, 2018-2032F*
      • 6.3.1.1. Market Size Analysis & Forecast
        • 6.3.1.1.1. By Value
      • 6.3.1.2. Market Share Analysis & Forecast
        • 6.3.1.2.1. By Card Type
          • 6.3.1.2.1.1. Credit Cards
          • 6.3.1.2.1.2. Debit Cards
          • 6.3.1.2.1.3. Prepaid Cards
        • 6.3.1.2.2. By Issuance Channel
          • 6.3.1.2.2.1. Bank Branches
          • 6.3.1.2.2.2. Online Platforms
          • 6.3.1.2.2.3. Third-party
        • 6.3.1.2.3. By End-user
          • 6.3.1.2.3.1. Consumer
          • 6.3.1.2.3.2. Merchant
    • 6.3.2. Canada
    • 6.3.3. Mexico

All segments will be provided for all regions and countries covered

7. Europe Dual Interface Payment Card Market Outlook, 2018-2032F

  • 7.1. Germany
  • 7.2. France
  • 7.3. Italy
  • 7.4. United Kingdom
  • 7.5. Russia
  • 7.6. Netherlands
  • 7.7. Spain
  • 7.8. Turkey
  • 7.9. Poland

8. Asia-Pacific Dual Interface Payment Card Market Outlook, 2018-2032F

  • 8.1. India
  • 8.2. China
  • 8.3. Japan
  • 8.4. Australia
  • 8.5. Vietnam
  • 8.6. South Korea
  • 8.7. Indonesia
  • 8.8. Philippines

9. South America Dual Interface Payment Card Market Outlook, 2018-2032F

  • 9.1. Brazil
  • 9.2. Argentina

10. Middle East and Africa Dual Interface Payment Card Market Outlook, 2018-2032F

  • 10.1. Saudi Arabia
  • 10.2. UAE
  • 10.3. South Africa

11. Demand Supply Analysis

12. Value Chain Analysis

13. Porter's Five Forces Analysis

14. PESTLE Analysis

15. Market Dynamics

  • 15.1. Market Drivers
  • 15.2. Market Challenges

16. Market Trends and Developments

17. Policy and Regulatory Landscape

18. Case Studies

19. Competitive Landscape

  • 19.1. Competition Matrix of Top 5 Market Leaders
  • 19.2. SWOT Analysis for Top 5 Players
  • 19.3. Key Players Landscape for Top 10 Market Players
    • 19.3.1. Thales Group
      • 19.3.1.1. Company Details
      • 19.3.1.2. Key Management Personnel
      • 19.3.1.3. Products and Services
      • 19.3.1.4. Financials (As Reported)
      • 19.3.1.5. Key Market Focus and Geographical Presence
      • 19.3.1.6. Recent Developments/Collaborations/Partnerships/Mergers and Acquisition
    • 19.3.2. IDEMIA Group
    • 19.3.3. CPI Card Group Inc.
    • 19.3.4. Giesecke+Devrient GmbH
    • 19.3.5. Valid S.A.
    • 19.3.6. Eastcompeace Technology Co., Ltd.
    • 19.3.7. Goldpac Group Limited
    • 19.3.8. Beijing Watchdata Co. Ltd
    • 19.3.9. dz Card (International) Ltd.
    • 19.3.10. HID Global Corporation

Companies mentioned above DO NOT hold any order as per market share and can be changed as per information available during research work.

20. Strategic Recommendations

21. About Us and Disclaimer