モバイル決済データセキュリティ市場レポート：動向、予測、競合分析 (2031年まで)

世界のモバイル決済データセキュリティ市場の将来は、通信・情報技術、銀行・金融サービス、政府機関、運輸、小売、エンターテインメント・メディア市場に機会があり、有望視されています。世界のモバイル決済データセキュリティ市場は、2025年から2031年にかけてCAGR 11.6%で成長すると予測されます。この市場の主な促進要因は、サイバーセキュリティの脅威の増大、規制とコンプライアンス要件、モバイル決済の普及です。

• Lucintelでは、種類別ではリモートトークン化が予測期間中に高い成長を遂げると予測しています。
• 用途別では、銀行・金融サービスが最も高い成長が見込まれます。
• 地域別では、アジア太平洋が予測期間中に最も高い成長が見込まれます。

モバイル決済データセキュリティ市場の新たな動向

モバイル決済データセキュリティ市場は、企業や消費者とデジタル決済の関わり方に影響を与えるいくつかの主要動向によって、その形を変えつつあります。モバイル決済の件数が増え続ける中、決済の安全性を確保することの重要性はますます高まっています。ここでは、この分野における5つの主要動向を紹介する：

• バイオメトリクス認証の利用拡大：指紋認証や顔スキャンなどの生体認証技術は、モバイル決済取引の安全性を確保する手段として、より広く採用されるようになっています。これらの方法は、従来のパスワードベースのシステムよりも安全で利便性が高いです。
• 不正検知のためのAIと機械学習：取引をリアルタイムで監視し、不正行為を検知するために、人工知能と機械学習が利用されています。これらのテクノロジーは、取引データのパターンを分析して疑わしい行動を特定し、潜在的な不正行為を防止することができます。
• 決済データのトークン化：トークン化はモバイル決済における標準的なセキュリティ対策となりつつあり、機密性の高い決済情報を一意の識別子または「トークン」に置き換えます。これにより、実際の決済情報が取引中に保存されたり送信されたりすることがなくなるため、データ漏えいのリスクが軽減されます。
• ブロックチェーン技術の統合：ブロックチェーンは、取引を保存・検証する分散型の安全な方法を提供します。透明性を確保し、不正行為を減らし、資金移動を安全にするため、モバイル決済への応用が進んでいます。
• 規制の強化：世界各国政府はモバイル決済のセキュリティに関する規制を強化し、企業が厳格なデータ保護基準を遵守するよう促しています。これには、EUの一般データ保護規則（GDPR）や米国のカリフォルニア州消費者プライバシー法（CCPA）などの枠組みの遵守が含まれます。

このような動向は、業界関係者間の技術革新と協力を促し、モバイル決済データセキュリティ市場を再構築しています。セキュリティ対策が改善されるにつれ、モバイル決済に対する消費者の信頼は高まり続け、こうした技術の幅広い導入につながると思われます。

モバイル決済データセキュリティ市場の最近の動向

モバイル決済データセキュリティ市場は、モバイル取引のセキュリティに対する脅威の増大に対抗するため、新たな技術や規制措置が導入され、急速な変貌を遂げつつあります。最近の主な動向を以下に示す：

• エンド・ツー・エンド暗号化の導入：エンド・ツー・エンド暗号化の導入：モバイル決済プロバイダーはエンド・ツー・エンド暗号化を採用する傾向を強めており、決済が開始されてから決済プロセッサーが受け取るまで、機密データが確実に暗号化されるようになっています。これにより、取引中にデータが盗まれるリスクが大幅に軽減されます。
• 多要素認証（MFA）の採用：モバイル決済の安全性をさらに高めるため、多くの企業が多要素認証（MFA）を決済システムに組み込んでいます。MFAは、決済サービスへのアクセスを許可する前に複数の本人確認方法を要求することで、セキュリティのレイヤーを追加するものです。
• 不正検知における人工知能の活用：モバイル決済システムへのAIおよび機械学習技術の統合により、リアルタイムの不正検知が可能になりつつあります。これらのテクノロジーはパターンを分析し、疑わしい取引にフラグを立てることで、不正行為を未然に防ぐことができます。
• トークン化の拡大：トークン化は、決済データを保護するための重要なソリューションとなっています。センシティブな情報をセンシティブでないトークンに置き換えることで、実際の支払詳細が送信または保存されることがないため、データ漏洩のリスクを最小限に抑えることができます。
• 規制遵守の強化：世界中の政府は、モバイル決済プロバイダーが高いセキュリティ基準を遵守するよう、より厳格なデータ保護規制を導入しています。GDPRやPCI DSSなどの規制への準拠は、モバイル決済事業者にとって必須となっています。

これらの開発により、モバイル決済システムのセキュリティが向上し、消費者の保護が強化され、デジタル取引に対する信頼が醸成されつつあります。これらの技術が進化するにつれて、モバイル決済データセキュリティの情勢は新たな脅威に適応し続けるでしょう。

目次

第1章 エグゼクティブサマリー

第2章 市場概要

• 背景と分類
• サプライチェーン

第3章 市場動向と予測分析

• マクロ経済の動向と予測
• 業界の促進要因と課題
• PESTLE分析
• 特許分析
• 規制環境

第4章 世界のモバイル決済データセキュリティ市場：種類別

• 概要
• 魅力分析：種類別
• 非接触型トークン化：動向と予測（2019～2031年）
• リモートトークン化：動向と予測（2019～2031年）

第5章 世界のモバイル決済データセキュリティ市場：用途別

• 概要
• 魅力分析：用途別
• 通信・情報技術：動向と予測（2019～2031年）
• 銀行・金融サービス：動向と予測（2019～2031年）
• 政府：動向と予測（2019～2031年）
• 交通：動向と予測（2019～2031年）
• 小売業：動向と予測（2019～2031年）
• エンターテインメント・メディア：動向と予測（2019～2031年）
• その他：動向と予測（2019～2031年）

第6章 地域分析

• 概要
• モバイル決済データセキュリティ市場：地域別

第7章 北米のモバイル決済データセキュリティ市場

• 概要
• 北米のモバイル決済データセキュリティ市場：種類別
• 北米のモバイル決済データセキュリティ市場：用途別
• 米国のモバイル決済データセキュリティ市場
• メキシコのモバイル決済データセキュリティ市場
• カナダのモバイル決済データセキュリティ市場

第8章 欧州のモバイル決済データセキュリティ市場

• 概要
• 欧州のモバイル決済データセキュリティ市場：種類別
• 欧州のモバイル決済データセキュリティ市場：用途別
• ドイツのモバイル決済データセキュリティ市場
• フランスのモバイル決済データセキュリティ市場
• スペインのモバイル決済データセキュリティ市場
• イタリアのモバイル決済データセキュリティ市場
• 英国のモバイル決済データセキュリティ市場

第9章 アジア太平洋のモバイル決済データセキュリティ市場

• 概要
• アジア太平洋のモバイル決済データセキュリティ市場：種類別
• アジア太平洋のモバイル決済データセキュリティ市場：用途別
• 日本のモバイル決済データセキュリティ市場
• インドのモバイル決済データセキュリティ市場
• 中国のモバイル決済データセキュリティ市場
• 韓国のモバイル決済データセキュリティ市場
• インドネシアのモバイル決済データセキュリティ市場

第10章 その他の地域 (ROW) のモバイル決済データセキュリティ市場

• 概要
• その他の地域 (ROW) のモバイル決済データセキュリティ市場：種類別
• その他の地域 (ROW) のモバイル決済データセキュリティ市場：用途別
• 中東のモバイル決済データセキュリティ市場
• 南米のモバイル決済データセキュリティ市場
• アフリカのモバイル決済データセキュリティ市場

第11章 競合分析

• 製品ポートフォリオ分析
• 運用統合
• ポーターのファイブフォース分析
  • 競争企業間の敵対関係
  • バイヤーの交渉力
  • サプライヤーの交渉力
  • 代替品の脅威
  • 新規参入業者の脅威
• 市場シェア分析

第12章 機会と戦略分析

• バリューチェーン分析
• 成長機会分析
  • 成長機会：種類別
  • 成長機会：用途別
• 世界のモバイル決済データセキュリティ市場の新たな動向
• 戦略分析
  • 新製品開発
  • 認証・ライセンシング
  • 企業合併・買収 (M&A) 、契約、提携、合弁事業

第13章 バリューチェーン上の主要企業のプロファイル

• 競合分析
• Thales Group
• IDEMIA
• MeaWallet
• Trustonic
• Braintree

第14章 付録

• 図の一覧
• 表の一覧
• 分析手法
• 免責事項
• 著作権
• 略語と技術単位
• Lucintelについて
• お問い合わせ

List of Figures

• Figure 1.1: Trends and Forecast for the Global Mobile Payment Data Security Market
• Figure 2.1: Usage of Mobile Payment Data Security Market
• Figure 2.2: Classification of the Global Mobile Payment Data Security Market
• Figure 2.3: Supply Chain of the Global Mobile Payment Data Security Market
• Figure 2.4: Driver and Challenges of the Mobile Payment Data Security Market
• Figure 3.1: Trends of the Global GDP Growth Rate
• Figure 3.2: Trends of the Global Population Growth Rate
• Figure 3.3: Trends of the Global Inflation Rate
• Figure 3.4: Trends of the Global Unemployment Rate
• Figure 3.5: Trends of the Regional GDP Growth Rate
• Figure 3.6: Trends of the Regional Population Growth Rate
• Figure 3.7: Trends of the Regional Inflation Rate
• Figure 3.8: Trends of the Regional Unemployment Rate
• Figure 3.9: Trends of Regional Per Capita Income
• Figure 3.10: Forecast for the Global GDP Growth Rate
• Figure 3.11: Forecast for the Global Population Growth Rate
• Figure 3.12: Forecast for the Global Inflation Rate
• Figure 3.13: Forecast for the Global Unemployment Rate
• Figure 3.14: Forecast for the Regional GDP Growth Rate
• Figure 3.15: Forecast for the Regional Population Growth Rate
• Figure 3.16: Forecast for the Regional Inflation Rate
• Figure 3.17: Forecast for the Regional Unemployment Rate
• Figure 3.18: Forecast for Regional Per Capita Income
• Figure 4.1: Global Mobile Payment Data Security Market by Type in 2019, 2024, and 2031
• Figure 4.2: Trends of the Global Mobile Payment Data Security Market ($B) by Type
• Figure 4.3: Forecast for the Global Mobile Payment Data Security Market ($B) by Type
• Figure 4.4: Trends and Forecast for Contactless Tokenisation in the Global Mobile Payment Data Security Market (2019-2031)
• Figure 4.5: Trends and Forecast for Remote Tokenisation in the Global Mobile Payment Data Security Market (2019-2031)
• Figure 5.1: Global Mobile Payment Data Security Market by Application in 2019, 2024, and 2031
• Figure 5.2: Trends of the Global Mobile Payment Data Security Market ($B) by Application
• Figure 5.3: Forecast for the Global Mobile Payment Data Security Market ($B) by Application
• Figure 5.4: Trends and Forecast for Telecom & Information Technology in the Global Mobile Payment Data Security Market (2019-2031)
• Figure 5.5: Trends and Forecast for Banking & Financial Service in the Global Mobile Payment Data Security Market (2019-2031)
• Figure 5.6: Trends and Forecast for Government in the Global Mobile Payment Data Security Market (2019-2031)
• Figure 5.7: Trends and Forecast for Transportation in the Global Mobile Payment Data Security Market (2019-2031)
• Figure 5.8: Trends and Forecast for Retail in the Global Mobile Payment Data Security Market (2019-2031)
• Figure 5.9: Trends and Forecast for Entertainment and Media in the Global Mobile Payment Data Security Market (2019-2031)
• Figure 5.10: Trends and Forecast for Other in the Global Mobile Payment Data Security Market (2019-2031)
• Figure 6.1: Trends of the Global Mobile Payment Data Security Market ($B) by Region (2019-2024)
• Figure 6.2: Forecast for the Global Mobile Payment Data Security Market ($B) by Region (2025-2031)
• Figure 7.1: Trends and Forecast for the North American Mobile Payment Data Security Market (2019-2031)
• Figure 7.2: North American Mobile Payment Data Security Market by Type in 2019, 2024, and 2031
• Figure 7.3: Trends of the North American Mobile Payment Data Security Market ($B) by Type (2019-2024)
• Figure 7.4: Forecast for the North American Mobile Payment Data Security Market ($B) by Type (2025-2031)
• Figure 7.5: North American Mobile Payment Data Security Market by Application in 2019, 2024, and 2031
• Figure 7.6: Trends of the North American Mobile Payment Data Security Market ($B) by Application (2019-2024)
• Figure 7.7: Forecast for the North American Mobile Payment Data Security Market ($B) by Application (2025-2031)
• Figure 7.8: Trends and Forecast for the United States Mobile Payment Data Security Market ($B) (2019-2031)
• Figure 7.9: Trends and Forecast for the Mexican Mobile Payment Data Security Market ($B) (2019-2031)
• Figure 7.10: Trends and Forecast for the Canadian Mobile Payment Data Security Market ($B) (2019-2031)
• Figure 8.1: Trends and Forecast for the European Mobile Payment Data Security Market (2019-2031)
• Figure 8.2: European Mobile Payment Data Security Market by Type in 2019, 2024, and 2031
• Figure 8.3: Trends of the European Mobile Payment Data Security Market ($B) by Type (2019-2024)
• Figure 8.4: Forecast for the European Mobile Payment Data Security Market ($B) by Type (2025-2031)
• Figure 8.5: European Mobile Payment Data Security Market by Application in 2019, 2024, and 2031
• Figure 8.6: Trends of the European Mobile Payment Data Security Market ($B) by Application (2019-2024)
• Figure 8.7: Forecast for the European Mobile Payment Data Security Market ($B) by Application (2025-2031)
• Figure 8.8: Trends and Forecast for the German Mobile Payment Data Security Market ($B) (2019-2031)
• Figure 8.9: Trends and Forecast for the French Mobile Payment Data Security Market ($B) (2019-2031)
• Figure 8.10: Trends and Forecast for the Spanish Mobile Payment Data Security Market ($B) (2019-2031)
• Figure 8.11: Trends and Forecast for the Italian Mobile Payment Data Security Market ($B) (2019-2031)
• Figure 8.12: Trends and Forecast for the United Kingdom Mobile Payment Data Security Market ($B) (2019-2031)
• Figure 9.1: Trends and Forecast for the APAC Mobile Payment Data Security Market (2019-2031)
• Figure 9.2: APAC Mobile Payment Data Security Market by Type in 2019, 2024, and 2031
• Figure 9.3: Trends of the APAC Mobile Payment Data Security Market ($B) by Type (2019-2024)
• Figure 9.4: Forecast for the APAC Mobile Payment Data Security Market ($B) by Type (2025-2031)
• Figure 9.5: APAC Mobile Payment Data Security Market by Application in 2019, 2024, and 2031
• Figure 9.6: Trends of the APAC Mobile Payment Data Security Market ($B) by Application (2019-2024)
• Figure 9.7: Forecast for the APAC Mobile Payment Data Security Market ($B) by Application (2025-2031)
• Figure 9.8: Trends and Forecast for the Japanese Mobile Payment Data Security Market ($B) (2019-2031)
• Figure 9.9: Trends and Forecast for the Indian Mobile Payment Data Security Market ($B) (2019-2031)
• Figure 9.10: Trends and Forecast for the Chinese Mobile Payment Data Security Market ($B) (2019-2031)
• Figure 9.11: Trends and Forecast for the South Korean Mobile Payment Data Security Market ($B) (2019-2031)
• Figure 9.12: Trends and Forecast for the Indonesian Mobile Payment Data Security Market ($B) (2019-2031)
• Figure 10.1: Trends and Forecast for the ROW Mobile Payment Data Security Market (2019-2031)
• Figure 10.2: ROW Mobile Payment Data Security Market by Type in 2019, 2024, and 2031
• Figure 10.3: Trends of the ROW Mobile Payment Data Security Market ($B) by Type (2019-2024)
• Figure 10.4: Forecast for the ROW Mobile Payment Data Security Market ($B) by Type (2025-2031)
• Figure 10.5: ROW Mobile Payment Data Security Market by Application in 2019, 2024, and 2031
• Figure 10.6: Trends of the ROW Mobile Payment Data Security Market ($B) by Application (2019-2024)
• Figure 10.7: Forecast for the ROW Mobile Payment Data Security Market ($B) by Application (2025-2031)
• Figure 10.8: Trends and Forecast for the Middle Eastern Mobile Payment Data Security Market ($B) (2019-2031)
• Figure 10.9: Trends and Forecast for the South American Mobile Payment Data Security Market ($B) (2019-2031)
• Figure 10.10: Trends and Forecast for the African Mobile Payment Data Security Market ($B) (2019-2031)
• Figure 11.1: Porter's Five Forces Analysis of the Global Mobile Payment Data Security Market
• Figure 11.2: Market Share (%) of Top Players in the Global Mobile Payment Data Security Market (2024)
• Figure 12.1: Growth Opportunities for the Global Mobile Payment Data Security Market by Type
• Figure 12.2: Growth Opportunities for the Global Mobile Payment Data Security Market by Application
• Figure 12.3: Growth Opportunities for the Global Mobile Payment Data Security Market by Region
• Figure 12.4: Emerging Trends in the Global Mobile Payment Data Security Market

List of Tables

• Table 1.1: Growth Rate (%, 2023-2024) and CAGR (%, 2025-2031) of the Mobile Payment Data Security Market by Type and Application
• Table 1.2: Attractiveness Analysis for the Mobile Payment Data Security Market by Region
• Table 1.3: Global Mobile Payment Data Security Market Parameters and Attributes
• Table 3.1: Trends of the Global Mobile Payment Data Security Market (2019-2024)
• Table 3.2: Forecast for the Global Mobile Payment Data Security Market (2025-2031)
• Table 4.1: Attractiveness Analysis for the Global Mobile Payment Data Security Market by Type
• Table 4.2: Market Size and CAGR of Various Type in the Global Mobile Payment Data Security Market (2019-2024)
• Table 4.3: Market Size and CAGR of Various Type in the Global Mobile Payment Data Security Market (2025-2031)
• Table 4.4: Trends of Contactless Tokenisation in the Global Mobile Payment Data Security Market (2019-2024)
• Table 4.5: Forecast for Contactless Tokenisation in the Global Mobile Payment Data Security Market (2025-2031)
• Table 4.6: Trends of Remote Tokenisation in the Global Mobile Payment Data Security Market (2019-2024)
• Table 4.7: Forecast for Remote Tokenisation in the Global Mobile Payment Data Security Market (2025-2031)
• Table 5.1: Attractiveness Analysis for the Global Mobile Payment Data Security Market by Application
• Table 5.2: Market Size and CAGR of Various Application in the Global Mobile Payment Data Security Market (2019-2024)
• Table 5.3: Market Size and CAGR of Various Application in the Global Mobile Payment Data Security Market (2025-2031)
• Table 5.4: Trends of Telecom & Information Technology in the Global Mobile Payment Data Security Market (2019-2024)
• Table 5.5: Forecast for Telecom & Information Technology in the Global Mobile Payment Data Security Market (2025-2031)
• Table 5.6: Trends of Banking & Financial Service in the Global Mobile Payment Data Security Market (2019-2024)
• Table 5.7: Forecast for Banking & Financial Service in the Global Mobile Payment Data Security Market (2025-2031)
• Table 5.8: Trends of Government in the Global Mobile Payment Data Security Market (2019-2024)
• Table 5.9: Forecast for Government in the Global Mobile Payment Data Security Market (2025-2031)
• Table 5.10: Trends of Transportation in the Global Mobile Payment Data Security Market (2019-2024)
• Table 5.11: Forecast for Transportation in the Global Mobile Payment Data Security Market (2025-2031)
• Table 5.12: Trends of Retail in the Global Mobile Payment Data Security Market (2019-2024)
• Table 5.13: Forecast for Retail in the Global Mobile Payment Data Security Market (2025-2031)
• Table 5.14: Trends of Entertainment and Media in the Global Mobile Payment Data Security Market (2019-2024)
• Table 5.15: Forecast for Entertainment and Media in the Global Mobile Payment Data Security Market (2025-2031)
• Table 5.16: Trends of Other in the Global Mobile Payment Data Security Market (2019-2024)
• Table 5.17: Forecast for Other in the Global Mobile Payment Data Security Market (2025-2031)
• Table 6.1: Market Size and CAGR of Various Regions in the Global Mobile Payment Data Security Market (2019-2024)
• Table 6.2: Market Size and CAGR of Various Regions in the Global Mobile Payment Data Security Market (2025-2031)
• Table 7.1: Trends of the North American Mobile Payment Data Security Market (2019-2024)
• Table 7.2: Forecast for the North American Mobile Payment Data Security Market (2025-2031)
• Table 7.3: Market Size and CAGR of Various Type in the North American Mobile Payment Data Security Market (2019-2024)
• Table 7.4: Market Size and CAGR of Various Type in the North American Mobile Payment Data Security Market (2025-2031)
• Table 7.5: Market Size and CAGR of Various Application in the North American Mobile Payment Data Security Market (2019-2024)
• Table 7.6: Market Size and CAGR of Various Application in the North American Mobile Payment Data Security Market (2025-2031)
• Table 7.7: Trends and Forecast for the United States Mobile Payment Data Security Market (2019-2031)
• Table 7.8: Trends and Forecast for the Mexican Mobile Payment Data Security Market (2019-2031)
• Table 7.9: Trends and Forecast for the Canadian Mobile Payment Data Security Market (2019-2031)
• Table 8.1: Trends of the European Mobile Payment Data Security Market (2019-2024)
• Table 8.2: Forecast for the European Mobile Payment Data Security Market (2025-2031)
• Table 8.3: Market Size and CAGR of Various Type in the European Mobile Payment Data Security Market (2019-2024)
• Table 8.4: Market Size and CAGR of Various Type in the European Mobile Payment Data Security Market (2025-2031)
• Table 8.5: Market Size and CAGR of Various Application in the European Mobile Payment Data Security Market (2019-2024)
• Table 8.6: Market Size and CAGR of Various Application in the European Mobile Payment Data Security Market (2025-2031)
• Table 8.7: Trends and Forecast for the German Mobile Payment Data Security Market (2019-2031)
• Table 8.8: Trends and Forecast for the French Mobile Payment Data Security Market (2019-2031)
• Table 8.9: Trends and Forecast for the Spanish Mobile Payment Data Security Market (2019-2031)
• Table 8.10: Trends and Forecast for the Italian Mobile Payment Data Security Market (2019-2031)
• Table 8.11: Trends and Forecast for the United Kingdom Mobile Payment Data Security Market (2019-2031)
• Table 9.1: Trends of the APAC Mobile Payment Data Security Market (2019-2024)
• Table 9.2: Forecast for the APAC Mobile Payment Data Security Market (2025-2031)
• Table 9.3: Market Size and CAGR of Various Type in the APAC Mobile Payment Data Security Market (2019-2024)
• Table 9.4: Market Size and CAGR of Various Type in the APAC Mobile Payment Data Security Market (2025-2031)
• Table 9.5: Market Size and CAGR of Various Application in the APAC Mobile Payment Data Security Market (2019-2024)
• Table 9.6: Market Size and CAGR of Various Application in the APAC Mobile Payment Data Security Market (2025-2031)
• Table 9.7: Trends and Forecast for the Japanese Mobile Payment Data Security Market (2019-2031)
• Table 9.8: Trends and Forecast for the Indian Mobile Payment Data Security Market (2019-2031)
• Table 9.9: Trends and Forecast for the Chinese Mobile Payment Data Security Market (2019-2031)
• Table 9.10: Trends and Forecast for the South Korean Mobile Payment Data Security Market (2019-2031)
• Table 9.11: Trends and Forecast for the Indonesian Mobile Payment Data Security Market (2019-2031)
• Table 10.1: Trends of the ROW Mobile Payment Data Security Market (2019-2024)
• Table 10.2: Forecast for the ROW Mobile Payment Data Security Market (2025-2031)
• Table 10.3: Market Size and CAGR of Various Type in the ROW Mobile Payment Data Security Market (2019-2024)
• Table 10.4: Market Size and CAGR of Various Type in the ROW Mobile Payment Data Security Market (2025-2031)
• Table 10.5: Market Size and CAGR of Various Application in the ROW Mobile Payment Data Security Market (2019-2024)
• Table 10.6: Market Size and CAGR of Various Application in the ROW Mobile Payment Data Security Market (2025-2031)
• Table 10.7: Trends and Forecast for the Middle Eastern Mobile Payment Data Security Market (2019-2031)
• Table 10.8: Trends and Forecast for the South American Mobile Payment Data Security Market (2019-2031)
• Table 10.9: Trends and Forecast for the African Mobile Payment Data Security Market (2019-2031)
• Table 11.1: Product Mapping of Mobile Payment Data Security Suppliers Based on Segments
• Table 11.2: Operational Integration of Mobile Payment Data Security Manufacturers
• Table 11.3: Rankings of Suppliers Based on Mobile Payment Data Security Revenue
• Table 12.1: New Product Launches by Major Mobile Payment Data Security Producers (2019-2024)
• Table 12.2: Certification Acquired by Major Competitor in the Global Mobile Payment Data Security Market

The future of the global mobile payment data security market looks promising with opportunities in the telecom & information technology, banking & financial services, government, transportation, retail, and entertainment and media markets. The global mobile payment data security market is expected to grow with a CAGR of 11.6% from 2025 to 2031. The major drivers for this market are the increasing cybersecurity threats, regulatory and compliance requirements, and widespread adoption of mobile payments.

• Lucintel forecasts that, within the type category, remote tokenization is expected to witness higher growth over the forecast period.
• Within the application category, banking & financial services are expected to witness the highest growth.
• In terms of region, APAC is expected to witness the highest growth over the forecast period.

Emerging Trends in the Mobile Payment Data Security Market

The mobile payment data security market is being reshaped by several key trends that are influencing the way businesses and consumers interact with digital payments. As mobile transactions continue to grow in number, the emphasis on securing these payments has intensified. Here are the five key emerging trends in this sector:

• Increased Use of Biometric Authentication: Biometric technologies, such as fingerprint recognition and facial scanning, are being adopted more widely as a means of securing mobile payment transactions. These methods are more secure and convenient compared to traditional password-based systems.
• AI and Machine Learning for Fraud Detection: Artificial intelligence and machine learning are being used to monitor transactions in real-time and detect fraudulent activity. These technologies can analyze patterns in transaction data to identify suspicious behavior and prevent potential fraud.
• Tokenization of Payment Data: Tokenization is becoming a standard security measure in mobile payments, where sensitive payment information is replaced with a unique identifier or "token." This reduces the risk of data breaches since actual payment details are not stored or transmitted during the transaction.
• Blockchain Technology Integration: Blockchain offers a decentralized, secure way to store and verify transactions. Its application in mobile payments is increasing as it ensures transparency, reduces fraud, and secures the transfer of funds.
• Stronger Regulatory Frameworks: Governments worldwide are strengthening regulations around mobile payment security, ensuring that businesses comply with strict data protection standards. This includes adherence to frameworks such as the General Data Protection Regulation (GDPR) in the EU and the California Consumer Privacy Act (CCPA) in the US.

These trends are reshaping the mobile payment data security market by encouraging innovation and collaboration among industry players. As security measures improve, consumer trust in mobile payments will continue to grow, leading to broader adoption of these technologies.

Recent Developments in the Mobile Payment Data Security Market

The mobile payment data security market is undergoing rapid transformation as new technologies and regulatory measures are implemented to combat the increasing threats to mobile transaction security. Key recent developments include:

• Implementation of End-to-End Encryption: Mobile payment providers are increasingly adopting end-to-end encryption, ensuring that sensitive data is encrypted from the moment a payment is initiated until it is received by the payment processor. This significantly reduces the risk of data theft during transactions.
• Adoption of Multi-Factor Authentication (MFA): To further secure mobile payments, many companies are integrating multi-factor authentication (MFA) into their payment systems. MFA provides an added layer of security by requiring multiple forms of identification before granting access to a payment service.
• Use of Artificial Intelligence in Fraud Detection: The integration of AI and machine learning technologies into mobile payment systems is allowing real-time fraud detection. These technologies analyze patterns and flag suspicious transactions, helping to prevent fraud before it occurs.
• Expansion of Tokenization: Tokenization has become a key solution for securing payment data. By replacing sensitive information with non-sensitive tokens, the risk of data breaches is minimized, as the actual payment details are never transmitted or stored.
• Stricter Regulatory Compliance: Governments around the world are implementing stricter data protection regulations to ensure that mobile payment providers adhere to high security standards. Compliance with regulations such as GDPR and PCI DSS is now mandatory for mobile payment businesses.

These developments are collectively improving the security of mobile payment systems, providing greater protection for consumers, and fostering trust in digital transactions. As these technologies evolve, the landscape of mobile payment data security will continue to adapt to emerging threats.

Strategic Growth Opportunities in the Mobile Payment Data Security Market

As the mobile payment data security market grows, several strategic opportunities are emerging across key applications. These opportunities are driving innovation and expanding the market's potential. Here are five key growth opportunities:

• Enhancing Security for Mobile Wallets: With the increasing adoption of mobile wallets, there is a significant opportunity to enhance security features, such as biometric authentication and real-time fraud detection, to ensure the safety of stored payment information.
• Expanding Secure Mobile Payment Solutions in Emerging Markets: In emerging markets, mobile payments are gaining popularity, presenting an opportunity for companies to provide secure solutions tailored to local regulatory and security requirements.
• Developing Blockchain-Based Payment Systems: Blockchain technology offers a secure and transparent way to handle mobile payments. The development of blockchain-based payment systems presents an opportunity to revolutionize the market by providing more secure, decentralized solutions.
• Integrating AI for Predictive Security: The integration of AI for predictive security is a growing trend. AI-driven systems can predict potential security threats and proactively address them, reducing the likelihood of breaches and improving overall security.
• Compliance and Certification Services: As regulatory requirements become stricter, there is a growing demand for certification and compliance services for mobile payment providers. Offering services to help companies meet compliance standards will be a lucrative opportunity.

These growth opportunities are significantly impacting the mobile payment data security market, driving innovation, and ensuring that security measures evolve in tandem with growing consumer demand for safe digital transactions.

Mobile Payment Data Security Market Driver and Challenges

The mobile payment data security market is influenced by a variety of technological, economic, and regulatory factors. While several drivers are propelling growth, there are also challenges that must be overcome to ensure the continued security of mobile payments. Below are the key drivers and challenges in the market:

The factors responsible for driving the mobile payment data security market include:

1. Increasing Mobile Payment Adoption: The rapid increase in mobile payment usage globally is driving demand for enhanced security measures. As more people use mobile payments, the need to secure transactions has become a top priority for both consumers and businesses.

2. Technological Advancements: Innovations in encryption, biometric authentication, and artificial intelligence are making mobile payment systems more secure. These advancements are helping to stay ahead of the growing threats in the digital payment space.

3. Rising Cybersecurity Threats: The increasing frequency and sophistication of cyberattacks are pushing businesses to invest in stronger security solutions. As the threat landscape expands, companies are prioritizing the protection of payment data to avoid breaches.

4. Regulatory Pressure: Governments are implementing stricter data protection regulations, such as GDPR and CCPA, which are driving companies to adopt more secure payment solutions. Compliance with these regulations ensures that consumer data is protected.

5. Consumer Demand for Security: As data breaches and fraud become more prevalent, consumers are demanding secure mobile payment systems. This demand is driving companies to invest in robust security technologies to maintain consumer trust.

Challenges in the mobile payment data security market are:

1. Evolving Cybersecurity Threats: As technology evolves, so do cyberattacks. Hackers are continuously developing new methods to breach payment systems, creating an ongoing challenge for businesses to stay ahead of emerging threats.

2. High Implementation Costs: The cost of implementing advanced security measures, such as encryption, AI, and biometric authentication, can be prohibitively expensive for smaller businesses, limiting their ability to offer secure mobile payment options.

3. Regulatory Compliance Complexity: Navigating the complex regulatory landscape for data protection and cybersecurity can be challenging for companies operating in multiple jurisdictions. Compliance with varying regulations adds to the cost and complexity of implementing secure systems.

4. Consumer Trust Issues: While mobile payments are becoming more widespread, many consumers still have concerns about the security of their data. Overcoming these trust issues is a key challenge for companies looking to expand their customer base.

5. Fragmented Market: The mobile payment security market is highly fragmented, with numerous players offering different solutions. This can create confusion for consumers and businesses, making it difficult to choose the most secure and reliable option.

The drivers and challenges impacting the mobile payment data security market highlight the complexities of securing digital transactions. As mobile payment usage grows, so does the need for robust security solutions. Companies must invest in advanced technologies, comply with regulatory requirements, and address consumer concerns to build trust. However, evolving threats, high implementation costs, and regulatory complexity present ongoing challenges that must be navigated carefully to ensure the continued growth and security of the market.

List of Mobile Payment Data Security Companies

Companies in the market compete on the basis of product quality offered. Major players in this market focus on expanding their manufacturing facilities, R&D investments, infrastructural development, and leveraging integration opportunities across the value chain. With these strategies, mobile payment data security companies cater to increasing demand, ensure competitive effectiveness, develop innovative products & technologies, reduce production costs, and expand their customer base. Some of the mobile payment data security companies profiled in this report include:

• Thales Group
• IDEMIA
• MeaWallet
• Trustonic
• Braintree

Mobile Payment Data Security Market by Segment

The study includes a forecast for the global mobile payment data security market by type, application, and region.

Mobile Payment Data Security Market by Type [Value from 2019 to 2031]:

• Contactless Tokenization
• Remote Tokenization

Mobile Payment Data Security Market by Application [Value from 2019 to 2031]:

• Telecom & Information Technology
• Banking & Financial Services
• Government
• Transportation
• Retail
• Entertainment and Media
• Other

Mobile Payment Data Security Market by Region [Value from 2019 to 2031]:

• North America
• Europe
• Asia Pacific
• The Rest of the World

Country Wise Outlook for the Mobile Payment Data Security Market

The mobile payment data security market has been rapidly evolving in response to the increasing volume of mobile transactions globally. Countries like the United States, China, Germany, India, and Japan are major players in this sector, witnessing a surge in mobile payment usage and, consequently, a need for robust security measures to protect sensitive financial information.

• United States: In the United States, recent developments in mobile payment data security have focused heavily on advanced encryption methods and multi-factor authentication. The adoption of tokenization has increased as a way to ensure that sensitive customer data, such as credit card details, is never stored on mobile devices. Additionally, stricter regulations, including updates to the Payment Card Industry Data Security Standard (PCI DSS), have been introduced to enhance security measures. The push toward biometrics, including facial recognition and fingerprint authentication, is also gaining traction in response to the growing concerns over data breaches.
• China: China has experienced a significant surge in mobile payment adoption, driven by apps like Alipay and WeChat Pay. As mobile payments become a staple in daily life, ensuring the security of consumer data has become paramount. The Chinese government has ramped up efforts to strengthen cybersecurity regulations, mandating companies to comply with higher standards for data protection. In addition, China is integrating advanced artificial intelligence (AI) and machine learning into its security protocols, enabling real-time fraud detection and prevention. The use of biometric authentication is also expanding as a reliable security feature for mobile payments.
• Germany: Germany is seeing significant improvements in mobile payment data security, particularly as mobile wallets like Apple Pay and Google Pay gain popularity. The country's commitment to data protection, driven by the General Data Protection Regulation (GDPR), has played a critical role in shaping the security landscape. Security measures such as end-to-end encryption and two-factor authentication are now standard in mobile payments. Furthermore, Germany is focusing on the development of blockchain-based solutions to enhance transaction transparency and minimize the risk of fraud, positioning itself as a leader in secure mobile payment solutions within Europe.
• India: India is experiencing rapid growth in mobile payments, thanks to government initiatives such as Digital India and the proliferation of smartphones. However, security concerns remain a significant challenge. To address this, the Indian government has introduced the Personal Data Protection Bill, which emphasizes stricter data privacy regulations. The use of multi-layered security protocols, including encryption, tokenization, and biometric authentication, is becoming more common in mobile payments. Additionally, Indian fintech companies are investing in AI-powered fraud detection systems to safeguard transactions and prevent cybercrime in the expanding mobile payment ecosystem.
• Japan: In Japan, mobile payment data security is becoming increasingly critical as consumers embrace digital payment options like PayPay and Rakuten Pay. The Japanese government has enacted stronger cybersecurity laws to protect personal data, and the private sector is following suit by adopting cutting-edge encryption techniques. There is also a growing trend toward integrating biometric authentication, such as fingerprint and facial recognition, into mobile payment platforms. Japan is focusing on securing cross-border mobile payments and ensuring that its security measures align with international standards to facilitate global trade and protect data privacy.

Features of the Global Mobile Payment Data Security Market

• Market Size Estimates: Mobile payment data security market size estimation in terms of value ($B).
• Trend and Forecast Analysis: Market trends (2019 to 2024) and forecast (2025 to 2031) by various segments and regions.
• Segmentation Analysis: Mobile payment data security market size by type, application, and region in terms of value ($B).
• Regional Analysis: Mobile payment data security market breakdown by North America, Europe, Asia Pacific, and Rest of the World.
• Growth Opportunities: Analysis of growth opportunities in different types, applications, and regions for the mobile payment data security market.
• Strategic Analysis: This includes M&A, new product development, and the competitive landscape of the mobile payment data security market.

Analysis of the competitive intensity of the industry based on Porter's Five Forces model.

This report answers the following 11 key questions:

• Q.1. What are some of the most promising, high-growth opportunities for the mobile payment data security market by type (contactless tokenization and remote tokenization), application (telecom & information technology, banking & financial services, government, transportation, retail, entertainment and media, and other), and region (North America, Europe, Asia Pacific, and the Rest of the World)?
• Q.2. Which segments will grow at a faster pace and why?
• Q.3. Which region will grow at a faster pace and why?
• Q.4. What are the key factors affecting market dynamics? What are the key challenges and business risks in this market?
• Q.5. What are the business risks and competitive threats in this market?
• Q.6. What are the emerging trends in this market and the reasons behind them?
• Q.7. What are some of the changing demands of customers in the market?
• Q.8. What are the new developments in the market? Which companies are leading these developments?
• Q.9. Who are the major players in this market? What strategic initiatives are key players pursuing for business growth?
• Q.10. What are some of the competing products in this market and how big of a threat do they pose for loss of market share by material or product substitution?
• Q.11. What M&A activity has occurred in the last 5 years and what has its impact been on the industry?

Table of Contents

1. Executive Summary

2. Market Overview

• 2.1 Background and Classifications
• 2.2 Supply Chain

3. Market Trends & Forecast Analysis

• 3.1 Macroeconomic Trends and Forecasts
• 3.2 Industry Drivers and Challenges
• 3.3 PESTLE Analysis
• 3.4 Patent Analysis
• 3.5 Regulatory Environment

4. Global Mobile Payment Data Security Market by Type

• 4.1 Overview
• 4.2 Attractiveness Analysis by Type
• 4.3 Contactless Tokenisation: Trends and Forecast (2019-2031)
• 4.4 Remote Tokenisation: Trends and Forecast (2019-2031)

5. Global Mobile Payment Data Security Market by Application

• 5.1 Overview
• 5.2 Attractiveness Analysis by Application
• 5.3 Telecom & Information Technology: Trends and Forecast (2019-2031)
• 5.4 Banking & Financial Service: Trends and Forecast (2019-2031)
• 5.5 Government: Trends and Forecast (2019-2031)
• 5.6 Transportation: Trends and Forecast (2019-2031)
• 5.7 Retail: Trends and Forecast (2019-2031)
• 5.8 Entertainment and Media: Trends and Forecast (2019-2031)
• 5.9 Other: Trends and Forecast (2019-2031)

6. Regional Analysis

• 6.1 Overview
• 6.2 Global Mobile Payment Data Security Market by Region

7. North American Mobile Payment Data Security Market

• 7.1 Overview
• 7.2 North American Mobile Payment Data Security Market by Type
• 7.3 North American Mobile Payment Data Security Market by Application
• 7.4 United States Mobile Payment Data Security Market
• 7.5 Mexican Mobile Payment Data Security Market
• 7.6 Canadian Mobile Payment Data Security Market

8. European Mobile Payment Data Security Market

• 8.1 Overview
• 8.2 European Mobile Payment Data Security Market by Type
• 8.3 European Mobile Payment Data Security Market by Application
• 8.4 German Mobile Payment Data Security Market
• 8.5 French Mobile Payment Data Security Market
• 8.6 Spanish Mobile Payment Data Security Market
• 8.7 Italian Mobile Payment Data Security Market
• 8.8 United Kingdom Mobile Payment Data Security Market

9. APAC Mobile Payment Data Security Market

• 9.1 Overview
• 9.2 APAC Mobile Payment Data Security Market by Type
• 9.3 APAC Mobile Payment Data Security Market by Application
• 9.4 Japanese Mobile Payment Data Security Market
• 9.5 Indian Mobile Payment Data Security Market
• 9.6 Chinese Mobile Payment Data Security Market
• 9.7 South Korean Mobile Payment Data Security Market
• 9.8 Indonesian Mobile Payment Data Security Market

10. ROW Mobile Payment Data Security Market

• 10.1 Overview
• 10.2 ROW Mobile Payment Data Security Market by Type
• 10.3 ROW Mobile Payment Data Security Market by Application
• 10.4 Middle Eastern Mobile Payment Data Security Market
• 10.5 South American Mobile Payment Data Security Market
• 10.6 African Mobile Payment Data Security Market

11. Competitor Analysis

• 11.1 Product Portfolio Analysis
• 11.2 Operational Integration
• 11.3 Porter's Five Forces Analysis
  • Competitive Rivalry
  • Bargaining Power of Buyers
  • Bargaining Power of Suppliers
  • Threat of Substitutes
  • Threat of New Entrants
• 11.4 Market Share Analysis

12. Opportunities & Strategic Analysis

• 12.1 Value Chain Analysis
• 12.2 Growth Opportunity Analysis
  • 12.2.1 Growth Opportunities by Type
  • 12.2.2 Growth Opportunities by Application
• 12.3 Emerging Trends in the Global Mobile Payment Data Security Market
• 12.4 Strategic Analysis
  • 12.4.1 New Product Development
  • 12.4.2 Certification and Licensing
  • 12.4.3 Mergers, Acquisitions, Agreements, Collaborations, and Joint Ventures

13. Company Profiles of the Leading Players Across the Value Chain

• 13.1 Competitive Analysis
• 13.2 Thales Group
  • Company Overview
  • Mobile Payment Data Security Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 13.3 IDEMIA
  • Company Overview
  • Mobile Payment Data Security Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 13.4 MeaWallet
  • Company Overview
  • Mobile Payment Data Security Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 13.5 Trustonic
  • Company Overview
  • Mobile Payment Data Security Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 13.6 Braintree
  • Company Overview
  • Mobile Payment Data Security Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing

14. Appendix

• 14.1 List of Figures
• 14.2 List of Tables
• 14.3 Research Methodology
• 14.4 Disclaimer
• 14.5 Copyright
• 14.6 Abbreviations and Technical Units
• 14.7 About Us
• 14.8 Contact Us