米国の不正検知・防止市場：コンポーネント別、用途別、展開別、企業タイプ別、産業別、地域別、機会、予測、2018年～2032年

米国の不正検知・防止の市場規模は、予測期間の2025年～2032年のCAGRが11.67%に達し、2024年の72億3,000万米ドルから2032年には174億8,000万米ドルに成長すると予測されています。米国の不正検知・防止市場は、デジタル・プラットフォームにおける不正行為の量的増加と巧妙化が原動力となって急成長を遂げています。企業や消費者のオンライン取引、モバイルバンキング、eコマース、デジタル決済の導入が進むにつれ、金融データや個人データを保護する必要性がこれまで以上に急務となっており、米国の不正検知・防止市場の大幅な成長を促しています。

企業は、リアルタイムの監視と脅威との戦いを行いながら、人工知能、機械学習、行動分析、クラウドコンピューティングの助けを借りて、よりスマートな不正防止技術を大幅に採用しています。ビジネス環境は、厳格なルールベースのソリューションから、不正行為の動的パターンに対応できる複雑な適応型ソリューションへと移行しつつあります。金融機関、ヘルスケア機関、政府機関、eコマース・ウェブサイトは、リアルタイムの可視性、イベントへの自動対応、コンプライアンス要件に重点を置き、主要な導入企業のひとつとなっています。クラウド提供のソリューションは、弾力性、拡張性、現在のIT環境との統合を提供するため、人気を博しています。

さらに、戦略的パートナーシップ、イノベーションへのベンチャー投資、AIプラットフォームが競合情勢を定義しつつあります。IBM、FICO、Experianのような業界リーダーから次世代技術のイノベーターまで、企業は高度化する脅威と戦うために高度な不正検知機能を優先しています。米国の不正検知・防止市場は成長するだけでなく、よりインテリジェントなアプローチ方法へと変貌を遂げつつあり、各産業における安全なデジタル変革の礎となる準備が整っています。

当レポートでは、米国の不正検知・防止市場について調査し、市場の概要とともに、コンポーネント別、用途別、展開別、企業タイプ別、産業別、地域別動向、および市場に参入する企業のプロファイルなどを提供しています。

目次

第1章 プロジェクトの範囲と定義

第2章 調査手法

第3章 米国の関税の影響

第4章 エグゼクティブサマリー

第5章 お客様の声

第6章 米国の不正検知・防止市場の見通し、2018年～2032年

• 市場規模分析と予測
• 市場シェア分析と予測
  • コンポーネント別
    • ソリューション
    • サービス
  • 用途別
    • 保険金請求
    • マネーロンダリング
    • 電子決済
    • その他
  • 展開別
    • オンプレミス
    • クラウド
  • 企業タイプ別
    • 大企業
    • 中小企業
  • 産業別
    • BFSI
    • IT・通信
    • 小売・消費財
    • 政府
    • 建設・不動産
    • エネルギー・公益事業
    • 製造業
    • ヘルスケア・ライフサイエンス
    • その他
  • 地域別
    • 北東部
    • 中西部
    • 西部
    • 南部
  • 企業別市場シェア分析（上位5社およびその他- 金額別、2024年）
• 2024年の市場マップ分析

第7章 ポーターのファイブフォース分析

第8章 PESTLE分析

第9章 価格分析

第10章 市場力学

• 市場の促進要因
• 市場の課題

第11章 市場動向と発展

第12章 ケーススタディ

第13章 競合情勢

• 市場リーダートップ5の競合マトリックス
• 参入企業トップ5のSWOT分析
• 市場の主要企業トップ10の情勢
  • IBM Corporation
  • Thales S.A.
  • Oracle Corporation
  • SAP SE
  • Fiserv, Inc.
  • Nice Ltd.
  • F5 Inc.
  • Sas Institute Inc.
  • Fair Isaac Corporation (FICO)
  • ACI Worldwide Inc.

第14章 戦略的提言

第15章 調査会社について・免責事項

List of Tables

• Table 1. Competition Matrix of Top 5 Market Leaders
• Table 2. Mergers & Acquisitions/ Joint Ventures (If Applicable)
• Table 3. About Us - Regions and Countries Where We Have Executed Client Projects

List of Figures

• Figure 1. U.S. Fraud Detection and Prevention Market, By Value, In USD Billion, 2018-2032F
• Figure 2. U.S. Fraud Detection and Prevention Market Share (%), By Component, 2018-2032F
• Figure 3. U.S. Fraud Detection and Prevention Market Share (%), By Application, 2018-2032F
• Figure 4. U.S. Fraud Detection and Prevention Market Share (%), By Deployment, 2018-2032F
• Figure 5. U.S. Fraud Detection and Prevention Market Share (%), By Enterprise Type, 2018-2032F
• Figure 6. U.S. Fraud Detection and Prevention Market Share (%), By Industry, 2018-2032F
• Figure 7. U.S. Fraud Detection and Prevention Market Share (%), By Region, 2018-2032F
• Figure 8. By Component Map-Market Size (USD Billion) & Growth Rate (%), 2024
• Figure 9. By Application Map-Market Size (USD Billion) & Growth Rate (%), 2024
• Figure 10. By Deployment Map-Market Size (USD Billion) & Growth Rate (%), 2024
• Figure 11. By Enterprise Type Map-Market Size (USD Billion) & Growth Rate (%), 2024
• Figure 12. By Industry Map-Market Size (USD Billion) & Growth Rate (%), 2024
• Figure 13. By Region Map-Market Size (USD Billion) & Growth Rate (%), 2024

United States fraud detection and prevention market is projected to witness a CAGR of 11.67% during the forecast period 2025-2032, growing from USD 7.23 billion in 2024 to USD 17.48 billion in 2032. The U.S. fraud detection and prevention market is witnessing rapid growth, driven by the increasing volume and sophistication of fraudulent activities across digital platforms. As businesses and consumers increasingly adopt online transactions, mobile banking, e-commerce, and digital payments, the need to safeguard financial and personal data has become more urgent than ever, driving significant growth in the U.S. fraud detection and prevention market.

Businesses are significantly adopting smarter fraud prevention techniques with the help of artificial intelligence, machine learning, behavior analytics, and cloud computing while they perform real-time monitoring and battle threats. The business landscape is moving away from rigid rule-based solutions to complex adaptive solutions that are capable of handling dynamic patterns of fraud. Financial organizations, healthcare organizations, governments, and e-commerce websites are among the leading adopters, with a focus on real-time visibility, automated response to events, and compliance requirements. Cloud-delivered solutions have gained popularity as they offer elasticity, scalability, and integration with present IT environments.

In addition, strategic partnerships, venture investments in innovation, and AI platforms are defining the competitive landscape. From industry leaders such as IBM, FICO, and Experian to next-gen tech innovators, organizations are prioritizing advanced fraud detection capabilities to combat increasingly sophisticated threats. The U.S. fraud detection and prevention market is not just growing but transforming into a more intelligent method of approach, ready to be a cornerstone for secure digital transformation in industries.

Rising Sophistication of Fraudulent Activities Driving Demand for AI-Powered Detection Solutions

As fraud schemes become increasingly more complex and technology-enabled, organizations across the U.S. are prioritizing the deployment of next-gen fraud detection solutions. Legacy rule-based systems are no longer adequate against sophisticated threats such as synthetic identity fraud, real-time social engineering, and bot-driven scams, accelerating demand for advanced fraud detection and prevention solutions in the U.S. market. In addition, the demand for AI-driven solutions that support real-time threat detection, predictive analysis, and anomaly detection has grown in response. Also, the technologies allow systems to continuously learn from new information, evolve with new patterns of fraud, and reduce false positives while optimizing accuracy. The need to protect consumers, outflank regulation, and maintain the brand as trustworthy is compelling both financial and non-financial institutions towards intelligent, scalable anti-fraud solutions. In addition, the companies are collaborating to address the rising demand from different organization concerning fraud detection and prevention.

For example, in December 2023, Neuro-ID, Inc. and Experian Credit Information Company of India Private Limited entered a collaboration to boost fraud protection in their products. The collaboration is meant to prevent fraud attacks, evade identity theft, and protect against AI-powered bots.

Integration of Fraud Prevention with Broader Risk and Compliance Frameworks

The U.S. market is shifting from standalone detection systems toward integrated platforms that combine fraud prevention with credit risk management, compliance, and cybersecurity solutions, reflecting growing industry demand for comprehensive protection. Organizations recognize that solo systems not only produce inefficiencies but also weaknesses, which are taken advantage of by fraudsters. This has led to further investment in solutions that deliver a single, end-to-end view of customer risk and behavior across the whole lifecycle. Integrated fraud management systems leverage data-sharing across departments to enable faster decision-making and enhance cross-channel fraud prevention. In addition, companies in the market are also enabling regulatory reporting and enhancing operational efficiency by consolidating tools under one risk architecture. Over time, as transactions go digital, particularly for sectors such as banking, insurance, and trade, the need for such enormous systems grows.

For example, Abrigo Inc. partnered with Mitek Systems, Inc. in November 2023 to launch an integrated platform that ties compliance, credit risk, and fraud prevention together. The partnership is a flagship market move towards an aligned ecosystem model that improves the effectiveness of fraud detection, reduces inefficiency in cost, and optimizes regulatory compliance.

Cloud Segment Dominates U.S. Fraud Detection and Prevention Market Share

The cloud segment leads in the U.S. fraud prevention and detection market because of its flexibility, cost-effectiveness, and ability to respond in real-time. As more businesses move to online platforms, there has been explosive growth in the demand for elastic and dynamic fraud prevention solutions. Cloud-based platforms provide end-to-end channel convergence, faster deployment, and ongoing updates, which are perfect for businesses that need to stay in step with dynamic fraud threats. The cloud also allows organizations access to advanced technologies such as artificial intelligence, machine learning, and behavior analytics with little or no capital expenditure on infrastructure. These help fraud detection systems scan gigantic volumes of data in real-time, detect anomalies, and react to threats even before they hit. Cloud platforms also improve collaboration in that they consolidate data, render it accurate, and enable them to be compliant with regulatory obligations.

For example, in June 2024, Fair Isaac Corporation launched its Enhanced Fraud Detection Platform that uses AI and blockchain technologies on cloud architecture. The offering allows companies to detect fraud with greater accuracy while taking advantage of cloud speed and agility. As people keep asking for more digital services and cyberattacks get more common, the segment shall keep on being the first choice for the U.S. fraud detection and prevention market.

Northeast Region Holds the Largest U.S. Fraud Detection and Prevention Market Size

The Northeast area is the leading province in the U.S. marketplace for fraud detection and prevention, with its concentrated group of financial institutions, insurance companies, and technology companies. The Northeast region is a high-risk region that compels companies to implement sophisticated fraud prevention products and systems increasingly. In addition, the region's well-regulated state and data security compliance focus also compel the implementation of emerging fraud detection technologies. There is the highest demand in industries such as banking, healthcare, and e-commerce, where there is bulk sensitive customer data. The availability of top cybersecurity companies and AI technology companies also acts as a driver for regional growth.

For example, in March 2024, Visa Global expanded its Visa Protect suite by launching AI-driven fraud offerings aimed at payment fraud in real-time. The offerings were quickly adopted by several of the Northeast's institutions, indicating the region's eagerness to address sophisticated fraud threats. As digital payments continue to grow and fraud methods keep evolving, the Northeast is likely to continue to be an innovator because of its technology-infused infrastructure, regulatory emphasis, and economic relevance.

Impact of U.S. Tariffs on the United States Fraud Detection and Prevention Market

While U.S. tariffs do not directly influence the fraud detection and prevention market, they can indirectly influence its growth and cost basis. Tariffs that are placed on imported technology materials such as servers, processors, and cybersecurity gear could increase fraud prevention solution creation and deployment expenses. This could discourage small and mid-sized organizations from adopting sophisticated on-premises solutions, diminishing adoption rates. Concurrently, these tensions on costs would accelerate the shift toward cloud and AI-driven fraud detection platforms that are more scalable and less capital-intensive. Moreover, tariff-related disruptions in global supply chains could delay product timelines and innovation cycles for U.S. supplier's dependent on foreign technology partners.

Key Players Landscape and Outlook

The United States fraud prevention and detection market has been described as fragmented, where both existing big players and new companies offer numerous solutions that are targeted at different industries. The market is comprised of cybersecurity leaders, fintech innovators, and AI analytics providers-each delivering specialized solutions for fraud monitoring, real-time detection, identity verification, and risk assessment. Through this competitive market, the client can choose solutions based on size, industry, and digital maturity level.

Market leaders are continually innovating by integrating artificial intelligence, behavioral analytics, and cloud technology into their offerings. These vendors take the lead in enhancing real-time detection, decision automation, and delivering scalable solutions through cloud platforms. Their strong R&D activities and partnerships with government bodies and financial institutions place them at the industry lead.

For instance, in August of 2024, CPI Card Group Inc. partnered with Rippleshot, a fraud prevention platform, to expand its list of services. The partnership introduced advanced anti-fraud tools to CPI customers, enabling them to detect card-related fraud in an active manner, reduce chargebacks, and enhance customer trust. The move reflects how collaborative ventures between mature providers and fraud tech businesses are revolutionizing the sector. Startups and small businesses are also leaving their imprint by providing niche, clever solutions, typically in domains such as e-commerce, healthcare, and online lending. Mid-sized businesses and newer digital platforms are drawn to their ability to provide rapid-set tools and shorter deployment cycles.

In the future, the market is also expected to remain competitive, with a growing demand for integrated fraud management systems, multi-channel protection, and AI-based analytics. Buyers are advised to prefer vendors that offer integration capabilities, real-time analysis, and strong compliance support so that they can remain resilient in a dynamic threat environment.

Table of Contents

1. Project Scope and Definitions

2. Research Methodology

3. Impact of U.S. Tariffs

4. Executive Summary

5. Voice of Customers

• 5.1. Respondents' Demographics
• 5.2. Mode of Brand Awareness
• 5.3. Factors Considered in Purchase Decisions
• 5.4. Consideration of Privacy and Regulations

6. United States Fraud Detection and Prevention Market Outlook, 2018- 2032F

• 6.1. Market Size Analysis & Forecast
  • 6.1.1. By Value
• 6.2. Market Share Analysis & Forecast
  • 6.2.1. By Component
    • 6.2.1.1. Solution
      • 6.2.1.1.1. Fraud Analytics
        • 6.2.1.1.1.1. Predictive Analytics
        • 6.2.1.1.1.2. Customer Analytics
        • 6.2.1.1.1.3. Social Media Analytics
        • 6.2.1.1.1.4. Big Data Analytics
        • 6.2.1.1.1.5. Behavioral Analytics
      • 6.2.1.1.2. Authentication
        • 6.2.1.1.2.1. Single-Factor Authentication
        • 6.2.1.1.2.2. Multi-Factor Authentication
      • 6.2.1.1.3. Governance, Risk and Compliance
    • 6.2.1.2. Services
  • 6.2.2. By Application
    • 6.2.2.1. Insurance Claims
    • 6.2.2.2. Money Laundering
    • 6.2.2.3. Electronic Payment
    • 6.2.2.4. Others
  • 6.2.3. By Deployment
    • 6.2.3.1. On-Premises
    • 6.2.3.2. Cloud
  • 6.2.4. By Enterprise Type
    • 6.2.4.1. Large Enterprises
    • 6.2.4.2. Small and Medium Enterprises (SMEs)
  • 6.2.5. By Industry
    • 6.2.5.1. BFSI
    • 6.2.5.2. IT and Telecom
    • 6.2.5.3. Retail and Consumer Packaged Goods
    • 6.2.5.4. Government
    • 6.2.5.5. Construction and Real Estate
    • 6.2.5.6. Energy and Utilities
    • 6.2.5.7. Manufacturing
    • 6.2.5.8. Healthcare and Life Sciences
    • 6.2.5.9. Others
  • 6.2.6. By Region
    • 6.2.6.1. Northeast
    • 6.2.6.2. Midwest
    • 6.2.6.3. West
    • 6.2.6.4. South
  • 6.2.7. By Company Market Share Analysis (Top 5 Companies and Others - By Value, 2024)
• 6.3. Market Map Analysis, 2024
  • 6.3.1. By Component
  • 6.3.2. By Application
  • 6.3.3. By Deployment
  • 6.3.4. By Enterprise Size
  • 6.3.5. By Industry
  • 6.3.6. By Region

7. Porter's Five Forces Analysis

8. PESTLE Analysis

9. Pricing Analysis

10. Market Dynamics

• 10.1. Market Drivers
• 10.2. Market Challenges

11. Market Trends and Developments

12. Case Studies

13. Competitive Landscape

• 13.1. Competition Matrix of Top 5 Market Leaders
• 13.2. SWOT Analysis for Top 5 Players
• 13.3. Key Players Landscape for Top 10 Market Players
  • 13.3.1. IBM Corporation
    • 13.3.1.1. Company Details
    • 13.3.1.2. Key Management Personnel
    • 13.3.1.3. Products and Services
    • 13.3.1.4. Financials (As Reported)
    • 13.3.1.5. Key Market Focus and Geographical Presence
    • 13.3.1.6. Recent Developments/Collaborations/Partnerships/Mergers and Acquisition
  • 13.3.2. Thales S.A.
  • 13.3.3. Oracle Corporation
  • 13.3.4. SAP SE
  • 13.3.5. Fiserv, Inc.
  • 13.3.6. Nice Ltd.
  • 13.3.7. F5 Inc.
  • 13.3.8. Sas Institute Inc.
  • 13.3.9. Fair Isaac Corporation (FICO)
  • 13.3.10. ACI Worldwide Inc.

Companies mentioned above DO NOT hold any order as per market share and can be changed as per information available during research work.

14. Strategic Recommendations

15. About Us and Disclaimer