音声ベースの決済市場：コンポーネント別、最終用途産業別-2025-2030年の世界予測

音声ベースの決済市場は、2023年に81億5,000万米ドルと評価され、2024年には91億4,000万米ドルに達すると予測され、CAGR 12.65％で成長し、2030年には187億6,000万米ドルに達すると予測されています。

音声ベースの決済は、金融取引を円滑化するための音声認識技術の活用を指します。この範囲には、シームレスな決済処理のための、アマゾンのアレクサ、グーグルのアシスタント、アップルのシリなどのAIや音声アシスタントの統合が含まれます。利便性が高く、ハンズフリーで安全な取引方法に対する需要の高まりにより、こうした進歩が必要となっています。アプリケーションは小売、銀行、eコマースなど様々な分野に及び、企業や消費者に迅速で効率的な決済ソリューションを提供しています。最終用途の範囲は、合理化された決済プロセス、顧客体験の向上、業務効率の改善から恩恵を受ける個人消費者、加盟店、金融機関にまで及ぶ。この市場の成長の原動力は、スマートデバイスの普及と音声認識技術の精度向上です。さらに、COVID-19の大流行によって非接触型決済が重視されるようになったことで、関心と導入がさらに加速しています。主なビジネスチャンスとしては、モバイルの普及が進む新興国市場への進出や、音声決済を既存の金融・小売インフラに統合するオーダーメイドソリューションの開発などが挙げられます。しかし、セキュリティ上の懸念、技術的信頼性、金融データのプライバシーといった制約が大きな課題となっています。さらに、消費者の技術リテラシーがさまざまな層で異なるというハードルもあります。イノベーションは、音声認識精度の向上、多言語サポートの改善、ユーザー取引を保護するための生体認証のような強固なセキュリティ対策の確保に焦点を当てるべきです。市場の性質はダイナミックであり、新しいプレーヤーが参入し、既存のプレーヤーが競争力を維持するために技術革新を行うため、継続的な研究開発が必要となります。最も成長が期待される分野は、音声技術プロバイダーとの提携による特殊な決済エコシステムの構築と、ビッグデータの活用によるパーソナライズされたユーザー体験です。こうした機会を捉えるためには、企業は適応性の高いテクノロジーに投資し、透明性の高いデータ実務を通じてユーザーの信頼を醸成する必要があります。

市場力学：急速に進化する音声ベースの決済市場の主要市場インサイトを公開

音声ベースの決済市場は、需要と供給のダイナミックな相互作用によって変貌を遂げています。このような市場力学の進化を理解することで、企業は十分な情報に基づいた投資決定、戦略的決定の精緻化、そして新たなビジネスチャンスの獲得に備えることができます。これらの動向を包括的に把握することで、企業は政治的、地理的、技術的、社会的、経済的な領域にわたる様々なリスクを軽減することができるとともに、消費者行動とそれが製造コストや購買動向に与える影響をより明確に理解することができます。

• 市場促進要因
  • 複数の銀行によるピアツーピア音声ベースの決済の採用
  • 自動車における音声ベースの決済システム統合の増加
  • 音声対応家電の需要拡大
• 市場抑制要因
  • 音声ベースの決済とBluetoothやWiFi対応システムとの統合にかかるコストの高さ
• 市場機会
  • 非接触型決済の普及に向けた政府の積極的な取り組み
  • 音声ベースの決済ソフトウェアにおける技術の進歩とソフトウェア開発
• 市場の課題
  • 非接触型決済の認知度と受容性の欠如

ポーターの5つの力：音声ベースの決済市場をナビゲートする戦略ツール

ポーターの5つの力」フレームワークは、市場情勢の競合情勢を把握するための重要なツールです。ポーターのファイブフォース・フレームワークは、企業の競争力を評価し、戦略的機会を探るための明確な手法を提供します。このフレームワークは、企業が市場内の勢力図を評価し、新規事業の収益性を判断するのに役立ちます。これらの洞察により、企業は自社の強みを活かし、弱みに対処し、潜在的な課題を回避することができ、より強靭な市場でのポジショニングを確保することができます。

PESTLE分析：音声ベースの決済市場における外部からの影響の把握

外部マクロ環境要因は、音声ベースの決済市場の業績ダイナミクスを形成する上で極めて重要な役割を果たします。政治的、経済的、社会的、技術的、法的、環境的要因の分析は、これらの影響をナビゲートするために必要な情報を提供します。PESTLE要因を調査することで、企業は潜在的なリスクと機会をよりよく理解することができます。この分析により、企業は規制、消費者の嗜好、経済動向の変化を予測し、先を見越した積極的な意思決定を行う準備ができます。

市場シェア分析音声ベースの決済市場における競合情勢の把握

音声ベースの決済市場の詳細な市場シェア分析により、ベンダーの業績を包括的に評価することができます。企業は、収益、顧客ベース、成長率などの主要指標を比較することで、競争上のポジショニングを明らかにすることができます。この分析により、市場の集中、断片化、統合の動向が明らかになり、ベンダーは競争が激化する中で自社の地位を高める戦略的意思決定を行うために必要な知見を得ることができます。

FPNVポジショニング・マトリックス音声ベースの決済市場におけるベンダーのパフォーマンス評価

FPNVポジショニングマトリックスは、音声ベースの決済市場においてベンダーを評価するための重要なツールです。このマトリックスにより、ビジネス組織はベンダーのビジネス戦略と製品満足度に基づき評価することで、目標に沿った十分な情報に基づいた意思決定を行うことができます。4つの象限によってベンダーを明確かつ正確にセグメント化し、戦略目標に最適なパートナーやソリューションを特定することができます。

戦略分析と推奨音声ベースの決済市場における成功への道筋を描く

音声ベースの決済市場の戦略分析は、世界市場でのプレゼンス強化を目指す企業にとって不可欠です。主要なリソース、能力、業績指標を見直すことで、企業は成長機会を特定し、改善に取り組むことができます。このアプローチにより、競合情勢における課題を克服し、新たなビジネスチャンスを活かして長期的な成功を収めるための体制を整えることができます。

本レポートでは、主要な注目分野を網羅した市場の包括的な分析を提供しています：

1.市場の浸透度：現在の市場環境の詳細なレビュー、主要企業による広範なデータ、市場でのリーチと全体的な影響力の評価。

2.市場の開拓度：新興市場における成長機会を特定し、既存分野における拡大可能性を評価し、将来の成長に向けた戦略的ロードマップを提供します。

3.市場の多様化：最近の製品発売、未開拓の地域、業界の主要な進歩、市場を形成する戦略的投資を分析します。

4.競合の評価と情報：競合情勢を徹底的に分析し、市場シェア、事業戦略、製品ポートフォリオ、認証、規制当局の承認、特許動向、主要企業の技術進歩などを検証します。

5.製品開発およびイノベーション：将来の市場成長を促進すると期待される最先端技術、研究開発活動、製品イノベーションをハイライトしています。

また、利害関係者が十分な情報に基づいた意思決定を行う上で役立つ重要な質問にも回答しています：

1.現在の市場規模と今後の成長予測は？

2.最高の投資機会を提供する製品、セグメント、地域はどこか？

3.市場を形成する主な技術動向と規制の影響とは？

4.主要ベンダーの市場シェアと競合ポジションは？

5.ベンダーの市場参入・撤退戦略の原動力となる収益源と戦略的機会は何か？

目次

第1章 序文

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 市場の概要

第5章 市場洞察

• 市場力学
  • 促進要因
    • 複数の銀行によるピアツーピア音声ベースの決済の採用
    • 車両における音声ベースの決済システムの統合の増加
    • 音声対応家電製品の需要増加
  • 抑制要因
    • 音声ベースの決済をBluetoothおよびWiFi対応システムに統合するにはコストがかかる
  • 機会
    • 非接触型決済を増やすための政府の好ましい取り組み
    • 音声決済ソフトウェアの技術的進歩とソフトウェア開発
  • 課題
    • 非接触型決済の認知度と受容性の欠如
• 市場セグメンテーション分析
• ポーターのファイブフォース分析
• PESTEL分析
  • 政治的
  • 経済
  • 社交
  • 技術的
  • 法律上
  • 環境

第6章 音声ベースの決済市場：コンポーネント別

• 自動音声認識
• 話者識別
• 話者認証
• 音声認識
• テキスト読み上げ
• 音声認識

第7章 音声ベースの決済市場：最終用途産業別

• BFSI
• エネルギー・公益事業
• 政府
• IT-通信
• 小売・eコマース

第8章 南北アメリカの音声ベースの決済市場

• アルゼンチン
• ブラジル
• カナダ
• メキシコ
• 米国

第9章 アジア太平洋地域の音声ベースの決済市場

• オーストラリア
• 中国
• インド
• インドネシア
• 日本
• マレーシア
• フィリピン
• シンガポール
• 韓国
• 台湾
• タイ
• ベトナム

第10章 欧州・中東・アフリカの音声ベースの決済市場

• デンマーク
• エジプト
• フィンランド
• フランス
• ドイツ
• イスラエル
• イタリア
• オランダ
• ナイジェリア
• ノルウェー
• ポーランド
• カタール
• ロシア
• サウジアラビア
• 南アフリカ
• スペイン
• スウェーデン
• スイス
• トルコ
• アラブ首長国連邦
• 英国

第11章 競合情勢

• 市場シェア分析2023
• FPNVポジショニングマトリックス, 2023
• 競合シナリオ分析
• 戦略分析と提言

企業一覧

• Alibaba Group Holding Limited
• Alphabet Inc.
• Amazon.com, Inc.
• Apple Inc.
• Baidu, Inc.
• Cerence Inc.
• Huawei Technologies Co., Ltd.
• iFLYTEK Corporation
• International Business Machines Corporation
• LumenVox GmbH
• Microsoft Corporation
• NCR Payment Solutions, LLC
• PayPal Payments Private Limited
• Paysafe Holdings UK Limited
• Sensory Inc.

LIST OF FIGURES

• FIGURE 1. VOICE-BASED PAYMENTS MARKET RESEARCH PROCESS
• FIGURE 2. VOICE-BASED PAYMENTS MARKET SIZE, 2023 VS 2030
• FIGURE 3. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, 2018-2030 (USD MILLION)
• FIGURE 4. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY REGION, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 5. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 6. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2023 VS 2030 (%)
• FIGURE 7. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 8. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2023 VS 2030 (%)
• FIGURE 9. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 10. AMERICAS VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 11. AMERICAS VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 12. UNITED STATES VOICE-BASED PAYMENTS MARKET SIZE, BY STATE, 2023 VS 2030 (%)
• FIGURE 13. UNITED STATES VOICE-BASED PAYMENTS MARKET SIZE, BY STATE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 14. ASIA-PACIFIC VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 15. ASIA-PACIFIC VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 16. EUROPE, MIDDLE EAST & AFRICA VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 17. EUROPE, MIDDLE EAST & AFRICA VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 18. VOICE-BASED PAYMENTS MARKET SHARE, BY KEY PLAYER, 2023
• FIGURE 19. VOICE-BASED PAYMENTS MARKET, FPNV POSITIONING MATRIX, 2023

LIST OF TABLES

• TABLE 1. VOICE-BASED PAYMENTS MARKET SEGMENTATION & COVERAGE
• TABLE 2. UNITED STATES DOLLAR EXCHANGE RATE, 2018-2023
• TABLE 3. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, 2018-2030 (USD MILLION)
• TABLE 4. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY REGION, 2018-2030 (USD MILLION)
• TABLE 5. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 6. VOICE-BASED PAYMENTS MARKET DYNAMICS
• TABLE 7. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 8. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY AUTOMATIC SPEECH RECOGNITION, BY REGION, 2018-2030 (USD MILLION)
• TABLE 9. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SPEAKER IDENTIFICATION, BY REGION, 2018-2030 (USD MILLION)
• TABLE 10. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SPEAKER VERIFICATION, BY REGION, 2018-2030 (USD MILLION)
• TABLE 11. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY SPEECH RECOGNITION, BY REGION, 2018-2030 (USD MILLION)
• TABLE 12. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY TEXT-TO-SPEECH, BY REGION, 2018-2030 (USD MILLION)
• TABLE 13. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY VOICE RECOGNITION, BY REGION, 2018-2030 (USD MILLION)
• TABLE 14. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 15. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY BFSI, BY REGION, 2018-2030 (USD MILLION)
• TABLE 16. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY ENERGY & UTILITIES, BY REGION, 2018-2030 (USD MILLION)
• TABLE 17. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY GOVERNMENT, BY REGION, 2018-2030 (USD MILLION)
• TABLE 18. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY IT-TELECOM, BY REGION, 2018-2030 (USD MILLION)
• TABLE 19. GLOBAL VOICE-BASED PAYMENTS MARKET SIZE, BY RETAIL & E-COMMERCE, BY REGION, 2018-2030 (USD MILLION)
• TABLE 20. AMERICAS VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 21. AMERICAS VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 22. AMERICAS VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 23. ARGENTINA VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 24. ARGENTINA VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 25. BRAZIL VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 26. BRAZIL VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 27. CANADA VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 28. CANADA VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 29. MEXICO VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 30. MEXICO VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 31. UNITED STATES VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 32. UNITED STATES VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 33. UNITED STATES VOICE-BASED PAYMENTS MARKET SIZE, BY STATE, 2018-2030 (USD MILLION)
• TABLE 34. ASIA-PACIFIC VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 35. ASIA-PACIFIC VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 36. ASIA-PACIFIC VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 37. AUSTRALIA VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 38. AUSTRALIA VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 39. CHINA VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 40. CHINA VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 41. INDIA VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 42. INDIA VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 43. INDONESIA VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 44. INDONESIA VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 45. JAPAN VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 46. JAPAN VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 47. MALAYSIA VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 48. MALAYSIA VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 49. PHILIPPINES VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 50. PHILIPPINES VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 51. SINGAPORE VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 52. SINGAPORE VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 53. SOUTH KOREA VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 54. SOUTH KOREA VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 55. TAIWAN VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 56. TAIWAN VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 57. THAILAND VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 58. THAILAND VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 59. VIETNAM VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 60. VIETNAM VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 61. EUROPE, MIDDLE EAST & AFRICA VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 62. EUROPE, MIDDLE EAST & AFRICA VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 63. EUROPE, MIDDLE EAST & AFRICA VOICE-BASED PAYMENTS MARKET SIZE, BY COUNTRY, 2018-2030 (USD MILLION)
• TABLE 64. DENMARK VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 65. DENMARK VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 66. EGYPT VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 67. EGYPT VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 68. FINLAND VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 69. FINLAND VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 70. FRANCE VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 71. FRANCE VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 72. GERMANY VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 73. GERMANY VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 74. ISRAEL VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 75. ISRAEL VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 76. ITALY VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 77. ITALY VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 78. NETHERLANDS VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 79. NETHERLANDS VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 80. NIGERIA VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 81. NIGERIA VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 82. NORWAY VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 83. NORWAY VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 84. POLAND VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 85. POLAND VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 86. QATAR VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 87. QATAR VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 88. RUSSIA VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 89. RUSSIA VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 90. SAUDI ARABIA VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 91. SAUDI ARABIA VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 92. SOUTH AFRICA VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 93. SOUTH AFRICA VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 94. SPAIN VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 95. SPAIN VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 96. SWEDEN VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 97. SWEDEN VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 98. SWITZERLAND VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 99. SWITZERLAND VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 100. TURKEY VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 101. TURKEY VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 102. UNITED ARAB EMIRATES VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 103. UNITED ARAB EMIRATES VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 104. UNITED KINGDOM VOICE-BASED PAYMENTS MARKET SIZE, BY COMPONENTS, 2018-2030 (USD MILLION)
• TABLE 105. UNITED KINGDOM VOICE-BASED PAYMENTS MARKET SIZE, BY END-USE INDUSTRY, 2018-2030 (USD MILLION)
• TABLE 106. VOICE-BASED PAYMENTS MARKET SHARE, BY KEY PLAYER, 2023
• TABLE 107. VOICE-BASED PAYMENTS MARKET, FPNV POSITIONING MATRIX, 2023

The Voice-based Payments Market was valued at USD 8.15 billion in 2023, expected to reach USD 9.14 billion in 2024, and is projected to grow at a CAGR of 12.65%, to USD 18.76 billion by 2030.

Voice-based payments refer to the utilization of voice recognition technologies to facilitate financial transactions. This scope encompasses the integration of AI and voice assistants, such as Amazon's Alexa, Google's Assistant, and Apple's Siri, for seamless payment processing. These advancements are necessary due to the increasing demand for convenient, hands-free, and secure transaction methods. Applications span various sectors, including retail, banking, and e-commerce, offering businesses and consumers quick and efficient payment solutions. End-use scope extends to individual consumers, merchants, and financial institutions that benefit from streamlined payment processes, improved customer experiences, and increased operational efficiency. A driving factor for this market's growth is the proliferation of smart devices and the improving accuracy of voice recognition technology. Additionally, the growing emphasis on contactless payments-accentuated by the COVID-19 pandemic-has further accelerated interest and adoption. Key opportunities include expanding into emerging markets where mobile penetration is rising and developing tailored solutions that integrate voice payments into existing financial and retail infrastructures. However, limitations such as security concerns, technological reliability, and privacy of financial data pose significant challenges. Additionally, there is the hurdle of varied consumer tech literacy across different demographics. Innovations should focus on enhancing voice recognition accuracy, improving multi-language support, and ensuring robust security measures-like biometric verification-to safeguard user transactions. The market's nature is dynamic, as new players enter and existing ones innovate to stay competitive, necessitating continuous research and development. The most promising areas for growth involve partnerships with voice technology providers to create specialized payment ecosystems and leveraging big data for personalized user experiences. To seize these opportunities, businesses must invest in adaptive technologies and foster user trust through transparent data practices.

Market Dynamics: Unveiling Key Market Insights in the Rapidly Evolving Voice-based Payments Market

The Voice-based Payments Market is undergoing transformative changes driven by a dynamic interplay of supply and demand factors. Understanding these evolving market dynamics prepares business organizations to make informed investment decisions, refine strategic decisions, and seize new opportunities. By gaining a comprehensive view of these trends, business organizations can mitigate various risks across political, geographic, technical, social, and economic domains while also gaining a clearer understanding of consumer behavior and its impact on manufacturing costs and purchasing trends.

• Market Drivers
  • Adoption of peer-to-peer voice-based payments by several banks
  • Increasing integration of voice-based payment systems in vehicles
  • Growing demand for voice-enabled consumer electronics
• Market Restraints
  • High costs involved in integrating voice-based payments with Bluetooth and WiFi-enabled systems
• Market Opportunities
  • Favorable government initiatives to increase contactless payments
  • Technological advancements and software development in the voice-based payment software
• Market Challenges
  • Lack of awareness and acceptability of the contactless payments

Porter's Five Forces: A Strategic Tool for Navigating the Voice-based Payments Market

Porter's five forces framework is a critical tool for understanding the competitive landscape of the Voice-based Payments Market. It offers business organizations with a clear methodology for evaluating their competitive positioning and exploring strategic opportunities. This framework helps businesses assess the power dynamics within the market and determine the profitability of new ventures. With these insights, business organizations can leverage their strengths, address weaknesses, and avoid potential challenges, ensuring a more resilient market positioning.

PESTLE Analysis: Navigating External Influences in the Voice-based Payments Market

External macro-environmental factors play a pivotal role in shaping the performance dynamics of the Voice-based Payments Market. Political, Economic, Social, Technological, Legal, and Environmental factors analysis provides the necessary information to navigate these influences. By examining PESTLE factors, businesses can better understand potential risks and opportunities. This analysis enables business organizations to anticipate changes in regulations, consumer preferences, and economic trends, ensuring they are prepared to make proactive, forward-thinking decisions.

Market Share Analysis: Understanding the Competitive Landscape in the Voice-based Payments Market

A detailed market share analysis in the Voice-based Payments Market provides a comprehensive assessment of vendors' performance. Companies can identify their competitive positioning by comparing key metrics, including revenue, customer base, and growth rates. This analysis highlights market concentration, fragmentation, and trends in consolidation, offering vendors the insights required to make strategic decisions that enhance their position in an increasingly competitive landscape.

FPNV Positioning Matrix: Evaluating Vendors' Performance in the Voice-based Payments Market

The Forefront, Pathfinder, Niche, Vital (FPNV) Positioning Matrix is a critical tool for evaluating vendors within the Voice-based Payments Market. This matrix enables business organizations to make well-informed decisions that align with their goals by assessing vendors based on their business strategy and product satisfaction. The four quadrants provide a clear and precise segmentation of vendors, helping users identify the right partners and solutions that best fit their strategic objectives.

Strategy Analysis & Recommendation: Charting a Path to Success in the Voice-based Payments Market

A strategic analysis of the Voice-based Payments Market is essential for businesses looking to strengthen their global market presence. By reviewing key resources, capabilities, and performance indicators, business organizations can identify growth opportunities and work toward improvement. This approach helps businesses navigate challenges in the competitive landscape and ensures they are well-positioned to capitalize on newer opportunities and drive long-term success.

Key Company Profiles

The report delves into recent significant developments in the Voice-based Payments Market, highlighting leading vendors and their innovative profiles. These include Alibaba Group Holding Limited, Alphabet Inc., Amazon.com, Inc., Apple Inc., Baidu, Inc., Cerence Inc., Huawei Technologies Co., Ltd., iFLYTEK Corporation, International Business Machines Corporation, LumenVox GmbH, Microsoft Corporation, NCR Payment Solutions, LLC, PayPal Payments Private Limited, Paysafe Holdings UK Limited, and Sensory Inc..

Market Segmentation & Coverage

This research report categorizes the Voice-based Payments Market to forecast the revenues and analyze trends in each of the following sub-markets:

• Based on Components, market is studied across Automatic Speech Recognition, Speaker Identification, Speaker Verification, Speech Recognition, Text-To-Speech, and Voice Recognition.
• Based on End-Use Industry, market is studied across BFSI, Energy & Utilities, Government, IT-Telecom, and Retail & E-commerce.
• Based on Region, market is studied across Americas, Asia-Pacific, and Europe, Middle East & Africa. The Americas is further studied across Argentina, Brazil, Canada, Mexico, and United States. The United States is further studied across California, Florida, Illinois, New York, Ohio, Pennsylvania, and Texas. The Asia-Pacific is further studied across Australia, China, India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan, Thailand, and Vietnam. The Europe, Middle East & Africa is further studied across Denmark, Egypt, Finland, France, Germany, Israel, Italy, Netherlands, Nigeria, Norway, Poland, Qatar, Russia, Saudi Arabia, South Africa, Spain, Sweden, Switzerland, Turkey, United Arab Emirates, and United Kingdom.

The report offers a comprehensive analysis of the market, covering key focus areas:

1. Market Penetration: A detailed review of the current market environment, including extensive data from top industry players, evaluating their market reach and overall influence.

2. Market Development: Identifies growth opportunities in emerging markets and assesses expansion potential in established sectors, providing a strategic roadmap for future growth.

3. Market Diversification: Analyzes recent product launches, untapped geographic regions, major industry advancements, and strategic investments reshaping the market.

4. Competitive Assessment & Intelligence: Provides a thorough analysis of the competitive landscape, examining market share, business strategies, product portfolios, certifications, regulatory approvals, patent trends, and technological advancements of key players.

5. Product Development & Innovation: Highlights cutting-edge technologies, R&D activities, and product innovations expected to drive future market growth.

The report also answers critical questions to aid stakeholders in making informed decisions:

1. What is the current market size, and what is the forecasted growth?

2. Which products, segments, and regions offer the best investment opportunities?

3. What are the key technology trends and regulatory influences shaping the market?

4. How do leading vendors rank in terms of market share and competitive positioning?

5. What revenue sources and strategic opportunities drive vendors' market entry or exit strategies?

Table of Contents

1. Preface

• 1.1. Objectives of the Study
• 1.2. Market Segmentation & Coverage
• 1.3. Years Considered for the Study
• 1.4. Currency & Pricing
• 1.5. Language
• 1.6. Stakeholders

2. Research Methodology

• 2.1. Define: Research Objective
• 2.2. Determine: Research Design
• 2.3. Prepare: Research Instrument
• 2.4. Collect: Data Source
• 2.5. Analyze: Data Interpretation
• 2.6. Formulate: Data Verification
• 2.7. Publish: Research Report
• 2.8. Repeat: Report Update

3. Executive Summary

4. Market Overview

5. Market Insights

• 5.1. Market Dynamics
  • 5.1.1. Drivers
    • 5.1.1.1. Adoption of peer-to-peer voice-based payments by several banks
    • 5.1.1.2. Increasing integration of voice-based payment systems in vehicles
    • 5.1.1.3. Growing demand for voice-enabled consumer electronics
  • 5.1.2. Restraints
    • 5.1.2.1. High costs involved in integrating voice-based payments with Bluetooth and WiFi-enabled systems
  • 5.1.3. Opportunities
    • 5.1.3.1. Favorable government initiatives to increase contactless payments
    • 5.1.3.2. Technological advancements and software development in the voice-based payment software
  • 5.1.4. Challenges
    • 5.1.4.1. Lack of awareness and acceptability of the contactless payments
• 5.2. Market Segmentation Analysis
• 5.3. Porter's Five Forces Analysis
  • 5.3.1. Threat of New Entrants
  • 5.3.2. Threat of Substitutes
  • 5.3.3. Bargaining Power of Customers
  • 5.3.4. Bargaining Power of Suppliers
  • 5.3.5. Industry Rivalry
• 5.4. PESTLE Analysis
  • 5.4.1. Political
  • 5.4.2. Economic
  • 5.4.3. Social
  • 5.4.4. Technological
  • 5.4.5. Legal
  • 5.4.6. Environmental

6. Voice-based Payments Market, by Components

• 6.1. Introduction
• 6.2. Automatic Speech Recognition
• 6.3. Speaker Identification
• 6.4. Speaker Verification
• 6.5. Speech Recognition
• 6.6. Text-To-Speech
• 6.7. Voice Recognition

7. Voice-based Payments Market, by End-Use Industry

• 7.1. Introduction
• 7.2. BFSI
• 7.3. Energy & Utilities
• 7.4. Government
• 7.5. IT-Telecom
• 7.6. Retail & E-commerce

8. Americas Voice-based Payments Market

• 8.1. Introduction
• 8.2. Argentina
• 8.3. Brazil
• 8.4. Canada
• 8.5. Mexico
• 8.6. United States

9. Asia-Pacific Voice-based Payments Market

• 9.1. Introduction
• 9.2. Australia
• 9.3. China
• 9.4. India
• 9.5. Indonesia
• 9.6. Japan
• 9.7. Malaysia
• 9.8. Philippines
• 9.9. Singapore
• 9.10. South Korea
• 9.11. Taiwan
• 9.12. Thailand
• 9.13. Vietnam

10. Europe, Middle East & Africa Voice-based Payments Market

• 10.1. Introduction
• 10.2. Denmark
• 10.3. Egypt
• 10.4. Finland
• 10.5. France
• 10.6. Germany
• 10.7. Israel
• 10.8. Italy
• 10.9. Netherlands
• 10.10. Nigeria
• 10.11. Norway
• 10.12. Poland
• 10.13. Qatar
• 10.14. Russia
• 10.15. Saudi Arabia
• 10.16. South Africa
• 10.17. Spain
• 10.18. Sweden
• 10.19. Switzerland
• 10.20. Turkey
• 10.21. United Arab Emirates
• 10.22. United Kingdom

11. Competitive Landscape

• 11.1. Market Share Analysis, 2023
• 11.2. FPNV Positioning Matrix, 2023
• 11.3. Competitive Scenario Analysis
• 11.4. Strategy Analysis & Recommendation

Companies Mentioned

• 1. Alibaba Group Holding Limited
• 2. Alphabet Inc.
• 3. Amazon.com, Inc.
• 4. Apple Inc.
• 5. Baidu, Inc.
• 6. Cerence Inc.
• 7. Huawei Technologies Co., Ltd.
• 8. iFLYTEK Corporation
• 9. International Business Machines Corporation
• 10. LumenVox GmbH
• 11. Microsoft Corporation
• 12. NCR Payment Solutions, LLC
• 13. PayPal Payments Private Limited
• 14. Paysafe Holdings UK Limited
• 15. Sensory Inc.