表紙:FinTechの世界市場:テクノロジー、アプリケーション、およびサービス(2021年~2026年)
市場調査レポート
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1027152

FinTechの世界市場:テクノロジー、アプリケーション、およびサービス(2021年~2026年)

Global FinTech Marketplace: Technologies, Applications, and Services 2021 - 2026

出版日: | 発行: Mind Commerce | ページ情報: 英文 105 Pages | 納期: 即日から翌営業日

価格
価格表記: USDを日本円(税抜)に換算
本日の銀行送金レート: 1USD=114.50円
FinTechの世界市場:テクノロジー、アプリケーション、およびサービス(2021年~2026年)
出版日: 2021年09月07日
発行: Mind Commerce
ページ情報: 英文 105 Pages
納期: 即日から翌営業日
  • 全表示
  • 概要
  • 目次
概要

世界のFinTech市場は、13.7%のCAGRで成長し、2026年には1,900億米ドルに達すると予測されています。中でも、ソフトウェア分野は世界市場全体の45%を占める最大の分野となっています。また、米国、英国、中国、ドイツ、インドは、同市場における主要国であり、南北アメリカは、世界のFinTech投資市場全体の73%を占める最大の地域です。

Google、Intel、Salesforceなどの大手企業だけでなく、投資コミュニティからもFinTechに対する高い関心が寄せられています。銀行業界でも、販売チャネルの確立やサードパーティとの競争をかわすために、FinTechソリューションを取り入れ始めています。2020年には総投資額は1,050億ドルを超えました。

当レポートは、世界のFinTech市場について調査しており、市場規模や予測、従来型金融システムと新興のFinTechソリューションの比較分析、ディスラプション、潜在的な利益、課題、市場のエコシステムの評価、成長要因、競合情勢、主要企業のプロファイルなどの情報を提供しています。

目次

第1章 エグゼクティブサマリー

第2章 FinTech市場概要

  • 金融テクノロジー
  • FinTechの成長要因
  • FinTech情勢
  • FinTechの企業タイプ
    • 送金
    • エクイティ型ファンディング
    • P2Pレンディング
    • モバイル決済
    • 取引プラットフォーム
    • その他のサービス
  • FinTechカテゴリ
    • デジタル決済
    • 企業財務
    • 消費者金融

第3章 FinTechとビッグデータ

  • FinTechにおけるビッグデータの現状
  • FinTechビッグデータイニシアチブ
    • FinTech CRMとリアルタイム応答
    • FinTechと顧客行動の予測分析
    • FinTechとマスカスタマイゼーション
    • FinTechと不正防止
  • FinTechビッグデータ市場の機会:金融におけるデータのストリーミング

第4章 FinTechエコシステム

  • ハードウェアとインフラストラクチャ
  • 金融機関
  • 政府
  • 起業家
  • アプリケーションプロバイダー
  • コンサルティングおよびサービスプロバイダー
  • セキュリティソリューションプロバイダー
  • クラウドおよびビッグデータ分析プロバイダー
  • 投資グループ
  • ソーシャルネットワーク
  • B2B2C流通チャネル
  • キャッシュイン/アウトメカニズム
  • ビジネスモデル
  • コラボレーティブイノベーション
  • クラウドファンディングプラットフォーム
  • 競合情勢:銀行とOTT企業

第5章 FinTech市場の成長要因

  • 従来型銀行セクターにおけるデジタル化
  • アルゴバンキング
  • モバイルバンキングの台頭
  • FinTechスタートアップエコシステムの台頭
  • データドリブンバンキングの台頭
  • クラウドファンディング経済の台頭
  • Webベースの金融サービスの台頭
  • 銀行以外の資金管理の選択肢増加
  • 支払い詐欺を制御するための機械学習とビッグデータの使用
  • M&A取引のパターンの増加
  • 消費者行動のパターンの変化
  • ブロックチェーンテクノロジー
  • Eコマースの台頭
  • mPoS支払いの台頭

第6章 FinTech市場の課題

第7章 FinTech市場の見通しと予測(2021-2026)

  • FinTech投資見通し(2021-2026)
  • FinTechユーザー(2021-2026)
  • FinTech市場力学

第8章 デジタル産業と決済イニシアチブ

  • Google
  • Facebook
  • Apple
  • PayPal
  • Square
  • Bitcoin
  • SocietyOne
  • Amazon Payments
  • Stripe
  • Samsung Pay
  • Alibaba
  • Western Union
  • Amex, MasterCard and Visa
  • Lending Club
  • Financial Innovation Now
  • Stellar

第9章 銀行イニシアチブ分析

  • Goldman Sachs
  • Barclays
  • Santander
  • HSBC
  • UBS
  • BBVA
  • Citi
  • American Express
  • Wells Fargo
  • JPMorgan Chase

第10章 地域イニシアチブ

  • パイオニアゾーン
    • 米国
    • 英国
  • 新興地域
    • 欧州
    • アジア
    • 中東
    • オーストラリア
  • 政府のイニシアチブ

第11章 FinTechのケーススタディ

  • SocietyOne
  • Tyro Payments
  • Reinventure
  • Australasian Wealth Investments
  • Billfloat
  • L2C Inc
  • PayNearMe
  • Kabbage
  • 不正の検出と防止
  • CashMetrics:財務管理サービス
  • カスタマーサポートの強化
  • データドリブンクライアントの獲得
  • マネーロンダリングとの戦い

第12章 フィンテック企業とソリューション

  • Developments with Select Players
  • Acorns
  • Addepar
  • Affirm
  • Algomi
  • Alphasense
  • Adyen
  • Avant
  • Betterment
  • Braintree
  • C2FO
  • Chain.com
  • Circleup
  • Credit Karma
  • Digit
  • Earnest
  • Equityzen
  • Estimize
  • Fundbox
  • Fundera
  • Fundrise
  • Hello Wallet
  • IEX
  • Kensho
  • Level Money
  • Learnvest
  • Money.net
  • Motif
  • Nav
  • Personal Capital
  • Plaid
  • Premise Data
  • Prosper
  • Quantopian
  • R3CEV
  • Ripple
  • Riskalyze
  • Robinhood
  • Simple
  • SOFI
  • Transferwise
  • Trueaccord
  • Trueex
  • Vouch
  • WealthFront
  • WorldRemit
  • XAPO
  • Xignite
  • Zenefits
  • ZestFinance
  • China Rapid Finance
  • Lufax
  • OnDeck
  • Dwolla
  • Moven
  • Ally
  • Capital One 360
  • Vanguard
  • Fidelity
  • Charles Schwab
  • Allstate
  • Oscar
  • Metromile
  • Azimo
  • Klarna
  • Number26
  • Atom Bank
  • LendingRobot
  • Coinbase
  • Angellist
  • Securekey
  • Kickstarter
  • CrowdCube

第13章 結論・提言

  • 健全なFinTechエコシステムを開発するための提言
  • 銀行およびその他の金融機関に対する提言
  • FinTech企業向けの提言
  • 政府への提言
  • 投資コミュニティへの提言

第14章 付録:FinTechへの過去の投資

  • 世界のフィンテック投資
  • 市場企業別
  • カテゴリ別
  • セグメント別
  • 地域別
  • 主要国別
  • 銀行の内部FinTech投資
  • FinTechの取引(投資とM&A)
目次

Overview:

This report provides a comparative analysis between legacy financial systems and emerging FinTech solutions including disruption, potential benefits, and challenges. The report evaluates the evolving FinTech market ecosystem including start-ups, banks, investment companies, insurance companies, and non-financial organizations. The report analyzes the global impact of FinTech and the outlook for specific regions. The report provides forecasts for the period 2021 to 2026.

Select Report Findings:

  • The global FinTech market will reach $190 billion by 2026, growing at 13.7% CAGR
  • The software segment the largest segment with 45% of the total global market share
  • The digital payments segment the largest solution with 92% of the total global market
  • USA, UK, China, Germany, and India are the largest countries in the global FinTech market
  • The Americas is the largest region with a 73% of the total global FinTech investment market

Financial Technology (FinTech) represents a combination of financial services with Information Technology (IT) that is disruptive to the incumbent financial system as it transforms financial services including enhancements to existing areas as well as entirely alternative solutions. For example, the legacy financial system is under serious threat from emerging technologies, such as Blockchain, to eliminate the need for intermediary trust agents for payment clearing and settlements.

FinTech enabled services include peer-to-peer money transfers, lending services, online payments, and mobile payments. Financial organizations can develop solutions inhouse, partner with FinTech solution providers, or acquire them. Apart from operational issues and/or user experiences, CAPEX and OPEX factors greatly impact these decisions.

There is a high degree of interest in FinTech from the investment community as well as major corporations such as Google, Intel, Salesforce and many more. The banking industry is also starting to embrace FinTech solutions to establish distribution channels and to fend off competition from third parties. In 2020, the total investment was more than $105 billion.

Companies in Report:

  • Acorns
  • Addepar
  • Adyen
  • Affirm
  • Algomi
  • Alibaba
  • Allstate
  • Ally
  • Alphasense
  • Amazon Payments
  • American Express
  • Amex, MasterCard and Visa
  • Angellist
  • Apple
  • Atom Bank
  • Australasian Wealth Investments
  • Avant
  • Azimo
  • Barclays
  • BBVA
  • Betterment
  • Billfloat
  • Bitcoin
  • Braintree
  • C2FO
  • Capital One 360
  • Chain.com
  • Charles Schwab
  • China Rapid Finance
  • Circleup
  • Citi
  • Coinbase
  • Credit Karma
  • CrowdCube
  • Digit
  • Dwolla
  • Earnest
  • Equityzen
  • Estimize
  • Facebook
  • Fidelity
  • Financial Innovation Now
  • Fundbox
  • Fundera
  • Fundrise
  • Goldman Sachs
  • Google
  • Hello Wallet
  • HSBC
  • IEX
  • JPMorgan Chase
  • Kabbage
  • Kensho
  • Kickstarter
  • Klarna
  • L2C Inc
  • Learnvest
  • Lending Club
  • LendingRobot
  • Level Money
  • Lufax
  • Metromile
  • Money.net
  • Motif
  • Moven
  • Nav
  • Number26
  • OnDeck
  • Oscar
  • PayNearMe
  • PayPal
  • Personal Capital
  • Plaid
  • Premise Data
  • Prosper
  • Quantopian
  • R3CEV
  • Reinventure
  • Ripple
  • Riskalyze
  • Robinhood
  • Samsung Pay
  • Santander
  • Securekey
  • Simple
  • SocietyOne
  • SOFI
  • Square
  • Stellar
  • Stripe
  • Transferwise
  • Trueaccord
  • Trueex
  • Tyro Payments
  • UBS
  • Vanguard
  • Vouch
  • WealthFront
  • Wells Fargo
  • Western Union
  • WorldRemit
  • XAPO
  • Xignite
  • Zenefits
  • ZestFinance

Table of Contents

1.0 Executive Summary

2.0 FinTech Market Overview

  • 2.1 Financial Technology
  • 2.2 The Impetus for FinTech
  • 2.3 FinTech Landscape
  • 2.4 FinTech Company Types
    • 2.4.1 Money Transfer
    • 2.4.2 Equity Funding
    • 2.4.3 P2P Lending
    • 2.4.4 Mobile Payments
    • 2.4.5 Trading Platforms
    • 2.4.6 Other Services
  • 2.5 FinTech Categories
    • 2.5.1 Digital Payments
    • 2.5.2 Business Finance
    • 2.5.3 Consumer Finance

3.0 FinTech and Big Data

  • 3.1 Current State of Big Data in FinTech
  • 3.2 FinTech Big Data Initiatives
    • 3.2.1 FinTech CRM and Real-time Response
    • 3.2.2 FinTech and Predictive Analysis of Customer Behavior
    • 3.2.3 FinTech and Mass Customization
    • 3.2.4 FinTech and Fraud Prevention
  • 3.3 FinTech Big Data Market Opportunity: Streaming Data in Finance

4.0 FinTech Ecosystem

  • 4.1 Hardware and Infrastructure
  • 4.2 Financial Institutions
  • 4.3 Government
  • 4.4 Entrepreneurs
  • 4.5 Application Providers
  • 4.6 Consulting and Service Providers
  • 4.7 Security Solutions Providers
  • 4.8 Cloud and Big Data Analytics Providers
  • 4.9 Investment Groups
  • 4.10 Social Network
  • 4.11 B2B2C Distribution Channel
  • 4.12 Cash-in/out Mechanisms
  • 4.13 Business Models
  • 4.14 Collaborative Innovation
  • 4.15 Crowdfunding Platforms
  • 4.16 Competitive Landscape: Banks vs. OTT Players

5.0 FinTech Market Drivers

  • 5.1 Digitization in Traditional Banking Sector
  • 5.2 Algo Banking
  • 5.3 Rise of Mobile Banking
  • 5.4 Rise of the FinTech Start-Up Ecosystem
  • 5.5 Rise of Data Driven Banking
  • 5.6 Rise of the Crowdfunding Economy
  • 5.7 Rise of Web-Based Financial Services
  • 5.8 Growing Adoption of Non-Bank Option to Manage Money
  • 5.9 Use of Machine Learning and Big Data to Control Payment Fraud
  • 5.10 Increasing Patterns of M&A Transactions
  • 5.11 Changing Patterns of Consumer Behavior
  • 5.12 Blockchain Technology
  • 5.13 Rise of E-commerce
  • 5.14 Rise of mPoS Payments

6.0 FinTech Market Challenges

7.0 FinTech Market Outlook and Forecasts 2021 - 2026

  • 7.1 FinTech Investment Outlook 2021 - 2026
    • 7.1.1 Global Bank IT Investment
    • 7.1.2 Global FinTech Investments
    • 7.1.3 Global FinTech Investment in Software, Hardware, Security and Consulting
    • 7.1.4 Global FinTech Investment: Retail vs. Business Finance
    • 7.1.5 Global FinTech Market by Region
    • 7.1.6 Global Banking Internal FinTech Investment
    • 7.1.7 Global FinTech Deals 2020 - 2028
    • 7.1.8 Global FinTech Funding by Investor Type
  • 7.2 FinTech Users 2021 - 2026
    • 7.2.1 Global FinTech Users
    • 7.2.2 Global FinTech Users by Usage Category
    • 7.2.3 Global FinTech Users by Income Bracket
    • 7.2.4 Global FinTech Users by Age Group
    • 7.2.5 FinTech Users by Geographic Region
    • 7.2.6 FinTech Adoption of Digitally Active Users
    • 7.2.7 Reason for FinTech Popularity
    • 7.2.8 FinTech Usage Growth Obstacles
  • 7.3 FinTech Market Dynamics
    • 7.3.1 Impact of FinTech on Bank and Value Chain Partners
    • 7.3.2 Bank Readiness to Address Digital Challenges
    • 7.3.3 Bank Strength to Combat Digital Challenges including FinTech
    • 7.3.4 Global Bank Revenue Risk from Digital Disruption including FinTech
    • 7.3.5 FinTech Start-up Exits

8.0 Digital Industry and Payment Initiatives

  • 8.1 Google
  • 8.2 Facebook
  • 8.3 Apple
  • 8.4 PayPal
  • 8.5 Square
  • 8.6 Bitcoin
  • 8.7 SocietyOne
  • 8.8 Amazon Payments
  • 8.9 Stripe
  • 8.10 Samsung Pay
  • 8.11 Alibaba
  • 8.12 Western Union
  • 8.13 Amex, MasterCard and Visa
  • 8.14 Lending Club
  • 8.15 Financial Innovation Now
  • 8.16 Stellar

9.0 Bank Initiative Analysis

  • 9.1 Goldman Sachs
  • 9.2 Barclays
  • 9.3 Santander
  • 9.4 HSBC
  • 9.5 UBS
  • 9.6 BBVA
  • 9.7 Citi
  • 9.8 American Express
  • 9.9 Wells Fargo
  • 9.10 JPMorgan Chase

10.0 Regional Initiatives

  • 10.1 Pioneer Zone
    • 10.1.1 USA
      • 10.1.1.1 Silicon Valley
      • 10.1.1.2 New York
    • 10.1.2 UK
      • 10.1.2.1 London
  • 10.2 Emerging Areas
    • 10.2.1 Europe
      • 10.2.1.1 Dublin
      • 10.2.1.2 Berlin
    • 10.2.2 Asia
      • 10.2.2.1 Singapore
      • 10.2.2.2 Hong Kong
    • 10.2.3 Middle East
      • 10.2.3.1 Tel Aviv
    • 10.2.4 Australia
  • 10.3 Government Initiatives

11.0 FinTech Case Studies

  • 11.1 SocietyOne
  • 11.2 Tyro Payments
  • 11.3 Reinventure
  • 11.4 Australasian Wealth Investments
  • 11.5 Billfloat
  • 11.6 L2C Inc
  • 11.7 PayNearMe
  • 11.8 Kabbage
  • 11.9 Fraud Detection and Prevention
  • 11.10 CashMetrics: Finance Management Service
  • 11.11 Enhancing Customer Support
  • 11.12 Data-Driven Client Acquisition
  • 11.13 Fighting Against Money Laundering

12.0 FinTech Companies and Solutions

  • 12.1 Developments with Select Players
  • 12.2 Acorns
  • 12.3 Addepar
  • 12.4 Affirm
  • 12.5 Algomi
  • 12.6 Alphasense
  • 12.7 Adyen
  • 12.8 Avant
  • 12.9 Betterment
  • 12.10 Braintree
  • 12.11 C2FO
  • 12.12 Chain.com
  • 12.13 Circleup
  • 12.14 Credit Karma
  • 12.15 Digit
  • 12.16 Earnest
  • 12.17 Equityzen
  • 12.18 Estimize
  • 12.19 Fundbox
  • 12.20 Fundera
  • 12.21 Fundrise
  • 12.22 Hello Wallet
  • 12.23 IEX
  • 12.24 Kensho
  • 12.25 Level Money
  • 12.26 Learnvest
  • 12.27 Money.net
  • 12.28 Motif
  • 12.29 Nav
  • 12.30 Personal Capital
  • 12.31 Plaid
  • 12.32 Premise Data
  • 12.33 Prosper
  • 12.34 Quantopian
  • 12.35 R3CEV
  • 12.36 Ripple
  • 12.37 Riskalyze
  • 12.38 Robinhood
  • 12.39 Simple
  • 12.40 SOFI
  • 12.41 Transferwise
  • 12.42 Trueaccord
  • 12.43 Trueex
  • 12.44 Vouch
  • 12.45 WealthFront
  • 12.46 WorldRemit
  • 12.47 XAPO
  • 12.48 Xignite
  • 12.49 Zenefits
  • 12.50 ZestFinance
  • 12.51 China Rapid Finance
  • 12.52 Lufax
  • 12.53 OnDeck
  • 12.54 Dwolla
  • 12.55 Moven
  • 12.56 Ally
  • 12.57 Capital One 360
  • 12.58 Vanguard
  • 12.59 Fidelity
  • 12.60 Charles Schwab
  • 12.61 Allstate
  • 12.62 Oscar
  • 12.63 Metromile
  • 12.64 Azimo
  • 12.65 Klarna
  • 12.66 Number26
  • 12.67 Atom Bank
  • 12.68 LendingRobot
  • 12.69 Coinbase
  • 12.70 Angellist
  • 12.71 Securekey
  • 12.72 Kickstarter
  • 12.73 CrowdCube

13.0 Conclusions and Recommendations

  • 13.1 Recommendations to Develop Sound FinTech Ecosystem
    • 13.1.1 Supportive Business Market
    • 13.1.2 Strong Regulatory and Government Support
    • 13.1.3 Adequate Access to Capital and Funding at Every Stage of Business
    • 13.1.4 Focus on Creating Financial Expertise Locally
  • 13.2 Recommendations for Banks and Other Financial Institutions
  • 13.3 Recommendations for FinTech Companies
  • 13.4 Recommendations for Government
  • 13.5 Recommendations for Investment Community

14.0 Appendix: Historical FinTech Investment

  • 14.1 Global FinTech Investment
  • 14.2 Global FinTech Investment by Market Players
  • 14.3 Global FinTech Investment by Category
  • 14.4 Global FinTech Investment by Segment
  • 14.5 Global FinTech Investment by Region
  • 14.6 Global FinTech Investment by Leading Countries
  • 14.7 Banking Internal FinTech Investment
  • 14.8 FinTech Deals (Investments and M&A)

Figures

  • Figure 1: FinTech Ecosystem by Application
  • Figure 2: FinTech Innovation
  • Figure 3: FinTech Collaborative Innovation Approach
  • Figure 4: Google Venture Investment Portfolio by Segment
  • Figure 5: Silicon Valley FinTech Start-up Environment
  • Figure 6: New York FinTech Start-up Environment
  • Figure 7: London FinTech Start-up Environment
  • Figure 8: Dublin FinTech Start-up Environment
  • Figure 9: Berlin FinTech Start-up Environment
  • Figure 10: Singapore FinTech Start-up Environment
  • Figure 11: Hong Kong FinTech Start-up Environment
  • Figure 12: Tel Aviv FinTech Start-up Environment
  • Figure 13: Australia FinTech Start-up Ecosystem
  • Figure 14: Government FinTech Support Structures
  • Figure 15: Framework to Develop FinTech Ecosystem
  • Figure 16: Digital Banking Ecosystem

Tables

  • Table 1: FinTech Landscape
  • Table 2: Banking and Finance Streaming Data in FinTech
  • Table 3: Global IT Investment by Bank 2021 - 2026
  • Table 4: Global Bank IT Investment by Maintenance vs. Innovation 2021 - 2026
  • Table 5: Global FinTech Investment by Banks and Others 2021 - 2026
  • Table 6: Global FinTech by H/W, S/W, Security and Consulting 2021 - 2026
  • Table 7: Global FinTech in Digital Payments, Retail & Bus Finance 2021 - 2026
  • Table 8: Global FinTech by Sub-Category 2021 - 2026
  • Table 9: Global FinTech by Region 2021 - 2026
  • Table 10: Global FinTech Market by Top Five Countries 2021 - 2026
  • Table 11: Banking Internal FinTech Investment 2020 - 2028
  • Table 12: FinTech Deals 2020 - 2028
  • Table 13: Total Investment by Angel, VC, Equity, and Others
  • Table 14: Global FinTech Users 2021 - 2026
  • Table 15: Global FinTech Users by Category 2021 - 2026
  • Table 16: Global FinTech Users by Income Bracket 2021 - 2026
  • Table 17: Global FinTech Users by Age Bracket 2021 - 2026
  • Table 18: FinTech Users by Region 2021 - 2026
  • Table 19: FinTech Adoption of Digitally Active Users by Top Five Countries
  • Table 20: Seven Reasons Cited by FinTech Users
  • Table 21 Six Obstacles to Growth of FinTech Use
  • Table 22: Contribution of Banks and other Value Chain Partners
  • Table 23: Bank Readiness to Address Digital Challenges including FinTech
  • Table 24: Bank Capability to Address Digital Challenges including FinTech
  • Table 25: Global Bank Revenue at Risk due to Digital Disruption
  • Table 26: Number of FinTech Exits
  • Table 27: Goldman Sachs FinTech Investment
  • Table 28: Santander FinTech Investment Chart
  • Table 29: HSBC Investment Chart
  • Table 30: BBVA Investment
  • Table 31: Citi Investment
  • Table 32: American Express Investment
  • Table 33: JPMorgan Chase Investment
  • Table 34: Global FinTech Investment
  • Table 35: Global FinTech Investment by Market Players
  • Table 36: Global FinTech Investment by Category
  • Table 37: Global FinTech Investment by Segment
  • Table 38: Global FinTech Investment by Region
  • Table 39: Global FinTech Investment by Leading Countries
  • Table 40: Banking Internal FinTech Investment
  • Table 41: FinTech Deals