生体認証バンキング市場レポート：2031年までの動向、予測、競合分析

世界の生体認証バンキング市場の将来は、指紋認証、顔認証、手の形状認証、虹彩認証の各市場における機会があり、有望視されています。世界の生体認証バンキング市場は、2025～2031年にかけてCAGR 16.4％で成長すると予想されます。この市場の主な促進要因は、安全な銀行取引に対するニーズの高まり、より厳格な規制への対応への要求の高まり、利便性に対する消費者の要求の高まりです。

Lucintelの予測によると、タイプ別ではソフトウェアが予測期間中に高い成長を遂げると予測しています。用途別では、指紋認証が最も高い成長が見込まれます。地域別では、アジア太平洋が予測期間中に最も高い成長が見込まれます。150ページを超える包括的なレポートで、ビジネス上の意思決定に役立つ貴重な洞察を得ることができます。

生体認証バンキング市場の新たな動向

生体認証がバンキング分野の成長を牽引し続ける中、技術的変化、消費者の嗜好、国境を越えた生体認証バンキングソリューションの進化を迫るその他の規制変更を反映し、いくつかの主要動向が市場の将来を形成しています。

• マルチモーダル生体認証：指紋、顔、音声、虹彩認証など複数の生体認証モダリティを統合することは、今日では非常に一般的になっています。この技術は、セキュリティを向上させ、不正行為を減らし、より便利なユーザー体験を生み出すために銀行で使用されています。さまざまな種類の生体認証データを組み合わせることで、金融機関は認証プロセスが高精度で迂回が困難であることを保証することができるため、生体認証バンキング市場の主要動向となっています。
• AI生体認証：AIは、生体認証システムの改善において重要な役割を果たしています。AIアルゴリズムを使用することで、銀行は生体認証データをより効率的に分析することができ、より迅速で正確な認証が可能になります。AIはまた、異常や不正行為の検出にも役立ち、銀行システムの全体的なセキュリティを高めます。AIが進歩し続ける中、生体認証バンキングソリューションへの統合は、不正検知と顧客サービスの革新を促進すると思われます。
• モバイルファーストの生体認証ソリューション：バンキングにおけるスマートフォンへの依存度が高まる中、モバイルファーストの生体認証ソリューションが主流となっています。指紋認証や顔認証技術は、モバイルバンキングアプリの常識となり、ユーザーは取引を簡単かつ安全に認証できるようになりました。特にスマートフォンの普及が進む新興市場では、その利便性と使いやすさからモバイルバンキングを利用する人が増えており、この傾向はさらに強まると思われます。
• データプライバシーに関する規制の焦点：銀行業務への生体認証の導入が進むにつれ、データプライバシーに対する規制の焦点は高まっています。各国は、銀行が使用する生体認証データが安全かつ透明に取り扱われることを確認するため、データ保護に関してより厳格な法律やガイドラインを課すようになってきています。このため、金融機関は安全なデータストレージや暗号化技術への投資を増やす一方、生体認証ベースのバンキングソリューションに対する消費者の信頼を高めています。
• 生体認証決済システム：生体認証対応ATMやPOS端末を含む生体認証決済システムは、急速に受け入れられつつあります。消費者の受け入れ拡大に伴い、今日、これまで以上に多くの消費者が、生体認証を使用したシームレスでパスワード不要の体験を求めるようになっています。したがって、一般的な受け入れの拡大は、将来のデジタル決済モードを、現在普及しているものよりも安全で、親しみやすく、はるかに優れた決済チャネルに作り変えることを意味し、バンキングサービスの範囲全体で生体認証を使用することに対するより大きな意識を生み出しています。

生体認証バンキングは、高い安全性をもたらし、より良いユーザー体験を提供し、生体認証技術がより広く受け入れられるようになるため、生体認証バンキングを変革する新たな動向が生まれています。AI、マルチモーダル生体認証、金融機関と統合されたモバイルファーストソリューションはイノベーションを高め、市場を押し上げます。生体認証ソリューションに対する消費者の信頼は、データプライバシーに関連する規制の動きによってさらに加速すると思われます。

生体認証バンキング市場の最近の動向

生体認証バンキング市場は、技術の高度化、規制の変革、顧客の銀行体験の向上と安全性に対するニーズの変化などの影響により、モバイルアプリ、ATM、POSシステムなど、ほとんどの応用バンキングサービスでの生体認証の利用が急増し、著しい成長を遂げています。

• 指紋および顔認証技術の利用増加：銀行は、セキュリティ上の理由から、また認証プロセスを容易にするために、指紋および顔認証技術をますます利用するようになっています。多くの銀行が、より簡単で迅速、かつ安全なログイン手続きを実現するため、こうした生体認証手法をモバイルバンキングアプリやATMシステムに取り入れています。この動向は、ハッキングや偽造が容易なパスワードや暗証番号の代わりに生体認証に依存する顧客体験への大きな飛躍を意味します。
• 音声および虹彩認証の導入：銀行は、音声認識や虹彩認識技術を取り入れることで、生体認証の選択肢を広げています。音声認識は、顧客が音声コマンドを使用して取引を実行できるボイスバンキングシステムで人気を集めています。精度の高さで知られる虹彩認証は、高額取引や機密性の高い金融業務にさらなるセキュリティーレイヤーを提供するため、特定の市場で導入が進んでいます。
• テクノロジー企業との提携・協力：ほとんどの銀行は、高度な生体認証ソリューションをシステムに統合するため、テクノロジー企業と提携しています。このようなパートナーシップの焦点は、生体認証をAIや機械学習アルゴリズムと組み合わせて、より強固な認証メカニズムを構築することにあります。テクノロジー企業と協力することで、金融機関は最先端の生体認証ソリューションを利用できるようになり、その結果、不正検知能力を向上させ、新たなサイバー脅威に先んじるシステムを確保することができます。
• デジタル決済システムとの統合：生体認証はデジタル決済システムとの統合が進んでおり、消費者はカードや従来の暗証番号なしで支払いを認証できます。これは特にモバイル決済において顕著であり、顔認証や指紋スキャンが取引の承認に使用されています。この開発は、摩擦のない安全な決済方法を目指す広範な動向の一部であり、消費者と金融サービスとの関わり方に変革をもたらしつつあります。
• 生体認証セキュリティソリューションへの投資の増加：サイバー詐欺や脅威に対する懸念の高まりから、金融機関は生体認証セキュリティソリューションに多額の投資を行っています。不正行為の検出能力を向上させ、なりすましを減らし、銀行間の取引の全体的なセキュリティを強化するために投資が行われています。生体認証技術の市場が拡大するにつれ、顧客の要求と規制遵守の両方を満たす安全な生体認証ソリューションへの投資も重視されています。

最近の動向は、生体認証バンキング市場が非常に速いペースで成熟していることを示しています。音声認識や虹彩認証など、より高度な生体認証ソリューションは、安全で便利かつ効率的なバンキング体験に対する需要の高まりを反映しています。金融機関とハイテク企業は技術革新のためにますます協力するようになっており、生体認証セキュリティへの投資は銀行の未来を変えつつあります。

目次

第1章 エグゼクティブサマリー

第2章 市場概要

• 背景と分類
• サプライチェーン

第3章 市場動向と予測分析

• マクロ経済の動向と予測
• 業界の促進要因と課題
• PESTLE分析
• 特許分析
• 規制環境

第4章 世界の生体認証バンキング市場：タイプ別

• 概要
• タイプ別魅力分析
• ハードウェア：動向と予測（2019～2031年）
• ソフトウェア：動向と予測（2019～2031年）

第5章 世界の生体認証バンキング市場：用途別

• 概要
• 用途別魅力分析
• 指紋認証：動向と予測（2019～2031年）
• 顔認証：動向と予測（2019～2031年）
• 手の形状認証：動向と予測（2019～2031年）
• 虹彩認証：動向と予測（2019～2031年）
• その他：動向と予測（2019～2031年）

第6章 地域分析

• 概要
• 地域別の生体認証バンキングの世界市場

第7章 北米の生体認証銀行市場

• 概要
• 北米の生体認証バンキング市場（タイプ別）
• 北米の生体認証バンキング市場（用途別）
• 米国の生体認証銀行市場
• メキシコの生体認証銀行市場
• カナダの生体認証銀行市場

第8章 欧州の生体認証銀行市場

• 概要
• 欧州の生体認証バンキング市場（タイプ別）
• 欧州の生体認証バンキング市場（用途別）
• ドイツの生体認証銀行市場
• フランスの生体認証銀行市場
• スペインの生体認証銀行市場
• イタリアの生体認証銀行市場
• 英国の生体認証銀行市場

第9章 アジア太平洋の生体認証銀行市場

• 概要
• アジア太平洋の生体認証バンキング市場（タイプ別）
• アジア太平洋の生体認証バンキング市場（用途別）
• 日本の生体認証銀行市場
• インドの生体認証銀行市場
• 中国の生体認証銀行市場
• 韓国の生体認証銀行市場
• インドネシアの生体認証銀行市場

第10章 その他地域の生体認証銀行市場

• 概要
• その他地域の生体認証バンキング市場（タイプ別）
• その他地域の生体認証銀行市場（用途別）
• 中東の生体認証銀行市場
• 南米の生体認証銀行市場
• アフリカの生体認証銀行市場

第11章 競合分析

• 製品ポートフォリオ分析
• 運用統合
• ポーターのファイブフォース分析
  • 競争企業間の敵対関係
  • 買い手の交渉力
  • 供給企業の交渉力
  • 代替品の脅威
  • 新規参入業者の脅威
• 市場シェア分析

第12章 機会と戦略分析

• バリューチェーン分析
• 成長機会分析
  • タイプ別の成長機会
  • 用途別の成長機会
• 世界の生体認証バンキング市場における新たな動向
• 戦略分析
  • 新製品開発
  • 認証とライセンシング
  • 合併、買収、契約、提携、合弁事業

第13章 バリューチェーンにおける主要企業の企業プロファイル

• 競合分析
• Techshino Technology
• State Grid Corporation of China
• American Safety Council
• Biometrics Institute
• FIDO Alliance Member
• Digital Persona
• BPI Connected Identification
• Ample Trails
• Diebold
• Aulich

第14章 付録

• List of Figures
• List of Tables
• Research Methodology
• Disclaimer
• Copyright
• Abbreviations and Technical Units
• About Us
• Contact Us

List of Figures

• Figure 1.1: Trends and Forecast for the Global Biometrics Banking Market
• Figure 2.1: Usage of Biometrics Banking Market
• Figure 2.2: Classification of the Global Biometrics Banking Market
• Figure 2.3: Supply Chain of the Global Biometrics Banking Market
• Figure 2.4: Driver and Challenges of the Biometrics Banking Market
• Figure 3.1: Trends of the Global GDP Growth Rate
• Figure 3.2: Trends of the Global Population Growth Rate
• Figure 3.3: Trends of the Global Inflation Rate
• Figure 3.4: Trends of the Global Unemployment Rate
• Figure 3.5: Trends of the Regional GDP Growth Rate
• Figure 3.6: Trends of the Regional Population Growth Rate
• Figure 3.7: Trends of the Regional Inflation Rate
• Figure 3.8: Trends of the Regional Unemployment Rate
• Figure 3.9: Trends of Regional Per Capita Income
• Figure 3.10: Forecast for the Global GDP Growth Rate
• Figure 3.11: Forecast for the Global Population Growth Rate
• Figure 3.12: Forecast for the Global Inflation Rate
• Figure 3.13: Forecast for the Global Unemployment Rate
• Figure 3.14: Forecast for the Regional GDP Growth Rate
• Figure 3.15: Forecast for the Regional Population Growth Rate
• Figure 3.16: Forecast for the Regional Inflation Rate
• Figure 3.17: Forecast for the Regional Unemployment Rate
• Figure 3.18: Forecast for Regional Per Capita Income
• Figure 4.1: Global Biometrics Banking Market by Type in 2019, 2024, and 2031
• Figure 4.2: Trends of the Global Biometrics Banking Market ($B) by Type
• Figure 4.3: Forecast for the Global Biometrics Banking Market ($B) by Type
• Figure 4.4: Trends and Forecast for Hardware in the Global Biometrics Banking Market (2019-2031)
• Figure 4.5: Trends and Forecast for Software in the Global Biometrics Banking Market (2019-2031)
• Figure 5.1: Global Biometrics Banking Market by Application in 2019, 2024, and 2031
• Figure 5.2: Trends of the Global Biometrics Banking Market ($B) by Application
• Figure 5.3: Forecast for the Global Biometrics Banking Market ($B) by Application
• Figure 5.4: Trends and Forecast for Fingerprint in the Global Biometrics Banking Market (2019-2031)
• Figure 5.5: Trends and Forecast for Facial Recognition in the Global Biometrics Banking Market (2019-2031)
• Figure 5.6: Trends and Forecast for Hand Geometry in the Global Biometrics Banking Market (2019-2031)
• Figure 5.7: Trends and Forecast for Iris Recognition in the Global Biometrics Banking Market (2019-2031)
• Figure 5.8: Trends and Forecast for Others in the Global Biometrics Banking Market (2019-2031)
• Figure 6.1: Trends of the Global Biometrics Banking Market ($B) by Region (2019-2024)
• Figure 6.2: Forecast for the Global Biometrics Banking Market ($B) by Region (2025-2031)
• Figure 7.1: Trends and Forecast for the North American Biometrics Banking Market (2019-2031)
• Figure 7.2: North American Biometrics Banking Market by Type in 2019, 2024, and 2031
• Figure 7.3: Trends of the North American Biometrics Banking Market ($B) by Type (2019-2024)
• Figure 7.4: Forecast for the North American Biometrics Banking Market ($B) by Type (2025-2031)
• Figure 7.5: North American Biometrics Banking Market by Application in 2019, 2024, and 2031
• Figure 7.6: Trends of the North American Biometrics Banking Market ($B) by Application (2019-2024)
• Figure 7.7: Forecast for the North American Biometrics Banking Market ($B) by Application (2025-2031)
• Figure 7.8: Trends and Forecast for the United States Biometrics Banking Market ($B) (2019-2031)
• Figure 7.9: Trends and Forecast for the Mexican Biometrics Banking Market ($B) (2019-2031)
• Figure 7.10: Trends and Forecast for the Canadian Biometrics Banking Market ($B) (2019-2031)
• Figure 8.1: Trends and Forecast for the European Biometrics Banking Market (2019-2031)
• Figure 8.2: European Biometrics Banking Market by Type in 2019, 2024, and 2031
• Figure 8.3: Trends of the European Biometrics Banking Market ($B) by Type (2019-2024)
• Figure 8.4: Forecast for the European Biometrics Banking Market ($B) by Type (2025-2031)
• Figure 8.5: European Biometrics Banking Market by Application in 2019, 2024, and 2031
• Figure 8.6: Trends of the European Biometrics Banking Market ($B) by Application (2019-2024)
• Figure 8.7: Forecast for the European Biometrics Banking Market ($B) by Application (2025-2031)
• Figure 8.8: Trends and Forecast for the German Biometrics Banking Market ($B) (2019-2031)
• Figure 8.9: Trends and Forecast for the French Biometrics Banking Market ($B) (2019-2031)
• Figure 8.10: Trends and Forecast for the Spanish Biometrics Banking Market ($B) (2019-2031)
• Figure 8.11: Trends and Forecast for the Italian Biometrics Banking Market ($B) (2019-2031)
• Figure 8.12: Trends and Forecast for the United Kingdom Biometrics Banking Market ($B) (2019-2031)
• Figure 9.1: Trends and Forecast for the APAC Biometrics Banking Market (2019-2031)
• Figure 9.2: APAC Biometrics Banking Market by Type in 2019, 2024, and 2031
• Figure 9.3: Trends of the APAC Biometrics Banking Market ($B) by Type (2019-2024)
• Figure 9.4: Forecast for the APAC Biometrics Banking Market ($B) by Type (2025-2031)
• Figure 9.5: APAC Biometrics Banking Market by Application in 2019, 2024, and 2031
• Figure 9.6: Trends of the APAC Biometrics Banking Market ($B) by Application (2019-2024)
• Figure 9.7: Forecast for the APAC Biometrics Banking Market ($B) by Application (2025-2031)
• Figure 9.8: Trends and Forecast for the Japanese Biometrics Banking Market ($B) (2019-2031)
• Figure 9.9: Trends and Forecast for the Indian Biometrics Banking Market ($B) (2019-2031)
• Figure 9.10: Trends and Forecast for the Chinese Biometrics Banking Market ($B) (2019-2031)
• Figure 9.11: Trends and Forecast for the South Korean Biometrics Banking Market ($B) (2019-2031)
• Figure 9.12: Trends and Forecast for the Indonesian Biometrics Banking Market ($B) (2019-2031)
• Figure 10.1: Trends and Forecast for the ROW Biometrics Banking Market (2019-2031)
• Figure 10.2: ROW Biometrics Banking Market by Type in 2019, 2024, and 2031
• Figure 10.3: Trends of the ROW Biometrics Banking Market ($B) by Type (2019-2024)
• Figure 10.4: Forecast for the ROW Biometrics Banking Market ($B) by Type (2025-2031)
• Figure 10.5: ROW Biometrics Banking Market by Application in 2019, 2024, and 2031
• Figure 10.6: Trends of the ROW Biometrics Banking Market ($B) by Application (2019-2024)
• Figure 10.7: Forecast for the ROW Biometrics Banking Market ($B) by Application (2025-2031)
• Figure 10.8: Trends and Forecast for the Middle Eastern Biometrics Banking Market ($B) (2019-2031)
• Figure 10.9: Trends and Forecast for the South American Biometrics Banking Market ($B) (2019-2031)
• Figure 10.10: Trends and Forecast for the African Biometrics Banking Market ($B) (2019-2031)
• Figure 11.1: Porter's Five Forces Analysis of the Global Biometrics Banking Market
• Figure 11.2: Market Share (%) of Top Players in the Global Biometrics Banking Market (2024)
• Figure 12.1: Growth Opportunities for the Global Biometrics Banking Market by Type
• Figure 12.2: Growth Opportunities for the Global Biometrics Banking Market by Application
• Figure 12.3: Growth Opportunities for the Global Biometrics Banking Market by Region
• Figure 12.4: Emerging Trends in the Global Biometrics Banking Market

List of Tables

• Table 1.1: Growth Rate (%, 2023-2024) and CAGR (%, 2025-2031) of the Biometrics Banking Market by Type and Application
• Table 1.2: Attractiveness Analysis for the Biometrics Banking Market by Region
• Table 1.3: Global Biometrics Banking Market Parameters and Attributes
• Table 3.1: Trends of the Global Biometrics Banking Market (2019-2024)
• Table 3.2: Forecast for the Global Biometrics Banking Market (2025-2031)
• Table 4.1: Attractiveness Analysis for the Global Biometrics Banking Market by Type
• Table 4.2: Market Size and CAGR of Various Type in the Global Biometrics Banking Market (2019-2024)
• Table 4.3: Market Size and CAGR of Various Type in the Global Biometrics Banking Market (2025-2031)
• Table 4.4: Trends of Hardware in the Global Biometrics Banking Market (2019-2024)
• Table 4.5: Forecast for Hardware in the Global Biometrics Banking Market (2025-2031)
• Table 4.6: Trends of Software in the Global Biometrics Banking Market (2019-2024)
• Table 4.7: Forecast for Software in the Global Biometrics Banking Market (2025-2031)
• Table 5.1: Attractiveness Analysis for the Global Biometrics Banking Market by Application
• Table 5.2: Market Size and CAGR of Various Application in the Global Biometrics Banking Market (2019-2024)
• Table 5.3: Market Size and CAGR of Various Application in the Global Biometrics Banking Market (2025-2031)
• Table 5.4: Trends of Fingerprint in the Global Biometrics Banking Market (2019-2024)
• Table 5.5: Forecast for Fingerprint in the Global Biometrics Banking Market (2025-2031)
• Table 5.6: Trends of Facial Recognition in the Global Biometrics Banking Market (2019-2024)
• Table 5.7: Forecast for Facial Recognition in the Global Biometrics Banking Market (2025-2031)
• Table 5.8: Trends of Hand Geometry in the Global Biometrics Banking Market (2019-2024)
• Table 5.9: Forecast for Hand Geometry in the Global Biometrics Banking Market (2025-2031)
• Table 5.10: Trends of Iris Recognition in the Global Biometrics Banking Market (2019-2024)
• Table 5.11: Forecast for Iris Recognition in the Global Biometrics Banking Market (2025-2031)
• Table 5.12: Trends of Others in the Global Biometrics Banking Market (2019-2024)
• Table 5.13: Forecast for Others in the Global Biometrics Banking Market (2025-2031)
• Table 6.1: Market Size and CAGR of Various Regions in the Global Biometrics Banking Market (2019-2024)
• Table 6.2: Market Size and CAGR of Various Regions in the Global Biometrics Banking Market (2025-2031)
• Table 7.1: Trends of the North American Biometrics Banking Market (2019-2024)
• Table 7.2: Forecast for the North American Biometrics Banking Market (2025-2031)
• Table 7.3: Market Size and CAGR of Various Type in the North American Biometrics Banking Market (2019-2024)
• Table 7.4: Market Size and CAGR of Various Type in the North American Biometrics Banking Market (2025-2031)
• Table 7.5: Market Size and CAGR of Various Application in the North American Biometrics Banking Market (2019-2024)
• Table 7.6: Market Size and CAGR of Various Application in the North American Biometrics Banking Market (2025-2031)
• Table 7.7: Trends and Forecast for the United States Biometrics Banking Market (2019-2031)
• Table 7.8: Trends and Forecast for the Mexican Biometrics Banking Market (2019-2031)
• Table 7.9: Trends and Forecast for the Canadian Biometrics Banking Market (2019-2031)
• Table 8.1: Trends of the European Biometrics Banking Market (2019-2024)
• Table 8.2: Forecast for the European Biometrics Banking Market (2025-2031)
• Table 8.3: Market Size and CAGR of Various Type in the European Biometrics Banking Market (2019-2024)
• Table 8.4: Market Size and CAGR of Various Type in the European Biometrics Banking Market (2025-2031)
• Table 8.5: Market Size and CAGR of Various Application in the European Biometrics Banking Market (2019-2024)
• Table 8.6: Market Size and CAGR of Various Application in the European Biometrics Banking Market (2025-2031)
• Table 8.7: Trends and Forecast for the German Biometrics Banking Market (2019-2031)
• Table 8.8: Trends and Forecast for the French Biometrics Banking Market (2019-2031)
• Table 8.9: Trends and Forecast for the Spanish Biometrics Banking Market (2019-2031)
• Table 8.10: Trends and Forecast for the Italian Biometrics Banking Market (2019-2031)
• Table 8.11: Trends and Forecast for the United Kingdom Biometrics Banking Market (2019-2031)
• Table 9.1: Trends of the APAC Biometrics Banking Market (2019-2024)
• Table 9.2: Forecast for the APAC Biometrics Banking Market (2025-2031)
• Table 9.3: Market Size and CAGR of Various Type in the APAC Biometrics Banking Market (2019-2024)
• Table 9.4: Market Size and CAGR of Various Type in the APAC Biometrics Banking Market (2025-2031)
• Table 9.5: Market Size and CAGR of Various Application in the APAC Biometrics Banking Market (2019-2024)
• Table 9.6: Market Size and CAGR of Various Application in the APAC Biometrics Banking Market (2025-2031)
• Table 9.7: Trends and Forecast for the Japanese Biometrics Banking Market (2019-2031)
• Table 9.8: Trends and Forecast for the Indian Biometrics Banking Market (2019-2031)
• Table 9.9: Trends and Forecast for the Chinese Biometrics Banking Market (2019-2031)
• Table 9.10: Trends and Forecast for the South Korean Biometrics Banking Market (2019-2031)
• Table 9.11: Trends and Forecast for the Indonesian Biometrics Banking Market (2019-2031)
• Table 10.1: Trends of the ROW Biometrics Banking Market (2019-2024)
• Table 10.2: Forecast for the ROW Biometrics Banking Market (2025-2031)
• Table 10.3: Market Size and CAGR of Various Type in the ROW Biometrics Banking Market (2019-2024)
• Table 10.4: Market Size and CAGR of Various Type in the ROW Biometrics Banking Market (2025-2031)
• Table 10.5: Market Size and CAGR of Various Application in the ROW Biometrics Banking Market (2019-2024)
• Table 10.6: Market Size and CAGR of Various Application in the ROW Biometrics Banking Market (2025-2031)
• Table 10.7: Trends and Forecast for the Middle Eastern Biometrics Banking Market (2019-2031)
• Table 10.8: Trends and Forecast for the South American Biometrics Banking Market (2019-2031)
• Table 10.9: Trends and Forecast for the African Biometrics Banking Market (2019-2031)
• Table 11.1: Product Mapping of Biometrics Banking Suppliers Based on Segments
• Table 11.2: Operational Integration of Biometrics Banking Manufacturers
• Table 11.3: Rankings of Suppliers Based on Biometrics Banking Revenue
• Table 12.1: New Product Launches by Major Biometrics Banking Producers (2019-2024)
• Table 12.2: Certification Acquired by Major Competitor in the Global Biometrics Banking Market

The future of the global biometrics banking market looks promising with opportunities in the fingerprint, facial recognition, hand geometry, and iris recognition markets. The global biometrics banking market is expected to grow with a CAGR of 16.4% from 2025 to 2031. The major drivers for this market are the rising need for secure banking transactions, increasing push for compliance with stricter regulations, and growing consumer demand for convenience.

Lucintel forecasts that, within the type category, software is expected to witness higher growth over the forecast period. Within the application category, fingerprint recognition is expected to witness the highest growth. In terms of region, APAC is expected to witness the highest growth over the forecast period. Gain valuable insights for your business decisions with our comprehensive 150+ page report. Sample figures with some insights are shown below.

Emerging Trends in the Biometrics Banking Market

As biometric authentication continues to drive growth in the banking sector, several key trends are shaping up the future for the market, reflecting technological change, consumer tastes, and other regulatory changes forcing the evolution of biometric banking solutions across borders.

• Multimodal Biometrics: With multiple biometric modalities like fingerprint, face, voice, and iris recognition, integration of these multiple biometric modalities is very common nowadays. This technology is used by banks for improved security, to reduce fraud, and create a more convenient user experience. Combining various types of biometric data, financial institutions can ensure the authentication process is both highly accurate and difficult to bypass, hence the key trend in the biometrics banking market.
• AI Biometric Authentication: AI is playing a critical role in improving biometric authentication systems. By using AI algorithms, banks can analyze biometric data more efficiently, thus enabling faster and more accurate verification. AI also helps in detecting anomalies or fraudulent activity, which increases the overall security of banking systems. As AI continues to advance, its integration into biometric banking solutions will drive innovation in fraud detection and customer service.
• Mobile-First Biometric Solutions: With increasing reliance on smartphones for banking, mobile-first biometric solutions are the dominant trend. Fingerprint and facial recognition technologies have become a norm in mobile banking apps, where users can authenticate their transactions easily and securely. The trend is likely to increase further as more people embrace mobile banking due to its convenience and ease of use, especially in emerging markets where smartphone penetration is increasing.
• Regulatory Focus on Data Privacy: There is a heightened regulatory focus on data privacy with the increased adoption of biometrics in banking. Countries are increasingly imposing stricter laws and guidelines in terms of data protection to make sure that biometric data being used by the banks is safe and transparently handled. This makes financial institutions invest more in secure data storage and encryption technology while building confidence among consumers on biometric-based banking solutions.
• Biometric Payment Systems: Biometric payment systems, including biometric-enabled ATMs and POS terminals, are fast becoming increasingly accepted. With an increase in consumer acceptance, more consumers than ever before today seek seamless and password-free experiences using biometric authentication. Therefore, the general growth in acceptance is creating greater awareness towards using biometrics throughout the range of banking services with implications to remodel future digital payment modes to safer, friendlier, and far superior payment channels to those prevalent currently.

New trends are emerging that are transforming biometrics banking as it brings high security, offers better user experience, and provides broader acceptance in biometric authentication technologies. AI, multimodal biometrics, and mobile-first solutions integrated with financial institutions increase innovation and push the market higher. Consumer trust in biometric solutions will further accelerate with regulatory moves related to data privacy.

Recent Developments in the Biometrics Banking Market

The biometrics banking market has experienced tremendous growth where the impact of growing technological sophistication, regulatory transformations, and changing needs for improved and secure bank experience from customers have surged biometric authentication usage in most applied banking services, including mobile applications, ATMs, and point-of-sale systems.

• Increased Usage of Fingerprint and Facial Recognition Technologies: Banks have used fingerprint and facial recognition technologies increasingly for security reasons and to ease the process of authentication. Many banks are incorporating such biometric methods into their mobile banking apps and ATM systems for easier, faster, and secure login procedures. This trend marks a giant leap toward customer experiences that rely on biometrics instead of passwords and PINs, which can easily be hacked and forged.
• Introduction of Voice and Iris Recognition: Banks are expanding their biometric authentication options by incorporating voice and iris recognition technologies. Voice recognition is gaining popularity in voice banking systems, where customers can perform transactions using voice commands. Iris recognition, known for its high level of accuracy, is being implemented in specific markets to provide an additional layer of security for high-value transactions or sensitive financial activities.
• Partnerships and Collaborations with Tech Companies: Most banks are collaborating with technology companies to integrate advanced biometric solutions into their systems. The focus of such partnerships is on combining biometrics with AI and machine learning algorithms to create more robust authentication mechanisms. Working with tech companies allows financial institutions to tap into cutting-edge biometric solutions, thus improving fraud detection capabilities and ensuring that their systems stay ahead of emerging cyber threats.
• Integration with Digital Payment Systems: Biometrics is increasingly being integrated with digital payment systems, enabling consumers to authenticate payments without the need for a card or traditional PIN. This is particularly evident in mobile payments, where facial recognition or fingerprint scanning is used to approve transactions. This development is part of a broader trend toward frictionless, secure payment methods and is transforming how consumers interact with financial services.
• Higher Investment in Biometric Security Solutions: Rising concerns about cyber fraud and threats have led to heavy investment in biometric security solutions by financial institutions. Investments are being made to improve the ability to detect fraud, reduce identity theft, and enhance the overall security of transactions between banks. As the market for biometric technology expands, so does the emphasis on investing in secure biometric solutions that satisfy both customer demands and regulatory compliance.

Recent developments indicate that the biometrics banking market is maturing at a very rapid pace. More sophisticated biometric solutions, such as voice and iris recognition, reflect the increasing demand for secure, convenient, and efficient banking experiences. Financial institutions and tech companies are increasingly collaborating to innovate, and investments in biometric security are transforming the future of banking.

Strategic Growth Opportunities in the Biometrics Banking Market

The biometrics banking market provides strategic growth opportunities in a wide range of applications due to technological advancement and changes in the expectations of the consumer. This is an opportunity that indicates how financial institutions can benefit from the development of biometrics to improve their service offerings, security, and customer satisfaction.

• Mobile Banking Applications: Mobile banking is one of the growth areas in the biometrics banking market. As more and more people use their smartphones for routine banking, financial institutions are able to provide biometric authentication features, like fingerprint and facial recognition, in mobile applications. Security is enhanced while providing a smooth user experience; this will be a catalyst to the adoption and usage of mobile banking services.
• Digital Payment Systems: As digital payment systems grow, the requirement of biometric authentication on the payment system is becoming a prime necessity. Banks can exploit this by initiating biometric-enabled payment systems on ATMs, on POS terminals, and e-commerce sites. Thus, it will move financial institutions forward to offer secure and password-less transactions, improving safety and ease for the customers while making the uptake of digital payment more attractive.
• Fraud Prevention and Risk Management: Integration of Biometric Technology into fraud prevention and risk management is a great growth opportunity. Biometrics will provide banks with the ability to identify fraudulent activities, verify identities, and secure the clearance of transactions. Banks can reduce losses and protect their customers from identity theft and other security breaches by applying biometric authentication in conjunction with AI-powered fraud detection.
• Customer Identity Verification for Remote Banking: With the growth in remote banking, there is a big demand for efficient and secure identity verification systems. Biometrics, for example, with facial recognition and fingerprint scanning, provide a good solution for remotely verifying customers. This is a growth opportunity for banks to enhance their digital services, especially when it comes to opening accounts online, loan applications, and other types of remote transactions.
• Interoperability with Government Identification Schemes: Banks can integrate biometric identification systems used by governments across regions, especially in countries that have such a system to offer seamless authentication for banking services. For example, in India, banks already make use of Aadhaar-based biometric authentication to verify their customers. The interoperability offers improved security and facilitates an easier process while promoting greater financial inclusion among people in these underserved regions.

Such strategic growth opportunities show how enormous the potential of biometric banking is in revolutionizing the financial services industry. Financial institutions will be able to improve security, increase customer satisfaction, and be better prepared to counter emerging threats in the digital banking landscape through embracing biometric technology in mobile banking, digital payments, fraud prevention, remote banking, and identity verification.

Biometrics Banking Market Driver and Challenges

The biometrics banking market is driven by several factors, including technological advancements, increasing demand for secure banking services, and regulatory support. However, there are challenges, such as privacy issues, data security concerns, and the high cost of biometric infrastructure. These drivers and challenges shape the development and adoption of biometric solutions in the banking sector.

The factors responsible for driving the biometrics banking market include:

1. Escalation in Demand for Increased Security: With increased identity theft and cybercrime, the need for more secured or reliable authentication systems grows. Biometric systems have proven a solution to these problems because they cannot be easily copied or counterfeited. With this notion, financial institutions are using biometric solutions to protect their customers' sensitive information from fraudsters, thus swelling the growth of the market.

2. Biometric Technology Advancements: The progress in biometric technology, from enhanced accuracy of facial recognition and fingerprint scanning to others, fuels the market further. These will make biometrics a viable solution for mainstream banking services because they promise greater reliability and efficiency than more traditional authentication mechanisms. As such, the range of biometric solutions continues to expand and will drive future adoption.

3. Consumer Preference for Convenience: Consumers are looking at ways to have more convenient banking experiences, and seamless, frictionless biometric authentication is an alternative to traditional passwords and PINs. The growth in the market would be encouraged because consumers, due to exposure in other applications such as with their smartphones and payment systems, become more familiar with the use of biometrics.

4. Government and Regulatory Backing for Secure Identity Verification: The government and other regulatory bodies have been encouraging banks to adopt biometric authentication systems to enhance security and streamline identity verification processes. In some countries, there is regulation to force the adoption of biometrics by financial institutions for secure verification of customers. It is on these regulatory aspects that the market has been pushed, and data has been protected.

5. Growth in Digital Banking Adoption: The COVID-19 pandemic has led to an accelerated push toward digital banking, which further accelerates the adoption of biometrics as the most secure and convenient form of authentication. With growing interest in online banking platforms, security and user experience improvement through biometric solutions is growing. Mobile banking and digital wallets create an added dimension to the growing demand for biometric authentication.

Challenges in the biometrics banking market are:

1. Privacy Issues and Data Security: The most pressing issue for biometrics banking market growth is privacy and data security in biometric information. As such information is of high sensitivity, the concerns here are related to how it would be stored, processed, and safeguarded. Breach or misuse of biometric information could lead to serious erosion of consumer confidence, thus challenging growth prospects. This makes compliance with the regulations related to the protection of data extremely essential.

2. High Costs of Biometric Infrastructure: The biometric systems can be very costly to many financial institutions, especially those which are small. The initial cost and after setup for running the biometric authentication systems will deter many. However, with time, this can change due to reduced technological costs and vast access.

3. Change Resistance and Consumer Acceptance: Many consumers value the convenience and security of biometrics, but there is still some resistance to new technologies. Consumers may be wary of providing biometric data due to privacy concerns or find the technology too difficult to use or understand. Overcoming these barriers and educating consumers about the benefits of biometrics is key to increasing adoption rates.

The drivers and challenges involved in the biometrics banking market are interconnected in such a way that they shape the way financial institutions approach the adoption of biometric technologies. Although technological advancements, regulatory support, and consumer demand for convenience have driven growth, issues of privacy, costs, and resistance to change remain key obstacles. By taking into consideration the challenges involved and capitalizing on the drivers, the biometrics banking market is poised for continued expansion and innovation.

List of Biometrics Banking Companies

Companies in the market compete on the basis of product quality offered. Major players in this market focus on expanding their manufacturing facilities, R&D investments, infrastructural development, and leverage integration opportunities across the value chain. With these strategies, biometrics banking companies cater to increasing demand, ensure competitive effectiveness, develop innovative products & technologies, reduce production costs, and expand their customer base. Some of the biometrics banking companies profiled in this report include-

• Techshino Technology
• State Grid Corporation of China
• American Safety Council
• Biometrics Institute
• FIDO Alliance member
• Digital Persona
• BPI Connected Identification
• Ample Trails
• Diebold
• Aulich

Biometrics Banking Market by Segment

The study includes a forecast for the global biometrics banking market by type, application, and region.

Biometrics Banking Market by Type [Value from 2019 to 2031]:

• Hardware
• Software

Biometrics Banking Market by Application [Value from 2019 to 2031]:

• Fingerprint
• Facial Recognition
• Hand Geometry
• Iris Recognition
• Others

Biometrics Banking Market by Region [Value from 2019 to 2031]:

• North America
• Europe
• Asia Pacific
• The Rest of the World

Country Wise Outlook for the Biometrics Banking Market

The biometric banking market has undergone tremendous growth over the past few years, largely due to advances in technology and growing security and fraud prevention concerns. All of these major players worldwide, such as those in the United States, China, Germany, India, and Japan, have invested hundreds of billions of dollars in implementing biometric systems into their banking services. These biometric systems-from facial recognition to fingerprint scanning and iris scanning-will aid in making banking more simple and reliable while increasing security. Unique regional factors, including regulatory considerations and consumer adoption rates, will continue to shape the speed and scope of biometrics adoption within the banking sector in each of these countries.

• United States: In the United States, significant progress has been made regarding the biometrics banking market, with some of the biggest banks adopting biometric authentication for mobile banking applications. Security and streamlined customer experience are mainly emphasized in fingerprint recognition and facial recognition technology. Financial institutions also invest in multimodal biometric solutions, where various identification methods are used in combination. Regulatory bodies have started focusing on defining guidelines to ensure the protection of biometric data to build trust with consumers. As the market matures, it is expected that the U.S. will be at the forefront of innovative biometric authentication solutions, especially in mobile and online banking.
• China: China has been one of the leaders in biometric banking, with a wide application of facial recognition and fingerprint scanning in both physical and digital banking. Major banks and payment platforms in the region have increasingly been integrating biometric authentication systems to make security more convenient for their users. The Chinese government has actively supported the development of biometric solutions while creating a framework to ensure privacy data protection. As consumer adoption grows, there is also an increasing focus on integrating biometric solutions with AI and big data analytics to offer personalized banking services and improve risk management.
• Germany: In Germany, biometric banking solutions are being rolled out cautiously, with a focus on enhancing security in compliance with stringent European Union privacy regulations, such as GDPR. German banks have introduced fingerprint and facial recognition systems, especially for mobile banking apps and ATM access. The adoption rate has been slower compared to other countries, but there is a strong emphasis on the reliability and security of biometric systems, ensuring that they meet high standards for data protection. Future developments may see greater integration with contactless payments, and banks are exploring innovative ways to improve the user experience through biometrics.
• India: In India, the biometric banking market is expanding rapidly due to the widespread use of Aadhaar, a government-issued identification system that includes biometric data. Banks are increasingly using fingerprint and iris scanning for both customer identification and verification processes. The Indian Government has supported the use of biometrics in banking with financial inclusion in rural areas. Biometric authentication was also integrated into the development of mobile banking, but concerns about privacy and data security have obligated regulators to strengthen data protection frameworks as adoption increases.
• Japan: Japan has been at the front line, being one of the first to adopt biometric technology, particularly in banking and financial services. For instance, Japan's largest banks include facial and fingerprint recognition systems when accessing online and in-branch services. Driven by this high-tech culture, embracing biometrics happened quickly among young and adult consumers. Furthermore, the Japanese government has reinforced biometric adoption through strategic initiatives to enhance security and combat fraud. Japan will push forward with the use of multimodal biometrics, which combine several methods of authentication to better achieve enhancement of security while ensuring convenience to users across banking channels.

Features of the Global Biometrics Banking Market

• Market Size Estimates: Biometrics banking market size estimation in terms of value ($B).
• Trend and Forecast Analysis: Market trends (2019 to 2024) and forecast (2025 to 2031) by various segments and regions.
• Segmentation Analysis: Biometrics banking market size by type, application, and region in terms of value ($B).
• Regional Analysis: Biometrics banking market breakdown by North America, Europe, Asia Pacific, and Rest of the World.
• Growth Opportunities: Analysis of growth opportunities in different types, applications, and regions for the biometrics banking market.
• Strategic Analysis: This includes M&A, new product development, and competitive landscape of the biometrics banking market.

Analysis of competitive intensity of the industry based on Porter's Five Forces model.

This report answers the following 11 key questions:

• Q.1. What are some of the most promising, high-growth opportunities for the biometrics banking market by type (hardware and software), application (fingerprint, facial recognition, hand geometry, iris recognition, and others), and region (North America, Europe, Asia Pacific, and the Rest of the World)?
• Q.2. Which segments will grow at a faster pace and why?
• Q.3. Which region will grow at a faster pace and why?
• Q.4. What are the key factors affecting market dynamics? What are the key challenges and business risks in this market?
• Q.5. What are the business risks and competitive threats in this market?
• Q.6. What are the emerging trends in this market and the reasons behind them?
• Q.7. What are some of the changing demands of customers in the market?
• Q.8. What are the new developments in the market? Which companies are leading these developments?
• Q.9. Who are the major players in this market? What strategic initiatives are key players pursuing for business growth?
• Q.10. What are some of the competing products in this market and how big of a threat do they pose for loss of market share by material or product substitution?
• Q.11. What M&A activity has occurred in the last 5 years and what has its impact been on the industry?

Table of Contents

1. Executive Summary

2. Market Overview

• 2.1 Background and Classifications
• 2.2 Supply Chain

3. Market Trends & Forecast Analysis

• 3.1 Macroeconomic Trends and Forecasts
• 3.2 Industry Drivers and Challenges
• 3.3 PESTLE Analysis
• 3.4 Patent Analysis
• 3.5 Regulatory Environment

4. Global Biometrics Banking Market by Type

• 4.1 Overview
• 4.2 Attractiveness Analysis by Type
• 4.3 Hardware: Trends and Forecast (2019-2031)
• 4.4 Software: Trends and Forecast (2019-2031)

5. Global Biometrics Banking Market by Application

• 5.1 Overview
• 5.2 Attractiveness Analysis by Application
• 5.3 Fingerprint: Trends and Forecast (2019-2031)
• 5.4 Facial Recognition: Trends and Forecast (2019-2031)
• 5.5 Hand Geometry: Trends and Forecast (2019-2031)
• 5.6 Iris Recognition: Trends and Forecast (2019-2031)
• 5.7 Others: Trends and Forecast (2019-2031)

6. Regional Analysis

• 6.1 Overview
• 6.2 Global Biometrics Banking Market by Region

7. North American Biometrics Banking Market

• 7.1 Overview
• 7.2 North American Biometrics Banking Market by Type
• 7.3 North American Biometrics Banking Market by Application
• 7.4 United States Biometrics Banking Market
• 7.5 Mexican Biometrics Banking Market
• 7.6 Canadian Biometrics Banking Market

8. European Biometrics Banking Market

• 8.1 Overview
• 8.2 European Biometrics Banking Market by Type
• 8.3 European Biometrics Banking Market by Application
• 8.4 German Biometrics Banking Market
• 8.5 French Biometrics Banking Market
• 8.6 Spanish Biometrics Banking Market
• 8.7 Italian Biometrics Banking Market
• 8.8 United Kingdom Biometrics Banking Market

9. APAC Biometrics Banking Market

• 9.1 Overview
• 9.2 APAC Biometrics Banking Market by Type
• 9.3 APAC Biometrics Banking Market by Application
• 9.4 Japanese Biometrics Banking Market
• 9.5 Indian Biometrics Banking Market
• 9.6 Chinese Biometrics Banking Market
• 9.7 South Korean Biometrics Banking Market
• 9.8 Indonesian Biometrics Banking Market

10. ROW Biometrics Banking Market

• 10.1 Overview
• 10.2 ROW Biometrics Banking Market by Type
• 10.3 ROW Biometrics Banking Market by Application
• 10.4 Middle Eastern Biometrics Banking Market
• 10.5 South American Biometrics Banking Market
• 10.6 African Biometrics Banking Market

11. Competitor Analysis

• 11.1 Product Portfolio Analysis
• 11.2 Operational Integration
• 11.3 Porter's Five Forces Analysis
  • Competitive Rivalry
  • Bargaining Power of Buyers
  • Bargaining Power of Suppliers
  • Threat of Substitutes
  • Threat of New Entrants
• 11.4 Market Share Analysis

12. Opportunities & Strategic Analysis

• 12.1 Value Chain Analysis
• 12.2 Growth Opportunity Analysis
  • 12.2.1 Growth Opportunities by Type
  • 12.2.2 Growth Opportunities by Application
• 12.3 Emerging Trends in the Global Biometrics Banking Market
• 12.4 Strategic Analysis
  • 12.4.1 New Product Development
  • 12.4.2 Certification and Licensing
  • 12.4.3 Mergers, Acquisitions, Agreements, Collaborations, and Joint Ventures

13. Company Profiles of the Leading Players Across the Value Chain

• 13.1 Competitive Analysis
• 13.2 Techshino Technology
  • Company Overview
  • Biometrics Banking Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 13.3 State Grid Corporation of China
  • Company Overview
  • Biometrics Banking Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 13.4 American Safety Council
  • Company Overview
  • Biometrics Banking Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 13.5 Biometrics Institute
  • Company Overview
  • Biometrics Banking Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 13.6 FIDO Alliance Member
  • Company Overview
  • Biometrics Banking Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 13.7 Digital Persona
  • Company Overview
  • Biometrics Banking Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 13.8 BPI Connected Identification
  • Company Overview
  • Biometrics Banking Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 13.9 Ample Trails
  • Company Overview
  • Biometrics Banking Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 13.10 Diebold
  • Company Overview
  • Biometrics Banking Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing
• 13.11 Aulich
  • Company Overview
  • Biometrics Banking Business Overview
  • New Product Development
  • Merger, Acquisition, and Collaboration
  • Certification and Licensing

14. Appendix

• 14.1 List of Figures
• 14.2 List of Tables
• 14.3 Research Methodology
• 14.4 Disclaimer
• 14.5 Copyright
• 14.6 Abbreviations and Technical Units
• 14.7 About Us
• 14.8 Contact Us