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デジタル送金の世界市場：送金タイプ別、チャネル別、用途別、エンドユーザー別、地域別、機会、予測、2018年～2032年

Global Digital Remittance Market Assessment, By Remittance Type, By Channel, By Application, By End-user, By Region, Opportunities and Forecast, 2018-2032F

出版日
ページ情報
英文 220 Pages
納期
3～5営業日
カスタマイズ可能
価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=145.63円
デジタル送金の世界市場：送金タイプ別、チャネル別、用途別、エンドユーザー別、地域別、機会、予測、2018年～2032年
出版日: 2025年07月03日
発行: Markets & Data
ページ情報: 英文 220 Pages
納期: 3～5営業日
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  • 概要
  • 図表
  • 目次
概要

世界のデジタル送金の市場規模は、2025年から2032年の予測期間中に9.12%のCAGRで拡大し、2024年の255億6,000万米ドルから2032年には513億8,000万米ドルに成長すると予測されています。デジタル送金プラットフォームのさらなる浸透により、消費者の間でオンライン取引の受け入れが促進され、世界の送金市場の成長が促進されることが期待されます。モバイル機器の世界の普及が続いていることから、送金サービスやクロスボーダー決済ソリューションへのデジタル技術の統合が加速しています。また、デジタル送金サービスは送金プロセスとコストを簡素化し、利用者の金融資産を保護するためにプライバシーとセキュリティを強化するため、世界中の顧客が現金送金からデジタル送金に移行しています。

低賃金の移民労働者がデジタル送金サービスを利用して母国に送金するケースが増加していることから、規制当局はデジタル送金セクターの監視と管理に関心を寄せています。また、海外送金は新興国の発展において重要な役割を果たしています。この目的が認識され、認可を受けた規制当局は、デジタル送金サービスの利用を維持し、受取国への経済貢献を維持するため、送金手数料を積極的に監視・規制しています。

例えば、MoneyGramは2024年4月、テンセントのフィンテック分野であるTencent Financial Technologyとの提携を発表し、MoneyGramのデジタル送金機能を中国に拡大しました。MoneyGram Onlineの顧客は、MoneyGramがウェブとアプリを通じて提供するダイレクト・トゥ・コンシューマー・サービスと定義し、Weixin Pay（中国の主要なデジタル決済プラットフォームの1つ）を使って受取人の財布に直接送金することができます。このパートナーシップは、利用しやすい国境を越えた決済の可能性をさらに広げ、中国における大規模な総対応可能市場に対して、利用しやすく、迅速で、安全かつ便利な送金を提供することを目的としています。

当レポートでは、世界のデジタル送金市場について調査し、市場の概要とともに、送金タイプ別、チャネル別、用途別、エンドユーザー別、地域別動向、および市場に参入する企業のプロファイルなどを提供しています。

目次

第1章 プロジェクトの範囲と定義

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 お客様の声

第5章 世界のデジタル送金市場の見通し、2018年～2032年

  • 市場規模分析と予測
  • 市場シェア分析と予測
    • 送金タイプ別
      • 被仕向送金
      • 仕向送金
    • チャンネル別
      • デジタルのみ
      • ハイブリッド
    • 用途別
      • 移民送金
      • ビジネス送金
      • その他
    • エンドユーザー別
      • 個人
      • 企業
    • 地域別
      • 北米
      • 欧州
      • アジア太平洋
      • 南米
      • 中東・アフリカ
  • 2024年の市場マップ分析

第6章 北米のデジタル送金市場の見通し、2018年～2032年

  • 市場規模分析と予測
  • 市場シェア分析と予測
  • 国別市場評価
    • 米国
    • カナダ
    • メキシコ

第7章 欧州のデジタル送金市場の見通し、2018年～2032年

  • ドイツ
  • フランス
  • イタリア
  • 英国
  • ロシア
  • オランダ
  • スペイン
  • トルコ
  • ポーランド

第8章 アジア太平洋のデジタル送金市場の見通し、2018年～2032年

  • インド
  • 中国
  • 日本
  • オーストラリア
  • ベトナム
  • 韓国
  • インドネシア
  • フィリピン

第9章 南米のデジタル送金市場の見通し、2018年～2032年

  • ブラジル
  • アルゼンチン

第10章 中東・アフリカのデジタル送金市場の見通し、2018年～2032年

  • サウジアラビア
  • アラブ首長国連邦
  • 南アフリカ

第11章 需要供給分析

第12章 バリューチェーン分析

第13章 ポーターのファイブフォース分析

第14章 PESTLE分析

第15章 市場力学

  • 市場の促進要因
  • 市場の課題

第16章 市場動向と発展

第17章 平均取引額（ベストエフォートベース）

第18章 ケーススタディ

第19章 競合情勢

  • 市場リーダートップ5の競合マトリックス
  • 参入企業トップ5のSWOT分析
  • 市場の主要企業トップ10の情勢
    • Western Union Holdings, Inc.
    • Wise plc
    • PayPal Holdings, Inc.
    • MoneyGram International Inc.
    • Remitly Global, Inc.
    • WorldRemit Ltd.
    • Ria Money Transfer (Euronet Worldwide)
    • Xoom Corporation (PayPal)
    • Azimo Ltd.
    • OFX Group Limited

第20章 戦略的提言

第21章 調査会社について・免責事項

図表

List of Tables

  • Table 1. Competition Matrix of Top 5 Market Leaders
  • Table 2. Mergers & Acquisitions/ Joint Ventures (If Applicable)
  • Table 3. About Us - Regions and Countries Where We Have Executed Client Projects

List of Figures

  • Figure 1. Global Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 2. Global Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 3. Global Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 4. Global Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 5. Global Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 6. Global Digital Remittance Market Share (%), By Region, 2018-2032F
  • Figure 7. North America Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 8. North America Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 9. North America Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 10. North America Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 11. North America Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 12. North America Digital Remittance Market Share (%), By Country, 2018-2032F
  • Figure 13. United States Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 14. United States Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 15. United States Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 16. United States Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 17. United States Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 18. Canada Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 19. Canada Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 20. Canada Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 21. Canada Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 22. Canada Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 23. Mexico Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 24. Mexico Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 25. Mexico Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 26. Mexico Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 27. Mexico Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 28. Europe Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 29. Europe Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 30. Europe Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 31. Europe Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 32. Europe Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 33. Europe Digital Remittance Market Share (%), By Country, 2018-2032F
  • Figure 34. Germany Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 35. Germany Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 36. Germany Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 37. Germany Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 38. Germany Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 39. France Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 40. France Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 41. France Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 42. France Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 43. France Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 44. Italy Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 45. Italy Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 46. Italy Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 47. Italy Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 48. Italy Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 49. United Kingdom Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 50. United Kingdom Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 51. United Kingdom Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 52. United Kingdom Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 53. United Kingdom Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 54. Russia Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 55. Russia Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 56. Russia Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 57. Russia Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 58. Russia Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 59. Netherlands Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 60. Netherlands Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 61. Netherlands Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 62. Netherlands Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 63. Netherlands Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 64. Spain Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 65. Spain Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 66. Spain Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 67. Spain Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 68. Spain Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 69. Turkey Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 70. Turkey Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 71. Turkey Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 72. Turkey Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 73. Turkey Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 74. Poland Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 75. Poland Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 76. Poland Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 77. Poland Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 78. Poland Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 79. South America Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 80. South America Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 81. South America Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 82. South America Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 83. South America Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 84. South America Digital Remittance Market Share (%), By Country, 2018-2032F
  • Figure 85. Brazil Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 86. Brazil Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 87. Brazil Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 88. Brazil Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 89. Brazil Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 90. Argentina Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 91. Argentina Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 92. Argentina Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 93. Argentina Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 94. Argentina Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 95. Asia-Pacific Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 96. Asia-Pacific Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 97. Asia-Pacific Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 98. Asia-Pacific Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 99. Asia-Pacific Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 100. Asia-Pacific Digital Remittance Market Share (%), By Country, 2018-2032F
  • Figure 101. India Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 102. India Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 103. India Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 104. India Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 105. India Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 106. China Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 107. China Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 108. China Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 109. China Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 110. China Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 111. Japan Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 112. Japan Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 113. Japan Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 114. Japan Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 115. Japan Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 116. Australia Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 117. Australia Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 118. Australia Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 119. Australia Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 120. Australia Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 121. Vietnam Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 122. Vietnam Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 123. Vietnam Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 124. Vietnam Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 125. Vietnam Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 126. South Korea Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 127. South Korea Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 128. South Korea Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 129. South Korea Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 130. South Korea Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 131. Indonesia Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 132. Indonesia Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 133. Indonesia Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 134. Indonesia Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 135. Indonesia Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 136. Philippines Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 137. Philippines Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 138. Philippines Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 139. Philippines Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 140. Philippines Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 141. Middle East & Africa Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 142. Middle East & Africa Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 143. Middle East & Africa Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 144. Middle East & Africa Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 145. Middle East & Africa Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 146. Middle East & Africa Digital Remittance Market Share (%), By Country, 2018-2032F
  • Figure 147. Saudi Arabia Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 148. Saudi Arabia Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 149. Saudi Arabia Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 150. Saudi Arabia Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 151. Saudi Arabia Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 152. UAE Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 153. UAE Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 154. UAE Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 155. UAE Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 156. UAE Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 157. South Africa Digital Remittance Market, By Value, In USD Billion, 2018-2032F
  • Figure 158. South Africa Digital Remittance Market Share (%), By Remittance type, 2018-2032F
  • Figure 159. South Africa Digital Remittance Market Share (%), By Channel, 2018-2032F
  • Figure 160. South Africa Digital Remittance Market Share (%), By Application, 2018-2032F
  • Figure 161. South Africa Digital Remittance Market Share (%), By End-user, 2018-2032F
  • Figure 162. By Remittance type Map-Market Size (USD Billion) & Growth Rate (%), 2024
  • Figure 163. By Channel Map-Market Size (USD Billion) & Growth Rate (%), 2024
  • Figure 164. By Application Map-Market Size (USD Billion) & Growth Rate (%), 2024
  • Figure 165. By End-user Map-Market Size (USD Billion) & Growth Rate (%), 2024
  • Figure 166. By Region Map-Market Size (USD Billion) & Growth Rate (%), 2024
目次
Product Code: MX13535

Global digital remittance market is projected to witness a CAGR of 9.12% during the forecast period 2025-2032, growing from USD 25.56 billion in 2024 to USD 51.38 billion in 2032. Expecting further penetration of digital remittance platforms to promote greater acceptance of online transactions amongst consumers, driving the global remittance market growth. The continued global penetration of mobile devices has accelerated the integration of digital technology into remittance services and cross-border payment solutions. Customers around the world are also moving away from cash remittances to digital remittances because digital remittance services simplify the money transfer process and costs, provide more privacy and security to protect users' financial assets.

The growing use of digital remittance services by low-wage migrant workers who use these services to send money home has raised the attention of regulators toward monitoring and governing the digital remittance sector. In addition, foreign remittances play a significant role in the development of emerging markets. There is a recognition of this purpose, and authorized regulators have been actively watching and regulating money transfer fees to maintain the use of digital remittance services and maintain economic contributions to recipient countries.

For instance, in April 2024, MoneyGram announced a partnership with Tencent Financial Technology, Tencent's fintech playing field, that expands MoneyGram's digital remittance capability into China. MoneyGram Online customers, which MoneyGram defines as its direct-to-consumer offering via web and app, can send funds directly to the recipients' wallets using Weixin Pay (one of China's major digital payment platforms). The partnership furthers possibilities for accessible cross-border payments and is aimed at providing accessible, fast, secure, and convenient money transfers for a large total addressable market in China.

Blockchain Revolution and New Payment Solution Drive Market Demand

The digital remittance landscape is rapidly changing and moving beyond historical limits. Blockchain features are improving the transactional record products' security and immutability, while fraud detection and mitigation use artificial intelligence. Bridging regulations are continuing to evolve; attention on transparency and building trust with consumers is adding another layer of complexity for global service providers. For stakeholders, the shifting preferences among consumers-towards mobile applications and immediate transaction notifications are substantial opportunities to differentiate services and optimize market entry strategies.

For example, in January 2024, Arab Bank and Mastercard Incorporated issued a joint statement announcing the launch of RemitEx, a new cross-border payment solution. This strategic partnership leverages Mastercard's Cross-Border Services platform to provide an efficient remittance solution. The product enables Arab Bank's customers to make faster, more secure cross-border transfers, with recipients receiving the full number of payments without paying any fees.

Technological Innovation and Industry Collaboration Push Market Growth

Blockchain, as a means of digital remittance, improves security and transparency, and speeds up transaction processes. Digital remittance companies are leveraging blockchain to reduce the costs and time of cross-border transactions, while increasing security and traceability. In addition, higher adoption of mobile wallets to enable digital remittance will only be a positive contributor to the future. The client can hold funds in their mobile wallet and then schedule a cross-border payment quickly on their mobile device, by passing banking networks. Also, biometric (facial or thumbprint) verification is now being used for identification verification in remittance operations, removing fraud and perhaps increasing security. In addition, AI-based algorithms are being deployed for risk analysis, fraud and transaction monitoring, also to detect unusual behavior and identify suspicious, potentially fraudulent transactions; and security with this type of technology is improved. In addition to that, technology is now enabling analytics companies to give their clients insights into their behaviors and trends in their transactions.

For example, in February 2024, Visa partnered with the Egyptian Banks Company to introduce innovative solutions centered on electronic payment services, digital wallets, and complementary offerings. The partnership seeks to improve the instant payment capabilities and streamline the process of receiving international remittances from Egyptian expatriates.

Inward Digital Remittances Dominates the Global Digital Remittance Market Growth Share

Inward remittance is defined as the transfer of funds by individuals living abroad to their home country. For many countries, these inward remittances are an important inflow that supports the economies of both nations, as in the case of India and the Philippines. Digitized wallets or applications for receiving inward remittances have accelerated the speed and method for receiving those remittances, adding to the financial inclusion of remittance by way of faster means for recipients and with government policy making supportive and technology providing increases in speed and ultimately lower costs.

For example, Western Union Holdings, Inc. initiated the strategic partnership with GCash in June 2025, a mobile wallet provider in the Philippines. This partnership ensures the transfer of funds directly and securely to GCash accounts, facilitating instant transactions. The partnership underlines the accelerating trend toward digital inward remittances, delivering greater speed, convenience, and financial inclusion to millions of recipients.

North America Dominates the Global Digital Remittance Market Size

The region contains well-known financial services and communications companies which are presently planning to expand by adopting different market growth strategies such as joint ventures, new product launches and others. Also, North America also attracts many migrants each year seeking improved education and employment opportunities, alongside entrepreneurial opportunities. The growing immigrant population is expected to result in great opportunities for digital remittance service providers and will continue the growth and innovation in this industry.

North America had the largest market share as it contains many foreign-born residents and immigrants sending remittances to families and friends in their home countries. Furthermore, the widespread implementation of technology and readily available platforms that offer efficient and affordable money transfers are also fostering competitive growth in the market. In addition, the strict regulatory environment ensures that security and compliance are part of the digital remittance process, which contributes to the growth of the market in this region.

Key Players Landscape and Outlook

The global digital remittance market is populated by traditional banks and remittance companies that have gone digital, and a growing list of fintech companies. Key players have spent considerable resources introducing digital products to compete with fintech firms. The fintech players are currently acquiring market share by providing easy-to-use platforms that offer low fees and fast transactions. PayPal's Xoom service is already a major distribution channel in this space, leveraging its global network and trusted brand. Together, these companies are changing how cross-border payments work for migrant workers and others from underserved consumer populations.

For example, in April 2025, PayPal's Xoom (PayPal Holdings, Inc) entered a strategic partnership with Tenpay Global, Tencent's cross-border payments platform, to expand cross-border remittance capabilities. Through this collaboration, users of Weixin Pay can now receive funds directly into their Weixin Pay wallet balance or linked bank accounts via Xoom or PayPal's mobile application and website. This integration streamlines international money transfers for millions of Weixin Pay users, enhancing convenience and accessibility in cross-border payments.

Table of Contents

1. Project Scope and Definitions

2. Research Methodology

3. Executive Summary

4. Voice of Customers

  • 4.1. Respondent Demographics
  • 4.2. Awareness of Digital Remittance
  • 4.3. Preferred Channels (Mobile Apps, Web Portals, Agents)
  • 4.4. Key Drivers and Adoption

5. Global Digital Remittance Market Outlook, 2018-2032F

  • 5.1. Market Size Analysis & Forecast
    • 5.1.1. By Value
  • 5.2. Market Share Analysis & Forecast
    • 5.2.1. By Remittance Type
      • 5.2.1.1. Inward Remittance
      • 5.2.1.2. Outward Remittance
    • 5.2.2. By Channel
      • 5.2.2.1. Digital-Only
      • 5.2.2.2. Hybrid
    • 5.2.3. By Application
      • 5.2.3.1. Migrant Remittance
      • 5.2.3.2. Business Remittance
      • 5.2.3.3. Others
    • 5.2.4. By End-user
      • 5.2.4.1. Personal
      • 5.2.4.2. Business
    • 5.2.5. By Region
      • 5.2.5.1. North America
      • 5.2.5.2. Europe
      • 5.2.5.3. Asia-Pacific
      • 5.2.5.4. South America
      • 5.2.5.5. Middle East and Africa
  • 5.3. Market Map Analysis, 2024
    • 5.3.1. By Remittance Type
    • 5.3.2. By Channel
    • 5.3.3. By Application
    • 5.3.4. By End-user
    • 5.3.5. By Region

6. North America Digital Remittance Market Outlook, 2018-2032F

  • 6.1. Market Size Analysis & Forecast
    • 6.1.1. By Value
  • 6.2. Market Share Analysis & Forecast
    • 6.2.1. By Remittance Type
      • 6.2.1.1. Inward Remittance
      • 6.2.1.2. Outward Remittance
    • 6.2.2. By Channel
      • 6.2.2.1. Digital-Only
      • 6.2.2.2. Hybrid
    • 6.2.3. By Application
      • 6.2.3.1. Migrant Remittance
      • 6.2.3.2. Business Remittance
      • 6.2.3.3. Others
    • 6.2.4. By End-user
      • 6.2.4.1. Personal
      • 6.2.4.2. Business
    • 6.2.5. By Country Share
      • 6.2.5.1. United States
      • 6.2.5.2. Canada
      • 6.2.5.3. Mexico
  • 6.3. Country Market Assessment
    • 6.3.1. United States Digital Remittance Market Outlook, 2018-2032F*
      • 6.3.1.1. Market Size Analysis & Forecast
        • 6.3.1.1.1. By Value
      • 6.3.1.2. Market Share Analysis & Forecast
        • 6.3.1.2.1. By Remittance Type
          • 6.3.1.2.1.1. Inward Remittance
          • 6.3.1.2.1.2. Outward Remittance
        • 6.3.1.2.2. By Channel
          • 6.3.1.2.2.1. Digital-Only
          • 6.3.1.2.2.2. Hybrid
        • 6.3.1.2.3. By Application
          • 6.3.1.2.3.1. Migrant Remittance
          • 6.3.1.2.3.2. Business Remittance
          • 6.3.1.2.3.3. Others
        • 6.3.1.2.4. By End-user
          • 6.3.1.2.4.1. Personal
          • 6.3.1.2.4.2. Business
    • 6.3.2. Canada
    • 6.3.3. Mexico

All segments will be provided for all regions and countries covered

7. Europe Digital Remittance Market Outlook, 2018-2032F

  • 7.1. Germany
  • 7.2. France
  • 7.3. Italy
  • 7.4. United Kingdom
  • 7.5. Russia
  • 7.6. Netherlands
  • 7.7. Spain
  • 7.8. Turkey
  • 7.9. Poland

8. Asia-Pacific Digital Remittance Market Outlook, 2018-2032F

  • 8.1. India
  • 8.2. China
  • 8.3. Japan
  • 8.4. Australia
  • 8.5. Vietnam
  • 8.6. South Korea
  • 8.7. Indonesia
  • 8.8. Philippines

9. South America Digital Remittance Market Outlook, 2018-2032F

  • 9.1. Brazil
  • 9.2. Argentina

10. Middle East and Africa Digital Remittance Market Outlook, 2018-2032F

  • 10.1. Saudi Arabia
  • 10.2. UAE
  • 10.3. South Africa

11. Demand Supply Analysis

12. Value Chain Analysis

13. Porter's Five Forces Analysis

14. PESTLE Analysis

15. Market Dynamics

  • 15.1. Market Drivers
  • 15.2. Market Challenges

16. Market Trends and Developments

17. Average Transaction Value (Best Effort Basis)

18. Case Studies

19. Competitive Landscape

  • 19.1. Competition Matrix of Top 5 Market Leaders
  • 19.2. SWOT Analysis for Top 5 Players
  • 19.3. Key Players Landscape for Top 10 Market Players
    • 19.3.1. Western Union Holdings, Inc.
      • 19.3.1.1. Company Details
      • 19.3.1.2. Key Management Personnel
      • 19.3.1.3. Products and Services
      • 19.3.1.4. Financials (As Reported)
      • 19.3.1.5. Rates and Fees
      • 19.3.1.6. Key Market Focus and Geographical Presence
      • 19.3.1.7. Recent Developments/Collaborations/Partnerships/Mergers and Acquisition
    • 19.3.2. Wise plc
    • 19.3.3. PayPal Holdings, Inc.
    • 19.3.4. MoneyGram International Inc.
    • 19.3.5. Remitly Global, Inc.
    • 19.3.6. WorldRemit Ltd.
    • 19.3.7. Ria Money Transfer (Euronet Worldwide)
    • 19.3.8. Xoom Corporation (PayPal)
    • 19.3.9. Azimo Ltd.
    • 19.3.10. OFX Group Limited

Companies mentioned above DO NOT hold any order as per market share and can be changed as per information available during research work.

20. Strategic Recommendations

21. About Us and Disclaimer