ペット保険市場規模・シェア・動向分析レポート：補償タイプ別、動物タイプ別、販売チャネル別、地域別、セグメント予測、2025年～2030年

ペット保険市場の成長と動向

Grand View Research, Inc.の最新レポートによると、世界のペット保険市場規模は2025～2030年にかけて17.97%のCAGRを記録し、2030年には489億8,000万米ドルに達すると予測されています。

産業の成長を促す主要要因としては、医療技術や治療の進歩に伴う動物医療費の増加が挙げられます。そのため、ペットの飼い主はこれらの費用をカバーするための保険を求めています。米国ペット用品協会（APPA）によると、米国だけでペットの支出総額は2023年に過去最高の1,000億米ドル超に達すると推定されています。これには、ペットフード、用品、市販薬、獣医療、その他のサービスなどの費用が含まれます。ペットへの支出が増加傾向にあるのは、人々の生活におけるペットの重要性の高まりと、ペットの飼い主が動物の幸福のために投資しようとする意欲を反映しています。

さらに、ペット保険プロバイダーは、さまざまなニーズや予算に対応するカスタマイズ可能なプランを含め、より幅広い補償オプションを提供しており、ペットの飼い主にとって保険がより身近で魅力的なものとなっています。例えば、2023年8月、Nationwideは最先端のペット保護商品を発売し、ペットの飼い主がペットの要求や経済的制約に合わせて各カテゴリーの補償をカスタマイズできるようにしました。高度にカスタマイズ可能なペット保険プランの採用は、市場の重要な動向を意味します。この革新的なアプローチは、ペットの飼い主とその動物の多様なニーズを認識し、柔軟で個別化されたソリューションを記載しています。ペット保険がよりカスタマイズされ、適応性が高まるにつれて、より多くの人々を魅了し、導入率の増加を促進する可能性があります。この動向は、個々の顧客のニーズに応えるという産業のコミットメントを強調し、市場全体の成長と進化に貢献しています。

加えて、ペット福祉を擁護する規制支援や法規制の強化は、飼い主が法的要件を遵守し、ペットに最善のケアを提供しようとするため、ペット保険の需要を促進すると予想されます。例えば、欧州ではペット保険の加入が義務付けられていない国もあれば、法律で義務付けられている国もあります。全米保険委員会連合会（NAIC）は、ペットの健康保険に関する州の規制ガイダンスを作成するため、ペット保険モデル法を策定しました。さらに、マイクロチップの装着義務やペット旅行の要件など、特定の形態の保険が必需品となっている規制もあります。例えば、EUのペット・トラベル・スキームは、ペットを連れて旅行する際、特定の健康と身分証明書の遵守を義務付けています。このため、こうした規制上の義務を果たすためのペット保険の需要が直接的に高まっています。

ペット保険市場レポートハイライト

• 2024年の市場シェアは、事故・疾病補償タイプが約85.18%で市場を独占しています。ペットの事故や病気はより一般的であり、ペットの飼い主に大きな経済的負担を強いるため、ペット保険のニーズが高まっている
• 動物タイプ別では、犬セグメントが2024年に最大の市場シェアを占める。その他の動物タイプには、小型哺乳類、馬、爬虫類、鳥類が含まれ、2024～2030年のCAGRが最も速いと予測されています。
• 流通チャネル別では、直接販売セグメントが2023年に最も高いシェアを占め、2024～2030年にかけて最も速いCAGRで成長すると予測されています。
• 欧州は2024年に市場全体の約41.58%の最大シェアを占めました。
• 世界的にペットの飼育数が増加していることが市場成長を促進する主要要因です。また、ペットの健康に対する飼い主の意識と関心が高まっており、ペット保険の需要増につながっています。

目次

第1章 調査手法と範囲

第2章 エグゼクティブサマリー

第3章 ペット保険市場の変数、動向、範囲

• 市場系統の展望
  • 親市場の展望
  • 関連/補助市場展望
• 市場力学
  • 市場促進要因分析
  • 市場抑制要因分析
  • 市場機会分析
  • 市場課題分析
• ペット保険市場分析ツール
  • ポーターの分析
  • PESTEL分析
• COVID-19分析
• 主要国別のペット推定個体数

第4章 ペット保険市場： 補償タイプ、推定・動向分析

• セグメントダッシュボード
• ペット保険市場：補償タイプ変動分析、100万米ドル、2024年と2030年
• 事故と病気
• 事故のみ
• その他

第5章 ペット保険市場： 動物タイプ、推定・動向分析

• セグメントダッシュボード
• ペット保険市場：動物タイプ変動分析、100万米ドル、2024年と2030年
• 犬
• 猫
• その他（馬、小型哺乳類、鳥など）

第6章 ペット保険市場：流通チャネル別、推定・動向分析

• セグメントダッシュボード
• ペット保険市場：流通チャネル変動分析、100万米ドル、2024年と2030年
• 代理店
• ブローカ
• 直接
• バンカシュアランス
• その他

第7章 ペット保険市場：地域別、推定・動向分析

• ペット保険市場シェア、地域別、2024年と2030年、100万米ドル
• 北米
  • 米国
  • カナダ
  • メキシコ
• 欧州
  • 英国
  • ドイツ
  • フランス
  • イタリア
  • スペイン
  • スウェーデン
  • デンマーク
  • ノルウェー
  • オーストリア
  • ハンガリー
  • ポーランド
  • ルーマニア
  • チェコ共和国
  • スイス
  • ルクセンブルク
  • ポルトガル
  • ベルギー
• アジア太平洋
  • 中国
  • 日本
  • インド
  • 韓国
  • オーストラリア
  • タイ
• ラテンアメリカ
  • ブラジル
  • アルゼンチン
• 中東・アフリカ
  • サウジアラビア
  • 南アフリカ
  • アラブ首長国連邦
  • クウェート

第8章 競合情勢

• 市場参入企業の分類
• 企業市況分析/ヒープマップ分析
• 2024年の企業市場シェアの推定分析
• 戦略マッピング
  • 合併と買収
  • パートナーシップとコラボレーション
  • その他
• 企業プロファイル
  • Trupanion, Inc.
  • Deutsche Familienversicherung AG（DFV）
  • Petplan（Allianz）
  • Jab Holding Company
  • Direct Line
  • Lassie
  • Getsafe GmbH
  • Waggel Limited
  • Feather Insurance
  • Napo Limited
  • Tesco
  • Sainsbury Bank Plc.
  • Fressnapf Holding SE
  • EQT Group
  • MetLife Services and Solutions, LLC
  • HDFC Ergo
  • AliPay
  • Nationwide Mutual Insurance Company
  • Anicom Insurance

List of Tables

• Table 1 List of Secondary Sources
• Table 2 List of Abbreviations
• Table 3 Global Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 4 Global Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 5 Global Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 6 Global Pet Insurance Market, by Region, 2018 - 2030 (USD Million)
• Table 7 North America Pet Insurance Market, by Country, 2018 - 2030 (USD Million)
• Table 8 North America Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 9 North America Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 10 North America Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 11 U.S. Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 12 U.S. Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 13 U.S. Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 14 Canada Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 15 Canada Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 16 Canada Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 17 Mexico Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 18 Mexico Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 19 Mexico Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 20 Europe Pet Insurance Market, by Country, 2018 - 2030 (USD Million)
• Table 21 Europe Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 22 Europe Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 23 Europe Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 24 Germany Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 25 Germany Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 26 Germany Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 27 UK Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 28 UK Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 29 UK Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 30 France Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 31 France Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 32 France Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 33 Italy Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 34 Italy Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 35 Italy Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 36 Spain Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 37 Spain Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 38 Spain Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 39 Denmark Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 40 Denmark Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 41 Denmark Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 42 Sweden Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 43 Sweden Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 44 Sweden Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 45 Norway Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 46 Norway Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 47 Norway Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 48 Austria Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 49 Austria Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 50 Austria Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 51 Hungary Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 52 Hungary Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 53 Hungary Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 54 Poland Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 55 Poland Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 56 Poland Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 57 Romania Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 58 Romania Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 59 Romania Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 60 Romania Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 61 Romania Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 62 Romania Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 63 Czech Republic Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 64 Czech Republic Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 65 Czech Republic Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 66 Switzerland Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 67 Switzerland Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 68 Switzerland Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 69 Luxembourg Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 70 Luxembourg Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 71 Luxembourg Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 72 Portugal Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 73 Portugal Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 74 Portugal Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 75 Belgium Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 76 Belgium Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 77 Belgium Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 78 Asia Pacific Pet Insurance Market, by Country, 2018 - 2030 (USD Million)
• Table 79 Asia Pacific Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 80 Asia Pacific Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 81 Asia Pacific Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 82 China Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 83 China Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 84 China Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 85 Japan Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 86 Japan Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 87 Japan Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 88 India Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 89 India Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 90 India Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 91 South Korea Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 92 South Korea Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 93 South Korea Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 94 Australia Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 95 Australia Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 96 Australia Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 97 Thailand Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 98 Thailand Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 99 Thailand Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 100 Latin America Pet Insurance Market, by Country, 2018 - 2030 (USD Million)
• Table 101 Latin America Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 102 Latin America Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 103 Latin America Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 104 Brazil Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 105 Brazil Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 106 Brazil Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 107 Brazil Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 108 Argentina Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 109 Argentina Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 110 Middle East & Africa Pet Insurance Market, by Country, 2018 - 2030 (USD Million)
• Table 111 Middle East & Africa Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 112 Middle East & Africa Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 113 Middle East & Africa Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 114 South Africa Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 115 South Africa Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 116 South Africa Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 117 Saudi Arabia Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 118 Saudi Arabia Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 119 Saudi Arabia Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 120 UAE Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 121 UAE Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 122 UAE Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)
• Table 123 Kuwait Pet Insurance Market, By Coverage, 2018 - 2030 (USD Million)
• Table 124 Kuwait Pet Insurance Market, By Animal , 2018 - 2030 (USD Million)
• Table 125 Kuwait Pet Insurance Market, By Sales Channel, 2018 - 2030 (USD Million)

List of Figures

• Fig. 1 Market research process
• Fig. 2 Information Procurement
• Fig. 3 Primary Research Pattern
• Fig. 4 Market Research Approaches
• Fig. 5 Value Chain-Based Sizing & Forecasting
• Fig. 6 Market Formulation & Validation
• Fig. 7 Pet Insurance Market, Market Segmentation
• Fig. 8 Market Driver Relevance Analysis (Current & Future Impact)
• Fig. 9 Market Restraint Relevance Analysis (Current & Future Impact)
• Fig. 10 Market Challenge Relevance Analysis (Current & Future Impact)
• Fig. 11 SWOT Analysis, By Factor (Political & Legal, Economic and Technological)
• Fig. 12 Porter's Five Forces Analysis
• Fig. 13 Regional Marketplace: Key Takeaways
• Fig. 14 Global Pet Insurance Market, for Coverage, 2018 - 2030 (USD Million)
• Fig. 15 Global Pet Insurance Market, for Accident & Illness, 2018 - 2030 (USD Million)
• Fig. 16 Global Pet Insurance Market, for Accident only, 2018 - 2030 (USD Million)
• Fig. 17 Global Pet Insurance Market, for Others, 2018 - 2030 (USD Million)
• Fig. 18 Global Pet Insurance Market, for Animal, 2018 - 2030 (USD Million)
• Fig. 19 Global Pet Insurance Market, for Dogs, 2018 - 2030 (USD Million)
• Fig. 20 Global Pet Insurance Market, for Cats, 2018 - 2030 (USD Million)
• Fig. 21 Global Pet Insurance Market, for Others , 2018 - 2030 (USD Million)
• Fig. 22 Global Pet Insurance Market, for Sales Channel, 2018 - 2030 (USD Million)
• Fig. 23 Global Pet Insurance Market, for Agency, 2018 - 2030 (USD Million)
• Fig. 24 Global Pet Insurance Market, for Broker, 2018 - 2030 (USD Million)
• Fig. 25 Global Pet Insurance Market, for Direct, 2018 - 2030 (USD Million)
• Fig. 26 Global Pet Insurance Market, for Bancassurance, 2018 - 2030 (USD Million)
• Fig. 27 Global Pet Insurance Market, for Others, 2018 - 2030 (USD Million)
• Fig. 28 Regional Outlook, 2024 & 2030
• Fig. 29 North America Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 30 U.S. Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 31 Canada Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 32 Mexico Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 33 Europe Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 34 UK Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 35 Germany Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 36 France Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 37 Italy Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 38 Spain Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 39 Denmark Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 40 Sweden Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 41 Norway Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 42 Austria Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 43 Hungary Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 44 Poland Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 45 Romania Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 46 Czech Republic Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 47 Switzerland Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 48 Luxembourg Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 49 Portugal Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 50 Belgium Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 51 Asia Pacific Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 52 Japan Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 53 China Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 54 India Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 55 Australia Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 56 South Korea Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 57 Thailand Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 58 Latin America Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 59 Brazil Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 60 Argentina Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 61 Middle East and Africa Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 62 South Africa Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 63 Saudi Arabia Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 64 UAE Pet Insurance Market, 2018 - 2030 (USD Million)
• Fig. 65 Kuwait Pet Insurance Market, 2018 - 2030 (USD Million)

Pet Insurance Market Growth & Trends:

The global pet insurance market size is expected to reach USD 48.98 billion by 2030, registering a CAGR of 17.97% from 2025 to 2030, according to a new report by Grand View Research, Inc. The key factor driving the industry growth includes increasing veterinary care costs as a result of advancements in medical technology and treatments. Thus, pet owners are seeking insurance to help cover these expenses. According to the American Pet Products Association (APPA), the total pet spending in the U.S. alone was estimated to reach a record high of over $100 billion in 2023. This includes expenses, such as pet food, supplies, over-the-counter medications, veterinary care, and other services. The increasing trend in pet spending reflects the growing importance of pets in people's lives and the willingness of pet owners to invest in the well-being of their animals.

Furthermore, pet insurance providers are offering a wider range of coverage options, including customizable plans that cater to different needs and budgets, making insurance more accessible and attractive to pet owners. For instance, in August 2023, Nationwide launched its most cutting-edge pet protection product, empowering pet owners to tailor coverage in each category to suit their pet's requirements and financial constraints. The introduction of highly customizable pet insurance plans signifies a significant trend in the market. This innovative approach recognizes the diverse needs of pet owners and their animals, providing a flexible and personalized solution. As pet insurance becomes more tailored and adaptable, it is likely to attract a broader audience, fostering increased adoption rates. This trend emphasizes the industry's commitment to meeting individualized customer needs and contributes to the overall growth and evolution of the market.

In addition, increased regulatory support and legislation advocating for pet welfare are expected to drive the demand for pet insurance, as owners seek to comply with legal requirements and provide the best possible care for their pets. For example, in some European countries, pet insurance is not mandatory, while in others, it may be required by law. The National Association of Insurance Commissioners (NAIC) has developed a Pet Insurance Model Act to create regulatory guidance for states regarding pet health insurance. Moreover, some regulations, such as mandatory microchipping or pet travel requirements, have made certain forms of insurance a necessity. For example, the EU Pet Travel Scheme necessitates compliance with specific health and identification measures when traveling with pets. This has directly increased the demand for pet insurance to meet these regulatory obligations.

Pet Insurance Market Report Highlights:

• The accident & illness coverage type segment dominated the market with a share of about 85.18% in 2024. Since pet accidents and illnesses are more common, posing a significant financial strain on pet owners, which results in a higher need for pet insurance
• The dogs segment attributed to the largest market share in 2024 in terms of animal type. The other animal type segment includes small mammals, horses, reptiles, & birds, and is projected to grow at the fastest CAGR from 2024 to 2030
• By sales channel, the direct sales segment held the highest share in 2023 and is estimated to grow at the fastest CAGR from 2024 to 2030
• Europe held the largest share of about 41.58% of the overall market in 2024
• The rising number of pet adoptions globally is a major factor driving market growth. In addition, there is a growing awareness and concern among pet owners about their pets' health, leading to an increased demand for pet insurance

Table of Contents

Chapter 1. Methodology and Scope

• 1.1. Market Segmentation and Scope
  • 1.1.1. Regional Scope
  • 1.1.2. Estimates And Forecast Timeline
• 1.2. Market Definitions
• 1.3. Research Methodology
• 1.4. Information Procurement
  • 1.4.1. Purchased Database
  • 1.4.2. GVR's Internal Database
• 1.5. Market Formulation & Validation
• 1.6. Model Details
  • 1.6.1. Commodity flow analysis
  • 1.6.2. Global Market: CAGR Calculation
• 1.7. Research Scope and Assumptions
  • 1.7.1. List of Secondary Sources
  • 1.7.2. List of Primary Sources
  • 1.7.3. Objectives

Chapter 2. Executive Summary

• 2.1. Market Outlook
• 2.2. Segment Outlook
• 2.3. Competitive Insights

Chapter 3. Pet Insurance Market Variables, Trends, & Scope

• 3.1. Market Lineage Outlook
  • 3.1.1. Parent Market Outlook
  • 3.1.2. Related/Ancillary Market Outlook
• 3.2. Market Dynamics
  • 3.2.1. Market Drivers Analysis
    • 3.2.1.1. Growing Pet Population
    • 3.2.1.2. Adoption Of Pet Insurance In Underpenetrated Markets
    • 3.2.1.3. Increasing Veterinary Care Costs
    • 3.2.1.4. Initiatives By Key Companies
    • 3.2.1.5. Humanization Of Pets
  • 3.2.2. Market Restraints Analysis
    • 3.2.2.1. Low Adoption Rate
    • 3.2.2.2. Pet Insurance Cost Concerns
    • 3.2.2.3. Regulatory Scrutiny
  • 3.2.3. Market Opportunity Analysis
  • 3.2.4. Market Challenges Analysis
• 3.3. Pet Insurance Market Analysis Tools
  • 3.3.1. Porter's Analysis
    • 3.3.1.1. Bargaining power of the suppliers
    • 3.3.1.2. Bargaining power of the buyers
    • 3.3.1.3. Threats of substitution
    • 3.3.1.4. Threats from new entrants
    • 3.3.1.5. Competitive rivalry
  • 3.3.2. PESTEL Analysis
    • 3.3.2.1. Political landscape
    • 3.3.2.2. Economic and Social Landscape
    • 3.3.2.3. Technological landscape
    • 3.3.2.4. Environmental Landscape
    • 3.3.2.5. Legal landscape
• 3.4. Covid-19 Analysis
• 3.5. Estimated Pet Population, by key countries

Chapter 4. Pet Insurance Market: Coverage Estimates & Trend Analysis

• 4.1. Segment Dashboard
• 4.2. Pet Insurance Market: Coverage Movement Analysis, USD Million, 2024 & 2030
• 4.3. Accident & Illness
  • 4.3.1. Accident & Illness Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
• 4.4. Accident Only
  • 4.4.1. Accident Only Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
• 4.5. Others
  • 4.5.1. Others Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)

Chapter 5. Pet Insurance Market: Animal Estimates & Trend Analysis

• 5.1. Segment Dashboard
• 5.2. Pet Insurance Market: Animal Movement Analysis, USD Million, 2024 & 2030
• 5.3. Dogs
  • 5.3.1. Dogs Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
• 5.4. Cats
  • 5.4.1. Cats Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
• 5.5. Others (horses, small mammals, pet birds, etc.)
  • 5.5.1. Other Animal Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)

Chapter 6. Pet Insurance Market: Sales Channel Estimates & Trend Analysis

• 6.1. Segment Dashboard
• 6.2. Pet Insurance Market: Sales Channel Movement Analysis, USD Million, 2024 & 2030
• 6.3. Agency
  • 6.3.1. Agency Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
• 6.4. Broker
  • 6.4.1. Broker Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
• 6.5. Direct
  • 6.5.1. Direct Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
• 6.6. Bancassurance
  • 6.6.1. Bancassurance Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)
• 6.7. Others
  • 6.7.1. Others Market Revenue Estimates and Forecasts, 2018 - 2030 (USD Million)

Chapter 7. Pet Insurance Market: Regional Estimates & Trend Analysis

• 7.1. Pet Insurance Market Share, By Region, 2024 & 2030, USD Million
• 7.2. North America
  • 7.2.1. North America Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.2.2. U.S.
    • 7.2.2.1. Key Country Dynamics
    • 7.2.2.2. Competitive Insights
    • 7.2.2.3. U.S. Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.2.3. Canada
    • 7.2.3.1. Key Country Dynamics
    • 7.2.3.2. Competitive Insights
    • 7.2.3.3. Canada Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.2.4. Mexico
    • 7.2.4.1. Key Country Dynamics
    • 7.2.4.2. Competitive Insights
    • 7.2.4.3. Mexico Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
• 7.3. Europe
  • 7.3.1. Europe Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.3.2. UK
    • 7.3.2.1. Key Country Dynamics
    • 7.3.2.2. Competitive Insights
    • 7.3.2.3. UK Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.3.3. Germany
    • 7.3.3.1. Key Country Dynamics
    • 7.3.3.2. Competitive Insights
    • 7.3.3.3. Germany Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.3.4. France
    • 7.3.4.1. Key Country Dynamics
    • 7.3.4.2. Competitive Insights
    • 7.3.4.3. France Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.3.5. Italy
    • 7.3.5.1. Key Country Dynamics
    • 7.3.5.2. Competitive Insights
    • 7.3.5.3. Italy Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.3.6. Spain
    • 7.3.6.1. Key Country Dynamics
    • 7.3.6.2. Competitive Insights
    • 7.3.6.3. Spain Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.3.7. Sweden
    • 7.3.7.1. Key Country Dynamics
    • 7.3.7.2. Competitive Insights
    • 7.3.7.3. Sweden Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.3.8. Denmark
    • 7.3.8.1. Key Country Dynamics
    • 7.3.8.2. Competitive Insights
    • 7.3.8.3. Denmark Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.3.9. Norway
    • 7.3.9.1. Key Country Dynamics
    • 7.3.9.2. Competitive Insights
    • 7.3.9.3. Norway Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.3.10. Austria
    • 7.3.10.1. Key Country Dynamics
    • 7.3.10.2. Competitive Insights
    • 7.3.10.3. Austria Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.3.11. Hungary
    • 7.3.11.1. Key Country Dynamics
    • 7.3.11.2. Competitive Insights
    • 7.3.11.3. Hungary Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.3.12. Poland
    • 7.3.12.1. Key Country Dynamics
    • 7.3.12.2. Competitive Insights
    • 7.3.12.3. Poland Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.3.13. Romania
    • 7.3.13.1. Key Country Dynamics
    • 7.3.13.2. Competitive Insights
    • 7.3.13.3. Romania Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.3.14. Czech Republic
    • 7.3.14.1. Key Country Dynamics
    • 7.3.14.2. Competitive Insights
    • 7.3.14.3. Czech Republic Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.3.15. Switzerland
    • 7.3.15.1. Key Country Dynamics
    • 7.3.15.2. Competitive Insights
    • 7.3.15.3. Switzerland Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.3.16. Luxembourg
    • 7.3.16.1. Key Country Dynamics
    • 7.3.16.2. Competitive Insights
    • 7.3.16.3. Luxembourg Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.3.17. Portugal
    • 7.3.17.1. Key Country Dynamics
    • 7.3.17.2. Competitive Insights
    • 7.3.17.3. Portugal Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.3.18. Belgium
    • 7.3.18.1. Key Country Dynamics
    • 7.3.18.2. Competitive Insights
    • 7.3.18.3. Belgium Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
• 7.4. Asia Pacific
  • 7.4.1. Asia Pacific Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.4.2. China
    • 7.4.2.1. Key Country Dynamics
    • 7.4.2.2. Competitive Insights
    • 7.4.2.3. China Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.4.3. Japan
    • 7.4.3.1. Key Country Dynamics
    • 7.4.3.2. Competitive Insights
    • 7.4.3.3. Japan Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.4.4. India
    • 7.4.4.1. Key Country Dynamics
    • 7.4.4.2. Competitive Insights
    • 7.4.4.3. India Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.4.5. South Korea
    • 7.4.5.1. Key Country Dynamics
    • 7.4.5.2. Competitive Insights
    • 7.4.5.3. South Korea Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.4.6. Australia
    • 7.4.6.1. Key Country Dynamics
    • 7.4.6.2. Competitive Insights
    • 7.4.6.3. Australia Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.4.7. Thailand
    • 7.4.7.1. Key Country Dynamics
    • 7.4.7.2. Competitive Insights
    • 7.4.7.3. Australia Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
• 7.5. Latin America
  • 7.5.1. Latin America Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.5.2. Brazil
    • 7.5.2.1. Key Country Dynamics
    • 7.5.2.2. Competitive Insights
    • 7.5.2.3. Brazil Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.5.3. Argentina
    • 7.5.3.1. Key Country Dynamics
    • 7.5.3.2. Competitive Insights
    • 7.5.3.3. Argentina Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
• 7.6. Middle East and Africa
  • 7.6.1. Middle East and Africa Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.6.2. Saudi Arabia
    • 7.6.2.1. Key Country Dynamics
    • 7.6.2.2. Competitive Insights
    • 7.6.2.3. Saudi Arabia Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.6.3. South Africa
    • 7.6.3.1. Key Country Dynamics
    • 7.6.3.2. Competitive Insights
    • 7.6.3.3. South Africa Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.6.4. UAE
    • 7.6.4.1. Key Country Dynamics
    • 7.6.4.2. Competitive Insights
    • 7.6.4.3. UAE Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)
  • 7.6.5. Kuwait
    • 7.6.5.1. Key Country Dynamics
    • 7.6.5.2. Competitive Insights
    • 7.6.5.3. Kuwait Pet Insurance Market Estimates and Forecasts, 2018 - 2030 (USD Million)

Chapter 8. Competitive Landscape

• 8.1. Market Participant Categorization
• 8.2. Company Market Position Analysis/ Heap Map Analysis
• 8.3. Estimated Company Market Share Analysis, 2024
• 8.4. Strategy Mapping
  • 8.4.1. Mergers & Acquisitions
  • 8.4.2. Partnerships & Collaborations
  • 8.4.3. Others
• 8.5. Company Profiles
  • 8.5.1. Trupanion, Inc.
    • 8.5.1.1. Participant's Overview
    • 8.5.1.2. Financial Performance
    • 8.5.1.3. Product Benchmarking
    • 8.5.1.4. Strategic Initiatives
  • 8.5.2. Deutsche Familienversicherung AG (DFV)
    • 8.5.2.1. Participant's Overview
    • 8.5.2.2. Financial Performance
    • 8.5.2.3. Product Benchmarking
    • 8.5.2.4. Strategic Initiatives
  • 8.5.3. Petplan (Allianz)
    • 8.5.3.1. Participant's Overview
    • 8.5.3.2. Financial Performance
    • 8.5.3.3. Product Benchmarking
    • 8.5.3.4. Strategic Initiatives
  • 8.5.4. Jab Holding Company
    • 8.5.4.1. Participant's Overview
    • 8.5.4.2. Financial Performance
    • 8.5.4.3. Product Benchmarking
    • 8.5.4.4. Strategic Initiatives
  • 8.5.5. Direct Line
    • 8.5.5.1. Participant's Overview
    • 8.5.5.2. Financial Performance
    • 8.5.5.3. Product Benchmarking
    • 8.5.5.4. Strategic Initiatives
  • 8.5.6. Lassie
    • 8.5.6.1. Participant's Overview
    • 8.5.6.2. Financial Performance
    • 8.5.6.3. Product Benchmarking
    • 8.5.6.4. Strategic Initiatives
  • 8.5.7. Getsafe GmbH
    • 8.5.7.1. Participant's Overview
    • 8.5.7.2. Financial Performance
    • 8.5.7.3. Product Benchmarking
    • 8.5.7.4. Strategic Initiatives
  • 8.5.8. Waggel Limited
    • 8.5.8.1. Participant's Overview
    • 8.5.8.2. Financial Performance
    • 8.5.8.3. Product Benchmarking
    • 8.5.8.4. Strategic Initiatives
  • 8.5.9. Feather Insurance
    • 8.5.9.1. Participant's Overview
    • 8.5.9.2. Financial Performance
    • 8.5.9.3. Product Benchmarking
    • 8.5.9.4. Strategic Initiatives
  • 8.5.10. Napo Limited
    • 8.5.10.1. Participant's Overview
    • 8.5.10.2. Financial Performance
    • 8.5.10.3. Product Benchmarking
    • 8.5.10.4. Strategic Initiatives
  • 8.5.11. Tesco
    • 8.5.11.1. Participant's Overview
    • 8.5.11.2. Financial Performance
    • 8.5.11.3. Product Benchmarking
    • 8.5.11.4. Strategic Initiatives
  • 8.5.12. Sainsbury Bank Plc.
    • 8.5.12.1. Participant's Overview
    • 8.5.12.2. Financial Performance
    • 8.5.12.3. Product Benchmarking
    • 8.5.12.4. Strategic Initiatives
  • 8.5.13. Fressnapf Holding SE
    • 8.5.13.1. Participant's Overview
    • 8.5.13.2. Financial Performance
    • 8.5.13.3. Product Benchmarking
    • 8.5.13.4. Strategic Initiatives
  • 8.5.14. EQT Group
    • 8.5.14.1. Participant's Overview
    • 8.5.14.2. Financial Performance
    • 8.5.14.3. Product Benchmarking
    • 8.5.14.4. Strategic Initiatives
  • 8.5.15. MetLife Services and Solutions, LLC
    • 8.5.15.1. Participant's Overview
    • 8.5.15.2. Financial Performance
    • 8.5.15.3. Product Benchmarking
    • 8.5.15.4. Strategic Initiatives
  • 8.5.16. HDFC Ergo
    • 8.5.16.1. Participant's Overview
    • 8.5.16.2. Financial Performance
    • 8.5.16.3. Product Benchmarking
    • 8.5.16.4. Strategic Initiatives
  • 8.5.17. AliPay
    • 8.5.17.1. Participant's Overview
    • 8.5.17.2. Financial Performance
    • 8.5.17.3. Product Benchmarking
    • 8.5.17.4. Strategic Initiatives
  • 8.5.18. Nationwide Mutual Insurance Company
    • 8.5.18.1. Participant's Overview
    • 8.5.18.2. Financial Performance
    • 8.5.18.3. Product Benchmarking
    • 8.5.18.4. Strategic Initiatives
  • 8.5.19. Anicom Insurance
    • 8.5.19.1. Participant's Overview
    • 8.5.19.2. Financial Performance
    • 8.5.19.3. Product Benchmarking
    • 8.5.19.4. Strategic Initiatives