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クロスボーダー決済の世界市場：決済タイプ別、チャネル別、エンドユーザー別、地域別、機会、予測、2018年～2032年

Global Cross-Border Payments Market Assessment, By Payment Type, By Channel, By End-user, By Region, Opportunities and Forecast, 2018-2032F

出版日
ページ情報
英文 215 Pages
納期
3～5営業日
カスタマイズ可能
価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=145.63円
クロスボーダー決済の世界市場：決済タイプ別、チャネル別、エンドユーザー別、地域別、機会、予測、2018年～2032年
出版日: 2025年07月03日
発行: Markets & Data
ページ情報: 英文 215 Pages
納期: 3～5営業日
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  • 概要
  • 図表
  • 目次
概要

世界のクロスボーダー決済の市場規模は、2025年～2032年の間に6.76%のCAGRで拡大し、2024年の2,014億2,000万米ドルから2032年には3,399億2,000万米ドルへと急成長するとみられています。デジタル商取引の増加、フリーランスやギグ・エコノミーの拡大、新興市場における金融包摂の推進努力など、複数の主な要因がこの成長を引き続き後押ししています。さらに、KYC/AMLコンプライアンス、データ保護、FXの透明性を取り巻く規制状況は進化を続けており、銀行や金融サービス事業者はシステムやプロセスのアップグレードを迫られています。

世界のクロスボーダー決済市場は、世界化、デジタル商取引の拡大、リアルタイムで透明性が高く、コスト効率の高い国境を越えた資金移動手段に対する需要の高まりに後押しされ、根本的な変化を遂げつつあります。加えて、世界中の中央銀行や規制当局は、包括的な成長とシームレスな資金移動を促進するため、新たなリアルタイム・レールや相互運用可能な決済インフラの構築を模索しています。取引件数が国際的に急ピッチで増加する中、決済サービス事業者も信頼性、コンプライアンス、拡張性を確保するために新技術への投資を進めています。

例えば、2025年7月、Societe Generale-FORGEは、イーサリアムやソラナなどのパブリック・ブロックチェーン上でCoinVertible USDステーブルコインをローンチしました。CoinVertibleはBNYメロンがリザーブ・カストディアンとしてバックアップしており、トークン化された透明性の高い決済という新たなパラダイムを象徴し、24時間365日のクロスボーダー決済における機関利用のためのプログラマブル・マネーの可能性を開くものです。CoinVertibleは、銀行がホールセール送金インフラを開発するためにデジタル通貨技術を採用し続けることを表しています。

当レポートでは、世界のクロスボーダー決済市場について調査し、市場の概要とともに、決済タイプ別、チャネル別、エンドユーザー別、地域別動向、および市場に参入する企業のプロファイルなどを提供しています。

目次

第1章 プロジェクトの範囲と定義

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 お客様の声

第5章 世界のクロスボーダー決済市場の見通し、2018年～2032年

  • 市場規模分析と予測
  • 市場シェア分析と予測
    • 決済タイプ別
      • B2B決済
      • B2C決済
      • C2B決済
      • C2C決済
    • チャネル別
      • 銀行
      • 送金業者
      • フィンテックプラットフォーム
      • カードネットワーク
    • エンドユーザー別
      • 個人
      • 企業
    • 地域別
      • 北米
      • 欧州
      • アジア太平洋
      • 南米
      • 中東・アフリカ
  • 2024年の市場マップ分析

第6章 北米のクロスボーダー決済市場の見通し、2018年～2032年

  • 市場規模分析と予測
  • 市場シェア分析と予測
  • 国別市場評価
    • 米国
    • カナダ
    • メキシコ

第7章 欧州のクロスボーダー決済市場の見通し、2018年～2032年

  • ドイツ
  • フランス
  • イタリア
  • 英国
  • ロシア
  • オランダ
  • スペイン
  • トルコ
  • ポーランド

第8章 アジア太平洋のクロスボーダー決済市場の見通し、2018年～2032年

  • インド
  • 中国
  • 日本
  • オーストラリア
  • ベトナム
  • 韓国
  • インドネシア
  • フィリピン

第9章 南米のクロスボーダー決済市場の見通し、2018年～2032年

  • ブラジル
  • アルゼンチン

第10章 中東・アフリカのクロスボーダー決済市場の見通し、2018年～2032年

  • サウジアラビア
  • アラブ首長国連邦
  • 南アフリカ

第11章 需要供給分析

第12章 バリューチェーン分析

第13章 ポーターのファイブフォース分析

第14章 PESTLE分析

第15章 市場力学

  • 市場の促進要因
  • 市場の課題

第16章 市場動向と発展

第17章 収益モデル（ベストエフォートベース）

第18章 ケーススタディ

第19章 競合情勢

  • 市場リーダートップ5の競合マトリックス
  • 参入企業トップ5のSWOT分析
  • 市場の主要企業トップ10の情勢
    • PayPal Holdings, Inc
    • Western Union Holdings, Inc.
    • Wise Payments Limited
    • MoneyGram International, Inc.
    • NIUM Pte. Ltd.
    • Visa Inc.
    • Mastercard Incorporated
    • Remitly Global, Inc.
    • Airwallex Limited
    • TransferGo Ltd

第20章 戦略的提言

第21章 調査会社について・免責事項

図表

List of Tables

  • Table 1. Competition Matrix of Top 5 Market Leaders
  • Table 2. Mergers & Acquisitions/ Joint Ventures (If Applicable)
  • Table 3. About Us - Regions and Countries Where We Have Executed Client Projects

List of Figures

  • Figure 1. Global Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 2. Global Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 3. Global Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 4. Global Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 5. Global Cross-Border Payment Market Share (%), By Region, 2018-2032F
  • Figure 6. North America Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 7. North America Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 8. North America Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 9. North America Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 10. North America Cross-Border Payment Market Share (%), By Country, 2018-2032F
  • Figure 11. United States Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 12. United States Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 13. United States Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 14. United States Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 15. Canada Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 16. Canada Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 17. Canada Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 18. Canada Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 19. Mexico Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 20. Mexico Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 21. Mexico Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 22. Mexico Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 23. Europe Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 24. Europe Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 25. Europe Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 26. Europe Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 27. Europe Cross-Border Payment Market Share (%), By Country, 2018-2032F
  • Figure 28. Germany Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 29. Germany Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 30. Germany Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 31. Germany Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 32. France Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 33. France Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 34. France Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 35. France Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 36. Italy Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 37. Italy Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 38. Italy Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 39. Italy Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 40. United Kingdom Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 41. United Kingdom Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 42. United Kingdom Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 43. United Kingdom Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 44. Russia Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 45. Russia Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 46. Russia Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 47. Russia Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 48. Netherlands Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 49. Netherlands Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 50. Netherlands Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 51. Netherlands Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 52. Spain Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 53. Spain Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 54. Spain Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 55. Spain Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 56. Turkey Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 57. Turkey Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 58. Turkey Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 59. Turkey Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 60. Poland Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 61. Poland Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 62. Poland Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 63. Poland Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 64. South America Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 65. South America Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 66. South America Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 67. South America Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 68. South America Cross-Border Payment Market Share (%), By Country, 2018-2032F
  • Figure 69. Brazil Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 70. Brazil Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 71. Brazil Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 72. Brazil Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 73. Argentina Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 74. Argentina Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 75. Argentina Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 76. Argentina Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 77. Asia-Pacific Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 78. Asia-Pacific Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 79. Asia-Pacific Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 80. Asia-Pacific Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 81. Asia-Pacific Cross-Border Payment Market Share (%), By Country, 2018-2032F
  • Figure 82. India Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 83. India Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 84. India Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 85. India Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 86. China Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 87. China Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 88. China Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 89. China Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 90. Japan Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 91. Japan Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 92. Japan Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 93. Japan Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 94. Australia Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 95. Australia Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 96. Australia Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 97. Australia Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 98. Vietnam Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 99. Vietnam Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 100. Vietnam Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 101. Vietnam Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 102. South Korea Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 103. South Korea Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 104. South Korea Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 105. South Korea Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 106. Indonesia Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 107. Indonesia Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 108. Indonesia Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 109. Indonesia Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 110. Philippines Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 111. Philippines Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 112. Philippines Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 113. Philippines Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 114. Middle East & Africa Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 115. Middle East & Africa Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 116. Middle East & Africa Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 117. Middle East & Africa Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 118. Middle East & Africa Cross-Border Payment Market Share (%), By Country, 2018-2032F
  • Figure 119. Saudi Arabia Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 120. Saudi Arabia Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 121. Saudi Arabia Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 122. Saudi Arabia Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 123. UAE Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 124. UAE Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 125. UAE Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 126. UAE Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 127. South Africa Cross-Border Payment Market, By Value, In USD Billion, 2018-2032F
  • Figure 128. South Africa Cross-Border Payment Market Share (%), By Payment Type, 2018-2032F
  • Figure 129. South Africa Cross-Border Payment Market Share (%), By Channel, 2018-2032F
  • Figure 130. South Africa Cross-Border Payment Market Share (%), By End-user, 2018-2032F
  • Figure 131. By Payment Type Map-Market Size (USD Billion) & Growth Rate (%), 2024
  • Figure 132. By Channel Map-Market Size (USD Billion) & Growth Rate (%), 2024
  • Figure 133. By End-user Map-Market Size (USD Billion) & Growth Rate (%), 2024
  • Figure 134. By Region Map-Market Size (USD Billion) & Growth Rate (%), 2024
目次
Product Code: MX13534

Global cross-border payment market is projected to witness a CAGR of 6.76% during the forecast period 2025-2032, growing from USD 201.42 billion in 2024 to USD 339.92 billion in 2032F, growing at a prompt pace, driven by a booming need for secure, real-time, and smooth global transaction experiences. Multiple key factors continue to fuel this growth, such as increased digital commerce, the expansion of freelance and gig economies, and efforts to drive financial inclusion in emerging markets. In addition, the regulatory landscape surrounding KYC/AML compliance, data protection, and FX transparency continues to evolve and apply pressure on banks and financial service offerings to upgrade their systems and processes.

The global cross-border payments market is undergoing fundamental change fueled by globalization, expansion of digital commerce, as well as the increased demand for real-time, transparent, and cost-effective methods of moving money across borders. In addition, the central banks and regulators around the world are looking to build new real-time rails and interoperable payment infrastructures to facilitate inclusive growth and seamless money movement. As the number of transactions grows at pace internationally, payment offerings are also investing in new technology to ensure trust, compliance, and scalability.

For example, in July 2025, Societe Generale-FORGE launched the CoinVertible USD stablecoin on public blockchains such as Ethereum and Solana. CoinVertible is backed by BNY Mellon as the reserve custodian and represents a new paradigm of tokenized and transparent settlement that opens the potential of programmable money for institutional use in cross-border payments 24/7. CoinVertible represents a continuation of bank adoption of digital currency technology to develop wholesale remittance infrastructure.

Increasing Adoption of Stablecoins Shaping Global Cross-Border Payment Market Dynamics

One of the most potent drivers reshaping cross-border payments is the accelerating use of stablecoins, a digital currency that blends the speed and programmability of crypto while maintaining the stability of fiat currency. These blockchain-based digital currencies allow cheap and almost instant international settlements and include smart contract logic into payment. This is critical when global businesses require real-time treasury management and transparency in fees, as the expanding stablecoin infrastructure has been embraced by large banks, card networks, and fintechs. Regulatory clarity offered by markets such as the U.S., Singapore, and the EU has provided a level of institutional confidence in stablecoins, especially for B2B payments and remittance corridors.

For instance, in April 2025, Mastercard Incorporated announced cross-chain and end-to-end stablecoin transaction capabilities through a partnership with OKX and other services. This allows for stablecoin payments from digital wallets directly to merchant checkout terminals. Customers can spend their stablecoins through the Mastercard network in a KYC-compliant manner while using an asset that provides strong settlement predictability and access to over 90 million merchants around the world, bridging Web3 and traditional financial infrastructure.

Real-time Clearing and Integration of Blockchain Technology Pushes Cross-Border Market Growth

The shift to real-time, blockchain-based clearing platforms that can diminish friction and increase liquidity is an additional key growth element. Traditional cross-border payments leave time gaps and incur a lot of fees relating to the various intermediaries. Blockchain-enabled clearing, on the other hand, is offering an infrastructure platform making remote funds instantly liquid with less friction and moving the costs lower, as well as a higher level of transparency. This is great for corporates using cash from a tight cycle and extracting or importing time-sensitive commodities or goods. Countries such as India that are beginning to offer 24/7 dollar clearing, for example, to bring their business days in line with their trading partners and decrease dependence on foreign correspondent banks.

For instance, in 2025, Axis Bank Limited collaborated with J.P. Morgan's Kinexys platform to offer real-time USD clearing at GIFT City through blockchain rails. This partnership enabled corporates in India to settle cross-border dollar payments even on weekends or public holidays, a major step towards 24/7 liquidity and accelerating institutional blockchain utilization in a regulated space.

B2B Payment Segment Dominates the Cross-Border Payment Market Share

Business-to-Business (B2B) payments are the highest in terms of both transaction volume and value in the cross-border space. Companies typically have complicated supplier networks, forced to deal with different regulatory jurisdictions with respect to tax and invoicing, and often need payments to be transparent, low-cost, and traceable. Unlike P2P payments, B2B payments involve bulk transfers (sending thousands of dollars), require high regulatory scrutiny, and reconciliation systems that are integrated. As a result of their complexities, B2B payments have been widely adopted by exporters, e-commerce platforms, and freelancers. In addition, many of these platforms offer automated FX conversions and invoice links along with their built-in KYC and AML functions as part of one cross-border payments suite.

For example, in May 2025, PayPal Holdings, Inc. received in-principle approval for registration as a Cross-Border Payment Aggregator by the RBI in India, providing Indian SMEs and exporters greater access to international payments and payments/remittance and bypassing their banking complexities. This verifies the continued rise of digital B2B platforms in global trade and coincides with India's target of supporting export-oriented MSMEs.

North America Leads the Global Cross-Border Payment Market

North America remains the cross-border payments stronghold, led by the technology-driven banking sector, a well-developed digital infrastructure, and the rapid adoption of blockchain and real-time innovation. Major global fintech players and card networks that are more than willing to invest in scalable and compliant cross-border payments all have headquarters in the United States and Canada. In addition, the remittance corridors to Latin America and Southeast Asia are some of the busiest in the world, with consumers requiring low-cost, real-time mobile-first services. Innovation is being sustained through pilot programs and Central Bank Digital Currency research by the U.S. Treasury and U.S. Federal Reserve, giving fintechs a regulatory sandbox to innovate. For instance, in April 2025, Visa Inc. and Revolut Ltd. entered into a significant global agreement to expand their collaboration through Visa Direct, enabling real-time cross-border payments for business customers worldwide. The agreement focuses on enhancing the speed, efficiency, and transparency of international transactions, specifically targeting sectors such as B2B travel, where seamless global money movement is critical.

Key Players Landscape and Outlook

Cross-border payment business internationally has accelerated competition among fintech startups, in competition with existing payment networks. The traditional players are deepening their digital offering, and challengers are building modular platforms with embedded finance. Companies are making transparent offers to their users on low FX margins and instant settlement, representing the future of cross-border payments for all types of users, including freelancers, travelers, and businesses. Also, API-based platforms are being white-labeled for banks, enabling them to access the markets much faster and enabling regional expansion.

In April 2025, Mastercard Incorporated announced a strategic partnership with Corpay, Inc., a global leader in business payments, to streamline and expand cross-border B2B payment solutions. The collaboration focuses on enhancing corporate treasury efficiency by integrating Mastercard's payment rails with Corpay's cloud-based platform, enabling faster, more transparent, and compliant international transactions for businesses of all sizes.

For example, in December 2024, Wise Payments Limited announced a partnership with Morgan Stanley to offer enhanced international payments to corporate clients. Morgan Stanley offers Wise's platform to enable fast, low-cost cross-border payouts with treasury services. This demonstrates how fintech players are providing trusted enablers for even the most conservative financial institutions.

Table of Contents

1. Project Scope and Definitions

2. Research Methodology

3. Executive Summary

4. Voice of Customers

  • 4.1. Respondent Demographics (SMEs, Enterprises, Freelancers, Remittance Users)
  • 4.2. Frequency of Cross-Border Transactions
  • 4.3. Preferred Channels (Banks, Digital Wallets, Fintech Platforms)
  • 4.4. Key Expectations (Transaction Speed, Cost Transparency, FX Rates)

5. Global Cross-Border Payment Market Outlook, 2018-2032F

  • 5.1. Market Size Analysis & Forecast
    • 5.1.1. By Value
  • 5.2. Market Share Analysis & Forecast
    • 5.2.1. By Payment Type
      • 5.2.1.1. B2B Payments
      • 5.2.1.2. B2C Payments
      • 5.2.1.3. C2B Payments
      • 5.2.1.4. C2C Payments
    • 5.2.2. By Channel
      • 5.2.2.1. Banks
      • 5.2.2.2. Money Transfer Operators
      • 5.2.2.3. Fintech Platforms
      • 5.2.2.4. Card Networks
    • 5.2.3. By End-user
      • 5.2.3.1. Individuals
      • 5.2.3.2. Businesses
    • 5.2.4. By Region
      • 5.2.4.1. North America
      • 5.2.4.2. Europe
      • 5.2.4.3. Asia-Pacific
      • 5.2.4.4. South America
      • 5.2.4.5. Middle East and Africa
  • 5.3. Market Map Analysis, 2024
    • 5.3.1. By Payment Type
    • 5.3.2. By Channel
    • 5.3.3. By End-user
    • 5.3.4. By Region

6. North America Cross-Border Payment Market Outlook, 2018-2032F

  • 6.1. Market Size Analysis & Forecast
    • 6.1.1. By Value
  • 6.2. Market Share Analysis & Forecast
    • 6.2.1. By Payment Type
      • 6.2.1.1. B2B Payments
      • 6.2.1.2. B2C Payments
      • 6.2.1.3. C2B Payments
      • 6.2.1.4. C2C Payments
    • 6.2.2. By Channel
      • 6.2.2.1. Banks
      • 6.2.2.2. Money Transfer Operators
      • 6.2.2.3. Fintech Platforms
      • 6.2.2.4. Card Networks
    • 6.2.3. By End-user
      • 6.2.3.1. Individuals
      • 6.2.3.2. Businesses
    • 6.2.4. By Country Share
      • 6.2.4.1. United States
      • 6.2.4.2. Canada
      • 6.2.4.3. Mexico
  • 6.3. Country Market Assessment
    • 6.3.1. United States Cross-Border Payment Market Outlook, 2018-2032F*
      • 6.3.1.1. Market Size Analysis & Forecast
        • 6.3.1.1.1. By Value
      • 6.3.1.2. Market Share Analysis & Forecast
        • 6.3.1.2.1. By Payment Type
          • 6.3.1.2.1.1. B2B Payments
          • 6.3.1.2.1.2. B2C Payments
          • 6.3.1.2.1.3. C2B Payments
          • 6.3.1.2.1.4. C2C Payments
        • 6.3.1.2.2. By Channel
          • 6.3.1.2.2.1. Banks
          • 6.3.1.2.2.2. Money Transfer Operators
          • 6.3.1.2.2.3. Fintech Platforms
          • 6.3.1.2.2.4. Card Networks
        • 6.3.1.2.3. By End-user
          • 6.3.1.2.3.1. Individuals
          • 6.3.1.2.3.2. Businesses
    • 6.3.2. Canada
    • 6.3.3. Mexico

All segments will be provided for all regions and countries covered

7. Europe Cross-Border Payment Market Outlook, 2018-2032F

  • 7.1. Germany
  • 7.2. France
  • 7.3. Italy
  • 7.4. United Kingdom
  • 7.5. Russia
  • 7.6. Netherlands
  • 7.7. Spain
  • 7.8. Turkey
  • 7.9. Poland

8. Asia-Pacific Cross-Border Payment Market Outlook, 2018-2032F

  • 8.1. India
  • 8.2. China
  • 8.3. Japan
  • 8.4. Australia
  • 8.5. Vietnam
  • 8.6. South Korea
  • 8.7. Indonesia
  • 8.8. Philippines

9. South America Cross-Border Payment Market Outlook, 2018-2032F

  • 9.1. Brazil
  • 9.2. Argentina

10. Middle East and Africa Cross-Border Payment Market Outlook, 2018-2032F

  • 10.1. Saudi Arabia
  • 10.2. UAE
  • 10.3. South Africa

11. Demand Supply Analysis

12. Value Chain Analysis

13. Porter's Five Forces Analysis

14. PESTLE Analysis

15. Market Dynamics

  • 15.1. Market Drivers
  • 15.2. Market Challenges

16. Market Trends and Developments

17. Revenue Model (Best Effort Basis)

18. Case Studies

19. Competitive Landscape

  • 19.1. Competition Matrix of Top 5 Market Leaders
  • 19.2. SWOT Analysis for Top 5 Players
  • 19.3. Key Players Landscape for Top 10 Market Players
    • 19.3.1. PayPal Holdings, Inc.
      • 19.3.1.1. Company Details
      • 19.3.1.2. Key Management Personnel
      • 19.3.1.3. Products and Services
      • 19.3.1.4. Financials (As Reported)
      • 19.3.1.5. Key Market Focus and Geographical Presence
      • 19.3.1.6. Recent Developments/Collaborations/Partnerships/Mergers and Acquisition
    • 19.3.2. Western Union Holdings, Inc.
    • 19.3.3. Wise Payments Limited
    • 19.3.4. MoneyGram International, Inc.
    • 19.3.5. NIUM Pte. Ltd.
    • 19.3.6. Visa Inc.
    • 19.3.7. Mastercard Incorporated
    • 19.3.8. Remitly Global, Inc.
    • 19.3.9. Airwallex Limited
    • 19.3.10. TransferGo Ltd

Companies mentioned above DO NOT hold any order as per market share and can be changed as per information available during research work.

20. Strategic Recommendations

21. About Us and Disclaimer