利用ベースの保険市場：パッケージタイプ、テクノロジー、提供デバイス、車両タイプ別-2024-2030年の世界予測

利用ベースの保険市場規模は2023年に384億8,000万米ドルと推計され、2024年には458億1,000万米ドルに達し、CAGR 20.01％で2030年には1,380億3,000万米ドルに達すると予測されます。

利用ベースの保険（UBI）とは、自動車保険の一種で、被保険車両の実際の使用状況や運転行動に基づいて保険料を算出するものです。UBIは、年齢、性別、場所といった従来の要素を用いて保険料を決定する代わりに、車両に搭載されたテレマティクス機器を通じて収集されたリアルタイムデータに依拠します。テレマティクス・システムなどの先進技術を搭載したコネクテッド・カーが広く普及したことで、保険会社は運転パターンに関するリアルタイムのデータ収集が容易になった。さらに、交通安全への取り組みを支援する政府規制の増加が、利用ベースの保険の需要を大幅に押し上げています。しかし、個人の運転データの収集、保存、使用に関するプライバシーへの懸念は、多くの消費者にとって重大な問題です。UBI市場の拡大は、テレマティクス技術の標準化不足によって阻害されており、保険会社が異なるデバイス間で一貫したサービスを提供することは困難です。さらに、ビッグデータ解析と人工知能の進歩は、UBI市場に潜在的な成長機会をもたらすと期待されています。これらの技術により、企業は膨大な量のデータを効率的に処理し、価格戦略、リスク評価モデル、特定の層をターゲットとしたマーケティング・キャンペーンに関して、情報に基づいた意思決定を行うことができます。さらに、利用ベースの保険政策の利点に関する消費者の意識の高まりは、UBIの需要を高めると予想されます。

パッケージの種類運転行動を改善するための運転管理パッケージの普及

マネージ・ハウ・ユー・ドライブ（MHYD）保険は、フィードバックとモニタリングを通じて運転行動を改善することに重点を置いたニーズ・ベースのアプローチです。主に、保険料削減のために運転習慣の改善に積極的な役割を果たしたい 促進要因を対象としています。MHYD保険は、テレマティクス・デバイスやモバイル・アプリを通じて、スピード違反、急ブレーキ、コーナリングなどの主要な測定基準を追跡します。ペイ・アズ・ユー・ドライブ（PAYD）保険は、走行距離が短かったり、運転頻度が少なかったりする 促進要因向けに設計されています。このモデルは、実際の走行距離に応じて保険料を請求することで柔軟性を提供し、定年退職者や都市居住者など、運転パターンが不規則な人や走行距離が少ない人に理想的な選択肢となります。ペイ・ハウ・ユー・ドライブ（PHYD）保険は、MHYDとPAYDの特徴を組み合わせたもので、走行距離と運転行動に基づいて保険料を調整します。PHYD保険は、より個別的で包括的なアプローチを求める顧客に対応します。

テクノロジー：緊急アシスタンスや車両診断などの高度な機能により、組込みシステムの採用が著しいです。

ブラックボックスとは、走行データを記録・分析するために自動車に搭載される小型装置です。収集される情報には、速度、距離、加速度、ブレーキパターン、その他の重要なパラメータが含まれます。ブラックボックスは主に保険会社が 促進要因の行動を評価し、それに応じて保険料を調整するために使用されます。組み込みシステムは、車両の電子制御ユニット（ECU）内にソフトウェアとハードウェアを統合したものです。この統合システムは、車両の使用状況や 促進要因の行動をリアルタイムで監視することを可能にし、UBIプロバイダーが正確なリスク評価に活用できます。オンボード診断（OBD-II）は、1996年以降に製造されたほとんどの車両に搭載されているユニバーサルポートです。UBIプロバイダーはOBD-IIデバイスを使用して、利用ベースの保険プログラムのための運転データを収集します。スマートフォンベースのUBIは、モバイルアプリケーションを利用し、GPS、加速度計、ジャイロスコープなどの内蔵センサーを使用して走行データを収集・分析します。

車両タイプ：個々の 促進要因の行動に基づいて保険料がパーソナライズされるため、乗用車全体で可能性が高まっています。

商用車には、トラック、バン、バス、その他主に業務で使用される車両が含まれます。車両を運行する企業は、 促進要因により安全な運転習慣を促すと同時に、保険コストを削減できるUBIを好みます。このセグメントにおける利用ベースの保険の需要に影響を与える主な要因は、業務効率化、コスト削減、車両管理の最適化です。乗用車にはセダンやミニバンが含まれ、主に個人が個人的な用途で運転しています。このセグメントにおける利用ベースの保険の需要を促進する主な要因は、実際の運転習慣に基づいてパーソナライズされた保険料、潜在的なコスト削減、安全運転に対する意識の向上です。

デバイスの提供：費用対効果の高い導入と柔軟性により、保険会社の間でBYODの人気が高まっています。

BYOD（Bring Your Own Device）により、保険契約者は既存のスマートフォン、テレマティクス・デバイス、OBD-IIドングルを使用して運転行動データを追跡できます。UBIソリューション・プロバイダーは、専用アプリやAPIを通じて、これらのデバイスと自社のプラットフォームとの統合を可能にします。企業が提供するスキームでは、保険会社はテレマティクス・サービス・プロバイダーと提携し、OBD-IIドングルやブラックボックスなどの専用デバイスを顧客に提供します。これらの機器は、保険会社が個別の保険料を提示するために使用する運転行動データを記録します。企業が提供するデバイスは通常、データ収集の精度が高く、車両診断やメンテナンスのための付加価値サービスを提供できます。

地域別インサイト

南北アメリカでは、UBI市場が大幅な成長を遂げています。この地域は、高度に発達したテレマティクス・インフラと技術に精通した消費者基盤の恩恵を受けています。欧州、中東・アフリカでは、スマートフォンの普及率の上昇、交通安全への関心の高まり、パーソナライズされたサービスに対する需要の高まりなどを背景に、利用ベースの保険（UBI）市場が近年成長を遂げています。英国、ドイツ、フランス、ロシア、スペイン、オランダなどの主要国がこの成長軌道をリードしており、伝統的な保険会社とUBI専業プロバイダーが市場シェアを争っています。一方、中東とアフリカは徐々にUBIを受け入れつつあり、南アフリカとUAEは顕著な関心を示しています。アジア太平洋地域では、中国、日本、韓国などの国々が、テクノロジーに精通した人口の多さに牽引され、先頭を走っています。有利な政府政策と革新的な新興企業が市場に参入し、アジアの消費者特有のニーズに合わせた独自のUBIソリューションを提供しています。

FPNVポジショニング・マトリックス

FPNVポジショニングマトリックスは、利用ベースの保険市場の評価において極めて重要です。事業戦略や製品満足度に関する主要指標を調査し、ベンダーの包括的な評価を提供します。この綿密な分析により、ユーザーは各自の要件に沿った十分な情報に基づいた意思決定を行うことができます。評価に基づき、ベンダーは成功の度合いが異なる4つの象限に分類されます：フォアフロント（F）、パスファインダー（P）、ニッチ（N）、バイタル（V）です。

市場シェア分析

市場シェア分析は、利用ベースの保険市場におけるベンダーの現状について、洞察に満ちた詳細な調査を提供する包括的なツールです。全体的な収益、顧客基盤、その他の主要指標についてベンダーの貢献度を綿密に比較・分析することで、企業の業績や市場シェア争いの際に直面する課題について理解を深めることができます。さらに、この分析により、調査対象基準年に観察された累積、断片化の優位性、合併の特徴などの要因を含む、この分野の競合特性に関する貴重な考察が得られます。このような詳細レベルの拡大により、ベンダーはより多くの情報に基づいた意思決定を行い、市場で競争優位に立つための効果的な戦略を考案することができます。

本レポートは、以下の側面に関する貴重な洞察を提供しています：

1.市場の浸透度：主要企業が提供する市場に関する包括的な情報を提示しています。

2.市場の開拓度：有利な新興市場を深く掘り下げ、成熟市場セグメントにおける浸透度を分析しています。

3.市場の多様化：新製品の発売、未開拓の地域、最近の開発、投資に関する詳細な情報を提供します。

4.競合の評価と情報：市場シェア、戦略、製品、認証、規制状況、特許状況、主要企業の製造能力について徹底的な評価を行います。

5.製品開発およびイノベーション：将来の技術、研究開発活動、画期的な製品開発に関する知的洞察を提供します。

本レポートは、以下のような主要な質問に対応しています：

1.利用ベースの保険市場の市場規模および予測は？

2.利用ベースの保険市場の予測期間中に投資を検討すべき製品、セグメント、用途、分野は何か？

3.利用ベースの保険市場の技術動向と規制枠組みは？

4.利用ベースの保険市場における主要ベンダーの市場シェアは？

5.利用ベースの保険市場への参入に適した形態や戦略的手段は？

目次

第1章 序文

第2章 調査手法

第3章 エグゼクティブサマリー

第4章 市場の概要

第5章 市場洞察

• 市場力学
  • 促進要因
    • UBIの導入により、通常の保険に比べて保険料が安くなる
    • コネクテッドカーサービスの導入拡大
  • 抑制要因
    • 利用ベースの保険モデルに関連する継続的な監視と精度の問題の必要性
  • 機会
    • 効率性とユーザーエクスペリエンスを向上させる利用ベースの保険ソリューションの継続的な進歩
    • 自動車保険に関する政府の重点と規制
  • 課題
    • データ収集の問題とプライバシーの懸念
• 市場セグメンテーション分析
  • パッケージタイプ：運転行動を改善するための運転方法管理パッケージの普及
  • テクノロジー：緊急支援や車両診断などの高度な機能を備えた組み込みシステムの採用が急増
  • 車種：個々の 促進要因の行動に基づいたパーソナライズされた保険料により、乗用車全体で成長の可能性あり
  • デバイスの提供：コスト効率の高い実装と柔軟性により、保険会社の間でBYODが非常に人気を集めています。
• 市場動向分析
  • 南北アメリカではテレマティクスの導入に関する規制が確立しており、カスタマイズされた利用ベースの保険が重視されている
  • アジア太平洋における車両販売の拡大と利用ベースの保険ソリューションに対する認知度の向上
  • 政府は、道路の安全を確保するために自動車に先進技術を導入することに重点を置いており、EMEA地域では利用ベースの保険サービスの導入が増加しています。
• 高インフレの累積的影響
• ポーターのファイブフォース分析
• バリューチェーンとクリティカルパス分析
• 規制枠組みの分析

第6章 利用ベースの保険市場パッケージタイプ別

• 運転方法を管理する
• 走行距離に応じた料金
• 走行距離に応じて支払う

第7章 利用ベースの保険市場：技術別

• ブラックボックス
• 組み込みシステム
• OBD-II
• スマートフォン

第8章 利用ベースの保険市場デバイス別提供

• BYOD（デバイス持ち込み）
• 会社提供

第9章 利用ベースの保険市場：車両タイプ別

• 商用車
• 乗用車

第10章 南北アメリカの利用ベースの保険市場

• アルゼンチン
• ブラジル
• カナダ
• メキシコ
• 米国

第11章 アジア太平洋地域の利用ベースの保険市場

• オーストラリア
• 中国
• インド
• インドネシア
• 日本
• マレーシア
• フィリピン
• シンガポール
• 韓国
• 台湾
• タイ
• ベトナム

第12章 欧州・中東・アフリカの利用ベースの保険市場

• デンマーク
• フィンランド
• フランス
• ドイツ
• イスラエル
• イタリア
• オランダ
• ノルウェー
• ポーランド
• カタール
• ロシア
• サウジアラビア
• 南アフリカ
• スペイン
• スウェーデン
• スイス
• トルコ
• アラブ首長国連邦
• 英国

第13章 競合情勢

• 市場シェア分析2023
• FPNVポジショニングマトリックス、2023
• 競合シナリオ分析
  • リライアンス・ゼネラル・インシュアランスが「リライアンス・リミット・シュア・ペイ・アズ・ユー・ドライブ」を発表
  • フローは、デフィニティおよびミュンヘン再保険世界コンサルティングと提携し、使用状況に基づく新しい自動車保険商品をカナダに導入します。
  • DefinityがSonnet Shiftを発表：顧客に保険料をコントロールする新しい利用ベースの保険サービス
  • シトロエン・インド、ICICIロンバード損害保険と提携しUBIプログラムを開始：安全運転の実践を奨励
  • ジェリーのAIを活用した自動車保険革命が1億1,000万米ドルの資金調達で加速
  • Lexasure、マイカーコンサルタント向けにキャプティブ自動車保険を提供
  • ACKOとMultiplが保険と投資の融合で提携
  • ダイレクトライングループがバイマイルズを買収
  • ケンブリッジ・モバイル・テレマティクスがアモドを買収
  • ズーノ・ゼネラルは「使用状況に基づく保険」を採用し、「運転方法に応じて支払う」サービスを展開する予定
  • ニュー・インディア・アシュアランスが「走行距離に応じた支払い」ポリシーを開始
  • 研究者らが「使用ベースの自動車保険のためのブロックチェーン制御マルチキャリアオークションシステム」の特許申請を提出

第14章 競合ポートフォリオ

• 主要企業プロファイル
• 主要製品ポートフォリオ

LIST OF FIGURES

• FIGURE 1. USAGE-BASED INSURANCE MARKET RESEARCH PROCESS
• FIGURE 2. USAGE-BASED INSURANCE MARKET SIZE, 2023 VS 2030
• FIGURE 3. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, 2018-2030 (USD MILLION)
• FIGURE 4. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY REGION, 2023 VS 2030 (%)
• FIGURE 5. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY REGION, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 6. USAGE-BASED INSURANCE MARKET DYNAMICS
• FIGURE 7. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2023 VS 2030 (%)
• FIGURE 8. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 9. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2023 VS 2030 (%)
• FIGURE 10. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 11. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2023 VS 2030 (%)
• FIGURE 12. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 13. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2023 VS 2030 (%)
• FIGURE 14. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 15. AMERICAS USAGE-BASED INSURANCE MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 16. AMERICAS USAGE-BASED INSURANCE MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 17. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY STATE, 2023 VS 2030 (%)
• FIGURE 18. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY STATE, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 19. ASIA-PACIFIC USAGE-BASED INSURANCE MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 20. ASIA-PACIFIC USAGE-BASED INSURANCE MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 21. EUROPE, MIDDLE EAST & AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
• FIGURE 22. EUROPE, MIDDLE EAST & AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
• FIGURE 23. USAGE-BASED INSURANCE MARKET SHARE, BY KEY PLAYER, 2023
• FIGURE 24. USAGE-BASED INSURANCE MARKET, FPNV POSITIONING MATRIX, 2023

LIST OF TABLES

• TABLE 1. USAGE-BASED INSURANCE MARKET SEGMENTATION & COVERAGE
• TABLE 2. UNITED STATES DOLLAR EXCHANGE RATE, 2018-2023
• TABLE 3. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, 2018-2023 (USD MILLION)
• TABLE 4. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, 2024-2030 (USD MILLION)
• TABLE 5. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY REGION, 2018-2023 (USD MILLION)
• TABLE 6. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY REGION, 2024-2030 (USD MILLION)
• TABLE 7. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 8. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 9. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY MANAGE-HOW-YOU-DRIVE, BY REGION, 2018-2023 (USD MILLION)
• TABLE 10. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY MANAGE-HOW-YOU-DRIVE, BY REGION, 2024-2030 (USD MILLION)
• TABLE 11. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY PAY-AS-YOU-DRIVE, BY REGION, 2018-2023 (USD MILLION)
• TABLE 12. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY PAY-AS-YOU-DRIVE, BY REGION, 2024-2030 (USD MILLION)
• TABLE 13. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY PAY-HOW-YOU-DRIVE, BY REGION, 2018-2023 (USD MILLION)
• TABLE 14. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY PAY-HOW-YOU-DRIVE, BY REGION, 2024-2030 (USD MILLION)
• TABLE 15. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 16. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 17. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY BLACK BOX, BY REGION, 2018-2023 (USD MILLION)
• TABLE 18. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY BLACK BOX, BY REGION, 2024-2030 (USD MILLION)
• TABLE 19. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY EMBEDDED SYSTEM, BY REGION, 2018-2023 (USD MILLION)
• TABLE 20. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY EMBEDDED SYSTEM, BY REGION, 2024-2030 (USD MILLION)
• TABLE 21. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY OBD-II, BY REGION, 2018-2023 (USD MILLION)
• TABLE 22. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY OBD-II, BY REGION, 2024-2030 (USD MILLION)
• TABLE 23. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY SMARTPHONE, BY REGION, 2018-2023 (USD MILLION)
• TABLE 24. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY SMARTPHONE, BY REGION, 2024-2030 (USD MILLION)
• TABLE 25. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 26. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 27. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY BRING YOUR DEVICE (BYOD), BY REGION, 2018-2023 (USD MILLION)
• TABLE 28. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY BRING YOUR DEVICE (BYOD), BY REGION, 2024-2030 (USD MILLION)
• TABLE 29. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY COMPANY PROVIDED, BY REGION, 2018-2023 (USD MILLION)
• TABLE 30. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY COMPANY PROVIDED, BY REGION, 2024-2030 (USD MILLION)
• TABLE 31. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 32. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 33. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY COMMERCIAL VEHICLE, BY REGION, 2018-2023 (USD MILLION)
• TABLE 34. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY COMMERCIAL VEHICLE, BY REGION, 2024-2030 (USD MILLION)
• TABLE 35. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY PASSENGER CAR, BY REGION, 2018-2023 (USD MILLION)
• TABLE 36. GLOBAL USAGE-BASED INSURANCE MARKET SIZE, BY PASSENGER CAR, BY REGION, 2024-2030 (USD MILLION)
• TABLE 37. AMERICAS USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 38. AMERICAS USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 39. AMERICAS USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 40. AMERICAS USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 41. AMERICAS USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 42. AMERICAS USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 43. AMERICAS USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 44. AMERICAS USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 45. AMERICAS USAGE-BASED INSURANCE MARKET SIZE, BY COUNTRY, 2018-2023 (USD MILLION)
• TABLE 46. AMERICAS USAGE-BASED INSURANCE MARKET SIZE, BY COUNTRY, 2024-2030 (USD MILLION)
• TABLE 47. ARGENTINA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 48. ARGENTINA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 49. ARGENTINA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 50. ARGENTINA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 51. ARGENTINA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 52. ARGENTINA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 53. ARGENTINA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 54. ARGENTINA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 55. BRAZIL USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 56. BRAZIL USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 57. BRAZIL USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 58. BRAZIL USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 59. BRAZIL USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 60. BRAZIL USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 61. BRAZIL USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 62. BRAZIL USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 63. CANADA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 64. CANADA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 65. CANADA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 66. CANADA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 67. CANADA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 68. CANADA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 69. CANADA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 70. CANADA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 71. MEXICO USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 72. MEXICO USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 73. MEXICO USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 74. MEXICO USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 75. MEXICO USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 76. MEXICO USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 77. MEXICO USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 78. MEXICO USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 79. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 80. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 81. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 82. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 83. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 84. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 85. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 86. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 87. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY STATE, 2018-2023 (USD MILLION)
• TABLE 88. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY STATE, 2024-2030 (USD MILLION)
• TABLE 89. ASIA-PACIFIC USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 90. ASIA-PACIFIC USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 91. ASIA-PACIFIC USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 92. ASIA-PACIFIC USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 93. ASIA-PACIFIC USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 94. ASIA-PACIFIC USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 95. ASIA-PACIFIC USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 96. ASIA-PACIFIC USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 97. ASIA-PACIFIC USAGE-BASED INSURANCE MARKET SIZE, BY COUNTRY, 2018-2023 (USD MILLION)
• TABLE 98. ASIA-PACIFIC USAGE-BASED INSURANCE MARKET SIZE, BY COUNTRY, 2024-2030 (USD MILLION)
• TABLE 99. AUSTRALIA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 100. AUSTRALIA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 101. AUSTRALIA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 102. AUSTRALIA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 103. AUSTRALIA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 104. AUSTRALIA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 105. AUSTRALIA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 106. AUSTRALIA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 107. CHINA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 108. CHINA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 109. CHINA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 110. CHINA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 111. CHINA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 112. CHINA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 113. CHINA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 114. CHINA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 115. INDIA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 116. INDIA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 117. INDIA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 118. INDIA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 119. INDIA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 120. INDIA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 121. INDIA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 122. INDIA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 123. INDONESIA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 124. INDONESIA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 125. INDONESIA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 126. INDONESIA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 127. INDONESIA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 128. INDONESIA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 129. INDONESIA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 130. INDONESIA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 131. JAPAN USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 132. JAPAN USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 133. JAPAN USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 134. JAPAN USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 135. JAPAN USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 136. JAPAN USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 137. JAPAN USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 138. JAPAN USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 139. MALAYSIA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 140. MALAYSIA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 141. MALAYSIA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 142. MALAYSIA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 143. MALAYSIA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 144. MALAYSIA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 145. MALAYSIA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 146. MALAYSIA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 147. PHILIPPINES USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 148. PHILIPPINES USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 149. PHILIPPINES USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 150. PHILIPPINES USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 151. PHILIPPINES USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 152. PHILIPPINES USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 153. PHILIPPINES USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 154. PHILIPPINES USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 155. SINGAPORE USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 156. SINGAPORE USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 157. SINGAPORE USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 158. SINGAPORE USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 159. SINGAPORE USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 160. SINGAPORE USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 161. SINGAPORE USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 162. SINGAPORE USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 163. SOUTH KOREA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 164. SOUTH KOREA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 165. SOUTH KOREA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 166. SOUTH KOREA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 167. SOUTH KOREA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 168. SOUTH KOREA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 169. SOUTH KOREA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 170. SOUTH KOREA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 171. TAIWAN USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 172. TAIWAN USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 173. TAIWAN USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 174. TAIWAN USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 175. TAIWAN USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 176. TAIWAN USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 177. TAIWAN USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 178. TAIWAN USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 179. THAILAND USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 180. THAILAND USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 181. THAILAND USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 182. THAILAND USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 183. THAILAND USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 184. THAILAND USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 185. THAILAND USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 186. THAILAND USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 187. VIETNAM USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 188. VIETNAM USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 189. VIETNAM USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 190. VIETNAM USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 191. VIETNAM USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 192. VIETNAM USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 193. VIETNAM USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 194. VIETNAM USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 195. EUROPE, MIDDLE EAST & AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 196. EUROPE, MIDDLE EAST & AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 197. EUROPE, MIDDLE EAST & AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 198. EUROPE, MIDDLE EAST & AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 199. EUROPE, MIDDLE EAST & AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 200. EUROPE, MIDDLE EAST & AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 201. EUROPE, MIDDLE EAST & AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 202. EUROPE, MIDDLE EAST & AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 203. EUROPE, MIDDLE EAST & AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY COUNTRY, 2018-2023 (USD MILLION)
• TABLE 204. EUROPE, MIDDLE EAST & AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY COUNTRY, 2024-2030 (USD MILLION)
• TABLE 205. DENMARK USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 206. DENMARK USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 207. DENMARK USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 208. DENMARK USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 209. DENMARK USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 210. DENMARK USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 211. DENMARK USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 212. DENMARK USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 213. FINLAND USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 214. FINLAND USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 215. FINLAND USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 216. FINLAND USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 217. FINLAND USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 218. FINLAND USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 219. FINLAND USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 220. FINLAND USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 221. FRANCE USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 222. FRANCE USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 223. FRANCE USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 224. FRANCE USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 225. FRANCE USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 226. FRANCE USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 227. FRANCE USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 228. FRANCE USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 229. GERMANY USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 230. GERMANY USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 231. GERMANY USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 232. GERMANY USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 233. GERMANY USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 234. GERMANY USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 235. GERMANY USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 236. GERMANY USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 237. ISRAEL USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 238. ISRAEL USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 239. ISRAEL USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 240. ISRAEL USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 241. ISRAEL USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 242. ISRAEL USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 243. ISRAEL USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 244. ISRAEL USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 245. ITALY USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 246. ITALY USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 247. ITALY USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 248. ITALY USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 249. ITALY USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 250. ITALY USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 251. ITALY USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 252. ITALY USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 253. NETHERLANDS USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 254. NETHERLANDS USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 255. NETHERLANDS USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 256. NETHERLANDS USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 257. NETHERLANDS USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 258. NETHERLANDS USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 259. NETHERLANDS USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 260. NETHERLANDS USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 261. NORWAY USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 262. NORWAY USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 263. NORWAY USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 264. NORWAY USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 265. NORWAY USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 266. NORWAY USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 267. NORWAY USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 268. NORWAY USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 269. POLAND USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 270. POLAND USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 271. POLAND USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 272. POLAND USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 273. POLAND USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 274. POLAND USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 275. POLAND USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 276. POLAND USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 277. QATAR USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 278. QATAR USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 279. QATAR USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 280. QATAR USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 281. QATAR USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 282. QATAR USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 283. QATAR USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 284. QATAR USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 285. RUSSIA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 286. RUSSIA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 287. RUSSIA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 288. RUSSIA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 289. RUSSIA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 290. RUSSIA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 291. RUSSIA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 292. RUSSIA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 293. SAUDI ARABIA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 294. SAUDI ARABIA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 295. SAUDI ARABIA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 296. SAUDI ARABIA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 297. SAUDI ARABIA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 298. SAUDI ARABIA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 299. SAUDI ARABIA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 300. SAUDI ARABIA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 301. SOUTH AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 302. SOUTH AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 303. SOUTH AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 304. SOUTH AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 305. SOUTH AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 306. SOUTH AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 307. SOUTH AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 308. SOUTH AFRICA USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 309. SPAIN USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 310. SPAIN USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 311. SPAIN USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 312. SPAIN USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 313. SPAIN USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 314. SPAIN USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 315. SPAIN USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 316. SPAIN USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 317. SWEDEN USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 318. SWEDEN USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 319. SWEDEN USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 320. SWEDEN USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 321. SWEDEN USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 322. SWEDEN USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 323. SWEDEN USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 324. SWEDEN USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 325. SWITZERLAND USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 326. SWITZERLAND USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 327. SWITZERLAND USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 328. SWITZERLAND USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 329. SWITZERLAND USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 330. SWITZERLAND USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 331. SWITZERLAND USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 332. SWITZERLAND USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2024-2030 (USD MILLION)
• TABLE 333. TURKEY USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2023 (USD MILLION)
• TABLE 334. TURKEY USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2024-2030 (USD MILLION)
• TABLE 335. TURKEY USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2023 (USD MILLION)
• TABLE 336. TURKEY USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2024-2030 (USD MILLION)
• TABLE 337. TURKEY USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2018-2023 (USD MILLION)
• TABLE 338. TURKEY USAGE-BASED INSURANCE MARKET SIZE, BY DEVICE OFFERING, 2024-2030 (USD MILLION)
• TABLE 339. TURKEY USAGE-BASED INSURANCE MARKET SIZE, BY VEHICLE TYPE, 2018-2023 (USD MILLION)
• TABLE 340. TURKEY USAGE-BASED INSURANCE MARK

[186 Pages Report] The Usage-based Insurance Market size was estimated at USD 38.48 billion in 2023 and expected to reach USD 45.81 billion in 2024, at a CAGR 20.01% to reach USD 138.03 billion by 2030.

Usage-based insurance (UBI) is a type of auto insurance policy that calculates premiums based on the actual usage and driving behavior of the insured vehicle. Instead of using traditional factors such as age, gender, and location to determine rates, UBI relies on real-time data collected through telematics devices installed in the vehicle. The widespread adoption of connected cars equipped with advanced technologies such as telematics systems has made it easier for insurers to collect real-time data on driving patterns. Furthermore, increasing government regulations supporting road safety initiatives has significantly boosted the demand for usage-based insurance. However, privacy concerns related to the collection, storage, and use of personal driving data are a significant concern for many consumers. The UBI market's expansion is impeded by a lack of standardization in telematics technology, making it challenging for insurers to offer consistent services across different devices. Furthermore, the ongoing advancements in big data analytics and artificial intelligence are expected to provide potential opportunities for growth in the UBI market. These technologies can enable companies to process vast amounts of data effectively and make informed decisions regarding pricing strategies, risk assessment models, and marketing campaigns targeting specific demographics. Additionally, rising consumer awareness regarding the benefits of usage-based insurance policies is expected to enhance demand for UBI.

Package Type: The proliferation of Manage-how-you-drive packages to improve driving behavior

Manage-how-you-drive (MHYD) insurance is a need-based approach that emphasizes improving driving behavior through feedback and monitoring. It primarily targets drivers wanting to take a proactive role in enhancing their driving habits to reduce premiums. MHYD policies track key metrics such as speeding, hard braking, and cornering through telematics devices or mobile apps. Pay-as-you-drive (PAYD) insurance is designed for motorists that cover shorter distances or drive less frequently. This model offers flexibility by charging premiums based on actual miles driven, making it an ideal choice for people with irregular or low-mileage driving patterns, such as retirees or urban dwellers. Pay-how-you-drive (PHYD) insurance combines the features of MHYD and PAYD, offering premium adjustments based on mileage and driving behavior. PHYD policies cater to customers seeking a more personalized and comprehensive approach to usage-based insurance.

Technology: Significant adoption of embedded systems due to their advanced features, such as emergency assistance or vehicle diagnostics

A black box is a small device installed in vehicles to record and analyze driving data. The information collected includes speed, distance, acceleration, braking patterns, and other essential parameters. A black box is primarily used by insurance companies to assess driver behavior and adjust premiums accordingly. An embedded system integrates software and hardware within a vehicle's electronic control unit (ECU). This integrated system enables real-time monitoring of vehicle usage and driver behavior, which can be utilized by UBI providers for accurate risk assessment. On-board diagnostics (OBD-II) is a universal port in most vehicles manufactured since 1996. UBI providers use OBD-II devices to collect driving data for usage-based insurance programs. Smartphone-based UBI utilizes mobile applications to collect and analyze driving data using built-in sensors, including GPS, accelerometer, and gyroscope.

Vehicle Type: Growing potential across passenger cars due to its personalized premiums based on individual driver behavior

Commercial vehicles include trucks, vans, buses, and other vehicles used primarily for business. Companies operating fleets prefer UBI for its ability to reduce insurance costs while encouraging safer driving habits among their drivers. Key factors influencing the demand for usage-based insurance in this segment are operational efficiency, cost savings, and fleet management optimization. Passenger cars include sedans and minivans, where individuals primarily drive these vehicles for personal use. The primary factors driving the demand for usage-based insurance in this segment are personalized premiums based on actual driving habits, potential cost savings, and increased awareness of safe driving practices.

Device Offering: The significant popularity of BYOD among insurers due to its cost-effective implementation and flexibility

Bring your own device (BYOD) allows policyholders to use their existing smartphones, telematics devices, or OBD-II dongles to track their driving behavior data. The UBI solution provider enables the integration of these devices with their platform through dedicated apps or APIs. In company-provided schemes, insurers partner with telematics service providers to supply customers with dedicated devices, including OBD-II dongles and black boxes. These devices record driving behavior data used by insurers to offer personalized premiums. The company-provided devices typically have a higher accuracy in data collection and can provide additional value-added services for vehicle diagnostics and maintenance.

Regional Insights

In the Americas, the usage-based insurance (UBI) market has witnessed substantial growth. The region benefits from a highly developed telematics infrastructure and a tech-savvy consumer base. Europe, the Middle East, and Africa have witnessed growth in the usage-based insurance (UBI) market in recent years, driven by increased smartphone penetration, rising concerns over road safety, and growing demand for personalized services. Key countries, including the UK, Germany, France, Russia, Spain, and the Netherlands, are leading this growth trajectory, with traditional insurers and specialized UBI providers vying for market share. Meanwhile, the Middle East and Africa are gradually embracing UBI, with South Africa and the UAE showing notable interest. In the Asia-Pacific region, countries including China, Japan, and South Korea are leading the way, driven by a large and tech-savvy population. Favorable government policies and innovative startups are entering the market, offering unique UBI solutions tailored to the specific needs of Asian consumers.

FPNV Positioning Matrix

The FPNV Positioning Matrix is pivotal in evaluating the Usage-based Insurance Market. It offers a comprehensive assessment of vendors, examining key metrics related to Business Strategy and Product Satisfaction. This in-depth analysis empowers users to make well-informed decisions aligned with their requirements. Based on the evaluation, the vendors are then categorized into four distinct quadrants representing varying levels of success: Forefront (F), Pathfinder (P), Niche (N), or Vital (V).

Market Share Analysis

The Market Share Analysis is a comprehensive tool that provides an insightful and in-depth examination of the current state of vendors in the Usage-based Insurance Market. By meticulously comparing and analyzing vendor contributions in terms of overall revenue, customer base, and other key metrics, we can offer companies a greater understanding of their performance and the challenges they face when competing for market share. Additionally, this analysis provides valuable insights into the competitive nature of the sector, including factors such as accumulation, fragmentation dominance, and amalgamation traits observed over the base year period studied. With this expanded level of detail, vendors can make more informed decisions and devise effective strategies to gain a competitive edge in the market.

Key Company Profiles

The report delves into recent significant developments in the Usage-based Insurance Market, highlighting leading vendors and their innovative profiles. These include Allianz SE, Allstate Corporation, Amica Mutual Insurance Company, Assicurazioni Generali S.p.A., AXA SA, CalAmp Wireless Networks Corporation, Cambridge Mobile Telematics, Inc., CerebrumX Lab Inc., Credit Karma, LLC by Intuit Inc., Definity Financial Corporation, General Motors Company, Go Digit General Insurance Limited, HDFC ERGO General Insurance Company Limited, ICICI Lombard General Insurance Company Ltd., Lemonade, Inc., LexisNexis Risk Solutions Inc. by RELX plc, Liberty Mutual Group Inc., MAPFRE S.A, Modus Group, LLC, Nationwide Mutual Insurance Company, Octo Group S.p.A., Progressive Casualty Insurance Company, Reliance General Insurance Company Limited by Reliance Capital Limited, Sierra Wireless by Semtech Corporation, State Farm Mutual Automobile Insurance Company, The Floow Limited by Otonomo Technologies Ltd., The Government Employees Insurance Company, The New India Assurance Co. Ltd., The Travelers Indemnity Company, Unipol Gruppo S.p.A., United Services Automobile Association, Verisk Analytics, Inc., Zubie, Inc., and Zuno General Insurance Limited.

Market Segmentation & Coverage

This research report categorizes the Usage-based Insurance Market to forecast the revenues and analyze trends in each of the following sub-markets:

• Package Type
  • Manage-How-You-Drive
  • Pay-As-You-Drive
  • Pay-How-You-Drive

• Technology
  • Black Box
  • Embedded System
  • OBD-II
  • Smartphone

• Device Offering
  • Bring Your Device (BYOD)
  • Company Provided

• Vehicle Type
  • Commercial Vehicle
  • Passenger Car

• Region
  • Americas
    • Argentina
    • Brazil
    • Canada
    • Mexico
    • United States
      • California
      • Florida
      • Illinois
      • New York
      • Ohio
      • Pennsylvania
      • Texas
  • Asia-Pacific
    • Australia
    • China
    • India
    • Indonesia
    • Japan
    • Malaysia
    • Philippines
    • Singapore
    • South Korea
    • Taiwan
    • Thailand
    • Vietnam

• Europe, Middle East & Africa
  • Denmark
  • Finland
  • France
  • Germany
  • Israel
  • Italy
  • Netherlands
  • Norway
  • Poland
  • Qatar
  • Russia
  • Saudi Arabia
  • South Africa
  • Spain
  • Sweden
  • Switzerland
  • Turkey
  • United Arab Emirates
  • United Kingdom

The report offers valuable insights on the following aspects:

1. Market Penetration: It presents comprehensive information on the market provided by key players.

2. Market Development: It delves deep into lucrative emerging markets and analyzes the penetration across mature market segments.

3. Market Diversification: It provides detailed information on new product launches, untapped geographic regions, recent developments, and investments.

4. Competitive Assessment & Intelligence: It conducts an exhaustive assessment of market shares, strategies, products, certifications, regulatory approvals, patent landscape, and manufacturing capabilities of the leading players.

5. Product Development & Innovation: It offers intelligent insights on future technologies, R&D activities, and breakthrough product developments.

The report addresses key questions such as:

1. What is the market size and forecast of the Usage-based Insurance Market?

2. Which products, segments, applications, and areas should one consider investing in over the forecast period in the Usage-based Insurance Market?

3. What are the technology trends and regulatory frameworks in the Usage-based Insurance Market?

4. What is the market share of the leading vendors in the Usage-based Insurance Market?

5. Which modes and strategic moves are suitable for entering the Usage-based Insurance Market?

Table of Contents

1. Preface

• 1.1. Objectives of the Study
• 1.2. Market Segmentation & Coverage
• 1.3. Years Considered for the Study
• 1.4. Currency & Pricing
• 1.5. Language
• 1.6. Stakeholders

2. Research Methodology

• 2.1. Define: Research Objective
• 2.2. Determine: Research Design
• 2.3. Prepare: Research Instrument
• 2.4. Collect: Data Source
• 2.5. Analyze: Data Interpretation
• 2.6. Formulate: Data Verification
• 2.7. Publish: Research Report
• 2.8. Repeat: Report Update

3. Executive Summary

4. Market Overview

5. Market Insights

• 5.1. Market Dynamics
  • 5.1.1. Drivers
    • 5.1.1.1. Adoption of UBI to lower insurance premiums compared to regular insurance
    • 5.1.1.2. Growing adoption of connected car services
  • 5.1.2. Restraints
    • 5.1.2.1. Need for continuous monitoring and accuracy issues associated with usage-based insurance models
  • 5.1.3. Opportunities
    • 5.1.3.1. Ongoing advancements in usage-based insurance solutions for improved efficiency and user experience
    • 5.1.3.2. Government emphasis and regulations associated with automotive insurance
  • 5.1.4. Challenges
    • 5.1.4.1. Issues of data collection along with privacy concerns
• 5.2. Market Segmentation Analysis
  • 5.2.1. Package Type: The proliferation of Manage-how-you-drive packages to improve driving behavior
  • 5.2.2. Technology: Significant adoption of embedded systems due to their advanced features, such as emergency assistance or vehicle diagnostics
  • 5.2.3. Vehicle Type: Growing potential across passenger cars due to its personalized premiums based on individual driver behavior
  • 5.2.4. Device Offering: The significant popularity of BYOD among insurers due to its cost-effective implementation and flexibility
• 5.3. Market Trend Analysis
  • 5.3.1. Well-established regulations for telematics implementation and significant emphasis on customized usage-based insurance in the Americas
  • 5.3.2. Expanding vehicle sales and improved awareness toward usage-based insurance solutions in the Asia-Pacific
  • 5.3.3. Government focus on deploying advanced technologies in automobiles to ensure road safety coupled with rising adoption of usage-based insurance services in the EMEA region
• 5.4. Cumulative Impact of High Inflation
• 5.5. Porter's Five Forces Analysis
  • 5.5.1. Threat of New Entrants
  • 5.5.2. Threat of Substitutes
  • 5.5.3. Bargaining Power of Customers
  • 5.5.4. Bargaining Power of Suppliers
  • 5.5.5. Industry Rivalry
• 5.6. Value Chain & Critical Path Analysis
• 5.7. Regulatory Framework Analysis

6. Usage-based Insurance Market, by Package Type

• 6.1. Introduction
• 6.2. Manage-How-You-Drive
• 6.3. Pay-As-You-Drive
• 6.4. Pay-How-You-Drive

7. Usage-based Insurance Market, by Technology

• 7.1. Introduction
• 7.2. Black Box
• 7.3. Embedded System
• 7.4. OBD-II
• 7.5. Smartphone

8. Usage-based Insurance Market, by Device Offering

• 8.1. Introduction
• 8.2. Bring Your Device (BYOD)
• 8.3. Company Provided

9. Usage-based Insurance Market, by Vehicle Type

• 9.1. Introduction
• 9.2. Commercial Vehicle
• 9.3. Passenger Car

10. Americas Usage-based Insurance Market

• 10.1. Introduction
• 10.2. Argentina
• 10.3. Brazil
• 10.4. Canada
• 10.5. Mexico
• 10.6. United States

11. Asia-Pacific Usage-based Insurance Market

• 11.1. Introduction
• 11.2. Australia
• 11.3. China
• 11.4. India
• 11.5. Indonesia
• 11.6. Japan
• 11.7. Malaysia
• 11.8. Philippines
• 11.9. Singapore
• 11.10. South Korea
• 11.11. Taiwan
• 11.12. Thailand
• 11.13. Vietnam

12. Europe, Middle East & Africa Usage-based Insurance Market

• 12.1. Introduction
• 12.2. Denmark
• 12.3. Finland
• 12.4. France
• 12.5. Germany
• 12.6. Israel
• 12.7. Italy
• 12.8. Netherlands
• 12.9. Norway
• 12.10. Poland
• 12.11. Qatar
• 12.12. Russia
• 12.13. Saudi Arabia
• 12.14. South Africa
• 12.15. Spain
• 12.16. Sweden
• 12.17. Switzerland
• 12.18. Turkey
• 12.19. United Arab Emirates
• 12.20. United Kingdom

13. Competitive Landscape

• 13.1. Market Share Analysis, 2023
• 13.2. FPNV Positioning Matrix, 2023
• 13.3. Competitive Scenario Analysis
  • 13.3.1. Reliance General Insurance unveils 'Reliance Limit Sure Pay As You Drive'
  • 13.3.2. The Floow Partners with Definity and Munich Re Global Consulting to Bring New, Usage-Based Auto Insurance Product to Canada
  • 13.3.3. Definity Launches Sonnet Shift: a New Usage-based Insurance Offering Giving Customers Control of Their Premiums
  • 13.3.4. Citroen India Launches UBI Program in Partnership with ICICI Lombard General Insurance: Encourages Safe Driving Practices
  • 13.3.5. Jerry's AI-Powered Revolution in Car Insurance Accelerates with USD 110 Million Raise
  • 13.3.6. Lexasure to Provide Captive Car Insurance for My Car Consultant
  • 13.3.7. ACKO, Multipl Tie up to Combine Insurance with Investment
  • 13.3.8. Direct Line Group Acquires By Miles
  • 13.3.9. Cambridge Mobile Telematics Acquires Amodo
  • 13.3.10. Zuno General to Ride on 'Usage-Based Insurance,' Plans to Roll Out 'Pay How You Drive' Offering
  • 13.3.11. New India Assurance Launches 'Pay as you Drive' Policy
  • 13.3.12. Researchers Submit Patent Application, "Blockchain Controlled Multi-Carrier Auction System For Usage-Based Auto Insurance," for Approval

14. Competitive Portfolio

• 14.1. Key Company Profiles
• 14.2. Key Product Portfolio